Search found 32 matches

by Calli114
Sat Dec 16, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: Single Purpose Device- Waffle Iron
Replies: 27
Views: 2185

Re: Single Purpose Device- Waffle Iron

Lots of ideas on Google. The grilled cheese, hash browns, and French toast sticks sound good, but can't say I've tried any of them.
And don't forget savory waffles instead of sweet.
by Calli114
Tue Nov 21, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: Anyone "re-door" their kitchen cabinets?
Replies: 13
Views: 1599

Re: Anyone "re-door" their kitchen cabinets?

My house was built around 1990 - the cabinets were that typical medium oak color with brassy hardware. I had a kitchen renovation 5 yrs ago but kept the cabinets, got a painter and handyman to take off all the doors and change all the hardware to a nickel color - they painted the doors white, out in...
by Calli114
Tue Nov 21, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: What are the things you want to do between 55 and 65?
Replies: 140
Views: 10711

Re: What are the things you want to do between 55 and 65?

Any high altitude destinations or remote trekking may seem dicier with advancing age and possibly declining balance as well. Tibet, Nepal, and Mt. Kilimanjaro come to mind.
by Calli114
Tue Nov 21, 2017 10:48 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6222

Re: Best vehicle for seniors?

I am on my 2nd Outback and have driven a Forester multiple times as a service loaner and a test drive. The Outback is built more solidly, but the Forester does have good visibility for the driver. I've had knee surgery and have no problem at all getting in and out of either. I see many retirees in O...
by Calli114
Sat Oct 28, 2017 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: What is on your Pre and/or Post Retirement Bucket List?
Replies: 23
Views: 2005

Re: What is on your Pre and/or Post Retirement Bucket List?

Regarding frontloading travel (I hadn't thought to call it that), that's been my strategy too. I've tried to do international travel to any must-see destinations, because life and health are uncertain. I know if my health went downhill in a decade or so, it would be much easier at that time to do sh...
by Calli114
Sat Oct 28, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 3681

Re: European Tours

Thanks to all who responded. I appreciate the time it takes to make a detailed post, and all input is being put into the memory bank! I think I'm leaning to some sort of a tour, just to make it as trouble / stress free an experience as possible. I do understand the tradeoffs, but I think we might d...
by Calli114
Fri Oct 27, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 16056

Re: 2018 ACA rates now live....

It would be good to be cautious about looking at the numbers, they seem to be having some problems. When I enter a number a bit below 400% of the poverty level for two people, $62,000, and with one person already on medicare it is saying that there would be a $1,403 per month tax credit for the one...
by Calli114
Mon Oct 23, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4858

Re: what is your weekly workout routine?

Do you have anywhere pleasant to do a 2 mile light hike on your days off, like something of a restorative day?
To me it's a different workout to walk on some uneven ground rather than just a treadmill all the time; it gets all your small balancing muscles involved. Doesn't have to be steep.
by Calli114
Wed Oct 18, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 5714

Re: Outback Vs Forester Vs CR-V ??

I'm on my 2nd Outback; I like the shape of it and I can fit my bike in the back without having to put on a rack. I test drove a Forester (and had them as loaners) and thought it felt more cheaply made. I haven't had a CR-V but one of my friends just got one and she seems quite ambivalent about it. M...
by Calli114
Sun Oct 15, 2017 11:15 pm
Forum: Personal Consumer Issues
Topic: Dental implants in Poland
Replies: 29
Views: 2604

Re: Dental implants in Poland

I just think it's too dicey to go abroad for dental implants, purely my opinion. I have a general dentist, endodontist, and oral surgeon, unfortunately. I had read that Hungary has excellent dentistry for expats, so I ran it by my dentist just out of curiousity- she said some of the worst dentistry ...
by Calli114
Fri Sep 29, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Luggage locks
Replies: 15
Views: 1250

Re: Luggage locks

I've never bothered with a luggage lock on a flight. But I recently bought a luggage lock for a slightly different reason: when I'm at a business conference, I very frequently wind up having to leave my luggage with either the hotel front desk, or in a designated location near the conference center...
by Calli114
Sun Sep 24, 2017 4:45 pm
Forum: Personal Consumer Issues
Topic: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?
Replies: 125
Views: 9212

Re: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?

