Search found 170 matches

by WestUniversity
Sat Feb 09, 2019 7:44 am
Forum: Personal Finance (Not Investing)
Topic: "Living comfortably in retirement"
Replies: 71
Views: 8769

Re: "Living comfortably in retirement"

My needs are more than covered, my wants are very modest and I can do what I want to do, not what I have to do... :beer
by WestUniversity
Fri Feb 08, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4142
Views: 1110740

Re: What Movie Have You Recently Watched?

The Upside. Good story...
by WestUniversity
Sat Feb 02, 2019 8:47 am
Forum: Personal Consumer Issues
Topic: Things to do in Inverness, Scotland
Replies: 9
Views: 806

Re: Things to do in Inverness, Scotland

Dunrobin Castle in Golspie is amazing. Its about an hour drive away, but it's probably the second most beautiful castle I've seen in all of Europe. IMHO Chenonceau in France is the most beautiful...

http://www.dunrobincastle.co.uk/index.html
by WestUniversity
Sat Feb 02, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Need Objective Mattresses Ratings and Reviews
Replies: 41
Views: 1891

Re: Need Objective Mattresses Ratings and Reviews

This is what we bought several years ago. Same mattresses used in the Hilton Garden Inns and in hospitals. They are pricey but DW and I agree, its the best mattress we've ever owned...

https://naturalform.com
by WestUniversity
Mon Jan 28, 2019 6:08 pm
Forum: Personal Consumer Issues
Topic: What is the best all-inclusive resort you have ever visited?
Replies: 79
Views: 12816

Re: What is the best all-inclusive resort you have ever visited?

We really enjoyed The Westin Golf Resort & Spa, Playa Conchal - All-Inclusive in Costa Rica. Another vote for Playa Conchal. We were there several years ago and simply loved it. The restaurants were very good. The room was really nice. The resort itself was really beautiful. I would absolutely go a...
by WestUniversity
Mon Jan 28, 2019 5:34 pm
Forum: US Chapters
Topic: How Did You End Up Here?
Replies: 58
Views: 3647

Re: How Did You End Up Here?

Hi folks, I'm fairly new to this board and was wondering how did you end up here? My journey began a few months ago when a friend linked me to a Mr. Money Mustache article on FB about how Bitcoin was [(removed) --admin LadyGeek] . I started reading the MMM forum and they kept referencing Bogleheads...
by WestUniversity
Mon Jan 28, 2019 5:31 pm
Forum: Personal Consumer Issues
Topic: Anniversary Trip Ideas
Replies: 16
Views: 1413

Re: Anniversary Trip Ideas

Kennedy wrote:
Thu Dec 20, 2018 7:20 pm
Costa Rica, Panama, Colombia
Ditto on Costa Rica. We stayed in the Guanacaste region in an all inclusive resort on the Pacific. It was fantastic...
by WestUniversity
Sun Jan 27, 2019 3:18 pm
Forum: Personal Consumer Issues
Topic: Where to stay in Naples, Italy and along Amalfi coast
Replies: 36
Views: 1941

Re: Where to stay in Naples, Italy and along Amalfi coast

If possible, check out Sorrento. It’s beautiful. I would agree. Really did not like Naples. Sorrento however is beautiful... Yep. Naples is zoo-ish. Sorrento, OTOH, is gorgeous. I just found Naples to be a large, filthy, industrial city. Everywhere we went there was garbage and cigarette butts...
by WestUniversity
Sat Jan 26, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: Where to stay in Naples, Italy and along Amalfi coast
Replies: 36
Views: 1941

Re: Where to stay in Naples, Italy and along Amalfi coast

DarthEnol wrote:
Thu Jan 24, 2019 5:26 pm
If possible, check out Sorrento. It’s beautiful.
I would agree. Really did not like Naples. Sorrento however is beautiful...
by WestUniversity
Sat Jan 26, 2019 7:43 am
Forum: Personal Consumer Issues
Topic: 2-week European vacation
Replies: 34
Views: 2434

Re: 2-week European vacation

I plan to take a 2-week vacation to Europe. Paris will be a starting point and then return to London. I like to use the train, if possible. My plan is to visit a couple days in each location. Paris, Nice/Cannes, Milan, Zurich, Munich, Hamburg and finally London. I heard Eurorail is a good way to di...
by WestUniversity
Thu Jan 17, 2019 5:26 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 49196

