Search found 365 matches

by forgeblast
Mon Mar 09, 2020 10:33 am
Forum: Personal Consumer Issues
Topic: mountain bike purchase
Replies: 31
Views: 1292

Re: mountain bike purchase

I was looking for a road bike last year. I went back and forth over bikes direct bikes etc. A buddy of mine who bikes all the time took me to a little out of the way bike shop. They had models that were a few years older but the components were better then what was in my price range at bikes direct....
by forgeblast
Wed Mar 04, 2020 7:30 am
Forum: Personal Finance (Not Investing)
Topic: Career change at 47
Replies: 116
Views: 11369

Re: Career change at 47

Teaching isn't for everyone. But it would certainly be a change of pace. Teaching jobs also come with good benefits. Thanks for taking the time to respond. Something to consider. I've often thought teaching would make a good "second" career. If you're nearly financially independent (which you seem ...
by forgeblast
Mon Mar 02, 2020 10:48 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

[/quote]Interesting about the Wegman's clerk. Wegman's is my favorite store but it's 20 miles away. I would 'guess' that products like TP and cleaning supplies cost more at Wegman's and there isn't a large selection of them. I am fortunately not on a budget when it comes to grocery shopping, so I sh...
by forgeblast
Mon Mar 02, 2020 7:49 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 130273

Re: Coronavirus (Consumer Issues) How you are preparing?

In North East pa, target was fully gutted of bleach and hand sanitizer. While I was in Wegmans, a check out clerk told me that after work he was getting ready to go flu shopping with his wife to stock up. Not sure on what as he worked in a grocery store. Food places like nitro pack and beprepared.co...
by forgeblast
Thu Feb 27, 2020 9:34 am
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9754

Re: How Do you Exercise Indoors?

We have a cycleops older spin bike (1200 new got it for 100 on marketplace), we us that to warm pu 10-20 mins, then normally hit our rower. We have the C2, best one out there holds it value, great work out. I am really impressed with it.
Throw in some kettle bells and you have a great work out.
by forgeblast
Wed Feb 26, 2020 11:06 am
Forum: Personal Consumer Issues
Topic: Should I get a safe? What kind? What would you do? How safe is a "safe"?
Replies: 91
Views: 6296

Re: Should I get a safe? What kind? What would you do? How safe is a "safe"?

DW and I have always wanted a safe. We have also wanted a "panic room" ever since we saw that movie (can't remember). . . But, for now, let's focus on the "safe". I know absolutely nothing about these things. :confused Requirements: 1 Water resistant or proof. We have lot's of documents to keep sec...
by forgeblast
Tue Feb 25, 2020 11:47 am
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24139

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

I was looking at travel insurance too, since we are booking pretty far in advance. The only insurance available is the cancel for any reason and its pricey. If you live in NY its not available.
by forgeblast
Tue Feb 25, 2020 7:25 am
Forum: Personal Consumer Issues
Topic: Do you ever use cash?
Replies: 228
Views: 13588

Re: Do you ever use cash?

All the time, we run the Ramsey envelop system and pay cash or don't buy it. Works for us.
by forgeblast
Tue Feb 25, 2020 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Quitting a Company That is Expanding Too Fast
Replies: 6
Views: 1323

Re: Quitting a Company That is Expanding Too Fast

As others have said this is a boom year(s) for construction. Ride the wave a bit, get your degree and then see where it takes you. The market and housing/construction IMHO might be affected by the Corona, the market dropped a bit yesterday and if there are a lot of drops then people will stop the co...
by forgeblast
Fri Feb 21, 2020 10:58 am
Forum: Personal Consumer Issues
Topic: Exploring new hobbies before retirement: how to find time?
Replies: 16
Views: 1286

Re: Exploring new hobbies before retirement: how to find time?

