Search found 450 matches

by cas
Thu Jan 17, 2019 2:22 pm
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Seems like the easiest option [60 day rollover by writing HSA account check directly to Fidelity] by far but didn't see it mentioned in this thread, so I was just wondering if I am missing anything obvious making it a bad choice. I'm wondering, too, so if someone has any insight, hopefully they'll ...
by cas
Thu Jan 17, 2019 12:43 pm
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

My custodian – LMCU – charges $35 fee for transfers, but zero for distributions/rollover option. I also have checkbook that came with this HSA account. Wouldn’t it be easiest to just write myself a check for the full account balance, deposit it into Fidelity HSA with a deposit form indicating 60 da...
by cas
Thu Jan 17, 2019 11:46 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Here is SaveDaily's greeting for me when I attempt to log in and check the status of my account this morning: An error occurred on the server when processing the URL. Please contact the system administrator. This coincides with the BenefitWallet side of my account newly showing my investment balanc...
by cas
Thu Jan 17, 2019 8:57 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Has anyone else gotten any hints that Fidelity HSA may no longer be willing to do trustee-to-trustee transfers of HSA accounts from other HSA vendors? (But, presumably, is still willing to accept 60-day-rollovers?) I got an "interesting" report over on my BenefitWallet-specific thread last night, wh...
by cas
Thu Jan 17, 2019 8:55 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

I am also in process of transferring my HSA from BenefitWallet to Fidelity. After going through similar issues as OP I finally got my investments proceeds transferred to deposit account. I have started in parallel the 60-day-rollover process on Fidelity side and here is the note I now see in my Fid...
by cas
Wed Jan 16, 2019 1:07 pm
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Heads up for anyone who has recently liquidated their investments at BenefitWallet, has them sitting in the BenefitWallet deposit account, and is now thinking of attempting an electronic transfer of those funds to their (linked) bank account so that they can do a 60-day-rollover: apparently BenefitW...
by cas
Wed Jan 16, 2019 7:00 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Here is SaveDaily's greeting for me when I attempt to log in and check the status of my account this morning: An error occurred on the server when processing the URL. Please contact the system administrator. This coincides with the BenefitWallet side of my account newly showing my investment balance...
by cas
Tue Jan 15, 2019 8:08 pm
Forum: Investing - Help with Personal Investments
Topic: IRMAA/Beginning SS
Replies: 18
Views: 1268

Re: IRMAA/Beginning SS

Thanks for the thoughts. I guess I am fretting over the idea we are paying close to $12,000 a year for insurance we have already paid "premiums" on for over 50 years. I doubt this will ease your fretting much, but all those years of Medicare payroll taxes went towards funding Medicare Part A only. ...
by cas
Tue Jan 15, 2019 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: Will the sale of funds in a taxable account effect MAGI
Replies: 3
Views: 297

Re: Will the sale of funds in a taxable account effect MAGI

Hi, I am trying to plan for 2019 taxes, so I don't go over the ACA cliff. I have a taxable life cycle fund with Vanguard. If I take a cash distribution from this fund, will the total amount be added to my income and increase my MAGI? Thanks for the help. In a taxable account you'll sell shares of t...
by cas
Tue Jan 15, 2019 11:20 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

UPDATE: I sold all my shares on Friday morning. The transaction took place yesterday(Monday). Today my investment balance is $0.00 but my cash balance did not change. I can no longer see any transactions record on the investment side (I only had 1 fund). Yes, my experience is that the redemption do...
by cas
Tue Jan 15, 2019 10:50 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Sorry for the dumb question, but I want to make sure I'm doing things absolutely correctly with a 60 day rollover. Is your Day 5 step really as simple as using their website: HSA > Request Reimbursement ? Since I'm not technically 'reimbursing' anything, the wording of reimbursement vs disbursement...
by cas
Tue Jan 15, 2019 9:05 am
Forum: Investing - Help with Personal Investments
Topic: Need Help - Taxable account a mess!
Replies: 31
Views: 3162

Re: Need Help - Taxable account a mess!

