Search found 182 matches

by Dontwasteit
Sat Nov 28, 2020 8:46 pm
Forum: Personal Consumer Issues
Topic: Anybody use a percussion massage device?
Replies: 23
Views: 1622

Re: Anybody use a percussion massage device?

I bought one yesterday! I've been going to therapy for a shoulder injury and they have been using one on me, feels great! I bought a Sonic on Amazon on sale for $95. Works great, better than I thought it would. No need to spend $400 or so on a more expensive model. I was worried it wouldn't be power...
by Dontwasteit
Tue Nov 24, 2020 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house in NJ, how much to spend?
Replies: 75
Views: 4921

Re: Buying a house in NJ, how much to spend?

Property Taxe is high in NJ, that's another discouraging factor. Reasons why I want to buy: 1. Build equity JHU ALmuni, In general, folks buy a house to reduce or stabilize their housing expense. How does this work in a state like NJ with a high property tax? Even if the house is paid off, you are ...
by Dontwasteit
Mon Nov 23, 2020 7:01 am
Forum: Personal Investments
Topic: Need reassurance - having FOMO
Replies: 75
Views: 6388

Re: Need reassurance - having FOMO

I invest in broad index funds and have gotten about 7-8% returns over last 10 years Have resisted the temptation to invest in individual stocks but when I hear things like 10k invested in Tesla in 2011 is now worth 850k and I see Moderna , bitcoin etc. surging, I am having second thoughts Should I ...
by Dontwasteit
Fri Nov 20, 2020 10:06 pm
Forum: Personal Consumer Issues
Topic: Value of sports memorabilia
Replies: 5
Views: 640

Re: Value of sports memorabilia

I never bothered to check the price but my wife was given a pair of Payton Manning's cleats (Autographed). I would imagine that would go for a decent price.
by Dontwasteit
Fri Nov 20, 2020 10:00 pm
Forum: Personal Consumer Issues
Topic: "Buy once, cry once"
Replies: 101
Views: 9703

Re: "Buy once, cry once"

We have no choice but to keep our older furniture. My clawed cat does a number on our chairs and couch. Such a shame but we love our little fur ball! Hey, saves us money, lol.
by Dontwasteit
Tue Nov 17, 2020 8:53 pm
Forum: Personal Consumer Issues
Topic: Long time retirees: any regrets?
Replies: 183
Views: 19938

Re: Long time retirees: any regrets?

No regrets! :D
by Dontwasteit
Tue Nov 17, 2020 2:38 pm
Forum: Personal Consumer Issues
Topic: Essential kitchen appliances?
Replies: 55
Views: 2700

Re: Essential kitchen appliances?

For a single guy...Air fryer.
by Dontwasteit
Fri Nov 13, 2020 12:04 pm
Forum: Investing - Theory, News & General
Topic: [favorite] Boglehead quotes
Replies: 149
Views: 21928

Re: [favorite] Boglehead quotes

mickeyd wrote: Thu Apr 28, 2016 12:20 pm I must have read this someplace here during the last few years.

“THE BEATINGS WILL CONTINUE UNTIL MORALE IMPROVES.”
I have a tee shirt with that saying, LOL
by Dontwasteit
Sun Nov 08, 2020 8:02 pm
Forum: Investing - Theory, News & General
Topic: 8 Steps to Make Sure You Don't Go Broke in Retirement - Allan Roth
Replies: 85
Views: 10397

Re: 8 Steps to Make Sure You Don't Go Broke in Retirement - Allan Roth

Dottie57 wrote: Wed Nov 04, 2020 11:38 am Retired 2 years. I am NOT going to work part time.
That's right! LOL
by Dontwasteit
Fri Nov 06, 2020 9:22 pm
Forum: Personal Consumer Issues
Topic: Looking for a knife set
Replies: 99
Views: 6697

Re: Looking for a knife set

Victorinox (makers of swiss army knives) makes excellent kitchen knives in their fibrox pro line. They are a good value for the money. They hold an edge far longer than any of my other knives. The fibrox handles, though not as pretty as the wooden ones on say, a set of Henckles, are nonslip and giv...
by Dontwasteit
Thu Oct 29, 2020 11:02 am
Forum: Personal Consumer Issues
Topic: Drinking water at home
Replies: 72
Views: 4584

Re: Drinking water at home

retiredjg wrote: Tue Oct 27, 2020 3:48 pm Isn't there a gizmo that makes sparking water out of tap water?
Soda stream.
by Dontwasteit
Thu Oct 29, 2020 11:00 am
Forum: Personal Consumer Issues
Topic: Help...we're getting a dog!
Replies: 152
Views: 7989

Re: Help...we're getting a dog!

