Search found 116 matches

by tev9876
Sun Oct 14, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Using credit card rental car insurance
Replies: 14
Views: 1196

Re: Using credit card rental car insurance

Have not rented in Italy but have in Ireland which is an often excluded country. The United credit card is issued by Chase and all of their cards offer worldwide coverage without country exclusions, so you should be good for Italy. They will e-mail you a letter for proof of coverage if you call and ...
by tev9876
Fri Oct 12, 2018 10:10 am
Forum: Personal Consumer Issues
Topic: Inexpensive and comfortable outdoor patio furniture
Replies: 9
Views: 1250

Re: Inexpensive and comfortable outdoor patio furniture

I just had a new patio put in and have been searching for furniture, but don't like anything - at least not that isn't stupid expensive. I'm actually considering building my own. As a big/tall guy much of the mass market stuff is not comfortable for me - too low to the ground, too narrow, shaky, etc...
by tev9876
Thu Oct 11, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 30
Views: 2577

Re: Laminate Floor making 'popping' noise

A toe kick saw may be the solution. https://m.harborfreight.com/3-38-in-68-amp-heavy-duty-toe-kick-saw-62420.html?utm_referrer=direct%2Fnot%20provided Note they like to kick back and can be dangerous due to minimal guards. They will let you cut right up to the wall but you may need to build some kin...
by tev9876
Thu Oct 11, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5697

Re: Anyone done a Hair Transplant?

Set of Wahl clippers - $20. Five minutes a week. Never buy shampoo again.
by tev9876
Thu Oct 11, 2018 7:48 am
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 97
Views: 4699

Re: Keep a backup hot water heater?

Murphy's law says it will fail, catastrophically, the morning that you have a big wedding the entire family must get ready for, during preparation for Thanksgiving dinner for 60 people, while you are on vacation dumping 1000s of gallons of water into the sewer, etc. Just pick a day where it is conve...
by tev9876
Sun Oct 07, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Garage Shelving?
Replies: 31
Views: 3259

Re: Garage Shelving?

I just built a "loft" across the entire back of my garage - about 22'. It is 2' deep and 2' to the bottom of the rafters at the wall, meaning about 5' off of the ground. I was mainly trying to get big stuff up off the floor so traditional shelving wouldn't work. It is still tall enough that there is...
by tev9876
Thu Oct 04, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Anyone ordered a vehicle through a dealership?
Replies: 40
Views: 3106

Re: Anyone ordered a vehicle through a dealership?

GM, Ford and FCA all have their inventory posted online, searchable by zip code and filterable by features. You will even be able to see the window sticker in most cases. I have always believed that having Dealer A trade a vehicle with Dealer B is a cost to both, meaning they will not give me the be...
by tev9876
Wed Sep 26, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 59
Views: 4359

Re: Anyone ever tired of managing hair and consider shaving to go bald

Started doing it about 10 years ago when I finally got over the denial that I was going bald. I don't shave, just use a $20 set of Wahl clippers without a guard. The Wahl has a fine adjustment lever I put about midway so I'm basically at about 1/16". Five minutes every seven to 10 days, no shampoo t...
by tev9876
Fri Sep 21, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Recommend a To-do app please.
Replies: 26
Views: 1947

Re: Recommend a To-do app please.

I have used Evernote and Google Keep in the past, but now find that Google Sheets works best for me. For a project, like current backyard landscaping, I just create a new sheet. One tab is a to-do list. Another tab is a shopping list of materials. Another tab tracks concrete contractors I sent RFQs ...
by tev9876
Fri Sep 21, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 30
Views: 1333

Re: Does your Capital One 360 reimburse international ATM?

I am not aware that Cap One 360 ever reimburses fees. From their fee schedule (PDF): https://www.capitalone.com/assets/bank/media/360checking-pew.pdf Capital One-Branded ATMs: Free When you use a Capital One-branded ATM to complete any transaction. Allpoint® ATMs: Free 360 Checking lets you access o...
by tev9876
Fri Sep 21, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Landscaping costs?
Replies: 15
Views: 2252

Re: Landscaping costs?

