Search found 187 matches

by Calli114
Sat May 09, 2020 8:56 pm
Forum: Personal Consumer Issues
Topic: Need advice for finding a specialist doctor appointment quickly
Replies: 24
Views: 2036

Re: Need advice for finding a specialist doctor appointment quickly

You might have her check if there's a NAMI (National Alliance on Mental Illness) office near her, she could at least talk to them on the phone for suggestions or see if they have some group meetings.
by Calli114
Tue Apr 21, 2020 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: Get My Payment - error message
Replies: 3
Views: 1449

Re: Get My Payment - error message

They are aware there was a glitch if you did not owe nor get a refund for 2019. After a couple daily tries, the site told me Sunday they are mailing a check to me (despite the fact they would have had my direct deposit info from 2018). I would check daily for a few more days and it may be straighten...
by Calli114
Tue Apr 21, 2020 8:44 pm
Forum: Personal Consumer Issues
Topic: Is walking enough cardio exercise if I also lift weights?
Replies: 65
Views: 4897

Re: Is walking enough cardio exercise if I also lift weights?

You could research doing "Heavy Hands" walking. It's basically walking with weights as you may see people doing at times, and the trainer at my gym (now closed), is a big proponent of it. Done correctly, the arm swings are pretty big. For any given walking pace, the added arm movement gets your hear...
by Calli114
Mon Apr 20, 2020 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24351

Re: IRS Get My Payment up and running

Same here. Because we do Roth conversions yearly, I need to do quarterly estimates. So when I do taxes, I normally have a small overpayment which I then tell them to apply to the next tax year. So, for each of the last several years, the net has been zero. As montanagirl notes, that's not an option...
by Calli114
Sun Apr 19, 2020 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24351

Re: IRS Get My Payment up and running

Update: I logged in today and it says they are mailing me a check. I am guessing this is b/c they had direct deposit info from 2018 but not 2019, when I was nothing owed/no refund. So today it did not even give me the option of direct deposit, but I'm not complaining. Based on your message, I just ...
by Calli114
Sat Apr 18, 2020 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24351

Re: IRS Get My Payment up and running

I couldn't get it to work. I planned everything so we neither owed nor got a refund for 2019 and the page errs out. Will not allow neither refund nor balance due! Same here. Because we do Roth conversions yearly, I need to do quarterly estimates. So when I do taxes, I normally have a small overpaym...
by Calli114
Fri Apr 17, 2020 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24351

Re: IRS Get My Payment up and running

I couldn't get it to work. I planned everything so we neither owed nor got a refund for 2019 and the page errs out. Will not allow neither refund nor balance due! Same here. Because we do Roth conversions yearly, I need to do quarterly estimates. So when I do taxes, I normally have a small overpaym...
by Calli114
Fri Apr 17, 2020 11:07 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 3029
Views: 531594

Re: What are you up YTD? [Year To Date]

AA 55/45 start of year, down 8.4%

Have not done any rebalancing yet, but if it's close to 50/50 that's my goal anyway.
by Calli114
Mon Mar 16, 2020 4:30 pm
Forum: Personal Consumer Issues
Topic: Have you been personally affected by supply chain problems?
Replies: 56
Views: 3745

Re: Have you been personally affected by supply chain problems?

Went to the grocery store this morning for eggs, purchased w/o problem. I did see a guy with two 6 pack carriers of various wines in his basket, nothing else. Now there is a guy with his priorities straight! I chuckled when I saw a guy coming out of Sam's at 8 AM last Friday with nothing but one bu...
by Calli114
Fri Jan 31, 2020 9:13 pm
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 6988

Re: Considering an iPad. Is it worth it?

