Search found 161 matches

by Texgal17
Sun Mar 17, 2024 12:50 pm
Forum: Personal Consumer Issues
Topic: Need Help Finding a Hobby
Replies: 76
Views: 6392

Re: Need Help Finding a Hobby

I haven’t seen jigsaw puzzles mentioned yet. My sister got me hooked on these. I do the 1000 piece puzzles. I also listen to podcasts while doing them. It’s just so relaxing and enjoyable!
Texgal
by Texgal17
Sun Jan 28, 2024 12:49 pm
Forum: Personal Investments
Topic: Our Plan To Sell Everything & Travel Full-Time - Plan & Portfolio Review Request
Replies: 65
Views: 11553

Re: Our Plan To Sell Everything & Travel Full-Time - Plan & Portfolio Review Request

thedaybeforetoday wrote: Mon Jan 15, 2024 4:31 pm
SeekingInfo wrote: Mon Jan 15, 2024 1:38 pm
Thank you all! We agree about needing to buy a home in cash/unable to obtain a mortgage upon our return and would likely rent for 6-12 months in the area we were considering buying in before buying that return US home and would likely get jobs during that time period for the purpose of securing a mortgage, replenishing past spent monies, regaining traditional health INS and filling up the time in our days during that time.

Plan on working and renting 2 years as mortgage companies look for income of 2 years or longer.
Best of luck.
I have had 2 home mortgages since I retired in 2016. No income other than pension and 401k investments.
by Texgal17
Sat Dec 02, 2023 12:42 pm
Forum: Personal Consumer Issues
Topic: Culvert & Driveway install quote
Replies: 9
Views: 1227

Re: Culvert & Driveway install quote

Ye, TXDot does require the safety ends.
by Texgal17
Thu Nov 30, 2023 10:20 am
Forum: Personal Consumer Issues
Topic: Culvert & Driveway install quote
Replies: 9
Views: 1227

Re: Culvert & Driveway install quote

I design culverts for a living and can give you an accurate estimate based on prices here in Minnesota. I'm assuming the culvert is concrete. Assuming everything is included in your quantities you listed, this is what I'd quote it at: Assume $140 per linear foot for the culvert $1500 per culvert apron or flared end section $25 per cubic yard of select fill something like $30-40 per ton for crushed concrete Based on this, I'd estimate it at around $8,000. You could save about $1,000 if you went with an 18" diameter culvert instead of a 24", but I'm not sure how much water is coming through the culvert. The quote seems fair to me, given a few unknowns. The labor also seems fair, assuming 2 guys doing the work for two days. Thanks f...
by Texgal17
Wed Nov 29, 2023 11:58 am
Forum: Personal Consumer Issues
Topic: Culvert & Driveway install quote
Replies: 9
Views: 1227

Re: Culvert & Driveway install quote

Quote: Two 24” concrete SET ends and One 20’ x 24” culvert, 70 yards select fill, 20 tons crushed concrete.
Install SETs, culvert, backfill and grade for culvert installation with above existing material. Driveway to be 12 ft.
And yes, I’m planning on 2 more quotes.
Texgal
by Texgal17
Wed Nov 29, 2023 11:16 am
Forum: Personal Consumer Issues
Topic: Culvert & Driveway install quote
Replies: 9
Views: 1227

Culvert & Driveway install quote

Hello,
I was wondering if anyone has insight on having a culvert/driveway installed on a Farm to Market road outside city limits. I just received a permit through TXDOT and I have one firm quote of just over $10,000. Of that is $3,770 for the labor portion. Is that a reasonable quote? I’m guessing that there are some variables as to location and what not. I’m just trying to get a general sense of pricing.
Thanks,
Texgal17
by Texgal17
Sat Aug 12, 2023 12:40 pm
Forum: Personal Consumer Issues
Topic: USPS Change of Address/deceased Person
Replies: 20
Views: 3653

Re: USPS Change of Address/deceased Person

I also had no issue and all I took was the death certificate so I could forward moms mail to my home for a few months to get any last minute bills, etc. Then eventually I filled out another forwarding order from my home to “DECEASED “ so that I wouldn’t get any more of her mostly junk Mail.
by Texgal17
Wed May 24, 2023 12:26 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 561
Views: 17385

Re: What is your #1 hobby? (I need to develop new skill/hobby.)

