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nvambith

dodecahedron wrote: ↑Thu Jul 30, 2020 11:06 am At this time, taxpayers can NOT rely with confidence on any federal tax benefits claimed by NYS on the NYS tax dept webpage you linked above.

Thank you very much for the links. It's greatly simplifying to know that this scheme is not applicable. I'll just pay the estimated tax the normal way.

nvambith

I am a resident of NY state (not in NYC). I sold a bunch of stock that I had held for a long time, and I owe a good bit of state tax from the gain (over the federal standard deduction) that I need to pay as estimated tax. This is in addition to standard state tax that is withheld from my paycheck. I...

nvambith

Since you said that you are semi-retired, it's worth noting that covid-19 has been more dangerous for older people. So, it would be more prudent to not rush to asia now, esp because the disease is so new. A year later, there may be a vaccine, medicines, etc.

nvambith

I use kayak. There are lots of filters possible, and using them, you can define your own definition of GOOD (e.g. takeoff time, landing time, stopover time, etc).

nvambith

I'll repost something I said in another thread. We created a google drive shared spreadsheet (one column per month, one row per category), and enter every expense into it by hand. It's a manual way to do what mint / personal capital could do automatically, but doing it manually really gets your hand...

nvambith

I have rented with Fox, and it was just fine.
I try to stick with Enterprise, which generally seems to have good reviews, if the cost difference isn't that large.
But if the saving is substantial, I would go with the cheaper rental.

nvambith

Last Minute Backbenchers Fund

Long :
CMG
TJX
TGT

Short:
TSLA

nvambith

3858.58

nvambith

Noise: if you don’t want to shell out money for noise canceling headphones, I use cheap foam ear plugs. They work pretty well and it’s much easier to sleep in them. Plus they don’t need to be charged. Actually, I use both. Put ear plugs, and then, over-the-ear headphones on top of that. When you ar...

nvambith

I would open it myself. It is not difficult without a time constraint. +1 How many digits is the safe combination ? If it is 4 or 5 digits, I would tackle it 100 combinations at a time, and go through all of them myself over a couple of weeks / months. Seems comparable to the effort + cost of the l...

nvambith

I study VERY carefully and read every review. ... It's tricky to do cancellations, and you are limited on how many refunds you may receive a year, so be sure before you book. +1 for both of those. I have had a lot of great experiences with Airbnb. But I agree that reviews tend towards the positive ...

nvambith

We got this book as a wedding gift from a friend, and it was really cute and we still have it.
https://www.amazon.com/Advice-Happy-Mar ... 446911704/

nvambith

Google search suggested
https://www.lifewire.com/specify-defaul ... ar-1172186

nvambith

I have a 2013 Legacy (no turbo or XT or 3.6) and I have found the engine to be plenty fast. Even the base Legacy engine was a good step above the Impreza when I test drove both (in 2012). I also don't drive very much. While I like my car, I find that many of the maintenance costs don't really slow d...

nvambith

The information I once had regarding the seller, I delete off my phone Sorry to hear of your situation. I wanted to add to the earlier suggestions that you get complete logs of your phone usage from your cell phone provider. I just checked att, and I can see every number I called or texted for in t...

nvambith

First thing to note, it is much more likely for a website that has your logins to get hacked than for your computer to get hacked, or your sheet of paper to get stolen (e.g. see the big hacks at yahoo, equifax, etc in recent years). The real value of lastpass to me is the ability to use different st...

nvambith

After not tracking for a long time, my spouse and I created a google drive shared spreadsheet (one column per month, one row per category), and enter every expense in it by hand. It's a manual way to do what mint / personal capital could do automatically, but doing it manually really gets your hands...

nvambith

I was thin as a child, but I was rather uncoordinated -- not good at sports, always picked last on teams etc. As an adult, I have found individual sports (squash, racquetball, table tennis, tennis) to be much better suited for me than any kind of team sports, because you can get the space and reps t...

nvambith

Both are good, and personally, I would pick based on the driving distance. :) In Berkshires, I have liked Lenox. Great Barrington is also nice. In the Finger Lakes, Ithaca, Watkins Glen, Skaneateles, Hammondsport are all nice, though very spanning a large spectrum of town sizes. You could pick what ...

nvambith

Lots of great responses above.
I also recommend "Seven habits of Highly Effective People" by Stephen Covey.
It's not a directly-applicable cookbook of techniques, but does include a lot of concepts, esp in the Interdependence sections, that will improve your interactions with other people.

nvambith

I think freecodecamp.org is perfectly suited to your situation, in terms of what it is teaching, and will guide you itself.
Google / youtube will provide you with lots of programming content - just search for whatever you are curious about.
All the best!

nvambith

... No one is stopping you from spending your estimated $50K any way you want to - which one did you choose the massage or the donation? I wish I had 50k to spare. :) I would choose the donation. I have done that kind of thing on a much smaller scale, and it's very satisfying. I would never be so p...

nvambith

smitcat wrote: ↑Mon Aug 19, 2019 9:44 am ...
No one is stopping you from spending your estimated $50K any way you want to - which one did you choose the massage or the donation?

I wish I had 50k to spare.

