Search found 96 matches

by Calli114
Thu Feb 14, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: Where to go over the long weekend?
Replies: 12
Views: 943

Re: Where to go over the long weekend?

The Greenbrier? I don't know if they get booked up on winter weekends.
by Calli114
Sat Feb 02, 2019 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: Building a house in rural mountains
Replies: 70
Views: 7093

Re: Building a house in rural mountains

If you like the view, buy the view. [Vanderbuilt (?) had a similar idea for Biltmore.] Had an acquaintance who bought property that backed up to a National Forest so no one could get behind him. Same concept. Just a thought. +1 to this. Back in the 70s my parents built a custom house on 10 acres, n...
by Calli114
Fri Feb 01, 2019 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage "Benefits"
Replies: 108
Views: 8933

Re: Marriage "Benefits"

it's just became such a social norm and extravagant waste of money in my area that I'm now starting to question if I'm either totally logical/sensible/right or just being a scrooge/grinch. my GF and I are both fairly simple, our biggest "luxury" is going out on weekends and like to travel/fine dine...
by Calli114
Wed Jan 30, 2019 11:57 pm
Forum: Personal Consumer Issues
Topic: Looking for type of "personalty" test, etc.??
Replies: 25
Views: 1279

Re: Looking for type of "personalty" test, etc.??

It wasn't the Wonderlic Personnel Test that they give to NFL recruits was it?
I don't know what other industries use it. Had never heard of it til I met some people from the company.
by Calli114
Wed Jan 30, 2019 11:50 pm
Forum: Personal Consumer Issues
Topic: Restaurant Ordering Tips - Low Salt Diet
Replies: 12
Views: 940

Re: Restaurant Ordering Tips - Low Salt Diet

The closer you can get to "clean" simple preparations the easier it will be. Sometimes this will be apparent on the menu or perhaps buffet style will be offered in some places. Avoid obviously processed meats, soups and sauces. Bread and butter at the table is also salty. You can use lemon slices fo...
by Calli114
Tue Jan 29, 2019 11:33 pm
Forum: Personal Investments
Topic: Opinions on when to start pension benefit
Replies: 8
Views: 615

Re: Opinions on when to start pension benefit

Will you have healthcare provided until MCare age? I.e., is there any scenario where you would want to minimize your MAGI to get an ACA subsidy?
by Calli114
Mon Jan 28, 2019 9:25 pm
Forum: Personal Consumer Issues
Topic: Where to purchase hard to find bath towels.
Replies: 6
Views: 847

Re: Where to purchase hard to find bath towels.

Many of the good brands don't seem to come in that size.
Have you considered emailing finelinens.com to ask them?
by Calli114
Fri Jan 25, 2019 1:19 pm
Forum: Personal Consumer Issues
Topic: Trip insurance: claims experience?
Replies: 10
Views: 723

Re: Trip insurance: claims experience?

I had trip insurance on a trip I ended up postponing for a year due to a death in the family. I filed a claim to get a refund on the air portion (premium economy to Europe) and it seemed to work fine, I received a check for the correct amount in probably 6-7 weeks.
by Calli114
Wed Jan 23, 2019 9:28 pm
Forum: Investing - Theory, News & General
Topic: Why Do They Report From Davos Outside
Replies: 6
Views: 1170

Re: Why Do They Report From Davos Outside

To make everybody jealous they get to go to Switzerland and hobnob with the 0.01%?
by Calli114
Tue Jan 22, 2019 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.
Replies: 177
Views: 15791

Re: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.

I’m sure it’s been mentioned above but second marriages with children from the first are a minefield. Yes. One of my best friends had a dad who walked away from the family and remarried. He had a long career in aerospace, so had at least some assets beyond a pension. She always kept in touch with h...
by Calli114
Tue Jan 15, 2019 12:17 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

I just finished The Obesity Code. Fantastic book. Highly recommended. Great thread here. I use it to build my reading list. Well done everyone. I also recently finished The Obesity Code. Makes a lot of sense. Too bad at the moment my fridge is the fullest it gets, so fasting will have to wait for 2...
by Calli114
Sun Jan 13, 2019 7:14 pm
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]
Replies: 75
Views: 9582

Re: Impressive film in theater Dec 17 and 27 only

David Jay wrote:
Sun Jan 13, 2019 6:28 pm
I put up a new notice for the encore date here: viewtopic.php?f=11&t=269577

Thanks, I know someone really interested and was disappointed he missed the first shows.
by Calli114
Sun Jan 13, 2019 2:24 pm
Forum: Personal Consumer Issues
Topic: buying and shipping art work internationally
Replies: 10
Views: 608

Re: buying and shipping art work internationally

Not sure why you would want to do a bank transfer if your CC company would back you up for any problems; did the gallery request it? I had a piece of glass art shipped from Australia maybe 25 years ago and I don't recall any problems at all. And a teapot from Greece, no problems either. I assume you...
by Calli114
Fri Jan 11, 2019 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Stay in private practice medical or take VA job offer?
Replies: 45
Views: 3686

Re: Stay in private practice medical or take VA job offer?

