Search found 82 matches

by 3dream3
Fri Dec 07, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: Portable Bluetooth Speaker Recommendations (loud and good sound quality)
Replies: 33
Views: 1894

Re: Portable Bluetooth Speaker Recommendations (loud and good sound quality)

I've got a JBL 3 that sounds great in my 15 x 20 living room. At less than $100 at most places, I found it hard to beat. Link to JBL, https://tinyurl.com/yaya9zbx I have the same one too and this sounds great in the basement when I'm working out. I picked it up at Target on clearance so you might s...
by 3dream3
Fri Nov 30, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2818

Re: Dual Monitor Set up

j9j wrote:
Thu Nov 29, 2018 9:19 pm
I have not had that problem with webex and zoom. Those conferencing apps autoadjust resolution.
Good to know... thank you, j9J!
by 3dream3
Wed Nov 28, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2818

Re: Dual Monitor Set up

I do what you describe quite a bit for work. It works fine. A true dual monitor would be a bit better as with one monitor, an app window overlaps the video window window inadvertently. I use dells software that auto snaps windows but not as good as putting all the productivity apps in a totally sep...
by 3dream3
Wed Nov 28, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2818

Re: Dual Monitor Set up

For those with a single ultrawide monitor... curious to know what your experience is with video conferencing (ie: Webex, GoToMeeting, Skype)? We do a lot of webex (at least 2-3 sessions a day) and at work, I have two 24" monitors that I display/share one screen and multitask on the other. At home, I...
by 3dream3
Tue Nov 13, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: Donating Airline Miles?
Replies: 5
Views: 388

Re: Donating Airline Miles?

Reset the expiration with getting a magazine subscription ..some as low as 5-600 miles . For us, we normally do this and just reset the timer. For the kids, we did the same but the last time, I just donated all of their AA miles. We have 3 kids and donated to each of the causes that American had......
by 3dream3
Wed Oct 31, 2018 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: TLH VTIAX [Tax loss harvest - Vanguard Total International Stock]
Replies: 69
Views: 4944

Re: TLH VTIAX

i would like you to list your many, many more decent TLH partners for VTIAX at Vanguard? for education purposes of course. But I'll throw you a bone: VTSAX is not a bad temporary TLH partner for VTIAX. Think about it. Yes. This. Thanks for this! I'm looking to TLH VTIAX tomorrow... which will get m...
by 3dream3
Fri Sep 28, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Geico umbrella us dropping me. What can I do?
Replies: 37
Views: 5634

Re: Geico umbrella us dropping me. What can I do?

There is an system call CLUE that reports all of you insurance claims sort of like how the credit reporting companies report your credit history. You can also get a free report from them to see what is on your history. It would be good to get that to check to make sure that there are not any errors...
by 3dream3
Thu Sep 20, 2018 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA
Replies: 8
Views: 1072

Re: Backdoor Roth IRA

I saw this blog post was recently updated a couple of days ago... this may also be helpful:

https://www.whitecoatinvestor.com/backd ... -tutorial/
by 3dream3
Thu Sep 20, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Water Heater Install $1,800!
Replies: 110
Views: 23698

Re: Water Heater Install $1,800!

We just had ours replaced a couple of weeks ago. We replaced it with the same previous model which was a Bradford White Power Vented model... cost came out to $1700 total. I got 3 different quotes and they were all +/- $100 within each other so I went with the one that was local and had the best rev...
by 3dream3
Tue Aug 28, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: Unique Phone Apps that you find yourself using most often?
Replies: 46
Views: 8090

Re: Unique Phone Apps that you find yourself using most often?

In addition to some or most that has already been mentioned that I use, some other ones are... - Samsung Pay: I use this frequently to pay for things when I can - Samsung Smartthings, Ring, home alarm app: home monitoring apps - Walgreens: easy to refill prescriptions - Remind, PhotoCircle: staying ...
by 3dream3
Sat Aug 18, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Worth seeing comedian live if already saw their Netflix special?
Replies: 20
Views: 1911

Re: Worth seeing comedian live if already saw their Netflix special?