I would choose the donation. I have done that kind of thing on a much smaller scale, and it's very satisfying.

nvambith

While there's no issue with buying a car you can afford, I can't help but feel there must be a better way to spend the extra $50,000* that's being talked about here. Here are some alternatives that would appeal to me. ... You're thinking about this the wrong way. For their generous donation of $90K...

nvambith

While there's no issue with buying a car you can afford, I can't help but feel there must be a better way to spend the extra $50,000* that's being talked about here. Here are some alternatives that would appeal to me. - Get a massage from a good LMT every week (!) for 10 (!) years. That's got to fee...

nvambith

OP, your analysis really hinges on the 4 years. But this is life, lots of things can happen, and you may end up doing something different after 4 years. You should consider a range of outcomes. e.g. wanting to move after 2 years, to staying for 10 or more years. Also, a range on how well you will li...

nvambith

Any shoe recommendations for indoor courts? I have been using these shoes for squash for a while now, and I am really happy with them. https://www.squashgear.com/asics-gel-rocket-7-mens-court-shoes-red-black-flash-yellow.html Also, if you call squashgear, the are very helpful over the phone, and ca...

nvambith

I you are concerned the easier/better solution is probably to put these documents into plastic sheet protectors without actually laminating them. I would also take high quality color scans and store the digital images someplace. +1 for both plastic sheet protectors and digital copies. Plastic sheet...

nvambith

I am also a squash player - not as good as you, but I have improved a lot since I started (not natural at sports). I have found a few things very helpful. - Go on a court by yourself. Hit the ball around, but try to predict exactly where each shot is going to land before you hit it. If it does not g...

nvambith

This thread seems to be focusing mostly on the blind-spot-monitoring. :) So, let me add to that. :D I do use properly adjusted side mirrors which eliminate the blind-spot, and that's definitely great, but I have still found the blind-spot-monitoring to be useful on rental cars (my regular car does n...

nvambith

I have a similar setup (rented townhouse in Santa Clara), though a bit more profitable (no mortgage). We have kept it as a hedge against bay area property costs in case we ever want to move back to the bay area. It may not be the best investment, but it is nice to know that the option to return is t...

nvambith

I have owned a tempurpedic mattress, and I have a non-spring cotton / foam mattress now. I find that they always develop some non-flatness over a few years, no matter how you rotate them etc. The slight non-flatness doesn't really matter if you are a back sleeper, but if you are a side sleeper, you'...

nvambith

Regarding career, the bay area has offices for almost every large semiconductor company, all of whom hire EEs. https://finance.yahoo.com/quote/%5ESOX/components/ In addition, the large "SW" companies like Apple, Google, FB, etc also have large HW divisions. If he is not too excited about h...

nvambith

As an Indian person, I am usually looking more for home-style food than restaurant food, but here are the blogs that usually work well for me. https://www.padhuskitchen.com/ - home-style south indian http://shobhapink.blogspot.com/ - home-style north indian https://www.veganricha.com/ - westernized ...

nvambith

I am not really a car guy, but had researched luxury cars when buying my last car. I realized that I could stomach shelling out a ton of money once, but could not stomach spending on premium gas and expensive repairs every time. So, definitely think through that emotional axis. If you are basically ...

nvambith

OP, I think people on this thread are being too harsh in their judgements. I think your husband mainly wants to not feel hamstrung in decisions related to his business. This is esp understandable, given his background / father's experience. He may also have a feeling that the business is "his&q...

nvambith

OP, I'm about your height and weigh a little bit more, and Old Navy Bootcut jeans fit me really well. I just keep buying them again and again. They last about a year or two (of daily use), but are also relatively cheap - under $40 full-price, but you can frequently find a deal around $25 - $30. They...

nvambith

I bought my Samsung Galaxy S5 in Nov 2014, and I am still using it happily. It works just fine for what I do. I did get the battery replaced in 2017. The old battery had a distinct swelling and that made the screen crack a little bit. The new battery cost just $10 on Amazon. The screen crack is not ...

nvambith

I found the website : https://socialsecurity.tools/ very useful for all kinds of what-if questions.
I found out about it from some thread here a few days back.

nvambith

Better toilet paper.
Not joking.
Quilted Northern Ultra Plush TP is the one.
The cost difference is relatively small, but it's nice to have really good TP.

nvambith

People mostly said everything, but I'll add my comments in case it helps. Weather, while nicer than NYC in the winter, should not be considered wonderful. It's never genuinely hot or cold, which sounds nice, but really means that you cannot really be too far from a jacket even in summer (in the even...

nvambith

I don't fly too often, but I have flown all the airlines, and I can corroborate the 'Delta > United > American' assessment. I usually try to fly Delta because from my location it connects through DTW, which is a very good airport for connections in multiple ways (nice airport, lower probability of d...

nvambith

2788.32

nvambith

IMHO, if you just state what you would like using "I-statments" (statements that are all about you) with some explanation, you should be able to do it without it being offensive. Something like, "Given the risk that I perceive in being in a small company, I would not be comfortable mo...

nvambith

There are lot of such heaters. We got one from Target a few years back, and use it to heat just the bedroom instead of having to heat the whole house. It has a choice of temperatures : 60,65,70,75,80 F.

nvambith

Just got back from Colorado last month. Because of the construction at the top of pikes peak, it was recommended to not bother going there. You can check the webcam and see what it looks like. We went up Mt Evans instead and loved it. It's paved all the way, and lots of nice stops along the way. It ...

nvambith

The finance buff has a paid offer to find a good advisor for you. https://thefinancebuff.com/ https://adviceonlyfinancial.com/how-to-find-advice-only?utm_source=thefinancebuff.com&utm_medium=referral&utm_campaign=menu I haven't used the service, but I follow the finance buff, and he is a goo...

nvambith

I want to add a couple of books that are more self-growth, unlike most other books on this list which tend towards factual. - Eastern Body Western Mind by Anodea Judith. - Thich Nhat Hanh: Essential Writings Both have been substantially useful to me in improving my understanding of myself, and of ho...

nvambith

Congratulations on having a good problem. I have been through some similar situations. Contrary to other people, and your own take, I would suggest keeping a substantial percentage of the stock (say, 50-75%), and creating an EF (or some other investment) with the part you do sell. You seem to be in ...

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