Search found 89 matches

by DanMahowny
Mon Dec 11, 2017 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10377

Re: Save all this money, what do you splurge on?

Exafchick wrote:
Mon Dec 11, 2017 1:56 pm
DanMahowny wrote:
Fri Dec 08, 2017 7:48 pm
I spent $13k on two puppies.
Just wondering why you would spend $13k on puppies when so many are in shelters that may be euthanized if not adopted?!
I wanted "Super-Dogs". They don't have "Super-Dogs" at shelters.
by DanMahowny
Sun Dec 10, 2017 8:14 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 918708

Re: What Movie Have You Recently Watched?

MrNewEngland wrote:
Sun Dec 10, 2017 8:06 pm
DanMahowny wrote:
Sun Dec 10, 2017 7:58 pm
John Wick 2.

Unequivocally, the greatest movie in the history of filmmaking.
I haven’t seen it yet but I find it hard to believe any movie can top Road House.
Well played, sir.
by DanMahowny
Sun Dec 10, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 918708

Re: What Movie Have You Recently Watched?

John Wick 2.

Unequivocally, the greatest movie in the history of filmmaking.
by DanMahowny
Sun Dec 10, 2017 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10377

Re: Save all this money, what do you splurge on?

youngin87 wrote:
Sun Dec 10, 2017 4:57 am
Dam, I thought I spent a lot. I bought from True Haus, one of the top breeders in California. Cost me $2400 including airfare.
I am familiar with True Haus Kennels. They are a good breeder. Well done.

I'm sure you are happy with your dog.
by DanMahowny
Sat Dec 09, 2017 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10377

Re: Save all this money, what do you splurge on?

mega317 wrote:
Sat Dec 09, 2017 12:17 am
DanMahowny wrote:
Fri Dec 08, 2017 7:48 pm
I spent $13k on two puppies.
WOW what breed?
German Shepherds (working line, aka the "real" German Shepherds)

Purchased from a top breeder in Washington- kraftwerkk9.com
by DanMahowny
Fri Dec 08, 2017 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10377

Re: Save all this money, what do you splurge on?

I spent $13k on two puppies.
by DanMahowny
Fri Dec 08, 2017 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: Retire in my early 40s? Crazy or actually doable?
Replies: 71
Views: 8305

Re: Retire in my early 40s? Crazy or actually doable?

I retired at 42 with a lower net worth. Do it.
by DanMahowny
Sat Dec 02, 2017 5:32 pm
Forum: Personal Consumer Issues
Topic: travel golf club case?
Replies: 8
Views: 541

Re: travel golf club case?

Club Glove
by DanMahowny
Fri Dec 01, 2017 10:26 am
Forum: Investing - Theory, News & General
Topic: Craig Rowland not blogging anymore on Permanent Portfolio.
Replies: 30
Views: 4576

Re: Craig Rowland not blogging anymore on Permanent Portfolio.

It's a Permanent Portfolio, not a 5-Year Portfolio.

Seems to me the PP does exactly what it's supposed to do.
by DanMahowny
Fri Dec 01, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: For Musk, an Energy Feat the Size of a Football Field
Replies: 52
Views: 2130

Re: For Musk, an Energy Feat the Size of a Football Field

p0nyboy wrote:
Fri Dec 01, 2017 9:01 am
Musk is a modern day snake oil salesman. I wouldnt touch that stock with a 10 foot pole. This may be the first time ever that he actually delivered what he promised.
Indeed you are correct.
by DanMahowny
Thu Nov 30, 2017 3:04 pm
Forum: Personal Consumer Issues
Topic: Safes
Replies: 31
Views: 2012

Re: Safes

I have a safe in my home. It's 100% decoy. Contents include a deck of cards, a few empty deodorant cans, old remote control, and a few matchbox cars.

The valuables are hidden elsewhere.
by DanMahowny
Tue Nov 28, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 3931

Re: Luggage Update for Travel

I agree with a few others that said, "won't check a bag ever".

Trip enjoyment is inversely correlated with how much crap you bring with you. Try to adopt this philosophy for your next trip. You'll never go back.
by DanMahowny
Mon Nov 27, 2017 6:39 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 8855

Re: Tesla truck unveil

Musk seems to be the only CEO that can make outrageous promises; not deliver.

And get away with it unscathed. This won't last forever tho.

