Search found 73 matches

by Investing.Newbie
Thu Jan 23, 2020 11:59 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

culturedcommenting wrote:
Wed Jan 22, 2020 8:17 pm
Broke a $2m net worth milestone. Significant to me because it means I'm financially independent at my current spending level. Next stop $3m!
Congrats ! :sharebeer Just curious ... How long did it take you to reach $2 million from $1 million ?
by Investing.Newbie
Wed Jan 22, 2020 12:36 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

marti038 wrote:
Tue Jan 21, 2020 4:29 pm
DW & I reached the 2 comma club this morning (net worth)! I think I'll have an extra scoop of ice cream after dinner tonight to celebrate.
Congrats :sharebeer
by Investing.Newbie
Wed Jan 22, 2020 12:35 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Stef wrote:
Wed Jan 22, 2020 12:19 am
Also reducing my commute time from 1h 20min to 15min!
A massive improvement for me :D
Congrats :D 15 minute commute is awesome... I have a 15 minute commute too... it's the best perk :sharebeer
by Investing.Newbie
Thu Jan 16, 2020 11:40 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Paid Off Car

Hello Everyone Paid off my car loan today :D I know the interest rate is low and I would have been better off investing the additional payments but paying off the loan early makes more sense to my family situation. Here's to the small successes in life :sharebeer A very big thank you to this forum w...
by Investing.Newbie
Fri Dec 27, 2019 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1415
Views: 370840

Re: Share your net worth progression

Year ending rounded to nearest $5k: 2013 - $210,000 2014 - $145,000 2015 - $90,000 2016 - $120,000 2017 - $185,000 2018 - $260,000 2019 - $395,000 I got laid off in July 2013 and didn't go back to work until January, 2016. We are extremely fortunate to have recovered from what was almost a complete...
by Investing.Newbie
Mon Sep 16, 2019 12:52 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

jaj2276 wrote:
Mon Sep 16, 2019 11:30 am
Paid off my mortgage. Had a very good investment opportunity as an alternative but I've never had a goal of "... investing in a good opportunity" but I have had a goal of paying off my mortgage.
Congrats on a huge achievement :sharebeer
by Investing.Newbie
Fri Aug 30, 2019 10:43 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Reached 2 million milestone

masonstone wrote:
Wed Aug 28, 2019 4:27 pm
[Merged into the "Financial Milestones" topic. -- mod oldcomputerguy]

Just wanted to share with fellow bogleheads a new milestone. 2MM :)

PS: I don't include personal residence in this number.
Congrats masonstone ! :sharebeer
by Investing.Newbie
Mon Jul 29, 2019 11:55 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Pigeye Brewster wrote:
Mon Jul 29, 2019 11:40 am
Paid off our mortgage about a week ago. :beer
Great job :sharebeer
by Investing.Newbie
Mon Jul 29, 2019 10:29 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

AngelFIRE wrote:
Sun Jul 28, 2019 10:41 pm
Registered to post milestone - we’ve just reached our milestone of $1.1M in our « stash »
I just turned 49, DH is 63. 6 years ago we discovered BH’s and it has changed our lives.
Thanks BH! :happy
Congrats :sharebeer
by Investing.Newbie
Fri Jul 19, 2019 12:02 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Dear Bogleheads, DW and I crossed the 1M mark in our 401ks! Thanks to you all for the excellent advice and guidance. I'm sure we'll zig zag around that milestone a few times :) I'm averse to debt, so have been paying mortgage aggressively but without compromising 401k and backdoor Roth contribution...
by Investing.Newbie
Fri Jul 19, 2019 10:16 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Robert_007 wrote:
Thu Jul 18, 2019 7:03 pm
Just maxed out my 403b contributions!
Congrats ! :moneybag :moneybag
by Investing.Newbie
Tue Jul 16, 2019 10:37 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

I'm 40 and my retirement accounts just hit $500,000 (I know this pales in significance compared to several posts here :-) ) Wanted to share my small milestone with this community which has been invaluable in my journey .... Thank you for all the wisdom you guys provide :sharebeer
by Investing.Newbie
Fri Jun 28, 2019 2:36 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

This is a great sounding board to post financial milestones. I always enjoy reading through them. I received a 30k raise recently that brings our HHI between DW and I to $350k. This will certainly help in reaching more financial milestones for years to come as we are both 29 years old and settled i...
by Investing.Newbie
Fri Mar 22, 2019 12:15 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

