Search found 20 matches

by bovineplane
Tue Oct 31, 2017 7:47 am
Forum: Personal Consumer Issues
Topic: USAA 2.5% Cash Back Credit Card
Replies: 233
Views: 40383

Re: USAA 2.5% Cash Back Credit Card

Hopefully they dont take mine away :P
by bovineplane
Wed Oct 25, 2017 9:10 am
Forum: Investing - Theory, News & General
Topic: Why A NFL Football Player Drives A 26 Year Old Car
Replies: 10
Views: 2341

Re: Why A NFL Football Player Drives A 26 Year Old Car

IIRC his grandmother sold him the car. When he played for the Redskins and the story was published Mazda rebuilt the car for him for free. The 5.5 million is not his first contract as he played with the Redskins for a few years. His total earnings to date minus endorsement money is closer to $7 mill...
by bovineplane
Tue Oct 24, 2017 6:36 am
Forum: Personal Consumer Issues
Topic: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.
Replies: 72
Views: 5166

Re: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.

Pick a fun older car that is just starting to appreciate or approaching the bottom of its depreciation. Last year I sold my Porsche 944 S for $6500 after paying $4500 for it 3 years earlier. Did some routine maintenance and a timing belt which was less than the $2k increase in price. I didnt really ...
by bovineplane
Wed Oct 18, 2017 4:35 am
Forum: Personal Consumer Issues
Topic: Converting to Safety Razors
Replies: 116
Views: 11448

Re: Converting to Safety Razors

Another fan of DE safety. Merkur long handle with Astra superior platinums on sale for $12-13 for 100 and change them every other to every third day. Proraso cream (red tube) lasts for months. Bottle of shave oil might last near a year. I shave 6 days a week unless I am on vacation. I keep some feat...
by bovineplane
Wed Oct 18, 2017 4:21 am
Forum: Personal Finance (Not Investing)
Topic: Any Red Flag with Canceling Federal Employee Health Insurance?
Replies: 11
Views: 1107

Re: Any Red Flag with Canceling Federal Employee Health Insurance?

My wife is a federal employee and cancelled her insurance. I am AD and have Tricare. In our case we at first had both as my wife wanted more choice on doctors, treatment not on post, etc. What we found was her insurance really was not not very good. It took primary and Tricare secondary. As Tricare ...
by bovineplane
Tue Oct 10, 2017 6:30 am
Forum: Personal Consumer Issues
Topic: When to buy new tires? - penny or quarter test
Replies: 35
Views: 2277

Re: When to buy new tires? - penny or quarter test

Depends. If you base in on pure tread depth then it depends on where you drive with the tires. Primary town car where speeds are rarely above 45 the less tread isnt a huge deal. Lots of highway or rain/snow/mud and tread depth is much more important. As an aside, what I find more lately is good tire...
by bovineplane
Mon Oct 02, 2017 7:36 am
Forum: Personal Consumer Issues
Topic: camping trailer...need to change vehicle?
Replies: 44
Views: 2767

Re: camping trailer...need to change vehicle?

Looking online is not accurate for determining tow capacity. Inside the drivers door there should be a colorful sticker with PSI ratings for tires. Also on the sticker is the weight ratings for this particular vehicle. Giving a generic "van should town 3500 pounds" is not the correct answer. Saying ...
by bovineplane
Sat Sep 30, 2017 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: My boneheaded financial mistakes
Replies: 77
Views: 9874

Re: My boneheaded financial mistakes

Kept repeating the cell phone contract nonsense for years until Sprint raised my plan one too many times in 2010. could you clarify the cell phone nonsense? just to make sure itā€™s not something we are doing on accident šŸ˜³ Switched from contract carriers to non-contract carriers. First was Straight T...
by bovineplane
Thu Sep 28, 2017 8:36 am
Forum: Personal Finance (Not Investing)
Topic: My Smartest Financial Moves
Replies: 62
Views: 6135

Re: My Smartest Financial Moves

Signed up for the TSP the first month it was available for military personnel. Been contributing ever since. Pay my cc off in full every month before the balance is due to avoid interest. Moved to the cc after my debit card was stolen after using at a gas station and my checking account was drained....
by bovineplane
Thu Sep 28, 2017 7:42 am
Forum: Personal Consumer Issues
Topic: Suggestions Regarding Foot Orthotics
Replies: 6
Views: 877

Re: Suggestions Regarding Foot Orthotics

Depending on the condition, I am not familiar with any research that shows custom insoles are any better for foot pain than off the shelf. If you review the financial statements of the Podiatrist that sell them it may reveal a different story.
by bovineplane
Wed Sep 27, 2017 4:24 am
Forum: Personal Finance (Not Investing)
Topic: My boneheaded financial mistakes
Replies: 77
Views: 9874

