Search found 9379 matches

by UpperNwGuy
Mon Mar 18, 2024 5:54 am
Forum: Personal Consumer Issues
Topic: NYC This Year or Wait? Has it sufficiently recovered from Covid?
Replies: 54
Views: 3901

Re: NYC This Year or Wait? Has it sufficiently recovered from Covid?

Valuethinker wrote: Mon Mar 18, 2024 4:49 am It's always time to go to New York.

Even in the 1970s and 1980s, when the City was deeply troubled and unbelievably squalid compared to now, New York was special.

New York is the city of the 20th Century. Maybe the greatest city of the mid 20th century. It retains that sheer, full on, zest for life - even now.
These words were written in the true New York spirit!
by UpperNwGuy
Sun Mar 17, 2024 7:36 pm
Forum: Investing - Theory, News & General
Topic: Access to Morningstar's X-ray?
Replies: 10
Views: 903

Re: Access to Morningstar's X-ray?

Why do you want access? I see no value there. Just ask your questions here.
by UpperNwGuy
Sun Mar 17, 2024 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare: Getting Part A and D only
Replies: 40
Views: 2050

Re: Medicare: Getting Part A and D only

I'm kicking this around. I know I'm not getting any younger and may change my mind, but for most of the years of my life, I've gone to a Dr once a year, for a physical. Typical Dr office costs are in the $200-400 range (a physical would probably be somewhat more). I'd pay more per year in just a few months of Part B. Thoughts? Too risky? Too something else I'm not thinking of? For most of my adult life I went to my primary care physician every five years and to an optometrist every 3-5 years. That was the extent of my interactions with the medical community. When I reached age 65 I considered not enrolling in Part B. My then 95 year old father sat me down and walked me through his medical bills and my late mother's medical bills. Part B wa...
by UpperNwGuy
Sun Mar 17, 2024 7:15 pm
Forum: Personal Consumer Issues
Topic: NYC This Year or Wait? Has it sufficiently recovered from Covid?
Replies: 54
Views: 3901

Re: NYC This Year or Wait? Has it sufficiently recovered from Covid?

Two weeks seems like it might be too long a visit. Why not go for one week? If you like it, you can return the following year for another week. The only cost difference between one two-week trip and two one-week trips is the extra airfare.
by UpperNwGuy
Sun Mar 17, 2024 9:48 am
Forum: Personal Consumer Issues
Topic: Suggestions around Dulles-IAD Arrival
Replies: 14
Views: 1378

Re: Suggestions around Dulles-IAD Arrival

As soon as you clear customs, take an Uber from Dulles to one of the hotels around BWI. Use that hotel as your base of operations while hanging out in nearby Ellicott City. Fly home from BWI.

You do not want to spend the night near Dulles and then deal with the morning rush hour traffic from Dulles to BWI. That would be painful in the extreme. Get to BWI that same night.
by UpperNwGuy
Sun Mar 17, 2024 5:56 am
Forum: Personal Investments
Topic: Bond Investing
Replies: 21
Views: 2796

Re: Bond Investing

lakpr wrote: Sat Mar 16, 2024 2:42 pm
LarryDavid wrote: Sat Mar 16, 2024 12:11 pm Can you help me understand this statement better: "If you value safety in your "fixed income" and not see it evaporate 13% (intermediate term bond fund) to 30% (long term bond fund), stick to I-bonds."

What are the percentages?
Those are the losses experienced by Total Bond fund and Long Term Treasury Bond fund, respectively, in 2022.
But if you extend your analysis to include 2023 as well as 2022, how did those funds do?
by UpperNwGuy
Sat Mar 16, 2024 10:02 pm
Forum: Personal Consumer Issues
Topic: Should I buy a $3k camera lens or get a cheaper lens instead?
Replies: 25
Views: 1559

Re: Should I buy a $3k camera lens or get a cheaper lens instead?

Go for the best lens. You will be a happier photographer. If you go for second best you will wish you had spent the extra money.
by UpperNwGuy
Sat Mar 16, 2024 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Am I Only One Who Hates Having Left Over Pennies
Replies: 53
Views: 4133

Re: Am I Only One Who Hates Having Left Over Pennies

It does not bother me in the least to have loose change in my settlement fund. The amount is nearly always less than $100, and that's an insignificant amount compared to my overall portfolio.

