Search found 35 matches

by Rocco Sampler
Fri Sep 28, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25119

Re: What is your single most expensive mistake?

I spent a lot on booze and women. The rest I just wasted. 8-)
by Rocco Sampler
Sun Jul 01, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: replace old central AC unit?
Replies: 32
Views: 2587

Re: replace old central AC unit?

Keeping a house at 70 degrees in the summer is difficult to impossible for any AC. If your unit is not cooling as it did, have it checked. It may be a simple matter of adding a little Freon. I live in Florida and have a very well insulated home. The best my unit can do in the summer is 75 degrees in...
by Rocco Sampler
Sun Jun 24, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: South Florida for 2 days - Agenda?
Replies: 13
Views: 941

Re: South Florida for 2 days - Agenda?

You might want to try John Pennekamp Coral Reef State Park, which is a state park out in the ocean, around Key Largo not too far from Miami. You can take a boat out to go scubadiving there if you are certified or snorkeling if not, which is just as good since the water is not too deep. Either way yo...
by Rocco Sampler
Wed Jun 20, 2018 8:01 am
Forum: Personal Consumer Issues
Topic: dryer vent cleaning--your thoughts?
Replies: 44
Views: 6810

Re: dryer vent cleaning--your thoughts?

I used the leaf blower method for many years and still do. There was always a blast of dryer lint that came out onto the roof from the exterior vent when I turned on the blower. However, once I was on the roof inspecting the dryer vent and noticed that dryer lint was coalescing to form a cardboard l...
by Rocco Sampler
Sat Jun 16, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 5213

Re: Living Abroad - Who's done it?

There is no other experience to match living in another country. I have been on extended trips to many countries, lived in another country for two years and have a home in South America that I visit frequently. The friendships I have with “foreigners” have been some of the best of my life. I adopted...
by Rocco Sampler
Mon Jun 04, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Any aerospace engineers? Pros v. cons of working for NASA v. private sector
Replies: 50
Views: 4962

Re: Any aerospace engineers? Pros v. cons of working for NASA v. private sector

My two cents. It’s true that a lot of NASA work is contract administration and it’s not very scientific. NASA pays Space-X (Space Station), Orbital ATK (Space Station), Boeing (Space Station, SLS), Lockheed Martin (Orion), etc. to do the work. An advanced degree in applied physics teaches abstract t...
by Rocco Sampler
Wed May 16, 2018 5:54 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 5579

Re: New motorcycle rider

I would also advise you to reconsider as well. How many times have you been driving behind a car that inexplicably veered off the pavement for a second or two while the driver was not paying attention? That tells me a lot about the state of today's drivers. I rode as a young adult and then several y...
by Rocco Sampler
Thu May 03, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 9342

Re: Bucket List Adventures/Activities

Not that I've done all these: Climb the Grand Tetons (with a guide and some training) Stay at an Ice Hotel Learn to fly an airplane Hike the Appalachian Trail Drive from the tip of South America to the Tip of Alaska Go to Spain and stay in some Paradores Go to bull riding school Visit as many nation...
by Rocco Sampler
Sat Apr 28, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Home reroofing
Replies: 4
Views: 1141

Re: Home reroofing

I just got a new shingle roof in Florida, so I can't contribute on the price of a cement tile roof. My company had done several in my neighborhood in two or three days. They took two weeks on my home because they got behind schedule. Things I wish I had known beforehand: 1. The crew did not speak En...
by Rocco Sampler
Wed Apr 11, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Spain in May end
Replies: 32
Views: 2152

Re: Spain in May end

I'd do a day in Madrid to see the Prado and Reina Sofia museums. Take a guided tour of the Prado, where for a bargain price you will learn so much more about Spain and its art. The bullet train runs from Madrid to Cordoba to Seville and takes a couple of hours to get from Madrid to Seville. Once rel...
by Rocco Sampler
Wed Apr 11, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: Spain in May end
Replies: 32
Views: 2152

Re: Spain in May end

curmudgeon wrote:
Wed Apr 11, 2018 5:24 pm
voodoo72 wrote: ↑Wed Apr 11, 2018 6:07 pm

I will be in Andalucia in October, how is it driving around Seville, Cordoba, Granada?
You can always take the bullet train, the AVE, between Seville and Cordoba if that suits your plans.
by Rocco Sampler
Sat Apr 07, 2018 7:47 am
Forum: Personal Consumer Issues
Topic: Is it very hard to learn Spanish?
Replies: 65
Views: 4959

Re: Is it very hard to learn Spanish?

