Search found 22 matches

by Clueless
Fri Jun 26, 2020 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 8273

Re: Question - Reloc to TX

Then again, you could just buy this...

https://www.kbtx.com/content/news/North ... 08601.html
by Clueless
Fri Jun 26, 2020 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 8273

Re: Question - Reloc to TX

We live in the suburbs of the Dallas area. We have had 3 cars totaled in a 5 year period due to hail. One of the cars was seven months old, and they still totaled it. So can it happen? Maybe to just us. :shock: That being said, some apartments come with private garages attached to the apartment. Lot...
by Clueless
Tue Apr 07, 2020 8:17 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 227
Views: 18020

Re: Gardening 2020

Huge fan of Square Foot Gardening by Mel Bartholomew. All of the herbs are sprawling, super sweet 100 cherry tomatoes are starting to flower, eggplant and potatoes are being shy, onions are taking off, and the fruit is flowering (Meyer lemons, blackberries, and strawberries). I even found a ripe str...
by Clueless
Sun Feb 09, 2020 1:49 pm
Forum: Personal Consumer Issues
Topic: Tell me about Chile/Argentina
Replies: 27
Views: 3576

Re: Tell me about Chile/Argentina

Went in through Argentina and out through Chile. My two favorite things were playing on the Perito Moreno Glacier and walking with the penguins outside Ushuaia. I liked the hikes in El Chatan better than Torres del Paine. Be prepared for four seasons in one day. Have high quality and waterproof gea...
by Clueless
Sun Feb 09, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Water Leak at Home - Geico not helping
Replies: 27
Views: 2978

Re: Water Leak at Home - Geico not helping

Our policy covered some plumbing issues. A giant piece of hail went deep into the yard and broke a buried pipe that brought water into the home. Insurance picked up the tab to restore the water coming into the house. Our policy did not cover plumbing repairs if water could not leave the house. Regar...
by Clueless
Sat Feb 08, 2020 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: Water Leak at Home - Geico not helping
Replies: 27
Views: 2978

Re: Water Leak at Home - Geico not helping

After a storm we had about 40 holes in our roof. Water damaged the ceiling. Insurance company couldn’t come out for two weeks due to the number of homes damaged in the area. We ended up getting an FLIR One Thermal imaging camera attachment that worked with our phone. I think it was $250. Probably mu...
by Clueless
Fri Dec 27, 2019 10:22 pm
Forum: Personal Consumer Issues
Topic: Tell me about Chile/Argentina
Replies: 27
Views: 3576

Re: Tell me about Chile/Argentina

Went in through Argentina and out through Chile. My two favorite things were playing on the Perito Moreno Glacier and walking with the penguins outside Ushuaia. I liked the hikes in El Chatan better than Torres del Paine. Be prepared for four seasons in one day. Have high quality and waterproof gear...
by Clueless
Tue May 28, 2019 7:38 pm
Forum: Personal Consumer Issues
Topic: Bored Eleven Year Old Patient in Walking Cast
Replies: 26
Views: 1852

Re: Bored Eleven Year Old Patient in Walking Cast

What level is she in gymnastics? Has she ever expressed an interest in diving (spring board or platform)? A lot of former gymnast switched into diving after injuries or if they grew too tall. This summer might be an excellent time to watch some competitions. There is a list of upcoming events at Tea...
by Clueless
Mon Sep 17, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 93
Views: 5571

Re: Dilemma: Add room to current house or buy new house?

I am not going to comment on the expense of what you are considering; however, I am going to comment on a huge issue I don’t think you have considered. Security. I assume you and your wife work full time. Who is doing the background checks on the crews that are going to be in your home when you are ...
by Clueless
Mon Sep 17, 2018 6:05 pm
Forum: Personal Consumer Issues
Topic: a low grade in a 9th-grade test
Replies: 44
Views: 4081

Re: a low grade in a 9th-grade test

Such great suggestions above. If it were me I would investigate and make sure the child has what they need (tutoring). I would NOT rescue them by pulling them out of the course or changing schools. We need to let our children fail from time to time. It is far healthier for them to learn to fail at a...
by Clueless
Fri Apr 27, 2018 11:00 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 8676

Re: Comfortable Commuter Cars under $50K

Infiniti has very comfortable seats. Picked up a low mileage one for a very reasonable price that was way under your budget.