I started greenwood carving because I could do it while my daughter was playing. Its two knives, and fresh wood. I had no problems setting it down if she needed me or was done playing. Now that she is older I stopped doing production work (ie second job of carving all summer, and selling all winter)...
by forgeblast
Thu Feb 20, 2020 10:11 am
Forum: Personal Consumer Issues
Topic: Used car purchase - now dreading it
Replies: 117
Views: 8367

Re: Used car purchase - now dreading it

Can you flip the car for what you owe on it and get one you want?
by forgeblast
Thu Feb 20, 2020 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Home for Mother In Law
Replies: 10
Views: 1478

Re: Home for Mother In Law

I would think townhouse so there is no maintenance/upkeep. sell the first property, pay off cc etc and anything left over put it into getting the primary home ready for sale. then sell it and find something small for her. I agree about elder care lawyer and make sure will, power of attorney, directi...
by forgeblast
Thu Feb 20, 2020 7:15 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4612

Re: When will 5G be available in Rural US?

Ged wrote:
Wed Feb 19, 2020 5:49 pm
forgeblast wrote:
Wed Feb 19, 2020 9:28 am
Science VS had a podcast on 5g, and touched on health effects.
Thanks to the pointer to that source. There are some interesting review articles linked to the podcast.
I like that they list their sources so that you can go back and see how they made their findings.
by forgeblast
Wed Feb 19, 2020 9:28 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4612

Re: When will 5G be available in Rural US?

I have read there is concern over radiation effects and some European countries are delaying rollout. This is fake news spread by the same fake news sources that have been affecting chaos in other parts of our public lives. That's weird - it is in the Financial Times, a paper not known for their fa...
by forgeblast
Tue Feb 18, 2020 7:41 am
Forum: Personal Finance (Not Investing)
Topic: I'm 40 and when do I retire? first world problem?
Replies: 52
Views: 9520

Re: I'm 40 and when do I retire? first world problem?

In our state PA, many of our SRO (school resource officers) are retired state police officers. It might be a way to keep working if you want to, I am not sure if your state offers you this opportunity.
by forgeblast
Mon Feb 17, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4612

Re: When will 5G be available in Rural US?

Living rural, means dsl and no cell reception, and unfortunately frontier. I look at it as another technology that will pass us by. There is no "streaming" at our house as everything is buffered.
Its a huge technology divide between us and even 3 miles closer to town.
by forgeblast
Wed Feb 12, 2020 9:54 am
Forum: Personal Consumer Issues
Topic: What are your not free but still frugal hobbies?
Replies: 102
Views: 7615

Re: What are your not free but still frugal hobbies?

Greenwood working. 200 for an ax (or less), 30 for a straight knife, 60 for a hook knife. You can carve spoons, bowls, cups, etc using very simple tools. Its a huge hobby world wide. It uses fresh "green" or wet wood. No kiln dried wood needed. My tools all fit into a backpack and I take them hiking...
by forgeblast
Wed Feb 12, 2020 9:45 am
Forum: Personal Consumer Issues
Topic: Suggestions to save money on a house move cross country
Replies: 22
Views: 1159

Re: Suggestions to save money on a house move cross country

3rd vote for abf upack. we moved from nc to pa and save a lot by using them.
Just go to harbor freight buy movers blankets (they often go on sale).
Pack as secure as you can, and then put in the bulkhead. You only pay for the space you use.
by forgeblast
Wed Feb 12, 2020 9:41 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27834

Re: Protection Against Home Intruders

https://www.homedepot.com/p/Prime-Line-Mega-Jamb-Door-Reinforcement-Kit-for-2-3-8-in-Backset-U-10893/202049115 This is a door jam reinforcement, prevents kick ins. We have these on all our doors. Also the ring camera, easy to set up and we get alerts. Window film, have this on all our windows, easy ...
by forgeblast
Tue Feb 11, 2020 10:01 am
Forum: Personal Consumer Issues
Topic: How often do you need new car tires?
Replies: 50
Views: 4050

Re: How often do you need new car tires?

Depends on the roads your traveling too. On a dirt road expect a lot more ware, potholes etc...In pa, living on a dirt road, I never get what is implied.
We change our tires mostly right before winter to maximize our winter stopping and traveling.
by forgeblast
Wed Feb 05, 2020 10:53 am
Forum: Personal Consumer Issues
Topic: Tick Prevention for Dogs
Replies: 19
Views: 1439

Re: Tick Prevention for Dogs

Bayer K9 Advantix II We have a golden doodle, and live very rural. Every day there are deer in our yard. If we do not use k9 advantix there will be ticks on our dog. We use it year round. What we also do is make tick traps. Take tp tubes, fill with dryer lint and spray Permethrin in to wet the dryer...
by forgeblast
Mon Feb 03, 2020 2:37 pm
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 288
Views: 37612

Re: What video games are you currently playing?