I was at the Chicago Theater for the two live shows in a week. The first one was near the back and I had a nice enough time but had trouble hearing some jokes. I was within the first 10 rows for the second show and it was like night and day. It felt like a completely different atmosphere and much m...
by 3dream3
Thu Aug 16, 2018 9:59 pm
Forum: Personal Consumer Issues
Topic: Costco penny install sale & road hazard terms
Replies: 31
Views: 2916

Re: Costco penny install sale & road hazard terms

I bought my current set of michelins during one of their penny installation sales as well. I got a nail a couple of months after that and they patched it at no charge. Then about a year and a half later (roughly 15k miles), I hit something that put a nice sized slit in the tire. I was less than a co...
by 3dream3
Thu Aug 09, 2018 9:59 pm
Forum: Personal Consumer Issues
Topic: First time taking kids to airport..
Replies: 28
Views: 2459

Re: First time taking kids to airport..

We always use long term parking too. We have 3 kids and it actually is comforting to get in to your own car after a plane ride. We also looked in to uber, shuttles, and even limos... but it was always more than long term parking since we are kind of far from the airport. I also suggest over the ear ...
by 3dream3
Fri Jul 27, 2018 11:14 pm
Forum: Personal Consumer Issues
Topic: Sub-500 laptop *brand* suggestions
Replies: 19
Views: 2068

Re: Sub-500 laptop *brand* suggestions

Check out their Outlet site if you don't mind buying something that isn't 100% new. Some of the items are returns, but all are warrantied. I just received the following from Dell Outlet this week. They had a pretty good sale going which looks like it ends tonight unfortunately. I paid about $610......
by 3dream3
Sun Jul 22, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: Furniture sliders
Replies: 17
Views: 1293

Re: Furniture sliders

We use the thick felt pads too. Just have to watch out because over time, dust and hair can gather and then trap some crumbs. So, just have to pick them clean once in a great while. Other than that... they have been great.
by 3dream3
Sun Jul 22, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead plumbers? Need help.
Replies: 16
Views: 1815

Re: Any Boglehead plumbers? Need help.

I was just calling some plumbers today to get quotes on replacing our water heater as it just started a small leak last night. Same thing... my frugal side kicked in and I was thinking that I could easily do this... I replaced the expansion tank and pressure relief valve on this thing! Then the thou...
by 3dream3
Sun Jul 01, 2018 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 340
Views: 18557

Re: What are your property taxes?

Suburb of Chicago here... paying about $12k on a 4k sq ft house assessed around $400k. Reading through this thread makes me wonder why do we continue to stay in IL.
by 3dream3
Thu May 24, 2018 9:57 pm
Forum: Personal Consumer Issues
Topic: Alexa Echo sent family's audio file to a contact
Replies: 64
Views: 6232

Re: Alexa Echo sent family's audio file to a contact

My kids got an echo dot as a gift. It was nice to play around with at the start and then saw how it keeps a log of just about everything spoken. So we kept the mic off and then it just sat there doing nothing but drawing electricity. Now it's sitting unplugged in the junk drawer. Reading this just r...
by 3dream3
Fri May 18, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Best personal network cloud solution?
Replies: 1
Views: 329

Re: Best personal network cloud solution?

I just bought a Western Digital My Cloud about a month ago and seems to be working good for us. One of the reasons that I got this was to automatically back up my wife's photos/videos on her phone (currently set over wifi only) so this has actually turned out to be a nice solution for that in additi...
by 3dream3
Mon Apr 30, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Maple syrup
Replies: 59
Views: 5873

Re: Maple syrup

Based on some of the responses, I will have to try the costco one. I've been using Maple Grove Farms all this time. Thanks!
by 3dream3
Mon Apr 30, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 3267

Re: What Android browser do you use?

