Search found 10 matches

by certifiedfordtec
Fri Mar 27, 2020 8:22 pm
Forum: US Chapters
Topic: How Is Your Job Being Impacted By The Current Crisis?
Replies: 505
Views: 56036

Re: How Is Your Job Being Impacted By The Current Crisis?

A mechanic in the bay area for a government agency. The longer this goes on the more likely there will be layoffs. I was hired January of 2007 and survived the last one. Hours cut from 80 to 56 for the pay period. I have seniority so my job is secure unless they eliminate the entire department. Poli...
by certifiedfordtec
Mon Jan 21, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: Is it ever worth purchasing an extended warranty for a vehicle?
Replies: 119
Views: 7997

Re: Is it ever worth purchasing an extended warranty for a vehicle?

Yes, one module or transmission can cost you over $1000. Shop online for best deals on factory warranties. Flood Ford or Zeigler usually have best pricing.
by certifiedfordtec
Wed Jan 24, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: how to choose mangoes?
Replies: 23
Views: 2071

Re: how to choose mangoes?

buy them at an Asian store. They should be fine.
by certifiedfordtec
Tue Dec 12, 2017 9:19 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Re: Windfall advise for my parents

Thanks for all the suggestions.
by certifiedfordtec
Sun Dec 10, 2017 8:11 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Re: Windfall advise for my parents

So I talked with my dad little on the phone today about their situation. Dad gets $2059 and mom get $750 in SS. No pension. They have no CC debt but two loans of $10k each. Approximately 6.5%and 7.5. Nothing else outstanding. I asked how much are they thinking they would need to live comfortably on ...
by certifiedfordtec
Sat Dec 09, 2017 5:52 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Re: Windfall advise for my parents

I will add that they have had a living trust that was done when they bought their retirement house. Not sure if it matters much but the bulk if not all of the windfall will be from the selling of real estate. Wait, are you saying that there windfall is coming from the expected sale of their home? O...
by certifiedfordtec
Sat Dec 09, 2017 1:25 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Re: Windfall advise for my parents

I will add that they have had a living trust that was done when they bought their retirement house.

Not sure if it matters much but the bulk if not all of the windfall will be from the selling of real estate.
by certifiedfordtec
Sat Dec 09, 2017 1:21 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Re: Windfall advise for my parents

So regarding income, they both are on SS. I don't know what the actual amount are. But I know mom took hers at 62. I don't believe there is any pension, if there is it is dad's and it is very minimal. Mom's pension was cashed in to buy the house outright back in the mid 90's. I don't think they want...
by certifiedfordtec
Sat Dec 09, 2017 12:21 pm
Forum: Personal Investments
Topic: Windfall advise for my parents
Replies: 16
Views: 2061

Windfall advise for my parents

Hello fellow Bogleheads. I need a little bit of advise that I can pass along to my parents. I have some thoughts but am unsure. Story is that my retired parents are coming into a windfall. Dad is 76 and not in great health and step mom is 68 and is in pretty decent health other than smokes a lot. Mo...
by certifiedfordtec
Mon Jul 03, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Expensive Car Repair, New Engine
Replies: 51
Views: 5624

Re: Expensive Car Repair, New Engine

As a certified master mechanic by Ford, something doesn't add up. Get a second opinion.