Search found 751 matches

by Helo80
Wed Nov 21, 2018 4:36 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

Other fees sorta boggle the mind -- it's like "what, we still have printing and postage?" but I doubt Vanguard would lie about it. Ok... I'll spot you that. It's going to be 55 cents to mail a first class letter soon. Bulk rates for pre-sorted lower the amount, but not anything super meaningful unl...
by Helo80
Tue Nov 20, 2018 8:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

My point/question is that this thread is about "V anguard lowering Admiral level to $3,000 ?" So I'm just trying to figure our how this list relates to that, and how it helps identify which Admiral level funds have their ER's lowered. Perhaps I missed that ALL Admiral level funds are having their E...
by Helo80
Tue Nov 20, 2018 8:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

Where exactly are we disagreeing? Do you think Vanguard is secretly overstating their costs and siphoning money off somewhere? Or do you merely think they need to step up their competitive game? The former would be nonsense. The latter is probably the consensus on this board. For now, I think we ne...
by Helo80
Tue Nov 20, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

ResearchMed wrote:
Tue Nov 20, 2018 7:58 pm
So this has nothing specific to do with the lowering of some Admiral share class funds?

Or?

RM

What's your point? I stated mine earlier, and I would refer you to my first post in this thread.
by Helo80
Tue Nov 20, 2018 7:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

ResearchMed wrote:
Tue Nov 20, 2018 7:46 pm
What is this list?

It's a list of every single mutual fund Vanguard offers --- all 130 of them. It does not include the 59 ETFs they offer.
by Helo80
Tue Nov 20, 2018 7:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

Yes. Absolutely. The funds are not responsible for merely their marginal costs. They have to pay for their share of 16,000+ employees and all the IT infrastructure. $500 MM is peanuts. There are 130 funds on this list. https://investor.vanguard.com/mutual-funds/list#/mutual-funds/asset-class/month-...
by Helo80
Tue Nov 20, 2018 6:52 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

Because of their ownership structure, Vanguard can't simply lower their fees on specific funds. They report actual fund costs in arrears as the expense ratio for each fund. Every fund has to pay for itself and for a share of Vanguard overhead. Vanguard has lowered expense ratios over time by loweri...
by Helo80
Mon Nov 19, 2018 6:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 224
Views: 17192

Re: Vanguard lowering Admiral level to $3,000?

Funny timing as just last night I was googling and reading an article about how Vanguard introduced the concept of low-cost index funds, but has recently been getting beaten in the ER war. Basically, my old Fidelity TSM fund closed and move to one of Fidelity's newer, 1.5 bp TSM indexes and so I sta...
by Helo80
Sun Nov 18, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

Got the truck. It ended up being a new 2019 F250 6.2L FX4, OTD $43K. Thank you for all the advice. The smaller Taco, Ridgeline would not have worked. The 1/2 ton 2WD (any brand) would have done it. But... Awesome! I hope that you enjoy it. At the end of the day, Taco's are not that far behind price...
by Helo80
Tue Nov 13, 2018 9:48 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

"Not to split hairs, but if you add the Silverado and Sierra sales together, GMC on the whole outsells the F-150." True...see what do I know about trucks :oops: I would love to have a loaded any of the top 3 but then I would have a tremendous FIRE setback You can get one as a retirement present. Tr...
by Helo80
Tue Nov 13, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

A lot of it comes down to how you feel about Ford’s aluminum beds. You’ve got corrosion resistance and fuel efficiency from aluminum but trade off price and sharp impact performance (see Chevy drop test videos). I've had 2500 lbs of 3/4" crushed stone dropped into my aluminum 2016 F-150 bed from a ...
by Helo80
Tue Nov 13, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

There are many more differences between 1/2 ton trucks and the 3/4 ton trucks -lease don't buy what you do not need. If you go to a 3/4 ton you will have the harsher ride plus : higher to get into, may not fit into garage , higher CG, heavier, larger turning circle , lower mpg, more expensive brake...
by Helo80
Tue Nov 13, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

Good read. What are your feelings on the turbocharged Ford engines vs their standard v8's? 7+ years ago, I would have said go with a V8. At that time, V6's did not hold their value well as that was the entry level engine for the F-150, but if you actually wanted to do hauling and have better pickup...
by Helo80
Tue Nov 13, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7454

