Search found 39 matches

by nvambith
Mon Nov 04, 2019 11:56 pm
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 64
Views: 6233

Re: Airbnb - Guide a beginner

I study VERY carefully and read every review. ... It's tricky to do cancellations, and you are limited on how many refunds you may receive a year, so be sure before you book. +1 for both of those. I have had a lot of great experiences with Airbnb. But I agree that reviews tend towards the positive ...
by nvambith
Mon Nov 04, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Wedding gift from brother
Replies: 28
Views: 3834

Re: Wedding gift from brother

We got this book as a wedding gift from a friend, and it was really cute and we still have it.
https://www.amazon.com/Advice-Happy-Mar ... 446911704/
by nvambith
Tue Oct 22, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: Subaru Legacy
Replies: 9
Views: 978

Re: Subaru Legacy

I have a 2013 Legacy (no turbo or XT or 3.6) and I have found the engine to be plenty fast. Even the base Legacy engine was a good step above the Impreza when I test drove both (in 2012). I also don't drive very much. While I like my car, I find that many of the maintenance costs don't really slow d...
by nvambith
Fri Oct 18, 2019 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: I bought a STOLEN vehicle!!!
Replies: 106
Views: 15181

Re: I bought a STOLEN vehicle!!!

The information I once had regarding the seller, I delete off my phone Sorry to hear of your situation. I wanted to add to the earlier suggestions that you get complete logs of your phone usage from your cell phone provider. I just checked att, and I can see every number I called or texted for in t...
by nvambith
Wed Oct 09, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: lastpass noob question
Replies: 40
Views: 3165

Re: lastpass noob question

First thing to note, it is much more likely for a website that has your logins to get hacked than for your computer to get hacked, or your sheet of paper to get stolen (e.g. see the big hacks at yahoo, equifax, etc in recent years). The real value of lastpass to me is the ability to use different st...
by nvambith
Sun Sep 29, 2019 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Do you know what your partner spends money on?
Replies: 80
Views: 6546

Re: Do you know what your partner spends money on?

After not tracking for a long time, my spouse and I created a google drive shared spreadsheet (one column per month, one row per category), and enter every expense in it by hand. It's a manual way to do what mint / personal capital could do automatically, but doing it manually really gets your hands...
by nvambith
Thu Sep 26, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 9524

Re: Physical activity suggestions for a non athletic youth

I was thin as a child, but I was rather uncoordinated -- not good at sports, always picked last on teams etc. As an adult, I have found individual sports (squash, racquetball, table tennis, tennis) to be much better suited for me than any kind of team sports, because you can get the space and reps t...
by nvambith
Sat Sep 14, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: The Berkshires or Finger Lakes?
Replies: 15
Views: 1852

Re: The Berkshires or Finger Lakes?

Both are good, and personally, I would pick based on the driving distance. :) In Berkshires, I have liked Lenox. Great Barrington is also nice. In the Finger Lakes, Ithaca, Watkins Glen, Skaneateles, Hammondsport are all nice, though very spanning a large spectrum of town sizes. You could pick what ...
by nvambith
Sun Sep 01, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Improving soft skills
Replies: 35
Views: 3391

Re: Improving soft skills

Lots of great responses above.
I also recommend "Seven habits of Highly Effective People" by Stephen Covey.
It's not a directly-applicable cookbook of techniques, but does include a lot of concepts, esp in the Interdependence sections, that will improve your interactions with other people.
by nvambith
Tue Aug 20, 2019 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Looking for a computer coding mentor
Replies: 13
Views: 1254

Re: Looking for a computer coding mentor

I think freecodecamp.org is perfectly suited to your situation, in terms of what it is teaching, and will guide you itself.
Google / youtube will provide you with lots of programming content - just search for whatever you are curious about.
All the best!
by nvambith
Mon Aug 19, 2019 10:45 am
Forum: Personal Consumer Issues
Topic: Aliens have captured my husband [wants to buy a Porsche]
Replies: 138
Views: 11208

