Search found 510 matches

by Bulldawg
Wed Aug 29, 2018 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Help choose what to invest in 403B
Replies: 7
Views: 450

Re: Help choose what to invest in 403B

My kids have similar options and I put them in the VG 500 index to get started
by Bulldawg
Sat Aug 18, 2018 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Your major and investing/finance?
Replies: 99
Views: 5022

Re: Your major and investing/finance?

Accounting major . Business owner in various service businesses for most of career . Seems like the Boglehead group here has many engineering /IT/ STEM majors represented. I think my major and experiences have helped me understand investing better , but I know many accounting /finance types who are ...
by Bulldawg
Sat Feb 17, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: One of the Best Business Books I Ever Read
Replies: 4
Views: 1630

Re: One of the Best Business Books I Ever Read

I sold a small trash hauling business to mr H's company in 1997 . This was the same year his Marlins won the World Series , so it was pretty heady stuff . I never met Wayne personally but he was consolidating trash businesses ahead of his starting AuotNation . I , too, enjoyed his book.
by Bulldawg
Sun Jan 28, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: Career "advice" for someone without college
Replies: 39
Views: 2466

Re: Career "advice" for someone without college

If I had to pick fast food , I'd go with Chick-fil-A . It won't fit everyone , but for 10k franchise fee, operators average over 100k /yr salary . And stores are closed every Sunday .
by Bulldawg
Mon Dec 18, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads save on eyeglasses?
Replies: 91
Views: 7638

Re: How do Bogleheads save on eyeglasses?

Costco if you need someone to fit you . Zenni works great if you can take your own measurements .
by Bulldawg
Wed Nov 15, 2017 10:10 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 12298

Re: Do you meditate?

Longtermgrowth wrote:
Tue Nov 14, 2017 3:51 am
I pray, but do not meditate. I view the two as polar opposites. Since discussion of religion or anything spiritual isn't appropriate on a financial forum, I can't elaborate.
+1
by Bulldawg
Wed Nov 15, 2017 9:54 pm
Forum: Personal Consumer Issues
Topic: AT & T outage - [Nationwide outage]
Replies: 12
Views: 1434

Re: AT & T outage - [Nationwide outage]

I can confirm the outage in Atlanta ; however , it appeared to impact only those in my family that had upgraded recently to the new IOS . The family members not upgraded were not affected .ymmv
by Bulldawg
Sat Aug 05, 2017 6:30 pm
Forum: Personal Consumer Issues
Topic: Do I want a landscape architect? If not, what?
Replies: 8
Views: 1080

Re: Do I want a landscape architect? If not, what?

If you can take a photo of a space you like , that would help the designer / contractor create something for your area . A photo from Pinterist , a neighbor , or gardening magazine goes a long way . Your space seems smallish for an expensive LA; a landscape designer or landscape contractor might be ...
by Bulldawg
Tue Jul 25, 2017 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Selling Rental Property By Ourselves
Replies: 15
Views: 1285

Re: Selling Rental Property By Ourselves

Have you spoken with your CPA regarding depreciation recapture on this rental? I have bought and sold rentals with owner financing so make sure your atty and accountant review the deal . And don't be afraid to make a counteroffer if needed .
by Bulldawg
Fri Jul 14, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Making the Leap to Self-Employment
Replies: 16
Views: 2243

Re: Making the Leap to Self-Employment

OP : you have received great advice and asked all the right questions ; I can tell you're analytical and at some point after gathering data , a " go " or " no go" decision must be made . I have owned a handful of businesses over the years and there are always surprises that can't be anticipated . Th...
by Bulldawg
Wed Jul 12, 2017 5:19 pm
Forum: Investing - Theory, News & General
Topic: Why Simple beats complex
Replies: 71
Views: 8205

Re: Why Simple beats complex

For some reason , this thread reminds me of a passage in The Bogleheads Guide to Investing ,which points out the Mensa Investment Group's poor performance.
by Bulldawg
Fri Jun 09, 2017 11:54 pm
Forum: Personal Consumer Issues
Topic: Babson College
Replies: 30
Views: 3803

Re: Babson College

Georgia-based Arthur Blank put his Babson degree to good use via Home Depot and the Atlanta Falcons .
by Bulldawg
Sat Apr 22, 2017 8:57 am
Forum: Investing - Theory, News & General
Topic: Single most important investing advice?
Replies: 97
Views: 14720

Re: Single most important investing advice?

What you keep is more important than what you earn. Focus on increasing net worth .
by Bulldawg
Thu Feb 16, 2017 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: What's the secret to happiness?
Replies: 39
Views: 3918

Re: What's the secret to happiness?

Oakwood42 wrote:" For even the Son of Man did not come to be served, but to serve...."