As long as she has over 6k in regular income she can contribute the 6k to the Roth ? IRS Publication 590-A discussed what counts as "earned income" that makes one eligible to contribute to an IRA. ( https://www.irs.gov/pub/irs-pdf/p590a.pdf p. 6 "What is Compensation" ) Includes ... wages, salaries...
by cas
Tue Jan 15, 2019 7:05 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

HealthEquity's meeting: "Let's require that the customer have their arm twisted by one of our salesmen before they can leave!" cas, I think you are spot on! That is exactly what I experienced with emails, phone calls, delays, etc! :twisted: [ . . .] Good luck everyone on your transfers! I think I h...
by cas
Mon Jan 14, 2019 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: Tips for closing out BenefitWallet HSA via direct rollover to new HSA
Replies: 7
Views: 1337

Re: Tips for closing out BenefitWallet HSA via direct rollover to new HSA

Step 0 - make sure that you have your HSA checkbook. You might have gotten one when your account was opened. You'll need to write a check to the new HSA to rollover your money. Do you remember why you used a check rather than requested an ACH withdrawal into your linked checking account (then wrote...
by cas
Mon Jan 14, 2019 12:06 pm
Forum: Investing - Help with Personal Investments
Topic: Tips for closing out BenefitWallet HSA via direct rollover to new HSA
Replies: 7
Views: 1337

Re: Tips for closing out BenefitWallet HSA via direct rollover to new HSA

Step 0 - make sure that you have your HSA checkbook. You might have gotten one when your account was opened. You'll need to write a check to the new HSA to rollover your money. Hoppy - Do you remember why you used a check rather than requested an ACH withdrawal into your linked checking account (th...
by cas
Mon Jan 14, 2019 11:35 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Also ... this seems rather anticlimactic now that it looks like the liquidation may be the least of my hassles ... but, for the record: I was able to put through the 2 remaining "Redeem 100%" transactions this morning on SaveDaily. So that supports my hypothesis that the problem on Friday (when it w...
by cas
Mon Jan 14, 2019 11:13 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Update, over on the other thread, from PrettyCoolWorkshop on their experience with a BenefitWallet -> Fidelity HSA trustee-to-trustee transfer. ( https://www.bogleheads.org/forum/viewtopic.php?p=4319329#p4319293 ) Sure. The employer HSA was through BenefitWallet. Do you remember if you tried to init...
by cas
Mon Jan 14, 2019 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1831

Re: Experience with HSA to HSA trustee transfer?

PrettyCoolWorkshop - Thank you! I am sure your effort in writing all that will help more than just me. Not many people have been commenting on my thread about my ongoing attempts to liquidate my investments at BenefitWallet, but I've been getting lots of views. Also ... in a misery loves company vei...
by cas
Mon Jan 14, 2019 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1831

Re: Experience with HSA to HSA trustee transfer?

Sure. The employer HSA was through BenefitWallet. Do you remember if you tried to initiate the trustee-to-trustee transfer from the BenefitWallet end or the Fidelity end? I'm a little confused because you said you had to send BenefitWallet a paper form, but the only transfer-related form they have ...
by cas
Mon Jan 14, 2019 9:39 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments at SaveDaily (investment side of HSA)?

Uh oh. A scary story has emerged on boglehead's that getting the funds from SaveDaily to the BenefitWallet depost account may be only the start of the pain: From PrettyCoolWorkshop here: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=269313&p=4319128#p4319037 I did a transfer from an employer ...
by cas
Mon Jan 14, 2019 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1831

Re: Experience with HSA to HSA trustee transfer?

I did a transfer from an employer HSA to a Fidelity HSA about a year ago. It required sending in a paper form by mail, and waiting 8 weeks for the estimated time for the normal process to complete. After 10 weeks, nothing had changed, and I had to call them repeatedly, eventually getting all 3 part...
by cas
Mon Jan 14, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1831

Re: Experience with HSA to HSA trustee transfer?

