Search found 196 matches

by DiggleRex
Wed Jun 13, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: considering switching from verizon to t-mobile
Replies: 0
Views: 246

considering switching from verizon to t-mobile

I've been with verizon for 18 years but am thinking about switching to t-mobile. I have no problem with Verizon's service/customer service, or even cost. My problem is their lack of phone choice compared to all the phones that work on GSM (huawei, honor, nokia, oneplus etc). I'd rather get a $500 fl...
by DiggleRex
Wed May 30, 2018 5:58 am
Forum: Personal Consumer Issues
Topic: moto g6
Replies: 9
Views: 966

moto g6

It's advertised that there is a 4gb/64gb version of this phone but so far everywhere that has it available or for pre order (b&h, best buy, verizon, motorola directly) only has the 3gb/32gb version. Does anyone know who the 4gb/64gb version will be available through?
by DiggleRex
Sun May 27, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: Htc u12+ on Verizon [Cellphone]
Replies: 5
Views: 569

Re: Htc u12+ on Verizon

What's the difference between selecting the Verizon version vs the unlocked version on this page?
https://www.htc.com/us/smartphones/htc-u12-plus/buy/
by DiggleRex
Fri May 25, 2018 1:32 am
Forum: Personal Consumer Issues
Topic: Htc u12+ on Verizon [Cellphone]
Replies: 5
Views: 569

Htc u12+ on Verizon [Cellphone]

If anyone tries to activate/ use this phone on Verizon, please let me know. I’m interested in this phone but remember reading that with the u11, despite being certified on Verizon, people struggled to get it functional
by DiggleRex
Sun Apr 22, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: Do you use Yahoo? New Privacy Terms
Replies: 32
Views: 3308

Re: Do you use Yahoo? New Privacy Terms

No. The email had a glitch. The next time I logged in I got a big pop-up notification with an "Accept" button. Since I had already read all the stuff (the links were in the email) and I needed to keep this account because I belong to some Yahoo Groups I just clicked the button. That time it worked....
by DiggleRex
Sat Apr 21, 2018 5:04 am
Forum: Personal Consumer Issues
Topic: Do you use Yahoo? New Privacy Terms
Replies: 32
Views: 3308

Re: Do you use Yahoo? New Privacy Terms

Did anyone try clicking on the "Review and accept now" button? When I clicked on it, it sent me to a login page and when I re-logged in it sent me to the main Yahoo page. There was no way to review or accept. This is what happened to me--I figured I'd have the opportunity to review something before...
by DiggleRex
Fri Mar 16, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: unlocked phone on verizon
Replies: 8
Views: 694

Re: unlocked phone on verizon

Part of the reason for my original question is that I've read on multiple threads that hd voice & wi-fi calling don't work/aren't available if the phone is unlocked.
by DiggleRex
Fri Mar 16, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: unlocked phone on verizon
Replies: 8
Views: 694

Re: unlocked phone on verizon

Also, update schedule might be different in unlocked phone vs. same phone purchased on the network one is using it on, right? I assume purchased from verizon gets updates faster or no?
by DiggleRex
Fri Mar 16, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: unlocked phone on verizon
Replies: 8
Views: 694

Re: unlocked phone on verizon

You do not lose any features buying an unlocked phone. In fact, not buying from Verizon you will skip the bloatware and Verizon specific apps that are pre-loaded in the image. The Verizon S8 can be unlocked (after paying it off and so much time passing) and then it can be used on the other carriers...
by DiggleRex
Fri Mar 16, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: unlocked phone on verizon
Replies: 8
Views: 694

unlocked phone on verizon

If you buy an unlocked phone to use on Verizon, what features, if any, do you lose versus getting that same phone through Verizon? For example, things like HD Voice, Video Calling and Simultaneous Voice & Data, Wi-Fi Calling. I was thinking about getting the Galaxy S8 and buying it outright. Unlocke...
by DiggleRex
Thu Mar 15, 2018 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Question on credit limit increases
Replies: 16
Views: 1306

Re: Question on credit limit increases

whodidntante wrote:
Thu Mar 15, 2018 4:47 pm
My suggestion is to stop using your Macy's card.
Well I use it for the discount benefits (for example, $10 off $30).
by DiggleRex
Thu Mar 15, 2018 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Question on credit limit increases
Replies: 16
Views: 1306

