Search found 138 matches

by WestUniversity
Sat Sep 08, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 827
Views: 89767

Re: [What TV Show Have You Recently Watched?]

I’ve been watching the new Jack Ryan series on Prime Video. I have really enjoyed it so far. Very well done and a good story too...
by WestUniversity
Fri Sep 07, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 69
Views: 7757

Re: Bose Noise Cancelling Headphones

I have a set of Plantronics BackBeat Pro 2 bluetooth noise canceling headphones. I tried several different sets of noise cancelling headphones and while IMHO Bose has the best noise cancelling technology, they don't necessarily have the best overall sound. I love the Plantronics headphones. Good noi...
by WestUniversity
Fri Sep 07, 2018 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 278
Views: 29272

Re: Do you have an umbrella policy?

Yes... Recently bought a $2MM policy
by WestUniversity
Thu Sep 06, 2018 4:30 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

It sounds great. I already have another commitment that day but I will stay subscribed to this thread for any future meetings...
by WestUniversity
Fri Aug 31, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

Been doing my cars this way for 20-25 years. Never had a problem...
by WestUniversity
Fri Aug 31, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: Installing a new toilet - shut off valve and wax ring
Replies: 33
Views: 2230

Re: Installing a new toilet - shut off valve and wax ring

Hello, We're in the process of replacing our older toilets and would like to get some guidance. (1) Since we're changing everything, is it worthwhile to change the shut off valve also. They are the old rotating types. Was interested in getting the new quarter turn valves. Nothing wrong with the old...
by WestUniversity
Fri Aug 31, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

I simply use the car jack and do one side at a time... Please use a decent jack stand if you are not doing so already. They are pretty cheap. Jacks do fail. On hydraulic ones the seals fail, sometimes suddenly. If using the jack that comes with the car, those are notoriously unstable and fall over ...
by WestUniversity
Fri Aug 31, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: Lexus vs. Mercedes
Replies: 86
Views: 6423

Re: Lexus vs. Mercedes

I’m on my second ES350. They have been the best cars I’ve ever owned. I’ve seen a lot of really sweet Mercs but the real problem I’ve seen with them, from friends that have owned them, is cost of ownership. Maintenance and repairs are expensive for Mercedes. Too rich for my blood...
by WestUniversity
Fri Aug 31, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

I simply use the car jack and do one side at a time... Please use a decent jack stand if you are not doing so already. They are pretty cheap. Jacks do fail. On hydraulic ones the seals fail, sometimes suddenly. If using the jack that comes with the car, those are notoriously unstable and fall over ...
by WestUniversity
Fri Aug 31, 2018 5:25 am
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 284
Views: 39830

Re: Roll Call for the Retirement Class of 2018!

Realized yesterday when I checked my countdown calendar app, that 4 weeks from Labor Day Monday I make my retirement announcement at work. So many long term planning meetings I’ve been in lately my mind wanders. I feel like I’ve checked out already. I’ve almost completed documenting everything I do....
by WestUniversity
Fri Aug 24, 2018 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Healthcare Careers
Replies: 48
Views: 3009

Re: Healthcare Careers

If nursing is what she wants to do long term she should go ahead and get her NP...
by WestUniversity
Tue Aug 07, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 87
Views: 6360

Re: Nespresso?

... and finding the cups for it can be a bit of a challenge. I think DW gets them at Bed Bath and Beyond. Unless you are living somewhere where UPS doesn’t deliver, finding the pods is as easy as going to nespresso.com :beer Good to know. DW has looked at numerous stores locally, even those that ac...
by WestUniversity
Sat Aug 04, 2018 6:16 am
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 176
Views: 9785

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

When traveling overseas, always. I simply use www.insuremytrip.com I’m able to buy the amount of coverage I want as well as getting coverage for medical. They also have policies that include the above as well as trip cancellation, trip interruption, lost baggage etc. Prices range from roughly 2%-4% ...
by WestUniversity
Fri Aug 03, 2018 8:20 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 87
Views: 6360

Re: Nespresso?