PhillyPhan wrote:
Thu Mar 21, 2019 9:48 pm
With the rise in the market today, I crossed the 500k net worth milestone. :sharebeer
Congrats PhillyPhan :sharebeer :moneybag
by Investing.Newbie
Fri Mar 22, 2019 12:13 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

First time posting a milestone. With yesterdays paycheck and the rise in the market, the wife and I crossed a net worth of 2 mil yesterday Congrats barnaclebob :sharebeer just curious if you don't mind sharing what professions are you and your wife in ? You mentioned pensions...I'm assuming you guy...
by Investing.Newbie
Thu Feb 21, 2019 12:01 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Taxable investment account hit $2,500,000 last night. Started investing in a taxable account on November 1, 2007, with $40,000 that I had saved up and finally got up enough courage to put into the market. Bought Vanguard's Balanced Index Fund and Vanguard's Total International Stock Index Fund with...
by Investing.Newbie
Tue Feb 12, 2019 12:09 pm
Forum: Personal Investments
Topic: Upgrading to Admiral Funds - Vanguard Brokerage Account
Replies: 4
Views: 662

Re: Upgrading to Admiral Funds - Vanguard Brokerage Account

Thanks all ! I called Vanguard & the rep put in an order to convert my funds to Admiral class. He confirmed no tax/fees will be charged for this.
by Investing.Newbie
Mon Feb 11, 2019 5:17 pm
Forum: Personal Investments
Topic: Upgrading to Admiral Funds - Vanguard Brokerage Account
Replies: 4
Views: 662

Upgrading to Admiral Funds - Vanguard Brokerage Account

Hey Guys

I noticed I'm eligible to upgrade to Vanguard Admiral Funds (Total International Stock Index) in my brokerage account. Will this conversion trigger any taxes or fees ? or is it totally free ?
Thanks
by Investing.Newbie
Mon Feb 11, 2019 1:22 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

falconsfan wrote:
Sun Feb 10, 2019 4:00 pm
Wife and I are retiring Friday the 15th! Me after 37 years with the same company. At 60 and 58 we plan to travel and enjoy our grandchildren. No debt for the last 10 years. You can do it............
Well done sir :sharebeer enjoy your well deserved retirement :beer
by Investing.Newbie
Wed Feb 06, 2019 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: CPA Recomendation
Replies: 1
Views: 293

CPA Recomendation

Hey Guys

Can anyone recommend a good CPA preferably one working from a home office in the Portland/Beaverton area in Oregon?

Thanks !
by Investing.Newbie
Wed Feb 06, 2019 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax For S Corp
Replies: 6
Views: 302

Turbo Tax For S Corp

I own a single person S-Corp. I was wondering if I can file my returns using Turbo Tax. Has anyone done this before. If so will you recommend it over a CPA ? My business set up is pretty straight forward.

Thanks !
by Investing.Newbie
Tue Jan 15, 2019 4:23 pm
Forum: Personal Investments
Topic: Debt free - now what?
Replies: 9
Views: 1197

Re: Debt free - now what?

Congrats bloom :beer It's amazing you are debt free at 35 !! If you don't mind me asking what's your profession ? Is it common for people in your profession to earn so much ?
Cheers !
Newbie
by Investing.Newbie
Fri Sep 28, 2018 11:31 am
Forum: Personal Investments
Topic: "Use a minimalist approach to win at 401(k) investing"
Replies: 5
Views: 1878

Re: "Use a minimalist approach to win at 401(k) investing"

Bogleheads: CNBC has an article about how to structure a simple portfolio from the variety of funds in most 401K plans. This is the link: https://www.cnbc.com/2018/09/25/minimalism-can-solve-the-problem-of-too-many-investment-choices.html Best wishes. Taylor Hey Taylor Thanks for all your great adv...
by Investing.Newbie
Fri Sep 21, 2018 6:22 pm
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 21869

Re: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

I would also be interested in the answer to this question. I'm new to money market accounts and need your advice. I have the following questions. 1. How do I calculate the interest rate for money market account ? For example Vanguard prime money market fund (VMMXX) SEC yield 2.11% C Compound yield ...
by Investing.Newbie
Fri Sep 21, 2018 11:31 am
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 21869

Re: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

bikechuck wrote:
Fri Sep 21, 2018 11:26 am
The Ally savings a/c is FDIC insured. Don't think that is true of the money market fund.
Thanks for the response ... is there any significant difference in the amount of interest generated by these two accounts for a principal of $40,000 ?
Thanks !
by Investing.Newbie
Fri Sep 21, 2018 11:16 am
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 21869

Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

Hello All I'm new to money market accounts and need your advice. I have the following questions. 1. How do I calculate the interest rate for money market account ? For example Vanguard prime money market fund (VMMXX) SEC yield 2.11% C Compound yield 2.13% ? 2. I have around $40,000 emergency fund in...
by Investing.Newbie
Fri Sep 21, 2018 11:09 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Just passed 100k in investments at age 28, was a long road with serious financial roadblocks due to family issues that stopped any real savings from happening until around 24. While a lot of posting about 500k and 1 million I figured I would post my small accomplishment by comparison so all those l...
by Investing.Newbie
Fri Sep 14, 2018 10:19 am
Forum: Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 6311

Re: Vanguard is requiring cell phone security codes - problem for international travel

I’m just not seeing the drama here. — It’s good practice (essential, even) to implement 2FA on all important logins. I assume if you have money at vanguard, it’s an important login, right? — While hacking your cell phone number and getting ownership transferred to intercept 2FA texts is possible, i...
by Investing.Newbie
Thu Sep 13, 2018 10:38 am
Forum: Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 6311

Re: Vanguard is requiring cell phone security codes - problem for international travel

Vanguard now supports Yubikeys for 2FA. I suspect they will work just fine internationally and for those without cellphones. For people who do not travel and do not have a cellphone, Vanguard will send security codes to a regular landline phone. Presumably US-based only. Yubikey works only with Chr...
by Investing.Newbie
Fri Sep 07, 2018 11:22 am
Forum: Personal Investments
Topic: Emergency Fund vs Retirement Contributions Help Needed
Replies: 4
Views: 585

Emergency Fund vs Retirement Contributions Help Needed

Hey Guys I have around 3 months’ worth of emergency funds. I'd like to bump it up to 6 months. Should I stop my 401K & ROTH contributions till I get there? I don't have any employer 401K match. I would have to stop contributing around 5 months with only 401K contributions. With ROTH I should get the...
by Investing.Newbie
Wed Sep 05, 2018 10:35 am
Forum: Personal Finance (Not Investing)
Topic: I hit the magic side hustle milestone in August
Replies: 19
Views: 5165

Re: I hit the magic side hustle milestone in August

Hey Spoco
You could open a LLC and file for an S Corp with IRS. You should be able to save more on taxes. You can open a Solo 401K and save more. Consult with a CPA to get the details.
by Investing.Newbie
Thu Aug 30, 2018 12:57 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Hello Bogleheads! It has been a long road to get to this day but yesterday I officially hit the 2 comma club! I have not shared the news with anyone but wanted to share a bit of my story here. I also wanted to say a massive Thank You to everyone on this thread as I have gained so much knowledge and...
by Investing.Newbie
Mon Aug 27, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: bank safety deposit box alternative
Replies: 17
Views: 3541

Re: bank safety deposit box alternative

Try your local Federal Credit Unions. They usually have safe deposit boxes. They charge way less than big banks & don't have any hidden fees. Mine changes $20/year for the small 3*5 boxes.
by Investing.Newbie
Wed Aug 22, 2018 1:22 pm
Forum: Personal Investments
Topic: Need Help with Fidelity 401K Funds
Replies: 5
Views: 760

Re: Need Help with Fidelity 401K Funds

Thanks mervinj7 :sharebeer
by Investing.Newbie
Wed Aug 22, 2018 12:33 pm
Forum: Personal Investments
Topic: Need Help with Fidelity 401K Funds
Replies: 5
Views: 760

Need Help with Fidelity 401K Funds

Hello All I have a Fidelity individual 401K(around $80,000). My account has the following funds in it Fidelity Total Market Index Premium Cl (FSTVX) -50% Fidelity Total Intl. Index FD premium Cl (FTIPX) - 30% Fidelity US Bond Index Premium Class (FSITX) -20% The Bogleheads 3 fund portfolio page http...
by Investing.Newbie
Fri Aug 17, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Help with Vanguard Individual 401(k)
Replies: 12
Views: 1200

Re: Help with Vanguard Individual 401(k)

I think doing a monthly contribution would be better. Monthly contribution -> Invest monthly into your 401K -> more time for your investments to grow If you plan on contributing more than one month's gross salary -> you should do a monthly contribution Read up on how 401K plans work -> basic info-> ...
by Investing.Newbie
Fri Aug 17, 2018 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Help with Vanguard Individual 401(k)
Replies: 12
Views: 1200

