Search found 1668 matches

by bob60014
Mon Sep 28, 2020 3:51 pm
Forum: Personal Consumer Issues
Topic: Carvana Account
Replies: 8
Views: 829

Re: Carvana Account

We are in the market for a new-to-us vehicle, but expecting to buy used. I have been searching Carvana regularly, and I am considering creating an account so I can save searches and get updates. But I’m leery of being innundated with e-mails that only are marginally relevant to what I need. Some we...
by bob60014
Mon Sep 28, 2020 5:31 am
Forum: Personal Consumer Issues
Topic: Shipping Electronics?
Replies: 8
Views: 454

Re: Shipping Electronics?

onourway wrote: Mon Sep 28, 2020 4:42 am Or, alternatively, simply cover the box in brown packing paper.
+1, this!
by bob60014
Sat Sep 26, 2020 10:24 am
Forum: Personal Consumer Issues
Topic: Capital One Venture credit card: Is this a good deal?
Replies: 18
Views: 1459

Re: Capital One Venture credit card: Is this a good deal?

A $1000 bonus for a $20k spend is horrible and the 2pt per purchase are ho hum. From the Cap One site..."Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, OR still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months." If y...
by bob60014
Sat Sep 26, 2020 10:20 am
Forum: Personal Finance (Not Investing)
Topic: My good experience buying a Hertz rental car
Replies: 24
Views: 2895

Re: My good experience buying a Hertz rental car

Thinking more of the 2020 and 2019s and depending on the make/model/year, it may be beneficial to check new vehicles at a dealer. The new car price maybe similar or slightly more than the Hertz price for a used vehicle, plus you get a full warranty. It pays to shop around.
by bob60014
Fri Sep 25, 2020 5:50 am
Forum: Personal Consumer Issues
Topic: Erasing everything off a computer? Any software?
Replies: 40
Views: 2569

Re: Erasing everything off a computer? Any software?

As everything is so lax, pop the old drive out and insert a new one. Let the next user figure out the OS install! JK! :)
by bob60014
Thu Sep 24, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: PODS or ABF/U-Pack or Similar?
Replies: 11
Views: 718

Re: PODS or ABF/U-Pack or Similar?

Check the parking rules on both ends. Here (San Diego), parking a UPack trailer is a $250 ticket. Per day. The UPack rep will tell you they don’t know about local parking regulations. The meter maid, though, said they write tickets on UPack trailers every day, and of course ABF knows that parking t...
by bob60014
Wed Sep 23, 2020 6:45 pm
Forum: Personal Consumer Issues
Topic: Capital One Venture credit card: Is this a good deal?
Replies: 18
Views: 1459

Re: Capital One Venture credit card: Is this a good deal?

A $1000 bonus for a $20k spend is horrible and the 2pt per purchase are ho hum.

From the Cap One site..."Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, OR still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months."
by bob60014
Mon Sep 21, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: Your recent experience of visiting a dentist
Replies: 63
Views: 4221

Re: Your recent experience of visiting a dentist

No issues. All the usual Screening, protection, distancing, etc being done. Only two patients allowed in the treatment area at a time, it can accommodate 6. I was very comfortable.
by bob60014
Mon Sep 21, 2020 3:28 pm
Forum: Personal Consumer Issues
Topic: recent thread on re agent interviews
Replies: 1
Views: 183

Re: recent thread on re agent interviews

Type, "Interviewing Real Estate Agent" into the search box.


viewtopic.php?t=325205
by bob60014
Sun Sep 20, 2020 4:30 pm
Forum: Personal Investments
Topic: How does E*TRADE accept funds for their Solo 401(k) plan?
Replies: 3
Views: 180

Re: How does E*TRADE accept funds for their Solo 401(k) plan?

