Search found 198 matches

by mrsbetsy
Wed Dec 11, 2019 11:25 pm
Forum: Personal Consumer Issues
Topic: What are you giving (or asking) for Christmas?
Replies: 72
Views: 4055

Re: What are you giving (or asking) for Christmas?

Giving DH - a couple of baseball caps, some data disks for APBA baseball, some weights Son #1 - new computer desk chair, headphones (not expensive) Daughter #1 boots, video game, some interesting spices Son #2 computer desk chair that reclines, 2 video games Asking: gift cards to my favorite massage...
by mrsbetsy
Mon Nov 25, 2019 9:13 pm
Forum: Personal Consumer Issues
Topic: What to do with my Dad's Toy Soldier Collection?
Replies: 26
Views: 3409

Re: What to do with my Dad's Toy Soldier Collection?

cheese_breath wrote:
Sun Nov 24, 2019 10:11 pm
mrsbetsy wrote:
Sun Nov 24, 2019 9:53 pm
I know a couple of 9 year olds who would absolutely love those if they knew they existed....
9 year olds and lead toys???
Ha! Good point...guess not.
by mrsbetsy
Sun Nov 24, 2019 9:53 pm
Forum: Personal Consumer Issues
Topic: What to do with my Dad's Toy Soldier Collection?
Replies: 26
Views: 3409

Re: What to do with my Dad's Toy Soldier Collection?

I know a couple of 9 year olds who would absolutely love those if they knew they existed. They play with the plastic ones and set up battle scenes all the time. If you put them on ebay, let me know. I'd say even if you sold them for a buck a piece, that's 2K. If you share the story about your father...
by mrsbetsy
Thu Oct 31, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy - Favorites; Throw it in the Bag
Replies: 61
Views: 3419

Re: Halloween Candy - Favorites; Throw it in the Bag

No tricker treaters this year either. We live down a long hill and the houses are far apart. Kids have to then climb back up the hill. Geez...that described the neighborhood when I was a kid and we still managed to get a pillowcase full of candy. But...the youngsters prefer to go down to the "flatla...
by mrsbetsy
Tue Sep 24, 2019 5:06 pm
Forum: Personal Consumer Issues
Topic: Uber - first time user - will I get picked up
Replies: 36
Views: 3802

Re: Uber - first time user - will I get picked up

The frustrating thing we've found about Uber is the "surge pricing". Depending on when you go, if there are few drivers available, you could pay more. The lack of transparent fare makes me uncomfortable if I'm needing a ride to the airport. Our disabled son takes it quite a bit, but he's only going ...
by mrsbetsy
Sat Sep 21, 2019 11:30 am
Forum: Personal Consumer Issues
Topic: wild caught sockeye salmon
Replies: 73
Views: 9855

Re: wild caught sockeye salmon

Yes! 15 years ago we took a big family (22 of us) fishing trip in Alaska. We had a bountiful day! Jerry's Meats and Seafood divided it all up, flash froze it, smoked some of it, and shipped it to the various households. Ever since then, each Christmas season, we all place an order for their salmon. ...
by mrsbetsy
Thu Sep 19, 2019 11:12 pm
Forum: Personal Consumer Issues
Topic: Best places to live to raise a family (cost doesn't matter)
Replies: 95
Views: 9368

Re: Best places to live to raise a family (cost doesn't matter)

The SF Bay Area, especially if you don’t have to commute. Can’t beat the weather or the outdoor activities. Look in Marin County. Orinda, Lafayette, Walnut Creek, Danville, San Ramon and Pleasanton in the East Bay. Also some options on the Peninsula. We are in the east bay and it's been a fabulous ...
by mrsbetsy
Tue Sep 17, 2019 5:14 pm
Forum: Personal Consumer Issues
Topic: Laptop for a child?
Replies: 19
Views: 1470

Re: Laptop for a child?

If you think she will ever need to access online tutoring, then don't get a Chromebook. Most of those platforms need a full operating system. I'm not sure what platforms you are using or talking about. My HS daughter has taken two online classes so far. Last summer she took online Geometry through ...
by mrsbetsy
Mon Sep 16, 2019 11:12 pm
Forum: Personal Consumer Issues
Topic: Laptop for a child?
Replies: 19
Views: 1470

Re: Laptop for a child?