I’m a huge reader on all sorts of topics.
I do 1000 piece puzzles, about 1 a week.
I like to cook and eat! Lol, Rarely eat out.
I also like walking outdoors in nature.
by Texgal17
Mon May 22, 2023 1:23 pm
Forum: Personal Consumer Issues
Topic: Certified Mail Return Receipt
Replies: 27
Views: 2628

Re: Certified Mail Return Receipt

I googled pre-shipment and that refers to USPS accepting the item for mailing. The green card may just be delayed somewhat…..

.
by Texgal17
Thu Apr 13, 2023 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Form 1310 - Dedecent Tax Filing w/ TurboTax (no probate estate or appointed executor)
Replies: 4
Views: 412

Re: Form 1310 - Dedecent Tax Filing w/ TurboTax (no probate estate or appointed executor)

I was not appointed executor nor was my Moms estate probated. We did a small estate affidavit. I did her final tax refund and sent in the 1310. The check was made out to me and it was deposited into the joint account she had with my sibling. After all her debts and accounts were paid off, the remainder in the bank account was split evenly with her heirs, which wasn’t much. Hope this helps.
Texgal
by Texgal17
Thu Mar 02, 2023 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal the fear of leaving a job to do another when you do not know the new job will work out?
Replies: 58
Views: 5628

Re: How to deal the fear of leaving a job to do another when you do not know the new job will work out?

When my daughter worked at a competitor pharmacy chain she started out on the retail side. She was interested in the pharmacy tech side so she moved in there. Well, she hated it because they were super busy and had no time to actually train her and she didn’t know what she was doing while working there. She quit shortly thereafter. So I’d think twice about the CVS job.
by Texgal17
Fri Jan 13, 2023 12:58 pm
Forum: Personal Consumer Issues
Topic: Longest Wait for Delayed USPS Package
Replies: 22
Views: 2095

Re: Longest Wait for Delayed USPS Package

DTalos wrote: Fri Jan 13, 2023 11:30 am If a package shows "In Transit--Arriving Late" status for three weeks, should the sender file a claim, or just wait it out for months?
I’ve been retired from USPS for almost 7 years, but I think there is a time frame before you can file a claim for loss…..
by Texgal17
Fri Jan 13, 2023 12:55 pm
Forum: Personal Consumer Issues
Topic: Longest Wait for Delayed USPS Package
Replies: 22
Views: 2095

Re: Longest Wait for Delayed USPS Package

Broken Man 1999 wrote: Wed Jan 11, 2023 11:05 am
homebuyer6426 wrote: Wed Jan 11, 2023 8:07 am <snip>
This stuff is highly location dependent, some branches do an excellent job and others are abysmal. It can also depend on the time of year, sometimes they have tons of temps. I avoid USPS for highly important stuff now.
Very true. Our mail service is excellent.

I wonder if the carriers "bid" on routes and are awarded them via seniority? I know the job is union, but not sure how routes are assigned to the carriers.

Whatever the reason, we see the same faces for years.

Broken Man 1999
Yes, letter carriers can bid on open routes and it is by seniority. I am a retired postal worker who worked with carriers at a station.
by Texgal17
Mon Dec 19, 2022 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Tales from this insane real estate market [Home sales]
Replies: 2923
Views: 521116

Re: Tales from this insane real estate market [Home sales]

Hello, I sold my home in early 2021 for $195000 which was great for me. Fast forward to last week and the buyer put it on the market for $285000. Which is absolutely ridiculous for that home. They had tried to rent it prior to listing but I guess no takers. I don’t think they will get any takers for that sale price, either….Location is central TX.
Texgal
by Texgal17
Mon Nov 07, 2022 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Any feds with specialty RX need? Which FEHB plan did you choose?
Replies: 37
Views: 2773

Re: Any feds with specialty RX need? Which FEHB plan did you choose?

