Search found 108 matches

by SeaToTheBay
Mon Jun 04, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: steel cut oats in bulk
Replies: 50
Views: 4195

Re: steel cut oats in bulk

I always microwave the "quick cook" steel cut oats for ~3min. Can you do this with "regular" steel cut oats?
by SeaToTheBay
Wed May 30, 2018 11:17 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)

Thanks for the information. Based on reading it seems like the RDX is the same size as the BMX X3, Audi Q5, and Volvo XC 60, but the RX 350 is considered a larger SUV. I have never rode in any of the other three and didn't realize they were smaller. Yes, it is a fair amount bigger. The RX is 5.6" l...
by SeaToTheBay
Tue May 29, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)

Pricing came out for the 2019 Acura RDX today. Starts at $37k and fully loaded is $48k. European competitors with similar equipment are a solid $10k more. Even the base model has things like driving assistant aids and a full-length glass roof.
by SeaToTheBay
Tue May 22, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60

Is this engine newer than the 1.5T and is it just matter of time when the problem with 2.0T start showing up? Or 2.0T has been used by Honda for last few years? I only know regular Honda engines and have not kept up with their current turbo offerings. The 2.0T is newer, yes. The 1.5T was first rele...
by SeaToTheBay
Mon May 21, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60

wrongfunds wrote:
Mon May 21, 2018 9:47 am
Is Acura RDX using the CRV turbo engine which has been reported with fuel dilution problems?
No, it is the 2.0L turbo found in the upper-level Accords and Civic Type R.
by SeaToTheBay
Thu May 17, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60

I'd wait for the new 2019 Acura RDX. Should be an excellent all-around SUV at a better value than its peers. Will be at dealers next month. This vehicle does look really nice. I wonder what the price will be for a decked out model? I would assume high 40s, low 50's. Top-level 2018 RDX tops out at a...
by SeaToTheBay
Thu May 17, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 9322

Re: Lexus RX 350, Audi Q5, or Volvo XC 60

I'd wait for the new 2019 Acura RDX. Should be an excellent all-around SUV at a better value than its peers. Will be at dealers next month.
by SeaToTheBay
Mon May 14, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Ratio of car repair cost to car's value?
Replies: 17
Views: 1488

Re: Ratio of car repair cost to car's value?

On "Car Talk", Click and Clack used to talk about this. Say you're driving a $1000 car. You need new tires. Well, there's close to the value of the car just to get tires. But if you get the tires, you could drive another 50k miles or the car could need a transmission in 1000 miles. But even if it d...
by SeaToTheBay
Mon May 14, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Used car, $20K-$25K
Replies: 43
Views: 3974

Re: Used car, $20K-$25K

I like the Genesis idea. Lots of car for the $.
by SeaToTheBay
Tue May 08, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Recommendation For Shirts
Replies: 36
Views: 2549

Re: Recommendation For Shirts

For dress shirts, ctshirts.com has great quality and $50/ea if you buy four (or $45 if you wait for a $179 for 4 deal). THIS CT by far the best value. Go on Slickdeals or elsewhere to find promo codes. Usually you can get shirts for $29.99 to $33 (3 for $99) and often free shipping. They have good ...
by SeaToTheBay
Tue May 08, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: New car for my wife
Replies: 25
Views: 2842

Re: New car for my wife

I agree AWD is not really necessary. However, if you like the Altima and still want AWD, the 2019 Altima offers it. Lots of other options too though.
by SeaToTheBay
Tue May 08, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: Recommendation For Shirts
Replies: 36
Views: 2549

Re: Recommendation For Shirts

For dress shirts, ctshirts.com has great quality and $50/ea if you buy four (or $45 if you wait for a $179 for 4 deal).
by SeaToTheBay
Wed Apr 25, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: Do you have a car w/o ABS?
Replies: 53
Views: 2440

Re: Do you have a car w/o ABS?

ABS isn't the only safety feature an older car doesn't have. Key active safety systems include: Automatic emergency braking (AEB): Brakes are automatically applied to prevent a collision or reduce collision speed. Forward-collision warning (FCW): Visual and/or audible warning intended alert the dri...
by SeaToTheBay
Tue Apr 24, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Have 2 cars keep both?
Replies: 8
Views: 542

Re: Have 2 cars keep both?

