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19.5k is the pretax limit to employee contributions (assuming you are on the younger side), you may be able to add more post-tax if your employer offers that option in their plan. You need to read your employers 401k plan information to know that.

Put down a lattice to help hold in any soil and then put plants down. That should hold up better to gravity and the plants will also help with erosion control.

This seems like a boon given the tone of your post. Make a rational decision about your asset allocation now, then be glad that you can’t do anything emotional to change things over those next few weeks when you are locked out.

Buying put options.

Unless you have some reason you are certain you won’t be moving for residency, it isn’t worth it. Even when starting residency you have to carefully consider the housing/rental market in the area and how long you plan on staying for residency/fellowship. Beyond the financial considerations, being ab...

Is some of the contribution post tax? My understanding is that some plans allow post tax contributions to 401k.

When I look at this data I think one of two things happened. Either the data was made up, or the person looking at the data made a mistake of not looking at a long enough follow-up period and didn’t include survivors in the avg age of death calculations. Imagine you take a group of 5 people who are ...

I work with a system that pays biweekly so all pay periods have 10 days, so the math is simpler. It sounds like in the system you describe (example 1) the employee would get a better deal during longer pay periods and a worse deal during short pay periods, since the cost is an average over the year ...

[quote=mptfan post_id=4147762 time=<a href="tel:1538606151">1538606151</a> user_id=892] [quote=tibbitts post_id=4147745 time=<a href="tel:1538605546">1538605546</a> user_id=489]Anyone would assume the default starting age for average lifetime would be zero. I understand why this...

I ordered take out from Chipotle on Friday, just got around to eating it last night. I kept it and contacted their customer service. Do I bring the bone into the store and show the manager? Never was a big fan of their chicken but it is the only meat that I eat from them. Very odd post. First, why ...

flyingaway wrote: ↑Sat Aug 18, 2018 3:53 pm My question is what kind of medical events that you know which have ruined people's retirement, or bankrupted some people even before retirement? (with or without health insurance).

The most obvious is death. Number one cause of ruined retirements.

We had a level of 3.8 at the time of our home purchase 2 years ago and decided to remediate after I read through the studies on radon and lung cancer risk. I work at home and we have two young children. Also, our test was run in the spring and levels can fluctuate at different points in the year. Af...

With higher marginal tax rates, the 60k cut might not be as big as it seems.

What percentage of the entire price is that $600? Exterior painting here typically runs $5000 for a 2000 sqft 2 story home with a similar base color to much higher for large homes, so that $600 does not seem like a large expenditure compared to the overall price and I would probably go for it to try...

By the OP it sounds like invested.

If I am understanding this correctly it still sounds like a bug. Why would the starting balance be the min if the market dropped 50% on day 1? Is this occurring with the initial amount being listed as invested or sitting in a bank account or cash?

I suggest going to the job that is closest to what you want to what you want to keep doing. Skills atrophy and develop depending upon what you are doing routinely. For my anecdote, I am not a psychologist but am in a field with clinical work with multiple forms of sub-specialization. When I finished...

K is used in scientific/metric abbreviations and has been prior to computers. Kilovolt = kV, kilometer = km, etc.

I don’t think this is a big deal for medical school. For my medical school the average matriculate age was 24, suggesting most students followed a fairly direct path to admission following undergrad. Despite this, we had a diverse representation of prior careers including teachers, computer programm...

If the issue is just that it is dirty, wouldn't it be cheaper to pay for a cleaner?

I have a 2013 Subaru Crosstrek with a nice set of options and love it. Definitely less than $50k, closer to $28k new, I don't think I would go much higher for a vehicle. I am 35 now and not really a car aficionado.

If all things are equal, meaning you are still putting in new money at your AA, and are not dealing with tax consequences from selling, then it shouldn't matter. Say 50/50 AA with $100 to start means you have $50 bonds $50 in stocks. If stocks drop 20% (so you have $50 in bonds and $40 in stocks) an...

Get a dog or a recording of a dog that barks incessantly. Wait for the manager to ask to mute.

Slov: You may find this earlier post of interest: . . . Buying the Toyota saves $39,037 in 5-years or approximately $3,253/year. If instead of buying a fancier car, you invest the $3,253/year @ 8.5% in a Roth IRA, in 40 years (age 25-65) you will have saved approximately $1,043.613 (Over One Millio...