Search found 585 matches

by DanMahowny
Thu Feb 21, 2019 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Side gig ideas with minimal requirements?
Replies: 86
Views: 4169

Re: Side gig ideas with minimal requirements?

Advantage gambler.

Easy if you have lots of discipline. Just add a bankroll and some knowledge (widely available)
by DanMahowny
Wed Feb 20, 2019 10:17 am
Forum: Personal Consumer Issues
Topic: Darn Tough Socks....Boxers???
Replies: 18
Views: 1969

Re: Darn Tough Socks....Boxers???

Will do good wrote:
Tue Feb 19, 2019 8:26 pm
If you like the properties of merino wool, Costco sell socks in the fall for about $12 for 4 pairs.
Yes, I grabbed some of these. Not the "best" socks I own, but very happy with them. Excellent value- easily worth more than $3 p/pair.
by DanMahowny
Wed Feb 20, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: purchasing new furnace tips
Replies: 35
Views: 1630

Re: purchasing new furnace tips

Sorry I have no tips, but hope to learn something in this thread too.

I have owned 2 homes over the last 26 years and never had to replace a furnace.
by DanMahowny
Mon Feb 18, 2019 5:09 pm
Forum: US Chapters
Topic: How many bogleheads do you know in real life?
Replies: 130
Views: 7928

Re: How many bogleheads do you know in real life?

Zero (that I know of)

In fact, many people I know are financially illiterate. I know this because they are the ones that constantly provide me with unsolicited financial advice.
by DanMahowny
Mon Feb 18, 2019 11:13 am
Forum: Investing - Theory, News & General
Topic: Year 2000 retirees using the '4% rule' - Where are they now?
Replies: 463
Views: 57132

Re: Year 2000 retirees using the '4% rule' - Where are they now?

There is always discussion regarding withdrawal rates and what is safe. Those who retired in the year 2000 have probably had the roughest road of any retirees in terms of market returns since the early 1970s. Let's take a look to see where they would be today, 18 years later, if they had used a 4% ...
by DanMahowny
Tue Feb 12, 2019 8:03 pm
Forum: Personal Consumer Issues
Topic: Best ways to provide STRUCTURE to retired life
Replies: 71
Views: 5462

Re: Best ways to provide STRUCTURE to retired life

My father is in his mid-70s, retired and refers to it as "a good time of life". He lives by himself on 25 acres in the boonies about 8 miles from the nearest town. Gets up early each day, drinks coffee and gets the paper from the mailbox. Takes a long walk (5 miles plus) on country roads every morn...
by DanMahowny
Tue Feb 12, 2019 11:45 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3578
Views: 1040999

Re: What Book Are You Currently Reading? Part VI

Read 2 books in last 2 days.

#1- Never Split the Difference
Fantastic book. I always felt I was an adequate negotiator. Can't wait to implement what I learned in this book.

#2- Hillbilly Elegy
I can relate to this one having grown up sorta poor in a crappy little town.
by DanMahowny
Mon Feb 11, 2019 2:10 pm
Forum: Personal Consumer Issues
Topic: Best ways to provide STRUCTURE to retired life
Replies: 71
Views: 5462

Re: Best ways to provide STRUCTURE to retired life

I retired 10 years ago when I was 42.

My days are pretty much unscheduled. I wake early and stay busy all day long. Actually, it seems there are never enough hours in the day.
by DanMahowny
Sun Feb 10, 2019 11:34 am
Forum: Investing - Theory, News & General
Topic: Why borrow money in RE but not Stocks?
Replies: 39
Views: 4198

Re: Why borrow money in RE but not Stocks?

selters wrote:
Sat Feb 09, 2019 12:50 pm
Callable vs non-callable debt.
nailed it
by DanMahowny
Fri Feb 08, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3578
Views: 1040999

Re: What Book Are You Currently Reading? Part VI

I'm reading Keith Richards' autobiography, "Life". To quote: "Then 'Since my baby left me'. That was the first rock and roll I heard. It was a totally different sound, stripped down, burnt, no bullshit, no violins and ladies' choruses and schmaltz.... The silence is your canvas, that's your frame, ...
by DanMahowny
Thu Feb 07, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: $10,000 for a bed?
Replies: 36
Views: 2083

Re: $10,000 for a bed?

$10k seems like a lot (it is).

But 30,000 hours in a bed before replacement is possible, right?

Perhaps $10k isn't that much? Not sure what I think of this.

I do know I would haggle VERY HARD before buying. Gotta be lots of margin in there.
by DanMahowny
Wed Feb 06, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: Warm, quiet beach for March?
Replies: 20
Views: 1944

Re: Warm, quiet beach for March?