Definitely sell one. Maintaining, insuring, registering, cleaning, and parking two cars can be a pain, and that's coming from a car enthusiast. These cars are similar enough where you're not really getting much added utility from having two - sell one.
by SeaToTheBay
Tue Apr 24, 2018 10:50 am
Forum: Personal Consumer Issues
Topic: Car for 23 year old
Replies: 33
Views: 2621

Re: Car for 23 year old

Parts are more expensive. Lexus is the Acura of a Honda. I had the oil pan go on my Honda Civic EX, the ex model used the Acura Integra engine, the difference in price was $275 and you had to buy the pan from the dealer only, there were no aftermarket parts. The Civic EX has never shared an engine ...
by SeaToTheBay
Wed Apr 04, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: VHCOL Home Buying Advice (Bay Area, where else?)
Replies: 65
Views: 5521

Re: VHCOL Home Buying Advice (Bay Area, where else?)

Bought in the Bay Area 1.5yrs ago, which ended up being a great decision. We bought a little more than we needed (3bd/3ba, in order to take care of Grandma-in-law and the kid we plan to have in the near future) which ended up being a good idea. It would be hard to afford even the same home now given...
by SeaToTheBay
Wed Apr 04, 2018 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

I don't see the entertainment in this. Winding country road or traffic in the city I drive the same way. Obey the traffic laws, slow down for turns, accellerate, gently, out of them. "Nailing" the throttle wastes gasoline, contributes unnecessary air pollution, puts more stress tires leading to fas...
by SeaToTheBay
Wed Apr 04, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

So a 'nimble' , 'responsive' and dare I say 'tactile' car is dangerous to others? :x Yes. I get it that some people are car people, and are good drivers, and enjoy the feel of a car. But, if you are in traffic, and you are making moves that require a "responsive" and "nimble" car, you are driving m...
by SeaToTheBay
Wed Apr 04, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

123 wrote:
Wed Apr 04, 2018 1:52 pm
You have to get into the right Toyota mindset. Dare to be dull. Believe it, I do.
Not too many years ago, their commercials touted "Grounded to the ground" handling. Whatever that means. Gravity?
by SeaToTheBay
Wed Apr 04, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

None of that involves "driving like a jerk" thank you very much. I have driven from age 16 to 34 this month, including 50-60 autocross races and going to trackdays a few times in different cars. Have had a perfectly clean driving record every single year of that time. Please do not judge what you d...
by SeaToTheBay
Wed Apr 04, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

No vehicle is “fun” unless you drive it like a jerk. Not true. Even in traffic, a responsive, nimble, sporty car with lots of tactile feedback in the controls is a lot more engaging and interesting than a Camry. If you’ve ever read a drivers license handbook carefully, you’d find it is true. Especi...
by SeaToTheBay
Wed Apr 04, 2018 11:58 am
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

bottlecap wrote:
Wed Apr 04, 2018 11:42 am
No vehicle is “fun” unless you drive it like a jerk.
Not true. Even in traffic, a responsive, nimble, sporty car with lots of tactile feedback in the controls is a lot more engaging and interesting than a Camry.
by SeaToTheBay
Wed Apr 04, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 6199

Re: 2018 Camry. What's wrong with me?

How much space do you need? Something like a VW GTI will not cost much more and still has a surprisingly decent amount of space, while being far more fun.
by SeaToTheBay
Wed Apr 04, 2018 11:30 am
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 10316

Re: How Do You Value Your Home for Net Worth Purposes?

I take the average of Zillow and Redfin estimates (in my case, they both seem quite realistic given local comps) and subtract our mortgage amount. I am not sure why you wouldn't factor it into NW. I agree it is not really an "investment asset" but that's a separate calculation from NW. I would much ...
by SeaToTheBay
Tue Mar 20, 2018 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of College vs Starting Income
Replies: 94
Views: 4650

Re: Cost of College vs Starting Income

Image
Speaks for itself.

In-state high-quality public university is where the value is.
by SeaToTheBay
Mon Mar 19, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Paging BH Gearheads: Reasonable Net Worth for Exotic
Replies: 104
Views: 7075

Re: Paging BH Gearheads: Reasonable Net Worth for Exotic

Not a car person myself, but I like the Livesoft Rule for Extravagant Purchases heuristic. It makes good sense to me as a way to measure the true impact to one's financial situation. That said, I think it is important, in my opinion, to take into consideration the optics of such extravagant purchas...
by SeaToTheBay
Mon Mar 19, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 246
Views: 32447

Re: Those with high savings rate: why?

1) I've always been fairly frugal, except for the things that I really love (for instance, cars and travel). If I'm spending money I need to get good value from it. 2) Our income has increased pretty quickly post-MBA and I feel no need to ramp up expenses to match. 3) Recently, I've become tuned in ...
by SeaToTheBay
Mon Mar 19, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 19586

Re: For BHs who actually like cars - [what car do you drive every day?]

