Search found 131 matches

by MadDwag
Fri Jan 19, 2024 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Cancel my health insurance?
Replies: 100
Views: 12599

Re: Cancel my health insurance?

I’m in a similar boat, and hold my nose and keep buying the health insurance. I figure it’s better to pay it now than have some unexpected health issue bankrupt me.

My homeowners premiums are ridiculous even with a high deductible, so why not do the same for health?
by MadDwag
Tue Jan 02, 2024 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Short Term Rental investment in The Great Smoky Mountains!
Replies: 16
Views: 2908

Re: Short Term Rental investment in The Great Smoky Mountains!

Not sure how much the market has corrected, but I recall seeing multiple news stories last year about how Sevier county had the largest concentrations of short term rentals compared to similar markets. Your competition may be pretty steep.
by MadDwag
Mon Jan 01, 2024 4:15 pm
Forum: Personal Investments
Topic: Vanguard Solo 401(k)
Replies: 9
Views: 837

Re: Vanguard Solo 401(k)

MadDwag wrote: Mon Jan 01, 2024 12:32 pm
ttboy wrote: Mon Jan 01, 2024 12:28 pm Why doesn't VG allow Roth i401k's?
They do. At least I hope they do otherwise I’ve been sending money to the wrong place :D
Ok, so now I see that VG doesn’t allow Roth employer contributions at this time. You still can have a Roth i401k and fill it with employee contributions.
by MadDwag
Mon Jan 01, 2024 12:32 pm
Forum: Personal Investments
Topic: Vanguard Solo 401(k)
Replies: 9
Views: 837

Re: Vanguard Solo 401(k)

ttboy wrote: Mon Jan 01, 2024 12:28 pm Why doesn't VG allow Roth i401k's?
They do. At least I hope they do otherwise I’ve been sending money to the wrong place :D
by MadDwag
Mon Jan 01, 2024 8:28 am
Forum: Personal Investments
Topic: Vanguard Solo 401(k)
Replies: 9
Views: 837

Re: Vanguard Solo 401(k)

You need to log in to the small biz site, not personal investors.

https://smallbiz.vanguard.com/
by MadDwag
Fri Dec 22, 2023 8:55 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park lodging question
Replies: 7
Views: 1287

Re: Glacier National Park lodging question

1 night at Many Glacier is probably more than enough. It’s somewhat out of the way from where you’re headed, but Two Medicine is a beautiful, quieter part of Glacier. Not sure of your hiking abilities but the Dawson Pitamakan loop is great.
by MadDwag
Wed Dec 06, 2023 8:49 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2023 incorrectly reporting taxable IRA distribution
Replies: 141
Views: 18603

Re: H&R Block 2023 incorrectly reporting taxable IRA distribution

RangersFan wrote: Tue Dec 05, 2023 1:44 pm Anyone else seeing bugs in the code yet?
The premium tax credit/QBI/self employed health insurance isn’t working properly yet. I was trying to decide if I wanted to go Roth in my solo 401k or not but the numbers didn’t seem right when I was changing things. Dug in a bit and found that regardless of what I changed the software was still deducting all of my health insurance premiums even though the PTC credit was going up. Too bad the double dipping isn’t real!
by MadDwag
Fri Dec 01, 2023 6:19 pm
Forum: Personal Consumer Issues
Topic: Zion National park - tours
Replies: 16
Views: 2315

Re: Zion National park - tours

A bit cold this time of year, but hiking the Narrows is awesome. Zion Outfitters in Springdale can get you set up with waders and boots.
by MadDwag
Mon Nov 06, 2023 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: My marginal tax rate is lower than I thought. Reevaluating maxing out SOLO401K
Replies: 9
Views: 913

Re: My marginal tax rate is lower than I thought. Reevaluating maxing out SOLO401K

I immediately started thinking about Roth SOLO401K and mega backdoor Roth because while at 24% they were not attractive, at 19.2, they are. However, from what I've read here, Fidelity does not have a Roth SOLO option. Contact Vanguard and have it transfer your Fidelity solo 401(k) into a Vanguard 401(k) BEFORE the end of the year. Make sure to tell Vanguard you want the option to make pretax and Roth employee contributions. You can allocate each years employee contribution between the pretax and Roth. Personally each year I contribute pretax until the tax savings falls below 25% and then switch to Roth. And as you discovered, never make pretax/Roth decisions based on your bracket. Actually make the calculations to determine your actual tax...
by MadDwag
Mon Nov 06, 2023 5:13 pm
Forum: Personal Consumer Issues
Topic: Beach Umbrella for Windy Days
Replies: 24
Views: 2651

