Search found 150 matches

by open_circuit
Fri Apr 20, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Best places to find discontinued appliance parts?
Replies: 14
Views: 1045

Re: Best places to find discontinued appliance parts?

MP123 wrote:
Wed Apr 18, 2018 3:54 pm
I've used https://www.repairclinic.com/ for appliance parts several times. It's worth check to see if they have it.
I second this site. They had the parts I needed and good instructions on how to replace the parts in the past.
by open_circuit
Tue Apr 17, 2018 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Best cash back card right NOW.
Replies: 34
Views: 3696

Re: Best cash back card right NOW.

Ice-9 wrote:
Tue Apr 17, 2018 2:05 pm
I get that VG=Vanguard and BoA=Bank of America. Probably a dumb question, but I can't figure out for the life of me what ME is. Could someone please spell it out for the uninitiated?
Since the card mentioned is Bank of America, it must be Merrill Edge, a Bank of America brand / company ?
by open_circuit
Mon Apr 16, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Owning 3 vehicles
Replies: 27
Views: 2027

Re: Owning 3 vehicles

We only acquired a third vehicle after we had a house / driveway / garage combination that allows us to park all three on our property. We also bought a third vehicle that was older than our primary vehicles and provides utility that our primary vehicles do not. I'd recommend most or all of these to...
by open_circuit
Mon Apr 16, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 5378

Re: Costco gas

I've never bought gas at Costco in my life. I presume you'd need to be a member to buy gas there? Regardless, I'd have to drive 15 minutes out of my way, past many other gas stations, to get to one, so I can't imagine doing that.
by open_circuit
Tue Apr 10, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: Driver's permit before 18 - Any financial incentive
Replies: 52
Views: 1682

Re: Driver's permit before 18 - Any financial incentive

My parents were happy to have another person in the house to run errands and drive myself to school . Around here, they have these yellow vehicles called "school buses" that transport kids to and from school. They look like this: https://www.naschools.net/cms/lib/MA02202086/Centricity/Domain/7640/C...
by open_circuit
Mon Apr 09, 2018 3:12 pm
Forum: Personal Consumer Issues
Topic: Robotic lawn mowers
Replies: 18
Views: 1223

Re: Robotic lawn mowers

We had a robotic lawn mower about 10 years ago. It was gifted to us, and I would never have bought one. We had to set up a loop of wire in the yard to establish the perimeter (think invisible fence for a dog). The unit we had used three small blades to cut. Our back yard was fenced in with a 6ft ced...
by open_circuit
Thu Mar 15, 2018 10:27 pm
Forum: Personal Consumer Issues
Topic: Colorado Summer Vacation - what to see and where to stay
Replies: 53
Views: 3436

Re: Colorado Summer Vacation - what to see and where to stay

Just saw on their web site that the Pikes Peak cog railway will NOT reopen for 2018 and maybe beyond. So no need to consider that. This is brand new info. They say the infrastructure and equipment have run their course. There was only one mention in all the above posts, so I guess I'm not sad. That...
by open_circuit
Thu Mar 15, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: Grand Canyon and Utah Parks
Replies: 16
Views: 1477

Re: Grand Canyon and Utah Parks

We lodged in Williams and took the historic railroad into the Grand Canyon National Park with our kids a few years ago. The kids enjoyed the train. Maybe not the best way to visit GC NP if you do not have the kids and have no interest in the train. Moab is a great base for the southeastern Utah park...
by open_circuit
Tue Mar 13, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Do/Why don't a lot of people by mobile homes in the Bay Area?
Replies: 30
Views: 3255

Re: Do/Why don't a lot of people by mobile homes in the Bay Area?

Certainly some have tried this. The story of a Google engineer who lived in the parking lot for a while in a box truck comes to mind.

http://www.businessinsider.com/google-e ... ot-2015-10
by open_circuit
Fri Mar 09, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: What do you pay for your phone/cable/internet? REAL total with tax?
Replies: 48
Views: 2734

Re: What do you pay for your phone/cable/internet? REAL total with tax?