The fact that so many people seem bothered by loose change in their settlement funds actually worries me, because it tells me that many of the members of our forum have irrational obsessions.
by UpperNwGuy
Sat Mar 16, 2024 9:24 pm
Forum: Personal Investments
Topic: Solicitation From Advisor--Privacy of Account
Replies: 15
Views: 1086

Re: Solicitation From Advisor--Privacy of Account

I have brokerage accounts at Fidelity, Vanguard, and Schwab. I keep all my funds invested. My settlement fund rarely has more than $100 in it. Nobody from the brokerages ever calls me.
by UpperNwGuy
Fri Mar 15, 2024 9:47 pm
Forum: Personal Investments
Topic: Where to keep emergency funds?
Replies: 23
Views: 2288

Re: Where to keep emergency funds?

Tdubs wrote: Fri Mar 15, 2024 9:44 pm If you can tolerate the 1-year lockup, how about I bonds? 1.3% real return right now.
That one year lockup is an absolute deal breaker for me. I will not use Series I Bonds for my emergency fund.
by UpperNwGuy
Fri Mar 15, 2024 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Student loan "refinance" with credit card balance balance transfer?
Replies: 15
Views: 819

Re: Student loan "refinance" with credit card balance balance transfer?

mhadden1 wrote: Fri Mar 15, 2024 3:55 pm
tashnewbie wrote: Fri Mar 15, 2024 3:45 pm At most you're looking at $1000 interest rate arbitrage, before taxes. After taxes, you'll have what? Maybe $700.
I do this kind of thing when it suits me, and I get a favorable CC offer. I don't care about my credit score, and it does go down when I get new credit cards etc, but it seems to bob right back up. I like to get $700. I realize that for many people, $700 is just rounding error, not worth stopping the car if it blows out the window.
If you don't care about your credit score, then you can chase after $700. Most of us do care about our credit scores, and most of us consider $700 to be a small amount compared to our portfolio value.
by UpperNwGuy
Fri Mar 15, 2024 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Student loan "refinance" with credit card balance balance transfer?
Replies: 15
Views: 819

Re: Student loan "refinance" with credit card balance balance transfer?

YoungDoc88 wrote: Fri Mar 15, 2024 3:18 pm I didn't think about lowering my credit, that's a good point. Does it lower it more than have a student loan debt?
Yes.
by UpperNwGuy
Thu Mar 14, 2024 6:34 am
Forum: Personal Consumer Issues
Topic: how to disable "See results closer to you?" - Chrome
Replies: 25
Views: 1972

Re: how to disable "See results closer to you?" - Chrome

Seems likely that Google rolled out a new money-making feature two weeks ago.
by UpperNwGuy
Wed Mar 13, 2024 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Mental health or Money: navigating the OMY question
Replies: 48
Views: 4796

Re: Mental health or Money: navigating the OMY question

frugalecon wrote: Thu Mar 07, 2024 12:10 pm The responsible thing is just to suck it up for 52 more weeks (a period during which I will have 63 days of vacation and holidays available to me, plus my 7+ months of accrued sick leave). But mentally I have made the shift and am just done. What would you do in my shoes?
Suck it up for 52 more weeks.
by UpperNwGuy
Wed Mar 13, 2024 6:32 pm
Forum: Personal Investments
Topic: What Platforms are DIY Investors Using to Manage Portfolio
Replies: 26
Views: 2546

Re: What Platforms are DIY Investors Using to Manage Portfolio

I use Fidelity, Vanguard, and Schwab brokerage accounts for my self-managed portfolio. I don't own mutual funds, only ETFs that I can own anywhere for no cost. It doesn't get any easier or any cheaper than this.
by UpperNwGuy
Wed Mar 13, 2024 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Safe deposit box-have one? What's in there?
Replies: 115
Views: 10530

Re: What do you keep in your safe deposit box at bank?