Re: John Bogle has died at age 89

Such a good man and such a loss. We all owe him so much...
by WestUniversity
Sun Jan 13, 2019 5:08 pm
Forum: Personal Consumer Issues
Topic: 15 full days in Costa Rica
Replies: 25
Views: 1887

Re: 15 full days in Costa Rica

Be sure to go to Arenal Volcano area and do the zip lines. Amazing! Likewise go to the hot springs at Tabacon. Well worth the trip. So beautiful...
by WestUniversity
Tue Jan 08, 2019 10:17 pm
Forum: Personal Consumer Issues
Topic: 11 days in Europe...Budget and logistical advice please
Replies: 90
Views: 4813

Re: 11 days in Europe...Budget and logistical advice please

[/quote] I have a purse with zipper and then a lock with no key, I often wrap my armpit over it. Never had any trouble with anything. I bought some of these types of purse in UK, then after I use it, I donate to charity. I don’t have them in USA. [/quote] Check into PacSafe products. They have backp...
by WestUniversity
Mon Jan 07, 2019 5:37 pm
Forum: Investing - Theory, News & General
Topic: What is your allocation to U.S. and International?
Replies: 220
Views: 14729

Re: What is your allocation to U.S. and International?

20% of my equity position is in international equities. No international bonds...
by WestUniversity
Mon Jan 07, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: 11 days in Europe...Budget and logistical advice please
Replies: 90
Views: 4813

Re: 11 days in Europe...Budget and logistical advice please

[/quote] I use the same strategy as Starfish, except I also carry a secure image of my Passport and credit cards on my phone. When my wallet was lifted on a subway in Spain I cut my loss to under 20 euro, 2 credit cards, my driver license and some medical cards. [/quote] I never ever ever carry a wa...
by WestUniversity
Mon Jan 07, 2019 4:40 pm
Forum: Personal Consumer Issues
Topic: 11 days in Europe...Budget and logistical advice please
Replies: 90
Views: 4813

Re: 11 days in Europe...Budget and logistical advice please

Sounds a little ambitious for 11 days. To see the things you want to see in Paris and make a trip to Versailles will take about 3 days at a minimum. Versailles is a day all by itself. Budget at a minimum a half day for the Louvre, and that’s barely skimming the surface. In that amount of time you co...
by WestUniversity
Wed Jan 02, 2019 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 903
Views: 233929

Re: Share your story of how you got wealthy

Professor Emeritus wrote:
Tue May 13, 2014 10:17 am
Would never claim I was wealthy but
I suggest
1) marry the right partner
2) Live in the same house for 34 years
3) work very hard at your profession
4) live below your means and save prodigiously
5) never listen to or pay a dime to a broker or other thief
Ditto!
by WestUniversity
Thu Dec 20, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Landscaping lights went out
Replies: 16
Views: 1210

Re: Landscaping lights went out

Is there a GFI on the outlet? Has it been tripped?
by WestUniversity
Thu Dec 20, 2018 5:36 pm
Forum: Personal Consumer Issues
Topic: Anniversary Trip Ideas
Replies: 16
Views: 1413

Re: Anniversary Trip Ideas

St. John or St. Thomas, US Virgin Islands. I wouldn't mind dipping my toes in the blue-blue water of Magan's Bay on St. Thomas this winter. If budget is open, you will have no trouble finding a warm spot. Grand Cayman if you have a higher budget. Ditto on Magans Bay beach in St Thomas and 7 Mile be...
by WestUniversity
Thu Dec 20, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2127

Re: Lap top recommendation

Sandtrap wrote:
Thu Dec 20, 2018 9:08 am
Used or refurb: MacBook :happy
j
As I’m all in the Apple ecosphere I would have to agree...
by WestUniversity
Wed Dec 19, 2018 6:40 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

I've been so busy that I spend a lot less time looking at the site. Given some of the negative news regarding the stock market, I decided to come over to get the great reassurances this site provides. I've got a good stock/bond allocation that I believe in. I may have the ability to do more Roth co...
by WestUniversity
Mon Dec 17, 2018 9:13 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