Comcast, internet only, the price is inclusive of taxes and fees for us. Cell phone with T-Mobile, same deal. Sounds like you're either getting a bad deal or your TV / phone portion of your bill is generating a lot of non-included fees.
by open_circuit
Fri Mar 09, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: As a home buyer, do you use your own realtor or agent?
Replies: 25
Views: 2084

Re: As a home buyer, do you use your own realtor or agent?

I did not use an agent to buy my first home (new construction from builder), but did use an agent for our interstate move. I found an agent to be helpful when moving to an unfamiliar city.
by open_circuit
Tue Mar 06, 2018 10:40 am
Forum: Personal Consumer Issues
Topic: Colorado Summer Vacation - what to see and where to stay
Replies: 53
Views: 3436

Re: Colorado Summer Vacation - what to see and where to stay

You might enjoy Georgetown and the railroad for something a little different. It would be on the loop from RMNP -> 70 -> Denver.

https://www.georgetownlooprr.com/
by open_circuit
Tue Feb 27, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: "Don't tow an AWD vehicle"?
Replies: 13
Views: 1074

Re: "Don't tow an AWD vehicle"?

Find a buddy with a recovery winch (look for the guy with a lifted Jeep or pickup truck). In my neighborhood, about one in ten people have a winch already, so you probably have at least one neighbor with one. You can put the Volvo in neutral and pull it a few feet, no problem.
by open_circuit
Tue Feb 27, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: "Don't tow an AWD vehicle"?
Replies: 13
Views: 1074

Re: "Don't tow an AWD vehicle"?

Some AWD can be flat towed (all four wheels on the ground). My manual transmission Subaru can be flat-towed in neutral, though I doubt I'll ever try. As the other poster mentioned, since you can't disconnect the front/rear axles, you should never tow an AWD vehicle with only two wheels on the ground...
by open_circuit
Tue Feb 20, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: Furnace Setting for Vacation
Replies: 23
Views: 1537

Re: Furnace Setting for Vacation

I recently read online that 50-60 is OK for vacation/unoccupied homes. Should prevent any pipes from freezing. I have a pipe that will freeze when outside temps are 15F and below if the inside temp is not ~70F or higher. Much easier and cheaper to just drain the pipes when I leave and then turn the...
by open_circuit
Tue Feb 20, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Furnace Setting for Vacation
Replies: 23
Views: 1537

Re: Furnace Setting for Vacation

I set to 55 and drain my pipes. No worries about freezing pipes in exterior walls that way, and little energy spent heating/cooling an unoccupied space.
by open_circuit
Wed Feb 14, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 2918

Re: Digital alarm clock suggestions?

I've been using the same Sony ICF C26 for about 30 years. It meets all of your criteria except for the "reverse time" buttons. I don't find this to be an issue, but I have had quite some time to become acclimated to this particular clock. Works great. It appears e-bay has some listed for ~$16. https...
by open_circuit
Fri Feb 09, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Alternatives
Replies: 14
Views: 1085

Re: Quicken Alternatives

I also use MoneyDance. I switched from Quicken to MD over a decade ago. It works well for my needs.
by open_circuit
Thu Feb 08, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Who has had a pool?
Replies: 79
Views: 4452

Re: Who has had a pool?

verbose wrote:
Thu Feb 08, 2018 12:47 pm
- Chemicals should be kept inside the home where it's climate-controlled--not in a shed or garage.
Which chemicals are you referring to? We used muriatic acid to adjust PH in our pool. I would never store that inside my living space.
by open_circuit
Thu Feb 08, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Who has had a pool?
Replies: 79
Views: 4452

Re: Who has had a pool?

We had a very inexpensive above-ground pool for two years, then built an in-ground pool. We started with the above ground pool when the kids were about 4 and 3, and moved away from the house with the in-ground pool when they were 8 and 7. We owned and operated the in-ground pool for about 2.5 years ...
by open_circuit
Tue Feb 06, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: Vacation options for wide age-range of children?
Replies: 27
Views: 1729

Re: Vacation options for wide age-range of children?