I use Chrome on my phone and on our android tablets too. I tried Firefox but seemed like Chrome was better. I do use Chrome and Firefox on our laptops though.
by 3dream3
Fri Apr 27, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Do you sell or donate unused items?
Replies: 46
Views: 3321

Re: Do you sell or donate unused items?

We donate mostly everything... it's much easier that way. If we have a costlier item that I can make at least $100 selling on OfferUp/Craigslist/Nextdoor... then I will spend some time to do that. If it doesn't sell, then I just donate it anyway. I've been purging lately and started offering things ...
by 3dream3
Thu Apr 26, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3443

Re: Ikea Quality

We have a couple of Besta tv storage units along one wall that just stores the electronics and other media stuff. Our tv is mounted on the wall above it so the top of the besta is completely clear... has a nice clean look to it. Since the drawers and doors hardly ever open/close, it has been holding...
by 3dream3
Sat Apr 21, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 9398

Re: Do you buy new or used cars?

Our last two cars were new and previous to that was used. Similarly, I think that if we will be spending a lot of money on a car, we want what we want from colors, options, etc. Buying used wasn't bad at all but it also just seemed that we hit higher mileage faster of course which meant other mainte...
by 3dream3
Sat Apr 21, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Master Bath remodel price?
Replies: 29
Views: 3881

Re: Master Bath remodel price?

We just remodeled our master bath late last year for $16k. It's also 2-3 times bigger than yours and we replaced everything which included new walk-in shower tile/glass door, freestanding tub, double vanity/marble tops, new toilet, additional lighting and moved a couple of drains a bit. I know it's ...
by 3dream3
Sun Apr 15, 2018 9:40 pm
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 7041

Re: Costco gas

We primarily use costco gas all the time... there is one by my wife's work and one by my work so it is pretty convenient. There is even a couple right off the highway that we can stop at if we are heading to/from the city. Talking about going out of my way... when I drove out of state for work once,...
by 3dream3
Sun Mar 11, 2018 12:07 am
Forum: Personal Consumer Issues
Topic: Men's Cologne
Replies: 66
Views: 6299

Re: Men's Cologne

I personally use Bleu de Chanel when I do put on cologne. My other favorite was Banana Republic Classic. I got Chanel for xmas one year and that became my go to cologne now.
by 3dream3
Tue Feb 27, 2018 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Physical cash
Replies: 121
Views: 9292

Re: Physical cash

I keep less than $60 on me and nothing really at home. However, our kids currently have a couple hundred from their allowance and what not at home so I suppose that they won't mind if we raid their stash in an extreme emergency :D After reading this thread, it does have me rethinking about keeping m...
by 3dream3
Tue Feb 27, 2018 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: How much cash do you keep at any time on checking?
Replies: 183
Views: 17286

Re: How much cash do you keep at any time on checking?

We usually have about 5-6k in our joint checking to cover the mortgage and joint credit card. Otherwise, my wife usually has about $500 in her own checking and I keep about $1500 in mine to pay all the bills with. Most of our paycheck goes to our savings and if we end up spending more than usual... ...
by 3dream3
Tue Feb 20, 2018 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Safe to file taxes now?
Replies: 57
Views: 5642

Re: Safe to file taxes now?

I filed late last week soon after getting the 1099s. We didn't want to risk it either... plus my wife kept bugging me to file which I kept telling her that we can't since we still needed the 1099s for our brokerage accounts. So, now that we got them, no more delays.
by 3dream3
Thu Jan 18, 2018 8:57 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 40
Views: 5966

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

Thanks! I did not hear about this. This is good since we'll be heading out of the country for spring break. I always wondered why they charged the foreign transaction fee but offered 3% back for travel purchases. We always used another card when traveling abroad but now we won't have to. I'm also wi...
by 3dream3
Thu Jan 18, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Short Commute or Nicer House?
Replies: 142
Views: 9714

Re: Short Commute or Nicer House?