I did a transfer from an employer HSA to a Fidelity HSA about a year ago. It required sending in a paper form by mail, and waiting 8 weeks for the estimated time for the normal process to complete. After 10 weeks, nothing had changed, and I had to call them repeatedly, eventually getting all 3 part...
by cas
Mon Jan 14, 2019 8:14 am
Forum: Investing - Help with Personal Investments
Topic: How to invest HSA in NJ
Replies: 5
Views: 310

Re: How to invest HSA in NJ

Why such a big push to limit taxes for non medical expenses? OP is talking about arranging the portfolio to accommodate state-specific HSA taxation gotchas. For example: California and New Jersey do not offer tax-free contributions at the state level. Additionally, these states regard HSAs as regul...
by cas
Mon Jan 14, 2019 7:11 am
Forum: Personal Finance (Not Investing)
Topic: HSA Issue - Does this count as one or two rollover contributions from IRS perspective?
Replies: 3
Views: 286

Re: HSA Issue - Does this count as one or two rollover contributions from IRS perspective?

Here is another thread that is somewhat relevant. The scenario is different (multiple withdrawals from the *same* HSA, one contribution to receiving HSA). But, part way into the discussion, the relevant US Code sections and IRS Publications are listed, if you would prefer to get the information dire...
by cas
Sun Jan 13, 2019 9:53 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments at SaveDaily (investment side of HSA)?

I've learned to be mellow about odd things I see on financial websites on the weekend. There's a 99.9% chance it will all sort itself out by the time the day starts on Monday morning. (And, in the case of SaveDaily, I've learned the "the day starts" seems to mean "the time the day starts for an empl...
by cas
Sun Jan 13, 2019 7:42 am
Forum: Investing - Help with Personal Investments
Topic: New member - close to retirement, and looking to simplify
Replies: 9
Views: 872

Re: New member - close to retirement, and looking to simplify

Tax Filing Status: Married filing jointly Tax Rate: 19.1% Federal (effective rate), 3.07% State Age: me: 67, wife: 74 1. I plan on retiring at 70 or 71. [ . . .] 2. I think I am heavy on the stock side at present and am planning on ramping down over a 1-2 year period. [ . . .] If your effective tax...
by cas
Sat Jan 12, 2019 12:40 pm
Forum: Investing - Help with Personal Investments
Topic: IRS trouble due to "U.S. Savings Bond Interest Previously Reported"?
Replies: 5
Views: 485

Re: IRS trouble due to "U.S. Savings Bond Interest Previously Reported"?

Has anyone ever had a problem with the IRS due to subtracting inherited savings bond interest that was included on the decedent's final tax return? It seems like making a large amount of interest reported on a 1099-INT go away with a single line of generic text and no documentation might raise a re...
by cas
Sat Jan 12, 2019 11:53 am
Forum: Personal Finance (Not Investing)
Topic: How Long Should I Keep Financial Records of Deceased Relatives
Replies: 20
Views: 1419

Re: How Long Should I Keep Financial Records of Deceased Relatives

I found the final tax return my father had done for my grandmother in a box in the barn. I happened to notice that the accountant my father had hired to do the return had reported all the accrued interest (five figures worth) on my grandmother's EE savings bonds (which my father then inherited) on t...
by cas
Sat Jan 12, 2019 8:26 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th
Replies: 860
Views: 65011

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

To summarize, I initiated the transfer request on 11/20: 1. Health equity refused first attempt indicated that my money was still invested (Not true sold on 11/20). 2. Health equity refused the transfer request to Fidelity indicating that they would only talk to me. 3. Health equity charged me 2 mo...
by cas
Fri Jan 11, 2019 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1831

Re: Experience with HSA to HSA trustee transfer?

Warning for those who are contemplating HSA to HSA 60-day-rollovers: Somewhere in the very long current Fidelity HSA thread*, there is an episode where, as I recall, someone got all enthused about saving the $25 fee by doing a rollover rather than a trustee-to-trustee transfer. But they hit a snag w...
by cas
Fri Jan 11, 2019 1:26 pm
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments at SaveDaily (investment side of HSA)?

Well, some progress: Received: Redeem all shares from VANGUARD TOTAL STOCK MARKET INSTL to HSA Deposit Account Hooray! (provisionally. The possibility of a status change to "Fail" still lurks out there.) So ... lesson for readers who are preparing for their own fund liquidations from SaveDaily: My c...
by cas
Fri Jan 11, 2019 11:04 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments at SaveDaily (investment side of HSA)?