OnceARunner wrote:
Wed Feb 06, 2019 7:53 am
Aruba
I like this one.
by DanMahowny
Wed Feb 06, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: Should I get a rear dashcam to deal with tailgaters?
Replies: 50
Views: 2020

Re: Should I get a rear dashcam to deal with tailgaters?

If tailgaters bother you now, a rear dash cam will just make it worse.

Stay in the right lane, and remain focused on YOUR driving, not others.

It would be a big mistake to implement any of your proposed ideas.

Also, how slow are you driving?
by DanMahowny
Tue Feb 05, 2019 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Help for friend who makes lots of mistakes.
Replies: 24
Views: 2198

Re: Help for friend who makes lots of mistakes.

You can't fix stupid.

Leave her alone.
by DanMahowny
Mon Feb 04, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: The real dog food diet...
Replies: 59
Views: 3749

Re: The real dog food diet...

My dogs eat raw meat (bones and all), and raw eggs.

Expensive.
by DanMahowny
Sun Feb 03, 2019 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Early Braces: Financial Strategy
Replies: 17
Views: 1288

Re: Early Braces: Financial Strategy

My own personal experience- dentists and ortho docs are crooks that are out to get your money.

Trust your gut, always.
by DanMahowny
Tue Jan 29, 2019 3:14 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 25017

Re: What lifestyle creep made you happier?

ThankYouJack wrote:
Tue Jan 29, 2019 11:53 am
DanMahowny wrote:
Mon Jan 28, 2019 8:15 pm
My socks cost $28 per pair.
What socks? I wear Balega hidden comforts ($12 pair) and that "creep" was definitely worth it for me. Maybe I'll try a $28 pair when we hit FI :)
DarnToughSocks. They have socks high as $35.

I stick with $22-$28.
by DanMahowny
Tue Jan 29, 2019 7:36 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 25017

Re: What lifestyle creep made you happier?

BlueCable wrote:
Mon Jan 28, 2019 8:30 pm
Three car attached garage vs one car detached for my wife and me in the Upper Midwest.
This one is fabulous. I'm jealous.
by DanMahowny
Tue Jan 29, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 25017

Re: What lifestyle creep made you happier?

My socks cost $28 per pair. Honestly that was one of my big upgrades. 12 dollar socks and 20 buck underwear. They are so much better😁 I dont want to know if 28 dollar socks and 50 buck under wear is better😂 You're probably correct. I skipped past the $12 socks and went directly to $28. Perhaps I'd ...
by DanMahowny
Mon Jan 28, 2019 8:15 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 25017

Re: What lifestyle creep made you happier?

My socks cost $28 per pair.
by DanMahowny
Sun Jan 27, 2019 11:56 am
Forum: Personal Consumer Issues
Topic: Desktop Computer (home): Do you leave it "On" or turn "off" after using?
Replies: 77
Views: 4566

Re: Desktop Computer (home): Do you leave it "On" or turn "off" after using?

ON. Always. But it does go into sleep mode after a period of inactivity.

Reboot around once per week.
by DanMahowny
Sat Jan 26, 2019 4:00 pm
Forum: Investing - Theory, News & General
Topic: What do you think about swing trading?
Replies: 97
Views: 3692

Re: What do you think about swing trading?

What they teach does not work. Selling it does.
by DanMahowny
Fri Jan 25, 2019 9:10 am
Forum: Personal Consumer Issues
Topic: Is Cirque du Soleil worth it?
Replies: 33
Views: 2324

Re: Is Cirque du Soleil worth it?

Seen many Cirque shows in Las Vegas.

My wife enjoyed them all.

I did not. Slept through most. Just people doing flips and stuff. More interesting things for me to do in the world.
by DanMahowny
Thu Jan 24, 2019 2:34 pm
Forum: Investing - Theory, News & General
Topic: Hedge fund manager lost more than 30% in '18: 'Nothing went right'
Replies: 21
Views: 2361

Re: Hedge fund manager lost more than 30% in '18: 'Nothing went right'

He has a large short position on Tesla.

I'm certain he will make a substantial profit in 2019 (as I will) when Tesla enters bankruptcy.
by DanMahowny
Wed Jan 23, 2019 8:48 pm
Forum: Investing - Theory, News & General
Topic: Why Do They Report From Davos Outside
Replies: 6
Views: 1173

Re: Why Do They Report From Davos Outside

Love the thread title Leesbro63!!!

Each year I see them sitting outside in the cold wearing their dorky parkas and all I can do is laugh.