OP here, my other concern is planned obsolescence. My wife has an iPad Mini (maybe 1st or 2nd Gen) and it’s virtually unusable. It’s so incredibly slow and laggy, I suppose because the memory has been zapped by the OS but can’t really confirm that. By the way, thanks for all the replies! I have per...
by Calli114
Thu Jan 16, 2020 5:43 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 133
Views: 16381

Re: Bucket List Adventures/Activities

Sorry - just seeing this; with apologies! Namibia is beautiful, haunting, and the travel times between sites are grueling. I found driving to be a physical challenge for a number of reasons: size of vehicles (we rented one with two gas tanks given the chance that if you run out of petrol no one wil...
by Calli114
Mon Jan 13, 2020 1:11 am
Forum: Personal Consumer Issues
Topic: Brother printer still recommended for small business?
Replies: 38
Views: 2125

Re: Brother printer still recommended for small business?

I just got a brother 3 Weeks ago, largely based on boglehead comments that haven’t steered me wrong. However, I use macs and many reviews mentioned printing issues not working on WiFi with macs and the connection getting dropped often....unfortunately I’m experiencing that. Same here - I just got a...
by Calli114
Sun Jan 05, 2020 12:41 am
Forum: Personal Finance (Not Investing)
Topic: Medical school at 34 - Is this financial suicide?
Replies: 116
Views: 10239

Re: Medical school at 34 - Is this financial suicide?

I always thought about what it would be like to go back and do it over as an older me. I started medical school when I was 20 (after 4 years of engineering school) and I was young and impressionable. I was the youngest person in my medical school class. The oldest was 57. There was a lot of controv...
by Calli114
Sun Dec 29, 2019 1:33 am
Forum: Personal Consumer Issues
Topic: Good, Cheap, Fast - Pick 3
Replies: 20
Views: 2875

Re: Good, Cheap, Fast - Pick 3

Maybe it's more of a service. Getting books via the library drive-thru window.
by Calli114
Wed Dec 18, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Estate sales, not for just dead people?
Replies: 21
Views: 2470

Re: Estate sales, not for just dead people?

In our area, it's increasingly a strategy for people downsizing or even selling everything to move out of the country.
Although I've heard of people having numerous yard sales to accomplish this in a stepwise manner, the estate sale route gets it done in a definitive way albeit via commission.
by Calli114
Tue Dec 17, 2019 9:32 pm
Forum: Investing - Theory, News & General
Topic: The worst investment advice I know
Replies: 170
Views: 14574

Re: The worst investment advice I know

MarkBarb wrote:
Mon Dec 16, 2019 1:57 pm
I'm working with a really great guy at Edward Jones. You should set up a meeting with him.
I once fell into something like that. Turned out the two had been frat brothers.
by Calli114
Tue Dec 17, 2019 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on This LTC Policy
Replies: 15
Views: 677

Re: Thoughts on This LTC Policy

The price looks good but the policy I've been paying on would not be apples-to-apples.

Age 59, 2019 premium $3100 with 30 day waiting period, benefit increase rider, no lifetime maximum.
by Calli114
Sat Dec 07, 2019 9:21 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5465
Views: 1351805

Re: What Movie Have You Recently Watched?

Just saw Good Liar with Helen Mirren and Ian McKellen at the theater. Good story with a twist we didn't see coming. Ditto for The Good Liar. And, I saw the discussion upthread of "A Beautiful Day in the Neighborhood" - I fall into the camp of not caring for it at all. Found it to be quite dark.
by Calli114
Wed Dec 04, 2019 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: how much to tip the cleaning lady
Replies: 76
Views: 5367

Re: how much to tip the cleaning lady

+1 on the tip = one session. When appropriate for a super cleaner, a periodic raise is nice too. If you decide to give a raise, still give a tip. Lack of a tip might be perceived negatively even if the raise for one year is more money. I previously had a franchise cleaning service that raised their...
by Calli114
Wed Dec 04, 2019 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: how much to tip the cleaning lady
Replies: 76
Views: 5367

