Search found 262 matches

by Keepcalm
Mon Nov 12, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 1918

Re: Trying to move out.

thank you for the insight.
by Keepcalm
Mon Nov 12, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 1918

Re: Trying to move out.

That's a lot of words. Here's a shorter version: "I'm afraid my dog and my girlfriend's dog might not get along but I want to move in with her. What should I do?" All the talk about separate crating and upstairs/downstairs is, quite frankly, crazy talk. You're not going to do that for 5+ years, or ...
by Keepcalm
Mon Nov 12, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 1918

Re: Trying to move out.

I would be lying if I did not admit the savings in about 1100/month (normally what I pay for a rental) is enticing by moving in with her.
by Keepcalm
Mon Nov 12, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 1918

Re: Trying to move out.

I'd like to focus on your mom's comment that your dad is doing projects he shouldn't be doing. What is it that she....or you think you can do by being home? My ultra stubborn 86 year old father in law can barely walk, yet gets up on a ladder in the winter to remove snow from the roof, snowblows his...
by Keepcalm
Mon Nov 12, 2018 1:05 am
Forum: Personal Consumer Issues
Topic: Trying to move out.
Replies: 25
Views: 1918

Trying to move out.

Recently relocated from across the country back to the area where I am from originally. My mother caught my ear during a phone call one day about a month prior to moving back. She brought up the idea of “pit-stopping” home for a few months while I regroup. I shrugged off the idea and thanked her for...
by Keepcalm
Fri Nov 09, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 80
Views: 5390

Re: Too many choices for my next TRUCK

I have an '18 RAM Express with the Hemi. Value wise it is hard to beat. Also getting on the highway I smile, I am amazed at how far trucks have come power wise from the factory. I looked up the specs to get exact ratings and the '18 RAM Hemi has 395HP and 400 LB torque. I do not believe any other tr...
by Keepcalm
Fri Nov 09, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: App or Online Document Storage
Replies: 7
Views: 503

Re: App or Online Document Storage

A ScanSnap Xi500 and an iPad is an unmatched level of convenience and tidyness. What is the role of the iPad? I have an iPad but would never keep anything personal or sensitive on it. Use iCloud to store everything. The iPad is to view anything at a moments notice. I respect the worry concerning se...
by Keepcalm
Fri Nov 09, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: App or Online Document Storage
Replies: 7
Views: 503

Re: App or Online Document Storage

A ScanSnap Xi500 and an iPad is an unmatched level of convenience and tidyness.
by Keepcalm
Thu Nov 08, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: iMac + iPad Pro
Replies: 23
Views: 1757

Re: iMac + iPad Pro

PFInterest wrote:
Thu Nov 08, 2018 4:06 pm
There is no reason currently to buy a MacBook with the new air and iPad.

People keep just throwing money at AAPL.
Interesting, do you believe the air is powerful enough for most? Do you think the air could run Lightroom?
by Keepcalm
Thu Nov 08, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: iMac + iPad Pro
Replies: 23
Views: 1757

iMac + iPad Pro

Is this becoming a more minimalistic and useful combo and has anyone adopted this combo versus having a MacBook?
by Keepcalm
Sat Nov 03, 2018 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Fastest ACH transfers?
Replies: 8
Views: 1415

Fastest ACH transfers?

Im assuming its between Marcus by Goldman Sachs and Ally?

Ally is 24 hours I believe? Is Goldman Sachs just as fast?
by Keepcalm
Sat Nov 03, 2018 11:24 am
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18201

Re: Vanguard website "unavailable during weekend of Nov 3"

Everyone take a breath. This has been scheduled for a while now. Your funds will still be there after the maintenance :)
by Keepcalm
Tue Oct 30, 2018 8:01 pm
Forum: Investing - Theory, News & General
Topic: Who's Buying General Electric?
Replies: 39
Views: 4573

Re: Who's Buying General Electric?

GE is too big to fail. No idea how long, but it will come back just as strong as it ever was.