Re: Aliens have captured my husband [wants to buy a Porsche]

... No one is stopping you from spending your estimated $50K any way you want to - which one did you choose the massage or the donation? I wish I had 50k to spare. :) I would choose the donation. I have done that kind of thing on a much smaller scale, and it's very satisfying. I would never be so p...
by nvambith
Mon Aug 19, 2019 10:08 am
Forum: Personal Consumer Issues
Topic: Aliens have captured my husband [wants to buy a Porsche]
Replies: 138
Views: 11208

Re: Aliens have captured my husband [wants to buy a Porsche]

smitcat wrote:
Mon Aug 19, 2019 9:44 am
...
No one is stopping you from spending your estimated $50K any way you want to - which one did you choose the massage or the donation?
I wish I had 50k to spare. :) I would choose the donation. I have done that kind of thing on a much smaller scale, and it's very satisfying.
by nvambith
Mon Aug 19, 2019 10:04 am
Forum: Personal Consumer Issues
Topic: Aliens have captured my husband [wants to buy a Porsche]
Replies: 138
Views: 11208

Re: Aliens have captured my husband [wants to buy a Porsche]

While there's no issue with buying a car you can afford, I can't help but feel there must be a better way to spend the extra $50,000* that's being talked about here. Here are some alternatives that would appeal to me. ... You're thinking about this the wrong way. For their generous donation of $90K...
by nvambith
Mon Aug 19, 2019 9:19 am
Forum: Personal Consumer Issues
Topic: Aliens have captured my husband [wants to buy a Porsche]
Replies: 138
Views: 11208

Re: Aliens have captured my husband [wants to buy a Porsche]

While there's no issue with buying a car you can afford, I can't help but feel there must be a better way to spend the extra $50,000* that's being talked about here. Here are some alternatives that would appeal to me. - Get a massage from a good LMT every week (!) for 10 (!) years. That's got to fee...
by nvambith
Wed Jul 17, 2019 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Risks of buying a Bay Area home with 4-year time horizon?
Replies: 26
Views: 2395

Re: Risks of buying a Bay Area home with 4-year time horizon?

OP, your analysis really hinges on the 4 years. But this is life, lots of things can happen, and you may end up doing something different after 4 years. You should consider a range of outcomes. e.g. wanting to move after 2 years, to staying for 10 or more years. Also, a range on how well you will li...
by nvambith
Sat Jun 29, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: Pickleball Paddle recommendation?
Replies: 60
Views: 3901

Re: Pickleball Paddle recommendation?

Any shoe recommendations for indoor courts? I have been using these shoes for squash for a while now, and I am really happy with them. https://www.squashgear.com/asics-gel-rocket-7-mens-court-shoes-red-black-flash-yellow.html Also, if you call squashgear, the are very helpful over the phone, and ca...
by nvambith
Mon Jun 10, 2019 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Laminating important documents - a good idea?
Replies: 34
Views: 2661

Re: Laminating important documents - a good idea?

I you are concerned the easier/better solution is probably to put these documents into plastic sheet protectors without actually laminating them. I would also take high quality color scans and store the digital images someplace. +1 for both plastic sheet protectors and digital copies. Plastic sheet...
by nvambith
Mon Jun 10, 2019 9:34 am
Forum: Personal Consumer Issues
Topic: How to get good at a racket sport without coaching?
Replies: 43
Views: 1577

Re: How to get good at a racket sport without coaching?

