Search found 222 matches

by open_circuit
Wed Nov 14, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Mobile cellular hotspot for low data use
Replies: 17
Views: 1047

Re: Mobil cellular hotspot for low data use

I think that NetZero is still around and offers free low-volume wireless data plan (https://www.netzero.net/start/landing.do?page=fd/plans-mobile-static-s). I haven't used them, and am a little surprised they survived the post dial-up internet transition. Also look into freedompop (https://www.freed...
by open_circuit
Wed Oct 31, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Anybody use CenturyLink for internet service?
Replies: 25
Views: 1657

Re: Anybody use CenturyLink for internet service?

Century Link sends me advertisements for "lifetime price" service constantly, but they only offer ~25 Mbps DSL service at my address. I've never tried using CL because of this low service speed -- Comcast (ugh) will provide me > 100 Mbps for roughly the same price.
by open_circuit
Mon Oct 29, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: E911 Service
Replies: 20
Views: 1028

Re: E911 Service

I have subscribed to the Anveo service for several years. I have never needed to use 911 on that line, so I can't comment on whether it actually works from first-hand experience. It is easy to set up and only $15 per year. Additionally, when Anveo detects loss of connection to my obi device, I get ...
by open_circuit
Mon Oct 29, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Recommendations for A/T tire that also works well in snow
Replies: 8
Views: 441

Re: Recommendations for A/T tire that also works well in snow

BFG KO2 work great on my 05 Wrangler. I've had both the 30x9.5 and 33x10.5 on my Jeep, and I've never been disappointed with their performance. The KM2 (mud terrain), however, are notoriously bad in snow.

I use the KO2 for off-roading on Colorado and Utah trails.
by open_circuit
Mon Oct 29, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: E911 Service
Replies: 20
Views: 1028

Re: E911 Service

I have subscribed to the Anveo service for several years. I have never needed to use 911 on that line, so I can't comment on whether it actually works from first-hand experience. It is easy to set up and only $15 per year. Additionally, when Anveo detects loss of connection to my obi device, I get a...
by open_circuit
Wed Oct 24, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Coffee grinder
Replies: 56
Views: 4011

Re: Coffee grinder

For my AeroPress, I like the hand-operated burr grinder someone bought me from Amazon for Christmas last year. I have a nice electric burr ginder, but it is loud and really bigger than necessary when making a single cup with AeroPress. The manual (hand-cranked) burr grinder is quiet, small, and easy...
by open_circuit
Wed Oct 24, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Sweetner for Tea
Replies: 25
Views: 1255

Re: Sweetner for Tea

I like sugar or honey. For those who are watching their calories, my wife uses Xylitol . Don't know where she gets it (Sprouts?) but it is: - Natural (from trees) - Looks like sugar - Tastes like sugar - Isn't sugar! I add nothing to my tea. Ewwww Also, xylitol is highly toxic for dogs. Be careful ...
by open_circuit
Wed Oct 24, 2018 12:03 pm
Forum: Personal Consumer Issues
Topic: Sweetner for Tea
Replies: 25
Views: 1255

Re: Sweetner for Tea

I add nothing to my tea. [head hanging in shame] I'm less of a man/woman than you are... I use the tea as a medium to convey the sugar I crave, lest someone see me drinking the honey straight from the container. Didn't mean to imply any shame. I never learned to drink coffee or tea with any additio...
by open_circuit
Wed Oct 24, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Sweetner for Tea
Replies: 25
Views: 1255

Re: Sweetner for Tea

I add nothing to my tea.
by open_circuit
Mon Oct 22, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 25677

Re: PSA: Don't buy a big house

Check out your heating and AC bills with those high ceilings, too.

I have been always baffled why so many Texas homes are built with such high ceiling and large windows. The sun is the enemy most of the year, there.
by open_circuit
Wed Oct 17, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: Jury duty - already booked vacation
Replies: 51
Views: 5532

Re: Jury duty - already booked vacation

At one point you could call and ask for either a 3 month or 6 month extensions without having to speak to someone (IL). Back in college I got summoned on a day where I had a final exam. Asked for a 6-month extension so I'd get summoned during summer break. Never got called to come back in (and have...
by open_circuit
Mon Oct 15, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 4119

Re: How Much Is Your Sewer Bill?

Not very boglehead-ish, but I have no idea. I think it's in the 30-40/month range, but is dependent on volume of water used. I don't have a choice to competitively shop water/sewer, so I pay the bill as long as it appears to be accurate. Without moving to a new house, I don't think there's anything ...
by open_circuit
Thu Oct 11, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 104
Views: 5623

Re: Keep a backup hot water heater?