Mostly mobile ftp games, Star wars galaxy of heroes-i am close to saying enough is enough with that game though. Lots of issues since the relic update. once I unlock a few characters I can take a break and see if I am really done. Marvel strike force--just like star wars just marvel--funny thing is ...
by forgeblast
Mon Feb 03, 2020 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Baby on the Way , Things to Do Now
Replies: 17
Views: 1288

Re: Baby on the Way , Things to Do Now

Sign up for all the baby brands, ie pampers, similac etc...also have grandparents do it. There will be a lot of coupons an freebies coming your way.
If you do need a specialized formula, check ebay. I was able to save a ton of $ doing it that way vs the store.
by forgeblast
Thu Jan 30, 2020 10:15 am
Forum: Personal Consumer Issues
Topic: When to Replace Roof vs. Repair?
Replies: 41
Views: 3057

Re: When to Replace Roof vs. Repair?

My roof is about 20 years old. There was a bad storm recently that knocked off a dozen or so shingles. I had some watermarks on my guest BR ceiling. The roofer told me he can replaced missing shingles for about $500. Overall, he said the roof should last another 5 years or so. If I want to replace ...
by forgeblast
Wed Jan 29, 2020 9:17 am
Forum: Personal Consumer Issues
Topic: Need railing for steps to front porch
Replies: 17
Views: 1099

Re: Need railing for steps to front porch

If you google "metal railing installers near dc" you will get a lot of hits. They will come out and measure and build the railing for you. They will have the drills etc to core into the concrete and attach the metal securely. Growing up a next door neighbor worked at a place making wrought iron rail...
by forgeblast
Thu Jan 23, 2020 3:24 pm
Forum: Personal Consumer Issues
Topic: Baby registry "must haves"?
Replies: 64
Views: 3311

Re: Baby registry "must haves"?

Diapers in various sizes (there is something called a diaper cake that people make (looks like a cake made out of diapers) we had totes filled with various sizes so when she grew we could move up easily. A good baby monitor, and if you will have different people watching, taking care of the kiddo, a...
by forgeblast
Thu Jan 23, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: $2 million at a young age
Replies: 78
Views: 8961

Re: $2 million at a young age

If I had that it would have been a nightmare. I was not aware of bogleheads and it would have been a bad situation. Look at how many people win the lottery and loose it all and more. I would three fund it, and get the temptation locked away. That way when someone asks for a loan you can say you can'...
by forgeblast
Wed Jan 22, 2020 7:28 am
Forum: Personal Consumer Issues
Topic: Insulating bedroom walls/floor from inside the house
Replies: 16
Views: 1452

Re: Insulating bedroom walls/floor from inside the house

look at the various types of foam. There is one type that they can do from the outside and it slowly fills the wall cavity.
Foam it green (com) has videos of it on their website.
by forgeblast
Wed Jan 22, 2020 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Advice on moving to Pennsylvania
Replies: 53
Views: 4359

Re: Advice on moving to Pennsylvania

Pa member here, if you know the area that your planning to move to let us know we can help out a bit more. Its a large state, many different areas. Excellent hunting/fishing/boating etc Lots of gas industry so if your buying a large rural property, you will have to negotiate the gas/oil rights in ad...
by forgeblast
Mon Jan 20, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11660

Re: If you could only listen to one podcast...

Dark net diaries---great insight into whats happening online, why hacks happen etc. Science VS--My daughter and I love this one. I respect that they list all their sources and journals etc that they pull info from The Leviathan Chronicles--sci-fi story just getting into it Vast--took a could of epis...
by forgeblast
Mon Jan 20, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: Best Way to Resolve Property Line/Fence Issue with Heirs
Replies: 53
Views: 4106

Re: Best Way to Resolve Property Line/Fence Issue with Heirs

I think your doing it the right way. Survey with pins marked. Once that is done, they you will know where to go from there. How much needs to be moved etc.
Better off doing this now, then throwing it on new owners since they will be your neighbors longer then the ones selling.
by forgeblast
Mon Jan 20, 2020 7:50 am
Forum: Personal Consumer Issues
Topic: Time to get a bearded dragon?!
Replies: 57
Views: 4623

Re: Time to get a bearded dragon?!