No one ever won big on a single stock by following the current situation. Everyones running away right now, so if you wanted to take a shot at GE now is the time.
by Keepcalm
Tue Oct 30, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: Quicken Mac vs Windows
Replies: 18
Views: 1279

Re: Quicken Mac vs Windows

good feedback.
by Keepcalm
Tue Oct 30, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: If you just track NW on a spreadsheet....isn't that sufficient?
Replies: 18
Views: 1997

Re: If you just track NW on a spreadsheet....isn't that sufficient?

I am also probably being ignorant to the fact that its (Quicken) also to track your bills and micromanage making sure all bills are tracked and paid. To see current state of all financial accounts.
by Keepcalm
Tue Oct 30, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: If you just track NW on a spreadsheet....isn't that sufficient?
Replies: 18
Views: 1997

Re: If you just track NW on a spreadsheet....isn't that sufficient?

Sure. I don't track it at all, and it's also sufficient. How would it help me in my decision-making? If it declines, that's much more likely a result of a stock market decline than me living beyond my means. Yes this is true....the NW may fluctuate heavily month to month due to investment volatilit...
by Keepcalm
Tue Oct 30, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: If you just track NW on a spreadsheet....isn't that sufficient?
Replies: 18
Views: 1997

If you just track NW on a spreadsheet....isn't that sufficient?

For the past (3) years or so I have used Quicken.Tell me this... At the end of the day, what does my NW not tell me that Quicken does? If my NW is declining month to month I know I am living beyond my means. Time to adjust. If my NW is trending straight east I can look further and see Assets/Liabili...
by Keepcalm
Sun Oct 28, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Quicken Mac vs Windows
Replies: 18
Views: 1279

Re: Quicken Mac vs Windows

PFInterest wrote:
Thu Oct 25, 2018 12:52 pm
Many people do fine without any Quicken.
Where do you see what you are missing on Windows?
There are a lot of features Mac still lacks.
by Keepcalm
Fri Oct 26, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

No experience with these two, but I remember when I was trying on the seemingly endless supply of styles and sizes from Backcountry, one thing did stand out that I had not considered. I really preferred the parka with the *diagonal* opening for the pockets. Easy to put one's hands into if standing ...
by Keepcalm
Fri Oct 26, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

great feedback.

stuck between the Langford and the chateau. love the Langford but question the velcro.

any experience with either?
by Keepcalm
Thu Oct 25, 2018 12:45 pm
Forum: Personal Consumer Issues
Topic: Quicken Mac vs Windows
Replies: 18
Views: 1279

Quicken Mac vs Windows

So I have always had a MacBook Pro since I can remember. However, I feel like I am missing out on a lot of "meat and potatoes" by using Quicken for Mac just for the preferred user interface. I think most would agree the aesthetics of Quicken Mac is superior to that of Windows. So am I foolish for sa...
by Keepcalm
Tue Oct 23, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

Is there any reason not to layer versus wearing a jacket like Canada Goose?

I feel like Patagonia, Arc'teryx, etc in layers is a much more viable route?
by Keepcalm
Mon Oct 22, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

Which one did you get? I've been window shopping, but it appears that all the good ones in my size are perpetually sold out. Chateau This one? https://www.canadagoose.com/us/en/chateau-parka-black-label-3426MB.html Had it bookmarked last spring, but didn't want to buy it months before I would use i...
by Keepcalm
Mon Oct 22, 2018 6:20 pm
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

wabbajack wrote:
Mon Oct 22, 2018 6:12 pm
Which one did you get? I've been window shopping, but it appears that all the good ones in my size are perpetually sold out.
Chateau
by Keepcalm
Mon Oct 22, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

are they too over bearing for temps hovering at the freezing level?
by Keepcalm
Mon Oct 22, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Re: Canada Goose Jacket

In reviews the most popular complaint seems to be the material getting wear spots/shint spots on seams and material within a few years.
by Keepcalm
Mon Oct 22, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Canada Goose Jacket
Replies: 57
Views: 4365

Canada Goose Jacket

About to pick one up, figured I would see if anyone on here has had experience with one?

Cheers.
by Keepcalm
Sat Oct 20, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: Anyone else frequent Solidworks?
Replies: 1
Views: 536

Anyone else frequent Solidworks?

Who else uses Solidworks? Pretty cool stuff.

