Search found 410 matches

by DanMahowny
Sun Aug 19, 2018 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: Where to put the first $5000
Replies: 14
Views: 437

Re: Where to put the first $5000

Low cost S&P 500 Index fund or etf. Leave it there.
by DanMahowny
Sun Aug 19, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 44
Views: 5799

Re: The Fall of Consumer Reports

CR was fantastic back in the day. Today, they are irrelevant, at best.

I was a bit stubborn (perhaps stupid) and stuck with my CR subscription longer than I should have.

My uncle still has his subscription. He's older than dirt. Makes sense.
by DanMahowny
Sun Aug 19, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: My son was scammed on Craigslist- how to get money back
Replies: 18
Views: 1914

Re: My son was scammed on Craigslist- how to get money back

Money is gone.

The lesson learned is more valuable than the price paid. He won't be an easy mark next time.
by DanMahowny
Fri Aug 17, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 7167

Re: Retire in Florida or Alabama?

I live in the midwest; already retired.

I frequently vacation in Alabama and Florida. Both are great places. People, golf, food, beaches- fantastic.
by DanMahowny
Fri Aug 17, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Cheapest Home Insurance ?
Replies: 13
Views: 1273

Re: Cheapest Home Insurance ?

I have Amica. Last week, I shopped around to see if anyone could beat their rate. Some came close but none would match or beat.

My Hippo??? Interesting name. Sounds like a place my sister-in-law works.
by DanMahowny
Fri Aug 17, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: ICE or a hybrid car
Replies: 17
Views: 780

Re: ICE or a hybrid car

ICE. They perform well, they're cheap, and reliable. Gasoline remains relatively inexpensive. Why pay $65k for electric when an equally capable $30k ICE is available??? I wouldn't pay much attention to people that claim ICE is dead. Most of these people have an agenda, and such predictions almost ne...
by DanMahowny
Thu Aug 16, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 7167

Re: Retire in Florida or Alabama?

bltkmt wrote:
Thu Aug 16, 2018 2:08 pm
adamthesmythe wrote:
Mon Aug 13, 2018 6:24 pm
Well it only matters what they think...but...

I would pay good money to not live in either Florida or Alabama.

I do consider Florida more civilized.
This.
Please explain. Thanks man.
by DanMahowny
Thu Aug 16, 2018 6:43 am
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 57
Views: 4566

Re: Men’s Underwear recommendation

Commando. Free.
by DanMahowny
Wed Aug 15, 2018 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Take auto loan 0.9% if I can afford cash?
Replies: 112
Views: 5693

Re: Take auto loan 0.9% if I can afford cash?

I know the math says borrow at 0.9% but I say Pay Cash.

Car payments suck.
by DanMahowny
Tue Aug 14, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 7167

Re: Retire in Florida or Alabama?

adamthesmythe wrote:
Mon Aug 13, 2018 6:24 pm
I would pay good money to not live in either Florida or Alabama.

I do consider Florida more civilized.
Why? Please explain. Where do you live?

Not challenging you at all. I honestly want to know what you think. Figure I might learn something. Thanks.
by DanMahowny
Tue Aug 14, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Housing affordability - what is your take?
Replies: 73
Views: 6673

Re: Housing affordability - what is your take?

Mortgage 2x gross annual income.

-The Millionaire Next Door
by DanMahowny
Sun Aug 12, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Tipping lawn service and trash pickup
Replies: 27
Views: 2021

Re: Tipping lawn service and trash pickup

I give the trash guys a couple bottles of water on hot days.
by DanMahowny
Sun Aug 12, 2018 11:08 am
Forum: Personal Consumer Issues
Topic: Cleaning gas grill
Replies: 40
Views: 3279

Re: Cleaning gas grill

Simple wire brush after each use; and leave grill burning MAX to eliminate (sort of) any remaining grease. Once or twice each year, I would perform a thorough cleaning, and return grill to "like new" performance. After a while, I got sick of all this nonsense and now live a "grill free" life. Don't ...
by DanMahowny
Sat Aug 11, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor Mandatory?
Replies: 36
Views: 3105

Re: Financial Advidor Mandatory?

Your friends are probably very gullible and are easily duped into believing their advisor is a trusted professional.

Anyone that is super-dependent on their financial advisor is likely being taken advantage of.
by DanMahowny
Fri Aug 10, 2018 10:20 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 23426

Re: Invest in Tesla?

bgf wrote:
Fri Aug 10, 2018 10:10 am
how is apple the 2nd most shorted stock? there is no way.
"Tesla Overtakes Apple As Most-Shorted US Stock"

https://www.investopedia.com/news/tesla ... s-markets/

**not posting this to argue with you man. But this is my source. Maybe it's fake news. I dunno.
by DanMahowny
Fri Aug 10, 2018 9:18 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 23426

Re: Invest in Tesla?

Short sellers distract the business from its long-term mission with attacks that try to push the stock price down. This could be misinformation or fake news to confuse potential buyers or sabotage within the company making employees less focused. I would think it is the job of the CEO to make these...
by DanMahowny
Thu Aug 09, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have a friend/family who you think is making a financial mistake?
Replies: 7
Views: 791

Re: Do you have a friend/family who you think is making a financial mistake?

