Search found 461 matches

by Gort
Wed Jan 16, 2019 10:18 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44762

Re: John Bogle has died at age 89

God Bless you Jack.
by Gort
Thu Jan 10, 2019 10:09 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12667

Re: Recommendations for a 9mm handgun

JoMoney wrote:
Tue Jan 08, 2019 4:14 pm
mak1277 wrote:
Tue Jan 08, 2019 4:10 pm
Gort wrote:
Tue Jan 08, 2019 3:58 pm
Odd discussion for a financial forum.
More or less odd than "what's the best type of men's underwear"? :)
We have lots of consumer product/purchase discussions.
Big difference in taking anonymous advice from the internet between guns and underwear.
by Gort
Tue Jan 08, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12667

Re: Recommendations for a 9mm handgun

Odd discussion for a financial forum.
by Gort
Wed Dec 26, 2018 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Withdrawal phase - Monthly vs Annually in Retirement?
Replies: 28
Views: 2540

Re: Withdrawal phase - Monthly vs Annually in Retirement?

I'm in the "it doesn't matter" camp and based on that I chose a system I was both familiar and comfortable with. I place a year's expenses in high yield savings and transfer monthly expenses to checking. Simplicity allows me to focus on more important things. Yes, that's what I did last year (my fi...
by Gort
Wed Dec 26, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 7301

Re: Nice jeans for work with lowest average cost of ownership

LL Bean. Mix it up with different colors. I always liked black jeans. Get flannel-lined ones for colder climates.
by Gort
Wed Dec 26, 2018 11:54 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal phase - Monthly vs Annually in Retirement?
Replies: 28
Views: 2540

Withdrawal phase - Monthly vs Annually in Retirement?

Friends, Is their an advantage or benefit one way or the other concerning the method one chooses to withdraw from a 60/40 balanced portfolio in a traditional IRA in retirement? Specifically, is it better to make equal monthly withdrawals (based on the total annual amount desired) or make one annual ...
by Gort
Wed Dec 26, 2018 12:21 am
Forum: Investing - Theory, News & General
Topic: Keep Calm and Boglehead On!
Replies: 36
Views: 5485

Re: Keep Calm and Boglehead On!

(deleted)
by Gort
Sun Dec 23, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Costco Tire Quality Seconds/Blems??
Replies: 31
Views: 2828

Re: Costco Tire Quality Seconds/Blems??

I purchased 4 Michelin Defender tires for my 2017 CRV from Costco a few days ago and have a problem with them being very noisy, actually more than the original tires that came with the CRV when new. I did a post on another web site regarding the noise and one of the comments is noted below. Have yo...
by Gort
Sat Dec 15, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: AA for a Retiree being a Booglehead
Replies: 20
Views: 1692

Re: AA for a Retiree being a Booglehead

What would be the stock bond mix for someone in retirement , that would go along with the 3 fund portfolio. Is it your age in bonds? Or do you still keep with the pre retirement mix? I read somewhere John Bogle had an idea about this but I couldn't find it. Thank you for any help Tatala1945, Years ...
by Gort
Thu Dec 06, 2018 12:03 am
Forum: Personal Consumer Issues
Topic: Need hotel near LAX
Replies: 15
Views: 1388

Need hotel near LAX

Friends,
Can you suggest a clean, quiet, reasonably priced hotel close to LAX with airport shuttle service. One night stay.
Thanks,
Gort
by Gort
Mon Nov 19, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6245

Re: Point and shoot camera

For those who don't know https://www.dpreview.com/ is a fabulous camera/photography site. They have Forums, not as well moderated as they are here but nevertheless moderated, for just about every brand and class of camera where folks can help if someone has a problem. They also review cameras, came...
by Gort
Sat Nov 17, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Why do rental car companies give you all keys?
Replies: 6
Views: 889

Why do rental car companies give you all keys?