One thing I found completely useless is a state magazine that has an annual issue of "top docs" in the state. They have awful doctors in that list, and did not include ones I knew were good. How those lists are made up I have no idea. The magazine claims it polls doctors to make up the list. Some p...
by Calli114
Tue Aug 22, 2017 10:27 pm
Forum: Personal Consumer Issues
Topic: Eclipse Traffic: predictions vs reality?
Replies: 64
Views: 5479

Re: Eclipse Traffic: predictions vs reality?

No issues in the morning. On the way home I was on westbound I-44 in MO which was congested but moving well. The kind of thing where if I wanted to pass, had to wait on 10 other cars to go by. But still travelled mostly between 65-75 mph. The interesting thing to me was HUGE volumes of OK, TX, AR pl...
by Calli114
Sat Aug 19, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: Little P**S Ants
Replies: 59
Views: 8958

Re: Little P**S Ants

I'd call a exterminator - they are licensed for chemicals and treatments that you can't buy (at least in most locales - not sure about yours). I'm in the Northeast but had trouble a couple of summers in a row and finally called an exterminator and now have him treat every year - he guarantees his w...
by Calli114
Wed Aug 09, 2017 11:47 pm
Forum: Personal Consumer Issues
Topic: Delta priority boarding - first timer
Replies: 80
Views: 6995

Re: Delta priority boarding - first timer

Why are people so obsessed with being the first on the plane? As if that's some sort of prize to be had. LOL, funny the extremes people will go when they think they are "beating" everyone else.[/quote] If it is really important to you to get on the plane early, strap on a knee brace and board with t...
by Calli114
Sun Aug 06, 2017 9:29 pm
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2372

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Incredible adventure and photos! You're an inspiration! My wife and I are planning a Backroads biking vacation in Banff/Canadian Rockies next year! I was just there a month ago and we saw the Backroads bikes and van on the roads! The weather was a little warm but otherwise perfect. Lovely photos, OP.
by Calli114
Wed Aug 02, 2017 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 276
Views: 27806

Re: A poll: How much money do you need to retire?

The answer to the question depends on WHEN we retire just as much as HOW MUCH we need. We've been living on $6k a month ($72,000 a year) very comfortably, traveling often, and doing nearly everything we would want to do in retirement. That's with zero debt, and no house payments. Let's make it an e...
by Calli114
Wed Aug 02, 2017 10:56 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 7120

Re: The Rise From 7,000 to 22,000

It doesn't seem so extreme if you think of it as 14,000-22,000 from 2007-2017. + 1 Measuring from a starting point of 2009 reminds me of my relatives when they return from the casino - they only talk about their winnings, never their losses I don't know anybody who goes to a casino to lose money. T...
by Calli114
Fri Jul 28, 2017 8:03 pm
Forum: Investing - Theory, News & General
Topic: NYT Carl Richards "You’re No Coward if You’re Keeping Some Money Out of Stocks"
Replies: 42
Views: 5719

Re: NYT Carl Richards "You’re No Coward if You’re Keeping Some Money Out of Stocks"

pkcrafter wrote:If you want to understand Carl Richards position on risk, read this.

http://www.nytimes.com/2011/11/09/busin ... house.html


Paul
Interesting - I had no idea.
by Calli114
Mon Jul 24, 2017 12:36 am
Forum: Personal Finance (Not Investing)
Topic: Special Needs Sibling and Mom's (deceased) House
Replies: 5
Views: 995

Re: Special Needs Sibling and Mom's (deceased) House

I think seeing a lawyer in your sister's state who specializes in Special Needs trusts and benefits would be the best person to consult with. There may also be other issues here that we don't see that the lawyer might identify. I'm sorry things aren't so simple, but it is possible your mom didn't m...
by Calli114
Fri Jul 21, 2017 5:51 pm
Forum: Personal Consumer Issues
Topic: Investing well for Retirement can be frustrating
Replies: 52
Views: 4228

Re: Investing well for Retirement can be frustrating

I often noticed the people who don't make much are more likely to want to show off. Maybe it's an insecurity about one's income which manifests itself via expensive, visible purchases. It's the small dog trying to bark the loudest sort of thing. It certainly happens at all income levels, but in my ...
by Calli114
Thu Jul 20, 2017 3:58 pm
Forum: Personal Consumer Issues
Topic: Investing well for Retirement can be frustrating
Replies: 52
Views: 4228