I'm planning to open a Solo 401(k) account with E*TRADE. Does anyone with firsthand experience know how they accept contributions? Checks? Wire? ACH? I've been searching and can't find the information anywhere. Thanks in advance. Iirc all three, no different than other account funding. Once establi...
by bob60014
Sun Sep 20, 2020 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Answering Survey Questions Regarding Income
Replies: 16
Views: 1161

Re: Answering Survey Questions Regarding Income

I answer most surveys and do so using taxable income.
by bob60014
Sun Sep 20, 2020 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Small Windfall, Looking for Advice
Replies: 6
Views: 898

Re: Small Windfall, Looking for Advice

LifeIsGood wrote: Sun Sep 20, 2020 7:07 am With a combined income of ~$250K, $15K seems a little skinny for an emergency fund. That represents a bit over 3 wks of income.
+1, probably not what the OP wanted to hear, but the EF is wanting. Things happen!
by bob60014
Sun Sep 20, 2020 5:57 am
Forum: Personal Consumer Issues
Topic: Preparing for a Long Distance Move - questions
Replies: 22
Views: 1494

Re: Preparing for a Long Distance Move - questions

Enterprise for the van rental. Youll have a van, so you move all your valuable, collectables, china, clothes and anything deemed you cant live without.
by bob60014
Sat Sep 19, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: Cancelling Old Credit Card Effect on Credit Score
Replies: 18
Views: 1378

Re: Cancelling Old Credit Card Effect on Credit Score

Did you call the issuer to downgrade your card? Doing so "may" allow for retention of your length of card history. What is your current score? If it's in the high 700s- to 800 range it'll be a blip and not much will change. Your payment history, any derogatory marks and credit utilization are far mo...
by bob60014
Fri Sep 18, 2020 3:46 pm
Forum: Personal Investments
Topic: Guidance for breaking the news to our financial advisor
Replies: 60
Views: 4968

Re: Guidance for breaking the news to our financial advisor

This is like holding a particular stock for sentmental reasons. Take the emotion out if this, totally. You (the both of you) are the boss and this is business, nothing personal. Politely inform him before the review and move on.
by bob60014
Fri Sep 18, 2020 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Confused About Life Insurance Policy in My Name
Replies: 12
Views: 1351

Re: Confused About Life Insurance Policy in My Name

My parents did the exact same with me, similar type plan too. I knew this ownership/insured/beneficiary setup wasn't their intent, so about 10 years ago I wanted to sort it out, making me the insured and owner. My policy was with Allstate, and IIRC when I contacted them, they sent a form indicating ...
by bob60014
Tue Sep 15, 2020 6:24 am
Forum: Personal Consumer Issues
Topic: Sell My Car To Carvana?
Replies: 31
Views: 3449

Re: Sell My Car To Carvana?

Did it a few months ago and it was by far the easiest used car sale I've ever made. It eliminated having to deal with a trade in, doing a private sale and having people over to view and dealing with their payment, etc... The Carvana quote process was easy to navigate, they were prompt in all communi...
by bob60014
Tue Sep 15, 2020 6:14 am
Forum: Personal Consumer Issues
Topic: Buying a car?
Replies: 25
Views: 2018

Re: Buying a car?

fung wrote: Tue Sep 15, 2020 3:20 am ....... Would you say there's an immediate need for repair when there's cracks in the windshield, or do people generally wait for the cracks to reach a certain size before it's absolutely necessary?
I would repair immediately as it's a violation to drive with a cracked windshield in some states.
by bob60014
Mon Sep 14, 2020 8:00 pm
Forum: Personal Consumer Issues
Topic: Best platform for selling used car?
Replies: 20
Views: 1848

Re: Best platform for selling used car?

Yes, always ride along. If the potential buyer balks, well too bad. Your car, your rules.
by bob60014
Mon Sep 14, 2020 8:00 am
Forum: Personal Consumer Issues
Topic: Raise offering 20% cash back on Delta gift cards
Replies: 21
Views: 1823

Re: Raise offering 20% cash back on Delta gift cards

Somewhat related in regards to to big to fail, Delta's plan to use frequent flyer funds to stop the bleeding. AA and UA have done similar.

https://www.cnbc.com/2020/09/14/delta-l ... ogram.html
by bob60014
Mon Sep 14, 2020 5:47 am
Forum: Personal Consumer Issues
Topic: Bike Recommendation
Replies: 74
Views: 5455

Re: Bike Recommendation

Early this summer I bought a 1972 Schwinn Super Sport in good condition and with some minor tweaks (new handlebar tape, new brake cable), total cost was under $100. Point is, don't discount quality older bikes.
by bob60014
Mon Sep 14, 2020 5:39 am
Forum: Personal Consumer Issues
Topic: Buying a car?
Replies: 25
Views: 2018

Re: Buying a car?

