Search found 189 matches

by ASpenderInRecovery
Sun Oct 27, 2019 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

Thanks for providing these links. The calculations show our IBR cap is $927 but that seems too low. I've compared with another calculator from studenloans.gov and they are saying we would no longer qualify for IBR and the most aggressive options are below. Income-contingent repayment (ICR) - $1,631...
by ASpenderInRecovery
Sun Oct 27, 2019 6:43 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

Bogleheads, Should we change course and start paying the loans down aggressively so we can clear it and do MFJ? Your question is unanswerable unless you calculate your IBR "cap", which is the maximum payment on IBR. That is, there is a level at which you payment is fixed no matter how high your inc...
by ASpenderInRecovery
Sun Oct 27, 2019 5:36 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

Assuming we choose to just pay off the loans, any suggestions as to how aggressively to pay it off?
by ASpenderInRecovery
Sat Oct 26, 2019 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

RickBoglehead wrote:
Sat Oct 26, 2019 8:47 pm
TurboTax?
I suppose I could try running them myself for free. Admittedly I’ve never trusted myself to do tax prep without guidance.
by ASpenderInRecovery
Sat Oct 26, 2019 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

It should be easy to run taxes both ways and see the difference, and then make sure assumptions on that for X years. Then, match that up against the student loan forgiveness, which I assume is due to having a needed profession in an area that really needs the person. Couple that with a bit of "we i...
by ASpenderInRecovery
Sat Oct 26, 2019 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Re: Advice needed on interesting PSLF situation - should we change course?

Bogleheads, We’ve got an interesting Public Service Loan Forgiveness (PSLF) situation that we are hoping to get some good advice on. My wife has 80k of student loan debt @ 5.875% that we have been pursuing a forgiveness strategy on for the past 3 years with another 7 years remaining for full debt f...
by ASpenderInRecovery
Sat Oct 26, 2019 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed on interesting PSLF situation - should we change course?
Replies: 25
Views: 1318

Advice needed on interesting PSLF situation - should we change course?

Bogleheads, We’ve got an interesting Public Service Loan Forgiveness (PSLF) situation that we are hoping to get some good advice on. My wife has 80k of student loan debt @ 5.875% that we have been pursuing a forgiveness strategy on for the past 3 years with another 7 years remaining for full debt fo...
by ASpenderInRecovery
Sun Oct 13, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: Portable Music for Exercise
Replies: 13
Views: 1091

Re: Portable Music for Exercise

Any of the generation Apple Watches allow you to save music locally on the watch then you can use any bluetooth headphones to listen to music. You can also connect to wifi or use LTE to stream music on Apple Music, Spotify, and Pandora.
by ASpenderInRecovery
Sat Sep 21, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Save? Invest? Pay off Mortgage?
Replies: 12
Views: 1688

Re: Save? Invest? Pay off Mortgage?

Nice work on the minimal debt and coming here to ask for advice. I’ve been in sales my whole career and only got serious saving/investing over the past 4 years. It really depends on your personal comfort, but because our income tends to fluctuate my suggestion is gradually save up an emergency fund/...
by ASpenderInRecovery
Sun Aug 04, 2019 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Is our spending crazy?
Replies: 111
Views: 7456

Re: Is our spending crazy?

Since you asked for the feedback, yes your spending is a tad crazy. Apologies if missed it but if your spouse doesn’t work and y’all make 470k combined then our incomes are similar but our monthly expenses are 7.5k respectively. For reference I live in Northern VA which is considered HCOL. I’d fine ...
by ASpenderInRecovery
Sun Jul 21, 2019 4:58 pm
Forum: Personal Consumer Issues
Topic: Car Leasing Question
Replies: 22
Views: 1615

Re: Car Leasing Question

I just stopped leasing myself so I can tell you my experience. Leasing is great for the reasons you listed like getting the latest and greatest, most advanced safety features, updated convenience/comfort tech, etc. every 3 years. On the flip side you never own the vehicle therefore you are paying al...
by ASpenderInRecovery
Sun Jul 21, 2019 4:34 pm
Forum: Personal Investments
Topic: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?
Replies: 11
Views: 681

Re: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?

