Search found 65 matches

by Calli114
Sat Nov 10, 2018 1:18 am
Forum: Personal Consumer Issues
Topic: aerobic exercise: rower vs. treadmill and elliptical
Replies: 44
Views: 3970

Re: aerobic exercise: rower vs. treadmill and elliptical

I have the Concept 2 Model D Rower, a treadmill, and the Concept 2 SkiErg. To make room for the SkiErg, we had to get rid of an elliptical. I wouldn't replace the treadmill with the Rower (my wife would kill me), but I would certainly get rid of an Elliptical to make room for the rower. Now I just ...
by Calli114
Wed Nov 07, 2018 11:22 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 3954

Re: High-end Christmas decorations

Snuffycuts99 wrote:
Wed Nov 07, 2018 9:23 pm
Balsam Hill is nice, we got our tree from there. It is beautiful. Check out Frontgate. Very expensive but they have beautiful items.
+1 to Frontgate. Don't know what deals you might find, but I drool over their catalogs.
by Calli114
Mon Nov 05, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: Furnace Duct Cleaning-a high profit game?
Replies: 31
Views: 3363

Re: Furnace Duct Cleaning-a high profit game?

Anecdotal - I had my ducts cleaned in the midst of owning a German Shepherd (lots of shedding) and right after a home renovation on the main floor involving lots of sanding and dust. The guy got out a surprisingly small amount of debris so I am not planning to do that again. The exception would be o...
by Calli114
Sun Nov 04, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

I got about halfway through The Micronutrient Miracle by the husband/wife team of Jayson and Mira Calton before deciding it was like an infomercial for their website and products. If one wants to read about micronutrients, it's probably better to stick with Dr. Joel Fuhrman. A quick read by David Gr...
by Calli114
Wed Oct 31, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 4757

Re: 2019 Subaru Outback 2.5 vs 3.6

When I was going to get a new Outback, my trade-in was the 2002 3.0 Outback, and I instantly disliked the lack of power when merging with the 2.5 on the test drive. I'm sure I would not have been happy going uphill either, and I don't live at altitude. They seem pricy, but I ended up with the Outbac...
by Calli114
Fri Oct 26, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

Serve To Win by Novak Djokovic. He wrote it several years ago after the epiphany that food sensitivities (mostly gluten) were keeping him from reaching #1 in tennis despite being one of the hardest workers on the tour. In fact, he was ridiculed by some when he would tank in the middle of a match and...
by Calli114
Mon Oct 22, 2018 11:30 pm
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 25690

Re: PSA: Don't buy a big house

Gray wrote:
Mon Oct 22, 2018 10:00 pm
http://mcmansionhell.com

You’re welcome
Oh gosh, I had not looked at that for a LONG time, thanks.
The beige kitchen with white appliances. Must.Have. :shock:
by Calli114
Thu Oct 18, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Temporary Credit Freeze Lift and non-required PINs - no security
Replies: 19
Views: 2284

Re: Temporary Credit Freeze Lift and non-required PINs - no security

No one believed the PINs were secure (and, at least in the case of Experian, they weren't -- see https://www.nytimes.com/2017/09/10/your-money/identity-theft/equifax-breach-credit-freeze.html) and with federal law changing anyway, they scrapped the whole system and started over, giving their "custo...
by Calli114
Wed Oct 10, 2018 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: No increase in LTC Insurance Premiums again this year
Replies: 9
Views: 1115

Re: No increase in LTC Insurance Premiums again this year

I’m 57 and I paid the same as 2017, it had a benefit increase of $6/day.
As an aside, I got a letter (from insurance company, not the govt) that my ACA premium will be slightly lower for 2019, but it is a different plan and I don’t have all the details yet. That’s better than a 40% increase!
by Calli114
Tue Sep 04, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: Summer Day A/C Issues
Replies: 41
Views: 2277

Re: Summer Day A/C Issues

That sounds very humid for some reason. But anyway, I had a different problem that was affecting my electric bill and stressing the A/C, which was a westward-facing bedroom that was always too cold in the winter and too hot in the summer - there were days when it would run continuously and not get c...
by Calli114
Tue Aug 28, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8810

Re: Ladies: bra shopping question

WACOAL underwire bras are THE BEST. Expensive at around $70 but often, department stores such as Dillards or Nordstrums have sales, so you can usually make a purchase from $40-$50. Always try them on. Often stores that carry this brand have someone who can fit you, although I never used this servic...
by Calli114
Tue Aug 21, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

A spiritually-oriented book by Rachel Shelton called "A Place To Close My Eyes" (it's actually titled in all lower case). It's about a little girl in the Deep South who grows up enduring every kind of abuse and various traumatic events. Her only relief and mentor was a wise old black guy called Joes...
by Calli114
Sat Aug 04, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 176
Views: 10117

