Search found 240 matches

by MnyGrl
Thu Nov 15, 2018 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Interested in filing my own taxes
Replies: 9
Views: 877

Re: Interested in filing my own taxes

I would recommend turbotax. The full version is likely unnecessary as the online would cover your needs. CreditKarma tax would also cover your needs. I've used both and would say they are very straightforward products for those taking standard deductions with little to no complexity in their annual...
by MnyGrl
Wed Nov 14, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Garmins & Fitbits: Worth it for non-athletes?
Replies: 38
Views: 1918

Re: Garmins & Fitbits: Worth it for non-athletes?

Thanks so much for all your replies. I am leaning towards the Garmin VivoSmart--it gets good reviews and is around $80. Like many of you, I'm not an athlete but need reminders to get up from my desk and move around. I'm pretty sure I take the 10,000 recommended steps a day, but it would be motivatin...
by MnyGrl
Tue Nov 13, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Garmins & Fitbits: Worth it for non-athletes?
Replies: 38
Views: 1918

Garmins & Fitbits: Worth it for non-athletes?

If you have one of these and you are not running marathons or otherwise using it to measure performance, have you found it useful? I would like to keep better track of my daily activity as well as sleep patterns. From past Boglehead posts, it looks like Garmins are the way to go. Any recommended mod...
by MnyGrl
Thu Nov 01, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1782

Re: How would you proceed?--car accident

Since he was irate, he probably thinks you sped up to prevent him from getting in your lane to make his turn; this will be his only defense. So his company will take on the "no fault" fight with your side. Depends on rules and regs in your area of course. Will be interesting to see how it turns out...
by MnyGrl
Thu Nov 01, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1782

Re: How would you proceed?--car accident

Did the police cite the other driver? In Ohio, police will typically issue a citation to the driver they consider at fault if it is clear from the accident scene. This is good ammunition in a dispute. This was in Virginia--the police said that they only do an official report if there is a certain a...
by MnyGrl
Wed Oct 31, 2018 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1782

Re: How would you proceed?--car accident

I think you are better off having been hit by a commercial vehicle than a passenger vehicle. When our vehicle was damaged by a commercial truck it was resolved very easily and quickly (as long as there is no personal injury involved). I tend to agree with this. That is good news. It was a commercia...
by MnyGrl
Wed Oct 31, 2018 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1782

Re: How would you proceed?--car accident

I was involved in a car accident on my way home from work yesterday. I was in right lane, a truck was in left lane, and the trailer ran into my left front end as they seemed to be trying to get into my lane so as not to miss a right turn. :oops: I have clear pictures that show the truck on my left ...
by MnyGrl
Wed Oct 31, 2018 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: How would you proceed?--car accident
Replies: 22
Views: 1782

How would you proceed?--car accident

I was involved in a car accident on my way home from work yesterday. I was in right lane, a truck was in left lane, and the trailer ran into my left front end as they seemed to be trying to get into my lane so as not to miss a right turn. :oops: I have clear pictures that show the truck on my left c...
by MnyGrl
Tue Oct 16, 2018 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Carefirst PPO, POS, and HMO -- best choice for healthy?
Replies: 3
Views: 275

Re: Carefirst PPO, POS, and HMO -- best choice for healthy?

I can offer a guiding principle, which is to consider two types of characteristics to any health plan: 1) network, and 2) the financials (e.g. premiums, deductibles etc...). For someone healthy, on point #2 very well might make sense to go bare-bones e.g. high deductible. But you don't necessarily ...
by MnyGrl
Tue Oct 16, 2018 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Carefirst PPO, POS, and HMO -- best choice for healthy?
Replies: 3
Views: 275

Carefirst PPO, POS, and HMO -- best choice for healthy?