Re: Question on credit limit increases

Per card utilization is a factor in addition to total credit utilization. If you're worried about your credit score you definitely don't want 100% utilization on one card. Lower utilization numbers are better. I think ours are usually sub 20% in any one month. Right, makes sense. For example, when ...
by DiggleRex
Thu Mar 15, 2018 7:45 am
Forum: Personal Finance (Not Investing)
Topic: Question on credit limit increases
Replies: 16
Views: 1306

Re: Question on credit limit increases

I don't know how frozen credit affects this but rather than wait to find out why don't you just ask them for an increase? Also I think the number you are worried about is total credit utilization and maxing that card is no different than putting 300 on a different card. Yes my concern is credit uti...
by DiggleRex
Thu Mar 15, 2018 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Question on credit limit increases
Replies: 16
Views: 1306

Question on credit limit increases

Before I froze all my credit, my credit card limits would be occasionally increased. I never manually requested any increases so I assume this was based on my activity & payment history. Now all my credit is frozen. I have a Macy’s store card (the type that can only be used at Macy’s). I went a long...
by DiggleRex
Sat Feb 10, 2018 7:27 am
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

ivk5 wrote:
Sat Feb 10, 2018 4:04 am
Neither. Has been in that ballpark for as long as I've paid attention.
How long have you had that particular email address? Does it concern you at all that it's "out there" on the internet somewhere such that you're getting hundreds of spam emails?
by DiggleRex
Fri Feb 09, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

I think you mean: https://haveibeenpwned.com The website you linked (extra "a") asks you to install something. DON'T. Maybe that's where they're harvesting your email. I've given up fighting the war against spammer. I simply update my email every few years and abandon old emails as they're taken ov...
by DiggleRex
Fri Feb 09, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

ivk5 wrote:
Fri Feb 09, 2018 7:07 am
According to GMail, I have 434 messages in my spam folder from the last 30 days. I'm not losing sleep over it.
Was that a gradual increase from whatever you used to get or did that happen suddenly?
by DiggleRex
Fri Feb 09, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

scrabbler1 wrote:
Fri Feb 09, 2018 9:54 am
Not to alarm you, but it is possible that your email address got out there on the DarkWeb.
Something along those lines is where my mind went, especially because I went from getting virtually none until yesterday, and now a steady stream are coming in. :(
by DiggleRex
Fri Feb 09, 2018 8:34 am
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

Thank you everyone for your insights & opinions. I figured it was indicative of something (bad) that I went 12 years with virtually none and now since yesterday they are coming in nonstop fast & furious.
by DiggleRex
Fri Feb 09, 2018 5:40 am
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

Re: sudden overnight problem with spam email

A few more have already come in since my post. I'm wondering if I should use the feature in gmail (the arrow in the upper right corner) and block each one individually or is that pointless since they're likely coming from many different sources? Like it will be a game of whack-a-mole. I've read to n...
by DiggleRex
Fri Feb 09, 2018 4:44 am
Forum: Personal Consumer Issues
Topic: sudden overnight problem with spam email
Replies: 20
Views: 2643

sudden overnight problem with spam email

I've used my main Gmail account since 2006. I've always been shocked about how little spam I got. Maybe an average of one spam email per week, and rarely more than one at a time. Yesterday I was shocked to see that there was 8 spam emails in my spam folder, all within a few hours from each other. I ...
by DiggleRex
Wed Feb 07, 2018 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Equifax issues
Replies: 16
Views: 1685

Re: Equifax issues

I still don't know the answer to the original question. If anyone ever gets some definitive info on why/how Equifax asks 4 bogus questions that are NOT coming from the individual's actual report, I would love to know. But I did notice something strange that may or may not have anything to do with it...
by DiggleRex
Wed Feb 07, 2018 9:21 am
Forum: Personal Finance (Not Investing)
Topic: question on recent credit karma report
Replies: 4
Views: 519

Re: question on recent credit karma report

Thanks for your reply. I'm don't fully follow in regards to an old creditor. I have not opened or closed a card since 2012. In any case, I'm not sure how concerned I should be or what action I should take, if any. I got all my free credit reports in September of 2017 so I can't get them again until ...
by DiggleRex
Tue Feb 06, 2018 6:04 am
Forum: Personal Finance (Not Investing)
Topic: question on recent credit karma report
Replies: 4
Views: 519

question on recent credit karma report

I sign into CK about once a week just to keep an eye on things. I see a section now that has "View past credit reports" link. When I click that, it takes me to an overview page and one of the sections at the top is "Recent address changes." When I click that, it's showing the addresses on my report ...
by DiggleRex
Fri Jan 12, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Equifax issues
Replies: 16
Views: 1685

