Search found 83 matches

by Investing.Newbie
Thu Dec 31, 2020 10:57 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

On 09/26/2020 I reached 100k NW. I haven't dipped below it yet, somehow. I know that's pitiful to the majority of the posters here, but it was a significant milestone for me, and I'm quite proud of the progress. 100k is an enormous springboard. Keep up the good work.. compounding and your investing...
by Investing.Newbie
Fri Nov 13, 2020 4:46 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

familythriftmd wrote: Thu Nov 12, 2020 3:58 pm 2020
Joining Bogleheads and learning lots from this community
Increase in salary
Buying a house with 20% down
First year taxable account
First year Roth IRA account (and last year, too; next year is going to be by the back door)
Congrats ! :sharebeer
by Investing.Newbie
Fri Nov 13, 2020 4:46 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

I’m going to post in this thread since there’s nobody besides my wife to tell and celebration options are limited these days due to Covid. Today our household networth (including home equity) crossed the 2 comma threshold!! We hit this earlier than planned (mid 30s) with an extremely helpful market...
by Investing.Newbie
Fri Oct 16, 2020 2:15 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

On 09/26/2020 I reached 100k NW. I haven't dipped below it yet, somehow. I know that's pitiful to the majority of the posters here, but it was a significant milestone for me, and I'm quite proud of the progress. Congrats :sharebeer you should be proud to hit this milestone. Remember to ignore the n...
by Investing.Newbie
Wed Oct 14, 2020 9:50 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Just looked $991,000.00 Very close to 1 million. I will definitely go out to dinner when I see it, even though it's just a number, that was the one I always wanted to reach. Also, have a paid off house. On track. 56 and would like to leave work by 61. Congratulations to all! Congrats :sharebeer you...
by Investing.Newbie
Wed Oct 14, 2020 9:49 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

SHVille wrote: Wed Oct 14, 2020 8:41 am 54 married with kids almost through college and just passed 3m excluding home equity. 5-6 years until retirement and on the right trajectory! Thanks for all the wisdom on this forum.
Congrats ! that's awesome :sharebeer
by Investing.Newbie
Tue Oct 13, 2020 6:25 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

My wife & I (41/40) reached the two comma club today ! This would not have been possible without the valuable knowledge I gained from this forum. A very big thank you to all you outstanding folks ! This is the only place I'm sharing my news. Thanks you once again !
by Investing.Newbie
Thu Apr 23, 2020 5:14 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 227
Views: 18203

Re: Gardening 2020

I'm looking to buy the following roses
  • Lady Of shallot (David Austin Rose)
  • Drift Roses (from Knockout family)
My local nurseries are all sold out. Any good online store recommendations?

Thanks !
newbie
by Investing.Newbie
Wed Mar 04, 2020 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Acquiring a home loan when self-employed
Replies: 8
Views: 504

Re: Acquiring a home loan when self-employed

Flextruck wrote: Tue Mar 03, 2020 5:11 pm Can you recommend a good one?
Or how to find one?
You would be better off finding a broker locally. A friend of mine recommend the broker I used... If you can't get any recommendations from friends search through yelp or similar sites
by Investing.Newbie
Tue Mar 03, 2020 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Acquiring a home loan when self-employed
Replies: 8
Views: 504

Re: Acquiring a home loan when self-employed

We are attempting to secure a conventional home loan and have run into the issue of being self-employed/low income. We have assets to the tune of 700k-800k, but apparently our net income isn't quite satisfying the local bank. What are our options? Unfortunately I'm not a veteran, so don't qualify f...
by Investing.Newbie
Thu Jan 23, 2020 11:59 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

culturedcommenting wrote: Wed Jan 22, 2020 8:17 pm Broke a $2m net worth milestone. Significant to me because it means I'm financially independent at my current spending level. Next stop $3m!
Congrats ! :sharebeer Just curious ... How long did it take you to reach $2 million from $1 million ?
by Investing.Newbie
Wed Jan 22, 2020 12:36 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

marti038 wrote: Tue Jan 21, 2020 4:29 pm DW & I reached the 2 comma club this morning (net worth)! I think I'll have an extra scoop of ice cream after dinner tonight to celebrate.
Congrats :sharebeer
by Investing.Newbie
Wed Jan 22, 2020 12:35 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Stef wrote: Wed Jan 22, 2020 12:19 am Also reducing my commute time from 1h 20min to 15min!
A massive improvement for me :D
Congrats :D 15 minute commute is awesome... I have a 15 minute commute too... it's the best perk :sharebeer
by Investing.Newbie
Thu Jan 16, 2020 11:40 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Paid Off Car