Re: Beach Umbrella for Windy Days

Those Shibumi tents are super annoying and loud.
by MadDwag
Tue Oct 17, 2023 1:13 pm
Forum: Personal Consumer Issues
Topic: Google photos storage space
Replies: 17
Views: 1842

Re: Google photos storage space

I don't know of any incentive to go to the higher tier right away. I upgraded from the free to the 100 GB, had that for a couple years until I maxed it out, then I upgraded to 200 GB. No sense in paying more until you need it.
by MadDwag
Sat Oct 14, 2023 4:10 pm
Forum: Personal Investments
Topic: i401K Funding 2022 v. 2023
Replies: 10
Views: 910

Re: i401K Funding 2022 v. 2023

I’m probably wrong, but I think you can only contribute still for 2022 if you filed an extension (and you’ll need to get on that in a hurry).

Are you planning on dropping in a whole bunch such that you’d reach and exceed your 2023 limit?
by MadDwag
Fri Jun 02, 2023 4:33 pm
Forum: Personal Consumer Issues
Topic: Possible gas leaks? (Update and new questions)
Replies: 55
Views: 3694

Re: Possible gas leaks?

student wrote: Fri Jun 02, 2023 4:24 pm Thank you so much for the replies. The smell is no longer there. So that's a good sign. I haven't called the gas company. (I don't want to the boy who cries wolf. I am afraid I would be tagged in the system for false report.)
Better to be the boy crying wolf one time than having an issue on your hands. Especially one that you're aware of and have documented on an online forum that your insurance company can point so saying you were aware and didn't do anything about...
by MadDwag
Thu Jun 01, 2023 3:08 pm
Forum: Personal Consumer Issues
Topic: Atlanta suburbs
Replies: 60
Views: 4220

Re: Atlanta suburbs

Just in case you did not know it on the Realtor.com website you can seach by a high school name just by entering the name of the high school in the search box. When I was doing my relocation I mainly just picked out a few acceptable high schools then searched on houses by the high school school name. Crime is one part of it, but there’s other considerations. Live too close to the chicken rendering plant in Cumming and you’ll have the smell, for example. That reminded me of one other thing. There is a facility in Smyrna, South Cobb County, named Sterigenics which sterilizes medical equipment and part of that process releases a chemical into the air. I have not be following it but as I recall it is at federally approved levels but there is s...
by MadDwag
Thu Jun 01, 2023 1:30 pm
Forum: Personal Consumer Issues
Topic: Atlanta suburbs
Replies: 60
Views: 4220

Re: Atlanta suburbs

Can someone tell me what areas in Gwinnett County should be avoided? Specifically want to know about the area east of Buford City and South of Duluth. Also, in Forsyth county, is it safe to say that the area south of hwy 20 is better than the northern part? Avoid for what reason? And “better” how? I don't know what you are getting at, but some schools are better learning environments than others. Some schools have more issues with bullying or drugs or poor performance or poor leadership. You know it when you see it. And sometimes it is the more affluent schools that should be avoided because drugs and bullying are a big issue. Can't speak to Forsyth schools, but Gwinnett schools in general have a pretty good reputation. Their government of...
by MadDwag
Thu Jun 01, 2023 11:21 am
Forum: Personal Consumer Issues
Topic: Atlanta suburbs
Replies: 60
Views: 4220

Re: Atlanta suburbs

vv19 wrote: Thu Jun 01, 2023 11:17 am
faanger101 wrote: Thu Jun 01, 2023 10:55 am Be very careful with housing in such areas. It’s not Bay Area but supply can grow literally indefinitely because of new development and flat landscape. Do not overpay :sharebeer
Is there a lot of development happening in the South Forsyth/Johns Creek area?
There's new neighborhoods going up left and right. Not quite as busy as a few years ago, but developers are getting anything more than a few acres rezoned as fast as they can.
by MadDwag
Thu Jun 01, 2023 10:24 am
Forum: Personal Consumer Issues
Topic: Atlanta suburbs
Replies: 60
Views: 4220