Hi, I have been signing up for the BCBS Carefirst PPO plan through my company for the past few years. My portion is about $525/mo., pre-tax, for individual coverage. I am very healthy (so far) - I rarely go to the doctor. I do get a yearly physical, but probably only go about once or twice a year ot...
by MnyGrl
Thu Oct 11, 2018 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Pls help us design our family life!!!
Replies: 42
Views: 5292

Re: Pls help us design our family life!!!

Hi, I think most working moms would love a 9-2 job. I don't know what you do, but have you investigated whether this is realistic for your profession? Are you planning on working part time indefinitely or for a certain amount of time? I live on a lot less than you do, but I save quite a bit more, an...
by MnyGrl
Wed Sep 19, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8682

Re: Can Sneakers go with Business Casual?

Does your boss wear sneakers? If not, I wouldn't.
by MnyGrl
Wed Sep 19, 2018 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 33
Views: 3554

Re: Single Family Homes in Chicago?

Bfwolf wrote:
Sun Sep 16, 2018 1:07 am
I think all of this advice is irrelevant until OP says whether he has kids or not. I'm guessing he does not.
+1. It would be odd to mention your dogs and not your kids. I guess the kids would know where they stand. :D
by MnyGrl
Thu Sep 06, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4974

Re: To Be or Not to Be...Married

What is your income and net worth? I make about $180K all in. Networth about $500-$600K He makes about $60K. Networth -$200K due to the student loan. That is a fairly large income discrepancy - you're a high earner and he is not. You also seem to have a lot of other assets. How old are you? Is your...
by MnyGrl
Thu Sep 06, 2018 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4974

Re: To Be or Not to Be...Married

"Getting it done"? So romantic. :D
by MnyGrl
Thu Sep 06, 2018 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Sell our new home to downsize
Replies: 37
Views: 3516

Re: Sell our new home to downsize

In our HCOL area it would not work to drop 50% of our income and find a home cheap enough that isn't 2 hrs commute from my office. It's all perspective, but those of us who actually do live in HCOL areas and would have to pay $750K-1M to get into a home in a "good enough" school district often on s...
by MnyGrl
Wed Sep 05, 2018 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: MINT Software Or Other For Budgeting/Tracking
Replies: 20
Views: 1466

Re: MINT Software Or Other For Budgeting/Tracking

I have used Mint for years. If you feel uncomfortable entering account numbers for your investment accounts, know that you don't have to. You can enter each one as property in Mint, then just update them manually every once in a while. I just go in once a month and update the numbers. You can also n...
by MnyGrl
Tue Jul 31, 2018 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 12882

Re: Joint Ownership of home with second wife

You have received a lot of good advice. The current thinking regarding remarriage is that your spouse should not be expected to love your kids, but should play the role of aunt or uncle--friendly, supportive, not overly disciplinary. Is she kind and respectful to your kids? If you are planning to ha...
by MnyGrl
Mon Jul 30, 2018 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 12882

Re: Joint Ownership of home with second wife

Second marriages, and especially those that involve kids, have a high failure rate. Really recommend premarital counseling. So many red flags here indicate that she is not terribly happy about the presence of your children in her life, and that will make both you and your children miserable. When yo...
by MnyGrl
Mon Jul 30, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

BuckyBadger wrote:
Fri Jul 27, 2018 1:18 pm
Congratulations! That's great news!! I remember this thread vividly. Thanks for sticking with it through the negativity.
Thanks!
by MnyGrl
Mon Jul 30, 2018 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

<snip> I wanted to give an update: I received a promotion today - basically a new job has been created for me. It will be significantly more money and moves me up the ladder in a big way. I love my workplace and the people here, and I am so grateful that they are making it financially possible for ...
by MnyGrl
Mon Jul 30, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

Hi, I wanted to thank everyone who responded to this thread in April. I received many good ideas and have them all listed on my phone, in case they need to be implemented. I got one of the Fidelity VISA cards with 0% interest in case I needed to float anything during the summer, but haven't used it...
by MnyGrl
Mon Jul 30, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