Re: how much to tip the cleaning lady

+1 on the tip = one session. When appropriate for a super cleaner, a periodic raise is nice too. If you decide to give a raise, still give a tip. Lack of a tip might be perceived negatively even if the raise for one year is more money. I previously had a franchise cleaning service that raised their...
by Calli114
Thu Nov 28, 2019 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare: Just Starting Down The Rabbit Hole
Replies: 53
Views: 4344

Re: Medicare: Just Starting Down The Rabbit Hole

I haven't had time to read all the replies, so this is just my 2 cents. I signed up for A, B, and AARP Plan D as soon as I was eligible, and AARP Medigap. I still have those plans years later. I would never sign up for a Medicare Advantage Plan, because that lets an insurance company run the ship. ...
by Calli114
Mon Nov 11, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 133
Views: 16381

Re: Bucket List Adventures/Activities

1. hiking to mountain gorillas in Rwanda or Uganda (pondering doing this in summer 2018) Nope, didn't make it as hoped 2. Angkor Wat 3. Burma 4. Komodo National Park/Flores 5. Namibia (Completed summer 2019!) 6. Iguacu Falls 7. Salta, Argentina 8. Antarctica 9. Borneo 10. Eat my way through Kyoto (...
by Calli114
Tue Oct 29, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: Women wearing black to a wedding?
Replies: 56
Views: 5090

Re: Women wearing black to a wedding?

Sample size of one: a best friend of mine is wearing a black mother-of-the-bride dress to a December wedding.
by Calli114
Mon Oct 14, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5465
Views: 1351805

Re: What Movie Have You Recently Watched?

Downtown Abbey the movie, which I found enjoyable despite never seeing the TV show.
by Calli114
Tue Oct 01, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Non stick pan preference?
Replies: 46
Views: 3890

Re: Non stick pan preference?

Wirecutter suggests this one. They are usually pretty good about what they suggest so I tend to trust them. https://www.amazon.com/Tramontina-80114-535DS-Professional-Restaurant/dp/B009HBKQ16 https://thewirecutter.com/reviews/best-nonstick-pan/ I’ve had this pan for about 5 years and have been very...
by Calli114
Sun Sep 29, 2019 7:38 am
Forum: Personal Finance (Not Investing)
Topic: How to lookup healthcare.gov reported MAGI ?
Replies: 13
Views: 1461

Re: How to lookup healthcare.gov reported MAGI ?

They simply are not able to comprehend the income situation of an retiree without pension or social security income. We had that situation some years ago. The solution was to create a coverletter and 1099-R for the tax year both explaining and showing via the IRS form how IRA to Roth IRA created an...
by Calli114
Tue Sep 24, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas for February
Replies: 48
Views: 4313

Re: Vacation ideas for February

Costa Rica, Colombia.
Galapagos.
by Calli114
Tue Sep 24, 2019 4:15 pm
Forum: Personal Consumer Issues
Topic: Deleted
Replies: 262
Views: 22226

Re: A 'really good book' you did NOT enjoy

Memoirs of Hadrian by Marguerite Yourcenar.

I borrowed it from the library after reading glowing comments by Joseph Epstein and someone else in a magazine interview.

It's written in a first person, autobiographical style which is an interesting concept, but I just found it too slow and dense.
by Calli114
Mon Sep 16, 2019 8:54 pm
Forum: Personal Consumer Issues
Topic: Anyonw driving Uber for fun and pocket money in retirement?
Replies: 111
Views: 12570

Re: Anyonw driving Uber for fun and pocket money in retirement?

A friend of mine tried it out. Figured he'd make a few bucks in his free time. He found that being an independent contractor, receiving a 1099, and the other tax headaches were a way bigger issue than a few bucks was worth. These are the downsides I see, and the insurance issues. I would love to do...
by Calli114
Fri Sep 13, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: What dish soap do you use?
Replies: 54
Views: 3487

Re: What dish soap do you use?