Heck, he is selling cars with "full self driving capability", and people are paying for it. Yet it doesn't exist. PT Barnum was right, indeed.
by DanMahowny
Mon Nov 27, 2017 6:28 pm
Forum: Investing - Help with Personal Investments
Topic: Gold?
Replies: 64
Views: 3801

Re: Gold?

I have $60,000 cash in a bank safe deposit box. Just because it makes me feel good.

I also have physical gold coins in there too- protect my cash if hyperinflation hits.

I don't care about zombies, or SHTF scenarios. I have trained protection dogs and lots of guns.
by DanMahowny
Sun Nov 19, 2017 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 12339

Re: The valet smashed my Tesla into a brick wall!

Been waiting to see if anyone would say it first, but . . . . . I'm not buying this story. I call BS. Why aren’t you buying it? #1- "Valet smashed new Tesla into brick wall" This is newsworthy, and should show up after a quick google search. However, a search yields nothing because it didn't happen...
by DanMahowny
Sun Nov 19, 2017 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 12339

Re: The valet smashed my Tesla into a brick wall!

Been waiting to see if anyone would say it first, but . . . . .

I'm not buying this story. I call BS.
by DanMahowny
Sun Nov 19, 2017 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 12339

Re: The valet smashed my Tesla into a brick wall!

minimalistmarc wrote:
Sun Nov 19, 2017 9:31 am
The things you own end up owning you. It's only after we've lost everything that we're free to do anything .
+4 (I hope my count is accurate)
by DanMahowny
Wed Nov 15, 2017 7:25 pm
Forum: Personal Consumer Issues
Topic: Office Chair Recommendations (Aeron?)
Replies: 37
Views: 2211

Re: Office Chair Recommendations (Aeron?)

Aeron.

Had mine since 1999? The perfect chair, for me anyway.

Don't see any reason why it wont last another 20 years.
by DanMahowny
Wed Nov 15, 2017 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Fair way to split expenses?
Replies: 105
Views: 4757

Re: Fair way to split expenses?

All our income flows into a joint checking account for bill pay, etc. Anything large is discussed; all taxable investment accounts are also joint (funded from checking). No issues. This describes our situation as well. 23+ years of marriage. No arguments about money. Ever. We are a team. It's OUR m...
by DanMahowny
Tue Nov 14, 2017 1:45 pm
Forum: Personal Consumer Issues
Topic: Tipping in living wage state. Redux.
Replies: 118
Views: 6928

Re: Tipping in living wage state. Redux.

If wait staff is earning $15 p/hr, I would employ the following formula to determine the appropriate tip.

Amount of my check x 0 = tip amount
by DanMahowny
Sat Nov 11, 2017 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 6508

Re: Isn't it safer to NOT sign Credit card?

I sign my credit cards. And we're all protected against bogus charges, so there is no concern. Also, I can't recall the last time anyone actually handled my card, or asked to see it. I complete the transaction myself, usually online.

My debit cards go in the shredder immediately upon receipt.
by DanMahowny
Sat Nov 11, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Swedish Death Cleaning [De-clutter your home]
Replies: 63
Views: 6979

Re: Swedish Death Cleaning [De-clutter your home]

Much of what people own should be trashed.

The things you own end up owning you.
by DanMahowny
Fri Nov 10, 2017 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA EFC number shock! [Expected Family Contribution]
Replies: 39
Views: 4226

Re: FAFSA EFC number shock!

My EFC is expected to be around $43k. I'm not going to bother filling out the FAFSA. I don't want to provide the details of my financial situation when there is no benefit. Many people tell me, "fill out the FAFSA, you'll probably get something." They are wrong, indeed. My high school senior will at...
by DanMahowny
Thu Nov 09, 2017 6:21 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 4184
Views: 1116111

Re: U.S. stocks in freefall

You never through 2008, it was falling continously for couple of month with no ending. So big drop may not be just a day event. Exactly. I remember 2007/8 well. Brutal indeed. I lost my job in the middle of it all too. Fortunately, I stayed fully invested and came out the other end in great shape. ...
by DanMahowny
Thu Nov 09, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4954

Re: What do you do to keep your mind sharp?

The screen-name and the Exhibit CAA reference in another thread gave it away :sharebeer Any card games requiring memory/thinking/calculating, such as blackjack, gin, poker, bridge, etc. Word games, board games, reading, learning more about computers & electronics. Frequently rejecting the BH "Philo...
by DanMahowny
Wed Nov 08, 2017 3:30 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4954

Re: What do you do to keep your mind sharp?