I did a 1 hour commute for quite a bit less money until my work location changed. Podcasts are a game changer. They make the time fly by! I would not leave your current job. It would be one thing if it was for 5-10k, but no way for 100k. I am in the medical field although not a provider (I do IT wo...
by Calli114
Tue Jan 08, 2019 1:30 am
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2800

Re: Balsam Hill - Defective Christmas Tree

I don’t think going on a social media vendetta is in your best interests - there are very frequent news stories about patrons being sued for adverse reviews on FB or Yelp.
by Calli114
Fri Jan 04, 2019 10:57 pm
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3605

Re: Recommend men's undershirts

The LL Bean T-shirt in white would be very durable, although pricy compared to buying a multipack of undershirts. You could order just one to see if it's too thick or not.
They would definitely last longer than Hanes or Fruit of the Loom.
by Calli114
Wed Jan 02, 2019 4:05 pm
Forum: Personal Consumer Issues
Topic: Black licorice fans - suggestions?
Replies: 29
Views: 1456

Re: Black licorice fans - suggestions?

Black licorice is pretty popular in the Scandinavian countries. Each country seems to have their own take on it. The Swedes like to add salt to theirs; it is definitely an acquired taste. The Finn's is more sweet. If you have an IKEA by you, you can check to see what they have. The IKEA may have a ...
by Calli114
Sun Dec 30, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Must sees in Kauai.
Replies: 39
Views: 2405

Re: Must sees in Kauai.

I should have also mentioned that heavy rains caused havoc on the North Shore this year; some areas are inaccessible to non-residents because of road damage due to flooding. When we were there in early November, the roads were closed to visitors past Hanalei Bay. Also, I heard that the Kalalau trai...
by Calli114
Sun Dec 30, 2018 12:33 am
Forum: Personal Consumer Issues
Topic: Must sees in Kauai.
Replies: 39
Views: 2405

Re: Must sees in Kauai.

The helicopter tour is really incredible - if you don't do it on this trip, maybe make it a future goal just for you and your wife, anniversary or whatever.
The zip lining would be pretty fun, especially if your kids have never done it.
by Calli114
Tue Dec 25, 2018 12:10 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

I just finished The Obesity Code. Fantastic book. Highly recommended. Great thread here. I use it to build my reading list. Well done everyone. I also recently finished The Obesity Code. Makes a lot of sense. Too bad at the moment my fridge is the fullest it gets, so fasting will have to wait for 2...
by Calli114
Thu Dec 20, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Landscaping lights went out
Replies: 16
Views: 1210

Re: Landscaping lights went out

What did you find on youtube.com when you searched there about your issue? OP here, thanks everybody. Youtube mentions some of the same things. I do not see a GFI by the outlet where the transformer box is plugged in, but what I meant is the outlet itself works when I plug in something else, not th...
by Calli114
Thu Dec 20, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Landscaping lights went out
Replies: 16
Views: 1210

Re: Landscaping lights went out

What did you find on youtube.com when you searched there about your issue? OP here, thanks everybody. Youtube mentions some of the same things. I do not see a GFI by the outlet where the transformer box is plugged in, but what I meant is the outlet itself works when I plug in something else, not th...
by Calli114
Thu Dec 20, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: Landscaping lights went out
Replies: 16
Views: 1210

Landscaping lights went out

I noticed this week all of my landscape lighting is out. They were installed about 5 yrs ago by an electrician who has since gone into another field, so I can't call him. There is a low voltage transformer box - I found a small wasp nest in it and knocked it out, flipped the on/off switch, and looke...
by Calli114
Tue Dec 18, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Gift Ideas for wife
Replies: 76
Views: 5570

Re: Gift Ideas for wife

Considering she is a cook and reader, there is an interesting coffee table book called Feast for the Eyes, about the history of food photography. Looks pretty.
by Calli114
Thu Dec 13, 2018 11:08 pm
Forum: Personal Investments
Topic: Motley Fools is now for fools only?.....RIP
Replies: 30
Views: 6794