If you think she will ever need to access online tutoring, then don't get a Chromebook. Most of those platforms need a full operating system.
by mrsbetsy
Wed Sep 04, 2019 11:36 pm
Forum: Personal Consumer Issues
Topic: Italy in September
Replies: 35
Views: 2437

Re: Italy in September

I know this sounds SO cheesy, but the best meal we had in Rome was here: https://www.thats-amore.it/ It was packed and the suck in your gut to get past the next table kind of European dining, but their Carbonara Pasta was the best we had and we were on a mission to find the best! I still dream about...
by mrsbetsy
Wed Sep 04, 2019 11:30 pm
Forum: Personal Consumer Issues
Topic: Italy in September
Replies: 35
Views: 2437

Re: Italy in September

We were there in April. If you are a reward card hacker, Chase has some awesome skip the line and private tours especially for Rome. You don't have a lot of time, so I would highly recommend private tours. We got to go up to the upper levels in the Colosseum and heard the history with a guide who pa...
by mrsbetsy
Tue Sep 03, 2019 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing health insurance
Replies: 5
Views: 675

Re: Purchasing health insurance

Cobra is likely to be quite expensive and your current coverage might be more than you actually need. Just buy it on the open market. Covered California is actually quite well done and should be a smooth process. Since you are healthy, I'd consider a high deductible health plan. If it is HSA eligibl...
by mrsbetsy
Fri Aug 30, 2019 12:03 am
Forum: Personal Consumer Issues
Topic: Block Facebook "Sponsored" Ads?
Replies: 11
Views: 1120

Re: Block Facebook "Sponsored" Ads?

Not much to do about it except activate your preferences and block the ad. Industries pay to boost their ad and you are obviously in their target demographic. If you wish to not be targeted, make sure you mess with the algorithm. My husband's ad campaigns work to only hit those that would like to se...
by mrsbetsy
Thu Aug 29, 2019 10:53 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4897
Views: 1268021

Re: What Movie Have You Recently Watched?

To all of you that recommended Wentworth....I freakin' hate you all... :D I loved OTNB and Wentworth sucked me right in...but what a horrible...terrible cliffhanger at the end!!! I can't believe it.... :twisted: You are all now on my $hit-list.... never going to trust you again. :sharebeer Off to fi...
by mrsbetsy
Wed Aug 28, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: downside of going to a competitive high school?
Replies: 49
Views: 3690

Re: downside of going to a competitive high school?

I live in an affluent bubble and our district is well known for having great schools. However, it is not always the school that should get the credit. There are tutoring centers and private practitioners on every corner where I live. Most all the students have private tutors. They hire SAT prep coac...
by mrsbetsy
Sun Aug 25, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1156
Views: 130194

Re: What frugal thing did you do today?

Our pear tree has over 500 pears on it so we've been eating them, gifting them, and dehydrating them with cinnamon. Apple tree is loaded as well and they'll be ready next week. I'll be making apple sauce, butter, and dehydrating those for apple chips. Plenty to share. This is the first year I've att...
by mrsbetsy
Sun Aug 25, 2019 10:27 am
Forum: Personal Consumer Issues
Topic: Technology in K-8 Education
Replies: 51
Views: 1905

Re: Technology in K-8 Education

My opinion is that the longer you can keep "screens" out of the hands of children, the better. We are seeing a huge uptick in youngsters unable to track across the line when reading. My colleagues and some occupational therapists are suspicious that it is related to students looking at random moving...
by mrsbetsy
Sat Aug 24, 2019 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: Prepare for Recession?
Replies: 75
Views: 11223

Re: Prepare for Recession?

I own a small business and my husband owns a different one. Mine is not subject to recession, but his certainly is - tariffs are hitting him hard because his product includes a small motorized part, which has increased in price making him less competitive. But he will survive because he is the "secr...
by mrsbetsy
Sun Aug 11, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: Land use for oil
Replies: 12
Views: 1281

Land use for oil

I just found out that my family bought oil rights on a property in West Virginia in the 1800s. I own 1/90th of the share. LOL! Apparently, every couple of decades, the property rights come up for renewal. Some poor soul has the responsibility to contact each shareholder (descendants of the original ...
by mrsbetsy
Wed Aug 07, 2019 9:58 am
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 121
Views: 12208

Re: Gardening 2019

Gopher got 16 zucchini plants, 12 bush bean plants, all the yellow squash, all the melon, and two tomatoes before I could finally catch him yesterday. We had 1/4" chicken wire under raised planters, plus about 1 foot of cardboard on top of that and they still found a way. Still have 6 tomato and 8 p...
by mrsbetsy
Sun Aug 04, 2019 3:19 pm
Forum: Personal Investments
Topic: Is 0.30% Annual Fee on HSA Investment Account Reasonable?
Replies: 16
Views: 1241

Re: Is 0.30% Annual Fee on HSA Investment Account Reasonable?

