Search found 905 matches
- Tue Jun 26, 2018 8:45 pm
- Forum: Personal Consumer Issues
- Topic: university admission issue
- Replies: 27
- Views: 3580
Re: university admission issue
Thank you so much, everyone. I really appreciate the feedback and I'll forward to my friend. I keep hearing litigation mentioned and it may be a reasonable suggestion. However, I just don't think this is the approach this person wants to take. Someone mentioned the media approach. What media? Are yo...
- Mon Jun 25, 2018 9:47 pm
- Forum: Personal Consumer Issues
- Topic: university admission issue
- Replies: 27
- Views: 3580
Re: university admission issue
What should be done with screenshots? Send to the university?
Also, I don't think the individual wants to pursue the legal angle. The person just wants the admission they thought they had or an alternative, like acceptance into next year's class.
Thanks!
Also, I don't think the individual wants to pursue the legal angle. The person just wants the admission they thought they had or an alternative, like acceptance into next year's class.
Thanks!
- Mon Jun 25, 2018 9:31 pm
- Forum: Personal Consumer Issues
- Topic: university admission issue
- Replies: 27
- Views: 3580
Re: university admission issue
I don't think there was a misunderstanding of the admission process. The individual was accepted into the university program and then the acceptance into the same program was rescinded due to not enough prerequisite credits. Also the website information was corrected after the acceptance was rescind...
- Mon Jun 25, 2018 9:23 pm
- Forum: Personal Consumer Issues
- Topic: university admission issue
- Replies: 27
- Views: 3580
Re: university admission issue
It is a private university that has existed for a couple hundred years and is well known (e.g. not for profit like Kaplan, DeVry, etc). It is not a state university. The organization that the university partners with to provide the job is a state institution.
- Mon Jun 25, 2018 9:00 pm
- Forum: Personal Consumer Issues
- Topic: university admission issue
- Replies: 27
- Views: 3580
university admission issue
I’m keeping this intentionally vague so as not to give away names of individuals, organizations, or universities. An individual I know was enticed to change careers based on an advertisement from a university that turned out to have incorrect information. This university program would have provided ...
- Sat Nov 25, 2017 9:26 pm
- Forum: Personal Investments
- Topic: 403(b) - pushing annuity?
- Replies: 14
- Views: 1878
Re: 403(b) - pushing annuity?
Thank you for your responses. I really appreciate the advice. I will pursue the recommendation.
(Sorry it took a while for my thank you. I wanted to wait for responses and then got tied up with holiday's, etc.)
(Sorry it took a while for my thank you. I wanted to wait for responses and then got tied up with holiday's, etc.)
- Sun Nov 12, 2017 10:31 pm
- Forum: Personal Investments
- Topic: 403(b) - pushing annuity?
- Replies: 14
- Views: 1878
Re: 403(b) - pushing annuity?
Here are the options. I'd appreciate any advice on which is best. Thank you. AMERICAN CENTURY SERVICES LLC ASPIRE FINANCIAL SERVICES AXA EQUITABLE LIFE INSURANCE COMPANY CONFIDENTIAL PLANNING - SMART CHOICE FORESTERS FINANCIAL (FIRST INVESTORS) GWN/EMPLOYEE DEPOSIT ACCT MASS MUTUAL VA METLIFE NY LIF...
- Sat Nov 04, 2017 9:43 pm
- Forum: Personal Investments
- Topic: 403(b) - pushing annuity?
- Replies: 14
- Views: 1878
Re: 403(b) - pushing annuity?
Thanks, everyone. We will definitely avoid this salesperson as you have confirmed our suspicion that he is trying to sell an annuity. Thanks to the advice above, we now know we may have other options. We'll try to get additional information on other options and post back here for more assistance. We...
- Fri Nov 03, 2017 10:13 pm
- Forum: Personal Investments
- Topic: 403(b) - pushing annuity?
- Replies: 14
- Views: 1878
403(b) - pushing annuity?
My wife is a public school teacher in New York State. She inquired about her 403(b). We are hoping to purchase a total market index fund and just want to be mailed some information. Instead, we got a contact person that insists on visiting our home. This person works for an insurance company and cla...
- Mon Dec 31, 2012 7:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Should I move from upstate NY to Los Angeles, CA?
