Search found 968 matches

by DanMahowny
Wed Sep 25, 2019 1:57 pm
Forum: Personal Consumer Issues
Topic: Suggestions for good leather shoe?
Replies: 43
Views: 3860

Re: Suggestions for good leather shoe?

Allen Edmonds, for sure. Buy their factory seconds. It's like stealing.
by DanMahowny
Tue Sep 24, 2019 2:21 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4017
Views: 1149334

Re: What Book Are You Currently Reading? Part VI

jginseattle wrote:
Mon Sep 23, 2019 6:19 pm
I just finished How Much Can I Spend in Retirement?: A Guide to Investment-Based Retirement Income Strategies, by Wade Pfau.

The book is full of useful information. Recommended.
Yes. Sir.

Read it twice this year. He has a new book coming- due Oct1?
by DanMahowny
Tue Sep 24, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 with young kids.
Replies: 30
Views: 3949

Re: Tesla Model 3 with young kids.

I have a Model 3. My two kids (3 and 6) love it . But I wouldn't take it on a long trip with them. I'm 6'7'', and the 6 year old fits fine behind me for any trip less than an hour. The 3-year old and her huge carseat sit behind my wife on the passenger side. We also have a minivan, but we find ours...
by DanMahowny
Sat Sep 21, 2019 7:07 pm
Forum: Personal Investments
Topic: Currently invested in 100% stock
Replies: 130
Views: 13036

Re: Currently invested in 100% stock

Nothing wrong with 100% stock.

The question is, will you remain 100% stock if/when your investments decline 40%, 50%, 60%, or more?
by DanMahowny
Sat Sep 21, 2019 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: first house- 1 bedroom vs. 2 bedroom
Replies: 60
Views: 4812

Re: first house- 1 bedroom vs. 2 bedroom

real estate in SF is textbook example of the "Greater Fool Theory".

People will laugh about this someday.
by DanMahowny
Sat Sep 21, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: Boglehead Dating
Replies: 6
Views: 1246

Re: Boglehead Dating

Been married 25 years . . . .

Just now, I asked my bride, "Do you know what a Boglehead is?"

She replied, "Boglehead? What [deleted - mod oldcomputerguy] is that?"
by DanMahowny
Fri Sep 20, 2019 12:31 pm
Forum: Personal Investments
Topic: Has anyone heard of Beta Shield?
Replies: 27
Views: 1462

Re: Has anyone heard of Beta Shield?

MotoTrojan wrote:
Fri Sep 20, 2019 12:24 pm
I’d run away.
Me too, man. Although running after eating a free dinner isn't optimal.
by DanMahowny
Fri Sep 20, 2019 11:36 am
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 7539

Re: How to handle "split-the-bill" group lunches?

Nondrinkers are always getting the shaft. But that's okay.

I say, "be kind to drunk people, for every one of them is fighting an enormous battle."
by DanMahowny
Fri Sep 20, 2019 10:18 am
Forum: Personal Investments
Topic: Recession strategy in a non-boggleheads fashion
Replies: 20
Views: 2857

Re: Recession strategy in a non-boggleheads fashion

Cash is often king. I have repeatedly bought distressed assets during recessions and disposed of them at high multiples of purchase price. I have bought the same parcel of land 4 times now, each time a developer has improved it...LOL. Often with this it helps to be the money guy and work with speci...
by DanMahowny
Wed Sep 18, 2019 4:20 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12294
Views: 2099134

Re: U.S. stocks in free fall

GoldenFinch wrote:
Wed Sep 18, 2019 3:57 pm
We need a treading water thread. :happy
That's right! But I enjoy the two thread system.
by DanMahowny
Wed Sep 18, 2019 3:03 pm
Forum: Personal Consumer Issues
Topic: solar installation, question on added roof structural support
Replies: 20
Views: 1145

Re: solar installation, question on added roof structural support

I would continue to live without electricity before doing something like this.
by DanMahowny
Wed Sep 18, 2019 12:35 pm
Forum: Investing - Theory, News & General
Topic: Best financial books for a new investor.
Replies: 15
Views: 871

Re: Best financial books for a new investor.