I am also a squash player - not as good as you, but I have improved a lot since I started (not natural at sports). I have found a few things very helpful. - Go on a court by yourself. Hit the ball around, but try to predict exactly where each shot is going to land before you hit it. If it does not g...
by nvambith
Fri Jun 07, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: New Camry Questions
Replies: 101
Views: 6534

Re: New Camry Questions

This thread seems to be focusing mostly on the blind-spot-monitoring. :) So, let me add to that. :D I do use properly adjusted side mirrors which eliminate the blind-spot, and that's definitely great, but I have still found the blind-spot-monitoring to be useful on rental cars (my regular car does n...
by nvambith
Mon May 27, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Would you keep this rental? Bay Area
Replies: 28
Views: 2383

Re: Would you keep this rental? Bay Area

I have a similar setup (rented townhouse in Santa Clara), though a bit more profitable (no mortgage). We have kept it as a hedge against bay area property costs in case we ever want to move back to the bay area. It may not be the best investment, but it is nice to know that the option to return is t...
by nvambith
Sat May 18, 2019 2:58 am
Forum: Personal Consumer Issues
Topic: Foam vs pillow-top? Mattresses for the long term
Replies: 17
Views: 1628

Re: Foam vs pillow-top? Mattresses for the long term

I have owned a tempurpedic mattress, and I have a non-spring cotton / foam mattress now. I find that they always develop some non-flatness over a few years, no matter how you rotate them etc. The slight non-flatness doesn't really matter if you are a back sleeper, but if you are a side sleeper, you'...
by nvambith
Sat May 11, 2019 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Advice sought for my Son, Career and Investing
Replies: 14
Views: 1001

Re: Advice sought for my Son, Career and Investing

Regarding career, the bay area has offices for almost every large semiconductor company, all of whom hire EEs. https://finance.yahoo.com/quote/%5ESOX/components/ In addition, the large "SW" companies like Apple, Google, FB, etc also have large HW divisions. If he is not too excited about his current...
by nvambith
Wed May 08, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: Indian cookbooks
Replies: 25
Views: 2735

Re: Indian cookbooks

As an Indian person, I am usually looking more for home-style food than restaurant food, but here are the blogs that usually work well for me. https://www.padhuskitchen.com/ - home-style south indian http://shobhapink.blogspot.com/ - home-style north indian https://www.veganricha.com/ - westernized ...
by nvambith
Mon Apr 15, 2019 7:54 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 10500

Re: Luxury car recommendations?

I am not really a car guy, but had researched luxury cars when buying my last car. I realized that I could stomach shelling out a ton of money once, but could not stomach spending on premium gas and expensive repairs every time. So, definitely think through that emotional axis. If you are basically ...
by nvambith
Fri Apr 05, 2019 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Married couples: can you have a team mentality with separate finances?
Replies: 183
Views: 9551

Re: Married couples: can you have a team mentality with separate finances?

OP, I think people on this thread are being too harsh in their judgements. I think your husband mainly wants to not feel hamstrung in decisions related to his business. This is esp understandable, given his background / father's experience. He may also have a feeling that the business is "his" thing...
by nvambith
Mon Mar 25, 2019 10:58 am
Forum: Personal Consumer Issues
Topic: Nice men's jeans
Replies: 53
Views: 3738

Re: Nice men's jeans

OP, I'm about your height and weigh a little bit more, and Old Navy Bootcut jeans fit me really well. I just keep buying them again and again. They last about a year or two (of daily use), but are also relatively cheap - under $40 full-price, but you can frequently find a deal around $25 - $30. They...
by nvambith
Wed Mar 20, 2019 11:08 pm
Forum: Personal Consumer Issues
Topic: When is it time for a new smartphone?
Replies: 66
Views: 4510

Re: When is it time for a new smartphone?

I bought my Samsung Galaxy S5 in Nov 2014, and I am still using it happily. It works just fine for what I do. I did get the battery replaced in 2017. The old battery had a distinct swelling and that made the screen crack a little bit. The new battery cost just $10 on Amazon. The screen crack is not ...
by nvambith
Wed Mar 06, 2019 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated SS payment just went DOWN
Replies: 9
Views: 1391

Re: Estimated SS payment just went DOWN

I found the website : https://socialsecurity.tools/ very useful for all kinds of what-if questions.
I found out about it from some thread here a few days back.
by nvambith
Mon Jan 28, 2019 9:03 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 46950

Re: What lifestyle creep made you happier?