So, with JimB's encouraging example, I logged into BenefitWallet, hit the "Manage Investments" button and... "Service Unavailable, Please Try Again Later." Tried again later, and got in. The balances were even updated with the closing NAV for 1/10! (Usually it seems like someone has to show up for w...
by cas
Thu Jan 10, 2019 7:51 pm
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments at SaveDaily (investment side of HSA)?

Hoppy - Thank you for your reply! It makes it a bit less frustrating when there is someone else out there who has been frustrated by the same thing. You probably saw it, but over on your thread, I think beebog may have solved the mystery. For other people who may want to know, here's an excerpt from...
by cas
Thu Jan 10, 2019 10:24 am
Forum: Investing - Help with Personal Investments
Topic: Tips for closing out BenefitWallet HSA via direct rollover to new HSA
Replies: 7
Views: 1337

Re: Tips for closing out BenefitWallet HSA via direct rollover to new HSA

When I went to move everything back to the HSA side, I called SaveDaily first and the person on the phone told me to wait because the maintenance fee was in progress for the month and because of that the interface would limit me to only be able transfer 90%. I waited until the day after I saw the $...
by cas
Thu Jan 10, 2019 6:37 am
Forum: Investing - Help with Personal Investments
Topic: Tips for closing out BenefitWallet HSA via direct rollover to new HSA
Replies: 7
Views: 1337

Re: Tips for closing out BenefitWallet HSA via direct rollover to new HSA

It was harder than you might expect to simply transfer the funds from the BW investment platform to the savings account. I often got confusing error messages telling me that I am only allowed to transfer a certain amount, but when I try to transfer that amount, it tells me I am not allowed to do th...
by cas
Wed Jan 09, 2019 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: Need Help - Taxable account a mess!
Replies: 31
Views: 3162

Re: Need Help - Taxable account a mess!

***If you are wondering about the disconnect between the positive "cumulative investment return" and the relatively large unrealized capital losses, it is probably because those actively manged funds have been kicking off large amounts of something called "capital gains distributions" for the past ...
by cas
Wed Jan 09, 2019 1:09 pm
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 30
Views: 1685

BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Update 1/14/2019: Uh oh. There is now a report that getting funds from SaveDaily to the BenefitWallet deposit account may be only the start of the pain. here's a link to where that part of the discussion starts in this thread: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=269173&p=4319183#p4...
by cas
Wed Jan 09, 2019 10:19 am
Forum: Investing - Help with Personal Investments
Topic: Need Help - Taxable account a mess!
Replies: 31
Views: 3162

Re: Need Help - Taxable account a mess!

I've added a snapshot of the breakdown to the spreadsheet link that shows unrealized details as well https://docs.google.com/spreadsheets/d/1iUqO0JsT4ZXiyG98VQp8FDFclu_GsCgtt_ZrI3qwCOU/edit?usp=sharing Ah ... that spreadsheet adds a key bit of information! She has both short-term (-$440.46) and lon...
by cas
Tue Jan 08, 2019 7:03 am
Forum: Investing - Help with Personal Investments
Topic: Need Help - Taxable account a mess!
Replies: 31
Views: 3162

Re: Need Help - Taxable account a mess!

Here's a bump for your post. (Edit: Note to other readers on the forum. OP needs some help with how capital gains will interact with tax credits available to a working-age mother with relatively low taxable income. She also needs some advice on the in-and-outs of Merrill Edge.) At a very high level,...
by cas
Mon Jan 07, 2019 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to estimate health insurance costs in case of job loss?
Replies: 22
Views: 1142

Re: Best way to estimate health insurance costs in case of job loss?

