Search found 28 matches

by eg1
Sun Aug 19, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: Costco penny install sale & road hazard terms
Replies: 31
Views: 2883

Re: Costco penny install sale & road hazard terms

In a couple weeks, Costco will offer 1 penny installation for Michelins (currently Bridgestones). Can I ask where you got this info? I knew Costco would have their usual $70 off Michelin’s in September but I have been holding off for this particular penny installation to get new tires on. Do you kn...
by eg1
Thu Aug 09, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 7417

Re: When is leaving your job that pays well a good idea?

Very interesting to read that feeling this way is common for other 30 year olds - I am mid thirties, net worth not as high as you but way ahead of the curve in terms of retirement savings and close to 7 figure net worth if you include the house. How I feel about my job sounds similar to you. Every t...
by eg1
Tue Jul 24, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]
Replies: 96
Views: 49969

Re: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]

i have started bagging this year after always mulching and I think I like it better. I don't have a big yard (only about a quarter of an acre) so when I am done I only fill up about 2 to 3 bags depending on how long the grass had gotten. The yard just looks much without all the clipping left all ove...
by eg1
Thu Jun 14, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Is "Tank-Guard" home heating oil warranty worth it?
Replies: 11
Views: 1083

Re: Is "Tank-Guard" home heating oil warranty worth it?

Is your tank in your basement or underground? If it is in your basement I wouldn't worry much about it. We have a tank that is about 40 years old. When I was getting our oil boiler replaced, I inquired about getting a new tank and was told that the tank we have could last 1 year or 10 years. There i...
by eg1
Wed May 16, 2018 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity CMA + MMF vs. online credit union
Replies: 24
Views: 1995

Re: Fidelity CMA + MMF vs. online credit union

Option 1 looks interesting. SPRXX is yielding 1.7%. Do you need to maintain a cash position at all? Would this account behave similarly to a 1.7% checking account? I think the only difference with a true checking account is that you need to manually buy SPRXX. Liquidation of SPRXX to cover debits a...
by eg1
Wed May 16, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: Why this problem never gets fixed [Inflated medical product prices]
Replies: 33
Views: 2600

Re: Why this problem never gets fixed

I think the way to fix it is to manage the expense side better from all the way from the consumer to the insurance companies. I think high deductible plans with HSAs is a good start but not enough. I also think something has to be done with the companies in the health insurance market. What if all t...
by eg1
Tue Mar 20, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4714

Re: 2018 Honda Accord LX ... is this a good deal?

Are the new seats that bad? From my research it seems that car with options depreciate more than base cars a d the EX cots a lot more. Thanks everyone it seems that in gereneral is a really good deal. I also considered the CRV but like some people said we don't really carry stuff around in my wife'...
by eg1
Tue Mar 20, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4714

Re: 2018 Honda Accord LX ... is this a good deal?

I don't have any input on the price but I will advice you don't get the LX. I had a 2015 that I ended up trading in a little over a year into ownership due to the discomfort of the drivers seat. The way the seat is positioned and the lack of thigh support and the inability of being able to tilt the ...
by eg1
Tue Feb 20, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Cut down on retirement savings to build emergency fund
Replies: 20
Views: 1620

Re: Cut down on retirement savings to build emergency fund

aristotelian wrote:
Tue Feb 20, 2018 2:45 pm
It appears you are stretching a bit to maintain your retirement savings. What is your age and tax bracket?
That is exactly the way I feel... Both wife and I are mid 30s and we are in the 22% bracket.
by eg1
Tue Feb 20, 2018 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Cut down on retirement savings to build emergency fund
Replies: 20
Views: 1620

Re: Cut down on retirement savings to build emergency fund

Do you have positive cash flow? As long as you are cash flow positive, I would try to rebuild the EF without slowing down on retirement accounts. You will never get those limited contributions back. Worst case scenario, you can draw previous Roth contributions in the event of another emergency. We ...
by eg1
Tue Feb 20, 2018 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Cut down on retirement savings to build emergency fund
Replies: 20
Views: 1620

Re: Cut down on retirement savings to build emergency fund

If you go ahead and contribute, then have to pull the funds out, then you can't go back and contribute more for this year, even if you end up having the funds available before the April 15 deadline next year. Better to wait until you are confident you won't have to pull the funds out before contrib...
by eg1
Tue Feb 20, 2018 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Cut down on retirement savings to build emergency fund
Replies: 20
Views: 1620

Cut down on retirement savings to build emergency fund

Here is my dilemma - We have spent down all of our emergency fund. We had a couple of unforeseen house projects come up that we ended up using our emergency fund on. Cash flow is tight right now (2 kids in daycare), so I am trying to decide what to do going forward. We are in our mid thirties. I cur...
by eg1
Thu Jan 11, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Help with what to do with drafty fireplace
Replies: 26
Views: 1731

Re: Help with what to do with drafty fireplace

We really enjoy the fireplace heat so sealing it would not be an option. I would also think a sealed fireplace would affect resale value not that we plan on moving anytime soon. A fireplace was actually one of the things we wanted when we were searching for our house. My intention is not to close th...
by eg1
Wed Jan 10, 2018 7:22 pm
Forum: Personal Consumer Issues
Topic: Help with what to do with drafty fireplace
Replies: 26
Views: 1731

Re: Help with what to do with drafty fireplace

If we had natural gas, I would definitely get a gas insert. I was told it would cost us $100k (we are about 100 Feet away) to get a gas line extended to our house when we were getting the new boiler put in. We had an energy audit done at our house and weren’t eligible for any rebates since our utili...
by eg1
Wed Jan 10, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Help with what to do with drafty fireplace
Replies: 26
Views: 1731