Better toilet paper.
Not joking.
Quilted Northern Ultra Plush TP is the one.
The cost difference is relatively small, but it's nice to have really good TP.
by nvambith
Thu Jan 24, 2019 8:15 pm
Forum: Personal Consumer Issues
Topic: Is it wise to move from NewYorkCity to Sunnyvale CA, Lifestyle choice to be more outdoorsy - warm weather
Replies: 61
Views: 6129

Re: Is it wise to move from NewYorkCity to Sunnyvale CA, Lifestyle choice to be more outdoorsy - warm weather

People mostly said everything, but I'll add my comments in case it helps. Weather, while nicer than NYC in the winter, should not be considered wonderful. It's never genuinely hot or cold, which sounds nice, but really means that you cannot really be too far from a jacket even in summer (in the even...
by nvambith
Sat Jan 05, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: United, American Airlines, Delta--about the same?
Replies: 144
Views: 8509

Re: United, American, Delta--about the same?

I don't fly too often, but I have flown all the airlines, and I can corroborate the 'Delta > United > American' assessment. I usually try to fly Delta because from my location it connects through DTW, which is a very good airport for connections in multiple ways (nice airport, lower probability of d...
by nvambith
Sun Dec 02, 2018 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Megacorp vs Small Company
Replies: 23
Views: 2099

Re: Megacorp vs Small Company

IMHO, if you just state what you would like using "I-statments" (statements that are all about you) with some explanation, you should be able to do it without it being offensive. Something like, "Given the risk that I perceive in being in a small company, I would not be comfortable moving (or it wou...
by nvambith
Tue Nov 13, 2018 12:13 am
Forum: Personal Consumer Issues
Topic: Any space heaters that automatically maintain a temperature in a room!
Replies: 36
Views: 3732

Re: Any space heaters that automatically maintain a temperature in a room!

There are lot of such heaters. We got one from Target a few years back, and use it to heat just the bedroom instead of having to heat the whole house. It has a choice of temperatures : 60,65,70,75,80 F.
by nvambith
Mon Jul 09, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: Ruby Anniversary(40) - Pikes Peak & Estes Park
Replies: 15
Views: 1317

Re: Ruby Anniversary(40) - Pikes Peak & Estes Park

Just got back from Colorado last month. Because of the construction at the top of pikes peak, it was recommended to not bother going there. You can check the webcam and see what it looks like. We went up Mt Evans instead and loved it. It's paved all the way, and lots of nice stops along the way. It ...
by nvambith
Wed Jan 10, 2018 12:51 pm
Forum: Personal Investments
Topic: Spanish speaker fee only adviser
Replies: 4
Views: 481

Re: Spanish speaker fee only adviser

The finance buff has a paid offer to find a good advisor for you.
https://thefinancebuff.com/
https://adviceonlyfinancial.com/how-to- ... paign=menu

I haven't used the service, but I follow the finance buff, and he is a good guy.
by nvambith
Wed Aug 23, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 116
Views: 15011

Re: Non-fiction bucket list

I want to add a couple of books that are more self-growth, unlike most other books on this list which tend towards factual. - Eastern Body Western Mind by Anodea Judith. - Thich Nhat Hanh: Essential Writings Both have been substantially useful to me in improving my understanding of myself, and of ho...
by nvambith
Tue Aug 08, 2017 11:34 am
Forum: Personal Investments
Topic: Selling company stock (90% of portfolio)
Replies: 31
Views: 3612

Re: Selling company stock (90% of portfolio)

Congratulations on having a good problem. I have been through some similar situations. Contrary to other people, and your own take, I would suggest keeping a substantial percentage of the stock (say, 50-75%), and creating an EF (or some other investment) with the part you do sell. You seem to be in ...