NOTHING. I see no need to have a safe deposit box at a bank. I've never had one in 50 years of banking.
by UpperNwGuy
Wed Mar 13, 2024 6:25 pm
Forum: Investing - Theory, News & General
Topic: What is the appeal of Robinhood
Replies: 85
Views: 5918

Re: What is the appeal of Robinhood

Probably because it is unintimidating. The whole approach is "you can do it!" It makes inexperienced investors feel empowered. In effect they say "We let you buy crypto, we let you trade options, we give you free money so you can make your first transaction minutes after you create your account, we don't make you sign forbidding legal documents say that you are a sophisticated investor and totally cool with losing more money than you have. If you can work a slot machine, you can work RobinHood." Banks used to resemble Greek temples and communicated a message that money was a serious, solemn business. Now they resemble check-cashing storefronts and communicate a message that banking is informal, goofy fun. Redneck Bank's...
by UpperNwGuy
Wed Mar 13, 2024 6:17 pm
Forum: Personal Investments
Topic: Tax loss harvesting and buying like funds
Replies: 12
Views: 895

Re: Tax loss harvesting and buying like funds

Just had a zoom meeting with Fido rep. We are expecting a follow up email discussing tax management strategies such as tax loss harvesting. We know and accept that if we sold SPY ETF and bought it back within 30 days that we do not get tax loss harvesting benefits. But what about if we sell SPY when/if the market is down, and then buy something similar like VTI? Can we harvest losses yet capture any move up without market timing? Or does the IRS not allow this based upon moving into a similar fund? Thank you. If allowed, does anyone do this? Regarding your question about tax loss harvesting by selling SPY and then buying something similar like VTI, it's crucial to consult with a tax professional or financial advisor who can provide specifi...
by UpperNwGuy
Wed Mar 13, 2024 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab cannot overnight a replacement debit card
Replies: 87
Views: 6103

Re: Charles Schwab cannot overnight a replacement debit card

whodidntante wrote: Wed Mar 13, 2024 11:13 am I'm not saying the problem is your fault, but there is a reason that I travel with ATM cards from different issuers. Stuff happens. I also don't carry all of them on me. I've had a bank freak out once and freeze my account for weeks. I won't depend on any one issuer.
This is what I do, too.
by UpperNwGuy
Wed Mar 13, 2024 5:42 pm
Forum: Personal Investments
Topic: Vanguard or Fidelity
Replies: 73
Views: 6492

Re: Vanguard or Fidelity

Fidelity has a "positions screen". Vanguard makes you go to three different screens to see the same data that is on a single screen at Fidelity (and at Schwab).
by UpperNwGuy
Wed Mar 13, 2024 4:47 pm
Forum: Personal Investments
Topic: Practical handling of multiple accounts across multiple institutions?
Replies: 6
Views: 727

Re: Practical handling of multiple accounts across multiple institutions?

Use a spreadsheet to aggregate the multiple accounts, and you will be fine.
by UpperNwGuy
Tue Mar 12, 2024 5:46 pm
Forum: Investing - Theory, News & General
Topic: ReadOnly Accounts and trading with Advisors
Replies: 11
Views: 1243

Re: Advisory Accounts

delamer wrote: Tue Mar 12, 2024 5:44 pm What is a read only platform?
I don't think there is such a thing.
by UpperNwGuy
Sun Mar 10, 2024 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Cash Do You Keep In Your Home?
Replies: 207
Views: 14913

Re: How Much Cash Do You Keep In Your Home?

Investor1319 wrote: Sun Mar 10, 2024 4:15 pm the amount in my envelope has reached $3,700.00 and I'm starting to think that I should invest this money in my VTSAX fund
Yes, invest it immediately.
by UpperNwGuy
Sun Mar 10, 2024 7:05 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein On the Financial Industry
Replies: 81
Views: 9779

Re: William Bernstein On the Financial Industry

CuriousGeorgeTx wrote: Sun Mar 10, 2024 11:52 am It wasn't that long ago that the Department of Labor proposed a rule that advisors would have to act in the best interests of their clients. The howls from the industry that they could not afford to serve their clients if they couldn't fleece them in the process tells us all we need to know.
Truth.
by UpperNwGuy
Sun Mar 10, 2024 6:40 pm
Forum: Investing - Theory, News & General
Topic: [Should I buy this Samuelson economics textbook?]
Replies: 16
Views: 1254

Re: [Should I buy this Samuelson economics textbook?]

