Search found 546 matches

by ImUrHuckleberry
Wed Mar 03, 2021 2:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22172
Views: 2950144

Re: U.S. stocks in free fall

Marseille07 wrote: Wed Mar 03, 2021 2:27 pm
lostdog wrote: Wed Mar 03, 2021 2:24 pm As rates get higher, are we seeing the end of tech growth stocks mania?
An opportunity to load up more. It doesn't even make sense that equities are sold as yields rise, let alone beating down tech stocks.
We need a new pandemic to drive the market up!
by ImUrHuckleberry
Wed Mar 03, 2021 2:28 pm
Forum: Investing - Theory, News & General
Topic: How crazy is it to hold 100% equities until retirement? (ERN)
Replies: 342
Views: 13628

Re: How crazy is it to hold 100% equities until retirement? (ERN)

Investors who are convinced that there is a significant probability that they may at any time need to rely on withdrawals from their portfolio due to an extended period of unemployment or something similar should very likely not be 100/0. And everybody very near retirement fits in this bucket. So y...
by ImUrHuckleberry
Wed Mar 03, 2021 12:36 pm
Forum: Investing - Theory, News & General
Topic: How crazy is it to hold 100% equities until retirement? (ERN)
Replies: 342
Views: 13628

Re: How crazy is it to hold 100% equities until retirement? (ERN)

No idea why we are talking about 100/0 at twenty years old versus other AA when the questions is "how crazy is it yo hold 100% equities until retirement . How much difference is there between somebody who was 100/0 until 5 years before retirement versus 100/0 all the way until retirement? Maybe...
by ImUrHuckleberry
Wed Mar 03, 2021 10:20 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22172
Views: 2950144

Re: U.S. stocks in free fall

Euro stocks seem so connected to the US market whims. They were mostly all up strong earlier today while the US futures were strongly green. As soon as US futures dropped and then US market opened and dropped, EU stocks all tanked along with it. It seems to me the APAC stocks are much more independe...
by ImUrHuckleberry
Tue Mar 02, 2021 10:46 pm
Forum: Investing - Theory, News & General
Topic: How crazy is it to hold 100% equities until retirement? (ERN)
Replies: 342
Views: 13628

Re: How crazy is it to hold 100% equities until retirement? (ERN)

The point is that the assumption that an accumulator who has had 100/0, potentially for many years before the hypothesized stock crash, has the same portfolio balance at the beginning of the crash as the investor who has been 60/40 the whole time is fatally flawed. But the question doesn't assume s...
by ImUrHuckleberry
Mon Feb 15, 2021 9:56 pm
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 136
Views: 12414

Re: ex-US Stocks Continue to Soar!

lostdog wrote: Mon Feb 15, 2021 8:52 pm
lostdog wrote: Mon Feb 15, 2021 8:10 pm Japan is soaring again...
All of Asia-Pacific soaring again...
Much of W. Europe had a nice day too!
by ImUrHuckleberry
Mon Feb 08, 2021 10:05 pm
Forum: Investing - Theory, News & General
Topic: Why use anything but treasuries?
Replies: 44
Views: 5705

Re: Why use anything but treasuries?

For the longest time we could only afford to save in our 401K plans, and treasuries were not available in our plans except in whatever proportion they are included in total bond. I expect a lot of people are in the same boat.
by ImUrHuckleberry
Thu Feb 04, 2021 4:44 pm
Forum: Investing - Theory, News & General
Topic: Super Savers & Asset Allocation
Replies: 73
Views: 6464

Re: Super Savers & Asset Allocation

We're currently saving close to 3x projected annual expenses and have been for a couple of years. We didn't change our AA until two things happened: 1) A temporary change last Feb due to concerns with what was going in China 2) An inheritance, which brought us much closer to hitting our required ret...
by ImUrHuckleberry
Sun Jan 31, 2021 7:26 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 481
Views: 40931

Re: What is your age and asset allocation ?

Both in our early fifties. 60:30:10 with the following breakdowns: 40% domestic equity (a few different index funds due to different choices across accounts) 20% international equity (the fido zero fund) 20% US bonds (a few different index funds due to different choices across accounts) 10% inflati...
by ImUrHuckleberry
Sun Jan 31, 2021 7:21 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 481
Views: 40931

Re: What is your age and asset allocation ?