Seems many of my friends/family are financial idiots.

They are my anti-role models. If ever we are "on the same page", I know I must re-evaluate.

Anti-role models are way better than traditional role models.
by DanMahowny
Thu Aug 09, 2018 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 8949

Re: Biggest Threats to Financial Well-Being

Long-term disability. Much worse than dead.
by DanMahowny
Thu Aug 09, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Anyone familiar with attic fans?
Replies: 32
Views: 1956

Re: Anyone familiar with attic fans?

I had an attic fan at my previous home. Didn't work, ever.

Climbed up there one day.

Flipped the switch on/off- nothing. Banged on it lightly with a small hammer- again nothing.

That's the extent of my handyman skills.
by DanMahowny
Thu Aug 09, 2018 7:14 am
Forum: Investing - Theory, News & General
Topic: HBO Hard Knocks Clip - Compound Interest Clip
Replies: 10
Views: 1307

Re: HBO Hard Knocks Clip - Compound Interest Clip

This is great! Thanks for posting, you guys.
by DanMahowny
Wed Aug 08, 2018 11:36 am
Forum: Personal Consumer Issues
Topic: Deciphering fake reviews online
Replies: 6
Views: 809

Re: Deciphering fake reviews online

Yes! I listened to that podcast. Very interesting indeed.
by DanMahowny
Wed Aug 08, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Whole house generator
Replies: 31
Views: 1734

Re: Whole house generator

I have a Kohler whole house generator. Spent around $10k on the unit.

Power outages are infrequent, but glad I own it.
by DanMahowny
Tue Aug 07, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Is solar power for your home a worthwhile investment?
Replies: 55
Views: 4653

Re: Is solar power for your home a worthwhile investment?

I'd love to save money going to solar. I've run the numbers each year for several years. It doesn't add up. Solar is a money loser for me. I have friends in my area that have gone solar. They definitely fudge the numbers to fit their agenda. They get very defensive when I question them. They know th...
by DanMahowny
Tue Aug 07, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 2942

Re: Relaxing - quieting the mind

Grt2bOutdoors wrote:
Tue Aug 07, 2018 6:23 am
Put on a pair of ear mufflers, put gas in lawn mower, mow for 20-60 minutes. You will enjoy the quietness of the grass blades screaming “NO!!” as you chop an inch off. Repeat each week. Trim the bushes, whack the weeds. Your mind will be at ease.
Yessir! This is the winner.
by DanMahowny
Tue Aug 07, 2018 5:25 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 2942

Re: Relaxing - quieting the mind

Get hammered. A 12-pack of Budweiser will shut down your mind for a finite period of time.
by DanMahowny
Mon Aug 06, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: Cost of ownership of buying Model 3 vs keeping my M235i.
Replies: 50
Views: 2925

Re: Cost of ownership of buying Model 3 vs keeping my M235i.

Wait 6 months. If Tesla is still in business by Feb 2019, revisit the Model 3.

You'll be glad you waited. Tesla is going to fold before then.
by DanMahowny
Mon Aug 06, 2018 6:49 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 23426

Re: Invest in Tesla?

Longdog wrote:
Sat Aug 04, 2018 6:30 pm
For anyone considering purchasing or shorting TSLA, here is a great dramatization :happy of the TSLA short hypothesis:
https://m.youtube.com/watch?time_contin ... xEClGh6Mus
Great video man. Thanks for posting. Funny stuff.
by DanMahowny
Sun Aug 05, 2018 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Pulled the trigger
Replies: 15
Views: 2829

Re: Pulled the trigger

Work is an escape from freedom.

Congrats man.
by DanMahowny
Sun Aug 05, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: USPS Informed Delivery
Replies: 43
Views: 3024

Re: USPS Informed Delivery

I answered the questions correctly, and was told I was wrong.

I went to the post office and got set up. A minor hassle, but was worth it.

I like getting the daily emails.
by DanMahowny
Thu Aug 02, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 23426

Re: Invest in Tesla?

by DanMahowny
Tue Jul 31, 2018 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11807

Re: Joint Ownership of home with second wife

This thread reminds me of the dude that wanted to buy all the FANG stocks.

Some people are just determined to make poor decisions. It's a habit.

I study these people. They are my mentors; or anti-mentors, I guess.

It's far easier to win at life when much of your competition is doing stupid stuff.
by DanMahowny
Mon Jul 30, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying new houses
Replies: 5
Views: 577

Re: Buying new houses

I have owned two homes. Both new. One I built, the other was a spec home.

Buying a new home is great, assuming it's in a good location. And that's hard to do.

Building a home is a huge pain, and risky.

I don't see any similarities between buying new home vs car.
by DanMahowny
Mon Jul 30, 2018 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy new Nissan Leaf?
Replies: 35
Views: 2385

Re: Should I buy new Nissan Leaf?

Wow, that's awesome man. A Leaf for $13k? Good for you.