- Replies: 64
- Views: 6918
Re: Should I move from upstate NY to Los Angeles, CA?
At least not everybody makes rude comments about places where people live.livesoft wrote:I would move. I think my parents would follow me to Southern California if I moved there. But at least Albany is not Buffalo.
- Sun Apr 15, 2012 7:14 pm
- Forum: Personal Consumer Issues
- Topic: Newer Kindle models?
- Replies: 21
- Views: 2184
Re: Newer Kindle models?
Why not just use the kindle cloud reader? Read books in any web browser with no kindle device required. How would that work on the subway, exactly? I don't ride one Sidney and the OP didn't mention it. I was trying to offer some friendly advice and perhaps save the OP some money. The cloud reader i...
- Thu Apr 12, 2012 11:23 pm
- Forum: Personal Consumer Issues
- Topic: Newer Kindle models?
- Replies: 21
- Views: 2184
Re: Newer Kindle models?
Why not just use the kindle cloud reader? Read books in any web browser with no kindle device required.
- Sun Jan 01, 2012 12:57 pm
- Forum: Personal Consumer Issues
- Topic: Best non-ipod mp3 device
- Replies: 17
- Views: 2016
Re: Best non-ipod mp3 device
I've had a Sansa for years. I've also owned a Zune (hated it) and have used iPods. Sansa is the best. It is by FAR the easiest to get music on/off and it is inexpensive relative to aforementioned options. Just plug the Sansa into the PC and it is treated as an external USB drive.
- Fri Dec 09, 2011 1:49 am
- Forum: Investing - Theory, News & General
- Topic: Burton Malkiel's New WSJ Op-Ed Article
- Replies: 66
- Views: 8976
Re: Burton Malkiel's New WSJ Op-Ed Article
Personally, I find it sad. Malkiel’s “A Random Walk Down Wall Street” was where the light went on and I converted to indexing. He has strayed far from his own advice. I forgave his Chinese stock indiscretion. Now apparently he has knowledge of bonds that the market has not incorporated into the pric...
- Thu Nov 17, 2011 11:06 pm
- Forum: Personal Consumer Issues
- Topic: online back up
- Replies: 29
- Views: 2197
Re: online back up
I successfully restored my data off Mozy after a computer crash.
- Fri Nov 11, 2011 12:34 am
- Forum: Personal Consumer Issues
- Topic: Beatles or Rolling Stones
- Replies: 70
- Views: 5147
Re: Beatles or Rolling Stones
Not over 45. Stones by a mile.
- Fri Aug 19, 2011 1:04 pm
- Forum: Personal Investments
- Topic: brokerage kudos to Vanguard
- Replies: 3
- Views: 817
- Fri Aug 19, 2011 10:00 am
- Forum: Personal Investments
- Topic: brokerage kudos to Vanguard
- Replies: 3
- Views: 817
brokerage kudos to Vanguard
I placed an order this morning for VWO with a limit of 41.41. The price dropped while I was placing the order and it was executed at 41.36. It was nice that Vanguard got me a better price and I appreciate it! This is just another reason I am very fond of Vanguard.
- Tue Jun 07, 2011 9:17 pm
- Forum: Personal Investments
- Topic: Deflation Hedge?
- Replies: 15
- Views: 2727
I found this four-prong strategy interesting. See bottom of page.
http://www.andrewtobias.com/bkoldcolumns/100707.html
http://www.andrewtobias.com/bkoldcolumns/100707.html
- Tue May 10, 2011 11:52 pm
- Forum: Investing - Theory, News & General
- Topic: Bill Gross continues to short US debt.
- Replies: 56
- Views: 7815
Re: Bill Gross continues to short US debt.
You can choose to look at it that way but the reality is Pimco Total Return has outperformed the bond benchmark for the past 1, 3,5,10 and 15 years. That is what I am paying for! If it means spending some time in cash, so be it. He has a PROVEN track record which cannot be denied. Cheers :) Didn't ...
- Wed Mar 09, 2011 1:12 am
- Forum: Personal Consumer Issues
- Topic: Shackleton’s Antarctica in colour, 1915
- Replies: 2
- Views: 1086
- Mon Feb 14, 2011 11:49 pm
- Forum: Personal Consumer Issues
- Topic: Truecar Pricing: Is it Accurate?