Re: Motley Fools is now for fools only?.....RIP

Same here, have not followed them for quite some time. Enjoyed their site early on and played their trivia game. Fun.
by Calli114
Thu Dec 13, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5475

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

As an aside but financially related, I once read a book by someone who was an advocate of living below your means and was going to finance his and his wife's retirement with Treasuries. The drop in interest rates hit them hard. He had allotted them 2 squares of TP per bathroom trip. Now that would b...
by Calli114
Wed Dec 05, 2018 11:49 pm
Forum: Personal Consumer Issues
Topic: Warm Sleepwear
Replies: 21
Views: 2547

Re: Warm Sleepwear

Vermont Country Store sells old-fashioned flannel nightgowns.
by Calli114
Sat Nov 24, 2018 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Black Swan Event for Health Insurance between Jobs: COBRA vs Obamacare Exchange?
Replies: 35
Views: 1760

Re: Black Swan Event for Health Insurance between Jobs: COBRA vs Obamacare Exchange?

"I just realized that I can signup for Obamacare in the state I am moving to and have it start on Jan 1st, and my employer will cover me until Dec 31st. Isn't that not a solution? No COBRA needed, and I can stop the Obamacare plan once the new job covers me. The only thing I need to check now, is wh...
by Calli114
Fri Nov 23, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: How many vacations per year is optimal?
Replies: 53
Views: 4801

Re: How many vacations per year is optimal?

Everybody's different. If I take more than 3 trips a year, I feel as if I'm always getting ready or returning from a trip, but I know people who love travel so much that I wonder why they own a house.
by Calli114
Fri Nov 23, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: Beaches Resort on Turks and Caicos
Replies: 6
Views: 1414

Re: Beaches Resort on Turks and Caicos

If you're looking in the luxurious range the Gansevoort is nice, and on a gorgeous part of the beach. Look up some pictures, they do not lie. Also, I got freaked out by trying to look up the weather report. I learned they can have very brief afternoon showers, but on the forecast it looks as if it r...
by Calli114
Thu Nov 22, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: 1 Week vacation in February 2019, to get away from the Midwest Winter
Replies: 45
Views: 3906

Re: 1 Week vacation in February 2019, to get away from the Midwest Winter

Turks and Caicos would be nice. If you start early and get a connecting flight through Atlanta, you can be on the beach in the afternoon.
by Calli114
Sat Nov 10, 2018 1:18 am
Forum: Personal Consumer Issues
Topic: aerobic exercise: rower vs. treadmill and elliptical
Replies: 44
Views: 4089

Re: aerobic exercise: rower vs. treadmill and elliptical

I have the Concept 2 Model D Rower, a treadmill, and the Concept 2 SkiErg. To make room for the SkiErg, we had to get rid of an elliptical. I wouldn't replace the treadmill with the Rower (my wife would kill me), but I would certainly get rid of an Elliptical to make room for the rower. Now I just ...
by Calli114
Wed Nov 07, 2018 11:22 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4130

Re: High-end Christmas decorations

Snuffycuts99 wrote:
Wed Nov 07, 2018 9:23 pm
Balsam Hill is nice, we got our tree from there. It is beautiful. Check out Frontgate. Very expensive but they have beautiful items.
+1 to Frontgate. Don't know what deals you might find, but I drool over their catalogs.
by Calli114
Mon Nov 05, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: Furnace Duct Cleaning-a high profit game?
Replies: 31
Views: 3443

Re: Furnace Duct Cleaning-a high profit game?

Anecdotal - I had my ducts cleaned in the midst of owning a German Shepherd (lots of shedding) and right after a home renovation on the main floor involving lots of sanding and dust. The guy got out a surprisingly small amount of debris so I am not planning to do that again. The exception would be o...
by Calli114
Sun Nov 04, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

I got about halfway through The Micronutrient Miracle by the husband/wife team of Jayson and Mira Calton before deciding it was like an infomercial for their website and products. If one wants to read about micronutrients, it's probably better to stick with Dr. Joel Fuhrman. A quick read by David Gr...
by Calli114
Wed Oct 31, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 56
Views: 6942

Re: 2019 Subaru Outback 2.5 vs 3.6

When I was going to get a new Outback, my trade-in was the 2002 3.0 Outback, and I instantly disliked the lack of power when merging with the 2.5 on the test drive. I'm sure I would not have been happy going uphill either, and I don't live at altitude. They seem pricy, but I ended up with the Outbac...
by Calli114
Fri Oct 26, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

