Search found 2300 matches

by DrGoogle2017
Wed Apr 17, 2019 7:48 pm
Forum: Personal Consumer Issues
Topic: Do you pick up after renting a vacation rental?
Replies: 51
Views: 3243

Re: Do you pick up after renting a vacation rental?

My husband and I usually make it presentable, all dishes are washed, we wipe the stove top, take out the trash. We don’t leave the place in a mess, but not super clean either.
by DrGoogle2017
Wed Apr 17, 2019 2:07 pm
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

Coast of Spain. Very low crime, very low COL, great weather, great health care, no natural disasters. And it's not part of the US, but its practically part of the UK - there are English-speaking towns, English newspaper, English radio. Plus, Barcelona has two low-cost airlines with direct flights t...
by DrGoogle2017
Wed Apr 17, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

Coast of Spain. Very low crime, very low COL, great weather, great health care, no natural disasters. And it's not part of the US, but its practically part of the UK - there are English-speaking towns, English newspaper, English radio. Plus, Barcelona has two low-cost airlines with direct flights t...
by DrGoogle2017
Wed Apr 17, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

Ok, no Disney then. Has anybody got any experience with regards to pearls shopping down in the factory. My mom went to Japan in the early 70s, she did go to a pearls factory and purchased.
by DrGoogle2017
Tue Apr 16, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

No, she was already graduated from law school. An associate is a position at a firm. Most first and second year associates, i.e. first year and second year attorneys at big law firms, are given truckloads of mundane work. Those who survive move up, others burn out from the work and go to lesser fir...
by DrGoogle2017
Tue Apr 16, 2019 9:55 pm
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

I’m not poo pooing a STEM degree. I think it’s wonderful if you are smart enough to make it. I happen to believe that for people who can get into the top schools in the country (and Berkeley, Michigan, UCLA are top schools) you will likely be somewhat successful in whatever path you choose. But not...
by DrGoogle2017
Tue Apr 16, 2019 9:54 pm
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

Is it worth going to Disney there. I’m not a Disney fan, but I figure maybe I should try to open my eyes about something, might as well visit the place once I’m there. Just mulling. Yes/No, if your not going with kids I suggest you only visit Disney Sea which is quite different from Disneyland and ...
by DrGoogle2017
Tue Apr 16, 2019 9:52 pm
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

No cherry blossoms in Feb. Not full bloom, and we don’t want full bloom. But this link says Okinawa for Jan and Feb. https://www.japanspecialist.co.uk/travel-tips/hanami-cherry-blossom-viewing/ You do know that Okinawa is an island a few hundred miles south of the southernmost part of mainland Japa...
by DrGoogle2017
Tue Apr 16, 2019 5:06 pm
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

krafty81 wrote:
Tue Apr 16, 2019 4:46 pm
No cherry blossoms in Feb.
Not full bloom, and we don’t want full bloom. But this link says Okinawa for Jan and Feb.

https://www.japanspecialist.co.uk/trave ... m-viewing/
by DrGoogle2017
Tue Apr 16, 2019 5:02 pm
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

I’m not poo pooing a STEM degree. I think it’s wonderful if you are smart enough to make it. I happen to believe that for people who can get into the top schools in the country (and Berkeley, Michigan, UCLA are top schools) you will likely be somewhat successful in whatever path you choose. But not...
by DrGoogle2017
Tue Apr 16, 2019 4:59 pm
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

Your requirements lead you back to where you are. I'm in SoCal too. Till death do us part. The climate here can't be beat. Me too. Plus somebody mentioned PHX, a few years back I booked to go from SNA to PHX to Hawaii, I was hoping to avoid the LAX traffic. Then the heat turned hottest during the s...
by DrGoogle2017
Tue Apr 16, 2019 4:55 pm
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

My neighbor just moved back from Texas, they said they didn’t like it there. What part? Texas is equal to multiple states....west Texas, Dallas Fort worth, Houston, Austin Area? That's like say my friend got back from the East Coast and didn't like it. Who knows, he told my husband he moved from Te...
by DrGoogle2017
Tue Apr 16, 2019 4:36 pm
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

I’m not poo pooing a STEM degree. I think it’s wonderful if you are smart enough to make it. I happen to believe that for people who can get into the top schools in the country (and Berkeley, Michigan, UCLA are top schools) you will likely be somewhat successful in whatever path you choose. But not...
by DrGoogle2017
Tue Apr 16, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4374
Views: 1143486

Re: What Movie Have You Recently Watched?