Hi, I wanted to thank everyone who responded to this thread in April. I received many good ideas and have them all listed on my phone, in case they need to be implemented. I got one of the Fidelity VISA cards with 0% interest in case I needed to float anything during the summer, but haven't used it...
by MnyGrl
Mon Jul 30, 2018 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

I’m also appalled by some of the responses on this thread. There is also an underlying insensitively to many of them. Op is in great shape because she has a career but there is a reason that the majority of households living at the poverty level are headed by women . There are many threads giving w...
by MnyGrl
Fri Jul 27, 2018 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are. -TheDDC Working is not abandoning your kids. For the majority of the time of the history of not only th...
by MnyGrl
Fri Jul 27, 2018 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

There may be a benefit, but 40 percent of moms are the breadwinners in their families. What would you have them do? "Moms" of kids of what age? Under 5? Wouldn't that impact the decision? -TheDDC So you're saying that for those 40 percent of women who are breadwinners for their families, they shoul...
by MnyGrl
Fri Jul 27, 2018 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

For the majority of the time of the history of not only this country, we saw a benefit in having kids raised by parents. And guess what? It worked pretty well. Kids know when a parent chooses them versus work. Try and convince them otherwise and see how that works. -TheDDC There may be a benefit, b...
by MnyGrl
Fri Jul 27, 2018 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are. -TheDDC Working is not abandoning your kids. For the majority of the time of the history of not only th...
by MnyGrl
Fri Jul 27, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are. -TheDDC Working is not abandoning your kids. For the majority of the time of the history of not only th...
by MnyGrl
Fri Jul 27, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are. -TheDDC Working is not abandoning your kids. For the majority of the time of the history of not only th...
by MnyGrl
Fri Jul 27, 2018 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are. -TheDDC Working is not abandoning your kids. My DW stayed home with the kids, who are now grown and suc...
by MnyGrl
Fri Jul 27, 2018 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

TheDDC wrote:
Fri Jul 27, 2018 12:59 pm
+1 for stay at home mom. Outsourcing your job of taking care of the kids is something you will regret. We as a society will pay dearly for abaonsong kids the way many do. In fact, we already are.

-TheDDC
Working is not abandoning your kids.
by MnyGrl
Fri Jul 27, 2018 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3794

Re: Decision for Stay at Home Wife?

It is so incredible to read what the OP wrote about the misunderstood "lazy" SAHMs. With that attitude, his wife should probably be thinking about what she may do in the event of marital problems. I have seen too many SAHMs who became "poor working single moms" after being out of the workforce for ...
by MnyGrl
Fri Jul 27, 2018 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Cash flow problems - best way to handle?
Replies: 151
Views: 12041

Re: Cash flow problems - best way to handle?

Hi, I wanted to thank everyone who responded to this thread in April. I received many good ideas and have them all listed on my phone, in case they need to be implemented. I got one of the Fidelity VISA cards with 0% interest in case I needed to float anything during the summer, but haven't used it ...
by MnyGrl
Fri Jul 27, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

LawyersGunsAndMoney wrote:
Thu Jul 26, 2018 8:07 pm
Bit of a contrarian opinion but I see Chromebook // Kids // Long-Term as a "pick two" scenario.
Agreed. And "technology" and "long-term" would be a "pick-one."

:happy
by MnyGrl
Fri Jul 27, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

Thanks for all the advice. I am probably going to go with 4GB to start, since the price goes up quite a bit for the 8GB chromebooks. I will try both at Best Buy and open a bunch of tabs to get a sense of the impact. Again, thanks!! Happened to see this which may be of some interest to you: https://...
by MnyGrl
Fri Jul 27, 2018 8:01 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

But kids should be learning all they can about technology rather than being offered simple solutions. IMO, of course. How would kids be learning more about technology by using Windows or Mac rather than a Chromebook? :confused Have you ever really used a Chromebook (and I don't mean for a few minut...
by MnyGrl
Thu Jul 26, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10357

Re: Toughest Purchase of my Life. Engagement Ring time

I doubt it... She probably wants the fairytale wedding and ring... Every girl's dream. Dude, NO! It is not every girl's dream. Not by a long shot. That's a media creation; some girls (and guys) buy it, some don't. You need to know whether it is HER dream. If it is, the expense is worth it. But you ...
by MnyGrl
Thu Jul 26, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Moral dilemma - What would you do?
Replies: 54
Views: 5900

Re: Moral dilemma - What would you do?

