Search found 59 matches

by jpohio
Tue Oct 29, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: Drone for nephew
Replies: 2
Views: 443

Drone for nephew

I am looking for recommendations on a drone for my 9 year old nephew. He has no drone experience, and I would look to spend around $75 - $100 or so. He would use this drone with his parents, and I think ease of use, flight time, basic camera, return-to-home would be essential features, but I know ne...
by jpohio
Thu Oct 17, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Remembering a Beloved Family Pet
Replies: 14
Views: 982

Re: Remembering a Beloved Family Pet

Sorry for your loss, been through that several times. I suspect your local animal shelter provides the ability to contribute money “in memory of”. Doesn’t lessen your sadness but does help another dog find a home
by jpohio
Mon Sep 23, 2019 1:42 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 9717

Re: Physical activity suggestions for a non athletic youth

Investigate orienteering. Combines walking in the wood,learning to use map and compass. See if there is a local orienteering club, they have training events, and regular events about monthly during most of the year.
by jpohio
Sun Aug 25, 2019 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Part D Plan - Input Needed
Replies: 86
Views: 4605

Re: Medicare Part D Plan - Input Needed

DW and I both have had Silverscript for Medicare Part D for 4 years. Great service, I think they are rated 4 or 4.5 stars. I don't know if they are the cheapest, but we have never had issue with delivery/billing, etc.
by jpohio
Thu Aug 15, 2019 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Niece divorce - house questions
Replies: 44
Views: 3945

Niece divorce and house

[Thread merged into here, see below. --admin LadyGeek] My niece is nearing the end of a divorce. She and her husband have a house (in his name only, and mortgage is in his name only) that she might want to keep as it is near the school that their child attends. I am posting this to confirm or corre...
by jpohio
Tue May 14, 2019 1:48 pm
Forum: Personal Investments
Topic: RMD timing question
Replies: 5
Views: 608

Re: RMD timing question

Thank you.
by jpohio
Tue May 14, 2019 1:42 pm
Forum: Personal Investments
Topic: RMD timing question
Replies: 5
Views: 608

RMD timing question

If I turn 70 in August 2019, thus reach 70.5 in February 2020, is my first RMD due in 2020 or 2021, the year after I turn 70.5? If I am understanding the IRS language correctly, the requirement is to take the RMD no later than April 1 of the year following the year I turn 70.5, which means the first...
by jpohio
Sat Feb 23, 2019 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Password protect Dropbox folder
Replies: 5
Views: 413

Re: Password protect Dropbox folder

Thank you for the replies. Created the guest account, worked exactly as I hoped.
by jpohio
Sat Feb 23, 2019 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Password protect Dropbox folder
Replies: 5
Views: 413

Password protect Dropbox folder

I have a Windows 10 PC I want family members to be able to use, but do not want them to access my Dropbox folder on that computer. My research so far has not found a way to do this, short of password protecting the entire PC or removing Dropbox from that computer. Password protecting the PC doesn't ...
by jpohio
Fri Feb 15, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1572
Views: 170709

Re: Personal favorite TV/cable series

Bosch
Goliath
Longmire
Inspector Lewis
by jpohio
Thu Feb 14, 2019 9:37 am
Forum: Personal Consumer Issues
Topic: Skype problems
Replies: 4
Views: 310

Skype problems

I am a long time Apple user on multiple platforms and have used facetime to communicate with my son numerous times without issue. He replaced his iPhone with an Android phone (Samsung) and I assumed Skype was the app we would now use instead of facetime. Downloaded the Skype app on my iPad, he has i...
by jpohio
Fri Feb 08, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1159
Views: 177216

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

From the Consumer Reports October 2018 article: "Honda says the repair—which will be free to owners—will include new software for the engine and transmission control units, an oil change, and in come cases, a replacement air-conditioning control unit. The company says engines in 2019 CR-Vs will be r...
by jpohio
Tue Jan 15, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: Any good reason to get a smartwatch?
Replies: 93
Views: 4647

Re: Any good reason to get a smartwatch?

