Search found 96 matches

by unstartable
Mon Jul 15, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: Can the dealer be trusted?
Replies: 17
Views: 1893

Re: Can the dealer be trusted?

I am not sure why the constant dealership disrespect on this board. I've been in the automotive repair business for almost 40 years and worked at, or with, several types of repair facilities. By far, the best trained, the highest credentialed, and most ethical have been dealership technicians. The ...
by unstartable
Sat Jun 29, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Outdoor Fire Pit - Wood vs. Gas?
Replies: 53
Views: 3346

Re: Outdoor Fire Pit - Wood vs. Gas?

Vote for gas. Really nice thing is you can turn it off at anytime and go to sleep. Also don’t need a wood pile around the back yard.
by unstartable
Sun Jun 16, 2019 10:18 am
Forum: Personal Investments
Topic: Should I invest 100k into a total index or do it slowly
Replies: 50
Views: 5108

Re: Should I invest 100k into a total index or do it slowly

Are you planning to be 100% in stocks? Would starting with a more conservative stock/bond allocation, putting the new money in stocks, and moving some bonds to stock each month help you sleep at night?
by unstartable
Fri Jun 14, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: Buy Mini-Van Tomorrow or No?
Replies: 59
Views: 3353

Re: Buy Mini-Van Tomorrow or No?

Buy the van that you like the most. The difference in reliability is overstated. For a family minivans are much better than SUVs in every way. For a Pacifica, I agree with the above poster who said to look at the plug-in hybrid. Driving around town on electricity is pretty awesome. Only problem is i...
by unstartable
Wed Jun 12, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 5557

Re: (Water Filtration System) Miracle we are all not dead

I once had a sudden mineral taste to the water on a municipal system. I called the water company. They sent someone for no charge to test the water, and left behind some bottles to get a sample for them to test if I ever think there's a problem in the future. Call the water company.
by unstartable
Wed Jun 12, 2019 7:12 am
Forum: Personal Consumer Issues
Topic: Recommend an American medium size car
Replies: 32
Views: 2375

Re: Recommend an American medium size car

I've owned 5 vehicles and 4 of them have been coupes. Choices that I haven't seen above: CTS Coupe, discontinued after 2014, so a bit older than op wanted Dodge Challenger If you go the Mustang or Camaro route, I would think twice about a formal rental. There seems to be a lot of V6 Mustangs and Cam...
by unstartable
Thu Jun 06, 2019 9:17 pm
Forum: Personal Consumer Issues
Topic: Replacing AC, should we also replace furnace?
Replies: 21
Views: 1561

Re: Replacing AC, should we also replace furnace?

I would also consider a heat pump.
by unstartable
Thu Jun 06, 2019 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Attn: teachers....Daughter considering 80% teaching position. Good idea?
Replies: 64
Views: 5045

Re: Attn: teachers....Daughter considering 80% teaching position. Good idea?

I am a teacher, I would take this 80% position, it probably isn't any more or less likely to become full time for year two than another first year position is to continue into year two. Unfortunately, needs change and it's pretty easy for a first year teacher to get laid off. Can she get certified ...
by unstartable
Thu Jun 06, 2019 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Attn: teachers....Daughter considering 80% teaching position. Good idea?
Replies: 64
Views: 5045

Re: Attn: teachers....Daughter considering 80% teaching position. Good idea?

I am a teacher, I would take this 80% position, it probably isn't any more or less likely to become full time for year two than another first year position is to continue into year two. Unfortunately, needs change and it's pretty easy for a first year teacher to get laid off. Can she get certified i...
by unstartable
Thu Jun 06, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: Does a big family need 2 big cars? Question for 3 kid+ families
Replies: 58
Views: 3714

Re: Does a big family need 2 big cars? Question for 3 kid+ families

At the rate you will wear out a car I would get an inexpensive small front wheel drive sedan: Civic, Corolla, etc. Are you really going to make this drive when the weather is bad enough to require AWD to make the trip?
by unstartable
Thu Jun 06, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: New Roof - to RidgeVent or to not RidgeVent
Replies: 39
Views: 3953

Re: New Roof - to RidgeVent or to not RidgeVent

I would recommend this plastic ridge vent instead of the roll.
by unstartable
Thu May 30, 2019 7:23 am
Forum: Investing - Theory, News & General
Topic: Feedback on 403b meeting with school board member
Replies: 27
Views: 1473

Re: Feedback on 403b meeting with school board member

We got Vanguard added in my district. Ended up working with the district CFO to get this done.
by unstartable
Thu May 30, 2019 7:20 am
Forum: Personal Consumer Issues
Topic: Good small SUV or AWD sedan recs
Replies: 39
Views: 2002

Re: Good small SUV or AWD sedan recs

Is the street parking tight? A subcompact SUV may be really nice to have since the overall length is often smaller than a sedan. For example, the Ford Ecosport is only 161" long.
by unstartable
Thu May 30, 2019 6:52 am
Forum: Personal Consumer Issues
Topic: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?
Replies: 31
Views: 1900

Re: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?