Re: Investing well for Retirement can be frustrating

The Teddy Roosevelt quote, "Comparison is the thief of joy," has been of help to me. Important cars and houses are not my priorities, and I can't "have it all", although some people seem to. My portfolio is serving to buy time and experiences, and I'm OK with that. I was just on a terrific group vac...
by Calli114
Wed Jul 19, 2017 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Compensation and Subspecialties
Replies: 52
Views: 5018

Re: Physician Compensation and Subspecialties

I agree with the other posters who have said your desirable NYC location probably keeps the salary offers down - if you were willing to do geographic arbitrage, there are almost certainly better offers combined with LCOL in the Midwest, for example. And another option would be to get a few years of ...
by Calli114
Fri Jul 14, 2017 10:21 pm
Forum: Personal Consumer Issues
Topic: Cheap eggs... how bad?
Replies: 82
Views: 7628

Re: Cheap eggs... how bad?

You could Google the subject "CAFO eggs" to find out more about factory type egg farms.
I would hesitate to call them farms.
Or search that same subject on Mercola.com, Dr. Mercola is strongly in favor of pastured eggs.
by Calli114
Thu Jul 13, 2017 8:22 pm
Forum: Personal Consumer Issues
Topic: Hotel tipping: how much to leave?
Replies: 72
Views: 4681

Re: Hotel tipping: how much to leave?

Lou354 wrote:$2 or $3 per night.

I agree, for modest hotels like these that seems good. Even if they don't change the linens, I feel better if everything has been tidied up.
For a 4-5 star hotel with twice a day service, I leave $5/day at the end of the stay.
by Calli114
Wed Jul 05, 2017 10:05 pm
Forum: Personal Consumer Issues
Topic: Delta Air - various classes of service
Replies: 59
Views: 4133

Re: Delta Air - various classes of service

Any carrier can have random problems. I decided long ago after tiring of the "cattle drive" atmosphere of travel, I would control what I can control. In other words, if you can afford it, in First Class if nothing else you are more likely to avoid a negative experience, which seems to be your concer...
by Calli114
Sun Jun 04, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 17372

Re: Flying first class, business, versus economy.

I've traveled overseas on both business class and in economy. I don't think I'll ever go again if I can't afford to go at least business class. I will factor that into the cost of the vacation and not consider it a splurge. I vowed the same thing, after various experiences. For me it came down to, ...
by Calli114
Sun Jun 04, 2017 11:14 pm
Forum: Personal Consumer Issues
Topic: Favorite Thriller Authors and Why
Replies: 54
Views: 10156

Re: Favorite Thriller Authors and Why

David Baldacci.
Easy to grab one at the airport, hard to put down.
by Calli114
Sat May 27, 2017 9:57 pm
Forum: Personal Consumer Issues
Topic: Recommendations for moisturizing lotions that don't feel greasy
Replies: 37
Views: 3545

Re: Recommendations for moisturizing lotions that don't feel greasy

I like Jergens Extra Healing lotion, but there's NO lotion or cream that I can stand to have on my palms, I always wash them off after applying it elsewhere.
by Calli114
Tue May 23, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 32
Views: 3973

Re: Well-made quality handbags

I have had 2 black, nondescript Coach bags in a row - they've been very durable and I think can be touched up with some leather cleaner but I've never bothered. My current one is probably approaching 10 yrs old and has a beautiful striped sateen lining that I still love. It's not too pricy or showy,...
by Calli114
Sun May 21, 2017 2:53 pm
Forum: Personal Consumer Issues
Topic: Sell 2015 Subaru or Keep?
Replies: 71
Views: 6892

Re: Sell 2015 Subaru or Keep?

Live and learn; it's a lot of sunk cost already. And there's no guarantee buying a used car will free up your money for investment, since you might run into unexpected repairs. I'm on my second Outback now, with hopes of keeping it > 10 yrs/100K miles, whichever comes last. You have a good, safe car.
by Calli114
Tue May 16, 2017 1:26 am
Forum: Personal Consumer Issues
Topic: Searching For A Walking Shoe Without Inside Seams
Replies: 5
Views: 813

Re: Searching For A Walking Shoe Without Inside Seams

Have you tried wearing double socks, even if it means a bigger shoe? Some socks have good padding only on the soles and none on top. Or a really thick hiking sock, which you can roll down in hot weather. The heaviest pair of hiking socks I have came from a farm supply store, merino wool Wigwam and t...