- Replies: 56
- Views: 44687
I thought it was too good to be true too. I used it recently and obtained a quote from a dealer approximately 4 hours away. I subsequently used that quote to obtain a competitive quote from a local dealer. I can't say for sure if the long distance quote would have been honored but I assume it would ...
- Mon Feb 07, 2011 11:27 pm
- Forum: Personal Investments
- Topic: Question about fluctuation of price quotes when selling gold
- Replies: 5
- Views: 926
- Sun Feb 06, 2011 9:36 pm
- Forum: Personal Investments
- Topic: Question about fluctuation of price quotes when selling gold
- Replies: 5
- Views: 926
- Sat Feb 05, 2011 3:10 pm
- Forum: Personal Investments
- Topic: Question about fluctuation of price quotes when selling gold
- Replies: 5
- Views: 926
Question about fluctuation of price quotes when selling gold
Today we went to get three quotes on four 14K gold and one 18K gold pieces. All the gold dealers agreed on the purity and weights. The first dealer quoted $1280. The second and third dealers quoted $1200. For dealers two and three, after receiving the initial quote, we attempted to bargain up by pre...
- Wed Dec 01, 2010 9:48 pm
- Forum: Personal Consumer Issues
- Topic: Firewall program for Windows
- Replies: 50
- Views: 7702
- Sun Nov 14, 2010 11:31 pm
- Forum: Personal Consumer Issues
- Topic: XBox Kinect - Amazing
- Replies: 13
- Views: 2461
- Mon Aug 23, 2010 9:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: My Daughter /Divorced/Forclosure/ Rebuild Credit
- Replies: 38
- Views: 7088
Correct me if I am misunderstanding you or if I am reading between the lines too much. Your daughter broke her agreement to repay a loan obligation. You provided a means to immediately get her back into another home under currently favorable prices and interest rates. Would you not consider this gam...
- Mon Jun 07, 2010 8:59 pm
- Forum: Personal Investments
- Topic: 401k max question
- Replies: 8
- Views: 1850
Re: 401k max question
Does your employer offer a Roth 401(k) option? If so, my understanding is that your employee contributions plus any Roth 40(k) contributions combined cannot go over $16,500 for this year. Note this is of course separate from your own individual Roth IRA contribution. Hope that helps. It is a tradit...
- Sun Jun 06, 2010 6:59 pm
- Forum: Personal Investments
- Topic: 401k max question
- Replies: 8
- Views: 1850
- Sun Jun 06, 2010 12:03 pm
- Forum: Personal Investments
- Topic: 401k max question
- Replies: 8
- Views: 1850
401k max question
I have gone with a job with no 401k access for the first part of 2010 (Jan - May) to one with 401k access for hopefully the rest of 2010 (June - Dec) and beyond. I already maxed my Roth IRA. Now I want to contribute as much as possible to my 401k. I understand there is a $16,500 limit per year for p...
- Thu Sep 24, 2009 11:26 pm
- Forum: Personal Consumer Issues
- Topic: Do you use a password vault?
- Replies: 75
- Views: 12179
- Wed Sep 23, 2009 1:11 pm
- Forum: Investing - Theory, News & General
- Topic: More Angry Investors Say, Throw the Boards Out
- Replies: 16
- Views: 2415
The free market works fine, and it will punish incompetent and overpaid management. One more subtle way it does so is through takeovers, whether hostile or not. The incompetent CEO is forced to retire and the acquiring company presumably has better management. Best wishes. What about banks? Were al...
- Fri Sep 18, 2009 10:56 pm
- Forum: Investing - Theory, News & General
- Topic: Rick Ferri Changes His Mind About Commodities (NOT)
- Replies: 32
- Views: 5456
Also, this argument about CCFs are expected to do poorly in a deflationary environment is all after the fact. I do not recall anyone saying that before commodities crashed last summer. It was only then did the proponents changed their story. Rick Ferri Rick you are one of the very best and I comple...
- Fri Sep 18, 2009 12:36 pm
- Forum: Investing - Theory, News & General
- Topic: Rick Ferri Changes His Mind About Commodities (NOT)
- Replies: 32
- Views: 5456
- Mon Sep 14, 2009 12:58 pm
- Forum: Personal Investments
- Topic: commodities
- Replies: 7
- Views: 1564
Re: commodities
I hear legendary investor Jim Rogers saying he's investing in commodities. How can an average individual investor so that? One way to do it is through the Rogers Agricultural ETN. http://simulator.investopedia.com/stocks/rja :) Jim Rogers is an interesting guy but he has something to sell. I'm not ...