Re: Atlanta suburbs

Can someone tell me what areas in Gwinnett County should be avoided? Specifically want to know about the area east of Buford City and South of Duluth. Also, in Forsyth county, is it safe to say that the area south of hwy 20 is better than the northern part? Avoid for what reason? And “better” how? I don't know what you are getting at, but some schools are better learning environments than others. Some schools have more issues with bullying or drugs or poor performance or poor leadership. You know it when you see it. And sometimes it is the more affluent schools that should be avoided because drugs and bullying are a big issue. Can't speak to Forsyth schools, but Gwinnett schools in general have a pretty good reputation. Their government of...
by MadDwag
Thu Jun 01, 2023 10:04 am
Forum: Personal Consumer Issues
Topic: Atlanta suburbs
Replies: 60
Views: 4220

Re: Atlanta suburbs

vv19 wrote: Wed May 31, 2023 6:38 pm Can someone tell me what areas in Gwinnett County should be avoided? Specifically want to know about the area east of Buford City and South of Duluth.

Also, in Forsyth county, is it safe to say that the area south of hwy 20 is better than the northern part?
Avoid for what reason? And “better” how?
by MadDwag
Tue Jan 10, 2023 3:32 pm
Forum: Personal Consumer Issues
Topic: rental car flat tire-- charges
Replies: 39
Views: 3761

Re: rental car flat tire-- charges

I've had success in the past negotiating the charges down. The "recovery" people want some ridiculous amount, I suggest a ridiculous low amount, and eventually we agree on a fair price.
by MadDwag
Wed Jan 04, 2023 7:02 pm
Forum: Investing - Theory, News & General
Topic: Are you guys still maxing Roth IRA in January?
Replies: 139
Views: 18802

Re: Are you guys still maxing Roth IRA in January?

quantAndHold wrote: Wed Jan 04, 2023 1:25 pm No, because I don’t have any earned income.

I contributed the max to my HSA yesterday, though.
Isn’t that a gamble that you’ll have a HDHP/HSA-eligible coverage all year?
by MadDwag
Wed Dec 28, 2022 8:02 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51911

Re: TurboTax 2022 [purchase discount thread]

Just ordered 2022 TurboTax Home & Business download with the $10 gift card from Amazon. The total came to $65.98 which I think is about what I paid last year. Glad to get the ordering part over with. How did you get $65.98? I’m seeing $75.99 pre-tax. I also saw the $75.99 but when I ordered, it came back as $65.99 and they gave me a credit for .01 (don't have a clue what that discount credit was for) which brought it down to $65.98. UPDATE: While the invoice I printed out from Amazon said $65.98, they charged my credit card for two items ($65.98 AND $10 for the gift card). So I guess the way they figure it is when you use the gift card, it will be $65.98 net out of pocket. Kind of tricky, but I had expected to pay the $75.99 and get th...
by MadDwag
Wed Dec 28, 2022 6:54 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51911

Re: TurboTax 2022 [purchase discount thread]

Mel Lindauer wrote: Wed Dec 28, 2022 5:19 am Just ordered 2022 TurboTax Home & Business download with the $10 gift card from Amazon. The total came to $65.98 which I think is about what I paid last year. Glad to get the ordering part over with.
How did you get $65.98? I’m seeing $75.99 pre-tax.
by MadDwag
Wed Dec 21, 2022 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Solo 401k: Benefits of Employee Salary Deferral vs Employer Contributions
Replies: 7
Views: 780

Re: Solo 401k: Benefits of Employee Salary Deferral vs Employer Contributions

My plan is to save the EmployER contributions each year until after I’ve figured my taxes. I’ve read some stories about how people proactively loaded up the employER contributions early on in a healthy year, only to hit a stumbling block later in the year that meant they accidentally overcontributed. I know it’s not the end of the world but I’m all for avoiding a customer service and tax headache if I can.
by MadDwag
Mon Dec 19, 2022 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51911

Re: TurboTax 2022 [purchase discount thread]

LFrugal wrote: Mon Dec 19, 2022 7:15 pm This site does not appear to be an authorized seller of TT:
https://ttlc.intuit.com/community/taxes ... /00/292275

Good catch...“caveat emptor”
I saw similar pricing for third party sales on Walmart.com. I’d like to think that it’d be ok, but all those years of cybersecurity training at work made me pass and set up a camelcamelcamel alert for a known legit source.
by MadDwag
Wed Dec 14, 2022 5:43 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51911

Re: TurboTax 2022 [purchase discount thread]

JerryB wrote: Tue Dec 13, 2022 7:36 pm If you buy the download version, can you change your mind and use the online version?
I think you’d have to pay separately.
by MadDwag
Tue Dec 13, 2022 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax 2022
Replies: 473
Views: 58125

Re: Fidelity TT 2022 discount, download version HOW?

