Search found 23 matches

by Jake
Thu Jul 12, 2018 8:44 pm
Forum: Investing - Theory, News & General
Topic: Bonds in rising interest rate environment
Replies: 12
Views: 1529

Bonds in rising interest rate environment

I enjoy the forum but am only slowly being schooled. Many of the portfolios suggested have an intermediate term bond index fund as a prime component. Starting a couple of years ago when interest rates were close to zero it was predictable that interest rates would rise. This will likely continue for...
by Jake
Fri Mar 31, 2017 6:25 pm
Forum: Personal Investments
Topic: Advisor fee
Replies: 15
Views: 2810

Re: Advisor fee

Thank you all for your thoughts. I now have a much better basis to proceed.
by Jake
Wed Mar 29, 2017 9:32 pm
Forum: Personal Investments
Topic: Advisor fee
Replies: 15
Views: 2810

Advisor fee

I am looking for a financial advisor who basically uses a diversified index approach. I will likely not be able to manage this myself in the future and my wife is not able to. What is a reasonable fee for a manager to charge for a portfolio of say 1 or 5 or $10,000,000. I would assume a sliding scal...
by Jake
Wed May 01, 2013 5:54 pm
Forum: Personal Investments
Topic: Seeking help with portfolio
Replies: 3
Views: 611

Re: Seeking help with portfolio

Thanks for sticking with me despite inadequate information. I will go back to the source and have my brother read about the financial information needed for blog members to really offer helpful advice.
Jake
by Jake
Tue Apr 30, 2013 6:37 pm
Forum: Personal Investments
Topic: Seeking help with portfolio
Replies: 3
Views: 611

Seeking help with portfolio

Hope this repost is now clear and better organized Hello, I'm looking for a bit of the collective wisdom that resides on this board. I'd like to offer my brother some advice other than my own. He already knows that I'm no financial maven. Because of my reading on this site I'm pretty sure he has too...
by Jake
Fri Apr 19, 2013 8:49 am
Forum: Personal Investments
Topic: Is this reasonable? Edited repost with better data
Replies: 5
Views: 910

Re: Is this reasonable?

My apologies for not reading everything I should have before posting--- and thank for taking the time to put me on track to posting a more appropriate question.
I'll see if I can get the information requested and repost. Should I repost in a new thread or in this one?
Jake
by Jake
Thu Apr 18, 2013 9:42 am
Forum: Personal Investments
Topic: Choosing the right index fund
Replies: 7
Views: 12086

Re: Choosing the right index fund

As I lurk around and occasionally post a question I am constantly amazed at the quality of responses and the generosity of intelligent folks who post here.
Jake
by Jake
Wed Apr 17, 2013 10:23 pm
Forum: Personal Investments
Topic: Is this reasonable? Edited repost with better data
Replies: 5
Views: 910

Is this reasonable? Edited repost with better data

Hello, I'm looking for a bit of the collective wisdom that resides on this board. My brother is a 55 year old dentist recently remarried and with a young daughter. Because of the divorce and young child he can't think of retiring for at least 10 years. He asked me what I thought of the financial pla...
by Jake
Tue Apr 05, 2011 8:11 pm
Forum: Personal Investments
Topic: Help with bonds for portfolio
Replies: 3
Views: 892

I'll go with low cost and won't chase yield. Total bond index should do it.
Thank you.
Jake
by Jake
Mon Apr 04, 2011 6:35 pm
Forum: Personal Investments
Topic: Help with bonds for portfolio
Replies: 3
Views: 892

Help with bonds for portfolio

Hello, I have just become the executor of of a trust for a 30 year old which employs a Fidelity brokerage acct and is presently invested in VTI, VBR and VXUS. I would like to add some fixed income, perhaps 15-20%. The Fidelity advisor suggested Janus JASBX or Pimco PLDDX as core bond holdings at the...
by Jake
Wed Feb 09, 2011 3:02 pm
Forum: Personal Investments
Topic: trouble sticking to allocation
Replies: 15
Views: 1785

I thank you all for taking the time to respond. Clearly the daily financial noise was interfering with my ability to focus. I did establish the 50/50 plan with thought and nothing has changed to alter that so I'll rebalance according to plan.
You folks help a great many people.
Thanks,
Jake
by Jake
Wed Feb 09, 2011 9:50 am
Forum: Personal Investments
Topic: trouble sticking to allocation
Replies: 15
Views: 1785

trouble sticking to allocation

A couple of years ago I spent considerable time reading this forum trying to educate myself. I split my assets 50/50 equity and fixed income and use several index funds on the equity side and total bond market for the fixed side. Now the problem. Equities are up and I should (promised myself I would...
by Jake
Fri Feb 04, 2011 6:52 pm
Forum: Personal Investments
Topic: Alternatives to Wellesely in Taxable at 15% Bracket?
Replies: 11
Views: 2202

Though it is not really what you asked and though I'm a relative novice on this board, I have some concern if you are thinking about Munis or a muni fund and you are in the 15% bracket. It seems to me you would be better served forgoing the tax advantages of a muni in favor of a higher yielding taxa...
by Jake
Mon Dec 14, 2009 1:16 pm
Forum: Personal Investments
Topic: Bond thoughts in taxable acct
Replies: 30
Views: 4247

Thank you / Re Bond ?