Unforgiving, another Clint Eastwood movie. I definitely like the cinematography better here. You probably mean "Unforgiven" and yeah, it's a great one: https://www.imdb.com/title/tt0105695/ Yes, that’s the one. It tends to autocorrect to something I didn’t write. And it was late. I didn’t check it....
by DrGoogle2017
Tue Apr 16, 2019 2:22 pm
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

I don’t know how much I’d be making now. I suppose it would depend on the school I received the engineering degree from and the career path chosen. I see plenty of posts on this website from rank and file individual contributors in STEM fields that are older than me and make less than me. I also se...
by DrGoogle2017
Tue Apr 16, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 73
Views: 4764

Re: What is your hobby and how did it come to be your hobby?

Gardening - when my kids were a baby, I need something to keep me occupying while they were asleep. I didn’t watch tv, between reading newspaper, I also did some gardening. Painting - I always like to take classes in arts, my kids were younger it was ceramics, now it’s painting. It meshes well with ...
by DrGoogle2017
Tue Apr 16, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4374
Views: 1143486

Re: What Movie Have You Recently Watched?

Unforgiving, another Clint Eastwood movie. I definitely like the cinematography better here. You probably mean "Unforgiven" and yeah, it's a great one: https://www.imdb.com/title/tt0105695/ Yes, that’s the one. It tends to autocorrect to something I didn’t write. And it was late. I didn’t check it.
by DrGoogle2017
Tue Apr 16, 2019 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

BOGLEHEAD ACCUSED OF BANK FRAUD (name) was indicted for bank fraud. The indictment alleged that he reported an income of $100,000 on a credit card application, when in fact his income was $101,875. He also neglected to include interest income of $45. Even worse, he reported dividend income of appro...
by DrGoogle2017
Tue Apr 16, 2019 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

I usually just put 100,000$ Or maybe sometimes I put 200,000. I figure my real income is none of their business and I am giving an underestimation. What about using your expenses? Your income exceeds that. Or the amount you deposit into your bank account each year? As long as you are not being frau...
by DrGoogle2017
Tue Apr 16, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

You have to be organized. I mark the date I need to cancel. The one I’m going to keep, I know ahead. The spending has to be within 3 months otherwise you don’t get the bonus.
by DrGoogle2017
Tue Apr 16, 2019 11:06 am
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

Is it worth going to Disney there. I’m not a Disney fan, but I figure maybe I should try to open my eyes about something, might as well visit the place once I’m there. Just mulling.
by DrGoogle2017
Tue Apr 16, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

Why wait until financial independence? I was wondering if people with financial independence might no longer be interested in such small amounts of money. I still pick up pennies (if they don’t look too dirty) Basically, miles/points allow me to buy better travel experiences than I would otherwise ...
by DrGoogle2017
Tue Apr 16, 2019 10:43 am
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

I have a degree in history and a minor in music. I managed to get a job graduating in spring 2008 making $50k and I make triple that now. While the minor was just for fun, the utility of the history degree has been high in my industry job and most employers have been receptive to it. You’d be surpr...
by DrGoogle2017
Tue Apr 16, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: What about IEOR at Berkeley vs CS at UMich/UCLA?
Replies: 52
Views: 2902

Re: What about IEOR at Berkeley vs CS at UMich/UCLA?