I dumped my copy of the 1970 edition into a used book bin several years ago. It was too dated to be of any use. My answer would be not to buy it.
by UpperNwGuy
Sun Mar 10, 2024 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Cash Do You Keep In Your Home?
Replies: 207
Views: 14913

Re: How Much Cash Do You Keep In Your Home?

I keep about $300 in cash, $50 in my wallet and $250 in an envelope. I let the $300 decline to about $100 before I replenish it. I hardly ever use cash, so I don't understand why anyone would keep lots of cash around the house.
by UpperNwGuy
Sun Mar 10, 2024 6:08 pm
Forum: Investing - Theory, News & General
Topic: Can we expect TBM funds to outperform inflation?
Replies: 62
Views: 5113

Re: Can we expect TBM funds to outperform inflation?

Kinkajou82 wrote: Sun Mar 10, 2024 5:48 pm I would like this thread to be focused on discussing how reasonable or unreasonable it is to pessimistically expect that nominal bonds underperform inflation, and then the direct consequences of that expectation.
I think you already know the answer by the way you phrased the question. By describing your expectation as pessimistic, you are admitting that you are holding a minority view.

I am a firm believer in nominal bonds and hold several such bond funds. If I wanted additional inflation protection, I would use TIPS, not Series I Bonds.
by UpperNwGuy
Sun Mar 10, 2024 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Helping children young active duty officers
Replies: 28
Views: 2468

Re: Helping children young active duty officers

klondike wrote: Sun Mar 10, 2024 2:23 pm As junior military officer, the pay is very low, i.e. O-1 starts at $45,912.
This is wrong. The pay is not low. My daughter graduated from one of the military academies, and she survived quite nicely on an O-1 salary. Soon she became an O-2, and then an O-3, with accompanying pay increases. At no time did she experience financial hardship.
by UpperNwGuy
Sat Mar 09, 2024 2:27 pm
Forum: Personal Consumer Issues
Topic: How do you decide air travel priorities? Flight to CDG
Replies: 38
Views: 2602

Re: How do you decide air travel priorities? Flight to CDG

bob60014 wrote: Sat Mar 09, 2024 11:41 am MSP nonstop is a no brainer. Less hassle overall.
I agree.
by UpperNwGuy
Tue Mar 05, 2024 9:15 pm
Forum: Personal Investments
Topic: Vanguard applied RMD to the wrong year?
Replies: 11
Views: 1350

Re: Vanguard applied RMD to the wrong year?

ancho wrote: Tue Mar 05, 2024 10:26 am
BigPrince wrote: Mon Mar 04, 2024 8:55 pm What was the purpose of waiting this long and missing your RMD?
There were various reasons though I’m not sure how that’s helpful in answering my question. Obviously I will leave more lead time in the future after this experience. It never occurred to me that a distribution order placed the morning of Dec 29 would be attributed to the following tax year.
December 29, 2023 was a Friday and was the last trading day of 2023.
by UpperNwGuy
Mon Mar 04, 2024 5:00 am
Forum: Personal Investments
Topic: Cash for options exercise
Replies: 13
Views: 1156

Re: Cash for options exercise

plsgoobs wrote: Sun Mar 03, 2024 4:44 pm I don't want to get into the whether I should or should not exercise debate. Rather, I am looking for ideas on where to obtain the cash required to exercise.
It isn't a matter of whether you should or should not exercise the options. The fact is you can't afford it. Case closed.
by UpperNwGuy
Sun Mar 03, 2024 6:37 pm
Forum: Investing - Theory, News & General
Topic: Are We in a Stock Market Bubble? (Ray Dalio)
Replies: 132
Views: 15397

Re: Are We in a Stock Market Bubble? (Ray Dalio)

I've read every post in this lengthy thread, and nothing I have read has convinced me that I should change anything in my investing strategy. I don't plan to change my AA. I don't plan to change the amounts of my monthly contributions to my portfolio. I haven't changed my opinions about the market. The only thing that has changed is my surprise that certain members of this forum seem bound and determined to convince bogleheads to listen to Dalio.
by UpperNwGuy
Sat Mar 02, 2024 9:05 pm
Forum: Investing - Theory, News & General
Topic: Morningstar's ratings for international stock funds are misleading
Replies: 28
Views: 2391

Re: Morningstar's ratings for international stock funds are misleading

Billy C wrote: Sat Mar 02, 2024 6:39 pm Wow, that is something I had never heard of. Talk about gaming the system.