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

I tend to buy it; I mean you could be in some remote place where a land ambulance is not practical, or time of the essence. If you were in Rome, the care would probably be fine, but what if you wanted to fly to a US hospital anyway? I heard a horror story of a lady who got critically ill in Papua Ne...
by Calli114
Sat Aug 04, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Best way to send flowers out of town
Replies: 21
Views: 1323

Re: Best way to send flowers out of town

If it's a surprise and you can't ask the person their favorite florist, look at a map of florists near their address and check out the websites to see if they have stylish stuff.
by Calli114
Fri Jul 20, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

It's not new, but I had never heard of it - Crucial Conversations. Subtitle, "Tools for talking when stakes are high." A friend in the healthcare field gave it to me. I would describe it as communication tools that can be used for either business or personal matters. I am 40 pages in. If I run into ...
by Calli114
Fri Jul 20, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

I bought the paperback Camino Island by John Grisham at the airport. It's about the theft of priceless F. Scott Fitzgerald manuscripts from the rare books library at Princeton. It kept me entertained, and I finished it literally about 30 minutes before getting back home - perfect! Just downloaded t...
by Calli114
Wed Jun 20, 2018 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Planning for long-term care of a brother with Autism? (Financial aspect)
Replies: 27
Views: 2127

Re: Planning for long-term care of a brother with Autism? (Financial aspect)

I have a disabled brother who lives in an apt with a roommate and all his needs are met by SSI and MCaid, so I have an ethical dilemma in leaving him a large estate, as I have observed the offices where his caregivers' administration is are quite luxurious, so it makes me wonder how much of the mone...
by Calli114
Mon May 14, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: Subaru Crosstrek vs Outback
Replies: 32
Views: 2836

Re: Subaru Crosstrek vs Outback

You should look at and drive the 3.6R Outback. That is the best car for your plans by far. It has two good features that drive this. You can get the 3.6R engine in the Outback which is much better going up mountain grades in Colorado. The second key feature is the back seat in the Outback folds dow...
by Calli114
Thu Apr 12, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015618

Re: What Book Are You Currently Reading? Part VI

I bought the paperback Camino Island by John Grisham at the airport.
It's about the theft of priceless F. Scott Fitzgerald manuscripts from the rare books library at Princeton.
It kept me entertained, and I finished it literally about 30 minutes before getting back home - perfect!
by Calli114
Tue Mar 27, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: Not going to be buying chicken for a while...
Replies: 65
Views: 11728

Re: Not going to be buying chicken for a while...

FrankenFood - thanks for the warning!
I had not heard of this.
by Calli114
Mon Mar 26, 2018 10:27 pm
Forum: Personal Consumer Issues
Topic: Question for physicians-- is my taking call worth it?
Replies: 61
Views: 7542

Re: Question for physicians-- is my taking call worth it?

It seems as if working in that environment would also set you up for greater medico-legal concerns; a high risk population and always dealing with patients you've never seen before. Not that you would have personal financial risk, but a lawsuit hanging over your head may not be worth it. I'm not in ...
by Calli114
Sun Mar 25, 2018 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Long-term care should I lengthen my elimination. period
Replies: 10
Views: 886

Re: Long-term care should I lengthen my elimination. period

Thank you for that clarification. Looking at Future cost I figured I can self pay for 365 days waiting./ Elimination. Period Same here, my policy is becoming unaffordable with yearly rate hikes. I will be interested to see further replies. If you have yearly rate hikes then you bought a lousy polic...
by Calli114
Sat Mar 24, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Long-term care should I lengthen my elimination. period
Replies: 10
Views: 886

Re: Long-term care should I lengthen my elimination. period

pablolo wrote:
Sat Mar 24, 2018 1:45 pm
Thank you for that clarification. Looking at Future cost I figured I can self pay for 365 days waiting./ Elimination. Period
Same here, my policy is becoming unaffordable with yearly rate hikes. I will be interested to see further replies.
by Calli114
Fri Mar 23, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 13096

Re: Underrated places to visit in U.S.?

Funny, I was about to say Northern Arkansas, but sounds like you've probably been there!
For those who haven't, it has the Buffalo National River for float trips, camping and hiking, and the Ozark and Boston mountains. Some good lakes. Very pretty in fall.
by Calli114
Sun Mar 18, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement - Fear of the Unknown
Replies: 34
Views: 4199

Re: Retirement - Fear of the Unknown

Sandtrap wrote:
Sun Mar 18, 2018 2:58 pm
As long as finances are in order, retire while you have health and quality of life because both are fleeting things.
Mahalo
J🌺🌺🌺
I agree with this philosophy, especially having cancer and dementia in the family history.
by Calli114
Thu Mar 15, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Large life style creep that was completely worth it
Replies: 112
Views: 15791