Since nobody has mentioned it, check out the Kia Stinger GT. i know, I know...a Kia? What's the resell? But I think this car is beautiful. Super comfy seats.
by Clueless
Fri Apr 20, 2018 4:29 am
Forum: Personal Finance (Not Investing)
Topic: Good Dad, Bad Dad [pay for son's driving expenses (or not)]
Replies: 49
Views: 5233

Re: Good Dad, Bad Dad [pay for son's driving expenses (or not)]

I guess I look at it very differently than a money issue. I see it as a safety issue. I can't tell you how many times in college I went out with friends and the designated driver ended up drinking. The last thing I wanted to do was get into a car with an inebriated driver. When confronted some would...
by Clueless
Sun Mar 04, 2018 11:44 pm
Forum: Personal Consumer Issues
Topic: re-siding house - vinyl or hardiplank?
Replies: 54
Views: 7411

Re: re-siding house - vinyl or hardiplank?

Hardie board will resist small hail; however, softball size hail from a F4 or F5 can easily puncture hardie board. I would look into LP Smartside. Very similar to Hardie board in strength but more impact resistant. Cost is the same. If you live in tornado alley and individual pieces need to be repla...
by Clueless
Sat Feb 17, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: Questions to ask a siding contractor...what are 'red flags'?
Replies: 8
Views: 926

Re: Questions to ask a siding contractor...what are 'red flags'?

OP, You should look into LP SmartSide compared to Hardiboard. It is impact resistant and easier to replace individual pieces IF the need arises in the future. My understanding is that it would be very difficult to replace an individual piece of Hardiboard and make it look presentable. Cost is about ...
by Clueless
Sat Feb 17, 2018 10:07 am
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 91
Views: 10137

Re: Effect of spending money on appearance in career

Wow! I feel for you. Having a uterus is a no win situation. For the record, I am a bit of a tomboy. Makeup and hair products are magical mysteries. Fashion is a language I don't speak. This is how I solved the problem... 1. I found a look that I liked on Pinterest in the woman's fashion section. For...
by Clueless
Wed Dec 13, 2017 12:28 pm
Forum: Personal Consumer Issues
Topic: Homeowner's Insurance - How Do You Evaluate?
Replies: 23
Views: 3164

Re: Homeowner's Insurance - How Do You Evaluate?

I think your premium is very low for the coverage it offers. I would not lower any limits except additional structure (if possible). Trust me...you want the additional living expenses coverage. After one storm we had to move out of our house, and our policy covered housing for up to 2 yrs. The thoug...
by Clueless
Sat Nov 11, 2017 11:04 am
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 138
Views: 13236

Re: Thoughts about wearing a "uniform"/same thing everyday?

DBR,

I have reps stop by the office. I am their customer regardless of my attire.

Personally, I wouldn't be concerned if I saw someone in public wearing scrubs. I'd be more concerned about the person coughing all over me in a check out line. :shock:
by Clueless
Sat Nov 11, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 138
Views: 13236

Re: Thouhgts about wearing a "uniform"/same thing everyday?

I rock a uniform. I prefer scrubs over professional attire. My reasons: 1. Running around in tennis shoes is easier than heels 2. My tops and bottoms cost $10-12 a piece 3. NO MORE DRY CLEANING BILLS 4. I save a lot of money avoiding Ann Taylor That being said, i do notice that people treat me diffe...
by Clueless
Sun Oct 29, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Home insurance: major constuction
Replies: 3
Views: 601

Re: Home insurance: major constuction

I have read some home insurance policies will not cover damages if you are out of the house for an extended period of time. For example, an owner left town for two weeks. During that time a leak on the line to the ice maker occurred. This led to damage of wood floors, etc. When the owner called in t...
by Clueless
Sun Jun 18, 2017 2:12 am
Forum: Personal Consumer Issues
Topic: Home siding thoughts
Replies: 32
Views: 5218

Re: Home siding thoughts

LP Smartside is impact resistant and individual pieces can be changed out if needed. Hardiboard is brittle (less impact resistant) and is installed differently. If one piece needs to be changed out you would need to replace the entire area (roof to foundation) or it won't look nice. There was no dif...
by Clueless
Sat Jun 10, 2017 9:18 am
Forum: Personal Consumer Issues
Topic: College admissions question - she got a "C"
Replies: 100
Views: 13879

Re: College admissions question - she got a "C"

One C will not matter. GPA, rank, entrance exams, activities, and maybe an interview will decide the rest. That being said, I have seen valedictorians flunk out of school and mediocre students rise to the top of their class. What was the deciding factor besides intelligence, maturity, and determinat...
by Clueless
Sat May 27, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: Recommendations for moisturizing lotions that don't feel greasy
Replies: 37
Views: 4729

Re: Recommendations for moisturizing lotions that don't feel greasy

I second the CeraVe recommendation. I have very sensitive skin and inflammatory rosacea. Good times! Anyways, CeraVe has a small line of products that you can find at Target or Walgreens. I use the CeraVe Cream (not lotion) on my face and body. A 19oz container costs $11 to $14. It has no odor. HTH