Search found 12 matches

by geltman
Sun Jul 30, 2017 8:27 am
Forum: Personal Investments
Topic: All at once or bit by bit?
Replies: 11
Views: 1641

All at once or bit by bit?

Hi, I am in the process of moving cash (about $150,000) into VBIAX from a checking account. The question is, keeping the seemingly inflated market in mind, is it best to invest it all in one shot or better to invest it over a span of time, say $10,000-$20,000 per month or something like that? Any th...
by geltman
Sun Jul 30, 2017 3:06 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

BTW, I am in the process of implementing ruralavalon's suggestion about moving cash into VBIAX. The question is, keeping the seemingly inflated market in mind, is it best to invest it all in one shot or better to invest it over a span of time, say $10,000-$20,000 per month or something like that? An...
by geltman
Thu Jul 27, 2017 3:39 am
Forum: Personal Investments
Topic: How to read this graph comparing mutual funds?
Replies: 7
Views: 1187

Re: How to read this graph comparing mutual funds?

Great. I accept. That explains why I was suggested the hybrid solution.

Many thanks to all.
by geltman
Wed Jul 26, 2017 6:39 am
Forum: Personal Investments
Topic: How to read this graph comparing mutual funds?
Replies: 7
Views: 1187

Re: How to read this graph comparing mutual funds?

You hit the nail on the head. I meant VFIAX but I transposed the A and I. I was recommended on this list to switch my VFIAX to VBIAX but now that I see the past performance, isn't it better to leave it where it is because over time VFIAX does better? You mention to choose the funds based on strategy...
by geltman
Wed Jul 26, 2017 3:41 am
Forum: Personal Investments
Topic: How to read this graph comparing mutual funds?
Replies: 7
Views: 1187

How to read this graph comparing mutual funds?

Hi, If you take the time to click on this link https://www.google.com/finance?q=VBIAX&ei=tVJ4WZGYEsGCsgGshZOQDg and add VSCGX, VFAIX , VSMGX in the "compare" text box (you need to do add each symbol one at a time), google produces a graph comparing the 4 mutual funds. My question is, t...
by geltman
Mon Jul 24, 2017 2:25 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

A warm thank you to all who responded to this post. It is helping me get direction and hopefully momentum.

A special thank you for ruralavalon who spelled out to me what my next move ought to be with my current holdings.
by geltman
Sun Jul 23, 2017 3:02 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

Perhaps your are correct but what do I gain from it? Where to put the money? I already have cash that is not being utilized to the fullest. It is true that I do not have much of an income right now so I should keep more cash that I'd otherwise would, but perhaps it's better to keeps things where the...
by geltman
Sun Jul 23, 2017 1:19 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

Once again, I updated my original post to reflect questions from those who were kind enough to reply to me.
by geltman
Thu Jul 20, 2017 9:53 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

FYI, the monthly expenses might be a bit higher. Let us say 3k just to be conservative. The VFAIX is in a regular brokerage account at Vanguard Below is 4 of 25 options at my 401k. Most do not seem to be a contender based on their past 10/5/1 years performance. These seem to be the top performers ov...
by geltman
Thu Jul 20, 2017 2:17 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

FYI, I looked at my holdings and updated my original post. I would love to hear everyone's thoughts as since I do not have employment, I would like to do that best that I can with the given scenario.

Thank you
by geltman
Tue Jul 18, 2017 11:53 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Re: Need investing advice

@dbltrbl

Why do you say that? Why not to invest now? Also, if I'd find something, then where to put how much?
by geltman
Tue Jul 18, 2017 11:31 am
Forum: Personal Investments
Topic: Need investing advice
Replies: 23
Views: 2918

Need investing advice

Hi, I am so far unemployed for 8 months with a wife and six kids ages 3-14 My financial situation is described below. So far this year I do not have much income (my wife make a few hundred dollars a month) and unemployment just ran out. I would like to have a passive income and yet grow the principa...