I had a question on a pulley I'm creating. Personal use of course.
by Keepcalm
Thu Oct 11, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Best headphones under 500 bucks
Replies: 48
Views: 3373

Re: Best headphones under 500 bucks

Just purchased the Bose QC 35's a few days ago as I had their predecessor (QC25's) and I am returning them. I feel the QC 25's are superior in the long run for the following reasons: - QC 25's utilize (1) AAA where as QC 35's need to be plugged in via mini-usb (can become an inconvenience traveling)...
by Keepcalm
Wed Oct 10, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Hiking NH White Mountains. Taking one lens.
Replies: 25
Views: 1092

Re: Hiking NH White Mountains. Taking one lens.

How is everyone transporting while on trail?

I have been eyeing the Capture Pro by Peak Design for the shoulder strap of my Osprey pack.
by Keepcalm
Wed Oct 10, 2018 5:57 am
Forum: Personal Consumer Issues
Topic: Hiking NH White Mountains. Taking one lens.
Replies: 25
Views: 1092

Re: Hiking NH White Mountains. Taking one lens.

This isn't really in any way related to "personal consumer issues". Plus you'd be better off posting in a forum dedicated to people who take photos. In the same that you wouldn't post in Reddit's weightlifting forum and ask "How should I invest my 401k?". I'd post on https://www.dpreview.com/forums...
by Keepcalm
Wed Oct 10, 2018 5:09 am
Forum: Personal Consumer Issues
Topic: Hiking NH White Mountains. Taking one lens.
Replies: 25
Views: 1092

Hiking NH White Mountains. Taking one lens.

Day trip. Will be @ 5200 ft (Mt. Lafayette)...it is peak foliage here right now. I will be about 1,000 ft above tree line on top of Lafayette. Here are my lenses. I'm only taking one. Canon 24-70 F2.8 II Canon 50 F1.2 Canon 16-35 F4 Canon 100-400 F4.5-5.6 I was also considering toughing it out bring...
by Keepcalm
Mon Oct 08, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: Engineering/chemistry guys need ya for Scientific Notation
Replies: 8
Views: 994

Re: Engineering/chemistry guys need ya for Scientific Notation

Got a link that shows the notation instead of your typing of the notation? ^ is usually a character meaning exponent and if the exponent is -1 it just means the reciprocal. So I suspect an editing typo. As g/ml is the same as g ml^-1 (both would be pronounced "grams per millimeter" see also https:/...
by Keepcalm
Mon Oct 08, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Engineering/chemistry guys need ya for Scientific Notation
Replies: 8
Views: 994

Engineering/chemistry guys need ya for Scientific Notation

Confused. Why am I being told the density of ice at 0*C is 0.9168 g/ml^-1? This to me means I have to move it one decimal place to get the actual density....however that's not even proper scientific notation the way its written. So I googled it....and the ACTUAL density for ice at 0*C is exactly 0.9...
by Keepcalm
Mon Oct 08, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: UPS mailbox experiences?
Replies: 14
Views: 766

Re: UPS mailbox experiences?

Mike Scott wrote:
Mon Oct 08, 2018 11:24 am
Open a USPS PO Box where you are for 6 months and forward mail. Do you really get so much mail that sending it to their house is a burden?
Believe you have to be a resident?
by Keepcalm
Mon Oct 08, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: UPS mailbox experiences?
Replies: 14
Views: 766

UPS mailbox experiences?

Taking care of my parents for the winter. Do not want to clutter their mailbox, so looking for alternative for the next 4-5 months. There is a UPS store locally that offers mailboxes. You receive THEIR street address and they sort your mail. They do not issue a P.O Box or other Box # address which s...
by Keepcalm
Mon Oct 08, 2018 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Venture vs JetBlue (which to cancel?)
Replies: 5
Views: 294

Re: Venture vs JetBlue (which to cancel?)

Travel once a year for vacation. My only other CC is a Home Depot card. So I think maybe I should keep both the Venture and the JetBlue just incase there's a time when one cards systems are down or having issues and I could utilize a backup card? I put all monthly expenses that are allowed onto my C...
by Keepcalm
Mon Oct 08, 2018 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Venture vs JetBlue (which to cancel?)
Replies: 5
Views: 294

Venture vs JetBlue (which to cancel?)