Re: Help with Vanguard Individual 401(k)

Hey There Employee Salary Deferral -> comes out of the paycheck. If ROTH then post tax. Traditional pre tax. Employer contribution -> comes from the employer. The amounts can be different. I usually do a monthly Employee Salary Deferral. At end of the year do a lump sum Employer contribution. Make s...
by Investing.Newbie
Wed Aug 15, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3996

Re: Best consumer products - made in USA

Liberty Flatware... I love their cutlery set.... excellent quality! https://www.libertytabletop.com/
by Investing.Newbie
Wed Aug 15, 2018 10:30 am
Forum: Personal Investments
Topic: Solo 401k / TD Ameritrade
Replies: 27
Views: 2344

Re: Solo 401k / TD Ameritrade

Bronco Billy wrote:
Tue Aug 14, 2018 11:39 am
Investing.Newbie wrote:
Tue Aug 14, 2018 11:27 am
The reason I choose not to go with Vanguard is because they don't offer Admiral funds in their solo 401K. https://thecollegeinvestor.com/18174/co ... k-options/
So was you able to buy Admiral funds at FIDO?
I just bought Fido spartan funds.
by Investing.Newbie
Tue Aug 14, 2018 11:27 am
Forum: Personal Investments
Topic: Solo 401k / TD Ameritrade
Replies: 27
Views: 2344

Re: Solo 401k / TD Ameritrade

I have my solo 401K with Fidelity. I'm happy with them. Their website is easy to use & you can find answers to all the questions in your post in their website. I found their customer service to be very helpful as well. The reason I choose not to go with Vangurad is because they don't offer Admiral f...
by Investing.Newbie
Wed Aug 08, 2018 4:42 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Just this morning I surpassed $900k in investment assets (not including emergency fund or home equity). I'm 34 and wife is SAHM to 2 kids. $900k might not be a huge deal but it's the last "round number" to the 2 comma club of investment assets so I'm pretty pumped. I couldn't tell anyone else about...
by Investing.Newbie
Wed Aug 08, 2018 12:27 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175134

Re: Post your Financial Milestone Announcements Here

Just this morning I surpassed $900k in investment assets (not including emergency fund or home equity). I'm 34 and wife is SAHM to 2 kids. $900k might not be a huge deal but it's the last "round number" to the 2 comma club of investment assets so I'm pretty pumped. I couldn't tell anyone else about...
by Investing.Newbie
Thu Jul 26, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 229
Views: 15786

Re: Toughest Purchase of my Life. Engagement Ring time

I was in the same boat six years back. Pulled the trigger & bought the ring. Never regretted my decision. My wife still admires the ring & puts a smile on her face when talking about it. Worth every penny! :sharebeer
by Investing.Newbie
Thu Jul 26, 2018 1:27 pm
Forum: Personal Investments
Topic: Investment Advice Needed
Replies: 2
Views: 305

Investment Advice Needed

Hey Guys I have close to $50,000 in my savings account. I plan to invest them in Vanguard total stock market & Vanguard total international market funds. I have 6 months of emergency reserve. Pay off my cards on time. No debts otherwise. The market is doing well now, should I wait or just invest the...
by Investing.Newbie
Tue Jul 17, 2018 3:43 pm
Forum: Personal Investments
Topic: Kids Investemnt Advice
Replies: 3
Views: 341

Kids Investemnt Advice

My parents have given me close to $100,000 to invest for my two kids. They are preschoolers. My folks have told me to invest the money for them. My CPA advised me to park the money in three different places Savings Account Spend for near term items like pre school fees, summer classes etc.will come ...
by Investing.Newbie
Tue Jul 17, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Attory Portland, OR
Replies: 0
Views: 275

Estate Planning Attory Portland, OR

Hey Guys

Can anyone recommend a good estate planning attorney in Portland or Beaverton Oregon ?
Thanks!
by Investing.Newbie
Thu May 24, 2018 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: 529 vs Emergency Fund
Replies: 21
Views: 2003

Re: 529 vs Emergency Fund

I'm more concerned about tying up my cash if I've overfunded a 529 than losing out on a little tax-free growth if I've underfunded it.
What is the effect of 529 (kid's name) vs taxable account(paren't name) on the kids tuition assistance ? Is there a difference ?