Search found 12 matches

by NewPhoneWhoDis
Tue Oct 31, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Using PersonalCapital, Mint, etc.... - and fraud concerns
Replies: 22
Views: 1784

Re: Using PersonalCapital, Mint, etc.... - and fraud concerns

As long as the accounts that you provided access to the aggregator for were personal transaction accounts (checking, savings etc), you would be covered under Regulation E and as long as you notified the bank of the fraud within the prescribed timeframe, the most you could be liable for is $50. They ...
by NewPhoneWhoDis
Mon Oct 30, 2017 10:49 am
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 99
Views: 7634

Re: Is it difficult to switch from an iPhone to an Android?

kjvmartin wrote:
Sun Oct 29, 2017 12:42 pm
gunn_show wrote:
Sat Oct 28, 2017 4:27 pm
.....Google Photos gives unlimited storage, so she will never have an issues with "too many photos" stored to her phone.....
They own all of your photos, and they use them for their purposes, advertising, whatever. There is no expectation of privacy.
lol no
by NewPhoneWhoDis
Fri Oct 27, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Limit on carrying physical cash during domestic US flights
Replies: 35
Views: 3415

Re: Limit on carrying physical cash during domestic US flights

I'm not aware of any such rules; however, more generally there are often asset seizures of large sums of cash. My point being I wouldn't risk that since it will get X-rayed and you will get pulled aside and someone may decide to seize the cash... At which point even if you are innocent and the $ ar...
by NewPhoneWhoDis
Wed Oct 25, 2017 4:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 4184
Views: 1118099

Re: U.S. stocks in freefall

Just to correct a few assumptions being made here . . . There are many casino games (nearly all) that are +EV for the advantage player. James Grosjean's book "Exhibit CAA: Beyond Counting" explains all. The book can be found on eBay, but typically sells for $7,000 to $10,000. And it's worth it. I t...
by NewPhoneWhoDis
Wed Oct 25, 2017 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 391
Views: 55525

Re: Retirement Account Stolen by Identity theft

Basically if the public perception (based on media reporting of the decision or the like) becomes that even if you take a reasonable degree of prudent precautions (and the person who committed the crime is a true third party) your money is not safe at a financial firm in terms of at least eventuall...
by NewPhoneWhoDis
Wed Oct 18, 2017 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 3
Views: 491

Re: Whole Life Cash Out question

Thank you for the responses. We will be cashing them out.
by NewPhoneWhoDis
Sun Oct 15, 2017 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 3
Views: 491

Whole Life Cash Out question

My wife recently has learned that her parents have two life insurance policies on her that they bought when she was a child. We are looking for feedback on what to do with them. We met with a financial planner who said to get rid of them because term is preferable. We agree that term is the way to g...
by NewPhoneWhoDis
Thu Oct 05, 2017 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Retirement Account Stolen by Identity theft
Replies: 391
Views: 55525

Re: Identity theft

-deleted-
by NewPhoneWhoDis
Wed Oct 04, 2017 1:18 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 466

Re: New Employer 401k Questions

My wife would know more about it than I do, but here is an article about it that also contains some more informational links. https://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-10-03/the-fate-of-public-service-loan-forgiveness The program is Public Service Loan Forgivene...
by NewPhoneWhoDis
Wed Oct 04, 2017 1:06 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 466

Re: New Employer 401k Questions

Thanks for the responses so far. I have the information regarding the new 401k fund options. I've updated the original post questions as well. New 401k Options Fidelity Total Bond (FTBFX) (.45) Invesco Comstock A (ACSTX) (.86) Fidelity 500 Index Premium (FUSVX) (.04) Harbor Capital Appreciation Admi...
by NewPhoneWhoDis
Sun Oct 01, 2017 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 466

Re: New Employer 401k Questions

Thanks, I'll update the initial post once I get that information.
by NewPhoneWhoDis
Sun Oct 01, 2017 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: New Employer 401k Questions
Replies: 7
Views: 466

New Employer 401k Questions

Emergency funds: $15k (four months of expenses) Debt: $168k mortgage - 3.875% $220k student loan - 7% (she has worked in the public sector for seven years, therefore this loan is due to be forgiven in three years; however, who knows if that will actually happen. With that said, we’ve come this far s...