Not sure where to begin regarding my ultimate departure. Many things turned out as I expected, others did not, both in good and bad ways. To cut to the chase, the ultimate thing is I’m done… at least as far as my former job is concerned. Now I have a couple of months of transition regarding my medic...
by WestUniversity
Fri Dec 14, 2018 7:22 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

Today was my last day at MegaCorp. :sharebeer It was interesting. Still trying to process it all. More later....
by WestUniversity
Tue Dec 11, 2018 3:35 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10252
Views: 1805724

Re: U.S. stocks in freefall

On the other hand: get used to it. The problem with the market is that just as you get used to it, it comes up with a new trick. Victoria There are only 3 things that market can do: - go up, - go down, - stay flat. I think getting used to all 3 does not take that much :) These comments made me thin...
by WestUniversity
Sat Nov 17, 2018 2:52 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

Four weeks away from my departure. It’s getting real... :sharebeer
by WestUniversity
Sat Nov 10, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6325

Re: Point and shoot camera

I have a Canon ELPH Power Shot 300 HS. It’s a really compact camera and has great low light capability. I usually carry it in one of my front pants pockets on vacation. Takes great video too. I have a 32 gig card in it and it holds a ton of pics and video...
by WestUniversity
Sat Nov 10, 2018 4:04 pm
Forum: Investing - Theory, News & General
Topic: Whats your number to walk away?
Replies: 301
Views: 46325

Re: Whats your number to walk away?

At my age, 35 years of expenses, which is why I’m retiring next month...
by WestUniversity
Sat Nov 10, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 57
Views: 4475

Re: Which one: Lyft or Uber?

I’ve only ever used Uber and it has been a great experience each time...
by WestUniversity
Sat Nov 10, 2018 3:56 pm
Forum: Investing - Theory, News & General
Topic: "Rules-Based Risk Management System" = Market Timing = Momentum/Trend Following?
Replies: 64
Views: 3557

Re: "Rules-Based Risk Management System" = Market Timing = Momentum/Trend Following?

Looks like a perfect model for learning about a term in the market called whipsawed. Buying high and selling low...
by WestUniversity
Mon Oct 29, 2018 3:34 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

I moved my last day up two weeks. That date was going to jam up Christmas plans. Now my departure is 12/14...
by WestUniversity
Sat Oct 13, 2018 10:23 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

It’s been an interesting week. Lots of congratulations and folks with questions. Comments like, “you’re too young to retire”. Others curious how we can afford it. Also subtle digs about being a short timer. Senior management offered congratulations while at the same time subtly encouraging me to sta...
by WestUniversity
Tue Oct 09, 2018 4:38 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

Notified all last week of my intention to retire in December. All in all it went better than I expected. Lots of congratulations mixed with shocked reactions. We will see what the next two months hold as I hand off responsibilities...
by WestUniversity
Sat Sep 08, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1091
Views: 112337

Re: [What TV Show Have You Recently Watched?]

I’ve been watching the new Jack Ryan series on Prime Video. I have really enjoyed it so far. Very well done and a good story too...
by WestUniversity
Fri Sep 07, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 77
Views: 9087

Re: Bose Noise Cancelling Headphones

I have a set of Plantronics BackBeat Pro 2 bluetooth noise canceling headphones. I tried several different sets of noise cancelling headphones and while IMHO Bose has the best noise cancelling technology, they don't necessarily have the best overall sound. I love the Plantronics headphones. Good noi...
by WestUniversity
Fri Sep 07, 2018 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 278
Views: 31499

Re: Do you have an umbrella policy?