Both in our early fifties. 60:30:10 with the following breakdowns: 40% domestic equity (a few different index funds due to different choices across accounts) 20% international equity (the fido zero fund) 20% US bonds (a few different index funds due to different choices across accounts) 10% inflati...
by ImUrHuckleberry
Wed Jan 27, 2021 2:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

Ouch. I think the market is just threatening Jerome that he better behave when he speaks today. Should be up by end of the day. Now if he chooses to not behave... Or lots of shorts and hedge funds having to sell to cover positions where they are getting slaughtered. Wouldn't that cause the markets ...
by ImUrHuckleberry
Wed Jan 27, 2021 2:49 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22172
Views: 2950144

Re: U.S. stocks in free fall

What's all the noise about? We haven't even tripped a breaker yet...
by ImUrHuckleberry
Wed Jan 27, 2021 12:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

Ouch. I think the market is just threatening Jerome that he better behave when he speaks today. Should be up by end of the day. Now if he chooses to not behave... Or lots of shorts and hedge funds having to sell to cover positions where they are getting slaughtered. Wouldn't that cause the markets ...
by ImUrHuckleberry
Thu Jan 21, 2021 8:41 am
Forum: Investing - Theory, News & General
Topic: Is anyone else pretty lax with their AA?
Replies: 53
Views: 4265

Re: Is anyone else pretty lax with their AA?

I rebalance 2x per year and also direct new contributions in a manner that keeps us from drifting too far off our targets. I would probably just stick with 2x per year even if we didn't have new contributions regularly.
by ImUrHuckleberry
Sat Jan 16, 2021 10:25 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

I just spent the last hour de-risking my portfolio. 65% stocks, 35% gold & bonds. Who is to say the next market meltdown won't be 60%+ instead of 50% as in the GFC, and it may not bounce back so quickly. Investors who are 100% stocks will be looking very foolish this year. So even YOU didn't be...
by ImUrHuckleberry
Fri Jan 15, 2021 4:55 pm
Forum: Investing - Theory, News & General
Topic: On what are you most bullish?
Replies: 197
Views: 10716

Re: On what are you most bullish?

geerhardusvos wrote: Fri Jan 15, 2021 4:48 pm Government spending
You must be a momentum investor.
by ImUrHuckleberry
Fri Jan 15, 2021 4:11 pm
Forum: Investing - Theory, News & General
Topic: On what are you most bullish?
Replies: 197
Views: 10716

Re: On what are you most bullish?

I'm bullish on international equity but not doing anything other than maintaining my current allocation of 20% of total investments (34% of equity investments) in total international funds.
by ImUrHuckleberry
Mon Jan 04, 2021 9:50 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

A little bit of a disconnect between US futures at the bell and the actual openings today. More than I've normally noticed.
by ImUrHuckleberry
Mon Jan 04, 2021 9:39 am
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 136
Views: 12414

Re: ex-US Stocks Continue to Soar!

theorist wrote: Mon Jan 04, 2021 8:20 am FTSE 100 is certainly soaring today! Maybe someone’s happy that Brexit is proceeding with a deal, now that the fishing rights fracas has been smoothed over...
It had a big day last week too, or maybe it was two weeks ago now. Similar one day gains before giving up a little the next day.
by ImUrHuckleberry
Sun Jan 03, 2021 11:49 am
Forum: Personal Finance (Not Investing)
Topic: How do you feel about your extra paycheck in 2020?
Replies: 103
Views: 7440

Re: How do you feel about your extra paycheck in 2020?

One nice thing about this extra paycheck is that I realized I don't need to be so careful with my 401k withholdings. Since for whatever reason, I can only adjust 401k withholdings in full percent amounts, I usually have to juggle the withholding a couple of times per year and usually tend to slightl...
by ImUrHuckleberry
Fri Jan 01, 2021 5:13 pm
Forum: Investing - Theory, News & General
Topic: Do you lump sum full amount into IRA at beginning of the year?
Replies: 49
Views: 2858

Re: Do you lump sum full amount into IRA at beginning of the year?

2 $7k Roth (well IRA for backdoor) contributions and 2 $10k I-Bond contributions this morning. I know that I could have done the I-Bonds closer to the end of the month but the money wasn't earning anything anyway.
by ImUrHuckleberry
Thu Dec 31, 2020 3:31 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

I have a prediction that the market will be at an all time high by 12/31/2020. This thread will be revisited on that date to show the genius that I am. If the market closes lower tomorrow than it did today, then it wasn’t at an ATH on 12/31/20. Well, in my world he nailed it. My equities are 100% U...
by ImUrHuckleberry
Thu Dec 31, 2020 3:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

as9 wrote: Thu Dec 31, 2020 2:35 pm Did I miss some news at 2pm?
The STONKING will continue until moral improves.
by ImUrHuckleberry
Thu Dec 31, 2020 3:11 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

I have a prediction that the market will be at an all time high by 12/31/2020. This thread will be revisited on that date to show the genius that I am. If the market closes lower tomorrow than it did today, then it wasn’t at an ATH on 12/31/20. Well, in my world he nailed it. My equities are 100% U...
by ImUrHuckleberry
Thu Dec 31, 2020 2:57 pm
Forum: Investing - Theory, News & General
Topic: How much cash do you hold in your investment account?
Replies: 53
Views: 4550

Re: How much cash do you hold in your investment account?