Help with what to do with drafty fireplace

We live in a 1950s cape that is not well insulated. The house is 1500 sq/ft total over 2 floors. The house itself is very drafty and we have a fireplace that has a damper that doesn’t close all the way. We have oil for heating and no natural gas available. We had a top of the line gas boiler install...
by eg1
Wed Dec 27, 2017 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Miata as second car
Replies: 94
Views: 5185

Re: Miata as second car

I honestly think you have a pretty good convertible with the Jeep. I am a car guy myself and dream about getting a roadster from time to time. Then reality sets in. I have 2 kids under 4 and there is no way I would be able to drive it as much as I would like. I figure I will Need to wait till until ...
by eg1
Mon Nov 27, 2017 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: High Yield Funds at Fidelity
Replies: 10
Views: 2028

Re: High Yield Funds at Fidelity

whodidntante wrote:
Mon Nov 27, 2017 2:06 pm

2. To meet debits they'll first drain your core account to zero, and then sell your MMF shares at the end of the trading day to meet any shortfall.
How does this work come tax time? Do you have to do a bunch of capital gains calculations?
by eg1
Fri Nov 03, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: GPS watch
Replies: 26
Views: 2811

Re: GPS watch

Garmin has a new watch called Vivoactive 3 that came out last month. I was looking at them this morning. The functionality looks pretty good. I would stick with Garmin if fitness tracking is your priority. They tend to last a long time, have really good battery lives and do fitness tracking better t...
by eg1
Thu Oct 26, 2017 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 16002

Re: Request for Promotion letter to Senior Management

What do you think will be best case scenario when you send this letter to your director? Do you think he will read it, realize that he has been misinformed about your accomplishments and give you a promo on the spot? I honestly think there is something else going on politically that is limiting your...
by eg1
Mon Oct 23, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Part time (not near retirement)
Replies: 6
Views: 687

Re: Part time (not near retirement)

What does your wife do? I think her profession will determine whether or not going down to part time will also mean lower work load. I would make sure that her employer understands that your wife will be working part time and that would mean her responsibilities should reflect that. I have have work...
by eg1
Wed Oct 04, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: My first promotion without a pay increase
Replies: 47
Views: 6215

Re: My first promotion without a pay increase

What will most likely happen this year is that your raise will be better than what it would have been if you hadn't been promoted. Salary bands are the norm at most megacorps and direct managers have very little say what your raises will be. I just interviewed for an internal position that would hav...
by eg1
Thu Sep 21, 2017 7:27 am
Forum: Personal Consumer Issues
Topic: 2018 Outback Limited vs. 2017 CR-V EX-L
Replies: 48
Views: 8024

Re: 2018 Outback Limited vs. 2017 CR-V EX-L

See to me those numbers never matter as I rarely do them either of them. Rarely need to accellerate quickly to pass on either the highway or minor streets. On the other hand I am going from 0 to 50-70 every time I try and merge on the highway. Where I live 10.5s cars require you to floor it to fit ...
by eg1
Wed Sep 20, 2017 9:52 am
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 65
Views: 13518

Re: 2018 Subaru Outback

I own a 2017 with eyesight that now has 15K miles on it. Overall solid car. Pay extra for eyesight - you wont regret it. I had always owned Hondas and realize that Subaru's might not be as reliable in the long term but so far I haven't had any issues. Build quality seems good, rides well, it is quie...
by eg1
Mon Sep 18, 2017 1:45 pm
Forum: Personal Consumer Issues
Topic: 2018 Outback Limited vs. 2017 CR-V EX-L
Replies: 48
Views: 8024

Re: 2018 Outback Limited vs. 2017 CR-V EX-L

Which model year is yours? Thanks for the info about the 30-50mph and 50-70mph range. I got a 2017 premium. I didn't really care for all the stuff the limiteds came with. I know 2018 was a mid cycle refresh so you get a bunch of new features I don't have in my 2017 like apple car play. In case you ...
by eg1
Mon Sep 18, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: 2018 Outback Limited vs. 2017 CR-V EX-L
Replies: 48
Views: 8024

Re: 2018 Outback Limited vs. 2017 CR-V EX-L

0-60 times don't really matter for day to day driving. The numbers you should be looking at are 30-50mph and 50-70mph in my opinion. Car and Driver provides these. You will notice that most SUVs/CUVs score between 4-6 seconds. I own an Outback and looked at the CRV prior to purchasing. I think the i...
by eg1
Tue Sep 12, 2017 2:32 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 33702

Re: Iphone X is $1000

Iphone X is S41/month for 2 years where regular Iphone 8 is $30/month. It will sell no matter what the full price is.
by eg1
Fri Jul 28, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: BMW Z3 or Z4 or nothing at all?
Replies: 79
Views: 9225

Re: BMW Z3 or Z4 or nothing at all?

Can you fit in a Miata? I think Z3/Z4 and the Boxster offers more space. I tried to sit in a Miata at an auto show and couldn't fit while I can fit in a Boxster just fine. I am 6'2.
by eg1
Thu Jul 27, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 18925

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

Same issue with a 2015 accord I had. I had the LX model so no power seats. The way the seats were designed provided 0 thigh support for me. It was fine the first couple of months but then I started getting horrible back pain. Tried chiropractor which helped a bit. I tried a bunch of different suppor...