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Thank you everyone for your suggestions. I've been putting some things together to build a business case to lobby upper management to see if we can make a change. Hopefully I can get some traction.

Good afternoon everyone. I've been a long time lurker and I've finally decided to muster up the courage to ask a question. I started a new job about a year ago and am finally eligible for their 401k program through Mass Mutual. After reading the forums here I am now seeing that this plan has very hi...