I am currently taking 3 specialty meds on my FEHB, and have been for about 14 years at this point. The past 6 years I've been with NALC, who uses CVS as their specialty pharmacy. A 30 day supply is $200, and a 90 day supply is $400. Only one of the drugs I'm on will allow a doctor to write the script for 90 days. There is a total out of pocket expense of $3100 for medications. I receive co-pay assistence from one of the manufacturer's, and that does not count towards my out of pocket max. The co-pay assistance will end when the generic of the drug comes out in early 2024 and I will be back to paying the $200/month for it. Fortunately, the med I'm currently pay $400/3 months is now offered by Mark Cuban's pharmacy for about $45 a month, so ...
by Texgal17
Fri Nov 04, 2022 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

On the plus side, there was absolutely no wait time when I called…. :happy
by Texgal17
Fri Nov 04, 2022 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

I was pleasantly surprised this week when I called the TSP to stop periodic payments. I spent no time on hold. A few weeks ago, I just gave up after being on hold for almost an hour. Hello, shunkman, Did you have to fill out any forms to stop your periodic payments, or was it just verbally through phone call to TSP? I would like to make a change to my payments in January and was wondering what the process was. Thanks in advance, Texgal No forms involved. Just a telephone conversation. Great, thanks! Dealt with this the other day. Process is: 1. Call TSP to CANCEL current withdrawal. You cannot cancel or change installment withdrawal on the website. Call is req'd. 2. Wait at least a day for it to process and for the website to update. 3. Es...
by Texgal17
Thu Nov 03, 2022 8:16 am
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

shunkman wrote: Thu Nov 03, 2022 7:39 am
Texgal17 wrote: Wed Nov 02, 2022 2:11 pm
shunkman wrote: Sat Aug 20, 2022 8:58 am I was pleasantly surprised this week when I called the TSP to stop periodic payments. I spent no time on hold. A few weeks ago, I just gave up after being on hold for almost an hour.
Hello, shunkman,
Did you have to fill out any forms to stop your periodic payments, or was it just verbally through phone call to TSP?
I would like to make a change to my payments in January and was wondering what the process was.
Thanks in advance, Texgal
No forms involved. Just a telephone conversation.
Great, thanks!
by Texgal17
Wed Nov 02, 2022 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

shunkman wrote: Sat Aug 20, 2022 8:58 am I was pleasantly surprised this week when I called the TSP to stop periodic payments. I spent no time on hold. A few weeks ago, I just gave up after being on hold for almost an hour.
Hello, shunkman,
Did you have to fill out any forms to stop your periodic payments, or was it just verbally through phone call to TSP?
I would like to make a change to my payments in January and was wondering what the process was.
Thanks in advance, Texgal
by Texgal17
Tue Aug 02, 2022 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

FedGuy wrote: Sun Jul 24, 2022 7:22 pm
Texgal17 wrote: Tue Jul 12, 2022 10:23 am Hello, is anyone else having issues opening the pdf file in the secure mailbox. When I request a statement it goes to my secure mailbox , but when I click on the link it won’t open. I downloaded acrobat reader and that was no help. I am doing this on my iPad as I have no PC. I even tried through the TSP app I downloaded.
Thanks, Texgal
Do you have a pop-up blocker running? That's what stopped me until I noticed the little sliver of a window appear, and selected the option to allow it to launch the pop-up. Then I was able to download and open my PDF.
Just saw your reply, and no it wasn’t that. I downloaded the google chrome app and I was able to open the pdf’s from the app.
Thanks!
Texgal
by Texgal17
Tue Jul 12, 2022 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