Keep that car up the E39 M5 is the best 4 door car ever made Clarified that for you... :mrgreen: OMG YES!!! I keep telling myself I'm going to buy one but I can't bring myself to daily drive it...They're getting rare and I'd feel awful if I dented it or crashed it or anything. Thats why I love my E...
by SeaToTheBay
Mon Mar 19, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Paging BH Gearheads: Reasonable Net Worth for Exotic
Replies: 104
Views: 7075

Re: Paging BH Gearheads: Reasonable Net Worth for Exotic

I'm about your age, similar income (a bit less individually, a bit more combined), no kids yet (plan on one in next 1-2yrs), lower NW but at a great level saving at a very good clip. Also addicted to cars since I was a fetus. A few months ago my wife proposed that I start a "dream car fund" where a ...
by SeaToTheBay
Thu Mar 15, 2018 12:32 pm
Forum: Personal Consumer Issues
Topic: Tires on a 15 year old car....Replace or not?
Replies: 79
Views: 5554

Re: Tires on a 15 year old car....Replace or not?

Never skimp on anything that is between you and the ground. This includes, but not limited to, beds, shoes, and tires. Great quote! I'd be more concerned with traction/stopping distance than a blowout, although that is a concern as well. It's the only part of the car that touches the road, and ther...
by SeaToTheBay
Thu Mar 15, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 316
Views: 49087

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I believe it is the same 1.5 liter turbo motor as the the Accord from 2018 but it also is in the 2016+ Civic which has been around for a while so check to see how those have been running and any fixes there. The turbo in their engines is here to stay for a while and Hondas are very reputable so bel...
by SeaToTheBay
Tue Mar 13, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Need help on car decision: Honda CRV vs luxury car used
Replies: 62
Views: 4753

Re: Need help on car decision: Honda CRV vs luxury car used

I don't drive a lot of miles and the miles I do drive are mostly coasting. Our cars seem to last for 15-16 years. Do you mean highway cruising? Hard to coast without first accelerating. Oil and other fluids have a shelf life - they don't just degrade with miles. 15-16 years really isn't that long i...
by SeaToTheBay
Tue Mar 13, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: traveling to mexico, should I be concerned?
Replies: 107
Views: 9321

Re: traveling to mexico, should I be concerned?

+1. The other interesting aspect of this is that traveling to a place where it is not safe to really mix with the locals - where it is recommended that you take prearranged transportation directly to your foreigner-filled resort, and not venture elsewhere - how is that mind-expanding? I have a frie...
by SeaToTheBay
Tue Mar 13, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Need help on car decision: Honda CRV vs luxury car used
Replies: 62
Views: 4753

Re: Need help on car decision: Honda CRV vs luxury car used

Can you explain this? I have been watching a lot of car reviews, and they all come to the conclusion that the Mazda is next-level, way above the Honda and Toyota. They recently added like 100 pounds of sound insulation to the Mazda CX-5, and the interior is supposed to be very nicely done. Any reas...
by SeaToTheBay
Mon Mar 12, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 39418

Re: What UN-frugal thing do you do?

Cars and travel. We take a 1.5-2 week trip every year to somewhere overseas, stay in fairly nice hotels, and typically eat out and fly everywhere instead of taking a train/bus/etc. My logic is if we're going all that way, better to take a 1-2hr flight than spend half a day on a train - you're wastin...
by SeaToTheBay
Mon Mar 12, 2018 6:31 pm
Forum: Personal Consumer Issues
Topic: Need help on car decision: Honda CRV vs luxury car used
Replies: 62
Views: 4753

Re: Need help on car decision: Honda CRV vs luxury car used

As a car nut, I always suggest CPO 2-3 years old. You get a very similar car to new without taking the worst of the deprecation hit, and get just about the same warranty since they usually tack on 2 years of warranty on top of what's left of the original. Have you looked at a CPO CR-V? You might be ...
by SeaToTheBay
Mon Mar 12, 2018 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Tax reform SALT affecting in Bay Area?
Replies: 67
Views: 9637

Re: Tax reform SALT affecting in Bay Area?

Personally I have run into 2 other people in real life who are furious about the amount of deduction lost, but unaware that they total taxes will be only slightly higher, the same, or even lower, with the new tax brackets and/or child tax credits, instead of "losing $20k in deductions at 33% margin...
by SeaToTheBay
Wed Mar 07, 2018 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: What was your % pay raise?
Replies: 179
Views: 19852

Re: What was your % pay raise?