What ever happened to the idea of a liberal arts degree? You mean the liberal arts degree that is only really an option for rich kids who can mooch off their parents when they can't find a job after college? I mean, not everyone can afford to spend hundreds of thousands of dollars to debate whether...
by DrGoogle2017
Tue Apr 16, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

Bookmaked. I’m planning 3-4 weeks to Japan in the future, but not in Oct, mostly likely in Spring, hope to see a little Cherry blossoms, but not too much, we get allergies otherwise. Yeah, unfortunately, DH has very severe allergies. So we planned for May, safely after the cherry blossoms. Otherwis...
by DrGoogle2017
Tue Apr 16, 2019 10:00 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

My neighbor just moved back from Texas, they said they didn’t like it there. I think they are both high earners because of the lifestyle they lead. And they rent too. I would take time to think it through.
by DrGoogle2017
Tue Apr 16, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Japan Travel Suggestions
Replies: 23
Views: 1220

Re: Japan Travel Suggestions

Bookmaked. I’m planning 3-4 weeks to Japan in the future, but not in Oct, mostly likely in Spring, hope to see a little Cherry blossoms, but not too much, we get allergies otherwise.
by DrGoogle2017
Tue Apr 16, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

OP, I see your point better now. Once a person is FI it is possible they're less inclined to deal with the loss of simplicity that cc bonus requires except for maybe the really good offers. Personal preference for sure. I'm still willing to play the game for now. FI doesn’t always mean retired. For...
by DrGoogle2017
Tue Apr 16, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

Why wait until financial independence? I was wondering if people with financial independence might no longer be interested in such small amounts of money. I still pick up pennies (if they don’t look too dirty) Basically, miles/points allow me to buy better travel experiences than I would otherwise ...
by DrGoogle2017
Tue Apr 16, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

Why wait until financial independence? I was wondering if people with financial independence might no longer be interested in such small amounts of money. I still pick up pennies (if they don’t look too dirty) Basically, miles/points allow me to buy better travel experiences than I would otherwise ...
by DrGoogle2017
Tue Apr 16, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 100
Views: 5188

Re: What Are Your Simple Pleasures?

Painting, gardening, and lately playing pickleball.
by DrGoogle2017
Tue Apr 16, 2019 12:07 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 9515

Re: seriously thinking about leaving S. CA but where to?

Buy hurricane insurance... move to the Florida keys. Done, next. :D Aside: I always find it amusing how much Californians (who live in earthquake country) fear/worry about hurricanes. You can see them coming days or weeks away... earthquakes not so much. I’ll take hurricanes over earthquakes any da...
by DrGoogle2017
Mon Apr 15, 2019 11:51 pm
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

Never had Discovery cards. Never had Capitol one either. No more American Express for us period.
by DrGoogle2017
Mon Apr 15, 2019 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

I usually just put 100,000$ Or maybe sometimes I put 200,000. I figure my real income is none of their business and I am giving an underestimation. What about using your expenses? Your income exceeds that. Or the amount you deposit into your bank account each year? As long as you are not being frau...
by DrGoogle2017
Mon Apr 15, 2019 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

I usually just put 100,000$ Or maybe sometimes I put 200,000. I figure my real income is none of their business and I am giving an underestimation. What about using your expenses? Your income exceeds that. Or the amount you deposit into your bank account each year? As long as you are not being frau...
by DrGoogle2017
Mon Apr 15, 2019 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

I have 15+ credit cards (no balances) and have NEVER been asked for income verification though I am truthful about my income (there is no reason not to be). There are far more concerned about the amount of debt you have and your payment history than your income, I would imagine rather than asking f...
by DrGoogle2017
Mon Apr 15, 2019 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

>So IANAL, but making up a number, whether too high or too low, would not be “true and correct” information. That's what > < and ~ signs are for. I use them whenever I am asked for this sort of information. Partly because it would be a real pain to look up numbers. Try entering “> 100,000” into Cit...
by DrGoogle2017
Mon Apr 15, 2019 12:55 pm
Forum: Personal Consumer Issues
Topic: Anyone have a child model?
Replies: 42
Views: 4422

Re: Anyone have a child model?