Although Spanish is considered one of the easier languages to learn as compared to say, Arabic, it is still very hard to learn to speak it well, especially for someone learning later in life. Learning to say some phrases as a tourist is totally different from being able to speak with and understand ...
by Rocco Sampler
Sat Feb 24, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: Roof Shingle Recommendations
Replies: 26
Views: 2267

Re: Roof Shingle Recommendations

Thanks everyone for the replies so far. Deed restrictions make asphalt architectural shingles my only option and I shouldn't be in this house for more than seven more years. Underlayment will be "peel and stick" type. All of my potential installers are large reputable roofing companies with A+ ratin...
by Rocco Sampler
Sat Feb 24, 2018 4:11 am
Forum: Personal Consumer Issues
Topic: Roof Shingle Recommendations
Replies: 26
Views: 2267

Roof Shingle Recommendations

I'm in the process of getting a new roof and was wondering if anyone could recommend the best shingles. I have estimates from companies that use Owens Corning TruDefinition Duration, GAF Timberline Architectural, and Certainteed Landmark. All are rated to 130 mph and each company seems competent as ...
by Rocco Sampler
Wed Nov 15, 2017 3:33 am
Forum: Personal Consumer Issues
Topic: Michelin or Bridgestone?
Replies: 67
Views: 7086

Re: Michelin or Bridgestone?

I am on my second set of Bridgestone Turanza Serenity Plus tires. These are very quiet, do great in the rain, handle and track as good or better than any Michelins I have owned, and I have owned many Michelins. I only buy great tires and these are great. First set lasted 55k miles. Can't comment on ...
by Rocco Sampler
Thu Nov 09, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Coffee
Replies: 51
Views: 4882

Re: Coffee

Here's the truth. I travel to Colombia frequently and have access to spectacular coffees. However, I can go tent camping in the U.S. and drink instant made from a little propane stove served in a plastic cup from my mess kit and it's just as delicious and enjoyable, perhaps even more so. It's the mo...
by Rocco Sampler
Mon Oct 30, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 3027

Re: Portugal Trip, any suggestions?

If you're able to, try a short trip to San Miguel island in the Azores. Amazingly beautiful.
by Rocco Sampler
Mon Oct 30, 2017 3:57 am
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 19221

Re: What was the main reason you retired?

The first half of my career was a dream job. I can literally say that almost all my dreams came true. I traveled all over the world and got to do things and meet people that were incredible, including my DW. I stayed in modest hotels and only took a Sony Walkman with a few cassettes of music, along ...
by Rocco Sampler
Fri Oct 20, 2017 5:53 am
Forum: Personal Finance (Not Investing)
Topic: how long did it take to get used to retirement
Replies: 105
Views: 12885

Re: how long did it take to get used to retirement

I can’t believe what I’m reading. Buck up, people! I’m not retired yet, but I know I’m going to love it when I get there next year. Here are some suggestions. 1. Adopt a cat or a dog from a shelter. If the unconditional love you receive from one of those guys doesn’t make you happy, you’re a lost ca...
by Rocco Sampler
Tue Oct 17, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: How did you rise into the Executive Ranks?
Replies: 19
Views: 4522

Re: How did you rise into the Executive Ranks?

1. Most important thing is "knowing" your company mission and "knowing" your customers. If you don't believe in either - get out. Chances are you will never succeed. I learned this very hard way. Theseus, you are absolutely right! All your points were right on, but this is fundamental and one of my...
by Rocco Sampler
Sat Oct 14, 2017 2:42 am
Forum: Investing - Help with Personal Investments
Topic: Why would anyone buy long term bonds Now?
Replies: 33
Views: 4018

Re: Why would anyone buy long term bonds?

When interest rates are high and you expect them to decrease. When I first started working in 1987, my checking account was yielding 9%. That was a good time to buy long bonds...or stocks.
by Rocco Sampler
Fri Oct 13, 2017 5:14 pm
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 2112

Re: Anyone Ever Jackhammered a Concrete Patio?

It's been over 30 years, but I had a job actually replacing concrete patios. A pneumatic jackhammer makes quick work of it, but requires the large air compressor to go with it. I loved using it, so satisfying. The effort comes in raising it up for the next pass, not in the downward jacking of the co...
by Rocco Sampler
Fri Oct 13, 2017 4:06 am
Forum: Personal Finance (Not Investing)
Topic: Best Career Advice for those over "50"
Replies: 60
Views: 8215

Re: Best Career Advice for those over "50"

On my small street one husband dropped dead at 60; one 50-ish wife went to the hospital for minor surgery got MRSA and died; next door neighbor waited until ’65 to retire, got a brain tumor diagnosis one year later and died within two months; guy in 50’s across the street went crazy - divorce; beaut...
by Rocco Sampler
Mon Oct 09, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: What to do with unused paint?
Replies: 38
Views: 3311

Re: What to do with unused paint?