Advantage gambler. Taking $$ from casinos is challenging but very satisfying.

I read a lot too.
by DanMahowny
Mon Nov 06, 2017 10:57 am
Forum: Investing - Theory, News & General
Topic: Investment Books & Your Library
Replies: 36
Views: 2650

Re: Investment Books & Your Library

I reviewed "The Permanent Portfolio" by Craig Rowland and J.M. Lawson and added it to my list of "Investment Gems." The book is an excellent review of Harry Browne's strategy. You can read valuable quotes here: Investment Gems Taylor, thanks for the link. Very cool list. I bookmarked it and look fo...
by DanMahowny
Mon Nov 06, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

All the Superchargers I've been to have actually been the other way around, in privately-owned lots. However, this means they cannot get a ticket from the city (my city tickets the public chargers when a car parks there and isn't plugged in), but instead, the only option is the property owner enfor...
by DanMahowny
Sun Nov 05, 2017 6:33 pm
Forum: Investing - Theory, News & General
Topic: Investment Books & Your Library
Replies: 36
Views: 2650

Re: Investment Books & Your Library

I don't have a lot of investment books, but the ones I do have are mostly by Harry Browne. I like his investing approach (trying to account for all reasonable risks) and his sense of humor, and knew him personally as well. I recently read two Harry Browne books. I'd like to read them all. Hard to f...
by DanMahowny
Sun Nov 05, 2017 10:56 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

Not the case, at least on the East coast. In over 1.5 years, I had to wait for a charger once, because idiots in an ICE decided to park there. It was only a 5 minute wait before the idiots moved their car. I didn’t even have time to get them a ticket or a tow. My friend (an attorney) said this: "Ma...
by DanMahowny
Sat Nov 04, 2017 8:22 pm
Forum: Personal Consumer Issues
Topic: How Best to Clean Inside of Windshield
Replies: 11
Views: 1638

Re: How Best to Clean Inside of Windshield

here is a link to an excellent youtube video that explains the steps I posted.

https://www.youtube.com/watch?v=axI5Luw0Eos&t=396s
by DanMahowny
Sat Nov 04, 2017 7:26 pm
Forum: Personal Consumer Issues
Topic: How Best to Clean Inside of Windshield
Replies: 11
Views: 1638

Re: How Best to Clean Inside of Windshield

1) microfiber towel #1
2) magic eraser (wet)
3) microfiber towel #2
4) windex
5) microfiber towel #3

avoid using any greasy products such as ArmorAll inside the vehicle. This is the #1 cause of greasy glass. Don't smoke either.
by DanMahowny
Thu Nov 02, 2017 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Does Retirement Make You Lazier?
Replies: 87
Views: 7736

Re: Does Retirement Make You Lazier?

I was lazy when I was a working stiff.

Now that I'm retired, there aren't enough hours in the day.

So much to do. It's awesome.
by DanMahowny
Thu Nov 02, 2017 3:35 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

Tesla's maintenance plans cost more than the maintenance for my "fossil car". A lot more, actually.

https://www.tesla.com/support/maintenance-plans
by DanMahowny
Wed Nov 01, 2017 9:45 am
Forum: Investing - Theory, News & General
Topic: I Bond fixed rate 0.10% [November rate announced]
Replies: 31
Views: 4184

Re: I Bond fixed rate 0.10%

Call_Me_Op wrote:
Wed Nov 01, 2017 9:40 am
One thing that turns me off regarding Treasury Direct is that they make it clear that if there is fraud in your account, it's your problem.
Interesting. I was unaware. I'll need to learn more. Thanks.
by DanMahowny
Tue Oct 31, 2017 8:58 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

madbrain wrote:
Tue Oct 31, 2017 8:36 pm
You conveniently forget that the Accord has greenhouse gas emissions, while the Tesla (and other EVs) do not.
I didn't forget. I just don't care.
by DanMahowny
Tue Oct 31, 2017 7:14 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

I reserved a Model 3 out of curiosity, then later cancelled after I learned the details. Just my opinion, but It's no contest comparing a Model 3 vs a Honda Accord (or Camry). I bought a Honda Accord brand new for $19,500 (2015). It's safe, rock-solid reliable, gets 30+ mpg, has a range of 500+ mile...
by DanMahowny
Sat Oct 28, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 314
Views: 22781

Re: To take or not to take delivery of Tesla 3

I cancelled my Model 3 order. And shorted Tesla stock.