Can you post what the available choices in your current 401k are, and their expense ratios? We can perhaps use some blended funds to get the final allocation that you want within the 401k plan, I don't want to rule that out. That said ... No harm in keeping the old 401k as is, in fact I have done s...
by ASpenderInRecovery
Sun Jul 21, 2019 10:54 am
Forum: Personal Investments
Topic: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?
Replies: 11
Views: 681

Re: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?

WoodSpinner wrote:
Sun Jul 21, 2019 8:47 am
OP,

Keep up the focus and savings. You are doing well!

Suggestion is to sell $29K in your Rollover IRA and by Bonds there.

Invest the $29k in Taxable in Equities.

WoodSpinner
Thanks! Any thoughts on rolling over the Old 401k into the IRA? Also, which bond funds would you recommend?
by ASpenderInRecovery
Sun Jul 21, 2019 10:51 am
Forum: Personal Investments
Topic: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?
Replies: 11
Views: 681

Re: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?

Pay off the car loan @1.99% if that rate is higher than or same as your Ally savings rate after tax (37%). For example, if you are using the Ally 2.1% savings account, paying off the loan would make sense. Good point. Stupidly I had overlooked the tax implications. I’ll just pay it off and be done ...
by ASpenderInRecovery
Sun Jul 21, 2019 10:48 am
Forum: Personal Investments
Topic: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?
Replies: 11
Views: 681

Re: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?

Another thought - investigate if your 401k plan allows after-tax contributions / to be turned into in-plan Roth conversions (aka Mega Backdoor Roth). It would let you shelter an additional ($37k per year - employer match). If your plan allows both In-plan Roth Rollover and Rollover to an external R...
by ASpenderInRecovery
Sun Jul 21, 2019 7:06 am
Forum: Personal Investments
Topic: Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?
Replies: 11
Views: 681

Portfolio Review - How would you allocate this cash to rebalance? Do my financial plans make sense?

Bogleheads, Posting to get your comments and perspective on my portfolio, thoughts on rebalancing, as well as some long-term financial plans. I live in a HCOL area in the DC Metro area. I’ve been fortunate that my income has virtually doubled over the past 2 years and need some guidance on some long...
by ASpenderInRecovery
Sat Jul 20, 2019 8:05 pm
Forum: Personal Investments
Topic: Advice & Review Needed: Portfolio rebalancing and long-term financial plans
Replies: 2
Views: 242

Re: Advice needed on portfolio rebalancing and long term financial plans

delamer wrote:
Sat Jul 20, 2019 7:59 pm
You’ll get more responses if you include the names of your funds/ETFs.

Most of us don’t know the ticker symbols.
Much appreciated! I'll update now.
by ASpenderInRecovery
Sat Jul 20, 2019 7:54 pm
Forum: Personal Investments
Topic: Advice & Review Needed: Portfolio rebalancing and long-term financial plans
Replies: 2
Views: 242

Advice & Review Needed: Portfolio rebalancing and long-term financial plans

Bogleheads, Posting to get your comments and perspective on my portfolio, thoughts on rebalancing, as well as some long-term financial plans. I live in a HCOL area in the DC Metro area. I’ve been fortunate that my income has virtually doubled over the past 2 years and need some guidance on some long...
by ASpenderInRecovery
Fri Jul 05, 2019 4:33 am
Forum: Personal Finance (Not Investing)
Topic: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?
Replies: 57
Views: 4148

Re: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?

I had a similar urge to you but with a higher income. A year ago I went to purchase a new car and was tempted by luxury vehicles because like you I had grown my income substantially and felt “I had earned it”. I even admire cars and research their performance, technology, reviews, etc in my spare t...
by ASpenderInRecovery
Thu Jul 04, 2019 6:44 am
Forum: Personal Finance (Not Investing)
Topic: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?
Replies: 57
Views: 4148

Re: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?

I had a similar urge to you but with a higher income. A year ago I went to purchase a new car and was tempted by luxury vehicles because like you I had grown my income substantially and felt “I had earned it”. I even admire cars and research their performance, technology, reviews, etc in my spare ti...
by ASpenderInRecovery
Fri May 10, 2019 11:33 am
Forum: Personal Finance (Not Investing)
Topic: car loans high rates?
Replies: 9
Views: 581

Re: car loans high rates?