Friends, Just wondering, frequently when I get a rental car the rental car company gives me all the keys to the car. Usually 2 main keys and sometimes a valet key all hooked together on a single wire loop. Why do they do that? You can't seperate the keys so it seems silly to have them all. If I lose...
by Gort
Wed Nov 14, 2018 11:32 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 21
Views: 2405

Re: 2019 Subaru Forester Vs. 2019 Rav 4

People have been waiting so long for the new RAV4 that I bet there will be no deals to be had for the first year of production. You'll likely be paying sticker or near sticker if you want one. That said, all Subarus are AWD . If you don't need AWD, why pay the higher maintenance costs of AWD? (The ...
by Gort
Thu Nov 01, 2018 12:23 pm
Forum: Personal Consumer Issues
Topic: Federal Employees Dental and Vision Insurance Program (FEDVIP) dental coverage
Replies: 14
Views: 1383

Federal Employees Dental and Vision Insurance Program (FEDVIP) dental coverage

Friends, Does anyone have experience with the Federal Employees Dental and Vision Insurance Program (FEDVIP), specifically related to dental coverage only? I become eligible for this elective program starting 1/1/2019 as part of my retired military benefits. I would participate via the Delta Dental ...
by Gort
Mon Oct 29, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: Anyone else feel giddy every time VXUS gets creamed? [Vanguard Total International]
Replies: 69
Views: 6334

Re: Anyone else feel giddy every time VXUS gets creamed?

No, not really. Retired and no longer accumulating. Got tired of watching the market and second guessing my asset allocations so I recently put my IRA into VSMGX (Life Strategy Moderate Growth Fund). VSMGX with its 60/40 split is good enough for me forever. I'm fine with the international components...
by Gort
Tue Oct 23, 2018 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: When Will Attaining Millionaire Status Be Obsolete?
Replies: 77
Views: 4947

Re: When Will Attaining Millionaire Status Be Obsolete?

staythecourse wrote:
Tue Oct 23, 2018 4:49 pm
Hard to believe we are so elitist as a forum many feel millionaire is no big deal. It is a VERY big deal. The % of folks who are millionaires in the U.S. make the odds still low so one should feel proud of making it if that is their goal in the first place.

Good luck.
^^^This^^^
by Gort
Thu Oct 11, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7418

Re: My life saved by New subaru. Almost died.

delamer wrote:
Thu Oct 11, 2018 6:50 pm
Dottie57 wrote:
Thu Oct 11, 2018 2:39 pm
I love the safety features on my new Camry. Auto breaking s a great feature.
I’d much prefer auto “braking.” :shock:
MY Fiat 850 had the best "auto BREAKING" features of any car I previously owned, followed closely by a 1982 Camaro.
by Gort
Wed Oct 10, 2018 7:19 pm
Forum: Investing - Help with Personal Investments
Topic: Foreign bonds
Replies: 14
Views: 840

Re: Foreign bonds

I hold about 5% of my portfolio in Vanguard Total Intl Bond, and my reasons for holding it is not at all related to efficient frontier or anything like that. It's purely out of fear of US treasuries blowing up and I am left with no money other than this 5% in foreign debt issued by several countrie...
by Gort
Mon Oct 08, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: Debunking Bonds in Taxable
Replies: 99
Views: 10638

Re: Debunking Bonds in Taxable

After we come to a consesnus on this topic, perhaps we could discuss the "How much international should I hold?" topic. :oops:
by Gort
Fri Sep 28, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Costco vision / first time at Costco
Replies: 21
Views: 1944

Re: Costco vision/first time at Costco

Well I paid $69 for exam plus $29 for some other test. I may be able to get partial out of network reimbursement. If I had it to do over I'd get the exam somewhere in network for $10 and get the glasses at Costco. The exam place was small and a bit dumpy but we got in and out really fast. Did get g...
by Gort
Tue Sep 18, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 26014

Re: What is your single most expensive mistake?

Lots of little ones I learned from but this was the most recent: $3,000 deposit to special order a BMW with an estimated 3 month build time. Cancelled the deal 2 months later as circumstances changed (I relocated closer to children). Asked for the deposit back, they said no, I moved on.
by Gort
Sat Sep 15, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5677

Re: [Wearing] Shorts in Egypt

Smurf wrote:
Sat Sep 15, 2018 5:50 am
This board cracks me up. I bet everyone looks elegant in their fancy pants getting out of their 26 year old multi-colored Camry with missing hub caps.
Also with reupholstered cloth seats.
by Gort
Fri Sep 14, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: How often do you guys get alignment done on your cars?
Replies: 60
Views: 4114

Re: How often do you guys get alignment done on your cars?