I thought Wisconsin Dells is super tacky / kitchy when I took my kids a few years ago. We visited while we were in WI already, but I would not make a trip cross country just to visit there.
by open_circuit
Wed Jan 31, 2018 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Car Lease -- High Residual Value -- what am I missing?
Replies: 49
Views: 4630

Re: Car Lease -- High Residual Value -- what am I missing?

Regarding your mileage, I do closely track mine, and can offer a data point for a car that got most of its miles from road trips and weekend driving. I put 7150 and 7800 miles on my primary car in 2016 and 2015, respectively. I drove round trip to work ever week day, but total round trip distance wa...
by open_circuit
Wed Jan 31, 2018 9:38 am
Forum: Investing - Help with Personal Investments
Topic: Introduction, or How does my portfolio look?
Replies: 11
Views: 656

Re: Introduction

If it were me, I'd get rid of the commodities. A 2% allocation is not going to make any significant difference one way or another. I'd also get rid of the cash allocation inside the IRA and move it into either stocks or bonds. If you want to hold a cash allocation as an emergency fund, that's fine,...
by open_circuit
Tue Jan 30, 2018 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Should I join Linkedin?
Replies: 48
Views: 3688

Re: Should I join Linkedin?

Not sure it has helped me in any way. I signed up before my last job search, but don't use it otherwise. I did not find my job through any LinkedIn contact or job listing. I've only ever used it in a web browser in incognito mode.
by open_circuit
Tue Jan 23, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: Is a minivan the only commuter vehicle / backup with 3 children?
Replies: 40
Views: 2566

Re: Is a minivan the only commuter vehicle / backup with 3 children?

Do you really want to be moving a bunch of car seats back and forth between vehicles? Get another Corolla, and drive the kids around in the minivan. They 8 and 4 year old are probably in boosters (or the 4 year old will be soon). Boosters aren't expensive, and we keep a booster per child in each of...
by open_circuit
Tue Jan 23, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Is a minivan the only commuter vehicle / backup with 3 children?
Replies: 40
Views: 2566

Re: Is a minivan the only commuter vehicle / backup with 3 children?

Alternatively, a Mazda 5 is a nice compact minivan/MPV that has the same footprint essentially as the Mazda-3 or Toyota Corolla. If I had to choose a single vehicle to function as a fuel-efficient commuter and a kid-hauler, I would probably pick that one. We've owned two Mazda 5s. My wife loves it ...
by open_circuit
Fri Jan 19, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Home Humidifier input please
Replies: 48
Views: 2639

Re: Home Humidifier input please

We have an Aprilaire bypass unit in our main house. We have a second, separate space with dedicated HVAC as well, and there is no humidifier for the second HVAC space & system. For comparison, the main house is at 32% RH today, while the other space is at 20% RH. The humidifier only runs while the ...
by open_circuit
Fri Jan 19, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: Home Humidifier input please
Replies: 48
Views: 2639

Re: Home Humidifier input please

We have an Aprilaire bypass unit in our main house. We have a second, separate space with dedicated HVAC as well, and there is no humidifier for the second HVAC space & system. For comparison, the main house is at 32% RH today, while the other space is at 20% RH. The humidifier only runs while the f...
by open_circuit
Fri Jan 19, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Forrester
Replies: 34
Views: 2106

Re: Alternatives to Subaru Forrester

Lots of threads about Subarus here at Bogleheads. The two issues I recall reading about most often are (1) leaking oil and (2) cracking windshield. Do a search for those. I'll add weak/chipping paint to the list, but it's really just cosmetic. I love my Outback, but the paint on the Saturn I used t...
by open_circuit
Mon Jan 15, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Best rock solid router with vpn server and guest network
Replies: 12
Views: 1095