Let’s include some US stocks in our international funds to make them look better.

Sounds unethical to me unless they highlight that in the prospectus.
They do highlight it in the prospectus. Did you read it? I just did. This is an actively managed fund. They are not an index fund.

How is including 16% US equities in this fund to juice returns any different from Vanguard including repos in VUSXX to juice returns?
by UpperNwGuy
Sat Mar 02, 2024 8:28 am
Forum: Investing - Theory, News & General
Topic: "Important Changes to Vanguard Total Stock Market Index Fund..."
Replies: 35
Views: 6480

Re: What does last years' fund "reorganization" actually mean?

I wonder why each of the five listed funds, all of which are broad-based equity index funds, is being acquired by a different trust.
by UpperNwGuy
Sat Mar 02, 2024 8:19 am
Forum: Investing - Theory, News & General
Topic: Are there any special circumstances in which you'd sell or stop DCA-ing?
Replies: 25
Views: 2246

Re: Are there any special circumstances in which you'd sell or stop DCA-ing?

hiddenpower wrote: Thu Feb 29, 2024 3:27 pm To be clear, I'm talking about specifically market timing under rare situations, such as extreme overvaluation like Bogle did, or tumultuous situations like WW3 on the horizon etc. Would you under any circumstances not stay the course and why?
I have never employed DCA. I consider DCA to be a deliberate choice to hold back uninvested funds as cash and trickle them into an investment portfolio over a period of time. My regular monthly contributions are not DCA because I immediately invest the entire amount left over after monthly expenses. I hold nothing back.

About those rare situations mentioned above.... No, I would not stop my monthly investments, nor would I sell what I have already invested.
by UpperNwGuy
Sat Mar 02, 2024 6:02 am
Forum: Investing - Theory, News & General
Topic: The recent surge: stand pat or "sell high?"
Replies: 54
Views: 6440

Re: The recent surge: stand pat or "sell high?"

gunny2 wrote: Thu Feb 29, 2024 10:15 pm ? There is no panic on my part. And FYI I wasn't asking for investment advice. I was just generally curious how people viewed the recent surge.
I don't consider it much of a surge. We had a bad year in 2022 followed by a good year in 2023. Count me as one of those who is standing pat.

I never sell high solely for the sake of locking in gains. I only sell to rebalance.
by UpperNwGuy
Sat Mar 02, 2024 5:26 am
Forum: Personal Finance (Not Investing)
Topic: How can tell if FDLXX is state tax exempt from 1099-DIV
Replies: 26
Views: 1361

Re: How can tell if FDLXX is state tax exempt from 1099-DIV

HomeStretch wrote: Sat Mar 02, 2024 4:08 am Vanguard’s Form 1099-DIV’s supplemental pages also include the USGO % for all funds reported except SPAXX (settlement account).
I think you meant to write VMFXX, not SPAXX.
by UpperNwGuy
Thu Feb 29, 2024 5:31 am
Forum: Personal Finance (Not Investing)
Topic: Credit card bonus eligibility
Replies: 8
Views: 1091

Re: Credit card bonus eligibility

Yes, you should be eligible.
by UpperNwGuy
Wed Feb 28, 2024 7:49 pm
Forum: Investing - Theory, News & General
Topic: Do cap-weighted funds strictly align with BH philosophy?
Replies: 118
Views: 8897

Re: Do cap-weighted funds strictly align with BH philosophy?

thatbrian wrote: Wed Feb 28, 2024 7:44 pm
pascalwager wrote: Wed Feb 28, 2024 7:42 pm If anyone is "playing favorites", it's the Wall Street stock pickers that determine the market proportions in the first place.

Yes.

Now we are getting somewhere.
If you really wanted us to be "getting somewhere" you would tell us your alternative.
by UpperNwGuy
Wed Feb 28, 2024 5:23 am
Forum: Personal Finance (Not Investing)
Topic: best method to pay taxes balance due
Replies: 18
Views: 1634

Re: best method to pay taxes balance due

Electronic payments are faster and safer. Paper checks are simply too risky to use nowadays.
by UpperNwGuy
Tue Feb 27, 2024 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Zelle Questions: safety, speed, uses?
Replies: 57
Views: 5485

Re: Zelle Questions: safety, speed, uses?