Consolidating cards before they get so aged they hurt my score more than superficially. JetBlue has a 7k credit limit. Venture has a 26.65k credit limit. Which would you close based on this and the perks? Sorry for no information on perks, I will say that I'm only expecting advice from those who hav...
by Keepcalm
Fri Oct 05, 2018 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

So I wanted to update this thread in respect to those who offered insight. He ended up cashing out his Roth of 11K (plus combining cash to total 18k) to kill ALL of his debt. He has $0 in liabilities if you were to run off a balance sheet (he does not have a mortgage). He is ecstatic, and is looking...
by Keepcalm
Fri Sep 14, 2018 7:10 am
Forum: Personal Consumer Issues
Topic: Can only take (1) DSLR lens..which one?
Replies: 27
Views: 764

Can only take (1) DSLR lens..which one?

50mm 1.2 or a 24-75mm 2.8 Both prime lenses and it’s a Mark 5D IV It’s for a 2 day trip out to a friends farm in NY state. I’m thinking because of that it’s the 24-75 by a wash however....the bokeh of that 1.2 will make you drool if I run into opportunities to shoot wide open. What would you take? A...
by Keepcalm
Sun Sep 09, 2018 7:09 am
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2804

Re: Just invested 10k into Space X (Well sorta..)

Is it inevitable a company such as Space X will go public at some point?
by Keepcalm
Fri Sep 07, 2018 2:33 pm
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2804

Re: Just invested 10k into Space X (Well sorta..)

As an experiment... Google owns a chunk of Space X... Only way to currently have a stake with them indirectly. Opinions? Well ... Google seems to own about 5% of SpaceX ... which is probably worth between $1B and $2B (figuring SpaceX is worth between $20B and $40B). Google/Alphabet has a market cap...
by Keepcalm
Fri Sep 07, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2804

Re: Just invested 10k into Space X (Well sorta..)

As an experiment... Google owns a chunk of Space X... Only way to currently have a stake with them indirectly. Opinions? Well ... Google seems to own about 5% of SpaceX ... which is probably worth between $1B and $2B (figuring SpaceX is worth between $20B and $40B). Google/Alphabet has a market cap...
by Keepcalm
Fri Sep 07, 2018 2:06 pm
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2804

Re: Just invested 10k into Space X (Well sorta..)

GoldenFinch wrote:
Fri Sep 07, 2018 2:02 pm
So if if we all own Total Stock Market, we all own Space X? :happy
Yes, but not as much of a piece as investing in Alphabet directly.
by Keepcalm
Fri Sep 07, 2018 1:57 pm
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2804

Just invested 10k into Space X (Well sorta..)

As an experiment...

Google owns a chunk of Space X...

Only way to currently have a stake with them indirectly.

Opinions?
by Keepcalm
Mon Aug 27, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

he is asking for a non behavioral answer. From a mathematical and logical stand point without bringing emotion into it.

He thinks he is being punished by the forum lol
by Keepcalm
Mon Aug 27, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

Information passed along. I told him the general consensus around here was going to remain just as he asked last time. Out of curiosity, let’s for hypothetical reasons say this person was not going to get themselves into this situation again. Would raiding the Roth be supported by more? I ask becaus...
by Keepcalm
Mon Aug 27, 2018 5:05 am
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

Thanks all I will pass along the info.
by Keepcalm
Sun Aug 26, 2018 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

whodidntante wrote:
Sun Aug 26, 2018 9:23 pm
Some people are highly debt averse. It's a personal decision, but a lifetime of tax free growth is going to eclipse 12 months of declining balance credit card interest.
It's 11K of Roth IRA...not talking anything crazy he can't get back down the road.
by Keepcalm
Sun Aug 26, 2018 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: Can't handle being in debt (mentally)
Replies: 42
Views: 5051

Re: Can't handle being in debt (mentally)

Posted a while back about a close friend who was on the verge of using his Roth IRA to payoff his debt. He is not in the greatest financial situation as far as overall wealth. However his debt is small in the grand scheme of things. Initially he tried setting up a payment plan to eliminate the debt...