Search found 15 matches

by LBTRS
Sun Dec 16, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: How much do you pay for internet only?
Replies: 79
Views: 5194

Re: How much do you pay for internet only?

$130/month for 1GB service from Cox. :(

We got rid of dish network and have four tv's and multiple devices streaming Netflix, Amazon, DirecTV Now, YouTube, etc.
by LBTRS
Thu Nov 22, 2018 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card for International Travel
Replies: 67
Views: 6652

Re: Credit Card for International Travel

I use a Chase Sapphire Reserve and American Express Platinum for my travel cards. Both have great benefits for travelers. They do have high annual fees, however, you can get most if not all of it back with the benefits of the card. I use my Charles Schwab Investor Checking Debit Card for all interna...
by LBTRS
Sat Nov 10, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Workers compensation policy -- how to source (as employer)
Replies: 6
Views: 506

Re: Workers compensation policy -- how to source (as employer)

Get a broker to assist you in shopping for the best policy/premium for their needs. There are many, many brokers out there that specialize in this and can do most of the work for you. They can also assist with EMOD forecasting, claims management, etc. That is how I shop for workers comp insurance fo...
by LBTRS
Fri Nov 09, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7571

Re: Too many choices for my next TRUCK

I'm a Ford guy and drive a 2014 F-150 Platinum 4x4 SuperCrew. However, if I was going to replace it I would be doing so with the new 2019 Ram 1500 Limited. That is a nice truck.
by LBTRS
Fri Oct 12, 2018 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Is it worth filing FAFSA even if you know you'll get nothing?
Replies: 70
Views: 5229

Re: Is it worth filing FAFSA even if you know you'll get nothing?

My daughter was required by the school to complete the FAFSA while enrolling. We make way too much to get any aide but they still made us do it. They said it was a requirement.
by LBTRS
Sun Aug 12, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Joint checking accounts.
Replies: 26
Views: 2197

Re: Joint checking accounts.

Married for 31 years this October and we've had one joint account since the day we were married. My income and her income both go into our single joint account. I can't imagine trying to manage our finances if there were three accounts to worry about. Every dollar we earn belongs to the both of us.
by LBTRS
Mon Jul 09, 2018 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed or Navy Federal?
Replies: 30
Views: 3113

Re: PenFed or Navy Federal?

I have accounts with both. NFCU has been our primary financial institution for over 30 years. We've never had an issue and they have always been very good to us. PenFed has better auto loan rates so that is what we use them for.

We'll be with NFCU for life as we like it that much.
by LBTRS
Fri Jul 06, 2018 10:29 pm
Forum: Personal Consumer Issues
Topic: Best Pellet Smoker for the money? Rec Tec?
Replies: 8
Views: 1569

Re: Best Pellet Smoker for the money? Rec Tec?

I have a ton of experience in this arena as I have owned and used a bunch of them...I've had Traeger, Rec Tec, Yoder, Green Mountain Grills, and Camp Chef. While they are were quality products and cooked good food I will say that for us the Camp Chef Woodwind SG is currently the best for our family....
by LBTRS
Wed Jun 27, 2018 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 408
Views: 41767

Re: What is/ was your career and would you recommend it now?

26 year military career (Navy) and now in my second career in the civilian world. I transitioned into Human Resources...went to grad school and earned a masters, then got the two highest HR certifications. I'm a Human Resources Director at a medical facility. Highly recommend it if you can deal with...
by LBTRS
Sat Jun 23, 2018 10:38 pm
Forum: Personal Consumer Issues
Topic: 3 nights in Vegas
Replies: 49
Views: 3770

Re: 3 nights in Vegas

OnTrack2020 wrote: ↑
Thu Jun 21, 2018 2:46 pm
Pirate show at Treasure Island.
You must not have been to Vegas in awhile? The hotel is now called TI and there has not been a pirate show in many years. It was a decent free show back in the day.
by LBTRS
Sat Apr 07, 2018 11:24 am
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 163
Views: 16126

Re: What is your AA, given your age? and, Why?

85/15 and I'm 50 years old. Equity makup is 65% US and 20% International.

I got started late so I need a higher equity percentage for growth.
by LBTRS
Sun Mar 04, 2018 9:59 pm
Forum: Investing - Help with Personal Investments
Topic: Torn between Vanguard, Fidelity and Schwab
Replies: 182
Views: 31374

Re: Torn between Vanguard, Fidelity and Schwab

I moved everything of ours to Schwab and have been very happy.
by LBTRS
Sun Feb 15, 2009 1:12 am
Forum: Personal Finance (Not Investing)
Topic: Onlne savings accounts
Replies: 20
Views: 3754

As a followup to the ING question -- anyone using ING's Sharebuilder brokerage account to purchase ETFs ($4 window trades; $9.95 Real-time trades)? Thoughts on their service? I use both ING Direct and Sharebuilder. I have a standard investment account with Sharebuilder so I pay $12/month and get 6 ...