I would take the short commute. We're about a good 45-60mins from the city but we're also in a pretty big house. My wife has an extremely short commute (which is the main reason we moved out here... and also for the school district) but mine is about 30-45mins. When we first moved out here, my commu...
by 3dream3
Wed Jan 17, 2018 10:11 am
Forum: Investing - Help with Personal Investments
Topic: New Year... new retirement plan at workplace
Replies: 6
Views: 839

Re: New Year... new retirement plan at workplace

Thanks, Dottie57... that was similar to what I was originally planning on doing. However, as I look in to PRIMECAP more, I will most likely go that route. Thanks again for pointing that out, El Greco!
by 3dream3
Tue Jan 16, 2018 10:35 am
Forum: Investing - Help with Personal Investments
Topic: New Year... new retirement plan at workplace
Replies: 6
Views: 839

Re: New Year... new retirement plan at workplace

Thank you wfrobinette... I'll look in to that allocation. On the other hand, VPMAX is looking very nice too. Thanks for that suggestion too, El Greco!
by 3dream3
Mon Jan 15, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Where do you get your auto loans?
Replies: 34
Views: 3483

Re: Where do you get your auto loans?

I used to go to my credit union and get pre-approved (which was done over the phone) and then I just need to come back to them and let them know the final amount to finance. So, I would then go to the dealer, negotiate the price and then let them know that I'm pre-approved. The last couple of times ...
by 3dream3
Mon Jan 15, 2018 12:33 pm
Forum: Investing - Help with Personal Investments
Topic: New Year... new retirement plan at workplace
Replies: 6
Views: 839

New Year... new retirement plan at workplace

I originally posted my first portfolio review here (https://www.bogleheads.org/forum/viewtopic.php?t=224316) so this may be a follow up but more importantly, with the new year, my workplace will also be implementing some new retirement plan changes so could use some input on how to move forward with...
by 3dream3
Sun Jan 07, 2018 10:18 am
Forum: Personal Finance (Not Investing)
Topic: How much are you putting in a 529?
Replies: 111
Views: 11131

Re: How much are you putting in a 529?

We started putting in 20k (up to IL max deduction) within the last couple of years. We have 3 kids and prior to putting the max, we always just put whatever we could afford at the time (which wasn't really much) outside of the money that they received as gifts. Our kids are 10 and under and the bala...
by 3dream3
Thu Jan 04, 2018 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Max It Out Tomorrow [your IRA]
Replies: 165
Views: 19498

Re: Max It Out Tomorrow [your IRA]

Transferred 11k in to our TIRAs the other day and just converted both to our Roths today. Had some money leftover so just transferred the rest in to taxable too.
by 3dream3
Tue Dec 12, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: Prices paid for 2018 Honda Odyssey EX-L
Replies: 10
Views: 2443

Re: Prices paid for 2018 Honda Odyssey EX-L

I don't have an 18 Odyssey but here is a thread from another forum that might help... just have to read through all of the posts. Maybe start from the last post and go back to get a sense of what folks are paying now. I think I read someone paid close to $36k +TTL earlier this month for the model th...
by 3dream3
Sat Dec 09, 2017 6:16 pm
Forum: Personal Consumer Issues
Topic: Please suggest a dry hands product
Replies: 82
Views: 4735

Re: Please suggest a dry hands product

We use Curel which seems to work better for us. There are two types that we use... one is the Ultra Healing and if needed, sometimes we use the Itch Defense version.

http://www.curel.com/products/ultra-healing.aspx
http://www.curel.com/products/itch-defense-lotion.aspx
by 3dream3
Sun Dec 03, 2017 10:23 pm
Forum: Personal Consumer Issues
Topic: It's that time of year again... buying christmas gifts
Replies: 70
Views: 6948

Re: It's that time of year again... buying christmas gifts

My side of the family always gets everyone Christmas gifts... even though we tell them not to give us anything and to only give to the kids. It probably doesn't help that I'm also a big giver (I admit, I'm not very Boglehead during the holidays). I give my family small gifts to open on Christmas and...
by 3dream3
Sun Dec 03, 2017 9:44 pm
Forum: Personal Consumer Issues
Topic: Samsung Pay, does it work all the time?
Replies: 11
Views: 870

Re: Samsung Pay, does it work all the time?

