Search found 455 matches

by DanMahowny
Tue Sep 18, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: Tesla Refund
Replies: 19
Views: 2269

Re: Tesla Refund

OP- this is a common problem. Spend some time on Tesla forums, twitter and you'll see lots more. It gets far worse.

I hope you get your deposit back before Tesla enters bankruptcy protection.

For the record, I got my deposit back with no problems. Good luck, man.
by DanMahowny
Mon Sep 17, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 93
Views: 4356

Re: Dilemma: Add room to current house or buy new house?

Watty wrote:
Mon Sep 17, 2018 10:02 am
Family counseling.

That is not meant to be snarky but if 6000 square feet is not big enough then there is something else going on that should be looked into.
I stopped reading when I arrived at Watty's brilliant post.

Nailed it.
by DanMahowny
Sun Sep 16, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3289
Views: 994504

Re: What Book Are You Currently Reading? Part VI

You can find lists of the rules online and the actual rules are fine enough. They are right along the lines of what your mother or an aunt might tell you. But I found the text "explaining" the rules to be tedious and pedantic and sometimes ridiculous. This included claims that "order" is male and "...
by DanMahowny
Thu Sep 13, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Pet insurance
Replies: 31
Views: 2709

Re: Pet insurance

I'll never buy pet insurance. But I do pay high acquisition costs for my dogs. Currently own two German Shepherds @ $6k and $7k each, plus transportation costs. Also spend a lot on food- raw meat.

Vet bills are nil. These dogs are near bulletproof.
by DanMahowny
Sun Sep 09, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6658

Re: I think my father has a gambling problem

Doom&Gloom wrote:
Sun Sep 09, 2018 3:05 pm
Son???

If I ever see you contributing to Eliot Jacobson's bottom line your inheritance is in real jeopardy! Nothing wrong with getting that book from the library though. Now get back to your schoolwork!
Funny stuff man.

I know Jacobson. And he hates me more than I hate him.
by DanMahowny
Sun Sep 09, 2018 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6658

Re: I think my father has a gambling problem

Agree. Poker is the last game I would recommend.
by DanMahowny
Sun Sep 09, 2018 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6658

Re: I think my father has a gambling problem

If he's mentally sharp, he should learn how to WIN. It's not that hard to have an edge over casinos. You need some specialized knowledge and lots of discipline. Start here: https://www.amazon.com/Advanced-Advantage-Play-Safeguarding-Promotions/dp/1883423392/ref=sr_1_1?ie=UTF8&qid=1536520006&sr=8-1&k...
by DanMahowny
Sun Sep 09, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: What will you do when you find you have more money than expected?
Replies: 91
Views: 9640

Re: What will you do when you find you have more money than expected?

interesting thread. We're in this spot right now.

Leaning toward buying some land, and building a house. But not sure.

Don't have much interest leaving money to kids or charity. If we don't increase spending, we'll probably dump money into lifetime annuity instead of give it away.
by DanMahowny
Sat Sep 08, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: Go to Istanbul next week. Any suggestions
Replies: 49
Views: 3514

Re: Go to Istanbul next week. Any suggestions

Are you going there voluntarily?

If yes, can you be persuaded to not go?
by DanMahowny
Thu Sep 06, 2018 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4574

Re: To Be or Not to Be...Married

People that ask strangers on the internet if they should get married or not probably don't have a very high success rate in marriage.
by DanMahowny
Wed Sep 05, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: Selling a car to CarMax
Replies: 74
Views: 5696

Re: Selling a car to CarMax

"No haggling" simply means the consumer is getting the shaft.
by DanMahowny
Tue Sep 04, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Types of seed for new lawn or sod?
Replies: 24
Views: 1539

Re: Types of seed for new lawn or sod?

Kentucky Bluegrass is likely very popular in your region.

I'd recommend Tall Fescue.
by DanMahowny
Mon Sep 03, 2018 12:02 pm
Forum: Investing - Theory, News & General
Topic: If the market is so hard to beat, why did a rapper beat it by 40%?
Replies: 61
Views: 3532

Re: If the market is so hard to beat, why did a rapper beat it by 40%?

Kanye is a pretty smart dude.

Except for the whole Kim thing. Hell is he thinking?
by DanMahowny
Mon Sep 03, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: Another car (truck) buying question
Replies: 20
Views: 1211

Re: Another car (truck) buying question

Do it man. Trucks are the bomb.

Both F150 and Ram are solid options. I'd take a look at a Tundra, too.

If tempted, drive a F350 (or F450) SuperDuty Turbo Diesel. But, be careful, or you may end up spending around $80k.

Have fun man.
by DanMahowny
Sat Sep 01, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Do you take advantage of all identity monitoring offers?
Replies: 20
Views: 1097

Re: Do you take advantage of all identity monitoring offers?

The "monitoring services" are a waste, at best.

They are more likely to increase your risk of identity theft.