I have a Garmin forerunner that I use to track lap pool swimming, but I got it as a gift years ago and if it broke I would not replace. I know how much I swim each day, don't need the Garmin. I am 67, have a couple friends that bought an Apple watch - after 6 months, both watches sit on a shelf. Bot...
by jpohio
Tue Dec 18, 2018 9:32 am
Forum: Personal Investments
Topic: TLH VTSAX to VFIAX - Wash sale?
Replies: 3
Views: 499

TLH VTSAX to VFIAX - Wash sale?

If I TLH Total Stock Market Index (VTSAX) to 500 Index (VFIAX) will IRS consider that a wash sale?
by jpohio
Wed Dec 05, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: Travel now & work a bit longer, OR the other way around?
Replies: 38
Views: 3082

Re: Travel now & work a bit longer, OR the other way around?

Go now. We went to Galapagos this year and Katmai in 2015, glad we did them and wish we had gone sooner. I am 67, DW is 66. Both trips are amazing, you will not regret going now.
by jpohio
Thu Nov 29, 2018 7:35 pm
Forum: Personal Consumer Issues
Topic: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).
Replies: 32
Views: 3574

Re: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).

We visited Galapagos this past May on a Celebrity Cruise. The ship has 96 passengers, and offers an extension to Machu Picchu - you fly to Lima from Quito flying to Quito from Baltra (Galapagos airport). We did not extend to Machu Piccu, but about 25% of the folks on our cruise did. Based on what we...
by jpohio
Sun Oct 21, 2018 6:35 am
Forum: Personal Consumer Issues
Topic: No power in half the house
Replies: 17
Views: 1804

Re: No power in half the house

Exact same thing happened to me. Had to have electrician replace one of two main breakers on outside of house.
by jpohio
Thu Sep 27, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4998

Re: Ventilated car seats?

Have had ventilated seats on last 3 cars. Would never buy another car without them.
by jpohio
Thu Aug 16, 2018 4:05 pm
Forum: Personal Investments
Topic: Treasury Direct vs Vanguard for purchase
Replies: 7
Views: 1125

Treasury Direct vs Vanguard for purchase

I plan to invest in iBonds and 2, 3, and 5 year treasury notes. My intent is to buy them through the auction, not secondary market. I have purchased Ibonds before via Treasury Direct and understand that process. For the treasury notes, it appears I can purchase them either through Treasury Direct or...
by jpohio
Wed Aug 15, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Travel over thanksgiving holiday, drive or fly?
Replies: 50
Views: 2751

Re: Travel over thanksgiving holiday, drive or fly?

Send them a nice gift, stay home and avoid the trip, which, no matter how you go, has a high probability of significant delays and misery. Facetime or Skype the couple, wish them well, and enjoy Thanksgiving at home.
by jpohio
Tue Aug 14, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3939

Re: Best consumer products - made in USA

Weathertech floor mats and other car accessories. Last forever
by jpohio
Sat Aug 11, 2018 9:09 am
Forum: Personal Consumer Issues
Topic: Planning a Florida Gulf Coast trip next February/March
Replies: 5
Views: 645

Re: Planning a Florida Gulf Coast trip next February/March

For the Estero down to Marco Island area, which includes Naples, if you want walking access to the beach you need to find a place west of US 41. I believe there are numerous condo/house rentals available in that area. One issue might be length of stay - most folks renting their condo/house in that a...
by jpohio
Mon Aug 06, 2018 12:31 pm
Forum: Personal Investments
Topic: Any Experience? - Vanguard Customer Service When Transferring Accounts from Large Brokerage Firm
Replies: 19
Views: 1325

Re: Any Experience? - Vanguard Customer Service When Transferring Accounts from Large Brokerage Firm

I transferred my assets from Merrill Lynch to VG about 1 1/2 years ago. Had multiple IRA’s, taxable accounts and two trusts. Worked with a rep, was kept informed every step of the way, and process was completed flawlessly.
by jpohio
Fri Jul 06, 2018 6:22 am
Forum: Personal Consumer Issues
Topic: Cane Toad Hell: Any Remedies?
Replies: 21
Views: 2062

Re: Cane Toad Hell: Any Remedies?