I’m surprised none has raised this, but as a mother of girls - no! I used to have strangers stop me and my parents and suggest modeling - I was glad nothing came of it. Later a friend in college who modeled developed an eating disorder when she needed to drop weight. Not an uncommon story. It is be...
by DrGoogle2017
Mon Apr 15, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

We also only care about those big points bonus offers. A few hundred dollars isn't going to make a change in much of anything (we are blessed, to be sure, and worked/saved hard to get here - indeed, DH is still working by choice). But a 50k points bonus (better if more, but hard to find) is close t...
by DrGoogle2017
Mon Apr 15, 2019 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: What defines "income" on a retiree's credit card application?
Replies: 101
Views: 5501

Re: What defines "income" on a retiree's credit card application?

I put the same amount every time they ask me. I have Chase bank and they ask the same question so I answer the same way. I figure if I never default from any credit card then I’m safe. My tax return doesn’t represent the true income anyway. Depreciation for example comes to mind. Make income a lot s...
by DrGoogle2017
Mon Apr 15, 2019 10:32 am
Forum: Personal Consumer Issues
Topic: Do You Give Money to Panhandlers?
Replies: 38
Views: 1802

Re: Do You Give Money to Panhandlers?

In general no. But one time, we guy caught me at a good time and I gave him $20.
by DrGoogle2017
Mon Apr 15, 2019 9:57 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you play credit card bonus games?
Replies: 61
Views: 3999

Re: After financial independence, do you play credit card bonus games?

I only play this game after retirement, I didn’t have time when I was working. I don’t care about cash bonus, no manufactured spending here either. But I’m willing to time large purchase to get credit card bonus, strictly for traveling upgrade. I also give my miles away. A little bit of fun and game...
by DrGoogle2017
Mon Apr 15, 2019 8:54 am
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 76
Views: 3792

Re: Women, How Much Do You Pay for Haircut

likegarden wrote:
Mon Apr 15, 2019 7:34 am
We men ($17 + tip) enjoy that our women look so good with great hair styling, though that costs ($200).
My husband, as in “we men”, always like my haircut, even though it’s not $200.
by DrGoogle2017
Sun Apr 14, 2019 11:51 pm
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 76
Views: 3792

Re: Women, How Much Do You Pay for Haircut

I never pay a fortune for haircut, I figure my face can’t be made worse. $19 for cut and hair dyed. Previous I paid $35. So this is a bargain, plus it’s top notch product. I’m low maintenance when it comes to hair cut.
by DrGoogle2017
Sun Apr 14, 2019 11:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4374
Views: 1143486

Re: What Movie Have You Recently Watched?

Unforgiving, another Clint Eastwood movie. I definitely like the cinematography better here.
by DrGoogle2017
Sun Apr 14, 2019 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: [2018 tax return - How does it compare to previous years?]
Replies: 358
Views: 27826

Re: [2018 tax return - How does it compare to previous years?]

munemaker wrote:
Sun Apr 14, 2019 7:37 pm
DrGoogle2017 wrote:
Sun Apr 14, 2019 6:47 pm
I finally live the Warren Buffet’s dream .
For the uninitiated, what is "Warren Buffet's dream?"
I thought at one point he said he wasn’t tax enough. Undertaxed. Aka he wants to pay more tax.
by DrGoogle2017
Sun Apr 14, 2019 7:12 pm
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 65
Views: 7259

Re: Buying nightguards (teeth grinding)

My husband used to have one, we paid $900, he wore them out, he is not wearing them now because it causes him jaw pain.
To reduce snoring, he walks or exercises at least twice daily, especially after dinner, the snoring has significantly reduced.
by DrGoogle2017
Sun Apr 14, 2019 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Rentals and qualified business income 199a?
Replies: 9
Views: 745

Re: Rentals and qualified business income 199a?

The safe harbor came out too late for 2018. For people to keep track of hours and such, they need to make it clear in 2017.
by DrGoogle2017
Sun Apr 14, 2019 6:52 pm
Forum: Personal Consumer Issues
Topic: Are Airport Lounges Worth the Money?
Replies: 95
Views: 8004

Re: Are Airport Lounges Worth the Money?

I'm a little surprised it only costs holding cards that cost annual fees around $300- $600. Many of my kid's sports/ dance stuff cost more then that. That cost seems pretty cheap to me if you spend more then 2-3x at an airport per year. I'm surprised there are not elite airport lounges that cost mo...