I use Lively and it invests in TDAmeritrade. You can get VTI for .03 .
by mrsbetsy
Sun Aug 04, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: "Duty Free" shops at Airports
Replies: 44
Views: 4277

Re: "Duty Free" shops at Airports

If you like podcasts, Planet Money had quite an interesting episode about the history of Duty Free. It was a great deal once upon a time.

https://www.npr.org/sections/money/2018 ... -duty-free
by mrsbetsy
Sun Jul 28, 2019 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: When to take Social Security, SSAnalyze, and the TVM?
Replies: 24
Views: 3913

Re: When to take Social Security, SSAnalyze, and the TVM?

That is a wonderful open source calculator. Here's what I can't figure out. What if spouse takes SS at 62 and gets $1,956 a month but doesn't need the money and invests every dime of it into an index and bond fund and lets it ride. That's $23,472 invested for 4 1/2 years. $105,624 plus whatever it m...
by mrsbetsy
Sat Jun 22, 2019 3:28 pm
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 5858

Re: Do you Casino? What do you play? Have you won?

I meet my brother in Vegas one time a year for 2 days. We don't agree on hardly anything so this is one way that we can get along. :D I truly enjoy playing Craps and can be there for hours spending only $100 -$200. If you get on a table with fun people, it can be a real blast with plenty of cutting-...
by mrsbetsy
Mon Jun 17, 2019 2:11 pm
Forum: Personal Consumer Issues
Topic: User reviews - How do you use them?
Replies: 33
Views: 1541

Re: User reviews - How do you use them?

Amazon has a new movie out called Billion Dollar Bully. It's all about Yelp and how their review system works. It is worth the $4.
by mrsbetsy
Mon Jun 17, 2019 12:36 am
Forum: Personal Consumer Issues
Topic: My Bad Experience With Angie's List
Replies: 36
Views: 4592

Re: My Bad Experience With Angie's List

I realize that this may not work in every situation (e.g., for jobs that are small enough that a handyman suffices), but for larger jobs (e.g., HVAC) I've had good luck going through Costco. My assumption that the contractor must be good in order to have satisfied Costco's quality control has been ...
by mrsbetsy
Sun Jun 16, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: My Bad Experience With Angie's List
Replies: 36
Views: 4592

Re: My Bad Experience With Angie's List

It's worth the $4 to watch Billion Dollar Bully on Amazon.


https://www.amazon.com/Billion-Dollar-B ... way&sr=8-1

Our experience as small business owners confirms the evidence in this movie.
by mrsbetsy
Sat Jun 15, 2019 11:28 am
Forum: Personal Consumer Issues
Topic: My Bad Experience With Angie's List
Replies: 36
Views: 4592

Re: My Bad Experience With Angie's List

Angie's List, Yelp, Diamond Certified, BBB --- these are all "pay to play" type of sites. We are small business owners and refuse to play - especially with Yelp as they are particularly nasty. Best bet is word of mouth. Check with your neighbors on Next Door or a local group. I'm sorry you had such ...
by mrsbetsy
Tue Jun 04, 2019 12:07 am
Forum: Personal Consumer Issues
Topic: Blinds for Windows - Where is the best value ?
Replies: 30
Views: 2597

Re: Blinds for Windows - Where is the best value ?