Hello Everyone Paid off my car loan today :D I know the interest rate is low and I would have been better off investing the additional payments but paying off the loan early makes more sense to my family situation. Here's to the small successes in life :sharebeer A very big thank you to this forum w...
by Investing.Newbie
Fri Dec 27, 2019 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 2526
Views: 583594

Re: Share your net worth progression

Year ending rounded to nearest $5k: 2013 - $210,000 2014 - $145,000 2015 - $90,000 2016 - $120,000 2017 - $185,000 2018 - $260,000 2019 - $395,000 I got laid off in July 2013 and didn't go back to work until January, 2016. We are extremely fortunate to have recovered from what was almost a complete...
by Investing.Newbie
Mon Sep 16, 2019 12:52 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

jaj2276 wrote: Mon Sep 16, 2019 11:30 am Paid off my mortgage. Had a very good investment opportunity as an alternative but I've never had a goal of "... investing in a good opportunity" but I have had a goal of paying off my mortgage.
Congrats on a huge achievement :sharebeer
by Investing.Newbie
Fri Aug 30, 2019 10:43 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Reached 2 million milestone

masonstone wrote: Wed Aug 28, 2019 4:27 pm [Merged into the "Financial Milestones" topic. -- mod oldcomputerguy]

Just wanted to share with fellow bogleheads a new milestone. 2MM :)

PS: I don't include personal residence in this number.
Congrats masonstone ! :sharebeer
by Investing.Newbie
Mon Jul 29, 2019 11:55 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Pigeye Brewster wrote: Mon Jul 29, 2019 11:40 am Paid off our mortgage about a week ago. :beer
Great job :sharebeer
by Investing.Newbie
Mon Jul 29, 2019 10:29 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

AngelFIRE wrote: Sun Jul 28, 2019 10:41 pm Registered to post milestone - we’ve just reached our milestone of $1.1M in our « stash »
I just turned 49, DH is 63. 6 years ago we discovered BH’s and it has changed our lives.
Thanks BH! :happy
Congrats :sharebeer
by Investing.Newbie
Fri Jul 19, 2019 12:02 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Dear Bogleheads, DW and I crossed the 1M mark in our 401ks! Thanks to you all for the excellent advice and guidance. I'm sure we'll zig zag around that milestone a few times :) I'm averse to debt, so have been paying mortgage aggressively but without compromising 401k and backdoor Roth contribution...
by Investing.Newbie
Fri Jul 19, 2019 10:16 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Robert_007 wrote: Thu Jul 18, 2019 7:03 pm Just maxed out my 403b contributions!
Congrats ! :moneybag :moneybag
by Investing.Newbie
Tue Jul 16, 2019 10:37 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

I'm 40 and my retirement accounts just hit $500,000 (I know this pales in significance compared to several posts here :-) ) Wanted to share my small milestone with this community which has been invaluable in my journey .... Thank you for all the wisdom you guys provide :sharebeer
by Investing.Newbie
Fri Jun 28, 2019 2:36 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

This is a great sounding board to post financial milestones. I always enjoy reading through them. I received a 30k raise recently that brings our HHI between DW and I to $350k. This will certainly help in reaching more financial milestones for years to come as we are both 29 years old and settled i...
by Investing.Newbie
Fri Mar 22, 2019 12:15 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

PhillyPhan wrote: Thu Mar 21, 2019 9:48 pm With the rise in the market today, I crossed the 500k net worth milestone. :sharebeer
Congrats PhillyPhan :sharebeer :moneybag
by Investing.Newbie
Fri Mar 22, 2019 12:13 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

First time posting a milestone. With yesterdays paycheck and the rise in the market, the wife and I crossed a net worth of 2 mil yesterday Congrats barnaclebob :sharebeer just curious if you don't mind sharing what professions are you and your wife in ? You mentioned pensions...I'm assuming you guy...
by Investing.Newbie
Thu Feb 21, 2019 12:01 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Taxable investment account hit $2,500,000 last night. Started investing in a taxable account on November 1, 2007, with $40,000 that I had saved up and finally got up enough courage to put into the market. Bought Vanguard's Balanced Index Fund and Vanguard's Total International Stock Index Fund with...
by Investing.Newbie
Tue Feb 12, 2019 12:09 pm
Forum: Personal Investments
Topic: Upgrading to Admiral Funds - Vanguard Brokerage Account
Replies: 4
Views: 692