Agree the quotes look reasonable. My driveway is being torn out as I type this and will be poured Monday with a patio added. Tear out of 800 sf and pouring of 1600 sf with the patio added ranged from $9500 to $12,000 on my quotes. This is for plain white concrete, so stamping and staining add consid...
by tev9876
Tue Sep 18, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: How to watch baseball playoffs without cable
Replies: 36
Views: 2360

Re: How to watch baseball playoffs without cable

Streaming services have improved signifigantly over the last few years. Other than the occasional two second hangup I don't have issues with my Sling Blue package which streams Fox (also get by antenna), the Fox Sports local and FS1/FS2, TBS (plus TNT and USA where I think some games get pushed if t...
by tev9876
Thu Sep 13, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4391

Re: I need a chainsaw to trim branches and limbs!!

Cordless pole saw. https://www.harborfreight.com/40v-lithium-cordless-pole-saw-63286.html I have a corded version for my small lot since an extension cord is not an issue. It cuts through overgrown shrubs and small (<4") maple tree branches quite easily. The length keeps you off a ladder and the fal...
by tev9876
Fri Sep 07, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1550

Re: Rec. for a specific type of internet router

I have found that the combo modems/routers that ISPs rent you are garbage for the wifi signal. Any decent router should do much better if you just plug it into one of the Ethernet ports on the gateway. Better yet, see if you can get rid of the gateway and the rental charge they are hitting you with ...
by tev9876
Fri Aug 24, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Best way to get Skype or Facetime on a TV?
Replies: 16
Views: 1070

Re: Best way to get Skype or Facetime on a TV?

This is what we use in our conference rooms at work: https://enterprise.google.com/chrome/devices/asus-chromebox-for-meetings/ We use Gmail and Google apps so integration with Hangouts works quite well. Your display won't matter - we use a combination of the old ceiling mounted projectors and newer ...
by tev9876
Mon Jul 30, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Where do you find the cheapest contact lenses?
Replies: 16
Views: 1575

Re: Where do you find the cheapest contact lenses?

I used to buy mine at Costco and the 30 day lenses were reasonable. When distance contacts started interfering with my reading the Costco optometrist suggested I try mono vision - only wearing one contact for distance and letting the uncorrected eye handle reading. It took my brain a couple days to ...
by tev9876
Thu Jul 26, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: Pet burial
Replies: 26
Views: 2351

Re: Pet burial

I can't imagine any builder would ever just overbuild on a cemetery - for pets or people. Graves are voids in the ground and that is not going to be good for any foundation - especially when you are going to have to excavate a few feet down minimum to get below the frost line. Another issue that wil...
by tev9876
Mon Jul 16, 2018 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Where to get a $100 bill?
Replies: 49
Views: 5370

Re: Where to get a $100 bill?

Bars or restaurants (decent sit down places) will likely have a $100 in the register by the end of the shift. I did this recently as I had to collect $600 from 20 different people to pay a limo driver in cash and didn't want to manage a ton of bills. I just asked the bartender if she had any big bil...
by tev9876
Mon Jul 16, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10470

Re: Amazon Prime Day 2018

I prefer the Roku to Amazon/Google/Apple devices since they offer the most apps without getting into the content wars between those providers. The Roku streaming stick is $35 just about everywhere right now so no need to buy at Amazon. I did just pick up two plus some car stuff since I had a gift ca...
by tev9876
Mon Jul 16, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 10154

Re: Why own a bed?

I went to a latex mattress years ago and bought the metal platform that came with it. While the mattress is still great, the platform was garbage and was all bent up within a year. The headboard is mounted to the wall to save a few inches of floor space, so I just needed a platform. I couldn't find ...
by tev9876
Tue Jul 10, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Replace water heater at end of warranty or repair?
Replies: 31
Views: 2294

Re: Replace water heater at end of warranty or repair?