Check out Pentagon Federal Credit Union. They are #2 by membership to Navy Fed but are aggressively looking to grow their base by offering low rates. You don’t have to be former or active military to join. Give them a call if the rate looks good and for $15-$20 you can contribute to a military nonpr...
by ASpenderInRecovery
Sun May 05, 2019 7:52 pm
Forum: Personal Consumer Issues
Topic: Where do you shop to get best deal for home appliance/electronics?
Replies: 22
Views: 2177

Re: Where do you shop to get best deal for home appliance/electronics?

I went into best buy today and felt that the same product was more expensive in store. It was cheaper online. Most Best Buys will price match Amazon assuming the price you are referencing is ‘Sold by Amazon’ and not a marketplace seller. I use Amazon and Google to get a market price of an electroni...
by ASpenderInRecovery
Sat May 04, 2019 7:40 pm
Forum: Personal Consumer Issues
Topic: What kind of Replacement A/C would you get ??
Replies: 59
Views: 6629

Re: What kind of Replacement A/C would you get ??

Thanks everyone for chiming in, I am going with a Variable or a Two Stage Compressor with a Variable Speed Air Handler (and no Single Stage Standard Compressors are in the running anymore). My learning curve about A/Cs was steep but I seem to be getting there now. Now, a very technical question, an...
by ASpenderInRecovery
Sat May 04, 2019 7:31 pm
Forum: Personal Consumer Issues
Topic: What kind of Replacement A/C would you get ??
Replies: 59
Views: 6629

Re: What kind of Replacement A/C would you get ??

I just replaced a 25 year old Carrier single stage heat pump (exterior unit) and air handler (interior unit) and did an insane amount of research that included soliciting feedback from HVAC-Talk forum, Bogleheads, Houzz forum, tons of Google searches, and 5 bids from reputable hvac contractors. Allo...
by ASpenderInRecovery
Wed Apr 17, 2019 8:30 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 10483

Re: Luxury car recommendations?

IMO you aren’t missing anything. I had a Benz for many years and it was honestly the worst car I’ve ever had. Within a week you will tire of the do-dads and nick-knacks (which all cost a fortune to fix). Buy a Volkswagen to get some higher build quality without the gimmicks and be done IMO. I would...
by ASpenderInRecovery
Sun Apr 14, 2019 6:03 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 10483

Re: Luxury car recommendations?

2018-2019 Audi A4, 2019 Genesis G80, 2019 Lexus GS. Last year I bought a 2018 Accord and test drove a ton of vehicles and did months of research some of which on entry level luxury sedans. The A4 was sleek, fast, highly rated by CR, and incredibly engaging to drive. My preference was to go Accord to...
by ASpenderInRecovery
Sun Apr 14, 2019 5:13 am
Forum: Personal Investments
Topic: Savings by 30?
Replies: 45
Views: 6286

Re: Savings by 30?

This forum is a great source of wisdom, sound advice, and best practices. On the flip side it’s full of critics as we are all running our own race and want to think we know best. Additionally, your personal finances are a function of your life situation and all the decisions you have made. “Comparis...
by ASpenderInRecovery
Thu Apr 04, 2019 11:27 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay for the HVAC with cash back credit cards with 15-21 month 0% APR. You will get about 500-1k cash back and most of it will still be 0% APR for 15+ months. If you can do the loan and pay off using credit cards in 18 months, even better, do that. Splitting across cards impacts additional warranty ...
by ASpenderInRecovery
Thu Apr 04, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Taking your username into account, I would back off. This isn't an emergency. You don't need to replace a functional system today. Start saving the amount you'd pay if you took the loan every month so you have most if not all of the cash available to replace it at some point in the future when it g...
by ASpenderInRecovery
Thu Apr 04, 2019 8:58 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Taking your username into account, I would back off. This isn't an emergency. You don't need to replace a functional system today. Start saving the amount you'd pay if you took the loan every month so you have most if not all of the cash available to replace it at some point in the future when it g...
by ASpenderInRecovery
Thu Apr 04, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay off car loan first, then pay cash for HVAC. If it’s still working, it’s not yet an emergency... You will do better in life if you avoid going into debt (especially for consumable items like cars and HVAC). Don’t even let the option seep into your mind. That means more money to invest for you an...
by ASpenderInRecovery
Thu Apr 04, 2019 5:37 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