Check out Budget Blinds. They come out to do an in-home free consultation including all measuring and installation. They have a generous warranty on all products. Each business is owner operated so you'll be supporting a small business in your town. Better than using the big box stores. If you need ...
by mrsbetsy
Fri May 17, 2019 11:02 pm
Forum: Personal Consumer Issues
Topic: Gardening/Wedding/Planning
Replies: 5
Views: 572

Gardening/Wedding/Planning

Our daughter's boyfriend just asked us for her hand in marriage!! They are 28 years old and we are super duper happy. She thinks she would like a backyard wedding at our house. Her favorite colors are blue and silver/blue and white. They have not set a date yet. What would you plant NOW that would b...
by mrsbetsy
Thu May 16, 2019 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 4157
Views: 806762

Re: What's Your Credit Card Rewards Strategy?

We accumulate a ton of points because we are business owners. We use Chase UR points by using the "Things to do" button on the Chase portal. I know many would argue that it isn't a great redemption value, but we always have more than we can possibly use. There are many options available for Seattle...
by mrsbetsy
Thu May 16, 2019 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Property Tax vs. Income Tax vs. Sales Tax in Retirement
Replies: 27
Views: 2186

Re: Property Tax vs. Income Tax vs. Sales Tax in Retirement

Valid points all the way around. Property Tax: Here in CA, we have Prop 13 which limits the amount property tax can go up each year. It's 2% only. As a result, my property tax here in the Bay Area on a ridiculously expensive home is extremely cheap (about 6K) especially considering other states. If ...
by mrsbetsy
Wed May 15, 2019 11:44 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 4157
Views: 806762

Re: What's Your Credit Card Rewards Strategy?

We accumulate a ton of points because we are business owners. We use Chase UR points by using the "Things to do" button on the Chase portal. I know many would argue that it isn't a great redemption value, but we always have more than we can possibly use. There are many options available for Seattle...
by mrsbetsy
Wed May 15, 2019 11:43 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 4157
Views: 806762

Re: What's Your Credit Card Rewards Strategy?

We accumulate a ton of points because we are business owners. We use Chase UR points by using the "Things to do" button on the Chase portal. I know many would argue that it isn't a great redemption value, but we always have more than we can possibly use. There are many options available for Seattle...
by mrsbetsy
Tue May 14, 2019 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 4157
Views: 806762

Re: What's Your Credit Card Rewards Strategy?

hey all, could use some advice. wife and i have been hoarding our Chase Ultimate Rewards points and as such we have about 550-600,000 between the two of us. issue is, i don't think we have any time for any large trips in the near future and we're worried about point devaluation and such. i'd love t...
by mrsbetsy
Tue May 14, 2019 9:07 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 121
Views: 12208

Re: Gardening 2019

"The sunflower seed experiment has ended with 0 yield. I planted an entire package of brand new mammoth sunflower seeds in every part of my backyard and garden that has a possibility of sun. My plan is to relocate the new seedlings in better locations once I see what comes up." Bummer, but nice try ...
by mrsbetsy
Tue May 14, 2019 12:22 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 121
Views: 12208

Re: Gardening 2019

Mother's Day was a big day for my garden. 35 strawberry plants, 16 pepper plants from mild to hot, and 2 yards of soil. Yeah...pretty easy to please this mom. Also, a cheerful bright yellow watering can. Now if it would just warm up so things can start growing! I also put in some 16 bush beans and 1...
by mrsbetsy
Mon May 06, 2019 11:57 pm
Forum: Personal Consumer Issues
Topic: Where to Buy an Area Rug in a Particular Color
Replies: 7
Views: 808

Re: Where to Buy an Area Rug in a Particular Color

Check with Budget Blinds. They carry area rugs. They'll do a free in-home consultation/demonstration.
by mrsbetsy
Mon Apr 29, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: out of network emergency visits. Huge bill!!!
Replies: 156
Views: 13972

Re: out of network emergency visits. Huge bill!!!

I am so sad that you are facing this astronomical bill. Our insurance has a maximum out of pocket amount and I'm certain it is less than 9K. If you end up having to pay it, I would at least apply for a credit card with an excellent sign up bonus and get a bunch of points for it! Of course, pay it of...
by mrsbetsy
Mon Apr 29, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4897
Views: 1268021

Re: What Movie Have You Recently Watched?

On a 10 hour long plane ride back from Europe, I watched a movie called 55 Steps. It's the history of mental health rights in America staring Hillary Swank and Jeffrey Tambor. It was really well done and I don't know why it didn't get more attention. Made me cry :( A Star is Born with Lady Gaga and ...
by mrsbetsy
Thu Apr 11, 2019 9:41 pm
Forum: Personal Consumer Issues
Topic: Wifi range from Ring doorbell
Replies: 8
Views: 971

Re: Wifi range from Ring doorbell

Thank you! I will look at the Google Wifi at Costco tomorrow. We had Mesh, but it didn't work out so well and we returned it.