We have both a Keurig and a Nespresso. The Nespresso makes a nice espresso or cappuccino. It's a bit loud in the early morning hours, and finding the cups for it can be a bit of a challenge. I think DW gets them at Bed Bath and Beyond. All in all however we like it...
by WestUniversity
Fri Aug 03, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: Audi A4 -- Does Anyone Have an Opinion About It?
Replies: 31
Views: 3030

Re: Audi A4 -- Does Anyone Have an Opinion About It?

I have a friend who bought one sometime back. He throughly loves the car. He says is a thrill to drive and takes corners like its on rails...
by WestUniversity
Fri Aug 03, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

orlandoman wrote:
Fri Aug 03, 2018 3:14 pm
Get a price range here https://repairpal.com/
Great website. Thx!
by WestUniversity
Fri Aug 03, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

Brake parts can vary a lot in prince depending on car. But that is around the going rate around here. It’s an easy diy job if you watch a few YouTube videos and have basic tools. Even with buying new rotors instead of resurfacing the job can likely be done for about a fourth of what they quoted you...
by WestUniversity
Tue Jul 31, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9262

Re: New Brake Pads

Brake parts can vary a lot in prince depending on car. But that is around the going rate around here. It’s an easy diy job if you watch a few YouTube videos and have basic tools. Even with buying new rotors instead of resurfacing the job can likely be done for about a fourth of what they quoted you...
by WestUniversity
Tue Jul 31, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: How to Learn Italian (a little) Before Trip to Italy
Replies: 34
Views: 2159

Re: How to Learn Italian (a little) Before Trip to Italy

Pimsleur. Get the CDs in the library, listen on your commute. What I like about Pimsleur for a crash course is that you don’t read anything so your language recognition comes soley from what you hear. Whenever I took languages in school I always could read/write it better than understand/speak. Pim...
by WestUniversity
Wed Jul 25, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: How to Learn Italian (a little) Before Trip to Italy
Replies: 34
Views: 2159

Re: How to Learn Italian (a little) Before Trip to Italy

I’m a fan of Pimsleur courses. You could download Italian 1 for about $100. That will give you about a 500 word vocabulary. Enough to say “where is”, “I want”, “we need”, “how much” and so on. Basic tourist Italian. I did the same thing for other Europe trips in the past and it has worked really wel...
by WestUniversity
Sun Jul 22, 2018 4:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

onthecusp wrote:
Sun Jul 22, 2018 3:52 pm
Sorry I missed it. Planned to last night but got caught up in chores today. Next time.
I'll print out a 'Bogleheads' sign to lay on the table!
Sounds like a plan!
by WestUniversity
Sun Jul 22, 2018 2:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

Apologies all. I should have checked here. Did not see any kind of sign or anything, just some folks watching the rugby match. Had a beer and headed back to the house. Just now got back home...
by WestUniversity
Sun Jul 22, 2018 1:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 284
Views: 39830

Re: Roll Call for the Retirement Class of 2018!

Completely out of the blue, my BIL got a package from his MegaCorp, and he’s 5 years younger. So jealous, but I intend to stay the course and hope that I can hold up until December... Don't think of your BIL - what's he gonna do all day, play golf with the guys? You can hold on until December, it's...
by WestUniversity
Fri Jul 20, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: Sail boat budget
Replies: 13
Views: 1977

Re: Sail boat budget

Well, I had a 27 foot boat moored in Seattle. It was about $350/mo. for the 30' slip. :moneybag That sounds about the same for us. We had a 31’. Slip fees, utilities, and insurance was about $250 to $300 per month. Maintenace was also a huge expense. Getting the boat hauled out for a bottom job, re...
by WestUniversity
Fri Jul 20, 2018 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Is my umbrella policy over priced?
Replies: 20
Views: 1729

Re: Is my umbrella policy over priced?

So, we wanted to up the limit for the umbrella and got the following quotes $2M - $825/yr $3M - $1,104/yr $5M - $1,452/yr That seems high to me. I agree. I just got a $2MM policy and in the course of my research I found some industry website that said in general the first $1MM tier runs $150-$300. ...
by WestUniversity
Thu Jul 19, 2018 7:36 am
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

I should be able to make it... :beer
by WestUniversity
Thu Jul 19, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: Planning a trip to France in June 2019 - ADvice ?
Replies: 28
Views: 2058

Re: Planning a trip to France in June 2019 - ADvice ?