I just bought a Lennox heat pump, air handler and wifi thermostat for my new wife's old house. And I had them tear out the old duct board and flex duct work and install insulated galvanized steel pipe in the crawl space. I wrote a check and they knocked 3% off the whole deal. And I qualified for th...
by ASpenderInRecovery
Thu Apr 04, 2019 5:25 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay off car loan first, then pay cash for HVAC. If it’s still working, it’s not yet an emergency... You will do better in life if you avoid going into debt (especially for consumable items like cars and HVAC). Don’t even let the option seep into your mind. That means more money to invest for you an...
by ASpenderInRecovery
Thu Apr 04, 2019 5:22 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay for the HVAC with cash back credit cards with 15-21 month 0% APR. You will get about 500-1k cash back and most of it will still be 0% APR for 15+ months. If you can do the loan and pay off using credit cards in 18 months, even better, do that. Sounds ideal but most cash back cards will only giv...
by ASpenderInRecovery
Thu Apr 04, 2019 5:14 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay off car loan first, then pay cash for HVAC. If it’s still working, it’s not yet an emergency... You will do better in life if you avoid going into debt (especially for consumable items like cars and HVAC). Don’t even let the option seep into your mind. That means more money to invest for you an...
by ASpenderInRecovery
Thu Apr 04, 2019 5:09 am
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

I just replaced my HVAC system a few months ago and the Carrier dealer offered 0% financing thru Wells Fargo. This was 10k and a 72 month plan. Very low payments required and no problems. This is a nation wide program I am told. Would rather use their money than mine. I understand Trane also had a ...
by ASpenderInRecovery
Wed Apr 03, 2019 8:42 pm
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

Pay for the HVAC with cash back credit cards with 15-21 month 0% APR. You will get about 500-1k cash back and most of it will still be 0% APR for 15+ months. If you can do the loan and pay off using credit cards in 18 months, even better, do that. Sounds ideal but most cash back cards will only giv...
by ASpenderInRecovery
Wed Apr 03, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Re: Pay cash for hvac or leverage 0% financing?

drawpoker wrote:
Wed Apr 03, 2019 8:35 pm
What exactly is this HVAC system you are replacing?

A conventional (air source) heat pump?
Heat pump and air handler.
by ASpenderInRecovery
Wed Apr 03, 2019 8:31 pm
Forum: Personal Consumer Issues
Topic: Pay cash for hvac or leverage 0% financing?
Replies: 42
Views: 1948

Pay cash for hvac or leverage 0% financing?

Hello, Looking for advice on whether I should leverage an 18 months 0% financing offer for an ancient (24 yr old) hvac system I’m replacing in anticipation of it failing. HVAC system depending upon the option is 7-10k. Super expensive but I got 5 bids and live in a HCOL area so that’s the going rate...
by ASpenderInRecovery
Thu Mar 28, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Experience with replacing heat pump - Carrier or Lennox?
Replies: 16
Views: 1015

Re: Experience with replacing heat pump - Carrier or Lennox?

I replaced our 15 YR old Bryant(Carrier) HP about 2 years ago which I had minimal trouble with and then one day compressor died. :( I have always favored Trane and so replaced it with a HP with variable speed compressor and air handler. This thing is working just great. On normal load, you have to ...
by ASpenderInRecovery
Thu Mar 28, 2019 8:54 pm
Forum: Personal Consumer Issues
Topic: Experience with replacing heat pump - Carrier or Lennox?
Replies: 16
Views: 1015

Re: Experience with replacing heat pump - Carrier or Lennox?