Found various directions on the the Fidelity Turbotax megathread (I can't confirm if these approaches work on the current version). To access download version: 1. Click link from Fidelity to be directed to TurboTax site. 2. Once on TurboTax site, click File Your own Taxes on top. 3. Click CD/Download Products 4. Click Compare All products Also this (after using the link from Fidelity to get to TurboTax, use the sitemap (on TurboTax)). 1. Click "Sitemap" toward the bottom of the landing page. 2. Scroll down to the "CD/Download Products" section. 3. Click the second item: "TurboTax (2022-2023) CD/Download ....." After clicking on the free Turbotax option on the Fidelity site, this will open the TT page. Scroll t...
by MadDwag
Tue Dec 13, 2022 5:39 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax 2022
Replies: 473
Views: 58125

Re: Fidelity TT 2022 discount, download version HOW?

I looked yesterday and failed at this same task. I’ll say, though, that $20 off of the list price is still probably higher than what you’ll find at Amazon or some other retailer.
by MadDwag
Tue Dec 13, 2022 4:47 am
Forum: Personal Investments
Topic: 401k loan to pay off mortgage and AGI
Replies: 20
Views: 1860

Re: 401k loan to pay off mortgage and AGI

Another consideration—does your plan allow you to keep contributing to your 401k separately while you repay the loan? Some don’t. If not, you’d lose out on years of employer match not to mention the years of potential growth.
by MadDwag
Mon Dec 12, 2022 9:14 pm
Forum: Personal Investments
Topic: 401k loan to pay off mortgage and AGI
Replies: 20
Views: 1860

Re: 401k loan to pay off mortgage and AGI

The repayment is with after-tax money and doesn’t count as contributions. You’re essentially using after tax funds to repay pre-tax funds.

This is an incredibly risky venture. If you lose your job or you decide to switch jobs, the loan comes due within a short time period after you leave. If you don’t have the cash on hand it then becomes a taxable distribution that you have to pay taxes and penalties on.

You’re also taking funds out of your 401k to do this, and thereby giving up potential gains if it were otherwise invested.
by MadDwag
Fri Dec 09, 2022 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Buy 2006 BMW 325i for $22,500
Replies: 72
Views: 5201

Re: Buy 2006 BMW 325i for $22,500

burritoLover wrote: Fri Dec 09, 2022 6:59 am If replacing a VW turbo upsets you, then you should run, not walk, from a 16-year old BMW.
:D :D :D
by MadDwag
Thu Dec 08, 2022 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: interest rates for upcoming T-bill auctions
Replies: 9
Views: 1417

Re: interest rates for upcoming T-bill auctions

No. Anybody who tells you so is lying.
by MadDwag
Mon Dec 05, 2022 3:46 pm
Forum: Personal Investments
Topic: Solo 401k or SEP Ira ( or something else?)
Replies: 18
Views: 1678

Re: Solo 401k or SEP Ira ( or something else?)

I'm slowly but surely making my way through Mullaney's new book, Solo 401(k): The Solopreneur's Retirement Account, and it covers this topic. My key takeaways from the Solo 401(k)/ SEP comparison are that 1) the Solo 401(k) would likely allow for more contributions due to the employer and employee arrangement (obviously dependent upon your earnings), and 2) accountants are used to the SEP moreso than the 401(k) so they'll likely try to steer you that way.
by MadDwag
Sat Dec 03, 2022 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Self-Employment Health Premium Deduction
Replies: 6
Views: 700

Re: Self-Employment Health Premium Deduction

I researched and fretted about this earlier in the year. We had already met the deductible on my previous employer’s plan so I was really hoping to just stay on cobra and be able to deduct the premiums as a self-employed person. Ultimately, though, between all I read here and on other sites I wound up buying on the exchange since I’m not comfortable with the “grey area” discussed above.
by MadDwag
Tue Nov 29, 2022 10:21 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51911

Re: TurboTax 2022 [purchase discount thread]