WOW! Her financial advisor is probably making a killing.

Taylor wrote some great Boglehead books. Your sister can start (and end) with them.
by DanMahowny
Wed Sep 18, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Blue Apron for a sick friend?
Replies: 41
Views: 2291

Re: Blue Apron for a sick friend?

Blue Apron "gift" would certainly end your friendship.
by DanMahowny
Wed Sep 18, 2019 12:20 pm
Forum: Personal Investments
Topic: Recession strategy in a non-boggleheads fashion
Replies: 20
Views: 2857

Re: Recession strategy in a non-boggleheads fashion

Hi BGF, As a mental exercise, I like to try to think about alternate approaches to a problem I'm currently working on to help me understand my bias or blindspots. Today's problem is preparing for the (probable) upcoming recession. I know my personal context, assumptions, and strategy, but I'm hopin...
by DanMahowny
Wed Sep 18, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: Used Tesla S or new Tesla 3?
Replies: 40
Views: 3114

Re: Used Tesla S or new Tesla 3?

I'd rather have the horse
by DanMahowny
Tue Sep 17, 2019 7:51 pm
Forum: Personal Consumer Issues
Topic: Retirees that have hobbies that make money - what are they?
Replies: 26
Views: 3159

Re: Retirees that have hobbies that make money - what are they?

to those that asked . . . . I do not play poker- I take money from the casino (not other players). I play video poker (machines) when the pay table and cash-back makes it worthwhile. But it's mostly hole-carding, ace tracking, some straight counting, and occasional edge sorting (hard to believe oppo...
by DanMahowny
Tue Sep 17, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Retirees that have hobbies that make money - what are they?
Replies: 26
Views: 3159

Re: Retirees that have hobbies that make money - what are they?

I have two that make a bit of change. I paint abstracts. I sell them for about $200 each; covers the cost of the paint, canvas and my time; the kind you see hanging in coffee shops. I also run a little organic herb garden. Folks are welcome to pick what they want and leave payment in the honesty bo...
by DanMahowny
Tue Sep 17, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 3941

Re: Best Leaf Blower?

I keep an electric blower in my golf cart. I use it to blow the leaves out of my line before I putt (Oct-Dec). Otherwise they aren't much good for anything other than a toy for a small child to "help Dad in the yard".

If you have work that needs done, gasoline is the answer.
by DanMahowny
Tue Sep 17, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: Retirees that have hobbies that make money - what are they?
Replies: 26
Views: 3159

Re: Retirees that have hobbies that make money - what are they?

From the seasoned retirees thread: Find two hobbies: One to make you money. One to keep you in shape. Many posters, including myself, were curious about the details of such hobbies! If you have a hobby that makes money, what is it? And if you don’t mind sharing, how much does it make/how much did y...
by DanMahowny
Mon Sep 16, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: Seasoned retirees...
Replies: 52
Views: 4454

Re: Seasoned retirees...

Find two hobbies:
One to make you money. One to keep you in shape.
by DanMahowny
Sun Sep 15, 2019 5:09 pm
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 8728

Re: Do You Tip At Counter Service Restaurants?

I actually enjoy giving some cash to people working crappy jobs for low pay. I feel no pressure to do it; I want to do it.
by DanMahowny
Sun Sep 15, 2019 10:45 am
Forum: Investing - Theory, News & General
Topic: Oil price going to a $100-- time to change your asset allocation??
Replies: 86
Views: 8305

Re: Oil price going to a $100-- time to change your asset allocation??

unclescrooge wrote:
Sun Sep 15, 2019 10:27 am
If all passenger cars worldwide searched to electricity, how would this affect consumption of oil?
Based on what I read here on Bogleheads, one can spend $60,000 on a Tesla and basically become overnight millionaires on the gas savings alone. :wink:
by DanMahowny
Sun Sep 15, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: Senior fell in major store
Replies: 25
Views: 3110