Manuals J, S, T & D. Did I miss one? I read a lot on HVAC-Talk too and it's hit or miss if they don't have time to answer some inquiries, but I enjoy their attitude and the no-price-discussion policy. I just went through a heat pump install after moving into my new wife's 25-year-old rancher. The 1...
by ASpenderInRecovery
Thu Mar 28, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Experience with replacing heat pump - Carrier or Lennox?
Replies: 16
Views: 1015

Re: Experience with replacing heat pump - Carrier or Lennox?

I don’t know much about those particular systems. Carrier and Lennox are fine brands. In general the most important factor is the quality of the contractor, not the equipment. The sweet spot for equipment is in the midrange. A variable speed blower (ECM) is worth every penny for comfort. Thanks Str...
by ASpenderInRecovery
Thu Mar 28, 2019 12:42 pm
Forum: Personal Consumer Issues
Topic: Experience with replacing heat pump - Carrier or Lennox?
Replies: 16
Views: 1015

Experience with replacing heat pump - Carrier or Lennox?

Hello, I am in the process of replacing a 15 yr old Carrier heat pump paired with a 24 yr old Carrier air handler. My original thought was to run it into the ground and let it break beyond repair but I have decided to replace it ahead of Spring/Summer. I live in Northern VA and our summers get decen...
by ASpenderInRecovery
Tue Mar 19, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: A used Camry or brand new Corolla?
Replies: 69
Views: 3600

Re: A used Camry or brand new Corolla?

Go with the Camry. It’s bigger, higher rated by CR, more comfortable, and better equipped. Also, if you don’t need it new then buy it certified pre-owned from 2018. The Camry was redesigned in 2018 so it got jam packed with safety, convenience, and comfort feaures that year and after. Only thing it ...
by ASpenderInRecovery
Sun Mar 10, 2019 5:23 pm
Forum: Personal Consumer Issues
Topic: Three Days in DC
Replies: 83
Views: 4167

Re: Three Days in DC

Air & Space, Natural History, National Archives, Newseum, Spy Museum will all interest kids. The rooftop at the W has a great view of The White House and DC skyline. Embassy Row by car is interesting. Last but not least, the Kennedy Center and it’s terrace are great.
by ASpenderInRecovery
Sun Mar 03, 2019 8:51 pm
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14399

Re: Is Hyundai the value sweet spot?

ASpender - Thanks for updating all of us who have been following your post. I am in the market for a new SUV and have been looking at the exact brand and trim line you purchased. Have not made a decision yet though! Tom, best of luck with the purchase! Feel free to direct message me with any questi...
by ASpenderInRecovery
Sun Mar 03, 2019 8:47 pm
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14399

Re: Is Hyundai the value sweet spot?

So about this alleged huge disparity in resale value between, say, Toyotas and Hyundais . . . I was curious so went to Carmax to see how they're pricing comparable 10-year-old compact SUVs. Ten years is how long I and many other Bogleheads seem to keep cars when we buy them new. I found a 2010 Hyun...
by ASpenderInRecovery
Sun Mar 03, 2019 8:28 pm
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14399

Re: Is Hyundai the value sweet spot?

OP Update: Thank you everyone who commented. I didn’t realize I’d spark such a lively debate over Hyundai’s value against other brands. We ended up purchasing a 2019 Santa Fe Ultimate awd 2.0T for my wife which is essentially their fully loaded model. I’m sure plenty folks out there think I’m crazy ...
by ASpenderInRecovery
Sun Feb 24, 2019 9:34 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14399

Re: Is Hyundai the value sweet spot?

If you're buying new and keeping the vehicle for 10 years/ 100k miles, the Hyunda/Kia powertrain warranty covers you. If you're buying used, no. It drops to 5 years/60k miles. Exceptions: Hyundai and Kia Although Hyundai and Kia are well known for offering the best powertrain warranties in the indu...
by ASpenderInRecovery
Sun Feb 24, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 14399

Re: Is Hyundai the value sweet spot?

This isn't what you are asking, but a quick Google told me that the 2019 Santa Fe is a brand new design. Regardless of manufacturer, I avoid the first year of a brand new design because they tend to have more reliability problems than year 2 or preferably 3. Having worked as an engineer in a simila...