Hello, is anyone else having issues opening the pdf file in the secure mailbox. When I request a statement it goes to my secure mailbox , but when I click on the link it won’t open. I downloaded acrobat reader and that was no help. I am doing this on my iPad as I have no PC. I even tried through the TSP app I downloaded.
Thanks, Texgal
by Texgal17
Thu Jun 16, 2022 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Improving the TSP [for current participants]
Replies: 587
Views: 92811

Re: Improving the TSP [for current participants]

Interesting, I did not receive that email. I did receive an email yesterday stating my payment should be deposited on the 17th.
by Texgal17
Thu Jun 09, 2022 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have any luck with new TSP login?
Replies: 373
Views: 40010

Re: Anyone have any luck with new TSP login?

I had to call the Thriftline today, on hold for just over an hour. I had not received my monthly disbursement that is normally sent on the 4th of every month. I was told any monthly payments will now be sent on the 15th of the month. I don’t remember reading about this prior to the switch. I had no issues setting up my login account, so that was a plus. I agree with others on disliking this new interface. Oh well, I’ll guess I’ll get used to it. 😏
by Texgal17
Tue May 03, 2022 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: FERS Retirement Question
Replies: 9
Views: 1471

Re: FERS Retirement Question

In the beginning you will receive interim payments until finalized. Then you will receive all back pay due to you , so I assume you would get credit for that time in May as well.
by Texgal17
Tue May 03, 2022 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: FERS Retirement Question
Replies: 9
Views: 1471

Re: FERS Retirement Question

From OPM.gov,

Your basic annuity is computed based on your length of service and “high-3” average salary. To determine your length of service for computation, add all your periods of creditable service, then eliminate any fractional part of a month from the total.
by Texgal17
Sat Feb 05, 2022 1:58 pm
Forum: Personal Consumer Issues
Topic: Do you vacuum your mattress?
Replies: 71
Views: 7261

Re: Do you vacuum your mattress?

Thanks to all for the good advice and the laughs on this icy, icy day! (My friend was sure I was the ONLY ONE who had never vacuumed my mattress!) One additional question : I do intend to try to vacuum my mattress and I presume a regular vacuum with some sort of brushy-head will be fine - yes? I may give it a try this weekend. Be very interested to see if anything gets picked up! (I am always astonished at how much my short-haired cat can shed in a few days! But the mattress vacuum would have to rival that kind of "production" to get me to do it more than once about every 20 years ... :P !) I had a 10 year old mattress that looked almost as new as when I got it. I also used a mattress protector. Well, when I was about to get rid ...
by Texgal17
Fri Feb 04, 2022 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone wish they purchased a smaller house?
Replies: 112
Views: 11611

Re: Anyone wish they purchased a smaller house?

Yes! I sold my 1600sf 3/2 home last March ( for a nice profit). After my daughter and grandchild moved out I felt like it was way too big for just me.
So now I’ll be looking for a smaller (1000sf or less) older home with some character minus the usual subdivision with HOA characteristics.
Hopefully this will be my last home purchase as I’m looking for my forever home this time.
by Texgal17
Sun Oct 24, 2021 1:20 pm
Forum: Personal Consumer Issues
Topic: Apple Watch - do you like it / use it?
Replies: 104
Views: 10769

Re: Apple Watch - do you like it / use it?