Hell yes I would buy one.
by DanMahowny
Mon Jul 30, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11807

Re: Joint Ownership of home with second wife

Something I'm very good at is determining if a marriage is going to work out or not.

Don't get married. Sorry man.
by DanMahowny
Sun Jul 29, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Why dont people sit outside more? And how to deal with bugs?
Replies: 50
Views: 5283

Re: Why dont people sit outside more? And how to deal with bugs?

Natural solutions are just feel good solutions that don't work.

Harsh chemicals are the answer.
by DanMahowny
Sat Jul 28, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Buying an electric golf cart
Replies: 6
Views: 800

Re: Buying an electric golf cart

Club Car
by DanMahowny
Sat Jul 28, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Home Addition Finance
Replies: 48
Views: 2605

Re: Home Addition Finance

One wonderful way to tame our tendency to always want more is to persuade ourselves to want the things we already have.
by DanMahowny
Wed Jul 25, 2018 8:10 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6752
Views: 1468807

Re: U.S. stocks in freefall

Yep. I almost posted the same earlier today. This thread has been dormant for a month. HAHAHA!

I was definitely among those predicting doom and gloom. Too early to say, but if the market gets through 2018 without tanking, I'll gladly admit I was wrong. Still think I'm right. Time will tell.
by DanMahowny
Tue Jul 24, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Which doctor should I go to?
Replies: 26
Views: 1739

Re: Which doctor should I go to?

VictoriaF wrote:
Tue Jul 24, 2018 3:20 pm
Since your problem is with mayo, you should go to Mayo clinic.

Victoria
That's messed up. Well played.
by DanMahowny
Tue Jul 24, 2018 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Which doctor should I go to?
Replies: 26
Views: 1739

Re: Which doctor should I go to?

I would decide between the following two options:

1) eat a handful of dirt

2) do nothing
by DanMahowny
Tue Jul 24, 2018 8:13 am
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 6786

Re: Daughter wants to travel on her own to Montreal

Yes. Let her go. Encourage her to go. No need to shelter our kids from the world. Let them fail, let them deal with adversity. Let them succeed. ON THEIR OWN. My daughter is 22. She travels alone often. Very often. Next, she's going to Australia. For one month. Alone. I think it's great. She never g...
by DanMahowny
Mon Jul 23, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: I want to sell my home, but I don't want to fix it up
Replies: 65
Views: 6236

Re: I want to sell my home, but I don't want to fix it up

ResearchMed wrote:
Mon Jul 23, 2018 6:23 pm
DanMahowny wrote:
Mon Jul 23, 2018 6:14 pm
You lost me when you said a leak (intermittent) and a faulty window would cost $150k?

I'll bid $145 to fix your problems. Just kidding, sort of.
Um, did you leave out a little "k" there?
:shock:

RM
Holy crap! I'm gonna lose a ton on this job.

Nice catch.
by DanMahowny
Mon Jul 23, 2018 6:14 pm
Forum: Personal Consumer Issues
Topic: I want to sell my home, but I don't want to fix it up
Replies: 65
Views: 6236

Re: I want to sell my home, but I don't want to fix it up

You lost me when you said a leak (intermittent) and a faulty window would cost $150k?

I'll bid $145 to fix your problems. Just kidding, sort of.
by DanMahowny
Mon Jul 23, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Dealing with HOA Notice
Replies: 118
Views: 9516

Re: Dealing with HOA Notice

The cable fix is pretty simple. The cable from my dish is a color that closely matches the exterior color of my home (white). Additionally, the installer took extra time/effort to route the cable in a way that makes it darn near impossible to see. As far as the window air conditioner goes, I'd proba...
by DanMahowny
Fri Jul 20, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15764

Re: New book based on Millionaire Next Door

Millionaire Next Door, Millionaire Mind, Stop Acting Rich and Millionaire Women Next Door were all excellent. I will definitely be picking up the next book up. These books reinforced concepts I learned, but also helped me feel part of a community that wanted to generate wealth and live life differe...
by DanMahowny
Thu Jul 19, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: Watch Collection Reasonable or Unreasonable or Irresponsible?
Replies: 104
Views: 5095

Re: Watch Collection Reasonable or Unreasonable or Irresponsible?

Don't feel guilty about spending YOUR money on something that YOU enjoy.
by DanMahowny
Wed Jul 18, 2018 12:38 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 23426

Re: Invest in Tesla?

I have added to my TSLA short position and considering even more. Feeling more confident everyday that Tesla is going bankrupt. Buying this stock is a very bad idea. Short the stock and you'll make money. All but the most gullible are cancelling their model3 orders (or at least trying to cancel). Th...
by DanMahowny
Tue Jul 17, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Would you pay $120 for a 5 year dishwasher warranty?
Replies: 61
Views: 2912

Re: Would you pay $120 for a 5 year dishwasher warranty?

Extended warranties are great for people that hate money.
by DanMahowny
Tue Jul 17, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15764

Re: New book based on Millionaire Next Door

Preordered. Looking forward to reading this one; see if the data changes much since the original.

I would not be a millionaire today if it weren't for TMND. Damn glad I read it.