Every time I have my carburetor cleaned. Or when I get the distributor points changed. you should do it every time you have the commutator ground on your generator ...and after every time you have to readjust your float valve in your carburetor (and, of course, at that time you should take out and ...
by Gort
Fri Sep 14, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5677

Re: [Wearing] Shorts in Egypt

Clown here. :sharebeer
by Gort
Tue Sep 11, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: How often do you guys get alignment done on your cars?
Replies: 60
Views: 4114

Re: How often do you guys get alignment done on your cars?

mhc wrote:
Tue Sep 11, 2018 4:17 pm
Every time I have my carburetor cleaned.
Or when I get the distributor points changed.
by Gort
Wed Aug 29, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 4621

Re: Chipotle question

What meat do you get? I used to get the chicken but lately it has been too gristly. Not sure why. Sometimes I don't think they cook it enough also. I recently swithed to steak or Barbacoa beef. Could be this. It's becoming much more common. We've definitely noticed it in chicken we've purchased at ...
by Gort
Wed Aug 29, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 4621

Re: Chipotle question

What meat do you get? I used to get the chicken but lately it has been too gristly. Not sure why. Sometimes I don't think they cook it enough also. I recently swithed to steak or Barbacoa beef.
by Gort
Thu Aug 23, 2018 12:16 am
Forum: Investing - Theory, News & General
Topic: Any issue with not holding mid caps?
Replies: 50
Views: 3755

Re: Any issue with not holding mid caps?

According to Morningstar the structure of the US total market is as follows: Large cap 76% Mid cap 18% Small cap 6% If I were to tilt small, as many here do, I would be squeezing the mid cap band to an insignificant portion of my portfolio. Would I suffer any negative consequences by doing so? Has ...
by Gort
Wed Aug 22, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: Toyota Camry - Considering Purchase - Panoramic Sunroof?
Replies: 30
Views: 1902

Re: Toyota Camry - Considering Purchase - Panoramic Sunroof?

I have a sun roof and love it. It’s great for letting out the heat very quickly. I love using it in the p.m. spring, summer and hopefully fall. I bought the car at end of April. Love sunroofs. Wouldn't buy a car without one if purchasing new. Are you referring to a Panoramic Sunroof (entire cabin h...
by Gort
Wed Aug 22, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 247
Views: 17150

Re: Good Non-Boring Boglehead Cars Under $30k

It's always more fun to drive a slow car fast rather than a fast car slow.
by Gort
Tue Aug 21, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: Toyota Camry - Considering Purchase - Panoramic Sunroof?
Replies: 30
Views: 1902

Re: Toyota Camry - Considering Purchase - Panoramic Sunroof?

Love sunroofs. Wouldn't buy a car without one if purchasing new.
by Gort
Tue Aug 21, 2018 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Edward Jones rep door knocking
Replies: 90
Views: 9248

Re: Edward Jones rep door knocking

Call_Me_Op wrote:
Tue Aug 21, 2018 7:25 am
Gort wrote:
Sat Aug 18, 2018 10:38 am
EJ reps have been knocking on doors for years. It's part of their business plan.
Gort,

Klaatu barada nikto
:happy
by Gort
Mon Aug 20, 2018 3:11 pm
Forum: Investing - Theory, News & General
Topic: Another reason to be wary of international stocks...
Replies: 22
Views: 3630

Re: Another reason to be wary of international stocks...

You could also say "Another reason to be wary of domestic stocks..."
by Gort
Mon Aug 20, 2018 12:14 pm
Forum: Investing - Help with Personal Investments
Topic: Naive rebalancing question
Replies: 16
Views: 1391

Re: Naive rebalancing question

No silly questions here. I had the same 4-fund portfolio as the OP. Recently dumped international bond into Total Bond fund. My international bond was 8% of the total portfolio and didn't see the need to keep such a small percentage fund. It's also easier to rebalance 3 funds rather than 4 :happy .
by Gort
Mon Aug 20, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3542

Re: Where to buy white, athletic fit dress shirt?