It's so ridiculous.
by DanMahowny
Wed Jan 23, 2019 10:09 am
Forum: Personal Investments
Topic: I'm 23 and I'm trying to help my family with their finances
Replies: 19
Views: 1305

Re: I'm 23 and I'm trying to help my family with their finances

Did anyone ask for your help?

If no, you should leave them alone. They're doing fine.

If yes, you should leave them alone. They're doing fine.

Manage your own money.
by DanMahowny
Tue Jan 22, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: Paying thousands per ticket to attend the NFL Super Bowl?
Replies: 138
Views: 6607

Re: Paying thousands per ticket to attend the NFL Super Bowl?

If you want to get your mind blown, Google what it costs to attend the Masters (golf). Talk about an "experience" which I don't understand. One of my best friends goes every year. I found The Masters to be inexpensive. I participate in the lottery every year. I'm guessing the practice rounds are le...
by DanMahowny
Tue Jan 22, 2019 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Buy Land, then build house... or Construction to Permanent?
Replies: 23
Views: 1936

Re: Buy Land, then build house... or Construction to Permanent?

Timely thread as I'm looking into doing the same.

I plan to buy a 5-10 acre lot with cash. Then sit on it for a year (or two) before building (or allow some time to change my mind).
by DanMahowny
Tue Jan 22, 2019 6:41 am
Forum: Personal Investments
Topic: Saving for 1-2 years rather than for a lifetime
Replies: 75
Views: 6460

Re: Saving for 1-2 years rather than for a lifetime

Less money does not equal more freedom. It's quite the opposite.
by DanMahowny
Sun Jan 20, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: Paying thousands per ticket to attend the NFL Super Bowl?
Replies: 138
Views: 6607

Re: Paying thousands per ticket to attend the NFL Super Bowl?

I've been to 2 Super Bowls. Enjoyed them thoroughly, BUT . . .

1) My tickets cost a couple hundred (max), not thousands.

2) This was before we all had big, beautiful, HDTVs.

3) It was a different game, with different players. I do not support the NFL anymore.
by DanMahowny
Sun Jan 20, 2019 10:02 am
Forum: Personal Consumer Issues
Topic: Henderson, Nevada ?
Replies: 17
Views: 1655

Re: Henderson, Nevada ?

As a part-time advantage player, I visit Las Vegas 8 times each year. I'm not a tourist. It's more like a business trip. I have considered moving there, and know the area very well. Henderson is not bad at all, but I would recommend that you consider Summerlin. It's more expensive, but worth it IMO....
by DanMahowny
Sat Jan 19, 2019 3:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3578
Views: 1040999

Re: What Book Are You Currently Reading? Part VI

Stoic9 wrote:
Thu Jan 17, 2019 7:04 am
Educated by Tara Westover, I'm a consistent reader and this is the best book I've read in 3-5 years maybe more.
Agree completely. Great book. Incredible story. WOW!
by DanMahowny
Fri Jan 18, 2019 5:20 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807566

Re: U.S. stocks in free fall

H-Town wrote:
Fri Jan 18, 2019 10:49 am
Anyone still hold cash on the sideline?
I am basically all cash. I hold 0% equities.

This is far from over.
by DanMahowny
Fri Jan 18, 2019 1:08 pm
Forum: Forum Issues and Administration
Topic: Log-In Issues January 17th around 5:00 PM CST
Replies: 4
Views: 332

Re: Log-In Issues January 17th around 5:00 PM CST

I experienced this problem yesterday, and today too. It seems to fix itself.
by DanMahowny
Fri Jan 18, 2019 1:05 pm
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 3121

Re: How do you keep a calendar?

I use Google Calendar.

But, as I think about it, I really miss the large desktop paper calendar. The good old days.
by DanMahowny
Wed Jan 16, 2019 5:33 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 49406

Re: John Bogle is dead at 89

Damn. Today is a sad day.

No person has done more for the typical investor than Jack Bogle.

R.I.P. Mr Bogel
by DanMahowny
Tue Jan 15, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: Funniest movies of all time? Name five of your favorites...
Replies: 220
Views: 31324

Re: Funniest movies of all time? Name five of your favorites...

Fast Times at Ridgemont High

Caddyshack

Stripes

An Inconvenient Truth

Kingpin
by DanMahowny
Tue Jan 15, 2019 1:48 pm
Forum: Investing - Theory, News & General
Topic: How to avoid temptation to buy hot stocks or bitcoin?
Replies: 63
Views: 4389

Re: How to avoid temptation to buy hot stocks or bitcoin?