Hello all and thank you for your many thoughts. I have been significantly under the weather for several days so my reply is tardy. Connecticut tax is 5% and most of my bonds are individual bonds from CT and a few from Puerto Rico. There certainly seems to be unanimity that my significant single stat...
by Jake
Thu Dec 10, 2009 10:03 pm
Forum: Personal Investments
Topic: Bond thoughts in taxable acct
Replies: 30
Views: 4247

Bond thoughts in taxable acct

Hello, I have not posted in quite a while and would appreciate some advice. I use a low cost advisor known to this forum who rebalances at least yearly and largely uses index funds for the equity portion which I have selected to be 50% of my portfolio. The fixed income side is largely in CT munis (h...
by Jake
Wed Jul 02, 2008 7:08 am
Forum: Personal Investments
Topic: advice for 97 yr old dad
Replies: 7
Views: 2013

Tim, Woof, Taylor and Ken, Thank you for your helpful and kind responses. I will discuss your thoughts with my father and hopefully he can establish a plan such that he can tune out the financial markets. Taylor, Dad is, in fact, a most remarkable man. A role model in many respects, he is one of tho...
by Jake
Mon Jun 30, 2008 8:19 pm
Forum: Personal Investments
Topic: advice for 97 yr old dad
Replies: 7
Views: 2013

Thank you, Tim. My dad has nothing that is tax deferred. Equities are 3M, Phillip Morris, Altria, Romn Haas, Honeywell, Kraft, Travelers. All equities have been held many years and have very large % cap gains. Dad has established a power of attorney and I believe all legal issues are well covered. T...
by Jake
Mon Jun 30, 2008 5:33 pm
Forum: Personal Investments
Topic: advice for 97 yr old dad
Replies: 7
Views: 2013

advice for 97 yr old dad

Fellow Diehards/Boggleheads, I have benefited from advice on this board in the past and have done much to diversify and rebalance my own assets. Many thanks. I would now much appreciate thoughts for a very upset father who had greater than 60% of his assets in the financials --for the high paying di...
by Jake
Tue Mar 18, 2008 9:37 am
Forum: Personal Investments
Topic: asking for estate advice
Replies: 13
Views: 3327

Many thanks for a host of wise responses--all are greatly appreciated, especially that of HS off line. The house has been vacated and on the market since last spring so we have a fairly good idea of the value (under $200k) and there are no liens. The IRA does indeed have a stated beneficiary--one pe...
by Jake
Mon Mar 17, 2008 8:38 am
Forum: Personal Investments
Topic: asking for estate advice
Replies: 13
Views: 3327

asking for estate advice

Hello, Bogleheads, I would greatly appreciate some advice. I'm financially a novice and am handling the estate for my mother, who passed away in late February this year. Her estate is roughly $1.3 million and is to be divided into fourths. Presently the assets are: VWAHX (Hi yield tax exempt inv) $3...
by Jake
Mon Jul 30, 2007 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Law School - BrianTH and Others
Replies: 47
Views: 15861

Law

Balanthalus I would respectfully suggest you rethink your decision regarding Law school. You have but one life to live and why not choose a value added approach to society. The U.S. has a surfeit of lawyers and to many lawyers searching for work tear at the fabric of society and create the victim me...
by Jake
Mon Mar 26, 2007 6:02 pm
Forum: Investing - Theory, News & General
Topic: Munis
Replies: 4
Views: 2025

I appreciate both responses. Many thanks. Though your answers don't yet strike an intuitive chord I think I am starting to get it. Larry, I am presently reading your Guide to a Winning Investment Strategy. To actually enjoy reading about finance is to my mind remarkable and a tribute to and a result...
by Jake
Sun Mar 25, 2007 9:37 pm
Forum: Investing - Theory, News & General
Topic: Munis
Replies: 4
Views: 2025

Munis

Somewhere on the Bogglehead or Diehard forum I have read that presently the "sweet spot" on the yield curve is longer for munis than for taxable bonds. Sorry I can't attribute the thought to the author. This suggested that intermediate term munis were more attractive than short term munis and recogn...