Sounds like your flame sensor (thermocouple) is dirty. If it can't sense the pilot it will shut off the gas to prevent filling your house with it. My furnace does this every couple years. All it takes is a screwdriver and piece of sandpaper to gently clean the metal sensor. YouTube, five minutes and...
by tev9876
Tue Jul 10, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: Resume Question
Replies: 10
Views: 761

Re: Resume Question

Listing solid accomplishments will get you more attention than a laundry list of duties. No: Inspected parts with boroscope. Yes: Instituted a non-destructive testing program that reduced field failures by XX%. Towards the bottom you can add a section listing specialized equipment, software, etc. I ...
by tev9876
Tue Jul 03, 2018 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Need Info/Experience With Opening Capital 360 Account
Replies: 7
Views: 603

Re: Need Info/Experience With Opening Capital 360 Account

The screens for setting up an external account are very specific that it must be a personal checking account. My guess is that savings accounts are not allowed is because of the maximum of six ACH transfers a month rules with savings accounts. They probably don't want to deal with people who make 20...
by tev9876
Mon Jul 02, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: Rented car, got rear ended - hit and run
Replies: 20
Views: 2569

Re: Rented car, got rear ended - hit and run

You do need to be 100% educated in the terms and conditions of the credit card rental coverage. I have both the Chase Sapphire Preferred and Citi Prestige. Chase does not set a dollar value, but does exclude exotic cars and specifically lists Rolls, Jaguar, Porsche, etc. I did read a report somewher...
by tev9876
Wed Jun 27, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Home Theater PC Uses?
Replies: 15
Views: 1410

Re: Home Theater PC Uses?

I use mine for collecting dust in the back bedroom closet. It was an interesting, geeky project eight or so years ago, but the combination of a Roku and Tivo (OTA - dumped cable) make for a much more streamlined approach these days. There are many apps that can read from a network attached storage d...
by tev9876
Wed Jun 27, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?
Replies: 98
Views: 6744

Re: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?

Don't rely on forums, especially truck forums, for much of your research. As you can already see here brand loyalty is strong among internet posters. It is even worse on truck forums. Some of those people are downright crazy when it comes to their trucks. If you go to a Silverado/Ram/F150/Tacoma for...
by tev9876
Fri Jun 22, 2018 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Moving Cash to Fido Cash Management Account
Replies: 13
Views: 1589

Re: Moving Cash to Fido Cash Management Account

Find a free, local B&M bank or credit union and keep it for the cash stuff - especially for those who operate in cash businesses. There are plenty of free ones out there with no minimums that with allow you to do an ACH transfer to wherever you want it. Many will even give you a $100-$200 signup bon...
by tev9876
Thu Jun 21, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 85
Views: 6468

Re: Surprise - Costco sells - but does not install vehicle batteries

One trick of doing your own is to use a memory saver plugged into a cigarette lighter outlet to maintain your radio presets and other computer memory while you are swapping the main battery. Last time I rigged my own with a nine volt battery and old phone charger. Just cut off the phone end, strip t...
by tev9876
Wed Jun 20, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: Rebooking a ihg nite that was already booked beyond expiration date
Replies: 5
Views: 619

Re: Rebooking a ihg nite that was already booked beyond expiration date

As far as I know the night is gone and you aren't getting it back. Happened to me this year after I had to cancel a trip. It is actually against the terms and conditions to book the stay beyond the expiration date, but the IHG computer lets you. If you cancel before the expiration date it goes back ...
by tev9876
Tue Jun 19, 2018 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Do you think it is smart to disclose that you have passive investments to other people?
Replies: 43
Views: 4642

Re: Do you think it is smart to disclose that you have passive investments to other people?