I only use Samsung Pay at some places. I have found that it doesn't work at Walmart and randomly works at Subway. I hope that Samsung Pay will eventually support other institutions/cards that I have (like my credit union, Target Red Card and even my FSA card if that's even possible to do). Then I wo...
by 3dream3
Sun Dec 03, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 14365

Re: Price of haircut?

I used to pay $15 for a haircut with tip years ago before I started cutting my own hair. Back then, I would get my haircut and then get home and "fix" the sides and back with my own clippers. I eventually got better at it and learned how to cut the top myself. Now I cut my hair on my own every two w...
by 3dream3
Mon Nov 13, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 78
Views: 9275

Re: Costco for tires and car insurance?

The tires I want would have to be ordered which it says 5-10 business days. I wonder how that works with the 1 cent install sale since the tires wouldn't be at the club ready for install until after the sale. Anybody done this? You could call them and ask but I would give long odds that it won't be...
by 3dream3
Sun Nov 12, 2017 1:17 am
Forum: Personal Consumer Issues
Topic: Jetted Tub: Maintenance and type
Replies: 8
Views: 1029

Re: Jetted Tub: Maintenance and type

We have a jetted tub and hardly use it so that is good that you plan to use it quite often. I think our kids on the other hand use it more to bathe/play in. We really have not done anything to maintain it other than pray that nothing breaks since the builder did not put any type of access panel anyw...
by 3dream3
Sun Nov 12, 2017 12:52 am
Forum: Personal Consumer Issues
Topic: Cruise to Nassau, Bahamas - Atlantis Discovery Tour?
Replies: 11
Views: 1025

Re: Cruise to Nassau, Bahamas - Atlantis Discovery Tour?

We did a cruise more than a decade ago with friends (before kids) and just took a taxi ride to Atlantis. Other than the casino and aquarium... not much else to see or do. We went back there recently... with kids now... and actually stayed at Atlantis. The beach/waterparks are great for the kids and ...
by 3dream3
Sun Nov 12, 2017 12:37 am
Forum: Personal Consumer Issues
Topic: Best way to sell house contents
Replies: 19
Views: 4668

Re: Best way to sell house contents

Nextdoor.com has gained popularity pretty fast and should be in your mix while selling.. Recently used for selling used TV, Couch, etc.. I agree... Nextdoor has become pretty popular around here too. I had a neighbor that was also downsizing and he was able to sell most of the big stuff through thi...
by 3dream3
Sat Nov 11, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 78
Views: 9275

Re: Costco for tires and car insurance?

I’ve never been a fan of the way Discount Tire tries to upsell the customer and the waits there can be quite long. Same. I used to go to Discount Tire but not sure if it's just the one by my house, but the last couple of times that I had a nail in a tire, they said that I needed a new tire... which...
by 3dream3
Tue Nov 07, 2017 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: Auto Insruance Payment
Replies: 29
Views: 2158

Re: Auto Insruance Payment

My insurance is with State Farm. The bill comes semi-annually. There is no obvious option for credit card payment. I call my agent, and I can pay with my credit card through the agent. So, I get my credit card rebate. I pay the entire 6-month premium. That’s odd - I always pay with credit card thro...
by 3dream3
Sat Nov 04, 2017 11:11 pm
Forum: Investing - Help with Personal Investments
Topic: Children's money?
Replies: 26
Views: 3429

Re: Children's money?

mw1739 wrote:
Sat Nov 04, 2017 8:10 pm
We keep $1000 in the kids savings accounts. Any excess gets moved to the 529s.
We do just about the same thing as well. Keep some in their savings account but mostly put everything in their 529s,