Grt2bOutdoors wrote:
Fri Sep 13, 2019 2:38 pm
Palmolive and usually when it is on sale.
Dawn for pre-treating oil stains on clothes.
+1 for the grease stains. I rub in Dawn, soak the stained item in hot soapy water in the sink for 20 minutes, then wash.
by Calli114
Fri Sep 13, 2019 2:55 pm
Forum: Personal Consumer Issues
Topic: Need gift ideas for my parents
Replies: 18
Views: 1512

Re: Need gift ideas for my parents

Would they enjoy fine linens? They can be quite pricey and feel like the best hotel experience at home. Plus, monogrammed ones would be special.
by Calli114
Fri Sep 13, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: Must See in South Dakota
Replies: 59
Views: 6695

Re: Must See in South Dakota

No need for a new thread, but I am headed to SD for first time next week, driving through Badlands east to west on way to Custer. Is there a scenic spot in the Badlands for a ~2 hour hike as a nice break from the road? (Maybe there are many, but my time will be limited to probably one parking area t...
by Calli114
Tue Sep 10, 2019 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Equifax breach settlement update?
Replies: 49
Views: 4720

Re: Equifax breach settlement update?

I got the email.
Overall it's a lose-lose.
The money will be piddly and my credit is frozen, so what good will free credit monitoring do me?
by Calli114
Fri Sep 06, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: Should I join an elite social club for adults?
Replies: 27
Views: 3447

Re: Should I join an elite social club for adults?

I thought Bogleheads was an elite social club :confused If it's not, I want my dues payments refunded ASAP. lol. You beat me to it. Wait, Bogleheads is not an elite social club. It is a super extraordinary premium the biggest ever elite social club Reminds me of the Frasier episode when Niles and F...
by Calli114
Wed Sep 04, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Entertaining house guests
Replies: 37
Views: 3313

Re: Entertaining house guests

Any water sports to do, like canoeing, kayaking, fishing?
Or horseback riding, fall festivals.
by Calli114
Mon Sep 02, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 62
Views: 7251

Re: Water alarm just saved me a lot of $$$. Do you have them?

stats99 wrote:
Mon Sep 02, 2019 6:08 pm
After a burst basement water pipe I have installed the following: https://www.moen.com/flo/how-it-works
That looks like a smart investment - in my neighbor's case, she said the main water pipe started leaking at a bend ABOVE the main shutoff valve - would the Flo still detect that?
by Calli114
Mon Sep 02, 2019 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Life Expectancy For Those Born in 1960
Replies: 26
Views: 2401

Re: Life Expectancy For Those Born in 1960

Godot wrote:
Mon Sep 02, 2019 4:51 pm
Calli114 wrote:
Mon Sep 02, 2019 4:38 pm
My class of '78 has not fared very well, with at least 3 of 20 gone.
(One oil well accident and 2 MVAs.)
MVA?
Motor vehicle accidents.
by Calli114
Mon Sep 02, 2019 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Life Expectancy For Those Born in 1960
Replies: 26
Views: 2401

Re: Life Expectancy For Those Born in 1960

My class of '78 has not fared very well, with at least 3 of 20 gone.
(One oil well accident and 2 MVAs.)
by Calli114
Mon Sep 02, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 62
Views: 7251

Re: Water alarm just saved me a lot of $$$. Do you have them?

This seems like a good idea - my neighbor just had a basement flood from the main water entry pipe that went undetected til it was a big mess.
Do you have one under all the sinks, or only by appliances?
I have not checked with my security company about any wired detectors they might offer.
by Calli114
Sun Sep 01, 2019 6:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4397
Views: 1252746

Re: What Book Are You Currently Reading? Part VI

Moneyland - The Inside Story of the Crooks and Kleptocrats Who Rule the World, by Oliver Bullough.
by Calli114
Sun Aug 25, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5465
Views: 1351805

Re: What Movie Have You Recently Watched?