Soul.in.Progress wrote: Sat Oct 23, 2021 4:54 pm
Texgal17 wrote: Sat Oct 23, 2021 4:32 pm Are you able to listen to music with the Apple Watch without having your iPhone on your person? Example, out on a walking trail without WiFi, using my Apple AirPods? Can the watch hold your iTunes music on it?
Thanks in advance!
Yes, you sure can! This is one of my primary uses of my Apple Watch. That, plus:
- using the watch to find my Phone (multiple times a day) :oops:
- triaging incoming texts (quick reads)
- tracking fitness
- wallet / Apple Pay
Thank you! I researched it after I posted my query and found the info I was looking for.
by Texgal17
Mon Oct 11, 2021 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: "Letter of Final Instructions"
Replies: 92
Views: 49507

Re: "Letter of Final Instructions"

Especially think about a typical Boglehead: they're chasing three simultaneous account opening bonuses, dividing their purchases among eight different credit cards to optimize rewards and match the quarterly-bonus-category-of-the-day, and have seventeen different frequent-traveler programs - all with different expiration policies and allowances (or not) for transferring balances on death. I was actually thinking about the credit card scenario being a headache as there was a recent thread on someone planning to simplify their credit cards. Maybe I'm not a typical Boglehead, but I no longer chase rewards as I like to keep my finances as simple as possible. So I just have 1 credit card - paid off monthly (shared with my spouse) and one checki...
by Texgal17
Tue Jul 28, 2020 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: USPS insurance claim.
Replies: 22
Views: 2136

Re: USPS insurance claim.

My impression is that if an item is too large for the po box, they store it elsewhere and put a note in the box. Perhaps I am wrong. But if I were you, I'd go to the local post office and ask in person or phone the local post office directly (not the general po number.) Rereading you say envelope and also box. I can see a priority envelope being squished in there, a box, no. My dad has asked over and over. No luck... It was a priority cardboard envelop. Not bendy enough to put in their small po box. Demand to speak to a manager or supervisor and have them do a search of surrounding PO Boxes in case of misdelivery to wrong box( you’d be surprised how many people do NOT pick up their mail on a regular basis, so might still be in that wrong b...
by Texgal17
Fri Jul 17, 2020 3:53 pm
Forum: Personal Consumer Issues
Topic: Oddly Difficult to Find Items During the Pandemic
Replies: 572
Views: 76511

Re: Oddly Difficult to Find Items During the Pandemic

Mudpuppy wrote: Fri Jul 17, 2020 2:32 pm
atikovi wrote: Thu Jul 16, 2020 8:59 pm Rubber gloves. Hate to work on a car without them. Every place is out of stock now.
That's understandable. Disposable gloves are being redirected for medical purposes. Reusable gloves are probably having an increase in demand due to people having to clean their own houses and do their own household projects. The market for reusable gloves might stabilize soon, but I would assume disposable gloves will be redirected for medical purposes for quite some time to come.
I just snagged a box of 200 count nitrile disposable gloves, one size fits most, at Walmart in the medical supply aisle. I have small hands so they worked for me.....also, had trouble finding disinfectant wipes too.....
by Texgal17
Fri Jul 10, 2020 7:10 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite fiction author and what is your favorite book of theirs?
Replies: 284
Views: 30518

Re: Who is your favorite fiction author and what is your favorite book of theirs?

mindboggling wrote: Fri Jul 10, 2020 5:19 pm
Texgal17 wrote: Fri Jul 10, 2020 3:56 pm Lonesome Dove, Larry McMurtry
His son James McMurtry, is an awesome singer-songwriter as well. I’ve seen him in concert a few times....
Yes, yes, yes to both of them! :beer
:sharebeer
by Texgal17
Fri Jul 10, 2020 5:14 pm
Forum: Personal Consumer Issues
Topic: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.
Replies: 72
Views: 7065

Re: Tip Dental Hygienist for Teeth Cleaning?

Uh no..... Just give her a glowing review to the Dr. Dentist, maybe she’ll get a bonus!
by Texgal17
Fri Jul 10, 2020 3:56 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite fiction author and what is your favorite book of theirs?
Replies: 284
Views: 30518

Re: Who is your favorite fiction author and what is your favorite book of theirs?

Lonesome Dove, Larry McMurtry
His son James McMurtry, is an awesome singer-songwriter as well. I’ve seen him in concert a few times....
by Texgal17
Mon Jul 06, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Best phone plan options?
Replies: 20
Views: 1332

Re: Best phone plan options?

