Search found 124 matches

by unstartable
Sat Oct 26, 2019 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: How much does a "good school district" matter?
Replies: 76
Views: 6599

Re: How much does a "good school district" matter?

If your kids are highly motivated they will do well anywhere. if your kids need extra attention from the school, they will likely get more of it in the more affluent school district.
by unstartable
Sat Oct 26, 2019 8:59 am
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 6304

Re: car battery change or not? 2 year old battery

I had a battery last from 2008-2019. It was still working when I finally replaced it.
by unstartable
Mon Oct 21, 2019 9:06 pm
Forum: Personal Consumer Issues
Topic: Updgrade car for new safety features?
Replies: 77
Views: 4867

Re: Updgrade car for new safety features?

I drive a car that doesn’t even have a NHTSA rating. The horror! Stability control was the last big improvement in safety.
by unstartable
Wed Sep 25, 2019 12:22 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8046

Re: First car for child

alfaspider wrote:
Mon Sep 23, 2019 10:33 am
unstartable wrote:
Mon Sep 23, 2019 10:30 am
Do not buy your kid an AWD car.
Why not, other than cost? My closest calls as a new driver came from a RWD car in the snow. Obviously FWD won't spin like RWD, but AWD in inclement weather can be a safety feature.
I would only buy a FWD car for an inexperienced driver.
by unstartable
Wed Sep 25, 2019 12:21 pm
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8046

Re: First car for child

Do not buy your kid an AWD car. Why not, other than cost? My closest calls as a new driver came from a RWD car in the snow. Obviously FWD won't spin like RWD, but AWD in inclement weather can be a safety feature. It is just going to encourage them to drive in bad weather and not realize how little ...
by unstartable
Wed Sep 25, 2019 11:58 am
Forum: Personal Consumer Issues
Topic: Teaching as a second career with no prior formal training in teaching
Replies: 24
Views: 1529

Re: Teaching as a second career with no prior formal training in teaching

Alternate route teacher here as well. Teaching is a great job, but you have to really like it. You should shadow a teacher for a couple days before you commit.
by unstartable
Mon Sep 23, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: First car for child
Replies: 129
Views: 8046

Re: First car for child

I'm a high school teacher so I see and hear a lot about teenage driving. My advise would be an older compact or midsize sedan with a base 4 cylinder engine and automatic transmission. Something with front wheel drive and stability control. Do not buy your kid an AWD car. Something like a 2012 Ford F...
by unstartable
Fri Sep 20, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 9089

Re: Acura RDX vs Audi Q5

It sounds like comfort is a major factor for you. Why don't to test drive both and possibly ask for an extended test drive?

Edit: Never mind I didn't read the whole thread.
by unstartable
Thu Sep 19, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Cheaper option than redoing hardwood floors?
Replies: 27
Views: 2450

Re: Cheaper option than redoing hardwood floors?

This might be a perfect job for DIY. It doesn't require a lot of skill but is quite time consuming.
by unstartable
Tue Sep 17, 2019 3:45 pm
Forum: Personal Consumer Issues
Topic: Mustang...GT or Ecoboost?
Replies: 39
Views: 2037

Re: Mustang...GT or Ecoboost?

Honestly I would get the ecoboost. 300 horsepower is enough for some fun, but not get in trouble too quickly. I would also get the limited slip differential.
by unstartable
Tue Sep 17, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

I am just going to very respectfully post a message and retract to my cave: leaf blowers belong in the seventh circle of Hell. I could not agree more. Agree as to gasoline blowers, they are an awful noisy and fume causing invention. But give us users of electric a break, much much less noisy and we...
by unstartable
Mon Sep 16, 2019 7:33 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

Some photos that show the amount of leaves that some of us are dealing with. I wouldn't want to tackle this with an electric blower. And mulching in place will leave a lot of debris. And note in the pictures there's still leaves on the trees, sigh. https://i.ibb.co/6FxZgs3/IMG-1609.jpg https://i.ibb...
by unstartable
Mon Sep 16, 2019 7:13 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