If you have pets, keep them away from the cane toads - they secrete a fluid that can be fatal to dogs.
by jpohio
Wed May 09, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 8247

Re: What's the view on dogs running free?

Ask the neighbor nicely to keep the dog controlled... An electric fence should do the trick. Most people have enough common courtesy to keep their pet under control, but some need a slight nudge. If the slight nudge doesn't work, try asking not so nicely... There are a lot of good reasons communitie...
by jpohio
Sun May 06, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Anyone from Dayton,OH area-?'s
Replies: 22
Views: 1884

Re: Anyone from Dayton,OH area-?'s

I was in Dayton for four years while attending Univ. Of Dayton. AS tires should do the trick, but more importantly, tell her to go to Milano’s for subs. Fabulous! Right by UD.
by jpohio
Thu Apr 26, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 8164

Re: Comfortable Commuter Cars under $50K

2018 Honda Accord touring.
by jpohio
Thu Apr 26, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 8164

Re: Comfortable Commuter Cars under $50K

2018 Honda Accord touring.
by jpohio
Sun Apr 22, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Medical alert "button"
Replies: 45
Views: 4698

Re: Medical alert "button"

We got one of these for my mother about 2 years ago. Company is Medical Guardian, I think. Very pleased so far. My mother fell within 3 months of having the device, which comes with both a necklace and wrist band, plus a speaker-phone like device that sits on a table sort of in the middle of her hou...
by jpohio
Thu Apr 19, 2018 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Need for Medicare supplemental plan?
Replies: 155
Views: 14853

Re: Need for Medicare supplemental plan?

When I turned 65 I signed up for Medicare and purchased a Med Supp Plan F. I was in very good health. 3 months later I tore my quad muscle in my leg, required surgery and physical therapy for several months. Doctor also discovered a partial blood clot resulting from my lack of mobility after the sur...
by jpohio
Tue Apr 17, 2018 2:33 pm
Forum: Personal Consumer Issues
Topic: underwater camera advice
Replies: 18
Views: 1396

underwater camera advice

Headed to Galapagos Islands in a little over a month and want to have a camera that I can take video and still shots underwater. GoPro is obvious choice, but not sure how much I will use it after the trip - I have a very good Nikon that I will use for shots on land. I am looking for advice on option...
by jpohio
Wed Apr 04, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 4348

Re: Health club memberships

Some Medicare Supplement plans include Silver Sneakers, which gives you free membership to health clubs all over the country.
by jpohio
Wed Apr 04, 2018 6:29 am
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 8315

Re: 2018 Camry. What's wrong with me?

Try the 2018 Accord.
by jpohio
Thu Mar 15, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1159
Views: 177216

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I own a 2018 Honda Accord, the 1.5L engine, not the 2.0. Does the Accord have the same engine as the CRV?
by jpohio
Sun Mar 11, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: car lease calculation with trade in
Replies: 4
Views: 459

Re: car lease calculation with trade in

Thank you, all good points.
by jpohio
Sun Mar 11, 2018 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Handling municipal bond interest on state returns in tax software
Replies: 2
Views: 292