Why on earth would anybody share such information with anybody? :confused The more common approach is that "I'm sorry I couldn't get back with you right away, but my dog/parent/BFFL is deathly ill and I had to be with them in the hospital. That approach actually endears some salespeople to marginal...
by tev9876
Mon Jun 18, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: type of conduit for string lights
Replies: 9
Views: 676

Re: type of conduit for string lights

What are you actually mounting the conduit to? Is the conduit bending or is the entire length remaining straight but angled? It sounds like you are using rigid metal conduit based on the threading. That should be rather strong as it is not designed to be bent like EMT conduit, but if you are not sec...
by tev9876
Mon Jun 18, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: successful chase sapphire paid auto claim with rental abroad
Replies: 12
Views: 1169

Re: successful chase sapphire paid auto claim with rental abroad

I would have called to raise the claim the day you caused the damage and knew you would be making a claim. There is a short window to start the claim, but the time to get all of the documentation is 365 days I believe. If there is any question I might have caused damage I start a claim. I got burned...
by tev9876
Fri Jun 15, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: recommendations for HELOC? does it matter to pick the cheapest rate?
Replies: 11
Views: 1304

Re: recommendations for HELOC? does it matter to pick the cheapest rate?

I went with PenFed since I already had accounts there (car loan, credit card) and they were the best rate (prime + 0%) with no fees. I could have gotten prime-.5% or so, but those came with hoops to jump through like automatic withdrawal from checking or annual fees. PenFed was exactly two weeks fro...
by tev9876
Fri Jun 15, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: convert 4 wire to a 3 wire switch
Replies: 15
Views: 1687

Re: convert 4 wire to a 3 wire switch

My guess is that your switch is wired per the picture above. The black wires are the Hot that carries electricity from the breaker. The switch simply opens and closes this connection. The white Neutral wire is the return to the panel and does not need to be opened/closed to turn the circuit off/on. ...
by tev9876
Thu Jun 14, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Google voice in Europe
Replies: 5
Views: 352

Re: Google voice in Europe

A Google Voice number will ring to your phone anywhere you have a data connection if you are using the Hangouts app. I've used mine in Europe on both my Verizon SIM using their travel pass (which actually seems to VPN you to a US server) along with Irish and UK SIMs.
by tev9876
Wed Jun 13, 2018 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Explanation of free credit scores
Replies: 16
Views: 1949

Re: Explanation of free credit scores

The free ones on Crefit Karma are not updated often either. I paid off a bank loan 3 weeks ago and it’s still showing today. Credit Karma updates your score weekly (if you log in). Credit Sesame is monthly. You will get alerts (new accounts, inquiries, etc.) in close to real time if these events oc...
by tev9876
Wed May 30, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: Hotel Charged on Reservation vs Actual Night Stayed?
Replies: 31
Views: 1935

Re: Hotel Charged on Reservation vs Actual Night Stayed?

Has the extra charge actually posted or is it still "pending"? They will place an authorization charge when you first check in and then another charge that will actually post with the final bill. Depending on your bank it may take a couple weeks for the initial pending charge to drop. Chase seems to...
by tev9876
Tue May 29, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: GFCI trips when toaster oven turned on
Replies: 33
Views: 2191

Re: GFCI trips when toaster oven turned on

Many electric heating elements use Magnesium Oxide (MgO) ceramic powder as an insulator to prevent the heater wire from contacting the outside metal casing. MgO sucks up moisture like a sponge, so if there is a break in the outer casing it will suck up the moisture and provide a path to ground. It m...
by tev9876
Sun May 27, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Remote temperature monitoring
Replies: 22
Views: 1929

Re: Remote temperature monitoring

A camera pointed at a thermometer isn't going to help if the power is out and takes down your wifi, furnace and thermostat too. Are you also going to be checking the camera image daily to make sure all is well, since it is not going to actively alert you? If your internet is down are you going to p...
by tev9876
Sun May 27, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Remote temperature monitoring
Replies: 22
Views: 1929

Re: Remote temperature monitoring

A camera pointed at a thermometer isn't going to help if the power is out and takes down your wifi, furnace and thermostat too. Are you also going to be checking the camera image daily to make sure all is well, since it is not going to actively alert you? If your internet is down are you going to pa...
by tev9876
Tue May 22, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Medicare and Cataract surgery - one or two charges?
Replies: 31
Views: 1837

Re: Medicare and Cataract surgery - one or two charges?