I think at today's prices, an 18 V system is a better value, unless you have a good reason to go 12 V (where light weight and slightly smaller size are large advantages). A 18 V drill/impact driver combo is a good place to start. If you ever do any deck building you will be happy to have 18 V.
by unstartable
Wed May 22, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6247

Re: Best small AWD to 'drive into the ground'

Ok, so basically, the new Quattro is also a Haldex system, but just one that Audi claims to be more effective than old versions. These systems have really gotten a lot better than older Haldex systems were. Haldex can also transfer 100% of the torque to the rear in a situation when the front is sli...
by unstartable
Wed May 22, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6247

Re: Best small AWD to 'drive into the ground'

I'm not sure about that. My Subaru is pretty incredible at getting going and stopping on ice and snow. You can feel the car working beneath you especially when you put it in X-mode. Night and day over my FWD Honda Pilot. I can't image snow tires would make the Pilot better than the Outback at getti...
by unstartable
Wed May 22, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6247

Re: Best small AWD to 'drive into the ground'

Haldex bases systems have gotten pretty good. Have you considered a VW?
by unstartable
Tue May 21, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: Chiminea, fire pit or nothing?
Replies: 26
Views: 1813

Re: Chiminea, fire pit or nothing?

My main outdoor space is a deck with no stairs. It has a gas firepit on it. It gets a lot of use. Call it fake if you want, but if I want to sit for 10 minutes with a coffee in the morning I can turn it on, it does it's job, and turn it off with no cleanup.
by unstartable
Tue May 21, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Expensive front load washer/dryer worth it?
Replies: 53
Views: 3349

Re: Expensive front load washer/dryer worth it?

Does anyone have any experience with condensing/ventless dryers? How well they dry, and how long clothes last?
by unstartable
Mon May 20, 2019 7:48 am
Forum: Personal Investments
Topic: 5.5% Load 403(b) Roth vs Low Cost Taxable Account
Replies: 81
Views: 3577

Re: 5.5% Load 403(b) Roth vs Low Cost Taxable Account

So this is a small district. I wouldn't think there is ill-intent involved in how they created this 403(b). I just wonder how anyone looks at such a collection of funds and signs up for it. I'm curious how the decision would be defended. The plan administrator is ether ignorant or getting a kick ba...
by unstartable
Tue May 14, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: Heating with propane?? Good idea?
Replies: 38
Views: 1992

Re: Heating with propane?? Good idea?

[This thread is now in the "Personal Consumer Issues" forum. -- moderator oldcomputerguy] Good day. We live in a very rural area northwest of Cincinnati, Ohio. We currently have an air heat pump system to heat our house. I'm not a big fan, because even when it gets the house to the thermostat tempe...
by unstartable
Tue May 07, 2019 7:15 am
Forum: Personal Consumer Issues
Topic: ants - aargh
Replies: 69
Views: 4182

Re: ants - aargh

I mix some Bifen IT and walk around my yard with a garden sprayer and spray inside the ant hills. This seems to have been the most effective step. I also have some solid granualar bat that I put around the base of my home. Finally I have a few bait stations that I put in out of the way locations ins...
by unstartable
Fri May 03, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Fun-ish Used Boglehead Car
Replies: 86
Views: 5866

Re: Fun-ish Used Boglehead Car

I have a 2017 Audi TT that I love. That may be a good option. Or an A3. Around here, there's a 2016 CPO A3 for $23,000. AWD might be the step up over the GTI that you're looking for.
by unstartable
Sun Apr 07, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 2748

Re: Drill & driver combo kit comparison

I have Milwaukee cordless tools. I think anything in that general price range is a great value for money. Look at the other tools in the line and make your decision based on the ones you like more. If you ever work on cars, Milwaukee has cordless impacts that are pretty nice.
by unstartable
Tue Mar 26, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: Do we have any New Jersey teachers here?
Replies: 15
Views: 1198