Re: Best rock solid router with vpn server and guest network

Asus AC68u. There's a tmobile branded version that is often on sale for ~$70 or less if you want to spend a little less than the normal sticker price. They have good stock firmware and community-supported Asus-Merlin. Also, the stock firmware now supports mesh networking amongst several of these rou...
by open_circuit
Thu Jan 11, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Which Car To Keep
Replies: 25
Views: 1485

Re: Which Car To Keep

If the only vehicle you own is the truck, it appears to be legal to let the kids ride in the bed. (https://www.dps.texas.gov/director_staff/public_information/seatbelt.htm) Obviously you won't pick that option (and neither would I), so I'd probably keep the pickup and the van. With the pickup, you c...
by open_circuit
Thu Jan 11, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Telematics and Auto Insurance
Replies: 13
Views: 847

Re: Telematics and Auto Insurance

Hogan773 wrote:
Wed Jan 10, 2018 1:40 pm
I have up till now resisted, but wondering if others have signed up for these dongles and what their experience has been with discounts.
I refuse to voluntarily use these products. It feels invasive.
by open_circuit
Thu Jan 11, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Somewhat rhetorical question...
Replies: 10
Views: 793

Re: Somewhat rhetorical question...

How does Computershare stay in business? By fluke and laziness I have held about 24 shares of home depot stock with them for years. Besides continuing to pay an enormous (percentage wise) amount for having dividends reinvested I was even more 'amazed' at this company when I went to finally sell the...
by open_circuit
Wed Jan 10, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 2824

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

I can’t comment on the itinerary but do have a suggestion re cell phones. I was in Germany last fall and was planning to buy a local SIM card for my unlocked GSM phone so I could call local friends, hotels, and use Google maps while driving. Until recently, you could buy a pay as you go SIM card al...
by open_circuit
Tue Jan 09, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: cost analysis on buying vs. renting skis?
Replies: 12
Views: 673

Re: cost analysis on buying vs. renting skis?

Buy a ski condo and keep your skis in the locked owner's spaces. Rent the condo out. Profit?

For a couple days per year, I'd rent at the destination. If you are going to travel with skis, you then have to haul them around with you the entire way. Seems like too much work to me.
by open_circuit
Tue Jan 09, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: Hot Water Delay at faucet/shower far from water heater
Replies: 100
Views: 6881

Re: Hot Water Delay at faucet/shower far from water heater

In my house, the hot water run to the master and guest bathrooms is over 100ft. It's nice to see your calculation roughly confirms the delay we see to flush our hot water lines on those far end points. Are your pipes also insulated? Over those distances a lot of heat could be lost to a cold basemen...
by open_circuit
Tue Jan 09, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Hot Water Delay at faucet/shower far from water heater
Replies: 100
Views: 6881

Re: Hot Water Delay at faucet/shower far from water heater

In my house, the hot water run to the master and guest bathrooms is over 100ft. It's nice to see your calculation roughly confirms the delay we see to flush our hot water lines on those far end points. Are your pipes also insulated? Over those distances a lot of heat could be lost to a cold basemen...
by open_circuit
Tue Jan 09, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: Hot Water Delay at faucet/shower far from water heater
Replies: 100
Views: 6881

Re: Hot Water Delay at faucet/shower far from water heater

Couple of tips: Don't turn on the cold water when trying to get hot. Faucets are flow-limited, so turning full-on cold/hot taps will take approximately twice as long to heat up as the hot-only tap on. Same with the shower - turn all the way to hot for fastest heat up. On that note, all plumbing fix...
by open_circuit
Mon Jan 08, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Hot Water Delay at faucet/shower far from water heater
Replies: 100
Views: 6881

Re: Hot Water Delay at faucet/shower far from water heater

> This would use the cold water line as the water heater return path I did not realize OP was considering something like this! Sounds really weird. Recirculating systems installed during a build have a separate loop for the hot water. And if the builder has any sense the entire loop is insulated. >...
by open_circuit
Mon Jan 08, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: Hot Water Delay at faucet/shower far from water heater
Replies: 100
Views: 6881

