Search found 2 matches

by Digressador
Wed May 03, 2017 1:32 pm
Forum: Personal Investments
Topic: UC DCP Questions [Univ. of CA Defined Contribution Plan]
Replies: 48
Views: 28191

Re: UC DCP Questions [Univ. of CA Defined Contribution Plan]

stochastic wrote:
Digressador wrote:As a incoming intern, I am glad to have found this thread. Just a follow-up question from a new investor. In addition to the mandatory pre-tax DCP, I plan to contribute to a Roth IRA (likely Vanguard). Is there any benefit in contributing to the post-tax DCP first and then rolling it over to Vanguard?
The advantage is that you can contribute more that way. Contributing to a Roth IRA is simpler with fewer steps so I'd only do the post-tax DCP + rollover if plan to contribute more than $5500.
That makes sense - thanks!
by Digressador
Tue May 02, 2017 7:31 pm
Forum: Personal Investments
Topic: UC DCP Questions [Univ. of CA Defined Contribution Plan]
Replies: 48
Views: 28191

Re: UC DCP Questions [Univ. of CA Defined Contribution Plan]

As a incoming intern, I am glad to have found this thread. Just a follow-up question from a new investor. In addition to the mandatory pre-tax DCP, I plan to contribute to a Roth IRA (likely Vanguard). Is there any benefit in contributing to the post-tax DCP first and then rolling it over to Vanguard?