Re: Large life style creep that was completely worth it

Flying business or first class for overseas flights.
Air travel is not fun but I love to see new places; I figure control what aspects you can.
by Calli114
Sun Mar 11, 2018 3:55 am
Forum: Investing - Help with Personal Investments
Topic: Amount saved by age
Replies: 58
Views: 9248

Re: Amount saved by age

*Buy and Read This book until it gets worn out: Life Code by Dr. Phil https://www.amazon.com/Life-Code-Rules-Winning-World/dp/1939457068/ref=sr_1_1?ie=UTF8&qid=1520695309&sr=8-1&keywords=lifecode I have never read a Dr. Phil book - is it helpful for retirees or more for those still in the workforce?
by Calli114
Sat Feb 17, 2018 12:20 am
Forum: Personal Consumer Issues
Topic: Good brands for Kitchenware?
Replies: 40
Views: 3677

Re: Good brands for Kitchenware?

All Clad stainless for pots and pans (NOT the nonstick line or the fancier and more expensive copper core). The regular stainless or stainless D5 are all you will ever need. LeCreuset dutch ovens. Lodge cast iron. I like a lot of Oxo kitchen-tool products. Ditto to all of this! And I love my Vitami...
by Calli114
Tue Feb 13, 2018 5:36 pm
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 7434

Re: Work-out schedule for those in 60s

It is a humorous read, written by a retired lawyer and his doctor who is trying to keep him in shape. His doctor died of cancer at age 58: https://www.nytimes.com/2017/03/14/books/henry-lodge-dead-co-author-younger-next-year.html Yes I saw that - Prostate Cancer. I saw that his father died two days...
by Calli114
Tue Feb 13, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 7434

Re: Work-out schedule for those in 60s

Thank you for all your replies. Seemed to me that I do not need the rest days (which I thought was important for my aging body to recover), so I will be adding another strength day and another cardio day. Plus looks like I could increase my cardio a notch both in intensity and length. Thank you. A ...
by Calli114
Tue Feb 13, 2018 5:12 pm
Forum: Personal Consumer Issues
Topic: Antarctica,South George, Falkland Islands
Replies: 4
Views: 546

Re: Antarctica,South George, Falkland Islands

I've done that trip, enjoy it! Mine was during a January, so the climate will be a little different I guess. South Georgia was absolutely stunning! I'm not sure I have any specific tips other than to follow the clothing guidelines you probably received. Our trip included a parka, and we rented the b...
by Calli114
Tue Jan 23, 2018 4:57 am
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 7434

Re: Work-out schedule for those in 60s

Thank you for all your replies. Seemed to me that I do not need the rest days (which I thought was important for my aging body to recover), so I will be adding another strength day and another cardio day. Plus looks like I could increase my cardio a notch both in intensity and length. Thank you. A ...
by Calli114
Sat Dec 16, 2017 5:52 pm
Forum: Personal Consumer Issues
Topic: Single Purpose Device- Waffle Iron
Replies: 27
Views: 2692

Re: Single Purpose Device- Waffle Iron

Lots of ideas on Google. The grilled cheese, hash browns, and French toast sticks sound good, but can't say I've tried any of them.
And don't forget savory waffles instead of sweet.
by Calli114
Tue Nov 21, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: Anyone "re-door" their kitchen cabinets?
Replies: 13
Views: 2130

Re: Anyone "re-door" their kitchen cabinets?

My house was built around 1990 - the cabinets were that typical medium oak color with brassy hardware. I had a kitchen renovation 5 yrs ago but kept the cabinets, got a painter and handyman to take off all the doors and change all the hardware to a nickel color - they painted the doors white, out in...
by Calli114
Tue Nov 21, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: What are the things you want to do between 55 and 65?
Replies: 140
Views: 12777

Re: What are the things you want to do between 55 and 65?

Any high altitude destinations or remote trekking may seem dicier with advancing age and possibly declining balance as well. Tibet, Nepal, and Mt. Kilimanjaro come to mind.
by Calli114
Tue Nov 21, 2017 10:48 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 7285

Re: Best vehicle for seniors?

I am on my 2nd Outback and have driven a Forester multiple times as a service loaner and a test drive. The Outback is built more solidly, but the Forester does have good visibility for the driver. I've had knee surgery and have no problem at all getting in and out of either. I see many retirees in O...
by Calli114
Sat Oct 28, 2017 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: What is on your Pre and/or Post Retirement Bucket List?
Replies: 23
Views: 2433

Re: What is on your Pre and/or Post Retirement Bucket List?