Re: Senior fell in major store

What did the store do to cause you to fall?
by DanMahowny
Sun Sep 15, 2019 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Left Over 529
Replies: 9
Views: 1371

Re: Left Over 529

It's not your money. Stay out of it.
by DanMahowny
Sun Sep 15, 2019 6:58 am
Forum: Investing - Theory, News & General
Topic: Oil price going to a $100-- time to change your asset allocation??
Replies: 86
Views: 8305

Re: Oil price going to a $100-- time to change your asset allocation??

OP- it's your call, but I'd recommend that you reduce stock exposure. Roughly 0% seems about right (+ or - 0). That's what I did in Jan2018 and my portfolio has performed very well since then. There will come a day that you can get back into stocks at substantially lower prices (far, far lower than ...
by DanMahowny
Sun Sep 15, 2019 6:52 am
Forum: Personal Consumer Issues
Topic: High-dollar Plumbing Issue Decision
Replies: 21
Views: 3022

Re: High-dollar Plumbing Issue Decision

Erase #5 from your mind. Do not be tempted.

Stupid people choose #5, every time.
by DanMahowny
Sat Sep 14, 2019 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: > 6 months medical leave
Replies: 23
Views: 2383

Re: > 6 months medical leave

What is your job? And why can't you do it?
by DanMahowny
Sat Sep 14, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Phones with longest battery life?
Replies: 18
Views: 1412

Re: Phones with longest battery life?

I charge my phone every 4th day on average. It's a Google Pixel2 XL. I doubt the phone has extraordinary battery life though. It seems I'm NOT one of the unfortunate humans that spends their entire life staring at a 5.5" screen. It's 6.7 inch :P Seriously? (nevermind, I don't doubt you). I honestly...
by DanMahowny
Sat Sep 14, 2019 7:26 am
Forum: Personal Consumer Issues
Topic: Phones with longest battery life?
Replies: 18
Views: 1412

Re: Phones with longest battery life?

I charge my phone every 4th day on average.

It's a Google Pixel2 XL. I doubt the phone has extraordinary battery life though.

It seems I'm NOT one of the unfortunate humans that spends their entire life staring at a 5.5" screen.
by DanMahowny
Fri Sep 13, 2019 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6004

Re: Whistleblowing / Going Rogue at Work

Meeting or not, you're fired. 100%.
by DanMahowny
Fri Sep 13, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 3941

Re: Best Leaf Blower?

Any gas blower will do. Avoid the electric blowers- these are toys, not tools.
by DanMahowny
Fri Sep 13, 2019 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6004

Re: Whistleblowing / Going Rogue at Work

I say nothing anonymously that I wouldn't say in person. I suggest you do the same.
by DanMahowny
Thu Sep 12, 2019 6:37 pm
Forum: Personal Investments
Topic: Too Late To Get Back Into Stocks?
Replies: 115
Views: 9400

Re: Too Late To Get Back Into Stocks?

OP- if you "get back into stocks" and the market crashes . . . . . what are you going to do?
by DanMahowny
Tue Sep 10, 2019 5:55 pm
Forum: Investing - Theory, News & General
Topic: 5% Withdrawal Rate Recommended by US News Columnist
Replies: 141
Views: 11609

Re: 5% Withdrawal Rate Recommended by US News Columnist

willthrill81 wrote:
Tue Sep 10, 2019 5:50 pm
DanMahowny wrote:
Tue Sep 10, 2019 5:47 pm
Dave Ramsey would ponder why so low? He recommends 12% or some crap.
He's a lot more conservative than that. He says that 8% is safe. :twisted:
Thanks man, you're right.
by DanMahowny
Tue Sep 10, 2019 5:47 pm
Forum: Investing - Theory, News & General
Topic: 5% Withdrawal Rate Recommended by US News Columnist
Replies: 141
Views: 11609

Re: 5% Withdrawal Rate Recommended by US News Columnist

Dave Ramsey would ponder why so low? He recommends 12% or some crap.
by DanMahowny
Tue Sep 10, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Long term storage of clothes
Replies: 21
Views: 1478

Re: Long term storage of clothes

The items must not be wanted very badly if you're gonna put them in a box and store them "long term". When I think "long term storage", I think landfill. Throw them in the trash and free yourself.