Re: Upgrading to Admiral Funds - Vanguard Brokerage Account

Thanks all ! I called Vanguard & the rep put in an order to convert my funds to Admiral class. He confirmed no tax/fees will be charged for this.
by Investing.Newbie
Mon Feb 11, 2019 5:17 pm
Forum: Personal Investments
Topic: Upgrading to Admiral Funds - Vanguard Brokerage Account
Replies: 4
Views: 692

Upgrading to Admiral Funds - Vanguard Brokerage Account

Hey Guys

I noticed I'm eligible to upgrade to Vanguard Admiral Funds (Total International Stock Index) in my brokerage account. Will this conversion trigger any taxes or fees ? or is it totally free ?
Thanks
by Investing.Newbie
Mon Feb 11, 2019 1:22 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

falconsfan wrote: Sun Feb 10, 2019 4:00 pm Wife and I are retiring Friday the 15th! Me after 37 years with the same company. At 60 and 58 we plan to travel and enjoy our grandchildren. No debt for the last 10 years. You can do it............
Well done sir :sharebeer enjoy your well deserved retirement :beer
by Investing.Newbie
Wed Feb 06, 2019 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: CPA Recomendation
Replies: 1
Views: 314

CPA Recomendation

Hey Guys

Can anyone recommend a good CPA preferably one working from a home office in the Portland/Beaverton area in Oregon?

Thanks !
by Investing.Newbie
Wed Feb 06, 2019 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax For S Corp
Replies: 6
Views: 334

Turbo Tax For S Corp

I own a single person S-Corp. I was wondering if I can file my returns using Turbo Tax. Has anyone done this before. If so will you recommend it over a CPA ? My business set up is pretty straight forward.

Thanks !
by Investing.Newbie
Tue Jan 15, 2019 4:23 pm
Forum: Personal Investments
Topic: Debt free - now what?
Replies: 9
Views: 1257

Re: Debt free - now what?

Congrats bloom :beer It's amazing you are debt free at 35 !! If you don't mind me asking what's your profession ? Is it common for people in your profession to earn so much ?
Cheers !
Newbie
by Investing.Newbie
Fri Sep 28, 2018 11:31 am
Forum: Personal Investments
Topic: "Use a minimalist approach to win at 401(k) investing"
Replies: 5
Views: 1997

Re: "Use a minimalist approach to win at 401(k) investing"

Bogleheads: CNBC has an article about how to structure a simple portfolio from the variety of funds in most 401K plans. This is the link: https://www.cnbc.com/2018/09/25/minimalism-can-solve-the-problem-of-too-many-investment-choices.html Best wishes. Taylor Hey Taylor Thanks for all your great adv...
by Investing.Newbie
Fri Sep 21, 2018 6:22 pm
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 23571

Re: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

I would also be interested in the answer to this question. I'm new to money market accounts and need your advice. I have the following questions. 1. How do I calculate the interest rate for money market account ? For example Vanguard prime money market fund (VMMXX) SEC yield 2.11% C Compound yield ...
by Investing.Newbie
Fri Sep 21, 2018 11:31 am
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 23571

Re: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

bikechuck wrote: Fri Sep 21, 2018 11:26 am The Ally savings a/c is FDIC insured. Don't think that is true of the money market fund.
Thanks for the response ... is there any significant difference in the amount of interest generated by these two accounts for a principal of $40,000 ?
Thanks !
by Investing.Newbie
Fri Sep 21, 2018 11:16 am
Forum: Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 99
Views: 23571

Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

Hello All I'm new to money market accounts and need your advice. I have the following questions. 1. How do I calculate the interest rate for money market account ? For example Vanguard prime money market fund (VMMXX) SEC yield 2.11% C Compound yield 2.13% ? 2. I have around $40,000 emergency fund in...
by Investing.Newbie
Fri Sep 21, 2018 11:09 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Just passed 100k in investments at age 28, was a long road with serious financial roadblocks due to family issues that stopped any real savings from happening until around 24. While a lot of posting about 500k and 1 million I figured I would post my small accomplishment by comparison so all those l...
by Investing.Newbie
Fri Sep 14, 2018 10:19 am
Forum: Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 10621

Re: Vanguard is requiring cell phone security codes - problem for international travel