Went to see Peanut Butter Falcon in the theater, about a Down Syndrome patient who breaks out of a nursing home because he wants to be a pro wrestler.
All of us thought it was pretty enjoyable, including my special needs brother.
by Calli114
Tue Aug 20, 2019 2:25 pm
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 326
Views: 50452

Re: Anyone disenchanted with retirement?

There are, to date, over 200 responses to this thread. It would be interesting to know what percentage of those respondants expressed ANY significant regrets in their posts about retiring when they did, regardless of when or why they retired. If somebody else cares enough to review all the response...
by Calli114
Wed Aug 14, 2019 2:16 pm
Forum: Personal Consumer Issues
Topic: Going to switzerland in a month-any final advice?
Replies: 12
Views: 992

Re: Going to switzerland in a month-any final advice?

Sounds like your Geneva time will be limited, but I enjoyed the Red Cross Museum there.
by Calli114
Sat Aug 10, 2019 8:34 pm
Forum: Personal Consumer Issues
Topic: Healthy fast food
Replies: 152
Views: 11707

Re: Healthy fast food

A second for the Wendy’s chili unless sodium is a concern - I eat it even in hot weather, but avoid the crackers. If I get a grilled chicken sandwich, I usually take off at least one side of the bun and can still eat it by hand in the car. The Southwest salad at Chick-fil-A is good BUT the salsa dre...
by Calli114
Tue Aug 06, 2019 1:44 pm
Forum: Personal Consumer Issues
Topic: Books on gaining control of your mind/behavior
Replies: 24
Views: 2443

Re: Books on gaining control of your mind/behavior

3feetpete wrote:
Tue Aug 06, 2019 1:16 pm
OP Are you a perfectionist? Do you have trouble completing tasks because nothing is quite up to your standards?
I wondered the same thing based on what OP said, because I have those tendencies and have to remind myself "Perfect is the enemy of good," otherwise one can get paralyzed by inaction.
by Calli114
Sat Aug 03, 2019 1:03 pm
Forum: Personal Consumer Issues
Topic: Australia Trip - 2021
Replies: 25
Views: 1978

Re: Australia Trip - 2021

You might think about hot air ballooning while in the Outback. When I was there we got scrubbed 2 mornings in a row due to weather, but I think it would have been fun.
Are you interested in Tasmania at all? It would be out of your way from the spots you've mentioned of course.
by Calli114
Sat Aug 03, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: Dentist: Is this acceptable?
Replies: 70
Views: 6723

Re: Dentist: Is this acceptable?

This happens to me about every other time with cleaning, but I go every 3 months so there's no need for her to look at me each time. Sometimes she's not there at all, other times she's working but doesn't see me. If I don't have any complaints and I'm not being billed for an exam, I don't see the pr...
by Calli114
Wed Jul 31, 2019 10:18 pm
Forum: Personal Consumer Issues
Topic: Johannesburg, VicFalls, Capetown suggestions
Replies: 10
Views: 676

Re: Johannesburg, VicFalls, Capetown suggestions

I enjoyed a day trip down to the Cape of Good Hope, and of course the wine country there looks really beautiful, I did not go there.
The penguins at Boulders Beach are fun to see.
The Kirstenbosch National Botanical Garden in Cape Town is a stunner.
by Calli114
Wed Jul 31, 2019 12:35 pm
Forum: Personal Consumer Issues
Topic: Personal Trainer for Physical Balance
Replies: 52
Views: 3797

Re: Personal Trainer for Physical Balance

No experience with personal trainers, but there are yoga classes that focus on balance and flexibility for older people. Very effective. I agree, personally I think strength training would be more bang for the buck with a personal trainer instead of balance exercises. A couple yoga poses come to mi...
by Calli114
Tue Jul 30, 2019 1:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4397
Views: 1252746

Re: What Book Are You Currently Reading? Part VI

I'm reading a collection of essays by Joseph Epstein called The Ideal Of Culture.