Re: Handling municipal bond interest on state returns in tax software

I do the same as stan1 - don't submit anything, keep the records in case questions arise.
by jpohio
Sun Mar 11, 2018 10:24 am
Forum: Personal Finance (Not Investing)
Topic: car lease calculation with trade in
Replies: 4
Views: 459

car lease calculation with trade in

I have only leased a car once, and that was with no trade in. Assume we wish to lease a car with net purchase price of $30k, and have a trade in for which the dealer would give us $15k. How are the lease payments calculated - on the $30k (with dealer cutting me a check for the $15k) or on the net $1...
by jpohio
Wed Mar 07, 2018 8:35 am
Forum: Personal Investments
Topic: Thanks Bogleheads
Replies: 6
Views: 1188

Re: Thanks Bogleheads

I really like your plan. I am going to change mine to incorporate some of yours, which is concise and easy to understand
by jpohio
Tue Feb 20, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: Alaska Cruise Suggestions
Replies: 23
Views: 2245

Re: Alaska Cruise Suggestions

I concur with those who suggest postponing Alaska trip until your child is older.. We flew to Anchorage and the following day flew to Katmai National Park to see the bears at Brooks Falls. This is an amazing experience - especially when salmon are running heavily, which is July and September. Next d...
by jpohio
Mon Feb 19, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Seeking Cruise Suggestions
Replies: 36
Views: 3172

Re: Seeking Cruise Suggestions

Alaska, Galapagos. Took celebrity cruise lines for both.
by jpohio
Thu Feb 15, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Best Mac Antivirus?
Replies: 5
Views: 757

Re: Best Mac Antivirus?

Also have two Macs, I use Bitdefender on both, so far no issues
by jpohio
Sun Feb 11, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: Mesh wifi solution sought for new house
Replies: 46
Views: 3886

Re: Mesh wifi solution sought for new house

Orbi. Have had it installed in my house for about a year. No issues, great coverage, easy to install
by jpohio
Tue Feb 06, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 161
Views: 18279

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

The jig is up. Just got an email from Quicken saying the five year, $0 subscription was an error. Compensation is they are offering a 60 day free trial. I already uninstalled 2018, reinstalled 2017, and data file looks fine. I will revisit this when they tell me they no longer support downloading fo...
by jpohio
Mon Jan 15, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: Looking for a reasonably priced, safe international destination
Replies: 107
Views: 8306

Re: Looking for a reasonably priced, safe international destination

Consider Belize. Specifically Ambergis Caye. English spoken everywhere, US dollar is currency (but check exchange rate - not sure it is 1-1), safe, and lots to to.
by jpohio
Sat Oct 21, 2017 5:59 am
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 55560

Re: Does anyone here with net worths north of $1 mil use financial advisors?

We did, not any longer. I have learned more from this website in the last year than I ever have from any FA. Thanks to all who have helped...
by jpohio
Mon Jul 31, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Buying a 2017 Lexus ES 350
Replies: 27
Views: 4130

Re: Buying a 2017 Lexus ES 350

I have a 2013 ES 300H (hybrid version of the 350). I am a long way from needing a replacement, but I also have a 2015 Honda Accord. I am tall (6' 4") and find the Honda every bit as roomy as the ES. I also think the Honda has every gadget/feature the Lexus ES does, and drives just a nicely - for me....
by jpohio
Thu Jul 20, 2017 2:20 pm
Forum: US Chapters
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 191
Views: 60042

Re: NE Ohio (Cleveland Area) Master Thread

What time are the meetings?
by jpohio
Thu Jul 20, 2017 2:16 pm
Forum: Personal Consumer Issues
Topic: car lease buyout at term end - how negotiable?
Replies: 25
Views: 5583

car lease buyout at term end - how negotiable?

I am nearing the end of a 3 year lease on a car that is in near perfect shape, with 5K miles. I love the car and probably will look to buy it at the end of the lease. My original lease contract has a residual value, which I assume is the buyout amount at the end of the term. Having not done this bef...
by jpohio
Mon Jul 03, 2017 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Proof for estimated tax payments
Replies: 23
Views: 5845

Re: Proof for estimated tax payments

I have used EFTPS for years. I schedule all four payments and they provide a confirmation page that I can save as PDF