I’m just not seeing the drama here. — It’s good practice (essential, even) to implement 2FA on all important logins. I assume if you have money at vanguard, it’s an important login, right? — While hacking your cell phone number and getting ownership transferred to intercept 2FA texts is possible, i...
by Investing.Newbie
Thu Sep 13, 2018 10:38 am
Forum: Personal Investments
Topic: Vanguard is requiring cell phone security codes - problem for international travel (UPDATE)
Replies: 65
Views: 10621

Re: Vanguard is requiring cell phone security codes - problem for international travel

Vanguard now supports Yubikeys for 2FA. I suspect they will work just fine internationally and for those without cellphones. For people who do not travel and do not have a cellphone, Vanguard will send security codes to a regular landline phone. Presumably US-based only. Yubikey works only with Chr...
by Investing.Newbie
Fri Sep 07, 2018 11:22 am
Forum: Personal Investments
Topic: Emergency Fund vs Retirement Contributions Help Needed
Replies: 4
Views: 639

Emergency Fund vs Retirement Contributions Help Needed

Hey Guys I have around 3 months’ worth of emergency funds. I'd like to bump it up to 6 months. Should I stop my 401K & ROTH contributions till I get there? I don't have any employer 401K match. I would have to stop contributing around 5 months with only 401K contributions. With ROTH I should get...
by Investing.Newbie
Wed Sep 05, 2018 10:35 am
Forum: Personal Finance (Not Investing)
Topic: I hit the magic side hustle milestone in August
Replies: 19
Views: 5292

Re: I hit the magic side hustle milestone in August

Hey Spoco
You could open a LLC and file for an S Corp with IRS. You should be able to save more on taxes. You can open a Solo 401K and save more. Consult with a CPA to get the details.
by Investing.Newbie
Thu Aug 30, 2018 12:57 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2399
Views: 285553

Re: Post your Financial Milestone Announcements Here

Hello Bogleheads! It has been a long road to get to this day but yesterday I officially hit the 2 comma club! I have not shared the news with anyone but wanted to share a bit of my story here. I also wanted to say a massive Thank You to everyone on this thread as I have gained so much knowledge and...
by Investing.Newbie
Mon Aug 27, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: bank safety deposit box alternative
Replies: 17
Views: 4149

Re: bank safety deposit box alternative

Try your local Federal Credit Unions. They usually have safe deposit boxes. They charge way less than big banks & don't have any hidden fees. Mine changes $20/year for the small 3*5 boxes.
by Investing.Newbie
Wed Aug 22, 2018 1:22 pm
Forum: Personal Investments
Topic: Need Help with Fidelity 401K Funds
Replies: 5
Views: 803

Re: Need Help with Fidelity 401K Funds

Thanks mervinj7 :sharebeer
by Investing.Newbie
Wed Aug 22, 2018 12:33 pm
Forum: Personal Investments
Topic: Need Help with Fidelity 401K Funds
Replies: 5
Views: 803

Need Help with Fidelity 401K Funds

Hello All I have a Fidelity individual 401K(around $80,000). My account has the following funds in it Fidelity Total Market Index Premium Cl (FSTVX) -50% Fidelity Total Intl. Index FD premium Cl (FTIPX) - 30% Fidelity US Bond Index Premium Class (FSITX) -20% The Bogleheads 3 fund portfolio page http...
by Investing.Newbie
Fri Aug 17, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Help with Vanguard Individual 401(k)
Replies: 12
Views: 1290

Re: Help with Vanguard Individual 401(k)

I think doing a monthly contribution would be better. Monthly contribution -> Invest monthly into your 401K -> more time for your investments to grow If you plan on contributing more than one month's gross salary -> you should do a monthly contribution Read up on how 401K plans work -> basic info-> ...
by Investing.Newbie
Fri Aug 17, 2018 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Help with Vanguard Individual 401(k)
Replies: 12
Views: 1290

Re: Help with Vanguard Individual 401(k)

Hey There Employee Salary Deferral -> comes out of the paycheck. If ROTH then post tax. Traditional pre tax. Employer contribution -> comes from the employer. The amounts can be different. I usually do a monthly Employee Salary Deferral. At end of the year do a lump sum Employer contribution. Make s...
by Investing.Newbie
Wed Aug 15, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 4120

Re: Best consumer products - made in USA

Liberty Flatware... I love their cutlery set.... excellent quality! https://www.libertytabletop.com/