Re: Do we have any New Jersey teachers here?

my wife and i are looking to move to NJ. my wife is currently a teacher in NY. she is looking for, and finding it very hard to find, a teaching job in NJ. i know how difficult the teaching landscape is in NJ - typically the good districts have their pick of the litter and will go with family, frien...
by unstartable
Tue Mar 26, 2019 7:22 am
Forum: Personal Consumer Issues
Topic: I would like a boat. I also know nothing about boats
Replies: 147
Views: 9005

Re: I would like a boat. I also know nothing about boats

Slightly used 17 foot Boston Whaler that has been checked out by a boat professional/appraiser/etc. Quality Reputation Flotation Hull, always floats: Safety. Incredible resale value Large enough to be safe and stable. Small enough to be easily docked and handled by 1 or 2 people. Not sure how large...
by unstartable
Mon Mar 25, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: I would like a boat. I also know nothing about boats
Replies: 147
Views: 9005

Re: I would like a boat. I also know nothing about boats

My family has had an 18 ft, then a 20 ft aluminum fishing boat for about 30 years now. There are many great memories on those two boats, and my parents now spend the summer on the lake using it daily. Well worth the cost in my opinion. Boats are not inexpensive, but a moderately sized outboard power...
by unstartable
Tue Mar 05, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: Snowblowers
Replies: 44
Views: 2109

Re: Snowblowers

Tiny old people can't run powerful things. Powerful things are usually big. Most big powerful things are run using little tiny joysticks. It's the not very big things that require the most manual effort. A bobcat would take less effort than any walk-behind snowblowers, but it won't fit in the garag...
by unstartable
Mon Feb 25, 2019 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: best way to borrow about $300K for a few months for new house
Replies: 33
Views: 2771

Re: best way to borrow about $300K for a few months for new house

I wouldn't want my mortgage broker to lose out on commission since he is an associate/friend of mine. If I decided to go the mortgage on the new home route, I might try to finance directly with a national bank and let them deal with it.
by unstartable
Thu Feb 14, 2019 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Buying a 2019 RAV4 hybrid - how to pay for it?
Replies: 76
Views: 3935

Re: Buying a 2019 RAV4 hybrid - how to pay for it?

You should buy the car. I would finance with the lowest interest rate possible, which may be through the manufacture or shop a low rate from a bank. Rates below about 3% (depending on term) are likely subsidized by the manufacture. I thought 401k/403b loans had to be repaid with after tax dollars. Y...
by unstartable
Mon Feb 11, 2019 11:10 am
Forum: Personal Consumer Issues
Topic: On demand electric water heater
Replies: 34
Views: 2018

Re: On demand electric water heater

The other concept is a hot water recirculating pump. In most cases, a fixture near the end of the run has a special bridge valve that connects the hot side to the cold side to allow the pipes to form a loop. Another valve and pump near the water heater sends hot water down the hot line and gets sem...
by unstartable
Mon Feb 11, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: On demand electric water heater
Replies: 34
Views: 2018

Re: On demand electric water heater

My whole house is on a gas tankless that is 200,000 btu. It works great. We are not on a circulation system as water is plentiful and inexpensive where I live. It does take a few seconds longer than a tank water heater to come up to temp, but the difference is pretty small. Is there any chance you c...
by unstartable
Thu Feb 07, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: replacing tires on AWD cars do you have to do all 4
Replies: 83
Views: 4005

Re: replacing tires on AWD cars do you have to do all 4

For OP, you should following the instructions in your owners manual. I think the problem has the most to do with how the manufacture has implemented some type of limited slip system into the differentials. An open differential will not overheat or have other problems if the tires are different sizes...
by unstartable
Mon Feb 04, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: Mazda Miata as Daily Commute Fun Car?
Replies: 94
Views: 5194

Re: Mazda Miata as Daily Commute Fun Car?