We had a bearded dragon (beardie) for a few years. As far as lizards go they are by far the best ones to get. They are smart, easy to take care of, and they cage because they are on sand doesnt smell like tropical lizards. Our lizard use to love to ride on the back of our dog, (dog loved it too). If...
by forgeblast
Fri Jan 17, 2020 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Daycare Provider Wants to Charge $20/week for Receipt
Replies: 145
Views: 9796

Re: Daycare Provider Wants to Charge $20/week for Receipt

I used this when we had daycare. We got all the money on Jan 1st and then we submitted it all at once. Once check. Get a receipt then and then turn it in. I have never heard of a daycare charging for a receipt. Did you sign a contract with her to enroll, is anything listed in that about a receipt fe...
by forgeblast
Fri Jan 17, 2020 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Discounted IVF medication programs for higher income people?
Replies: 12
Views: 1552

Re: Discounted IVF medication programs for higher income people?

Some states cover IVF some do not. Unfortunately we were in a non covering IVF. We did 5 to have our daughter, and in that time have visited a ton of doctors. There was no discounted meds. It was all out of pocket. We were up over 100k, with meds and doctor bills. But debt snowballed out of it. I ca...
by forgeblast
Tue Jan 14, 2020 8:16 am
Forum: Personal Finance (Not Investing)
Topic: How to use 529 opened by grandparents?
Replies: 16
Views: 1244

Re: How to use 529 opened by grandparents?

Its funny i was in my daughters 529 today (we are PA) moving some investments options around. Its powered(run) by vanguard. When you log in you can link accounts to the beneficiary. Its probably a good idea for you to make an account too, so you can link them all together. Its not a bad site to navi...
by forgeblast
Tue Jan 14, 2020 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Ghosted by Best Buy?
Replies: 41
Views: 6109

Re: Ghosted by Best Buy?

Normally January 1st until before Easter is a dead zone. Hours are cut way back and inventory starts. I worked retail as a second job, and it would get frustrating. The company would put me one once every 2 weeks during this time to make sure I was still an active employee. From their point of view,...
by forgeblast
Fri Jan 10, 2020 11:32 am
Forum: Personal Consumer Issues
Topic: limo travel to nyc from nj
Replies: 14
Views: 1173

Re: limo travel to nyc from nj

When my mother was in the final stages of cancer she wanted to go see one more broadway show(lion king) so we took a limo from PA to NYC and they were able to drop us off at front pick us up and take us to a restaurant for dinner too before coming home. So I would say its definitely do able.
by forgeblast
Thu Jan 09, 2020 11:37 am
Forum: Personal Finance (Not Investing)
Topic: What Are Your 2020 Goals?
Replies: 56
Views: 12132

Re: What Are Your 2020 Goals?

This year is a fun year to try to figure out goals. In ten years I can take early retirement, or 15 full retirement so our sense of putting away savings and emergency fund, and 529 is a bit higher. We only have a few more years to pay off our house, then we will take most of our mortgage payment and...
by forgeblast
Thu Jan 09, 2020 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Home addition - Seeking Some Feedback (photos/floorplans inside)
Replies: 17
Views: 1442

Re: Home addition - Seeking Some Feedback (photos/floorplans inside)

It looks like a great plan, and the costs are about what I would expect. I would if your going this route try to lock everyone down soon. Its not easy finding quality, most of the good guys are booking or booked up.
by forgeblast
Tue Jan 07, 2020 2:26 pm
Forum: Personal Consumer Issues
Topic: Cosmetology School vs Traditional College
Replies: 99
Views: 6126

Re: Cosmetology School vs Traditional College

My oldest daughter, a junior in high school, is interested in Cosmetology School. She has repeatably said how traditional college just doesn't excite her. She does fine in school (As and Bs) but just doesn't enjoy school. She also desires to be a stay at home mother once she is married and doesn't ...
by forgeblast
Tue Jan 07, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: Exercise machine for a small apartment
Replies: 56
Views: 3301

