Search found 7 matches

by NewPhoneWhoDis
Wed Oct 18, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 3
Views: 432

Re: Whole Life Cash Out question

Thank you for the responses. We will be cashing them out.
by NewPhoneWhoDis
Sun Oct 15, 2017 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 3
Views: 432

Whole Life Cash Out question

My wife recently has learned that her parents have two life insurance policies on her that they bought when she was a child. We are looking for feedback on what to do with them. We met with a financial planner who said to get rid of them because term is preferable. We agree that term is the way to g...
by NewPhoneWhoDis
Thu Oct 05, 2017 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 218
Views: 25201

Re: Identity theft

-deleted-
by NewPhoneWhoDis
Wed Oct 04, 2017 1:18 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 415

Re: New Employer 401k Questions

My wife would know more about it than I do, but here is an article about it that also contains some more informational links. https://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-10-03/the-fate-of-public-service-loan-forgiveness The program is Public Service Loan Forgivene...
by NewPhoneWhoDis
Wed Oct 04, 2017 1:06 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 415

Re: New Employer 401k Questions

Thanks for the responses so far. I have the information regarding the new 401k fund options. I've updated the original post questions as well. New 401k Options Fidelity Total Bond (FTBFX) (.45) Invesco Comstock A (ACSTX) (.86) Fidelity 500 Index Premium (FUSVX) (.04) Harbor Capital Appreciation Admi...
by NewPhoneWhoDis
Sun Oct 01, 2017 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 415

Re: New Employer 401k Questions

Thanks, I'll update the initial post once I get that information.
by NewPhoneWhoDis
Sun Oct 01, 2017 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 415

New Employer 401k Questions

Emergency funds: $15k (four months of expenses) Debt: $168k mortgage - 3.875% $220k student loan - 7% (she has worked in the public sector for seven years, therefore this loan is due to be forgiven in three years; however, who knows if that will actually happen. With that said, we’ve come this far s...