Hi, DH is in a moral dilemma. He recently joined a new company (after being laid off last year) at a fairly senior position. The company executives are asking him to sell a big deal(upwards of 25 million) which isn't the best solution for the client. They are asking him to propose the deal that is ...
by MnyGrl
Thu Jul 26, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Moral dilemma - What would you do?
Replies: 54
Views: 5900

Re: Moral dilemma - What would you do?

Hi, DH is in a moral dilemma. He recently joined a new company (after being laid off last year) at a fairly senior position. The company executives are asking him to sell a big deal(upwards of 25 million) which isn't the best solution for the client. They are asking him to propose the deal that is ...
by MnyGrl
Thu Jul 26, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10357

Re: Toughest Purchase of my Life. Engagement Ring time

Two Words: Cubic Zirconia And one more: Elope I'd be more than happy to get married in Vegas and plan an after-wedding party in a Hall or our House. I really feel like the Engagement ring and a Wedding are for other people. Yes, but is your prospective fiance one of those other people? If not, why ...
by MnyGrl
Thu Jul 26, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Advice For Friend Going Through Divorce
Replies: 25
Views: 3553

Re: Advice For Friend Going Through Divorce

Dear Bogleheads, Looking for some advice for a good friend of mine going through a difficult period of life with a divorce. Thankfully, I have no experience in this area, so looking to the wisdom of the bogleheads. Background: - Currently still legally married, going through legal divorce proceedin...
by MnyGrl
Thu Jul 26, 2018 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: An argument against self-insuring for long-term care
Replies: 214
Views: 11343

Re: An argument against self-insuring for long-term care

but needing LTC for a decade is extremely rare. Do you have any sources that show the likelihood of needing LTC for a specific period of time, including home care? One source that may shed some light.... https://www.morningstar.com/articles/823957/75-mustknow-statistics-about-longterm-care.html Tha...
by MnyGrl
Thu Jul 26, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

Thanks for all your input! Most of her work will be within Google Docs. There are a few websites she needs to use (like Quizlet for foreign language exercises), but these seem to work fine in the Chrome browser. One other question: when you first get a Chromebook, do you set it up with a primary gma...
by MnyGrl
Thu Jul 26, 2018 8:19 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

Thanks for all the advice. I am probably going to go with 4GB to start, since the price goes up quite a bit for the 8GB chromebooks. I will try both at Best Buy and open a bunch of tabs to get a sense of the impact.

Again, thanks!!
by MnyGrl
Tue Jul 24, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

Thanks for all the comments. They use exclusively Macs at school, and I have to endure a fair amount of whining that we don't have one, but I think it's good that she knows how to use multiple OSes in any case. Can someone explain how printing works on a Chromebook? It is not a must-have since she c...
by MnyGrl
Tue Jul 24, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

Would a Chromebook meet her needs? Any suggested models? According to Popular Mechanics the Asus Chromebook ($245) is one of the best ones for students. It got some pretty good reviews on Amazon too. "It might not quite cut it for college or university, but Asus' very affordable Chromebook C202SA s...
by MnyGrl
Tue Jul 24, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2549

Re: Figuring out long-term technology plan for kids - Chromebook?

I have two kids, eight and twelve years old. Currently we have one Windows laptop at home running Win 10. It is about three years old and runs slowly but adequately. (Each of us has a Kindle Fire as well, for consumption of music, apps, web browsing, Netflix, etc. - so one laptop is usually enough....