We have 2 years expenses in MM right now but only because we are moving our EF to I-Bonds and we are in the period where we cannot access the funds. Once those funds are accessible (only in the event of a real emergency) the cash (MM) in our taxable brokerage will be invested at our AA.
by ImUrHuckleberry
Thu Dec 31, 2020 12:02 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

And nobody told OP that if he was so sure about market highs that he needed to go 100% stocks and add some leverage on top. I believe someone asked OP on page 1 if they were intending to go to 100/0 stocks. But feel persecuted if you want. I don't feel persecuted. I just find the hypocritical behav...
by ImUrHuckleberry
Thu Dec 31, 2020 10:41 am
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

Funny how this prediction is celebrated, but when several people were predicting a market crash back in late February and pointing to the exact reason why it would happen - and it happened right on schedule - all they got were "even a broken clock is right twice a day" responses. Not sure...
by ImUrHuckleberry
Thu Dec 31, 2020 10:39 am
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

Funny how this prediction is celebrated, but when several people were predicting a market crash back in late February and pointing to the exact reason why it would happen - and it happened right on schedule - all they got were "even a broken clock is right twice a day" responses. Not sure...
by ImUrHuckleberry
Thu Dec 31, 2020 9:27 am
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 24387

Re: Market will be at all time high by year-end

Funny how this prediction is celebrated, but when several people were predicting a market crash back in late February and pointing to the exact reason why it would happen - and it happened right on schedule - all they got were "even a broken clock is right twice a day" responses.
by ImUrHuckleberry
Thu Dec 31, 2020 12:50 am
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 136
Views: 12414

Re: ex-US Stocks Continue to Soar!

I thought about making this thread as well but I didn’t see how to make it actionable. Are the soaring and falling threads somehow actionable? No. I think they are allowed as threads to blow off a little steam or else the forum would be overrun in other threads with people trying to blow off steam.
by ImUrHuckleberry
Thu Dec 31, 2020 12:48 am
Forum: Investing - Theory, News & General
Topic: Market Timing Failure
Replies: 45
Views: 4233

Re: Market Timing Failure

Part of me just wants to throw it all back in and turn my back on the news for a while... If you just started investing in 2019 you are probably young and this is exactly what you should be doing. Just make sure you have an EF (or make sure you don't need one) and just pile the money in and do not ...
by ImUrHuckleberry
Thu Dec 31, 2020 12:39 am
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 136
Views: 12414

Re: ex-US Stocks Continue to Soar!

We received a large amount of cash (by our standards anyway) in the fall, and I was absolutely terrified to invest at our AA. I thought about DCA but we just ended up sticking it into the market at our AA in a lump sum. I think International may end up being our biggest winner this year just due to ...
by ImUrHuckleberry
Wed Dec 30, 2020 9:43 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

I may trade in my truck and buy a cargo plane to land and fill up! Tony Get an oil tanker. Maybe there'll be some used deals hitting the market soon. Cruise ships should be cheap these days. Lots of rooms where you can stuff your purchases. Hope that you live close to the ocean! Last I heard, all t...
by ImUrHuckleberry
Wed Dec 30, 2020 9:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

abuss368 wrote: Wed Dec 30, 2020 9:29 pm I may trade in my truck and buy a cargo plane to land and fill up!

Tony
you need a helicopter because planes do not back up!
by ImUrHuckleberry
Wed Dec 30, 2020 4:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

Tim_in_GA wrote: Wed Dec 30, 2020 4:00 pm
ImUrHuckleberry wrote: Wed Dec 30, 2020 3:53 pm Picking up some steam into the close!
A little mini-melt up!
Womp womp.... Arghhhh

:oops:
by ImUrHuckleberry
Wed Dec 30, 2020 3:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

Picking up some steam into the close!
by ImUrHuckleberry
Wed Dec 30, 2020 11:21 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