2016: +5.4% salary, +40% bonus (included a promotion) 2017: +15.1% salary (about half at mid-year), +34% bonus (included a promotion/role shift) 2018: +13.9% salary (about half at mid-year), +22% bonus I should mention I graduated from MBA in 2013 and every incoming MBA to the company got the exact ...
by SeaToTheBay
Tue Feb 27, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Value of an Elite MBA
Replies: 58
Views: 5967

Re: Value of an Elite MBA

1) If I wanted to move back to my old industry, I could do so much more easily due in large part to the high-tier MBA. I have actually interviewed with top companies in my old function, but ended up turning them down for various reasons. ... 3) I have a network I can call on whenever I need career ...
by SeaToTheBay
Mon Feb 26, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: Ethics of selling a used car
Replies: 54
Views: 4547

Re: Ethics of selling a used car

If a car has expensive known issues, I'll sell/trade to a dealer. They have the opportunity to have their mechanics go over it before they buy it and they can figure things out and the cost to fix better than I can. If the car is overall in good shape, I'll sell privately. I'll tell the buyer what ...
by SeaToTheBay
Mon Feb 26, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: Value of an Elite MBA
Replies: 58
Views: 5967

Re: Value of an Elite MBA

I graduated from a Top 10 full-time program 5 years ago. What has been said here is mostly accurate IMO. I actually am probably one of the lower-ROI grads - I paid the whole cost, was making $80k+ already when I left in 2011, and didn't get a massive pay bump due to moving to a somewhat lower-paying...
by SeaToTheBay
Fri Feb 23, 2018 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Review ettiquette
Replies: 24
Views: 2270

Re: Review ettiquette

I'm not a manager but I would think an exceptional performer who received a talking to about attitude should receive an exceptional performance review. I wouldn't mention the poor attitude that has been corrected, as it's already been addressed. (Don't punish twice for the same mistake). My view on...
by SeaToTheBay
Wed Feb 21, 2018 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Rant about Savings Rate
Replies: 25
Views: 2269

Re: Rant about Savings Rate

What I get caught up on is how to factor 401k matching. I am fortunate to get a 6% match at work with no limit. Do I count that as part of my income, even though I wouldn't get it if I wasn't saving? For instance, if I make 100k and contribute 10k, getting another 6k match, is my savings rate: a) 10...
by SeaToTheBay
Wed Feb 21, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: Trade my BMW?
Replies: 45
Views: 2900

Re: Trade my BMW?

We've had discussions on these topics on bimmerfest and it's not clear that an indy is any cheaper. There was a time when they were a lot cheaper than the dealer, but the dealers are now much more competitive. For example, I bought a set of tires for less than it would cost at America's Tire Co a c...
by SeaToTheBay
Wed Feb 21, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: Trade my BMW?
Replies: 45
Views: 2900

Re: Trade my BMW?

I could do an oil change. Brakes would be more difficult because it has an electric parking brake and wear sensors, which adds a good bit of complexity. Or replacing the battery, which is in the trunk. I suppose none of it is impossible (especially with YouTube), but definitely diffferent than anyt...
by SeaToTheBay
Tue Feb 20, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: Car rental in Lisbon
Replies: 8
Views: 637

Re: Car rental in Lisbon

We used AutoEurope last year in Albufeira - good experience, no problems. If you're going to be venturing out of the city, good idea to get their electronic toll meter thing which makes it much easier to pay highway tolls.
by SeaToTheBay
Fri Feb 16, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Honda vs. Toyota: Which has more bang for the buck?
Replies: 119
Views: 11486

Re: Honda vs. Toyota: Which has more bang for the buck?

The problem is finding an Accord to rent. Toyota and others inflate their sales numbers by selling to fleets. Honda generally doesn't and I have yet to see an Accord rental car. You could probably rent one from a Honda dealer. Or a car sharing service (similar to airbnb) like turo. There are many p...
by SeaToTheBay
Fri Feb 16, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Honda vs. Toyota: Which has more bang for the buck?
Replies: 119
Views: 11486

Re: Honda vs. Toyota: Which has more bang for the buck?

for 2018, camry is rated top safety pick+. no honda got that rating. http://www.iihs.org/iihs/ratings/TSP-List To be fair, the only reason the Accord missed out on the "+" (it is a Top Safety Pick) is because its headlights got an "Acceptable" rating rather than "Good" (Acceptable is the next step ...
by SeaToTheBay
Thu Feb 15, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 19586

Re: For BHs who actually like cars - [what car do you drive every day?]

It's funny how so many bogleheads will fight tooth and nail to pay say .25% less in fees on retirement funds but have no problem buying an expensive car. Not a criticism but an interesting observation. Hey, those fees add up over time! Whatever I spend money on, I like to see value out of it whethe...
by SeaToTheBay
Thu Feb 15, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Used car - warranty or no?
Replies: 24
Views: 1129

Re: Used car - warranty or no?

Excuse my ignorance but what is the difference between a warranty and CPO? CPO = offered by the manufacturer. For instance, the dealer will take a lightly-used car (often a lease return) that is in good shape (not all cars can qualify for CPO), do a thorough inspection and get it certified by the m...