Re: Too many choices for my next TRUCK

Ok, so I thought I was done shopping for pick up truck. I narrowed it down to either a 2018 Nissan Titan (SV) or a 2019 Toyota Tundra (SR 5.7L). They were priced in the $30K range. I was going to decide this month and pick one up. Done! But then I saw that the 2018 Ford F150 (2.7/3.5L Ecoboost) and...
by Helo80
Sat Nov 10, 2018 10:05 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Index Fund Admiral Shares Question
Replies: 25
Views: 2947

Re: Vanguard Index Fund Admiral Shares Question

Past returns are not a guarantee of future returns, BUT... 10 year average annual returns as of 10/31/2018: VFIAX = 13.22% VTSAX = 13.40% 5 year average annual returns as of 10/31/2018: VFIAX = 11.30% VTSAX = 10.78% Not a large difference. Both VFIAX and VTSAX are excellent choices. Since inception...
by Helo80
Thu Nov 08, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: FEHB HDHP options for Federal Employees
Replies: 28
Views: 2496

Re: FEHB HDHP options for Federal Employees

Can someone clarify when the HSA would actually be "set up." OPM says medical expenses are only reimbursable after the HSA is set up. The GEHA pass through contribution would not be available until February 15, but I assume if I am contributing to my HSA the account will be set up when I start dedu...
by Helo80
Thu Nov 08, 2018 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: FEHB HDHP options for Federal Employees
Replies: 28
Views: 2496

Re: FEHB Open Season HDHP shopping: Stay with GEHA or switch to MHBP?

Mail Handlers got very creative with the new OPM limits. They’ll kick in $2400 to my HSA, and the annual premium is $3917.68. Total cost to max my HSA: $8517.68 The catch? $4000 deductible vs. $3000 with GEHA. Both plans use Aetna network. Mail Handlers uses PayFlex HSA. Right now I’m leaning towar...
by Helo80
Wed Nov 07, 2018 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Bank and Trustee to Trustee Fee question for FEHB
Replies: 6
Views: 447

Re: HSA Bank and Trustee to Trustee Fee question for FEHB

OP, what attracted you to GEHA? The lower premium? Lower biweekly premium, increased HSA pass-through ($100), and that in general, FEHB beneficiaries on BH gravitate towards GEHA. In the other HSA thread, you can see where several mention that they are happy with GEHA. That being said, MHBP seems a...
by Helo80
Wed Nov 07, 2018 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: TSP(401k?) to IRA to ROTH - questions
Replies: 30
Views: 1241

Re: TSP(401k?) to IRA to ROTH - questions

Hello, I'm new but have been working with a Financial Advisor at First Command and reading articles published by Nerdwallet, PTMoney, and others. I already have 2 ROTH IRAs with First Command - brokered by Franklin Templeton. I hope you can help me. I am 60 and retired earning a pension. My wife is...
by Helo80
Wed Nov 07, 2018 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: FEHB HDHP options for Federal Employees
Replies: 28
Views: 2496

Re: FEHB HDHP options for Federal Employees

In the same boat as several of y'all, and I'm very interested in MHBP due to the use of Payflex over HSA Bank. Nothing against HSA Bank, but I have used Payflex for years and while the interface is a bit "hello 2005" it is wonderful once you get the hang of it, and I can set and forget VFIAX investm...
by Helo80
Wed Nov 07, 2018 4:27 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Bank and Trustee to Trustee Fee question for FEHB
Replies: 6
Views: 447

Re: HSA Bank and Trustee to Trustee Fee question for FEHB

Re: PayFlex- keep in mind that once you leave Aetna (or MHBP- they also use PayFlex) they will charge you fees to keep the account open. I was unaware of that. Thanks for the info! I’m giving serious thought to switching from GEHA to MHBP for the higher premium pass-through as well as set & forget ...
by Helo80
Wed Nov 07, 2018 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Bank and Trustee to Trustee Fee question for FEHB
Replies: 6
Views: 447

Re: HSA Bank and Trustee to Trustee Fee question for FEHB

nps wrote:
Wed Nov 07, 2018 5:27 am
If you have GEHA there are no monthly fees or minimum balance requirements for investment accounts with HSA Bank/TD Ameritrade.