- Wed Sep 09, 2009 5:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: Costs of owning a dog...
- Replies: 114
- Views: 23879
- Wed Sep 02, 2009 6:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: A Year after the Stock Market Plunge -
- Replies: 8
- Views: 2035
- Wed Sep 02, 2009 1:10 am
- Forum: Investing - Theory, News & General
- Topic: The Big Picture from Alan Greenspan
- Replies: 16
- Views: 2916
- Tue Sep 01, 2009 5:21 pm
- Forum: Investing - Theory, News & General
- Topic: Are Vanguard ETF holders mostly speculators?
- Replies: 14
- Views: 2928
VWO holders are not necessarily speculators. There have been a number of VWO vs VEIEX threads that show sometimes it makes sense to hold VWO. If one wants an allocation like Swensen's (Unconventional Success) that suggests 10% EM, the only way to get there is by holding a separate emerging market fu...
- Mon Aug 31, 2009 3:55 pm
- Forum: Investing - Theory, News & General
- Topic: Got a Question for the Experts? Q&A at Bogleheads 8
- Replies: 37
- Views: 6492
- Mon Aug 31, 2009 3:31 pm
- Forum: Personal Consumer Issues
- Topic: Bogle on Fantasy Football
- Replies: 14
- Views: 2450
- Sun Aug 30, 2009 9:15 am
- Forum: Personal Consumer Issues
- Topic: Best American Rock Bands...
- Replies: 140
- Views: 19154
- Sun Aug 30, 2009 9:06 am
- Forum: Personal Consumer Issues
- Topic: Best American Rock Bands...
- Replies: 140
- Views: 19154
I like Black Eyed Peas but this brings to mind a funny clip making fun of one of their songs.manuvns wrote:Black Eyed Peas
Boom boom pow
http://kafkamaine.com/2009/08/hbn-39-bl ... -song.html
- Tue Aug 11, 2009 7:39 pm
- Forum: Personal Consumer Issues
- Topic: Walking away from home mortgage: NFL millionaire
- Replies: 29
- Views: 5760
No offense, and not to allow this story to turn political, but --rude remark deleted--. Ok. Now that I've deleted my original reply which had some choice language for you and your little comment above, I'll try something different. I think most of these underwater/foreclosed mortgages in one way or...
- Tue Aug 11, 2009 12:02 pm
- Forum: Personal Consumer Issues
- Topic: Walking away from home mortgage: NFL millionaire
- Replies: 29
- Views: 5760
It is just amazing that the legal system allows individuals to manipulate it so brazenly. I wouldn't be so infuriated if it was simply a broken contract between two private parties but to have the taxpayer foot this bill is unconscionable. [edit: add] I would suggest writing your Congressmen and th...
- Tue Aug 11, 2009 11:35 am
- Forum: Personal Consumer Issues
- Topic: Walking away from home mortgage: NFL millionaire
- Replies: 29
- Views: 5760
It is just amazing that the legal system allows individuals to manipulate it so brazenly. I wouldn't be so infuriated if it was simply a broken contract between two private parties but to have the taxpayer foot this bill is unconscionable. [edit: add] I would suggest writing your Congressmen and the...
- Tue Aug 11, 2009 2:12 am
- Forum: Personal Consumer Issues
- Topic: What dead rock stars did you see before they died?
- Replies: 102
- Views: 12663
- Sun Aug 09, 2009 1:22 pm
- Forum: Personal Investments
- Topic: 401(k) was dropped
- Replies: 11
- Views: 2484
Depending on your family income, you may want to consider the saver's tax credit when choosing the deductible traditional or non deductible Roth.
http://www.investopedia.com/articles/re ... 031704.asp
http://www.investopedia.com/articles/re ... 031704.asp
- Mon Aug 03, 2009 10:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Vanguard dumps small business 401(k)s
- Replies: 89
- Views: 34153
Vanguard must be lazy. Why don't they do small plans? It's not because they cost too much to administer, because they could simply pass the costs of administering plans to the participants or the employer. The only explanation is that they just don't feel like it, i.e. they are lazy. You don't unde...