Paris is nice and there is a lot to see, however it’s a big, crowded, noisy, dirty city. Three or four days there would be enough. Go to Normandy and Mont St Michel. Tour the castles in the Loire Valley. Make a trip up into the Alps. Drink some wine in Bordeaux. Visit the Champagne region. Try to ge...
by WestUniversity
Thu Jul 19, 2018 7:03 am
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

Time and place for Sunday?
by WestUniversity
Tue Jul 17, 2018 9:43 pm
Forum: Personal Consumer Issues
Topic: How much did your braces/invisalign braces cost?
Replies: 32
Views: 2791

Re: How much did your braces/invisalign braces cost?

Invisalign was about $5,400 and only took about 9 months. At the time the ortho told said that regular braces would cost about the same amount but take about 20-22 months...
by WestUniversity
Tue Jul 17, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 10042

Re: Why own a bed?

I did so as a kid. My bed frame broke and we did not have money to replace it. My grandparents were not going to stand for it. They eventually bought me a new bed frame...
by WestUniversity
Tue Jul 17, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: For those of you who handle all the finances, how do you keep your spouse "in the know"
Replies: 107
Views: 13519

Re: For those of you who handle all the finances, how do you keep your spouse "in the know"

I try to talk to DW but her eyes glaze over. I have a document I update regularly with all of our account numbers, contact names/numbers, life insurance polices etc. She knows where it is. If the worst happened she would have a road map...
by WestUniversity
Tue Jul 17, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: Have you ever purchased a pricy musical instrument?
Replies: 82
Views: 4536

Re: Have you ever purchased a pricy musical instrument?

Yes. A Taylor guitar. Don’t ask what it cost. :shock:
by WestUniversity
Fri Jul 13, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: How much does your accountant cost?
Replies: 21
Views: 2177

Re: How much does your accountant cost?

He is me and I’m not cheap... :mrgreen:
by WestUniversity
Thu Jul 12, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: Building a Pool
Replies: 64
Views: 7685

Re: Building a Pool

Smurf wrote:
Sat Aug 13, 2016 6:53 am
For you pool owners out there do you wish you didn't have the pool or are you agnostic about owning it? Would you do it again?
Had a pool previously. It was a hole in the ground I poured a lot of money into. Don’t ever want another pool...
by WestUniversity
Wed Jul 11, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Trade War: time for Mac Upgrade?
Replies: 34
Views: 3136

Re: Trade War: time for Mac Upgrade?

I upgraded my mid 2012 MacBook recently. Doubled the RAM from 4GB to 8GB. Night and day difference. Supposedly it can be upgraded to 16GB. I’m about to upgrade to an SSD drive as well. Supposedly that will make the real difference... OP, these upgrades are another great option to stretch the life o...
by WestUniversity
Wed Jul 11, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Trade War: time for Mac Upgrade?
Replies: 34
Views: 3136

Re: Trade War: time for Mac Upgrade?

My Macbook Pro (mid-2012) running OS 10.11.6 (El Capitan) is beginning to act up. I haven't upgraded my OS because of software issues (YNAB upgrade turns into a yearly fee) & Apple will soon stop issuing security updates for El Capitan. This has me thinking of upgrading to an iMac & ditching YNAB f...
by WestUniversity
Wed Jul 11, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Anyone take naps at work?
Replies: 93
Views: 5931

Re: Anyone take naps at work?