That's good to know --- thanks for the info!
by Helo80
Tue Nov 06, 2018 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 15037

Re: How much money are you leaving your kids after you die?

Irisheyes wrote:
Tue Nov 06, 2018 5:35 pm

Some may not want to say it if only because it feels a bit like tempting fate....
And, a lot of things can happen in a few intervening decades, whatever one's intentions and current financial position.


Fair enough.... I had not considered that.
by Helo80
Tue Nov 06, 2018 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Bank and Trustee to Trustee Fee question for FEHB
Replies: 6
Views: 447

HSA Bank and Trustee to Trustee Fee question for FEHB

Good afternoon. I know that many of y'all with HSA's use HSA Bank, and I would great appreciate your insight and to the point advice. I am trying to make sense of HSA Bank's fee schedule, but I don't know how it applies to my specific situation such that it works with HSA Bank's and IRS rules. BLUF ...
by Helo80
Tue Nov 06, 2018 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 15037

Re: How much money are you leaving your kids after you die?

All of the assertions about "I'm going to die broke" are kind of absurd. If you are a boglehead, your plan should include longevity insurance which means that unless you receive an unexpected terminal diagnosis, you are unlikely to spend it all. It is sad that we can't have a serious conversation w...
by Helo80
Mon Nov 05, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Lemon built in Bluestar fridge
Replies: 5
Views: 1097

Re: Lemon built in Bluestar fridge

Living in MA and yes, there is”lemon law”. How do I exercise it? I am going to contact the appliance store I purchased it from. If the solution is not satisfactory, do I need to get a lawyer involved? I have never thought buying a fridge can be this problematic. I think it's way premature to get a ...
by Helo80
Mon Nov 05, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to buy house out of blue but wants us to come up with offer
Replies: 31
Views: 5353

Re: Neighbor wants to buy house out of blue but wants us to come up with offer

Add me as +1 to not assuming your neighbor is looking to work you over and knows something you don't. The area you live in, may be his dream retirement and forever location. One man's junk is another man's treasure (granted, not calling your property junk).
by Helo80
Wed Oct 31, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Is an MBA worth it these days?
Replies: 53
Views: 6388

Re: Is an MBA worth it these days?

I have networked quite a bit and repeatedly get told I need an MBA or finance degree to really be taken seriously. I am daunted by the cost of an MBA from a recognized school like SMU, UT, Rice, etc...so my major question remains, is an MBA worth it? Is it a commodity these days for people early in...
by Helo80
Tue Oct 30, 2018 7:51 pm
Forum: Investing - Theory, News & General
Topic: GE: We Bring Bad News To Life!
Replies: 35
Views: 4751

Re: GE: We Bring Bad News To Life!

There is no price at which I buy any individual stock for reasons illustrated well by recent events at GE and previously at Kodak and Enron. Why take uncompensated risk at great effort when for nearly zero effort you can capture the market returns? High risk, high rewards If you're going to put eff...
by Helo80
Tue Oct 23, 2018 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: Choosing the right index fund mix
Replies: 9
Views: 1090

Re: Choosing the right index fund mix

Hello all, new poster here long time lurker :D I am requesting some feedback on my index fund portfolio with Vanguard. My portfolio consists of the following index funds Vanguard 500 Index Fund Admiral Shares (VFIAX) Exp. ratio .04 Current Balance $16,045 Vanguard Growth Index Fund Admiral Shares (...
by Helo80
Tue Oct 23, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a brand new Toyota 4Runner TRD
Replies: 14
Views: 1697

Re: Thinking of buying a brand new Toyota 4Runner TRD

TRD Pro for 4Runners are very easy to move and it’s reasonable to expect to pay full MSRP. Pretty common to pay over MSRP, especially for a desirable color. Based upon the '18 and '19 colors, I'd pay over MSRP now for a '17 cement. That being said, I'm not so enamored by the color that I'm willing ...
by Helo80
Tue Oct 23, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 727
Views: 107879