I'm far from Medicare and normal cataract age, but did have one appear in only one eye in my mid 40s. I opted for the multifocal IOL since I hope to have it another 40+ years. My vision in the surgical eye is 20/20 and also fine for reading. My other eye seems to have actually gotten better since I ...
by tev9876
Fri May 18, 2018 9:25 am
Forum: Personal Consumer Issues
Topic: Registering complaint with American Airlines/American Eagle?
Replies: 25
Views: 1701

Re: Registering complaint with American Airlines/American Eagle?

Was he in the gate area or hanging out in a lounge, bar or somewhere else? Major airports don't announce every flight throughout the airport. You are expected to check the monitors and be at the gate in time to board. A 50 seat regional jet can be boarded in 5-10 minutes from open to close so the wi...
by tev9876
Thu May 17, 2018 8:05 am
Forum: Personal Finance (Not Investing)
Topic: HELOC - rate vs location?
Replies: 8
Views: 561

Re: HELOC - rate vs location?

I'll add - I got Prime with PenFed (best rate). Citizens keeps sending me offers for Prime - .25%, but it has a $50 annual fee after the first year and requires automatic payment from their checking account, which I don't have. I think DCU is also prime -.25%. Others require a large initial draw whi...
by tev9876
Thu May 17, 2018 7:52 am
Forum: Personal Finance (Not Investing)
Topic: HELOC - rate vs location?
Replies: 8
Views: 561

Re: HELOC - rate vs location?

I will be closing on a PenFed HELOC today. I applied on Friday afternoon 5/11 online. About 10:00 Monday I had a call and e-mail requesting documents (pay stub, insurance paperwork) along with an e-mail with an electronic disclosure form to sign. I uploaded the pay stub that day and went to my insur...
by tev9876
Mon May 14, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 83
Views: 5561

Re: keyless ignitions and carbon monoxide

Conspicuously absent from the article are the number of incidents of traditional ignition deaths/injuries when left running. I noticed the Equinox rental I had last week had a warning chime when turning off the ignition (keyless) to check the back seat. If a young parent can forget a child in the ba...
by tev9876
Thu May 03, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: Technical Questions About Dumping Comcast Internet
Replies: 9
Views: 1099

Re: Technical Questions About Dumping Comcast Internet

Make sure you get receipts showing you returned any Comcast equipment. They are famous for billing customers for personally owned equipment or "unreturned" Comcast equipment that they lose. After the hassle I had to through to avoid them sending me to collections for not returning the modem that ***...
by tev9876
Fri Apr 27, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Casper Foam mattress doesn’t fit furniture frame
Replies: 14
Views: 1576

Re: Casper Foam mattress doesn’t fit furniture frame

How high is the middle board that is preventing you from using the Casper foundation? If you were to take two 38x75" (twin size) pieces of plywood and place them where the twin box springs were, would it give you a flat surface for the foundation? If too high for plywood, would cutting slats out of ...
by tev9876
Thu Apr 12, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 92
Views: 8021

Re: Passport photo DIY - anyone done it easily?

I also use Costco. They provide four photos instead of two, so if you need a Visa at the same time it may be an even better deal. I also have a non-US passport and that one was a pain because the picture size requirement was different. Costco has a standard tool they use to die cut the photo from a ...
by tev9876
Tue Apr 10, 2018 8:21 am
Forum: Personal Finance (Not Investing)
Topic: 0% credit card to pay off student loan?
Replies: 25
Views: 1968

Re: 0% credit card to pay off student loan?

Another thing to watch if you do the CC 0% is your utilization rate. If you only have one credit card with a 10K limit and take 10K as a BT, your utilization is now 100% and your credit score is going to tank. If a HELOC is in the future make sure you do that before increasing your credit card balan...