When I stayed at my Moms house out in the boonies, she had very slow internet service there. So in order to use my iPad I went to ATT and purchased a SIM card with data. I can’t recall the price, but it seemed reasonable enough. For cell service I had Sprint and it wasn’t much better and that’s why I went with ATT for my data plan. When it got low I could add more data right on the iPad through ATT. Hope that helps.
by Texgal17
Wed Jul 01, 2020 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 10165

Re: Question - Reloc to TX


Nice to see many fellow Texans here! I’m 2 hours from Dallas area. Originally from Minnesota and it’s nice to go back and visit but I will always live in Texas as I love it here! Low cost housing and I love the weather here. Good luck to you OP!
Texgal
by Texgal17
Wed Jun 10, 2020 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: 3 month Electricity
Replies: 3
Views: 962

Re: 3 month Electricity

Central Texas area, and I just signed up for a month to month contract with no penalty. I’ve used 12 and 18 month in the past.
The last contract for 18 months just ending and I had the highest rates ever....So, I’m going to see how this month to month goes. If too expensive I’ll change to a new plan....I really do dislike this deregulation crap...🙄
by Texgal17
Thu May 28, 2020 2:08 pm
Forum: Personal Consumer Issues
Topic: Hiring a handyman
Replies: 23
Views: 2039

Re: Hiring a handyman

I have used a “Mr. Handyman” service. It’s a franchise. They have a certain dollar amount to come out and then the cost of service needed. First job I had done was installing kitchen cabinet knobs, that I purchased. Took about an hour.
Second job I had a under mount sink fall through. There were no braces to hold it up so the handyman installed brackets.
He did have to go to Home Depot for some parts, but it was included in the service visit. Both jobs were reasonably priced IMO.

I also went to Home Depot to pick out a screen door for my back door. The laborer came out to do measurements for $50.00 but that was taken off the end price once installed. He brought the door and all knobs with him on install date.
by Texgal17
Fri May 22, 2020 3:57 pm
Forum: Personal Consumer Issues
Topic: COVID - 19 things to do
Replies: 51
Views: 5028

Re: COVID - 19 things to do

I’m retired and an introvert, so not much has changed for me being at home.
I’m a voracious reader and can and do spend whole days reading.
I recently joined my library and have been borrowing ebooks. Lots of variety.
I had my grandchild for an extended period of time and will do so again in a few weeks.
I really need to exercise more and have done some walking, but need more exercise.
The days just seem to fly by.....
by Texgal17
Fri May 22, 2020 3:51 pm
Forum: Personal Consumer Issues
Topic: COVID - 19 things to do
Replies: 51
Views: 5028

Re: COVID - 19 things to do

When I saw the title, I wondered why 19 things? Why not 20 or 25 things to do? Then I realized my error and it made me chuckle! 😂
by Texgal17
Sun May 17, 2020 7:59 pm
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 87
Views: 7983

Re: How to get disinfecting wipes..seriously


I was finally able to snag one container from Walmart early in the morning after an appointment. And I only use them in my bathrooms to clean toilets and sinks. But if I hadn’t found any, then Lysol and paper towels it is.....
by Texgal17
Tue Apr 21, 2020 4:10 pm
Forum: Personal Consumer Issues
Topic: How to do temporary USPS Mail forwarding without address getting updated to credit bureaus.
Replies: 19
Views: 2947

Re: How to do temporary USPS Mail forwarding without address getting updated to credit bureaus.