The things you own end up owning you.
by DanMahowny
Mon Sep 09, 2019 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Lending to friend to India
Replies: 54
Views: 3595

Re: Lending to friend to India

I have no words . . . .
by DanMahowny
Mon Sep 09, 2019 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: Have you been doing better than your parents?
Replies: 30
Views: 2189

Re: Have you been doing better than your parents?

My parents are broke, live in poverty.

Can't help them- if I gave them money, they would squander it immediately.
by DanMahowny
Sun Sep 08, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?
Replies: 24
Views: 2278

Re: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?

Gulfstream Park. They can lay down some action (horse racing).
by DanMahowny
Sun Sep 08, 2019 10:19 am
Forum: Personal Consumer Issues
Topic: Solar Install w/ SolarCity
Replies: 65
Views: 5553

Re: Solar Install w/ SolarCity

$76,000 !!!

Now, that's a big electric bill. WOW!
by DanMahowny
Sun Sep 08, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4017
Views: 1149334

Re: What Book Are You Currently Reading? Part VI

I've just finished "Deep survival - who lives, who dies and why" by Laurence Gonzales. It's not about "technical" survival skills but much more about the mindset which divides survivors from those who don't make it out alive. Very interesting, fast read. And not only relatable to outdoor survival s...
by DanMahowny
Sun Sep 08, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 3935

Re: Costco washer/dryer delivery: tipping?

I am a frequent tipper, and usually overtip.

But, the washer and dryer delivery guys will get nothing.
by DanMahowny
Sun Sep 08, 2019 10:02 am
Forum: Personal Consumer Issues
Topic: Microwave keeps tripping circuit breaker
Replies: 26
Views: 1689

Re: Microwave keeps tripping circuit breaker

Return it, if possible, otherwise throw it in the trash.

This is not something to mess with.
by DanMahowny
Sat Sep 07, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Can it get better than 15 year fixed mortgage at 3%?
Replies: 44
Views: 3482

Re: Can it get better than 15 year fixed mortgage at 3%?

Chunkachange wrote:
Fri Sep 06, 2019 8:25 pm
My 15 yr mortgage, refinanced Nov 2012 is at 2.375%.

A similar rate now would make moving a bit more attractive.
You have me beat. Nice job man.

I have a 15 yr at 2.59%
by DanMahowny
Thu Sep 05, 2019 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners insurance -- agent trying to steer me to low deductible vs high?
Replies: 26
Views: 1330

Re: Homeowners insurance -- agent trying to steer me to low deductible vs high?

You're on the right track doss. High deductibles are better assuming you have the funds necessary to pay the deductible if/when disaster strikes.

I carry the highest deductibles allowed. And in many cases carry no insurance at all (liability only).
by DanMahowny
Thu Sep 05, 2019 1:38 pm
Forum: Investing - Theory, News & General
Topic: I'm calling a bond bottom.
Replies: 55
Views: 12500

Re: I'm calling a bond bottom.

Great call Fred!

You pretty much nailed it, yet the "market timing is impossible" types are saying you were wrong.
by DanMahowny
Wed Sep 04, 2019 6:02 pm
Forum: Personal Consumer Issues
Topic: What equipments should I have for TV installer?
Replies: 43
Views: 1799

Re: What equipments should I have for TV installer?

Sorry OP, this is nuts.

Where did you buy the tv?
by DanMahowny
Wed Sep 04, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: What equipments should I have for TV installer?
Replies: 43
Views: 1799

Re: What equipments should I have for TV installer?

Dude, don't put a tv above the fireplace.

Your neck will break.