My investing career started 25 years ago when I purchased a "hot" stock. It was sure to "go up forever", everyone said.

I bought 200 shares at $28 p/shr.

Later sold at $0.34 per share.

It was a valuable lesson. One I'll never forget when I hear about a "hot" stock.
by DanMahowny
Tue Jan 15, 2019 1:42 pm
Forum: Personal Investments
Topic: I know market timing is a fool's game but...
Replies: 59
Views: 4820

Re: I know market timing is a fool's game but...

It's not a popular strategy around here but I believe market timing is a viable plan. How about timing the market ONCE per DECADE? Here's what I did: 2009- I went 100% stocks because I believed the market was undervalued and better days were coming. 2018- I went 0% stocks because I believe a downtur...
by DanMahowny
Fri Jan 11, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5654

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

My parents did. And there were 4 kids.

We all sat in the back seat together. No seatbelts. Didn't care.
by DanMahowny
Wed Jan 09, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 358
Views: 51082

Re: Good Modern Science Fiction

themesrob wrote:
Wed Jan 09, 2019 2:48 pm
Dark Matter by Blake Crouch was tremendous.
Yes. Hit that one a year ago. Already read it a second time. Tremendous indeed.
by DanMahowny
Wed Jan 09, 2019 2:46 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 358
Views: 51082

Re: Good Modern Science Fiction

Currently reading "The Anubis Gates" per DigitalJanitor's recommendation.

I'm barely 30% into it, but it's very good. And I can tell it's worthy of a second reading in a month or two.
by DanMahowny
Wed Jan 09, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: Serovital- ????
Replies: 18
Views: 1017

Re: Serovital- ????

Seems very unlikely a fountain of youth is available for purchase at Costco.

But I'll share mine. It's free. And very real.

I quit alcohol at age 50 (18 months ago). Feel like I'm 35 again.
by DanMahowny
Wed Jan 09, 2019 7:33 am
Forum: Investing - Theory, News & General
Topic: A Test of Warren Buffett's 90:10 Retirement Portfolio
Replies: 33
Views: 4292

Re: A Test of Warren Buffett's 90:10 Retirement Portfolio

Even worse is Mr Buffett's diet. He eats like a 6 year old. Ice cream cones, popsicles, Cokes, and candy bars. Actually a 90/10 portfolio might be okay considering I'd be dead before I reach 60. You need to (re)-watch Woody Allen's Sleeper ;-). It is amazing what the 22nd century has discovered abo...
by DanMahowny
Tue Jan 08, 2019 4:40 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12844

Re: Recommendations for a 9mm handgun

Smith & Wesson M&P R8 A state-of-the-art fighting revolver. Eight round capacity (.357 cartridge). It's big, light, tough, and accurate. Outfitted with a weapon light and a quality red dot sight, makes for an unstoppable nightstand gun. Of course, this may not be what you're looking for. Great threa...
by DanMahowny
Mon Jan 07, 2019 7:35 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4166
Views: 1112570

Re: What Movie Have You Recently Watched?

Bird Box.

Stopped at the 42 minute mark. Sandra Bullock looked too much like Michael Jackson- it was really freaking me out. Couldn't focus of the movie. Too bad because it seemed pretty good.

Does she really look like that? On purpose?
by DanMahowny
Mon Jan 07, 2019 3:26 pm
Forum: Investing - Theory, News & General
Topic: A Test of Warren Buffett's 90:10 Retirement Portfolio
Replies: 33
Views: 4292

Re: A Test of Warren Buffett's 90:10 Retirement Portfolio

I like Mr Buffett. Indeed, he has done very well. But doing as Warren does, and as Warren says, is probably a bad idea for the rest of us. A 90/10 portfolio in retirement is just crazy. Even worse is Mr Buffett's diet. He eats like a 6 year old. Ice cream cones, popsicles, Cokes, and candy bars. Act...
by DanMahowny
Mon Jan 07, 2019 12:49 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3578
Views: 1040999

Re: What Book Are You Currently Reading? Part VI

Agreed. I read Educated last summer. It stands as the best book I read in 2018.

Incredible story.
by DanMahowny
Sun Jan 06, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: How often do you deep clean?
Replies: 52
Views: 2427

Re: How often do you deep clean?

This thread can't be real. No way. It can't be.
by DanMahowny
Sat Jan 05, 2019 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: $40,000 in debt, bankruptcy seems to be the best option right now
Replies: 274
Views: 23311

Re: $40,000 in debt, bankruptcy seems to be the best option right now

Bankruptcy isn't the answer here.

You are trying to plug a hole in a boat with more water.

Sorry man.