Please, please... TRY TO ADOPT!
by Dontwasteit
Sun Oct 04, 2020 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: If you have a pension, how do you view it?
Replies: 203
Views: 14389

Re: If you have a pension, how do you view it?

My wife and I both have pensions. Hers less than mine. Since I wasn't able to get life insurance due to medical reasons I opted for the plan that instead of me getting my $40,000 per year pension I receive $33,000 but my wife collects it after I die. I've been retired 9 years so far which comes out...
by Dontwasteit
Fri Oct 02, 2020 7:36 am
Forum: Personal Finance (Not Investing)
Topic: If you have a pension, how do you view it?
Replies: 203
Views: 14389

Re: If you have a pension, how do you view it?

My wife and I both have pensions. Hers less than mine. Since I wasn't able to get life insurance due to medical reasons I opted for the plan that instead of me getting my $40,000 per year pension I receive $33,000 but my wife collects it after I die. I've been retired 9 years so far which comes out ...
by Dontwasteit
Sat Sep 26, 2020 7:01 pm
Forum: Personal Consumer Issues
Topic: Anyone REGRET retiring too soon?
Replies: 67
Views: 13277

Re: Anyone REGRET retiring too soon?

NO! Loving retirement!!
by Dontwasteit
Tue Sep 22, 2020 3:18 am
Forum: Personal Consumer Issues
Topic: Anyone REGRET retiring too soon?
Replies: 67
Views: 13277

Re: Anyone REGRET retiring too soon?

Loving it! :happy
by Dontwasteit
Sat Sep 19, 2020 6:36 am
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 144
Views: 20336

Re: Your "at peace" moments.

Dropping my fishing line at sun up and simply staring at my float in the water not really caring if I catch or not.
by Dontwasteit
Wed Sep 16, 2020 4:03 am
Forum: Personal Consumer Issues
Topic: Is it worth to relocate for retirement?
Replies: 140
Views: 13576

Re: Is it worth to relocate for retirement?

7eight9 wrote: Fri Aug 21, 2020 4:23 pm Why limit yourself to living in the United States? Your dollar will go farther in a lot of other places in the world.
No thanks!
by Dontwasteit
Sun Sep 13, 2020 2:18 pm
Forum: Personal Consumer Issues
Topic: What's this bug?
Replies: 34
Views: 2611

Re: What's this bug?

Looks like a giant yellow jacket.
by Dontwasteit
Fri Sep 11, 2020 8:10 pm
Forum: Personal Consumer Issues
Topic: Air fryers
Replies: 18
Views: 2389

Air fryers

Who is enjoying their air fryer? What have you made in it?
by Dontwasteit
Mon Aug 31, 2020 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Stage 4 Cancer and Young Family
Replies: 105
Views: 14854

Re: Stage 4 Cancer and Young Family

You seem like quite a wonderful man. Best of luck to you and family!
by Dontwasteit
Mon Aug 31, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Should I sell my stash of dental floss now worth $3,000?
Replies: 123
Views: 14893

Re: Should I sell my stash of dental floss now worth $3,000?

Just because you see a price on amazon or ebay doesn't mean people are actually buying them. There are sometimes some crazy high prices on amazon for example but it's meaningless. On Ebay you can click on "Sold Listings" to see prices of items that have actually sold. They are actually se...
by Dontwasteit
Sun Aug 30, 2020 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: How to get over finance envy
Replies: 377
Views: 51686

Re: How to get over finance envy

My wife and I are the only one of all the friends/acquaintances we know not able to seem to get ahead. They all have wonderful houses with huge backyards, take vacations all the time, eat out all the time, etc. It's not like they are making a fortune and have great jobs. I was a MTA bus operator for...
by Dontwasteit
Sun Aug 30, 2020 5:51 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

When in doubt, invest in a 60/40. That is kind of the starting point for portfolios (adjust up or down to suit one's personal comfort level). It was popularized by Peter Bernstein almost 20 years ago (2002 article) and remains a great starting point. I agree with this. OP, if you put the whole $725...
by Dontwasteit
Sun Aug 30, 2020 5:00 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