Re: Exercise machine for a small apartment

We have a few pieces of equipment, I bought a 1200$ spin bike for 100$ off facebook marketplace, I usually use that to warm up for 10 mins. Then I move on to what ever main exercise I am going to do. You do not have to spend a ton to get equipment. Things like kettle bells have a ton of workouts and...
by forgeblast
Tue Jan 07, 2020 7:36 am
Forum: Personal Consumer Issues
Topic: Exercise machine for a small apartment
Replies: 56
Views: 3301

Re: Exercise machine for a small apartment

I have to recommend the c2 rower. https://www.concept2.com/indoor-rowers/model-d Its amazing. total body work out arms legs, and cardio. Try to find one used and you will see they hold their value. The c2 is the best of the best. I went from a treadmill to this and wow much better workout. If I had ...
by forgeblast
Fri Jan 03, 2020 9:29 am
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3261

Re: Latest updates driving from New Hampshire to Clearwater

At Richmond, take 66 to 33 to 81(i think that is the right order) 81 will take you all the way through PA and have you avoid a lot of worse traffic spots. Then by Scranton you can take 84 right up to where you need to go to. Your in VA a long time but you avoid dc and a lot of other big metro areas.
by forgeblast
Thu Jan 02, 2020 7:50 am
Forum: Personal Consumer Issues
Topic: Recommended physical fitness websites/books/apps?
Replies: 83
Views: 6635

Re: Recommended physical fitness websites/books/apps?

I use a few one is fitify stretching, great app free lets you set up how long and what part of the body you want to stretch. The other i use a lot is tabata timer, its great for holding say yoga poses or any interval timed session. For example I have it set up 30 seconds hold then 5 seconds to trans...
by forgeblast
Fri Dec 20, 2019 11:32 am
Forum: Personal Consumer Issues
Topic: Millionaire Teacher - Andrew Hallam
Replies: 70
Views: 10739

Re: Millionaire Teacher - Andrew Hallam

Teacher here. Just wanted to clear up a few things, because when its posted that teachers are making 75k a year, that is for a teacher with 15-20 years experience in our area. Starting pay has begun to increase but only because we have a hard time finding quality people at times to fill positions. S...
by forgeblast
Fri Dec 20, 2019 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Blogging for Fun & Profit
Replies: 18
Views: 1586

Re: Blogging for Fun & Profit

I had a wordpress blog and store connected to the blog for selling my work (hand carved spoons, bowls hewn from logs, and bowls turned on a foot powered spring pole lathe). Never made a sale from it and was tired of all the back end things I needed to do with wordpress. I was awarded a grant and aft...
by forgeblast
Wed Dec 18, 2019 9:31 am
Forum: Personal Consumer Issues
Topic: Kitchen knife set. Good quality - Recommendations
Replies: 87
Views: 13559

Re: Kitchen knife set. Good quality - Recommendations

We have one very nice knife that I use for pretty much everything. We got it off the Massdrop (now its just DROP) site. https://drop.com/home-garden/drops has a list of the knives they currently have available.
by forgeblast
Fri Dec 13, 2019 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Delay retirement waiting for these medical benefits?
Replies: 22
Views: 1765

Re: Delay retirement waiting for these medical benefits?

What does her contract say about retirement benefits. For example our says that when we retire, we can buy at a discounted rate through the district x amount of years to get us to medicare. But we have to put into writing that we are retiring so many months ahead of our retirement date. Since I wor...
by forgeblast
Fri Dec 13, 2019 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Delay retirement waiting for these medical benefits?
Replies: 22
Views: 1765

Re: Delay retirement waiting for these medical benefits?

What does her contract say about retirement benefits. For example our says that when we retire, we can buy at a discounted rate through the district x amount of years to get us to medicare. But we have to put into writing that we are retiring so many months ahead of our retirement date. Since I work...
by forgeblast
Thu Dec 12, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: Looking to replace original sliding patio door
Replies: 20
Views: 1419

Re: Looking to replace original sliding patio door

Our condo's sliding patio door is over 20 years old and we think it needs to be replaced. The outside screen door doesn't really fit well on the frame, the slider doesn't open/close too well, and we'd like to get a better quality door than whatever the builder originally installed. Are there any re...