+1 for keeping. Get the windshield fixed for safety reasons , it's cheap to do.
by bob60014
Sun Sep 13, 2020 5:19 am
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6650

Re: Microsoft Flight Simulator 2020

dwc13 wrote: Sun Sep 13, 2020 12:26 am ............Bigfoot roaming the forests,........
His name is Daryl! :)

Re the topic, it's a nice upgrade from FS and FSX. I'm running 2020 on a laptop, no issues so far, though it runs warmer than usual which I expected.
by bob60014
Sat Sep 12, 2020 10:34 am
Forum: Personal Consumer Issues
Topic: Pls recommend a moving service, thank you
Replies: 10
Views: 572

Re: Pls recommend a moving service, thank you

Upack is usually recommended. There was another moving thread here recently that may have more info. Here is upacks info.

https://www.upack.com/
by bob60014
Sat Sep 12, 2020 6:10 am
Forum: Personal Consumer Issues
Topic: Used Car issues Ohio
Replies: 37
Views: 1761

Re: Used Car issues Ohio

......Check engine light is often a minor issue like gas cap loose or a bad sensor. 4x4 light could be a sensor too but I assume you don't need 4wd right now. What are the others? Buy a $50 scan tool to read the codes and decide if it can wait...... No need to buy a scanner, O'reillys, Autozone and...
by bob60014
Fri Sep 11, 2020 5:30 am
Forum: Personal Consumer Issues
Topic: Comparing health plan coverage for BCBS - how do I do it?
Replies: 11
Views: 640

Re: Comparing health plan coverage for BCBS - how do I do it?

With our BCBSIL we can compare each plan and networks on the BCBS website and can determine which doctors, medical groups, hospitals accept the plans. You don't need to be a current customer to do so. Easy enough and so far has been accurate without any surprises. A phone call to confirm acceptance ...
by bob60014
Thu Sep 10, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: Miele Appliances for New Build Condo
Replies: 32
Views: 1714

Re: Miele Appliances for New Build Condo

I'm in the Chicago area and ABT would be my choice as their in house installation and service is great. You don't say where in the Midwest you are, but if you are in ABTs service area, consider them. No matter where purchased, the Miele products won't have any significant discount unless they are ru...
by bob60014
Wed Sep 09, 2020 1:51 pm
Forum: Personal Consumer Issues
Topic: Please help me, need to buy a computer
Replies: 128
Views: 6345

Re: Please help me, need to buy a computer

First you need to determine as to what are you going to use this computer for? Is it basic things like Emails, video chats and web surfing or elaborate Excel spreadsheets or video/photo processing?
by bob60014
Sun Sep 06, 2020 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: Can anyone suggest a joint checking account?
Replies: 58
Views: 2793

Re: Can anyone suggest a joint checking account?

No judgement, just curious as to why a checking account for groceries, shared dinner, housewares, travel and new furniture? Most everything is done with a credit card nowadays, especially for points/rewards. In the last 15 years I think we've written 15 checks, mostly for gifts. Good question, mayb...
by bob60014
Sun Sep 06, 2020 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Can anyone suggest a joint checking account?
Replies: 58
Views: 2793

Re: Can anyone suggest a joint checking account?

No judgement, just curious as to why a checking account for groceries, shared dinner, housewares, travel and new furniture? Most everything is done with a credit card nowadays, especially for points/rewards. In the last 15 years I think we've written 15 checks, mostly for gifts.
by bob60014
Sun Sep 06, 2020 11:27 am
Forum: Personal Consumer Issues
Topic: Did your car insurance premium drop recently?
Replies: 37
Views: 2085

Re: Did your car insurance premium drop recently?

Just renewed w/Geico and received the 15% discount.
by bob60014
Sat Sep 05, 2020 11:15 am
Forum: Personal Consumer Issues
Topic: Antique Photos Stuck to Glass
Replies: 10
Views: 974

Re: Antique Photos Stuck to Glass

Scanning the photo with the glass is exactly what I have done. After a bit of processing I made copies and put copies back into frames. Of course I saved the original.
by bob60014
Sat Sep 05, 2020 10:29 am
Forum: Personal Consumer Issues
Topic: Moving Expenses
Replies: 3
Views: 298

Re: Moving Expenses

ABF Upack is popular with many in my area and have seen them recommended on here on the BH site. Here is a link to them.

https://www.upack.com/how-upack-works
by bob60014
Thu Sep 03, 2020 5:58 am
Forum: Personal Consumer Issues
Topic: Does dishwasher need to be replaced?
Replies: 16
Views: 1169

Re: Does dishwasher need to be replaced?