If you are American owning Ex-US stocks you should hedge the currency because it makes it more riskier by 12% compared to hedged portfolio . Currency risk is not compensated. Don't be a fool to take risk without demanding compensation for it. I thought the basic understanding was that ex-us bonds n...
by ImUrHuckleberry
Wed Dec 30, 2020 10:33 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22172
Views: 2950144

Re: U.S. stocks in free fall

Doubt it. Stocks have soared while the country was half shut down. They're really going to move once the the fundamentals start picking back up. My concern, is how much is a loaf of bread going to cost when we hit Dow 60,000 I have the same concern, and we've been busy moving a chunk of our bond al...
by ImUrHuckleberry
Wed Dec 30, 2020 10:05 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22172
Views: 2950144

Re: U.S. stocks in free fall

Doubt it. Stocks have soared while the country was half shut down. They're really going to move once the the fundamentals start picking back up. My concern, is how much is a loaf of bread going to cost when we hit Dow 60,000 I have the same concern, and we've been busy moving a chunk of our bond al...
by ImUrHuckleberry
Mon Dec 28, 2020 3:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

The answer to how will it rise into the close: short squeeze or upward trickle, might be neither.
by ImUrHuckleberry
Sun Dec 27, 2020 5:03 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 481
Views: 40931

Re: What is your age and asset allocation ?

40s. Retired $5.5m nw If I had to guess my AA is 5% cash 40% stocks (US index + Berkshire Hathaway) 55% US real estate No international No bonds No conventional rebalancing That must be SIMPLICITY and total peace of mind. A growing passive income stream. Tony It is I often read posts here where peo...
by ImUrHuckleberry
Thu Dec 24, 2020 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: Too much in house and retirement. Worried about skew
Replies: 90
Views: 7437

Re: Too much in house and retirement. Worried about skew

I always thought underwater meant in reference to the mortgage. That is, the mortgage balance is higher than the current home value. I suppose it can mean different things depending on the context. That's...what I'm saying. They purchased a home for, let's say, 2.5M (with a mortgage). Now it's 2.1M...
by ImUrHuckleberry
Thu Dec 24, 2020 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Too much in house and retirement. Worried about skew
Replies: 90
Views: 7437

Re: Too much in house and retirement. Worried about skew

Do you plan to stay in VHCOL area after retirement?
by ImUrHuckleberry
Thu Dec 24, 2020 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: What NON-frugal thing did you do today?
Replies: 161
Views: 11411

Re: What NON-frugal thing did you do today?

livesoft wrote: Fri Dec 27, 2019 12:34 pm Gave away about 25% of this year's income.
Wow, that's awesome!
by ImUrHuckleberry
Thu Dec 24, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: What NON-frugal thing did you do today?
Replies: 161
Views: 11411

Re: What NON-frugal thing did you do today?

Spent way too much on wine. But this has been an ongoing problem all year. :( lol - Welcome to the club.... I predict it will also be an issue next year... Your more than welcome to join me :D Indeed, the problem was much "worse" in 2020. I made a budget but blew through it before the end...
by ImUrHuckleberry
Thu Dec 24, 2020 12:49 pm
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 118
Views: 14460

Re: 2021 I Bonds: what's your plan?

We're going to buy the full amount for me and my wife on Jan 4th. I'm moving part of the EF into I-Bonds (keeping 3 or 4 months in cash) so I want to get the 1 year counter ticking. There's no rush. You'll earn the same amount of interest for January as long as you purchase your I Bonds any time pr...
by ImUrHuckleberry
Thu Dec 24, 2020 10:35 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13232
Views: 1021992

Re: U.S. stocks continue to soar!

Robot Monster wrote: Thu Dec 24, 2020 10:24 am China is in the House of Pain today (-2.5%l, and is dragging down both Emerging Markets and Total International, so US investors should be extra thankful for any green.
Which ticker do you look at for China?
by ImUrHuckleberry
Thu Dec 24, 2020 10:12 am
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 118
Views: 14460

Re: 2021 I Bonds: what's your plan?

We're going to buy the full amount for me and my wife on Jan 4th. I'm moving part of the EF into I-Bonds (keeping 3 or 4 months in cash) so I want to get the 1 year counter ticking.
by ImUrHuckleberry
Wed Dec 23, 2020 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 2475
Views: 564107

Re: Share your net worth progression

ImUrHuckleberry wrote: Wed Dec 25, 2019 10:06 am Year ending rounded to nearest $5k:
2013 - $210,000
2014 - $145,000
2015 - $90,000
2016 - $120,000
2017 - $185,000
2018 - $260,000
2019 - $395,000
2020 - $1,100,000

We unexpectedly inherited $450k. The rest was from significant new savings and solid gains this year.