Buy it once and buy it right. I have a Stihl professional backpack blower. It has never failed me. +1 I started with a Stihl handheld, which was good, but didn't have the power to keep the pile moving once it reached a certain size. I upgraded to the Stihl backpack and it was absolutely worth it. +...
by unstartable
Mon Sep 16, 2019 7:11 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

blowing the leaves off the lawn seems really inefficient to me. Every time I watch someone doing it, it seems they walk several miles chasing leaves all over the yard like the world's worst sheepdog. I got a tow-behind vacuum for my mower - Cyclone Rake is the brand. The only extra time compared to...
by unstartable
Mon Sep 16, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Having to consider replacing my car
Replies: 40
Views: 2326

Re: Having to consider replacing my car

I wouldn't be surprised if calipers need servicing or replacing, especially if the brake pads last a long time and the pins haven't been serviced. The cost over replacing just pads and rotors should be pretty minimal.
by unstartable
Fri Sep 13, 2019 1:17 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

I have a bit less than an acre but a lot of trees. My town will pickup bulk leaves from the curb and my pile of leaves is about 5 ft high and 60 ft long, and it's uphill to get to the curb. If you have a large volume of leaves you want the largest backpack blower you can get. Do NOT buy a small blow...
by unstartable
Fri Sep 13, 2019 9:19 am
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 242
Views: 14201

Re: Disciplined with finances, but not so with diet

Lifting heavy weights changed my life.

Some sort of program that uses barbells to do compound lifts and focuses on increasing the amount of weight lifted is both effective and motivating.
by unstartable
Thu Sep 12, 2019 8:16 am
Forum: Personal Consumer Issues
Topic: What older products/tools are better than modern equivalents?
Replies: 54
Views: 4296

Re: What older products/tools are better than modern equivalents?

Watermelons. The ones "without seeds" don't seem to taste as sweet.

Spatulas. It's tough to beat an old metal one with a flat front.

Plug-in power tools, circular saws and Sawzall especially.
by unstartable
Sun Sep 08, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Mensa membership
Replies: 90
Views: 7402

Re: Mensa membership

I once sat next to a group of members of the humanist association in a restaurant. They were having a pretty interesting and civil discussion about current world events and other issues. Maybe something like that would be more your speed.
by unstartable
Thu Sep 05, 2019 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Need to get a car in a hurry.
Replies: 48
Views: 5061

Re: Need to get a car in a hurry.

How is it illegal to buy a car, fix it, and then sell it for profit? Tell me what state you live in where that’s illegal so I can avoid doing business there. Most states require a dealer license, assuming the vehicles are going to be registered eventually. PA, MD, NJ, NY, CT, and CA for sure do. Pe...
by unstartable
Thu Sep 05, 2019 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Need to get a car in a hurry.
Replies: 48
Views: 5061

Re: Need to get a car in a hurry.

You have to fix the Camry anyway in order to sell it. So do that. Then decide if you want to keep driving it, or take your time shopping for a replacement. Why does the car need to be fixed in order to sell it? Who's going to buy a car that's dripping gasoline all over the ground? A do it yourselfe...
by unstartable
Wed Aug 28, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1608

Re: Diesel Chevy Equinox a good idea?

Equinox is rated 39 mpg highway. A Subaru Crosstrek is rated 33 mpg highway. Where I get my gas, gasoline is $2.59 a gallon, diesel $2.85. Doing the math, the diesel (just for fuel) vehicle is cheaper at $11.25 per daily commute. Gas car, $11.77. The Crosstrek (or Outback or Forester) have much mor...
by unstartable
Wed Aug 28, 2019 7:46 pm
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1608

Re: Diesel Chevy Equinox a good idea?

Is this in a part of the country that is flat? If so she should get an inexpensive front wheel drive car and put winter tires on it. She'll be driving about 40,000 miles per year, even if she gets a new car at 200,000 miles, she'll be buying one every 5 years. If AWD is a must, I would look at the l...
by unstartable
Thu Jul 25, 2019 10:18 am
Forum: Personal Consumer Issues
Topic: Car Check Engine Light
Replies: 29
Views: 1493

Re: Car Check Engine Light

Write down the exact code that is being read, be sure to ask if there is more than one. Then Google that code and your car model and year to see what has been said on other forums about that code on your car. This is the best advise. Usually a code could be any number of things. If there's common p...
by unstartable
Wed Jul 24, 2019 7:09 pm
Forum: Personal Investments
Topic: Laid Off - Want to Retire / Am I OK
Replies: 145
Views: 19551

Re: Laid Off - Want to Retire / Am I OK

Can you move to a lower cost of living area to maintain lifestyle while reducing expenses?
by unstartable
Tue Jul 23, 2019 7:03 pm
Forum: Personal Investments
Topic: Can we afford $600k home?
Replies: 98
Views: 7100

Re: Can we afford $600k home?