However, I don't know a good way to estimate the cost of buying my own plan without going through the full blown (super time consuming and privacy-invasive) insurance marketplace experience. Last time I went through that (between jobs) I got spam emails and reminders from various insurers and healt...
by cas
Sun Jan 06, 2019 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: 64 and inherited IRA
Replies: 8
Views: 612

Re: 64 and inherited IRA

They will each have 75k of taxable income to report and worse yet, this taxable income will make your mother's SS benefits taxable as well (on 85% of the gross SS benefit). And, worse yet, the $75k + taxable SS will likely push your mother past the first IRMAA*** threshold, which will increase her ...
by cas
Sat Jan 05, 2019 8:09 am
Forum: Investing - Help with Personal Investments
Topic: Stock Basis, taxes, company buyout for cash and shares
Replies: 3
Views: 225

Re: Stock Basis, taxes, company buyout for cash and shares

It depends how the involved companies structure the deal, with additional complications if either of the companies is based overseas. The involved companies will (eventually, probably several months after the deal goes through, but before Tax Day of whatever tax year will be applicable to the deal) ...
by cas
Sat Jan 05, 2019 7:51 am
Forum: Investing - Help with Personal Investments
Topic: Roth Conversions Question
Replies: 29
Views: 1765

Re: Roth Conversions Question

Makes sense to me, but if you could pay taxes from conversions with taxable accounts (and not from the retirement funds that are part and parcel of the conversion) I think you'll be way bettter off. There was a thread a while ago that referenced a white paper on this. Vanguard recently published a ...
by cas
Fri Jan 04, 2019 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: HRBlock Appears to be Calculating Tax Wrong 1/4/2019
Replies: 25
Views: 2153

Re: HRBlock Appears to be Calculating Tax Wrong 1/4/2019

This is a very simple calculation which onlyinvolves only multiplying the amount on line 10 of the form 1040 (which is correct) by the tax percent (.24 in this case) and then deducing a specific number. The tax calculation is nowhere near as simple as multiplying an income by 0.24 . Some income is ...
by cas
Fri Jan 04, 2019 12:33 pm
Forum: Investing - Theory, News & General
Topic: Heads up: one week delay at Vanguard to do backdoor Roth using EBT/check if you've switched to brokerage accounts
Replies: 11
Views: 1022

Re: Heads up: one week delay at Vanguard to do backdoor Roth using EBT/check if you've switched to brokerage accounts

In amongst the 10,000 posts in the last week on Roth conversions/backdoor Roths, there was another post where another couple of people were having this same issue. I think. I can't find it again among the 10,000 other posts with similar words in their titles. In any case, those people found that the...
by cas
Fri Jan 04, 2019 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Income increase and Roth IRA eligibility?
Replies: 19
Views: 1326

Re: Income increase and Roth IRA eligibility?

-$38,000 (max 401k x2) -$,3,500 (max HSA) -$500 (FSA contribution) -$24,400 (standard deduction for married filing jointly) --------------- -$66,400 Providing you have a standard arrangement, your and your wife's employee contributions to health insurance premiums, dental insurance premiums, and vi...
by cas
Fri Jan 04, 2019 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Income increase and Roth IRA eligibility?
Replies: 19
Views: 1326

Re: Income increase and Roth IRA eligibility?

Are you sure you are eligible to contribute to the HSA if she contributes to the FSA? We are both covered by separate health plans through our respective employers. I don't know of any problem, unless I am missing something? The problem is that, if it is a normal general-purpose FSA, the funds in i...
by cas
Thu Jan 03, 2019 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: EE Savings Bonds Help
Replies: 11
Views: 812

Re: EE Savings Bonds Help

I looked it up, and it is IRS Publication 550 that has extensive information on reporting interest on EE savings bonds. https://www.irs.gov/pub/irs-pdf/p550.pdf Glancing through it, I think you will want to read these sections. (Warning: I am not a CPA, so I'm not going to give tax advice. But it ha...
by cas
Thu Jan 03, 2019 10:17 am
Forum: Investing - Help with Personal Investments
Topic: EE Savings Bonds Help
Replies: 11
Views: 812

Re: EE Savings Bonds Help

Dodecahedron just beat me by seconds with the exact same quote I had just lifted from an IRS page. :D Beyond that ... you probably already know this ... but when you get the 1099-INT from the bank, it will list *all* the interest ever earned on the EE bond, even the interest that already was reporte...