Occasionally during lunch, at my desk, with the door closed. When I say occasionally I mean once or twice a month. Usually when I’ve burned too much at both ends...
by WestUniversity
Mon Jul 09, 2018 7:08 pm
Forum: Personal Consumer Issues
Topic: Ireland trip
Replies: 20
Views: 1648

Re: Ireland trip

We really enjoyed our trip to Ireland several years ago and are ready to go back. Completely missed the west coast however. We were in the south, east and the north. Cork, Kinsale, Dublin, Belfast, and the Giants Causeway. Want to see the cliffs of Moher, Ring of Kerry, stay at Ashford Castle and so...
by WestUniversity
Sun Jul 08, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: Which is the best calculator?
Replies: 8
Views: 1249

Re: Which is the best calculator?

https://www.portfoliovisualizer.com/monte-carlo-simulation I have a good feel for Monte Carlo simulations from my job prior to retirement. Others may not feel as comfortable with handling probabilities and uncertainties. I am 100% in stocks and I plan on never withdrawing >5% of my portfolio in any...
by WestUniversity
Sun Jul 08, 2018 3:50 pm
Forum: Investing - Theory, News & General
Topic: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?
Replies: 150
Views: 23458

Re: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?

During this year's annual Berkshire Hathaway meeting, Buffett said: "Bonds are a terrible investment at anywhere near current yields.” He continued, “The only time bonds were interesting was in the early to mid-1980’s" So what should we invest in besides stocks? There was an extremely successful Wa...
by WestUniversity
Sun Jul 08, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4289

Re: Tipping in a hotel room/cruise ship room

In a hotel, we tip the cleaning people each day. On a cruise, we tip at the end of the cruise. Us too and we have about a dozen cruises under our belt or more. They have a recommended amount, generally a range which may, or may not, be a little high. Figure how much you would tip at breakfast, lunc...
by WestUniversity
Sun Jul 08, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Long Cruises
Replies: 20
Views: 1862

Re: Long Cruises

The longest we’ve done is two weeks. That said we have talked to people that have done back to back two week cruises. A couple we spoke with did two weeks on a Baltic cruise out of Southampton and then went on a two week British Isles cruise, also out of Southampton on the end of the Baltic cruise. ...
by WestUniversity
Sat Jul 07, 2018 4:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Houston Chapter
Replies: 85
Views: 16652

Re: Houston Chapter

Really interested in getting together with the Houston chapter. Can’t make the 21st as we have season tickets at the Hobby Center and have a show on that date. I will save this thread and follow any future dates...
by WestUniversity
Sat Jul 07, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: Anyone Tried Costco Travel Packages?
Replies: 31
Views: 3770

Re: Anyone Tried Costco Travel Packages?

A friend of ours has used them on a couple of occasions and has nothing but good things to say...
by WestUniversity
Sat Jul 07, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Ultrasonic pest repellent - do they work?
Replies: 6
Views: 736

Re: Ultrasonic pest repellent - do they work?

We have a device in our kitchen and it seems to work, or at least I should say we haven’t seen anything...
by WestUniversity
Fri Jul 06, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: Replacing only 2 tires out of 4?
Replies: 18
Views: 1494

Re: Replacing only 2 tires out of 4?

I’ve always heard if you trade in a car and all four tires don’t match, it hurts you on the value of the trade.

I guess the reasoning is they figure that if the cost of the tires was “short cut “ then perhaps other maintenance has been short cut as well. Perhaps others here know how true this is...
by WestUniversity
Fri Jul 06, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: Replace car battery after X years or wait till it dies?
Replies: 162
Views: 20228

Re: Replace car battery after X years or wait till it dies?

Regardless what battery I’ve ever bought, they only seem to last about 4 years. The moment I can feel it start to drag on a start, I verify how long ago I bought it and then change it...
by WestUniversity
Fri Jul 06, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: Need opinion on buying a Lakewood guitar
Replies: 18
Views: 1263

Re: Need opinion on buying a Lakewood guitar

Count me among the Taylor owners however I’m not one of those Ford/Chevy, Taylor/Martin guys. I like Martins well enough, but I own a Taylor...

Not familiar with Lakewood.
by WestUniversity
Fri Jul 06, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Every Other Friday Off
Replies: 52
Views: 5428

Re: Every Other Friday Off

We also do 9 80 at my MegaCorp. Love it. It’s a great day for scheduling doctor appointments, running errands, doing the yard a day early, or simply taking a 3 day weekend twice each month. It’s made the last few years at MegaCorp a little more bearable...