Where I live the tax on that home would be over $1000/month. That alone would pay quite a bit toward a decent apartment.

Edit: Typo
by unstartable
Tue Jul 23, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: wine in cans
Replies: 34
Views: 2545

Re: wine in cans

I rarely drink wine, but I go to lots of events, parties, small gatherings and drink beer. My wife cannot drink beer b/c gluten allergy so she'll bring along a can of wine. Works perfectly.
by unstartable
Mon Jul 15, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: Can the dealer be trusted?
Replies: 17
Views: 2094

Re: Can the dealer be trusted?

I am not sure why the constant dealership disrespect on this board. I've been in the automotive repair business for almost 40 years and worked at, or with, several types of repair facilities. By far, the best trained, the highest credentialed, and most ethical have been dealership technicians. The ...
by unstartable
Sat Jun 29, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Outdoor Fire Pit - Wood vs. Gas?
Replies: 53
Views: 4003

Re: Outdoor Fire Pit - Wood vs. Gas?

Vote for gas. Really nice thing is you can turn it off at anytime and go to sleep. Also don’t need a wood pile around the back yard.
by unstartable
Sun Jun 16, 2019 10:18 am
Forum: Personal Investments
Topic: Should I invest 100k into a total index or do it slowly
Replies: 58
Views: 6972

Re: Should I invest 100k into a total index or do it slowly

Are you planning to be 100% in stocks? Would starting with a more conservative stock/bond allocation, putting the new money in stocks, and moving some bonds to stock each month help you sleep at night?
by unstartable
Fri Jun 14, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: Buy Mini-Van Tomorrow or No?
Replies: 59
Views: 3737

Re: Buy Mini-Van Tomorrow or No?

Buy the van that you like the most. The difference in reliability is overstated. For a family minivans are much better than SUVs in every way. For a Pacifica, I agree with the above poster who said to look at the plug-in hybrid. Driving around town on electricity is pretty awesome. Only problem is i...
by unstartable
Wed Jun 12, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 5950

Re: (Water Filtration System) Miracle we are all not dead

I once had a sudden mineral taste to the water on a municipal system. I called the water company. They sent someone for no charge to test the water, and left behind some bottles to get a sample for them to test if I ever think there's a problem in the future. Call the water company.
by unstartable
Wed Jun 12, 2019 7:12 am
Forum: Personal Consumer Issues
Topic: Recommend an American medium size car
Replies: 32
Views: 2565

Re: Recommend an American medium size car

I've owned 5 vehicles and 4 of them have been coupes. Choices that I haven't seen above: CTS Coupe, discontinued after 2014, so a bit older than op wanted Dodge Challenger If you go the Mustang or Camaro route, I would think twice about a formal rental. There seems to be a lot of V6 Mustangs and Cam...
by unstartable
Thu Jun 06, 2019 9:17 pm
Forum: Personal Consumer Issues
Topic: Replacing AC, should we also replace furnace?
Replies: 21
Views: 1644

Re: Replacing AC, should we also replace furnace?

I would also consider a heat pump.
by unstartable
Thu Jun 06, 2019 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Attn: teachers....Daughter considering 80% teaching position. Good idea?
Replies: 64
Views: 5309

Re: Attn: teachers....Daughter considering 80% teaching position. Good idea?

I am a teacher, I would take this 80% position, it probably isn't any more or less likely to become full time for year two than another first year position is to continue into year two. Unfortunately, needs change and it's pretty easy for a first year teacher to get laid off. Can she get certified ...
by unstartable
Thu Jun 06, 2019 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Attn: teachers....Daughter considering 80% teaching position. Good idea?
Replies: 64
Views: 5309

Re: Attn: teachers....Daughter considering 80% teaching position. Good idea?