Replace it today if you're worried it will fail soon. An ounce of maintenance...
by open_circuit
Thu Sep 27, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4357

Re: Ventilated car seats?

I would try a wood beaded seat cushion first. Shouldn't cost more than $20 bucks. I'm thinking that would make a twisty road a lot less fun. Has anyone here actually tried the beaded seat cover? I haven't. In addition to the aforesaid secure seating issue, it sure looks mighty uncomfortable. I have...
by open_circuit
Mon Sep 24, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4357

Re: Ventilated car seats?

I bought a ventilated seat cover that plugs into a 12V outlet for ~$25. Works great, and I can use it in any of my cars or seating locations. I would happily get such a feature built into a new car if it was not part of a huge upsell package that I otherwise didn't want, but I wouldn't spend a few t...
by open_circuit
Mon Sep 24, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: squeaky lock and hard to turn key
Replies: 18
Views: 1053

Re: squeaky lock and hard to turn key

Blaster makes a dry Teflon lube that comes in a can like WD-40. It leaves a white film of Teflon where you spray it. This has worked great for me for many different applications where I don't want to use an oil lubricant that might attract dirt and gunk.
by open_circuit
Fri Sep 21, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Bathroom and Basement Remodel Costs
Replies: 56
Views: 3804

Re: Bathroom and Basement Remodel Costs

1. Agree with everyone that said a drywalled ceiling should be avoided. We have one and it has been a pain whenever work has need to be done. I'm confused by this. I don't know anyone who puts a drop ceiling on first or second floor of a house, yet I've lived in several houses with plumbing in betw...
by open_circuit
Thu Sep 20, 2018 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Moving to Dallas, how to establish residency
Replies: 47
Views: 2997

Re: Moving to Dallas, how to establish residency

And yes expect to spend hours for the DL. I burned 6 hours at the local DPS office applying for mine! No appointments were available although one could "get in line" online and perhaps save an hour off that time. Certainly make sure you have ALL the docs and also $40 in cash. They don't take credit...
by open_circuit
Mon Sep 17, 2018 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: I see now why Rollovers can take FOREVER ....
Replies: 74
Views: 7943

Re: I see now why Rollovers can take FOREVER ....

Even doubly stupid: My previous employer set up our 401k at Vanguard (yay!). My rollover IRA is at Vanguard. You would think this could mean it could all be done electronically, but, no, I have to have the Vanguard 401k cut a check, which is mailed to me, which I then mail back to Vanguard for depo...
by open_circuit
Tue Sep 04, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Selling a car to CarMax
Replies: 74
Views: 6540

Re: Selling a car to CarMax

I've sold a car to them. Did not try to negotiate, but I don't believe they would negotiate anyway. I was offered a price that I felt was fair at the time, so I sold the car to them. Very easy and quick process.
by open_circuit
Fri Aug 31, 2018 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Homeowners discount :)
Replies: 35
Views: 2708

Re: State Farm - Homeowners discount :)

Must be nice. Got my homeowners renewal packet in the mail this week (or so I thought). Instead of ~$1500-2000 / year, they are declining to write a policy because they think my 7 year old roof is too old. Not awesome to live somewhere with large hail claims... Did the letter say that your roof was...
by open_circuit
Fri Aug 31, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: State Farm - Homeowners discount :)
Replies: 35
Views: 2708

Re: State Farm - Homeowners discount :)

Just received my annual State Farm Homeowners Insurance bill. For an insured (replacement) value of $258,000 and 1% deductible - the annual bill is only $437 - after listed discounts of $205 because we also have State Farm auto insurance (2 cars) and a claim record discount of $142. Very Happy :) M...
by open_circuit
Thu Aug 30, 2018 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Zelle, online payments
Replies: 53
Views: 4514

Re: Zelle, online payments

I haven't found a regular or common use for it. A friend sent me some money via Zelle one time to pay their half of a split bill. It took a few days for the transfer to clear, which surprised me. I would have preferred to just get cash some time later, since I see this person frequently anyway. I ha...
by open_circuit
Tue Aug 28, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Minivan for family of 4.
Replies: 34
Views: 2991

Re: Minivan for family of 4.

aerosurfer wrote:
Tue Aug 28, 2018 4:00 pm
Nothing beats the stow and go seats too! Plenty of extra storage and turn the thing into a small cargo van with everything down.
I thought the plug-in hybrid version sacrifices stow-and-go because of batteries. Perhaps I'm misinformed or that was just last year's model?
by open_circuit
Tue Aug 28, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: Colorado Summer Vacation - what to see and where to stay
Replies: 65
Views: 5469

Re: Colorado Summer Vacation - what to see and where to stay

Ok here's another question: which would you choose for a day trip, Mt Evans or Trail Ridge Road? You can pretty easily do both if you start in Estes Park and don't plan to hike (just drive through and see stuff). Trail Ridge will dump you near Grand Lake, and you can continue back through Berthoud ...
by open_circuit
Tue Aug 28, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: Unique Phone Apps that you find yourself using most often?
Replies: 46
Views: 7671

Re: Unique Phone Apps that you find yourself using most often?