I believe you could open a PO Box at current location and then do a temporary forward from the PO Box to your temporary address. But confirm with a postal clerk at your residence.
by Texgal17
Mon Mar 16, 2020 4:21 pm
Forum: Personal Consumer Issues
Topic: Have you been personally affected by supply chain problems?
Replies: 56
Views: 4597

Re: Have you been personally affected by supply chain problems?

fredflinstone wrote: Mon Mar 16, 2020 3:56 pm
runner3081 wrote: Mon Mar 16, 2020 9:22 am We are nearly out of PPE and cancelling elective surgeries to preserve what limited supply we have left at our medical practice.
What is PPE?
Personal Protective Equipment
by Texgal17
Wed Mar 04, 2020 10:39 am
Forum: Personal Consumer Issues
Topic: Help/Advice with Decluttering
Replies: 37
Views: 3641

Re: Help/Advice with Decluttering

bob60014 wrote: Wed Mar 04, 2020 7:59 am Decluttering and downsizing is very liberating. Plus the knowledge that at the time of my death, no one needs to deal with my unwanted stuff!
Totally agree! My siblings and I had to deal with getting rid of 30+ years of stuff from my deceased moms home. Even after having an estate sale, there was tons of stuff leftover. Eventually we had to pay someone to take it all away. Most of it just worthless junk, but my mom liked her things....So now, I have been decluttering my own possessions to prevent my kid from having to go through it. I’ve never really had problems with getting rid of stuff though, so it’s not too hard for me to do.
by Texgal17
Sat Feb 01, 2020 1:39 pm
Forum: Personal Consumer Issues
Topic: Examples of Low Tech Improving Your Life
Replies: 216
Views: 23360

Re: Examples of Low Tech Improving Your Life

I only wash dishes by hand as I dislike dishwashers.
A spiral notepad for budgeting bills.
I have several kindles but prefer real books.
I get all my news on my iPad, but I sure do miss reading actual newspapers.
Not sure how this improves my life, though....lol
by Texgal17
Wed Jan 22, 2020 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: What are you doing differently this year?
Replies: 41
Views: 4145

Re: What are you doing differently this year?

I recently added up my monthly grocery spending and I was surprised to see how much I was spending. So my goal is to stop stockpiling food and use up what I have already. And that led me to start asking myself about other purchases, “need or want?” ...and start saving even more money.
by Texgal17
Wed Dec 25, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: Help not being a Scrooge with presents
Replies: 49
Views: 4738

Re: Help not being a Scrooge with presents


I have told my sister in the past to please not buy me anything whether it’s birthday or Christmas. I would rather have an experience, such as going to a restaurant or somewhere else for an outing..... Well this Christmas she did not BUY anything but she made some silly homemade crafty gifts! Which I’ll probably get rid of at some point.... We have discussed this before and she admitted it was all about her! That she gets joy from giving. 😅 No stopping her I guess, lol
by Texgal17
Fri Dec 20, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: New home not included in USPS database - minor headache
Replies: 22
Views: 2701

Re: New home not included in USPS database - minor headache

We were the first to move into a new home on our street this June. USPS improperly recorded the street name in their database- it was similar but not quite right. I was able to get it fixed on their side with a 5 minute call to the local Address Management System office. You may have similar success. It takes time for others to refresh their own copies of this data. 6 months later, Apple Maps only works if you give it the wrong address. Lookup tool to find your local AMS office: https://postalpro.usps.com/ppro-tools/address-management-system OP, contacting the AMS office is what you need to do. Consider the PO Box advice in the meantime. Also ensure that your local government has their official map data updated. They control the street num...
by Texgal17
Thu Dec 12, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: What are you giving (or asking) for Christmas?
Replies: 77
Views: 7003

Re: What are you giving (or asking) for Christmas?


I’m only giving gifts to my only 30 yr. old child and her fiancé and my only 11 yr. old grandchild this year.
For my daughter and fiancé a Lowe’s gift card for helping with house fixes....
My granddaughter loves Starbucks and Five Below discount store, so gift cards for her.....
I no longer buy her toys as she’s out grown them. I did start funding an education account for her.

Asking for myself, my favorite Lindt chocolates....And I bought myself some really nice, expensive bed sheets!