I am a teacher, I would take this 80% position, it probably isn't any more or less likely to become full time for year two than another first year position is to continue into year two. Unfortunately, needs change and it's pretty easy for a first year teacher to get laid off. Can she get certified i...
by unstartable
Thu Jun 06, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: Does a big family need 2 big cars? Question for 3 kid+ families
Replies: 58
Views: 4063

Re: Does a big family need 2 big cars? Question for 3 kid+ families

At the rate you will wear out a car I would get an inexpensive small front wheel drive sedan: Civic, Corolla, etc. Are you really going to make this drive when the weather is bad enough to require AWD to make the trip?
by unstartable
Thu Jun 06, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: New Roof - to RidgeVent or to not RidgeVent
Replies: 39
Views: 4140

Re: New Roof - to RidgeVent or to not RidgeVent

I would recommend this plastic ridge vent instead of the roll.
by unstartable
Thu May 30, 2019 7:23 am
Forum: Investing - Theory, News & General
Topic: Feedback on 403b meeting with school board member
Replies: 27
Views: 1560

Re: Feedback on 403b meeting with school board member

We got Vanguard added in my district. Ended up working with the district CFO to get this done.
by unstartable
Thu May 30, 2019 7:20 am
Forum: Personal Consumer Issues
Topic: Good small SUV or AWD sedan recs
Replies: 39
Views: 2191

Re: Good small SUV or AWD sedan recs

Is the street parking tight? A subcompact SUV may be really nice to have since the overall length is often smaller than a sedan. For example, the Ford Ecosport is only 161" long.
by unstartable
Thu May 30, 2019 6:52 am
Forum: Personal Consumer Issues
Topic: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?
Replies: 31
Views: 2143

Re: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?

I think at today's prices, an 18 V system is a better value, unless you have a good reason to go 12 V (where light weight and slightly smaller size are large advantages). A 18 V drill/impact driver combo is a good place to start. If you ever do any deck building you will be happy to have 18 V.
by unstartable
Wed May 22, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6897

Re: Best small AWD to 'drive into the ground'

Ok, so basically, the new Quattro is also a Haldex system, but just one that Audi claims to be more effective than old versions. These systems have really gotten a lot better than older Haldex systems were. Haldex can also transfer 100% of the torque to the rear in a situation when the front is sli...
by unstartable
Wed May 22, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6897

Re: Best small AWD to 'drive into the ground'

I'm not sure about that. My Subaru is pretty incredible at getting going and stopping on ice and snow. You can feel the car working beneath you especially when you put it in X-mode. Night and day over my FWD Honda Pilot. I can't image snow tires would make the Pilot better than the Outback at getti...
by unstartable
Wed May 22, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6897

Re: Best small AWD to 'drive into the ground'

Haldex bases systems have gotten pretty good. Have you considered a VW?
by unstartable
Tue May 21, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: Chiminea, fire pit or nothing?
Replies: 26
Views: 1969

Re: Chiminea, fire pit or nothing?

My main outdoor space is a deck with no stairs. It has a gas firepit on it. It gets a lot of use. Call it fake if you want, but if I want to sit for 10 minutes with a coffee in the morning I can turn it on, it does it's job, and turn it off with no cleanup.
by unstartable
Tue May 21, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Expensive front load washer/dryer worth it?
Replies: 53
Views: 3707

Re: Expensive front load washer/dryer worth it?

Does anyone have any experience with condensing/ventless dryers? How well they dry, and how long clothes last?
by unstartable
Mon May 20, 2019 7:48 am
Forum: Personal Investments
Topic: 5.5% Load 403(b) Roth vs Low Cost Taxable Account
Replies: 81
Views: 3778

Re: 5.5% Load 403(b) Roth vs Low Cost Taxable Account

So this is a small district. I wouldn't think there is ill-intent involved in how they created this 403(b). I just wonder how anyone looks at such a collection of funds and signs up for it. I'm curious how the decision would be defended. The plan administrator is ether ignorant or getting a kick ba...
by unstartable
Tue May 14, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: Heating with propane?? Good idea?
Replies: 38
Views: 2192

Re: Heating with propane?? Good idea?

[This thread is now in the "Personal Consumer Issues" forum. -- moderator oldcomputerguy] Good day. We live in a very rural area northwest of Cincinnati, Ohio. We currently have an air heat pump system to heat our house. I'm not a big fan, because even when it gets the house to the thermostat tempe...