Re: My boneheaded financial mistakes

Bought metricom and worldcom because I couldnt get enough companies that ended in com. Luckily it wasnt much money and I was young. Bought a house in Late 2006. Even talked with the wife that we were not comfortable with the market, new construction seemed like junk for the prices being charged. Fin...
by bovineplane
Wed Sep 13, 2017 6:30 am
Forum: Personal Finance (Not Investing)
Topic: The 10 year car ownership "rule"
Replies: 95
Views: 11016

Re: The 10 year car ownership "rule"

A police car could never last 10 years but a fire truck has a much longer useful life. Not sure I agree. I have a 1996 Caprice. Was Tuscon PD from new in 1996. If I recall from the title search it was PD for 17 years or so. Then through a few private owners before I got it. Paid $1500 for it. Now t...
by bovineplane
Sat Sep 09, 2017 7:40 am
Forum: Personal Consumer Issues
Topic: Luxury car: perception vs reality
Replies: 118
Views: 6868

Re: Luxury car: perception vs reality

but be mindful to set aside $3k annually for routine maintenance, e.g. a set of tires costing north of $5k... Maybe we should define luxury car. I do not know any mainstream luxury car that needs 3k annual maintenance and 5k sets of tires. Yeah BMW's have $1k hoods because each time you open it at ...
by bovineplane
Thu Aug 24, 2017 7:31 am
Forum: Personal Finance (Not Investing)
Topic: School Redistricting - What should we do?
Replies: 96
Views: 7732

Re: School Redistricting - What should we do?

Wait. Moving now may not solve the problem. New districts = new kids = new ratings. Where we live we can apply to take my kids to any school we prefer without needing to live in the district. This may occur with your location. Additionally there are magnet or specialized schools we can apply to. Mov...
by bovineplane
Fri Aug 18, 2017 9:48 pm
Forum: Personal Consumer Issues
Topic: DUI lawyer - need advice
Replies: 85
Views: 7637

Re: DUI lawyer - need advice

Two years ago had similar situation with my BIL. Involved single vehicle accident, urinating on a resturaunt at 2am which was caught on camera, drinking from the toilet while in the holding cell caught on camera. Wife and I helped him out by hiring attorney, not to avoid the DUI but to ensure he had...
by bovineplane
Wed Aug 02, 2017 8:12 am
Forum: Investing - Help with Personal Investments
Topic: In addition to military pension, how much should I save for retirement?
Replies: 13
Views: 1915

Re: In addition to military pension, how much should I save for retirement?

Thanks for the feedback all. Appreciate it. As far as finances, wife and I have tried to combine and it didnt work. It works for us and we are happy this way. A good portion of marriages break over money and I simply choose to be passive aggressive about this. Certainly we could do better but a save...
by bovineplane
Mon Jul 31, 2017 8:33 am
Forum: Investing - Help with Personal Investments
Topic: In addition to military pension, how much should I save for retirement?
Replies: 13
Views: 1915

Re: In addition to military pension, how much should I save for retirement?

Income - yes that is assuming I continue working in the private sector. If I opt to work for the VA then there is a possibility of a second pension and continued deposit into the TSP. In addition to income from a job after retirement I would also collect retirement from the military of $3700/month. ...
by bovineplane
Mon Jul 31, 2017 7:36 am
Forum: Investing - Help with Personal Investments
Topic: In addition to military pension, how much should I save for retirement?
Replies: 13
Views: 1915

In addition to military pension, how much should I save for retirement?

Hello all. First, introductions. Been reading the forums recently but this is my first question/introduction. I am curious how much people think my wife and I should save in addition to military pension? We are a dual income family although I am the only member of the military. My wife is a GS12 gov...
by bovineplane
Mon Jul 31, 2017 5:31 am
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 66
Views: 5370

Re: Non Stick frying pan

Cast iron. Lodge is great and inexpensive. It will last forever. I cook eggs on mine every day. 10 inch is nice for eggs but a bit small if you cook for a family regularly. 14 inch is nice for big meals but quite heavy. 12 inch I have found to be the most versatile. I think both amazon and walmart h...
by bovineplane
Wed Jul 26, 2017 5:37 am
Forum: Personal Consumer Issues
Topic: Golfers - need to ramp up ASAP!
Replies: 42
Views: 3935

Re: Golfers - need to ramp up ASAP!

I highly recommend the book "Ben Hogan's Five Lessons: The Modern Fundamentals of Golf" this book was key to the successes with my game. Good luck! For this event I wouldnt worry and just drive the cart. If you want to start golf then I would start with the book above. Easy read and can be read in ...