After using it for several years, I have concluded that:

1. Zelle is safe.

2. Zelle is fast.

3. Zelle can be used for any payment that you would otherwise make by cash, check, PayPal, or Venmo.

Schwab Bank and both of my primary credit unions have Zelle.
by UpperNwGuy
Mon Feb 26, 2024 10:14 am
Forum: Personal Investments
Topic: Why can't I change capital gains elections at Vanguard?
Replies: 16
Views: 1802

Re: Why can't I change capital gains elections at Vanguard?

I thought capital gains distributions were a feature of mutual funds, not of ETFs. VTI and VXUS are ETFs and should not have capital gains distributions.
by UpperNwGuy
Mon Feb 26, 2024 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Explanatory Statement for 2023 Return
Replies: 15
Views: 1721

Re: Explanatory Statement for 2023 Return

It is my understanding that your electronic tax return will be processed electronically by an IRS computer, and no human being will read any explanatory narrative unless you are selected for audit in which case the auditor will read it.
by UpperNwGuy
Sun Feb 25, 2024 11:14 am
Forum: Personal Investments
Topic: Heavy Value Tilt Away from Mag 7 stocks
Replies: 221
Views: 13740

Re: Heavy Value Tilt Away from Mag 7 stocks

smartinvestor2020 wrote: Sun Feb 25, 2024 10:17 am My asset allocation is balanced with about 65% stocks/ 35% bonds

My value weight / growth weight is about 60% / 40%

I recently moved to this value overweight and intend to stay the course.

I intend to retire in about 5 to 7 years.
This is not nearly as radical as you implied in your opening post (or in your earlier threads over the past few years).
by UpperNwGuy
Sat Feb 24, 2024 6:34 am
Forum: Personal Consumer Issues
Topic: How do you live healthy?
Replies: 107
Views: 8119

Re: How do you live healthy?

Dr. Greger is an internationally recognized expert in nutrition. He is the author of several best-selling books, profits of which are donated to charity. His website does not accept advertising, nor does it sell any vitamins or supplements. Every video is meticulously researched, and the sources he quotes are listed directly below the transcript. Yup, sounds like a pseudoscience to me, just like the round earth society and the 'theory' of evolution. Everything in moderation sounds great, except when you're talking about putting poison like nitrates, TMAO, arsenic, etc. into your body. Here's how Wikipedia describes the medical community's reception of Dr Greger: Greger's third book, Bird Flu: A Virus of Our Own Hatching, received a favorab...
by UpperNwGuy
Sat Feb 24, 2024 5:27 am
Forum: Personal Investments
Topic: Heavy Value Tilt Away from Mag 7 stocks
Replies: 221
Views: 13740

Re: Heavy Value Tilt Away from Mag 7 stocks

smartinvestor2020 wrote: Fri Feb 23, 2024 11:53 pm Please see the table in this article on CAPE

https://www.evidenceinvestor.com/the-sh ... -abuse-it/

Does it not show that low starting CAPE predicts higher 10 year returns on average than higher starting CAPE?
You cited Larry Swedroe's article, but you are choosing not to follow his advice at the end of the article:
you should not use valuations to time the market, shifting allocations toward higher expected returning assets.
by UpperNwGuy
Fri Feb 23, 2024 9:19 pm
Forum: Personal Investments
Topic: Heavy Value Tilt Away from Mag 7 stocks
Replies: 221
Views: 13740

Re: Heavy Value Tilt Away from Mag 7 stocks

smartinvestor2020 wrote: Fri Feb 23, 2024 7:14 pm I believe that the stocks that make up the Magnificent 7 (AAPL, MSFT, NVDA, AMZN, GOOGL, TSLA, META) are overvalued and will eventually underperform the market.
Seriously? Do you have a crystal ball that the rest of us don't have?
by UpperNwGuy
Fri Feb 23, 2024 7:51 pm
Forum: Investing - Theory, News & General
Topic: How to balance VTSAX?
Replies: 22
Views: 3001

Re: How to balance VTSAX?

VTSAX didn't change. Morningstar changed their label for VTSAX. Ignore Morningstar.