Bobby206 wrote: Sat Aug 29, 2020 9:19 pm
Dontwasteit wrote: Sat Aug 29, 2020 10:38 am
Gill wrote: Sat Aug 29, 2020 7:49 am Whose name are you keeping this in? You could be creating a mess if it’s not in your mother’s.
Gill
Yes, It's all in moms name.
Might look into a revocable trust with you and mom as co-trustees.
We are, thank you.
by Dontwasteit
Sun Aug 30, 2020 4:14 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

When in doubt, invest in a 60/40. That is kind of the starting point for portfolios (adjust up or down to suit one's personal comfort level). It was popularized by Peter Bernstein almost 20 years ago (2002 article) and remains a great starting point. I agree with this. OP, if you put the whole $725...
by Dontwasteit
Sat Aug 29, 2020 9:00 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

I would keep a large chunk of it (40 - 50%) in bonds or some other conservative, easily accessed investment. Your mom may need it for health care or long term care. It is generous of her to tell you to invest it for you and your brother but the reality may end up much different. Mom has catastrophi...
by Dontwasteit
Sat Aug 29, 2020 4:39 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

I would keep a large chunk of it (40 - 50%) in bonds or some other conservative, easily accessed investment. Your mom may need it for health care or long term care. It is generous of her to tell you to invest it for you and your brother but the reality may end up much different. Mom has catastrophi...
by Dontwasteit
Sat Aug 29, 2020 10:38 am
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

Gill wrote: Sat Aug 29, 2020 7:49 am Whose name are you keeping this in? You could be creating a mess if it’s not in your mother’s.
Gill
Yes, It's all in moms name.
by Dontwasteit
Sat Aug 29, 2020 7:26 am
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Re: Mom's money

When in doubt, invest in a 60/40. That is kind of the starting point for portfolios (adjust up or down to suit one's personal comfort level). It was popularized by Peter Bernstein almost 20 years ago (2002 article) and remains a great starting point. My question is how much more to add to VTSAX (Ex...
by Dontwasteit
Fri Aug 28, 2020 8:13 pm
Forum: Personal Investments
Topic: Mom's money
Replies: 29
Views: 3856

Mom's money

My dad died a few months ago. Mom is still sharp mentally and physically. My parents had annuities tied with life insurance. That's the best way she could describe her finances (Not very savvy with investing). About 1.5 years ago mom gave me $95,000 to invest for her, months later she gave another $...
by Dontwasteit
Tue Aug 25, 2020 9:25 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 434
Views: 32035

Re: What is the best concert you ever witnessed?

Edgar Winters with Rick Derringer at the Felt Forum (MSG). Amazing!
by Dontwasteit
Mon Aug 17, 2020 11:50 am
Forum: Personal Consumer Issues
Topic: What surprised you the most once you retired?
Replies: 267
Views: 31464

Re: What surprised you the most once you retired?

Biggest surprise was that the work-related nightmares still persist after 5 years of retirement. After 43 years of being on-call 24/7 for megabanks I would have thought the mind would forget about the horrors of work, but the best part is then realizing I can get up, forget work and do whatever I w...
by Dontwasteit
Sun Aug 02, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1077
Views: 65173

Re: What are you listening to now

Listening to wife yelling at daughter. Again.
by Dontwasteit
Tue Jul 07, 2020 7:47 am
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4696

Re: Device for men's haircuts

Wanted to add...Very hard to find now. Finally Target got a few.
by Dontwasteit
Tue Jul 07, 2020 7:45 am
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4696

Re: Device for men's haircuts

Just bought a Wahl (Elite pro). It's about $30 ...I Love it! My daughter or wife cuts it, looks great. I feel bad for my barber who charged me $25 a pop and a tip to the hair washer. (For the record #1 on sides ,faded to a #2 then a #6 on top). I feel like a kid again! Everyone seems to like it. Sav...
by Dontwasteit
Tue Jul 07, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 568
Views: 77047

Re: What lifestyle creep made you happier?

abyan wrote: Mon Jul 06, 2020 11:21 pm
ThankYouJack wrote: Wed Jan 23, 2019 8:43 pm I'm curious for those who were able to make increase in their lifestyle, what things actually made you happier?
HUGE TV! :-)
LOL!
by Dontwasteit
Sat Jun 20, 2020 6:38 am
Forum: Personal Consumer Issues
Topic: Please share some lifestyle creep you regret.
Replies: 226
Views: 27932

Re: Please share some lifestyle creep you regret.