1) Sit in one. When you are serious, ask to take it home for a day. I find cars with a low hip point more comfortable for cars with a higher seating position. 2) It probably will be more expensive to own than one of the economy cars you mention, but should be less expensive than a loaded suv or low/...
by unstartable
Wed Jan 23, 2019 8:39 am
Forum: Personal Finance (Not Investing)
Topic: cash-back credit card with automatic redemption
Replies: 19
Views: 1324

Re: cash-back credit card with automatic redemption

I have the Fidelity Card set for auto redemption. It does it every month when the rewards balance is over $50, I think. If it's less than $50, it just builds until the next month.
by unstartable
Fri Jan 18, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Car Rental - Getting specific type of car
Replies: 19
Views: 1343

Re: Car Rental - Getting specific type of car

BTW, 4x4 and AWD mean the same thing, except some people believe that to be called 4x4 you have to be able to lock the differentials (not true, but accepted language). There is 0 need for this on normal roads (even unpaved). Rental agreements anyway preclude you from going outside paved roads. You ...
by unstartable
Wed Jan 16, 2019 9:10 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 7478

Re: Gillette Mach 3 alternatives

I have a pretty coarse beard and shave every day. I think Schick Hydro 5 gives the best, most comfortable shave, but use the Kirkland razors because of price. Either one will last a week.
by unstartable
Sun Jan 06, 2019 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Home Addition Financing
Replies: 16
Views: 1290

Re: Home Addition Financing

Single story ranch houses are VERY desirable in my area because of baby boomers looking for retirement homes so adding a second story to your house would in some ways make it less desirable. The value of your home when you look at the cost per square foot may go down because it is no longer a desir...
by unstartable
Fri Dec 14, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Audi S4 vs S3
Replies: 36
Views: 2440

Re: Audi S4 vs S3

I have a TT which is on the same platform as the S3. It is perfect for what I want. Driving dynamics are good enough, Haldex AWD is fine, they have come a long way. There's enough power with the lower tuning of the 2.0 in the standard TT, the S3 has another 60 hp... I use to think manuals were all t...
by unstartable
Mon Nov 19, 2018 11:24 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 58
Views: 3901

Re: which snow blower ?

I have a 2 stage made by MTD that I got for free. It works pretty well, but is constantly falling apart so it requires lots of maintenance. I have a steep hill and it has tracks which help a lot. If I were replacing it I would buy an Ariens with tracks.
by unstartable
Thu Nov 15, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Any space heaters that automatically maintain a temperature in a room!
Replies: 37
Views: 3515

Re: Any space heaters that automatically maintain a temperature in a room!

What fuel and what kind of system does your apartment's heat have? There will likely be little to no savings, especially with that many people who likely sleep in different rooms.
by unstartable
Thu Nov 15, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Upstairs Floor is No Longer Used....
Replies: 22
Views: 2906

Re: Upstairs Floor is No Longer Used....

I would set the upstairs system about 10 degrees colder in the winter (not below 55) and warmer in the summer than the downstairs system and leave the doors open. You'll get some savings from less cooling and heating and air will circulate through those rooms naturally. I think most people overestim...
by unstartable
Fri Nov 02, 2018 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Extreme credit card debt
Replies: 37
Views: 4476

Re: Extreme credit card debt

Do you own a home? Perhaps you could refinance and get some of the debt to a more reasonable interest rate.

What was the business?
by unstartable
Fri Aug 31, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 97
Views: 9780

Re: New Brake Pads

Did you ask them to look at the brakes? It's not the sort of thing you'd just happen to notice when doing an oil change or just walking around the car. Unless the brakes are so bad they had trouble stopping or the wear indicators where squealing, in which case you should have already noticed. If no...
by unstartable
Fri Aug 31, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Looking for a good Moving Company. All have awful reviews.
Replies: 21
Views: 1040

Re: Looking for a good Moving Company. All have awful reviews.

I've had good luck hiring someone locally to load and unload a truck. Is it at all possible for you to drive a rented truck yourself?
by unstartable
Thu Jul 05, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?
Replies: 98
Views: 7503

Re: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?

I really appreciate the discussion - helping me learn as this is the first time I've found myself with some acreage needing a truck. Newbie truck owner questions - I don't see much of a payload difference between the trucks. The F150 goes 1,485 to 2,311 lbs (with the payload package), the Ridgeline...
by unstartable
Tue Jun 19, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 6180

Re: How much car to buy reasonably?

Audi TT mk3. or TTS, or TTRS.
by unstartable
Thu Jun 14, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: cooling upstairs floor without central AC
Replies: 26
Views: 2536

Re: cooling upstairs floor without central AC

The cost of cooling just a bedroom for sleeping with a window air conditioner is really pretty minimal.
by unstartable
Sun Jun 10, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 7655

Re: Need advice on 1st international vacation

I would avoid Japan/China/Asia (other than perhaps Hong Kong/Singapore) if you are worried about the language, as it is a bit more difficult to get around (though still not really a problem, as there is a lot of tourism). Also, if you are not experienced with long flights, I'd avoid S. Africa, New ...