Yes... Recently bought a $2MM policy
by WestUniversity
Thu Sep 06, 2018 4:30 pm
Forum: US Chapters
Topic: Houston Chapter
Replies: 85
Views: 18272

Re: Houston Chapter

It sounds great. I already have another commitment that day but I will stay subscribed to this thread for any future meetings...
by WestUniversity
Fri Aug 31, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

Been doing my cars this way for 20-25 years. Never had a problem...
by WestUniversity
Fri Aug 31, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: Installing a new toilet - shut off valve and wax ring
Replies: 33
Views: 2363

Re: Installing a new toilet - shut off valve and wax ring

Hello, We're in the process of replacing our older toilets and would like to get some guidance. (1) Since we're changing everything, is it worthwhile to change the shut off valve also. They are the old rotating types. Was interested in getting the new quarter turn valves. Nothing wrong with the old...
by WestUniversity
Fri Aug 31, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

I simply use the car jack and do one side at a time... Please use a decent jack stand if you are not doing so already. They are pretty cheap. Jacks do fail. On hydraulic ones the seals fail, sometimes suddenly. If using the jack that comes with the car, those are notoriously unstable and fall over ...
by WestUniversity
Fri Aug 31, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: Lexus vs. Mercedes
Replies: 86
Views: 6891

Re: Lexus vs. Mercedes

I’m on my second ES350. They have been the best cars I’ve ever owned. I’ve seen a lot of really sweet Mercs but the real problem I’ve seen with them, from friends that have owned them, is cost of ownership. Maintenance and repairs are expensive for Mercedes. Too rich for my blood...
by WestUniversity
Fri Aug 31, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

I simply use the car jack and do one side at a time... Please use a decent jack stand if you are not doing so already. They are pretty cheap. Jacks do fail. On hydraulic ones the seals fail, sometimes suddenly. If using the jack that comes with the car, those are notoriously unstable and fall over ...
by WestUniversity
Fri Aug 31, 2018 5:25 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 359
Views: 52383

Re: Roll Call for the Retirement Class of 2018!

Realized yesterday when I checked my countdown calendar app, that 4 weeks from Labor Day Monday I make my retirement announcement at work. So many long term planning meetings I’ve been in lately my mind wanders. I feel like I’ve checked out already. I’ve almost completed documenting everything I do....
by WestUniversity
Fri Aug 24, 2018 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Healthcare Careers
Replies: 48
Views: 3136

Re: Healthcare Careers

If nursing is what she wants to do long term she should go ahead and get her NP...
by WestUniversity
Tue Aug 07, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 103
Views: 8853

Re: Nespresso?

... and finding the cups for it can be a bit of a challenge. I think DW gets them at Bed Bath and Beyond. Unless you are living somewhere where UPS doesn’t deliver, finding the pods is as easy as going to nespresso.com :beer Good to know. DW has looked at numerous stores locally, even those that ac...
by WestUniversity
Sat Aug 04, 2018 6:16 am
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 184
Views: 11749

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

When traveling overseas, always. I simply use www.insuremytrip.com I’m able to buy the amount of coverage I want as well as getting coverage for medical. They also have policies that include the above as well as trip cancellation, trip interruption, lost baggage etc. Prices range from roughly 2%-4% ...
by WestUniversity
Fri Aug 03, 2018 8:20 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 103
Views: 8853

Re: Nespresso?

We have both a Keurig and a Nespresso. The Nespresso makes a nice espresso or cappuccino. It's a bit loud in the early morning hours, and finding the cups for it can be a bit of a challenge. I think DW gets them at Bed Bath and Beyond. All in all however we like it...
by WestUniversity
Fri Aug 03, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: Audi A4 -- Does Anyone Have an Opinion About It?
Replies: 31
Views: 3173

Re: Audi A4 -- Does Anyone Have an Opinion About It?

I have a friend who bought one sometime back. He throughly loves the car. He says is a thrill to drive and takes corners like its on rails...
by WestUniversity
Fri Aug 03, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

orlandoman wrote:
Fri Aug 03, 2018 3:14 pm
Get a price range here https://repairpal.com/
Great website. Thx!
by WestUniversity
Fri Aug 03, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

Brake parts can vary a lot in prince depending on car. But that is around the going rate around here. It’s an easy diy job if you watch a few YouTube videos and have basic tools. Even with buying new rotors instead of resurfacing the job can likely be done for about a fourth of what they quoted you...
by WestUniversity
Tue Jul 31, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9575

Re: New Brake Pads

Brake parts can vary a lot in prince depending on car. But that is around the going rate around here. It’s an easy diy job if you watch a few YouTube videos and have basic tools. Even with buying new rotors instead of resurfacing the job can likely be done for about a fourth of what they quoted you...