I too always wanted a Corvette since the '60's too. I tell my wife "One Day". She laughs, says "you might get in one but she wants to video me getting out! She's right, Damn!
by Dontwasteit
Tue Jun 09, 2020 4:06 am
Forum: Personal Consumer Issues
Topic: How old is too old to buy a house?
Replies: 66
Views: 8042

Re: How old is too old to buy a house?

I'm so glad the responses were almost 100% positive. Owning a home was always a dream and I will live it if I can no matter how old I get. Can't wait for that 1st BBQ! Thank you all again for chiming in.
by Dontwasteit
Sun Jun 07, 2020 3:47 am
Forum: Personal Consumer Issues
Topic: How old is too old to buy a house?
Replies: 66
Views: 8042

Re: How old is too old to buy a house?

Wricha wrote: Sat Jun 06, 2020 6:29 pm Mid 60’s bought a house 3 years ago and one 3 months ago. Never entered my mind about age. Everyone deserves a place to live especially some one who has worked their whole life.
Cheers to that... :sharebeer
by Dontwasteit
Sat Jun 06, 2020 6:00 pm
Forum: Personal Consumer Issues
Topic: How old is too old to buy a house?
Replies: 66
Views: 8042

Re: How old is too old to buy a house?

A bigger question might be how are you going to pay for it? A lot of people carry a mortgage deep into retirement, some even advocate it. My goal and achievement was to have no mortgage in retirement. Personally, if I was buying a house at 60, I wouldn't be doing it unless I was paying cash, maybe ...
by Dontwasteit
Sat Jun 06, 2020 5:57 pm
Forum: Personal Consumer Issues
Topic: How old is too old to buy a house?
Replies: 66
Views: 8042

Re: How old is too old to buy a house?

Old Guy wrote: Sat Jan 05, 2019 8:05 am I bought the largest and most expensive house we have ever had when I was 72. Do whatever you want to do.
There you go!
by Dontwasteit
Sat Jun 06, 2020 9:58 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Membership Question [Considering to drop membership]
Replies: 136
Views: 9946

Re: Amazon Prime Membership Question [Considering to drop membership]

Slower deliveries and they keep raising their prices!
by Dontwasteit
Sat May 30, 2020 9:07 am
Forum: Personal Consumer Issues
Topic: Yet Another Retiring to Florida Thread - Pros/Cons
Replies: 91
Views: 10544

Re: Yet Another Retiring to Florida Thread - Pros/Cons

Pros: It doesn't snow in Florida. Cons: It's too darn hot and humid most of the year. There are too many old people. (Full disclosure: I am old.) Florida makes you old, see [PDF] https://www.psychologytoday.com/files/attachments/5089/barghchenburrows1996.pdf : "the priming manipulation took th...
by Dontwasteit
Sat May 30, 2020 3:21 am
Forum: Personal Consumer Issues
Topic: Del Webb 55+ communities?
Replies: 27
Views: 4565

Re: Del Webb 55+ communities?

I know next to nothing about Del Webb, or similar communities. How common is it to rent in a place like that to try it out? A few of these communities have a "Stay and Play" ...3 days / 2 nights for $99 if you are from out of state. You get to "feel" the community and what it's ...
by Dontwasteit
Fri May 29, 2020 1:31 pm
Forum: Personal Consumer Issues
Topic: 55+ communities - with or without golf course?
Replies: 13
Views: 1437

Re: 55+ communities - with or without golf course?

Yes, you will pay more for the golf course.
by Dontwasteit
Sun May 24, 2020 10:11 am
Forum: Personal Finance (Not Investing)
Topic: My Social Security login problem
Replies: 16
Views: 2816

Re: My Social Security login problem

This happened to me, you are not alone. I might have gotten lucky on my 4th attempt. I called the SSA office, and the agent said that I am not the only one that fumbles. The system resets in 24hrs and you can try again. - The questions stay mostly the same every attempt, with maybe changing one at ...
by Dontwasteit
Sun May 24, 2020 9:42 am
Forum: Personal Consumer Issues
Topic: Advice on Pillows
Replies: 9
Views: 978

Re: Advice on Pillows

I bought my mom a "My Pillow" as a gift...She loves it!