That's what I call a WIN-WIN.
by DanMahowny
Wed Oct 25, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Amazon kindle paperwhite
Replies: 69
Views: 3600

Re: Amazon kindle paperwhite

I read a lot. Use a Kindle Voyage. Love it. Much better than a real book.

But the increased costs (books) is very disappointing. The ebooks were supposed to be much cheaper. Not true anymore.
by DanMahowny
Wed Oct 25, 2017 2:37 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 4184
Views: 1116111

Re: U.S. stocks in freefall

Just to correct a few assumptions being made here . . .

There are many casino games (nearly all) that are +EV for the advantage player.

James Grosjean's book "Exhibit CAA: Beyond Counting" explains all. The book can be found on eBay, but typically sells for $7,000 to $10,000. And it's worth it.
by DanMahowny
Wed Oct 25, 2017 9:25 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 138
Views: 15379

Re: MoviePass-Too good to be true, but it's legit.

KlingKlang wrote:
Wed Oct 04, 2017 6:32 pm
My wife and I haven't been to a movie since "The Lord of the Rings" ended due to the behavior of the other moviegoers.
My last movie was Rocky II (late 70's?). I'm serious.

I'd rather nail my **** to a burning building, than go watch a movie in a theater.
by DanMahowny
Tue Oct 24, 2017 5:47 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 4184
Views: 1116111

Re: U.S. stocks in freefall

I just returned home from a long weekend in Las Vegas.

The blackjack dealers were giving out investment advice. Cab drivers too. And bartenders also.

I actually heard one say, "It's different this time."

The end is near, I'm sure.
by DanMahowny
Sat Oct 14, 2017 3:51 pm
Forum: Personal Consumer Issues
Topic: Liability of phone conversations while my client is driving (and I am not in the car)?
Replies: 64
Views: 4264

Re: Liability of phone conversations while my client is driving (and I am not in the car)?

In my physician job, I refuse to talk to them unless they stop driving. It's just my rule and there are no exceptions. If it's important enough to talk to the doctor about, it's important that I have to have their undivided attention. Besides, I'm an 'expert' in distracted driving. And by expert I ...
by DanMahowny
Fri Oct 13, 2017 6:18 pm
Forum: Personal Consumer Issues
Topic: Liability of phone conversations while my client is driving (and I am not in the car)?
Replies: 64
Views: 4264

Re: Liability of phone conversations while my client is driving (and I am not in the car)?

I talk via speakerphone while driving frequently.

Otherwise, I'll talk to whoever is in the car with me.

Personally, I don't see the difference.
by DanMahowny
Fri Oct 13, 2017 4:26 pm
Forum: Investing - Theory, News & General
Topic: What's your asset allocation and why?
Replies: 160
Views: 14913

Re: What's your asset allocation and why?

70%
35% short-term treasuries
21% TIPs
14% Gold

30%
18% US equities
7.2% int'l developed
4.8% emerging markets

Retired.
by DanMahowny
Thu Oct 12, 2017 6:50 pm
Forum: Investing - Theory, News & General
Topic: 10 year anniversary of the beginning of the Great Recession
Replies: 45
Views: 4521

Re: 10 year anniversary of the beginning of the Great Recession

I lost my job at the same time. During the 1st 12 months of the Great Recession, I went 100% equities.

Been retired ever since.
by DanMahowny
Thu Oct 12, 2017 6:47 pm
Forum: Personal Consumer Issues
Topic: Tesla roof deposit: Anyone paid one?
Replies: 16
Views: 2227

Re: Tesla roof deposit: Anyone paid one?

unclescrooge wrote:
Thu Oct 12, 2017 6:37 pm
I just spent $13.5k on a new shingle roof and $17.5k for solar panels.

By comparison, Tesla roof was $96k
My electric bill is $131 p/mo (36 month average).

$96k / $1,572 = 61 years worth of electric bills.
by DanMahowny
Wed Oct 11, 2017 5:36 am
Forum: Investing - Theory, News & General
Topic: 100% in bond to wait for market crash?
Replies: 122
Views: 12647

Re: 100% in bond to wait for market crash?

There are only TWO types of investors:

1) Those that don't know where the market is going.
2) Those that don't know that they don't know.

Sadly, I may lean towards type 2. But I did well anyway because I'm a good saver.