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I first noticed the problem in Phoenix last March and took it to Arrowhead Honda. They had never heard of it then but should know about it now because of my case. It's incredible to me that these braindead dealers are still acting like they don't know about this! You would think that most sales dep...
by Helo80
Wed Oct 17, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a brand new Toyota 4Runner TRD
Replies: 14
Views: 1697

Re: Thinking of buying a brand new Toyota 4Runner TRD

I was at the local Toyota dealer just yesterday. They had a beautiful blue TRD Pro Tacoma. On the sticker there was a $5,000 "market adjustment" on top of MSRP. Sales guy's comment is that the TRD Pro sell so fast, they won't consider budging from their price. Not sure if they would never budge...b...
by Helo80
Mon Oct 15, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: How do you buy a mattress ?
Replies: 31
Views: 2475

Re: How do you buy a mattress ?

Mattress buying is one of those fields where it's by design, a near black-box purchase. Common themes: 1. Difficult to shop around and compare brands --- extremely famous for slight model changes making "price matching" and price comparison extremely difficult 2. High overall markups... much like qu...
by Helo80
Tue Sep 18, 2018 7:56 pm
Forum: Investing - Theory, News & General
Topic: Is there such thing as saving TOO much?
Replies: 78
Views: 7172

Re: Is there such thing as saving TOO much?

Yes, I think saving too much can be unhealthy. You have people that compulsively overeat and overspend... but the flipside of that is that people do undereat (and that can have serious health consequences) and people whom also seemingly have a difficult time parting with money (which this thread tou...
by Helo80
Fri Aug 31, 2018 9:29 pm
Forum: Investing - Help with Personal Investments
Topic: I want to pry my friend away from Edward Jones
Replies: 71
Views: 7914

Re: I want to pry my friend away from Edward Jones

Anybody have a recommendation? It'd be great if I could give her a book and say, "Read this, especially Chapter __." Or should I just give her the Bogleheads Guide to Investing? What do y'all think? I think all regulars here have an inherent interest to evangelize the BH message --- but, much like ...
by Helo80
Fri Aug 31, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: Lexus vs. Mercedes
Replies: 86
Views: 6680

Re: Lexus vs. Mercedes

How about reliability for a 2016/2017 E class Mercedes? There is nothing that I hate more than a car that breaks down (which is why I've only bought Toyota branded Vehicles since 2002, except for the '15 odyssey). Reliability is why I'm not even going to look at a BMW. Audi could be an option, but ...
by Helo80
Thu Aug 30, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: Most commonly misused/misunderstood investing terms and concepts (on BH forum)
Replies: 220
Views: 11839

Re: Most commonly misused/misunderstood investing terms and concepts (on BH forum)

For lack of a better term... Expense Ratio (ER) Hypersensitivity (or Hyperaccuity or hyperawareness) I have seen several threads (and comments in threads) about Vanguard's Investor vs. Admiral classes... and sometimes people "saving up" for Admiral and/or playing ER games to keep ER as low as possib...
by Helo80
Sun Aug 26, 2018 10:01 am
Forum: Investing - Theory, News & General
Topic: The first million is the hardest?
Replies: 46
Views: 9327

Re: The first million is the hardest?

I just recently passed my first 100K in liquid assets. Does it start getting faster at some point due to compounding returns? When will I start to really notice this thing rolling? Sure... if you have $10 million in an S&P500 index fund, and the fund returns 10% for the year.... there you go. I wou...
by Helo80
Sun Aug 26, 2018 9:55 am
Forum: Investing - Theory, News & General
Topic: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings
Replies: 26
Views: 2568

Re: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings

Disagree, many fee only advisors operate on a discretionary basis. The problem was this advisor did not have discretionary authority yet acted with discretion in a commission based account. He marked the trades as unsolicited. I am sure for JP Morgan's internal general counsel, every single phone c...
by Helo80
Sun Aug 26, 2018 9:52 am
Forum: Investing - Theory, News & General
Topic: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings
Replies: 26
Views: 2568

Re: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings

The "undisclosed settlement fee" is likely built into JP Morgan's cost of doing business budget. Invariably, these advisers and their management branch go home and sleep soundly every night. It kind of makes you want to tell your local Edward Jones and Northwestern Mutual advisers that they can go.....
by Helo80
Sat Aug 25, 2018 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's Certified Advisors: New? Young? Okay? Please Help!
Replies: 52
Views: 3251

Re: Vanguard's Certified Advisors: New? Young? Okay? Please Help!