Purchased the Deluxe download version on Saturday via Amazon. We have used TT for many years, but always and only the online version (starting back in the day when accessing via Vanguard provided a discount). Now that we're switching to download, just wanted to confirm understanding on two technical points: 1. Is it possible to download in more than one place, or is use limited to one device only? I don't want to place on laptop that may be around for less than 12 months, if that means losing access. 2. Will updates (forms not yet finalized, etc) be provided automatically, or do we need to search for updates early next year? Thanks! Not sure about #1, but for #2, you can have TT automatically look for an update each time you open it, I thi...
by MadDwag
Fri Nov 25, 2022 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Self employed health insurance—what counts?
Replies: 14
Views: 1349

Re: Self employed health insurance—what counts?

I recently got a quote for a non-marketplace plan, which the rep was careful to point out it doesn’t meet the requirements for “minimum essential coverage” due to restrictions that don’t really apply to me or my family. The question I have is, does that distinction jeopardize my ability to deduct the premiums (I’m a sole proprietor). No, it does not. You may deduct the premiums (subject to the same income restrictions that apply to deductions of ACA plan premiums). Similarly, my dentist has a prepaid discount program available where we pay upfront for a couple cleanings and any additional work is discounted. Would that count as dental coverage I could deduct, or would that fall under a Schedule A type of deal instead? This I'm not as posit...
by MadDwag
Thu Nov 24, 2022 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Self employed health insurance—what counts?
Replies: 14
Views: 1349

Re: Self employed health insurance—what counts?

quantAndHold wrote: Thu Nov 24, 2022 1:48 am In what way does the plan not meet requirements for minimum essential coverage? What’s the out of pocket maximum? Does it have annual or lifetime limits?
I was worried at first when I heard the term, but the policy wouldn’t cover pregnancy, which not a concern as the plumbing has been shut off :o . As far as the annual or lifetime limits, that’s an excellent point and why I was leaning towards the policy that doesn’t have the limits.
by MadDwag
Thu Nov 24, 2022 7:57 am
Forum: Personal Finance (Not Investing)
Topic: Self employed health insurance—what counts?
Replies: 14
Views: 1349

Re: Self employed health insurance—what counts?

chassis wrote: Wed Nov 23, 2022 9:12 pm Dental coverage is viewed by many, including myself, as a cost deferral plan. There is no free lunch with dental service, the consumer pays the full price, no matter what. Whether paid full retail at time of service or via premium + discounted payment at time of service, there is little difference in total cost to the consumer.
Agreed; the cost is basically the same as the cleanings and x-rays so the discount off potential other stuff is a plus. My question though is can this be considered “insurance” in terms of me being able to deduct the premiums as a self employed person.
by MadDwag
Wed Nov 23, 2022 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Self employed health insurance—what counts?
Replies: 14
Views: 1349

Self employed health insurance—what counts?

Greetings, I’m investigating my options available for health insurance next year. We are currently on a marketplace (ACA) plan, but the premiums are set to go up 20%+ along with deductible going up a good amount as well. I recently got a quote for a non-marketplace plan, which the rep was careful to point out it doesn’t meet the requirements for “minimum essential coverage” due to restrictions that don’t really apply to me or my family. The question I have is, does that distinction jeopardize my ability to deduct the premiums (I’m a sole proprietor). Similarly, my dentist has a prepaid discount program available where we pay upfront for a couple cleanings and any additional work is discounted. Would that count as dental coverage I could ded...
by MadDwag
Tue Aug 30, 2022 1:19 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Customer Service Mega-thread
Replies: 1512
Views: 167361

Re: Very good experience with Vanguard

Had a very good experience with Vanguard today, all issues addressed. Wait time on phone about 2 minutes. Hopes this a start to customer service getting a lot better. +1 Had to call Vanguard yesterday, first call in about a year. Similar wait time (actually, less than a minute) to talk to a real (and knowledgeable) person. He answered my questions, supplied me with the instructions I needed, and also spent time with me discussing my options for what I could do in my situation, some of which I was unaware of. Funny you say this. I've now been on hold for 80+ minutes and been transferred 3x just to get my username unlocked. Admittedly, it's my fault for fat-fingering the password too many times, but the user interface for small business logi...
by MadDwag
Tue Aug 30, 2022 1:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Customer Service Mega-thread
Replies: 1512
Views: 167361