Regarding frontloading travel (I hadn't thought to call it that), that's been my strategy too. I've tried to do international travel to any must-see destinations, because life and health are uncertain. I know if my health went downhill in a decade or so, it would be much easier at that time to do sh...
by Calli114
Sat Oct 28, 2017 8:20 pm
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 5075

Re: European Tours

Thanks to all who responded. I appreciate the time it takes to make a detailed post, and all input is being put into the memory bank! I think I'm leaning to some sort of a tour, just to make it as trouble / stress free an experience as possible. I do understand the tradeoffs, but I think we might d...
by Calli114
Fri Oct 27, 2017 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 19282

Re: 2018 ACA rates now live....

It would be good to be cautious about looking at the numbers, they seem to be having some problems. When I enter a number a bit below 400% of the poverty level for two people, $62,000, and with one person already on medicare it is saying that there would be a $1,403 per month tax credit for the one...
by Calli114
Mon Oct 23, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 6342

Re: what is your weekly workout routine?

Do you have anywhere pleasant to do a 2 mile light hike on your days off, like something of a restorative day?
To me it's a different workout to walk on some uneven ground rather than just a treadmill all the time; it gets all your small balancing muscles involved. Doesn't have to be steep.
by Calli114
Wed Oct 18, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 8150

Re: Outback Vs Forester Vs CR-V ??

I'm on my 2nd Outback; I like the shape of it and I can fit my bike in the back without having to put on a rack. I test drove a Forester (and had them as loaners) and thought it felt more cheaply made. I haven't had a CR-V but one of my friends just got one and she seems quite ambivalent about it. M...
by Calli114
Sun Oct 15, 2017 11:15 pm
Forum: Personal Consumer Issues
Topic: Dental implants in Poland
Replies: 29
Views: 3142

Re: Dental implants in Poland

I just think it's too dicey to go abroad for dental implants, purely my opinion. I have a general dentist, endodontist, and oral surgeon, unfortunately. I had read that Hungary has excellent dentistry for expats, so I ran it by my dentist just out of curiousity- she said some of the worst dentistry ...
by Calli114
Fri Sep 29, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Luggage locks
Replies: 15
Views: 1626

Re: Luggage locks

I've never bothered with a luggage lock on a flight. But I recently bought a luggage lock for a slightly different reason: when I'm at a business conference, I very frequently wind up having to leave my luggage with either the hotel front desk, or in a designated location near the conference center...
by Calli114
Sun Sep 24, 2017 4:45 pm
Forum: Personal Consumer Issues
Topic: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?
Replies: 125
Views: 10577

Re: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?

One thing I found completely useless is a state magazine that has an annual issue of "top docs" in the state. They have awful doctors in that list, and did not include ones I knew were good. How those lists are made up I have no idea. The magazine claims it polls doctors to make up the list. Some p...
by Calli114
Tue Aug 22, 2017 10:27 pm
Forum: Personal Consumer Issues
Topic: Eclipse Traffic: predictions vs reality?
Replies: 64
Views: 6575

Re: Eclipse Traffic: predictions vs reality?

No issues in the morning. On the way home I was on westbound I-44 in MO which was congested but moving well. The kind of thing where if I wanted to pass, had to wait on 10 other cars to go by. But still travelled mostly between 65-75 mph. The interesting thing to me was HUGE volumes of OK, TX, AR pl...
by Calli114
Sat Aug 19, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: Little P**S Ants
Replies: 59
Views: 9966

Re: Little P**S Ants

I'd call a exterminator - they are licensed for chemicals and treatments that you can't buy (at least in most locales - not sure about yours). I'm in the Northeast but had trouble a couple of summers in a row and finally called an exterminator and now have him treat every year - he guarantees his w...
by Calli114
Wed Aug 09, 2017 11:47 pm
Forum: Personal Consumer Issues
Topic: Delta priority boarding - first timer
Replies: 80
Views: 8687

Re: Delta priority boarding - first timer

Why are people so obsessed with being the first on the plane? As if that's some sort of prize to be had. LOL, funny the extremes people will go when they think they are "beating" everyone else.[/quote] If it is really important to you to get on the plane early, strap on a knee brace and board with t...
by Calli114
Sun Aug 06, 2017 9:29 pm
Forum: Personal Consumer Issues
Topic: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany
Replies: 21
Views: 2824

Re: Selected photos from my ride across Western Europe -- Amsterdam to Passau, Germany

Incredible adventure and photos! You're an inspiration! My wife and I are planning a Backroads biking vacation in Banff/Canadian Rockies next year! I was just there a month ago and we saw the Backroads bikes and van on the roads! The weather was a little warm but otherwise perfect. Lovely photos, OP.
by Calli114
Wed Aug 02, 2017 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 658
Views: 83073

Re: A poll: How much money do you need to retire?

The answer to the question depends on WHEN we retire just as much as HOW MUCH we need. We've been living on $6k a month ($72,000 a year) very comfortably, traveling often, and doing nearly everything we would want to do in retirement. That's with zero debt, and no house payments. Let's make it an e...