For those that like to go hiking or mountain climbing: Gaia gps: great trail app. I've used all the popular ones and find this the most reliable. No cell service needed. .. Peakfinder: one of the most ingenious apps I've seen. You point this to any mountains and it tells you the name of them. If yo...
by open_circuit
Tue Aug 28, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 4067

Re: Recommend a good SOCK. Yes, I said SOCK!

People socks wool hiking socks https://www.amazon.com/PEOPLE-4pairs-So ... B009Y9QCCS

Very comfortable and durable. My first four pairs have lasted 2 and a half years without developing holes, and I wear these every day when it is pants weather.
by open_circuit
Mon Aug 27, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Streaming TV services
Replies: 36
Views: 2654

Re: Streaming TV services

I am thinking of internet based TV....I will be a digital nomad, not looking to carry additional devices. I just found SLING online - looks to have my news channels and standard channels like NBC, etc. Now if I can find Bloomberg TV I will be all set. lol Cool, the extra info helps. I can see how a...
by open_circuit
Mon Aug 27, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: Streaming TV services
Replies: 36
Views: 2654

Re: Streaming TV services

9liner wrote:
Mon Aug 27, 2018 12:54 pm
The OP stated he's going to be watching on a laptop. I'm not quite sure what an antenna would do for him.
The HD Homerun encodes the video into MPEG and puts it out Ethernet. He can watch it on a laptop.
by open_circuit
Mon Aug 27, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: Streaming TV services
Replies: 36
Views: 2654

Re: Streaming TV services

by open_circuit
Mon Aug 27, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Best ultra thin pocket knife?
Replies: 54
Views: 3607

Re: Best ultra thin pocket knife?

I carry the classic 7-function victronix swiss army knife on my keyring, and a Kershaw Shuffle sometimes. Not sure how thin "ultra thin" is, but these are pretty low-profile (especially if you remove the belt clip from the Kershaw)
by open_circuit
Tue Aug 21, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Cashing a check
Replies: 28
Views: 2537

Re: Cashing a check

Chase requires you to write "Electronically deposited at Chase" in the endorsement area. Alliant requires you to write "Electronically deposited" on the face of the check. I've never written those phrases on an electronically deposited check, and I have never had an electronic deposit rejected. I d...
by open_circuit
Tue Aug 21, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Cashing a check
Replies: 28
Views: 2537

Re: Cashing a check

Chase requires you to write "Electronically deposited at Chase" in the endorsement area. Alliant requires you to write "Electronically deposited" on the face of the check. I've never written those phrases on an electronically deposited check, and I have never had an electronic deposit rejected. I d...
by open_circuit
Mon Aug 20, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3314

Re: Where to buy white, athletic fit dress shirt?

I'm looking for a new dress shirt to wear with a suit. Would like something with an athletic fit and that looks nice. I'll only wear it once or twice a year so not looking to spend a ton, unless there's a significant difference in look and quality. Any recommendations? I've had success at Kohl's an...
by open_circuit
Fri Aug 17, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: How much did you pay to relocate laundry from basement to upstairs?
Replies: 23
Views: 2442

Re: How much did you pay to relocate laundry from basement to upstairs?

Laundry room sits off the living room and is the passageway to the garage. The one major design flaw in our house is that the laundry door and the garage access door swing through the same place. To get into the garage through the laundry, you have to walk into the laundry room, close the laundry d...
by open_circuit
Thu Aug 16, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: Car alarm '98 Camry ?
Replies: 31
Views: 1578

Re: Car alarm '98 Camry ?

Slightly stupid answer, but it sounds like leaving the door unlocked would prevent the problem. Obviously you couldn't leave anything in the vehicle you were worried about losing. Anecdotally, no one has stolen my Jeep or anything from inside it yet (knock on wood), and I leave it parked with no ro...
by open_circuit
Thu Aug 16, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Car alarm '98 Camry ?
Replies: 31
Views: 1578

Re: Car alarm '98 Camry ?

Slightly stupid answer, but it sounds like leaving the door unlocked would prevent the problem. Obviously you couldn't leave anything in the vehicle you were worried about losing. Anecdotally, no one has stolen my Jeep or anything from inside it yet (knock on wood), and I leave it parked with no roo...
by open_circuit
Thu Aug 16, 2018 1:12 pm
Forum: Personal Consumer Issues
Topic: How much did you pay to relocate laundry from basement to upstairs?
Replies: 23
Views: 2442

Re: How much did you pay to relocate laundry from basement to upstairs?