9 yo ++, it smokes, doesn't light up....don't even mess around, buy a new one.
by bob60014
Thu Sep 03, 2020 5:50 am
Forum: Personal Consumer Issues
Topic: How much to take down this tree?
Replies: 71
Views: 5298

Re: How much to take down this tree?

I enlarged the pix and perhaps I missed it, but I don't see any power lines, just some long-thin branches. I agree with others to find a pro (and insured) for a few extra $$. I happily pay for the peace of mind.
by bob60014
Wed Sep 02, 2020 6:49 am
Forum: Personal Consumer Issues
Topic: Used Car Sale - Please help negotiate
Replies: 21
Views: 1526

Re: Used Car Sale - Please help negotiate

ggrmv722 wrote: Tue Sep 01, 2020 1:53 pm ,................. My dealer is matching that so I'm not sure on my position to leverage here.
Although they have been sitting on the car for 6 months.
There is a reason for that. Get the VIN and run a Carfax or similar.
by bob60014
Sun Aug 30, 2020 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: What do Americans really do about cable and homeowners insurance?
Replies: 51
Views: 4454

Re: What do Americans really do about cable and homeowners insurance?

Re the cable, How much time do you actually stay at the cottage? Is it rented out or used when you're not there? For insurance, shop it each year. The insurance companies love those long term policy owners that just pay without giving it any thought. Ugly question. I spend three weeks a year (pre-C...
by bob60014
Sun Aug 30, 2020 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: What do Americans really do about cable and homeowners insurance?
Replies: 51
Views: 4454

Re: What do Americans really do about cable and homeowners insurance?

Re the cable, How much time do you actually stay at the cottage? Is it rented out or used when you're not there?

For insurance, shop it each year. The insurance companies love those long term policy owners that just pay without giving it any thought.
by bob60014
Sun Aug 30, 2020 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Chase closed my accounts and banned me and I don’t know why
Replies: 48
Views: 7577

Re: Chase closed my accounts and banned me and I don’t know why

Aguilar wrote: Sat Aug 29, 2020 2:11 pm............. I just opened bank accounts and got banned...........
Agree, Think "money laundering" as the reason.
by bob60014
Sat Aug 29, 2020 10:36 am
Forum: Personal Consumer Issues
Topic: Digitizing VHS ....
Replies: 8
Views: 562

Re: Digitizing VHS ....

Here is a recent thread about this.

viewtopic.php?t=298885
by bob60014
Thu Aug 27, 2020 5:12 am
Forum: Personal Finance (Not Investing)
Topic: How to find furnished apt. for short-term rental
Replies: 11
Views: 683

Re: How to find furnished apt. for short-term rental

The agent is unable to help with rentals? You might try these sites using the filters to narrow your parameters.
Realtor.com
apartments.com
Airbnb - use the extended stay option.
by bob60014
Thu Aug 27, 2020 5:06 am
Forum: Personal Consumer Issues
Topic: Debt collector for traffic violation in another country
Replies: 6
Views: 809

Re: Debt collector for traffic violation in another country

This sounded familiar and there was a thread from earlier this year regarding Italian traffic ticket debt collection, FYI.

viewtopic.php?t=282088
by bob60014
Sun Aug 23, 2020 3:21 pm
Forum: Personal Consumer Issues
Topic: Renting a washer/dryer for a couple of months until I get a deal on a new one?
Replies: 19
Views: 1503

Re: Renting a washer/dryer for a couple of months until I get a deal on a new one?

Frankly I would just buy them now as there are some supply chain shortages and any bargains may be a ways away. But, if you must, go to Facebook Marketplace or Craigslist and buy used ones. In my area they are $45-$75 for working ones in good condition.
by bob60014
Sat Aug 22, 2020 8:55 am
Forum: Personal Consumer Issues
Topic: Cord cutting 2020 - Youtube TV
Replies: 28
Views: 2708

Re: Cord cutting 2020 - Youtube TV

There are several prior threads regarding this. Use to search function to find them all. Here is a recent one.

viewtopic.php?t=315966
by bob60014
Thu Aug 20, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: Tires recommendations?
Replies: 61
Views: 3524

Re: Tires recommendations?

What's the make and model of the vehicle and what is your location?