Re: Very good experience with Vanguard

Had a very good experience with Vanguard today, all issues addressed. Wait time on phone about 2 minutes. Hopes this a start to customer service getting a lot better. +1 Had to call Vanguard yesterday, first call in about a year. Similar wait time (actually, less than a minute) to talk to a real (and knowledgeable) person. He answered my questions, supplied me with the instructions I needed, and also spent time with me discussing my options for what I could do in my situation, some of which I was unaware of. Funny you say this. I've now been on hold for 80+ minutes and been transferred 3x just to get my username unlocked. Admittedly, it's my fault for fat-fingering the password too many times, but the user interface for small business logi...
by MadDwag
Thu Aug 04, 2022 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes and self-employment - pass through
Replies: 11
Views: 736

Re: Taxes and self-employment - pass through

Might want to start with seeing how this research project hourly pay is actually set up. If W-2 then this is all for nothing. If 1099, then this all comes into play. How was the hourly rate agreed upon?
by MadDwag
Thu Aug 04, 2022 6:43 pm
Forum: Personal Consumer Issues
Topic: Goodman AC condenser and coil
Replies: 24
Views: 2232

Re: Goodman AC condenser and coil

Goodman is a builder brand that essentially cobbles together additional inventory from other manufacturers to make a complete system. Can be a nightmare later on trying to find replacement parts. Also can lead to issues with parts not exactly playing well together. Good luck with warranty claims as well.
by MadDwag
Fri Jul 22, 2022 3:55 pm
Forum: Personal Consumer Issues
Topic: I would like a cheap iphone would it be not wise to buy one with a cracked screen on ebay.
Replies: 29
Views: 2571

Re: I would like a cheap iphone would it be not wise to buy one with a cracked screen on ebay.

Define “cheap”. The SE model runs for about $400 new, which sounds like a lot until you look at the models with the 17 cameras on them.
by MadDwag
Thu Jul 21, 2022 5:11 pm
Forum: Personal Consumer Issues
Topic: Buying used iphones - where
Replies: 23
Views: 2353

Re: Buying used iphones - where

I’ve used Swappa twice. The first time it was pretty obvious it was a stolen phone, but thankfully Swappa customer service cleared things up without much of an issue other than a delay and dealing with return shipping. Second time through worked like a charm.
by MadDwag
Sat Jul 09, 2022 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: High Income Primary Earner, Logic in Spouse Working
Replies: 52
Views: 7119

Re: High Income Primary Earner, Logic in Spouse Working

:wink:
MorgansRun wrote: Sat Jul 09, 2022 2:39 pm Marriages are supposed to be 50-50, right? In whatever form that takes. What happens if your wife decides to stop being productive and just watches YouTube, plays video games and naps all day long?

Asking for a friend… :(
:wink:
by MadDwag
Fri Jul 08, 2022 11:34 am
Forum: Personal Consumer Issues
Topic: Any suggestions on where to fly to for a weekend trip in the summer?
Replies: 67
Views: 4272

Re: Any suggestions on where to fly to for a weekend trip in the summer?

tony5412 wrote: Fri Jul 08, 2022 10:35 am
Dottie57 wrote: Fri Jul 08, 2022 10:14 am How about Asheville NC. Beautiful area. Smokeys are beautiful.
Smoky Mountains are on my list, doesn't look like SW goes to Ashville. Charlotte is 4 hours away from the Smokies and Nashville is 3. Maybe there is a closer airport.
Atlanta airport is 3ish hours from the Cherokee side of Smoky Mountains
by MadDwag
Wed Jul 06, 2022 1:31 pm
Forum: Personal Consumer Issues
Topic: Central A/C bad capacitor symptoms?
Replies: 55
Views: 14552

Re: Central A/C bad capacitor symptoms?

In the grand scheme of things, a capacitor is an $8 part that can be diagnosed with a multimeter and some know-how. Worst case, an HVAC tech will happily charge you $300 to diagnose and replace. That’s such a small expenditure for the comfort and standard of living a central A/C provides in a hot climate. I think you're missing the point that this thread is making it sound like changing a capacitor is something people do as about as often as taking out the trash, not a maybe once-in-a-decade event that's about as likely to occur as any number of other component failures. I've had air conditioning for decades and have had my share of problems that have included all of... one capacitor replacement. Anecdotally, I’ve replaced ~8 capacitors ov...