Re: Equifax issues

Actually i read somewhere a guy was just like you and me getting 4 loan questions non related to him for the free report, he got tired and paid for what is suposed to be free and gues what, they asked him 4 fair questions LOL.... just after he paid, i will try to avoid any banks that use equifax an...
by DiggleRex
Fri Jan 12, 2018 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Equifax issues
Replies: 16
Views: 1685

Re: Equifax issues

OP - I wish I knew the answer to your question. All I can tell you is that 2011 was the last time I was able to get my Equifax report online from annualcreditreport.com. Every year since, I get asked 4 questions that have absolutely nothing to do with me or my credit file, past or present. I answer ...
by DiggleRex
Mon Jan 08, 2018 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Couple questions on ChexSystems
Replies: 5
Views: 662

Re: Couple questions on ChexSystems

I never received a PIN in the mail. They say they mailed it out months ago. My USPS office often states my address is invalid and randomly returns mail to the sender though, usually in the first few months of the year when we're awaiting tax statements. It's hard to say what the issue is/was. ChexS...
by DiggleRex
Mon Jan 08, 2018 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Couple questions on ChexSystems
Replies: 5
Views: 662

Couple questions on ChexSystems

On 90 day alert: I placed a 90 day alert with ChexSystems on 10/8/17. I tried to place another one this morning (essentially to renew it without a lag) and got an error message that basically said there already is an alert in place for my social security #. But it's actually been about 92-93 days d...
by DiggleRex
Thu Dec 07, 2017 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

Thank you 2015 for your advice and insights
by DiggleRex
Thu Dec 07, 2017 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

Whenever we hired anyone, we did thorough background checks on them. I’m not sure of this, but i’m thinking that the SSN was used to facilitate this background check. That makes sense, and that's my understanding. I guess my view is that they don't need it until (and unless) it gets to that point, ...
by DiggleRex
Thu Dec 07, 2017 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

I always simply left the SSN area blank. When applying for anything, always ensure your background and qualifications speak for themselves while ensuring they match the position you are applying for. And did a company (if interested) ever contact you and ask you for it so they could move forward wi...
by DiggleRex
Thu Dec 07, 2017 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

Excellent use of an internet search! Haha thank you! So I understand why a job agency would be vague, and I understand why a company who is looking to replace an employee might be vague. But I don't understand why if a company is listing their own ad, and they're just looking to add someone to thei...
by DiggleRex
Thu Dec 07, 2017 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

At some point before they make a job offer some companies will want it and refusing it or being evasive about it can make it look like you are hiding something. Agreed, and just to clarify, I'm not looking to not give it altogether (obviously it would be necessary at some point). Just trying to see...
by DiggleRex
Thu Dec 07, 2017 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

If they don't say who they are, how can you know that the company is placing the listing themselves and not an agency? Fair question. Just to use one example, in my original post, when the company responded to my request for more info by asking for my resume, I googled the name of the person who re...
by DiggleRex
Thu Dec 07, 2017 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

Thank you for the replies and insights. I'm referring to situations where it's the company placing their own listing and not saying who exactly they are (not an agency on their behalf).
by DiggleRex
Thu Dec 07, 2017 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

Why not make a list of companies in the area you want to work and apply directly at their websites or wherever their websites direct you. That way you wont be scammed. I've tried this and you bring up an interesting point that I want to address. One might think if they're leaving out who they are e...
by DiggleRex
Thu Dec 07, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

Why not make a list of companies in the area you want to work and apply directly at their websites or wherever their websites direct you. That way you wont be scammed. I've tried this and you bring up an interesting point that I want to address. One might think if they're leaving out who they are e...
by DiggleRex
Thu Dec 07, 2017 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Re: Vague job listings

Some don't want a particular employee, usually somewhat high level, to know they are looking for a replacement. The company name plus the job title and/or description might spotlight who is likely to be replaced... possibly leading that person to jump ship before any replacement is found. That can ...
by DiggleRex
Thu Dec 07, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