Lands' End has three "fits"...Traditional, Tailored and Slim. I like their Tailored fit. Good room in the shoulders and not too loose/boxy elsewhere.
by Gort
Sat Aug 18, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Recent Trip to Naples, Italy
Replies: 14
Views: 1939

Re: Recent Trip to Naples, Italy

Tdubs wrote:
Sat Aug 18, 2018 12:32 pm
I would move to Naples just to eat the buffalo mozzarella every day for the rest of my life.
Yes! Makes for the best Caprese salad in the world!!
by Gort
Sat Aug 18, 2018 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Edward Jones rep door knocking
Replies: 90
Views: 9248

Re: Edward Jones rep door knocking

EJ reps have been knocking on doors for years. It's part of their business plan.
by Gort
Tue Jul 31, 2018 7:21 pm
Forum: Investing - Theory, News & General
Topic: I desire above average results
Replies: 14
Views: 1980

Re: I desire above average results

Shoot for "par" with index funds. That's much better than the average.
by Gort
Sat Jun 30, 2018 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: What % of your equity is int’l?
Replies: 141
Views: 8736

Re: What % of your equity is int’l?

2:1 US:International = 67% US, 33% International.
by Gort
Sun Jun 17, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17890

Re: Should I take possession of a certified mail?

The NEXT COUPLE OF DAYS??? :shock: We're hanging by our knuckles waiting to hear what's in the certified letter - and we have to wait a couple of days . . . :wink: I subscribed to this thread so I don't miss the stunning conclusion :) I have been known to go on vacation for several weeks . TravelGe...
by Gort
Thu Jun 14, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17890

Re: Should I take possession of a certified mail?

imyeti2: Please open the letter and end this misery of the great unknown. Until you do I'm going to hide under my bed. :annoyed
by Gort
Wed Jun 13, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17890

Re: Should I take possession of a certified mail?

I can't believe some people here would refuse to accept a certified letter. One of the ressons previously stated is that the sender is attempting to establish a paper trail. Does anyone here really believe that refusal would serve to disrupt the paper trail? Refusal would be a significant disadvant...
by Gort
Wed Jun 13, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17890

Re: Should I take possession of a certified mail?

I can't believe some people here would refuse to accept a certified letter. One of the ressons previously stated is that the sender is attempting to establish a paper trail. Does anyone here really believe that refusal would serve to disrupt the paper trail? Refusal would be a significant disadvant...
by Gort
Wed Jun 13, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 17890

Re: Should I take possession of a certified mail?

I can't believe some people here would refuse to accept a certified letter. One of the reasons previously stated is that the sender is attempting to establish a paper trail. Does anyone here really believe that refusal would serve to disrupt the paper trail? Refusal would be a significant disadvanta...
by Gort
Mon Jun 11, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 18835

Re: Life in retirement - what did you do today?

Goofed off a bit. Planned a trip to visit friends and bought airline tickets without worrying about what days were available to fly. Goofed off a bit more.
by Gort
Sat Jun 02, 2018 11:34 am
Forum: Investing - Help with Personal Investments
Topic: International vs US investments
Replies: 18
Views: 1689

Re: International vs US investments

I don't know how often Vanguard rebalances. Probably daily. I use individual funds but follow VSMGX asset allocations. You will get many opinions here on how much international to hold. I rebalance on my birthday.
by Gort
Sat Jun 02, 2018 11:10 am
Forum: Investing - Help with Personal Investments
Topic: International vs US investments
Replies: 18
Views: 1689

Re: International vs US investments

I follow Vanguard's Life Strategy Moderate (VSMGX) fund asset allocations. I figure Vanguard knows more about this than I do.
by Gort
Fri May 25, 2018 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Savings Account emptied out!
Replies: 77
Views: 13175

Re: Chase Savings Account emptied out!

unclescrooge wrote:
Tue May 22, 2018 1:27 pm
Gort wrote:
Mon May 21, 2018 10:33 pm
Pajamas wrote:
Mon May 21, 2018 2:30 pm
All they need is account number and routing number.
Easy to find. Both numbers are printed on your checks.
This was a savings account with no external transactions, or statements.
Oops. Thanks for the clarification.