Freeze your credit. This is your best defense.
by DanMahowny
Sat Sep 01, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: The twenty dollar rule
Replies: 44
Views: 3830

Re: The twenty dollar rule

Track your expenses over a period of 3 months or so, without any restrictions or reporting requirements. Record every penny. Then sit down with your wife and review that spending. There will be some eye openers. Then come up with a budget — or spending plan, if you prefer — based on your joint prio...
by DanMahowny
Sat Sep 01, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: The twenty dollar rule
Replies: 44
Views: 3830

Re: The twenty dollar rule

My wife and I do not impose any spending limits on each other.

We do track what we spend and we both make wise spending decisions.

Our spending is congruent with our financial goal- build our net worth.

We NEVER fight about money, EVER.
by DanMahowny
Fri Aug 31, 2018 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Best Checking Account?
Replies: 45
Views: 2756

Re: Best Checking Account?

Nate79 wrote:
Fri Aug 31, 2018 10:55 am
Schwab. Free everything.
Yes. This one.
by DanMahowny
Wed Aug 29, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: Bone in my food
Replies: 107
Views: 4065

Re: Bone in my food

C'mon man, get over yourself.

Why all the drama? It was a bone in the meat.
by DanMahowny
Tue Aug 28, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 3924

Re: Recommend a good SOCK. Yes, I said SOCK!

Darn Tough is the best.

I also own expensive socks from LL Bean and Duluth Trading. They are also great socks and worth the money, but Darn Tough is the best.
by DanMahowny
Tue Aug 28, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Best ultra thin pocket knife?
Replies: 54
Views: 3432

Re: Best ultra thin pocket knife?

I can't contribute much to the investment side of this site, but I definitely know "pocket knives" and hand torches (flashlights)! I'm addicted to both. :mrgreen: My EDC (Everyday Carry) is a Chris Reeves Mnandi. Nice sized true pocket knife. Solid blade that holds an edge well. They come in a vari...
by DanMahowny
Mon Aug 27, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: How often do you change your HVAC filters?
Replies: 57
Views: 3072

Re: How often do you change your HVAC filters?

I used to change every 6 months.

But now I have two German Shepherds and I change the filter every 4 months.
by DanMahowny
Sun Aug 26, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: Best ultra thin pocket knife?
Replies: 54
Views: 3432

Re: Best ultra thin pocket knife?

I freaking love knives. I own 74 of them, ranging in price from $60 to $3,500 (the $3,500 knife is worth around $6k today). I'd suggest the OP start by perusing offerings by Benchmade and Spyderco. Also, us "knife guys" believe knives are tools, not weapons. And the super-expensive knives are consid...
by DanMahowny
Sun Aug 26, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Online purchase of Honda (Clarity Plug-In Hybrid) - No-nonsense pricing
Replies: 2
Views: 363

Re: Online purchase of Honda (Clarity Plug-In Hybrid) - No-nonsense pricing

"No-nonsense pricing" and "No-haggle pricing" just means the buyer is getting screwed.

They take away your ability to negotiate a better price.

Of course, "no-haggle" is better than paying full sticker price, but you're still getting screwed.
by DanMahowny
Sat Aug 25, 2018 11:01 am
Forum: Personal Consumer Issues
Topic: Rant - Why is everything so poorly made today
Replies: 12
Views: 1065

Re: Rant - Why is everything so poorly made today

HEDGEFUNDIE wrote:
Sat Aug 25, 2018 11:00 am
If they made stuff that lasted we probably wouldn’t see the S&P 500 hit new highs this week.

So you know, tradeoffs.
Good point. Very good point, actually. Well done.
by DanMahowny
Sat Aug 25, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: Rant - Why is everything so poorly made today
Replies: 12
Views: 1065

Re: Rant - Why is everything so poorly made today

Same here man. I'd gladly pay more for a quality product.

When I buy, I look for versions that figure to last longer than me. Indeed, that's hard to find.

We live in a disposable society.
by DanMahowny
Fri Aug 24, 2018 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: Is Treasury Direct worth the hassle?
Replies: 52
Views: 4709

Re: Is Treasury Direct worth the hassle?

I still have my "super-secret-password-decoder-card-thingy" (SSPDCT).

Anyone remember those?
by DanMahowny
Fri Aug 24, 2018 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage [How should finances be handled?]
Replies: 74
Views: 7662

Re: Marriage [How should finances be handled?]

Me and wifey are a team. There's no such thing as "my money" or "her money". It's all OUR money.

Of course, some accounts are in my name, and some in her name, but doesn't matter. We're a team.

Married for 24 years. Not a single money argument, ever.

Good luck man.
by DanMahowny
Fri Aug 24, 2018 4:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3289
Views: 994504

Re: What Book Are You Currently Reading? Part VI

The First Fifteen Lives of Harry August
by DanMahowny
Fri Aug 24, 2018 1:46 pm
Forum: Investing - Help with Personal Investments
Topic: Is Treasury Direct worth the hassle?
Replies: 52
Views: 4709

Re: Is Treasury Direct worth the hassle?

Every week, I buy t-bills, 4wk, 13wk, 26wk, 52wk.

Never a problem. Never a hassle. So far.
by DanMahowny
Fri Aug 24, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 89
Views: 14877

Re: The Fall of Consumer Reports

Yep. It's an "old people" rag.
by DanMahowny
Thu Aug 23, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Test your cognitive biases
Replies: 89
Views: 5260

Re: Test your cognitive biases

VictoriaF wrote:
Thu Aug 23, 2018 4:46 pm
It's a government ploy to distract statistics enthusiasts from their poverty, misery and general unhappiness by duping them in competitive test taking.