Yet, how does a prospective employer make a job offer before checking background/references? Thanks for your reply. I don't have enough interview experience to answer this, but that's kind of my point. From my point of view, there's no reason for them to have my SSN unless we're going to reach late...
by DiggleRex
Thu Dec 07, 2017 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Vague job listings
Replies: 15
Views: 839

Vague job listings

As I’m searching for a job, I’m noticing a common trend no matter what site or job search engine I use. So many job listings do not even say what company they are or provide a website—so you have no idea who you’re applying to. And yet they want your resume, and in some cases, more (e.g., previous s...
by DiggleRex
Thu Dec 07, 2017 10:29 am
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

Re: SSN on job applications

I agree. It is a sketchy practice. I hate it when they also ask for references on the initial application. Yes, agreed. I thought the suggestion to write "SSN available upon offer" wasn't a bad idea. If they questioned me as to why, I could always keep it brief and say something like, "My info was ...
by DiggleRex
Thu Dec 07, 2017 10:20 am
Forum: Personal Finance (Not Investing)
Topic: SSN on job applications
Replies: 33
Views: 2071

SSN on job applications

I’m currently searching for a job. After my last interview, which was definitely the wrong company for me, I immediately regretted putting my social on the application I filled out. I wondered what they would do with it after the fact (e.g., hold onto it for a certain amount of time, shred it, scan ...
by DiggleRex
Fri Dec 01, 2017 8:01 am
Forum: Personal Consumer Issues
Topic: Question on Signal Private Messenger
Replies: 11
Views: 880

Re: Question on Signal Private Messenger

I took a quick glance to compare the permissions amongst Signal, WhatsApp and Facebook Messenger. They all appear to be pretty similar. It's pretty typical for full-featured messaging apps to request a lot of permissions. They allow the user to send pictures, video, gif, music, files, contacts, loc...
by DiggleRex
Thu Nov 30, 2017 12:35 pm
Forum: Personal Consumer Issues
Topic: Question on Signal Private Messenger
Replies: 11
Views: 880

Re: Question on Signal Private Messenger

There's a whole FAQ entry about it: https://support.signal.org/hc/en-us/articles/212535858-What-are-all-these-permissions- Signal is preferred by famed security researcher Bruce Schneier. It is also being blocked by repressive governments, so it is probably can't currently be intercepted. Given you...
by DiggleRex
Thu Nov 30, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Question on Signal Private Messenger
Replies: 11
Views: 880

Re: Question on Signal Private Messenger

Upon taking a quick look, I can't find any app I have that requires that many permissions--not facebook, not whatsapp, etc.
by DiggleRex
Thu Nov 30, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Question on Signal Private Messenger
Replies: 11
Views: 880

Question on Signal Private Messenger

I was thinking of downloading Signal on android, but before downloading it, it shows all the things it needs access to on your phone: Device & app history, Identity, Calender, Contacts, Location, SMS, Phone, Photos/Media/Files, Camera, Microphone, Wi-Fi connection information, and Device ID & call i...
by DiggleRex
Wed Nov 29, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: Random package from Amazon - early warning of identity theft?
Replies: 21
Views: 5123

Re: Random package from Amazon - early warning of identity theft?

My legit orders from Amazon have never had a slip/invoice.
by DiggleRex
Wed Nov 29, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Question on Hotmail/outlook email account & Alias
Replies: 7
Views: 698

Re: Question on Hotmail/outlook email account & Alias

For your extra hotmail, did you use your real info when signing up? I'd like to create an extra hotmail one without using my name, but I noticed in the terms of service it says the following: "You agree not to use any false, inaccurate or misleading information when signing up for your Microsoft ac...
by DiggleRex
Wed Nov 29, 2017 11:57 am
Forum: Personal Consumer Issues
Topic: Don't leave your mac unattended! It has zero security now.
Replies: 21
Views: 3326

Re: Don't leave your mac unattended! It has zero security now.

Looks like there's an update in the App Store now. Downloading now. Did not require reboot.

https://support.apple.com/en-us/HT208315
by DiggleRex
Mon Nov 27, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Question on Hotmail/outlook email account & Alias
Replies: 7
Views: 698

Re: Question on Hotmail/outlook email account & Alias

Unless its changed, you can open as many as you want. I have three on Gmail and two on hotmail. One for personal, the others for bills and business. For your extra hotmail, did you use your real info when signing up? I'd like to create an extra hotmail one without using my name, but I noticed in th...