Also, in my area, I'd guess relocating from basement to upstairs is somewhere between 5 and 10k. Building / contracting costs are pretty high here right now. Existing homes sell for ~$175 / sq ft or more, and remodel work is in the $70-$100 sq ft range, as a rough swag.
by open_circuit
Thu Aug 16, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: How much did you pay to relocate laundry from basement to upstairs?
Replies: 23
Views: 2442

Re: How much did you pay to relocate laundry from basement to upstairs?

Laundry room sits off the living room and is the passageway to the garage. The one major design flaw in our house is that the laundry door and the garage access door swing through the same place. To get into the garage through the laundry, you have to walk into the laundry room, close the laundry do...
by open_circuit
Thu Aug 16, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Savings rate per month???
Replies: 68
Views: 6243

Re: Savings rate per month???

Over 50% of gross, if I count employer matches into 401ks.
by open_circuit
Thu Aug 16, 2018 11:28 am
Forum: Personal Consumer Issues
Topic: How much did you pay to relocate laundry from basement to upstairs?
Replies: 23
Views: 2442

Re: How much did you pay to relocate laundry from basement to upstairs?

I'm relocating my laundry from main floor to the basement next month. The cost is absorbed into complete basement finishing costs, though, so it is difficult to provide a useful number here. Plus, since my basement is not yet finished, the new laundry build out will be far less costly than trying to...
by open_circuit
Thu Aug 16, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2982

Re: Sign - Speed checked by Radar

I like the ones that say "enforced by aircraft". I've always wondered how the aircraft plans to stop a speeding vehicle, rather than simply monitor it? yeah, I'm 99% sure those are BS This was a real thing in VA which is why the signs were put up. It was a program in the early 00s where the state t...
by open_circuit
Thu Aug 16, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2982

Re: Sign - Speed checked by Radar

I like the ones that say "enforced by aircraft". I've always wondered how the aircraft plans to stop a speeding vehicle, rather than simply monitor it?
by open_circuit
Wed Aug 15, 2018 2:29 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3314

Re: Where to buy white, athletic fit dress shirt?

I'm looking for a new dress shirt to wear with a suit. Would like something with an athletic fit and that looks nice. I'll only wear it once or twice a year so not looking to spend a ton, unless there's a significant difference in look and quality. Any recommendations? I've had success at Kohl's an...
by open_circuit
Mon Aug 13, 2018 10:14 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Prime Money Market
Replies: 5
Views: 1158

Re: Vanguard Prime Money Market

I would like to see them offer Admiral Shares so we could get a higher rate on a half a million invested. They do, under VMRXX. It has a $5 million minimum investment, however. Clearly not intended for (most) individual investors. I would also be pleased to see a lower (attainable) minimum for this...
by open_circuit
Mon Aug 13, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6914

Re: Paper checks yes or no?

I can think of several places where we use checks because credit cards and cash are not accepted. Property taxes and private child care (before / after school) stand out as the largest dollar amount ones. I would hope your county allows ACH property tax bill payments. They charge a fee for eCheck (...
by open_circuit
Fri Aug 10, 2018 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6914

Re: Paper checks yes or no?

I can think of several places where we use checks because credit cards and cash are not accepted. Property taxes and private child care (before / after school) stand out as the largest dollar amount ones.
by open_circuit
Thu Aug 09, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Moving soon; whom to hire to help me move?
Replies: 27
Views: 2489

Re: Moving soon; whom to hire to help me move?

I was very glad to have a full service move in our last interstate move. Employer move assistance program chose the mover, so I did not have to make the same decision you are evaluating, fortunately. This was my only experience hiring movers, and it went far better than I expected. The only point of...
by open_circuit
Thu Aug 02, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 2200

Re: Hiking vacation in November - any recomendations?

I would agree entirely with this. Someone before me mentioned southern Utah parks so I was trying to offer other ideas. One drawback however of Moab might be driving time from and back to the airport and what that subtracts from time doing your activities. United runs flights from Denver to Moab, e...
by open_circuit
Thu Aug 02, 2018 12:08 pm
Forum: Personal Consumer Issues
Topic: Gated communities pros and cons? (Atlanta or anywhere.)
Replies: 67
Views: 4554

Re: Gated communities pros and cons? (Atlanta or anywhere.)

I was never a resident in such a community, but my in-laws were. They lived close enough that we would visit often, but we always found it to be annoying and inconvenient to visit with the gated guard station and ID check. When the in-laws did not hear the phone, or were out of town but we needed to...