My county recycles paint. They mix what people bring them and offer it for free.
by Rocco Sampler
Mon Oct 09, 2017 5:25 am
Forum: Investing - Help with Personal Investments
Topic: TSP to Vanguard?
Replies: 128
Views: 20804

Re: TSP to Vanguard?

TSP has a mandatory minimum 20% tax withholding on distributions, other than special cases. If you are in a lower tax bracket, that would be something to think about. https://www.tsp.gov/PDF/formspubs/tsp-536.pdf
by Rocco Sampler
Sat Oct 07, 2017 6:50 am
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 18859

Re: Bogle himself is saying we will expect like 3% for the next decades

IMHO an overvalued market is the norm until interest rates rise to where you can get a reasonable return for little risk. Also, we are in a time of astounding technological and social change. World population continues to grow and consume. Who knows?
by Rocco Sampler
Wed Oct 04, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Dish network
Replies: 21
Views: 1796

Re: Dish network

I have Direct TV. Con: It goes out momentarily during a heavy rain. Pro: It was still functioning after Hurricane Irma while friends' cable didn't work for a week (power was restored to the neighborhood the morning after the hurricane). Proved very valuable for post-hurricane information and enterta...
by Rocco Sampler
Mon Oct 02, 2017 6:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: Retirement Class of 1998
Replies: 47
Views: 6556

Re: Retirement Class of 1998 (Sheepdog's Experience)

Sheepdog, congratulations! I would love to hear some details on your tax plan.
by Rocco Sampler
Sun Oct 01, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Bogota and the Coast of Colombia travel
Replies: 57
Views: 9768

Re: Bogota and the Coast of Columbia travel

Anyone been to Columbia recently? Safer than before given the agreements with FARC? My wife, son and I are looking to go somewhere in December for about two weeks and Columbia seems interesting. Son has taken a few years of Spanish so it could be a nice chance for him to practice his speaking. We l...
by Rocco Sampler
Sat Sep 30, 2017 9:49 pm
Forum: Personal Consumer Issues
Topic: Bogota and the Coast of Colombia travel
Replies: 57
Views: 9768

Re: Bogota and the Coast of Colombia travel

I have been to Colombia 25 times and will go again before the end of the year. I have only been to the area around Medellin and to the coffee region of Quindio, both of which I recommend. I may retire there. Safety depends on the region, but it has been no different for me than traveling to any othe...
by Rocco Sampler
Sun Sep 10, 2017 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance when not in flood plain?
Replies: 41
Views: 4687

Re: Flood Insurance when not in flood plain?

In the case of a major storm, there is the possibility that your normal home insurance company would try to deny your claim saying it was flood damage: https://www.cbsnews.com/news/homeowners-win-katrina-damages-case/ There is also the possibility that your flood insurance company would try to deny ...
by Rocco Sampler
Sat Sep 09, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: Florida Hurricanes: When and where to go?
Replies: 141
Views: 16397

Re: Florida Hurricanes: When and where to go?

Bottom line is: as soon as there is a threat, make a hotel reservation on the other side of the state so that you have options. As a 40 year resident of Florida, I've been through a few of these but, of course, nothing like Irma appears to be. As for making a reservation on the other side of the st...
by Rocco Sampler
Fri Sep 08, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Florida Hurricanes: When and where to go?
Replies: 141
Views: 16397

Re: Florida Hurricanes: When and where to go?

It's really hard to know what to do, but I will offer my experience from 30 years on the east coast of Florida FWIW. I have a house that was built to post-Andrew codes about 12 miles from the east coast and have hurricane shutters. Hurricane Frances was a Cat II when it hovered over my house for a L...
by Rocco Sampler
Thu Aug 24, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Little P**S Ants
Replies: 59
Views: 9865

Re: Little P**S Ants

I live in Florida and often experience a new bug that sets up residence inside. Weird how it's always something different. This year it was ants and I spread Amdro Ant Block granules around the outside perimeter of the house. GONE.
:happy
by Rocco Sampler
Wed Aug 23, 2017 7:16 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 116
Views: 13475

Re: Non-fiction bucket list

The Art of Worldly Wisdom, Baltazar Gracian and Christopher Maurer World Order, Kissinger Clash of Civilizations, Samuel P. Huntington What Every American Should Know About American History, Axelrod & Phillips Man’s Search for Meaning, Frankl The Shock Doctrine, Naomi Kline How the World Really Work...