It is also important that their compensation is not based on their fund recommendations thereby eliminating conflict-of-interest which is rampant in the industry. Taylor -- I did not read your comment, but thank you for pointing this out and confirming it. There are many shenanigans that can go on ...
by Helo80
Sat Aug 25, 2018 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's Certified Advisors: New? Young? Okay? Please Help!
Replies: 52
Views: 3251

Re: Vanguard's Certified Advisors: New? Young? Okay? Please Help!

Does it matter that most of Vanguard's Certified Financial Planners have only been around since 2013 (five years) and are mostly late 20s to early-mid thirties? The advisory I met with today to talk about PAS is much younger than me---should I care? Depending on Vanguard's financial planners pay sc...
by Helo80
Sat Aug 25, 2018 8:41 am
Forum: Investing - Help with Personal Investments
Topic: Game Changing Inheritance of Stocks! Now what?
Replies: 75
Views: 7156

Re: Game Changing Inheritance of Stocks! Now what?

We have received advice from family to ranging from pay off the mortgage and have also received advice to not touch the Berkshire stock. Just found this gem.... yeah, those people telling you not to touch the Berk are wrong. If they are saying it because they think you're going to sell, and then bu...
by Helo80
Sat Aug 25, 2018 8:25 am
Forum: Investing - Help with Personal Investments
Topic: Game Changing Inheritance of Stocks! Now what?
Replies: 75
Views: 7156

Re: Game Changing Inheritance of Stocks! Now what?

What I would do is: A) Sell the Berk B) Pay off the home mortgage (giant, reoccurring relief off of your shoulder) -- You can play games with "well, my interest is 3.75%, but the stock market is going up at 10% so I can..." stop --- you're not wall street C) Determine your Equities/Bond ratio and bu...
by Helo80
Fri Aug 24, 2018 9:14 pm
Forum: Investing - Help with Personal Investments
Topic: Boglehead Contest: S&P 500 Reaches New High Today
Replies: 6
Views: 1312

Re: Boglehead Contest: S&P 500 Reaches New High Today

What's crazy is that that number seems high, today... but in like thirty years, most of us will be like "dag gummit... should have bought more S&P 500 index on August 24, 2018 when it was *only* at 2874...... sigh ....." Unfortunately, 401k contribution, as well as, a regular reoccurring investment ...
by Helo80
Tue Aug 21, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Military career/college options (engineering - nukes?)
Replies: 45
Views: 2740

Re: Military career/college options (engineering - nukes?)

There is obviously a wealth of knowledge on this board, and I would advise your kid to understand the path and ask as many questions as he can prior to going down the route. I have nothing to contribute to this thread other than what has already been mentioned, and that I think Navy Nukes is the onl...
by Helo80
Mon Aug 20, 2018 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: How do you pay for purchase of a vehicle in retirement?
Replies: 38
Views: 4078

Re: How do you pay for purchase of a vehicle in retirement?

I guess I have come to the opposite conclusion. In my opinion, while useful, the most recent safety improvements are somewhat marginal - and in retirement our miles driven is much lower. ...and your reflexes are slower, vision is worse, and mistakes happen. Part of the improved collision technology...
by Helo80
Sun Aug 19, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 66
Views: 6401

Re: Sellers beware on eBay.

I was in a similar situation as you OP... had an old study book for sale on Amazon that was competitively priced at like $1.50. It was sold, and then when I saw how much I would have received for the "sale", I realized I would be in the red on the transaction and paying the person to take the item. ...
by Helo80
Sun Aug 19, 2018 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: More than $55,000 in 401k contributions this year ?
Replies: 27
Views: 3259

Re: More than $55,000 in 401k contributions this year ?

Ie. can I contribute $75k altogether this year ? No, under no circumstances can you contribute 75k. Match + pre-tax + post tax ≤55,000 that's it it can be from 1 or 100 employers. Do you have a reference for this ? It is to contradictory to information I have found : https://www.irs.gov/retirement-...