Re: Hot Water Delay at faucet/shower far from water heater

Problem: At a far bathroom, it takes 4 minutes of running hot water from the shower and 10 minutes from the faucet to get hot water. (These are slightly low flow faucet/shower heads.) Even at close bathrooms/sinks, it takes 1 minute of running hot water to get hot water. Solution: Install a hot wat...
by open_circuit
Fri Dec 29, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Plow Guy Raised Rates
Replies: 112
Views: 9745

Re: Plow Guy Raised Rates

$50 is wicked cheap. Around me, people pay $75 for 75 foot driveways that it takes me 15 minutes to do 18 inches of medium weight new snowfall with my Wrangler. On the other side of the coin.....why don't you just buy a light snowplow like a Curtis home pro and have it mounted onto your vehicle, as...
by open_circuit
Fri Dec 29, 2017 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: gift cards - caveats
Replies: 41
Views: 2100

Re: gift cards - caveats

Edit/update: Okay, I got a little pop-up or whatever on Amazon, so it seems that 2% bonus on reloads is offered to Prime Members who presumably set up automated reloads (or at least some representation of regular frequency). I have Prime but only as an "invited guest" from a Prime Member. The free ...
by open_circuit
Fri Dec 29, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 3611

Re: Hyundai quality and reliability

I've never owned a Hyundai, but I've received many as rentals. A Hyundai is the only rental vehicle I've ever had strand me somewhere. As with most rental vehicles, it was a late model with low miles about 5 years ago. The car spontaneously entered limp mode as I turned out of a gas station parking ...
by open_circuit
Fri Dec 29, 2017 9:45 am
Forum: Personal Finance (Not Investing)
Topic: gift cards - caveats
Replies: 41
Views: 2100

Re: gift cards - caveats

In the past, I've sold unwanted gift cards on websites that trade cards. The site I used seems to be in decline now, so I will not recommend it. These days, if I have a Visa gift card, I find it most useful to immediately buy an Amazon credit refill with the card . I never have to carry the gift ca...
by open_circuit
Thu Dec 28, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: Good VPN?
Replies: 21
Views: 2162

Re: Good VPN?

It is relatively easy to set up a VPN server on your home router, if you have a newer router. Many of the Asus products include this feature. If you just want to prevent man-in-the-middle attacks on public networks, this might be good enough for you.
by open_circuit
Thu Dec 28, 2017 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: gift cards - caveats
Replies: 41
Views: 2100

Re: gift cards - caveats

These days, if I have a Visa gift card, I find it most useful to immediately buy an Amazon credit refill with the card. I never have to carry the gift card around, or get stuck with odd amounts on a split transaction. For us, this works well because we buy stuff at amazon frequently, and can easily...
by open_circuit
Thu Dec 28, 2017 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: gift cards - caveats
Replies: 41
Views: 2100

Re: gift cards - caveats

Sorry, not sure what you mean about using your regular credit card. Are you referring to trying to do "mental accounting" so you make a purchase that you would associate as being a gift from whoever gave you the gift card? Yeah, I just consider the funds fungible and if I convert a $50 visa card in...
by open_circuit
Thu Dec 28, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: gift cards - caveats
Replies: 41
Views: 2100

Re: gift cards - caveats

In the past, I've sold unwanted gift cards on websites that trade cards. The site I used seems to be in decline now, so I will not recommend it. These days, if I have a Visa gift card, I find it most useful to immediately buy an Amazon credit refill with the card. I never have to carry the gift card...
by open_circuit
Sun Dec 17, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: New Car - Always use parking brake ?
Replies: 72
Views: 7283

Re: New Car - Always use parking brake ?

I use the parking brake all the time. It's a habit. Me too, but I've only owned manual transmission vehicles for the last 15 years. It irks me that my subaru (manual transmission) has an electronic parking break instead of a manual brake, and has a warning about freezing up in cold temperatures. Ha...