If I could get all this to work for $300 and no headache, that would be great.
by mrsbetsy
Thu Apr 11, 2019 5:01 pm
Forum: Personal Consumer Issues
Topic: Wifi range from Ring doorbell
Replies: 8
Views: 971

Wifi range from Ring doorbell

We want to put a Ring doorbell by our garage door, but it's too far away from our router to pick up the signal.

Anyone have a frugal hack to boost it?

We really don't want to go through the expense of hardwiring something.
by mrsbetsy
Thu Apr 11, 2019 4:52 pm
Forum: Personal Consumer Issues
Topic: Are Airport Lounges Worth the Money?
Replies: 95
Views: 9005

Re: Are Airport Lounges Worth the Money?

We have the AMEX Platinum Business. It's a hefty AF at $550, but we get a $200 airline credit and $15 a month for Uber and we use both of those. However, the best perk is getting early access to things like concerts. We just got 4 tickets to see the Eagles in Vegas this September. Reselling the extr...
by mrsbetsy
Thu Apr 11, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 121
Views: 12208

Re: Gardening 2019

I spent all last weekend weeding because the rains here made everything get out of control and it rained so much I think our drought is officially over! Zone 9A. I just put 8 tomato seedlings in the raised planter bed. They are a variety of heirloom slicers and cherry tomatoes. If I can keep half of...
by mrsbetsy
Fri Apr 05, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 36247

Re: "The best and worst U.S. states for retirement"

I think the United States of Well-Being would be a better guide. https://finance.yahoo.com/news/happiest-us-states-205257429.html These are the qualifiers: Career: liking what you do each day and being motivated to achieve your goals Social: having supportive relationships and love in your life Fina...
by mrsbetsy
Thu Apr 04, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 15233

Re: Folks in their 60s and above. What early investment on health do you recommend.

Research the CAC Coronary Artery Calcium Score. It's about $100 and lets you see how much calcification is in your heart. Take a look at the work by Ivor Cummins and watch the Widow Maker movie for free on You Tube. Learn to eat one nutrient dense meal a day. It frees up so much time to do other thi...
by mrsbetsy
Thu Apr 04, 2019 12:52 am
Forum: Personal Consumer Issues
Topic: Help With Travel to Prague - Vienna - Budapest
Replies: 15
Views: 1990

Re: Help With Travel to Prague - Vienna - Budapest

Part 2 -- make sure you catch a concert or more in one of the churches. We particularly loved the ones in the Jewish Ghetto.
by mrsbetsy
Thu Apr 04, 2019 12:50 am
Forum: Personal Consumer Issues
Topic: Help With Travel to Prague - Vienna - Budapest
Replies: 15
Views: 1990

Re: Help With Travel to Prague - Vienna - Budapest

Last year we did Prague and Budapest. Yes, I think 3 days is sufficient for both. While we enjoyed Prague, we loved Budapest. I recommend you get a personal guide for one of the days. Ours was fantastic! He took us into many buildings we would not have thought about going into. Citizens can enter an...
by mrsbetsy
Sat Mar 16, 2019 11:36 pm
Forum: Personal Consumer Issues
Topic: Angies List v. Homeadvisor v. ???
Replies: 23
Views: 2225

Re: Angies List v. Homeadvisor v. ???

Certainly agree that in the world on on-line reviews "fake positives" are more of a problem than fake negatives. And the "I was given a copy of this book to review ..." disclaimer on Amazon are not reassuring. Not true. Competitors give poor reviews to their competition all the time. There are plen...
by mrsbetsy
Thu Mar 14, 2019 2:08 pm
Forum: Personal Consumer Issues
Topic: Angies List v. Homeadvisor v. ???
Replies: 23
Views: 2225

Re: Angies List v. Homeadvisor v. ???

I think it does depend a lot on the area, but a combination of Yelp and BBB has helped me on several occasions. (Yelp is most definitely not the "worst." Obviously have to read the reviews with a critical eye, but I think the reviews for service providers like plumbers/electricians are often more h...