I was duped.

Thanks for starting the thread Victoria. Good stuff.
by DanMahowny
Thu Aug 23, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: relationship issues - advise needed
Replies: 51
Views: 4088

Re: relationship issues - advise needed

Marriage councilors are a waste of time, money. Marriage councilor's divorce rate is higher than the general population. No different than hiring a bankrupt financial advisor, or a fat personal trainer. Therapists, in general, are losers, and shouldn't be "helping" anyone. Check it out Save time; ju...
by DanMahowny
Thu Aug 23, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 8488

Re: $65K Fun Daily Driver

I'm different. When I think of "fun daily driver", I think of a Ford F450 Power Stroke Turbo Diesel dually. And it's more like $90k.
by DanMahowny
Thu Aug 23, 2018 11:07 am
Forum: Forum Issues and Administration
Topic: Rating system for posts/posters ?
Replies: 60
Views: 2536

Re: Rating system for posts/posters ?

"We wouldn't spend so much time worrying about what people think of us if we realized how seldom they do."
by DanMahowny
Thu Aug 23, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: Test your cognitive biases
Replies: 89
Views: 5260

Re: Test your cognitive biases

I scored "better than 75%-100% of college graduates".

Full disclosure- if my result sucked, I would've thought, "That test was stupid." and I wouldn't have posted my result.
by DanMahowny
Thu Aug 23, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Need recommendation for home alarm system
Replies: 48
Views: 4271

Re: Need recommendation for home alarm system

Home alarm systems provide a false sense of security.

Get a dog.
by DanMahowny
Wed Aug 22, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10322

Re: I own 1,387 items!

My dog "owns" more than 100 things.
by DanMahowny
Wed Aug 22, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10322

Re: I own 1,387 items!

I'm hoping this thread gets deleted, not just locked... 😞 This thread has the potential to be great. I hope it goes on and on. It's fascinating! I can't believe people would actually count how many items they own??? This can't be a real thing, can it??? 100 items? No way this is real, but it is ent...
by DanMahowny
Tue Aug 21, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you put away in investments?
Replies: 66
Views: 5428

Re: How much do you put away in investments?

Roughly 30% of gross income for 25 years. Retired at 42.
by DanMahowny
Tue Aug 21, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Finishing a Basement
Replies: 20
Views: 3145

Re: Finishing a Basement

I would advise against finishing a basement. Make the kids play outside instead. If you insist, watch this before getting involved with a contractor. Contractors are the devil. https://www.youtube.com/watch?v=j7zVv_rbLnI&t=1079s What an ignorant statement. My kids are always outside when they can, ...
by DanMahowny
Tue Aug 21, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Finishing a Basement
Replies: 20
Views: 3145

Re: Finishing a Basement

I would advise against finishing a basement. Make the kids play outside instead.

If you insist, watch this before getting involved with a contractor. Contractors are the devil.

https://www.youtube.com/watch?v=j7zVv_rbLnI&t=1079s
by DanMahowny
Tue Aug 21, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: I saved $3,200 on a $23,500 car with minimal stress.
Replies: 45
Views: 6019

Re: I saved $3,200 on a $23,500 car with minimal stress.

Dolcetto wrote:
Mon Aug 20, 2018 5:09 pm
1. I decided on the exact model, trim level, and color I wanted first. A Subaru Impreza 5-door Premium. This is a very popular vehicle in my area.
Great car. Nice pick.
by DanMahowny
Mon Aug 20, 2018 7:22 pm
Forum: Personal Consumer Issues
Topic: Thoughts on starting fresh?
Replies: 11
Views: 927

Re: Thoughts on starting fresh?

Great post. Congrats on the new job, new place.

Really like what you're doing. Keep it up man.

Post updates.
by DanMahowny
Mon Aug 20, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3686
Views: 1056885

Re: What Movie Have You Recently Watched?

wootwoot wrote:
Tue Mar 13, 2018 10:34 pm
Scarface. It's a classic American tale about taking capitalism to extremes
Yes! My favorite movie.

Scarface fans will appreciate this, "Scarface School Play"
https://www.youtube.com/watch?v=uovMpapeCJQ
by DanMahowny
Mon Aug 20, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 48
Views: 5356

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

I mostly read non-fiction; and can't possibly narrow it down to 3 books.

But the "Best Of" fiction list contains just one book.

Replay by Ken Grimwood
by DanMahowny
Sun Aug 19, 2018 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: Where to put the first $5000
Replies: 24
Views: 1869

Re: Where to put the first $5000

Low cost S&P 500 Index fund or etf. Leave it there.
by DanMahowny
Sun Aug 19, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 89
Views: 14877

Re: The Fall of Consumer Reports

CR was fantastic back in the day. Today, they are irrelevant, at best.

I was a bit stubborn (perhaps stupid) and stuck with my CR subscription longer than I should have.

My uncle still has his subscription. He's older than dirt. Makes sense.