Search found 4 matches

by Cincyguy63
Thu Sep 28, 2017 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Question About Long Term Care
Replies: 75
Views: 6344

Question About Long Term Care

Should I invest in a Long Term Care Insurance product? As I look at my overall portfolio and what I am projecting once retired, I am questioning if I should take out a LTC Insurance or consider cash flowing the possibility of the future expense. I've not investigated the products in depth but could ...
by Cincyguy63
Wed Sep 27, 2017 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Plan and accounting for inflation
Replies: 16
Views: 1825

Re: Retirement Plan and accounting for inflation

To amend my last post for accuracies when I referred to "Autonomous Cars/ Ride Sharing" I failed to add that many of the current Car OEM's have target dates to replace their diesel and combustable engines with all electric models. So not only will there be self driving cars/ trucks/ buses etc but th...
by Cincyguy63
Wed Sep 27, 2017 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Plan and accounting for inflation
Replies: 16
Views: 1825

Re: Retirement Plan and accounting for inflation

Thanks everyone.. Great stuff..My story - 53 wife is 49. Today we have 1.4M Investment 800k retirement accounts. 115k 529 (2 boys public in-state schools -Frosh/ Junnior and 1 Sophomore hs.). 500k house w/ 75k mortgage cars paid off next year. Plan is to work until 59 w/ projected portfolio 3.0-3.4M...
by Cincyguy63
Tue Sep 26, 2017 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Plan and accounting for inflation
Replies: 16
Views: 1825

Retirement Plan and accounting for inflation

Hello Boglehead! This is my first post. I recently had a financial plan run by my UBS team. When I received the plan I noticed that they increased my annual payout every year by 2.24% which happened to be the variable they use for inflation. Over the course of my 30 year plan having this increase pe...