Serve To Win by Novak Djokovic. He wrote it several years ago after the epiphany that food sensitivities (mostly gluten) were keeping him from reaching #1 in tennis despite being one of the hardest workers on the tour. In fact, he was ridiculed by some when he would tank in the middle of a match and...
by Calli114
Mon Oct 22, 2018 11:30 pm
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 26227

Re: PSA: Don't buy a big house

Gray wrote:
Mon Oct 22, 2018 10:00 pm
http://mcmansionhell.com

You’re welcome
Oh gosh, I had not looked at that for a LONG time, thanks.
The beige kitchen with white appliances. Must.Have. :shock:
by Calli114
Thu Oct 18, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Temporary Credit Freeze Lift and non-required PINs - no security
Replies: 19
Views: 2450

Re: Temporary Credit Freeze Lift and non-required PINs - no security

No one believed the PINs were secure (and, at least in the case of Experian, they weren't -- see https://www.nytimes.com/2017/09/10/your-money/identity-theft/equifax-breach-credit-freeze.html) and with federal law changing anyway, they scrapped the whole system and started over, giving their "custo...
by Calli114
Wed Oct 10, 2018 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: No increase in LTC Insurance Premiums again this year
Replies: 9
Views: 1161

Re: No increase in LTC Insurance Premiums again this year

I’m 57 and I paid the same as 2017, it had a benefit increase of $6/day.
As an aside, I got a letter (from insurance company, not the govt) that my ACA premium will be slightly lower for 2019, but it is a different plan and I don’t have all the details yet. That’s better than a 40% increase!
by Calli114
Tue Sep 04, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: Summer Day A/C Issues
Replies: 41
Views: 2388

Re: Summer Day A/C Issues

That sounds very humid for some reason. But anyway, I had a different problem that was affecting my electric bill and stressing the A/C, which was a westward-facing bedroom that was always too cold in the winter and too hot in the summer - there were days when it would run continuously and not get c...
by Calli114
Tue Aug 28, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8925

Re: Ladies: bra shopping question

WACOAL underwire bras are THE BEST. Expensive at around $70 but often, department stores such as Dillards or Nordstrums have sales, so you can usually make a purchase from $40-$50. Always try them on. Often stores that carry this brand have someone who can fit you, although I never used this servic...
by Calli114
Tue Aug 21, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

A spiritually-oriented book by Rachel Shelton called "A Place To Close My Eyes" (it's actually titled in all lower case). It's about a little girl in the Deep South who grows up enduring every kind of abuse and various traumatic events. Her only relief and mentor was a wise old black guy called Joes...
by Calli114
Sat Aug 04, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 184
Views: 11764

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

I tend to buy it; I mean you could be in some remote place where a land ambulance is not practical, or time of the essence. If you were in Rome, the care would probably be fine, but what if you wanted to fly to a US hospital anyway? I heard a horror story of a lady who got critically ill in Papua Ne...
by Calli114
Sat Aug 04, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Best way to send flowers out of town
Replies: 21
Views: 1358

Re: Best way to send flowers out of town

If it's a surprise and you can't ask the person their favorite florist, look at a map of florists near their address and check out the websites to see if they have stylish stuff.
by Calli114
Fri Jul 20, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

It's not new, but I had never heard of it - Crucial Conversations. Subtitle, "Tools for talking when stakes are high." A friend in the healthcare field gave it to me. I would describe it as communication tools that can be used for either business or personal matters. I am 40 pages in. If I run into ...
by Calli114
Fri Jul 20, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3577
Views: 1040744

Re: What Book Are You Currently Reading? Part VI

I bought the paperback Camino Island by John Grisham at the airport. It's about the theft of priceless F. Scott Fitzgerald manuscripts from the rare books library at Princeton. It kept me entertained, and I finished it literally about 30 minutes before getting back home - perfect! Just downloaded t...
by Calli114
Wed Jun 20, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Planning for long-term care of a brother with Autism? (Financial aspect)
Replies: 27
Views: 2181

Re: Planning for long-term care of a brother with Autism? (Financial aspect)

I have a disabled brother who lives in an apt with a roommate and all his needs are met by SSI and MCaid, so I have an ethical dilemma in leaving him a large estate, as I have observed the offices where his caregivers' administration is are quite luxurious, so it makes me wonder how much of the mone...
by Calli114
Mon May 14, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: Subaru Crosstrek vs Outback
Replies: 32
Views: 3037

Re: Subaru Crosstrek vs Outback

You should look at and drive the 3.6R Outback. That is the best car for your plans by far. It has two good features that drive this. You can get the 3.6R engine in the Outback which is much better going up mountain grades in Colorado. The second key feature is the back seat in the Outback folds dow...