Service to others.

Amen !
by Bulldawg
Sun Feb 12, 2017 10:53 am
Forum: Investing - Help with Personal Investments
Topic: Which 25X is it? [Planning for retirement]
Replies: 51
Views: 4582

Re: Which 25X is it?

C , and I have rental income factored in
by Bulldawg
Thu Feb 09, 2017 8:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 408
Views: 46469

Re: Your USER NAME...what does it mean?

I like English Bulldogs : the one across the pond and the Dawgs in Athens , GA !
by Bulldawg
Fri Jan 27, 2017 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Possbile career moves without college degree
Replies: 39
Views: 4202

Re: Possbile career moves without college degree

If I were wanting to stay in fast food , I'd look into Chick-fil-A . It's competitive to land a store , but the fee is only 10k . The owner -operators I know do very well.

Also , how did your relative do in sales ? Productive sales people usually do very well .
by Bulldawg
Thu Jan 26, 2017 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Need help with 3 rental properties I'm looking to purchase
Replies: 35
Views: 4044

Re: Need help with 3 rental properties I'm looking to purchase

Schedule E is where rentals are accounted for per your tax return . Don't be surprised when the depreciation expense creates a net loss , which will be deducted on line 17 of your 1040. So , the rentals can generate a nice tax write-off even though your bank account will show a nice cash balance . (...
by Bulldawg
Wed Jan 11, 2017 5:26 pm
Forum: Investing - Help with Personal Investments
Topic: $600,000. Now what?
Replies: 55
Views: 11915

Re: $600,000. Now what?

OP:

Thank you and your wife for serving !
by Bulldawg
Mon Jan 09, 2017 5:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 24114

Re: Sad News About a Respected Forum Member

May the Good Lord provide peace to you and family during this trial .
by Bulldawg
Mon Dec 05, 2016 11:14 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 3994

Re: Shoes for flat-footed over-pronators

I too am blessed to be a flat-footed overpronator with wide feet. For casualwear I found the Merrill Moab Ventilators with the highest SOLE inserts to be just about perfect. The shoes come in a wide size, FYI. I've also had the pleasure of having plantar fasciitis :P. Apparently it's caused by a ti...
by Bulldawg
Mon Nov 28, 2016 7:14 pm
Forum: Investing - Help with Personal Investments
Topic: Millionaires living in lower end neighborhood by choice? Do we move?
Replies: 17
Views: 4426

Re: Millionaires living in lower end neighborhood by choice? Do we move?

We too are the millionaire next door with paid off house . We went the remodel route as we liked the school district , location , and excellent floor plan . Not sure you're missing out on anything except a mortgage and maybe a turbocharged savings program ? We also maxed out the storage space in the...
by Bulldawg
Sat Nov 26, 2016 7:21 pm
Forum: Personal Consumer Issues
Topic: Bookkeeping/Accounting Book
Replies: 10
Views: 2416

Re: Bookkeeping/Accounting Book

I have accounting degree and have found " accounting for dummies " by john Tracy to be great introduction . The Khan academy has great teaching videos too.
by Bulldawg
Fri Jun 24, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: best wristwatch for the price
Replies: 87
Views: 8453

Re: best wristwatch for the price

For the Price? Casio G Shock 8-) https://images-na.ssl-images-amazon.com/images/I/91EBxuBzqQL._UY500_.jpg Another recommendation for the G Shock. :sharebeer +3 for the G shock . I also own seiko and timex , but G shocks for daily use are tough to beat . Also seeing price points drop into the low 40...
by Bulldawg
Fri Jun 24, 2016 3:40 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 14404

Re: Good Deal on a Pocket Pistol

I have a glock , ruger and S&W ....all excellent pistols along with some nice revolvers . What I've been using for pocket carry is a Kel Tec p11 9mm . It's very light at 14oz but holds 10+1 in the pipe . It has some polymer like the Glocks but is designed like the Rugers. In fact , I understand the ...
by Bulldawg
Mon Feb 15, 2016 1:44 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 25892

Re: Guns for hunting/defense

10 years ago , my SIL was home alone during a home invasion . She had never fired a weapon before , but remembered my brother's instructions to simply point and shoot . Things ended well for SIL, not as well for the invader. The .38 revolver she used is obviously user friendly ( even for women and n...
by Bulldawg
Sat Nov 28, 2015 11:20 am
Forum: Personal Consumer Issues
Topic: Toyota Tacoma owners?
Replies: 56
Views: 9303

Re: Toyota Tacoma owners?

I own a 2003 Tacoma with the 2.7 4cyl , which gets a couple MPGs better than my brothers 6cyl of the same year.

I have 190k miles on the truck with no issues thus far. The timing chain instead of timing belt is a plus as well.
by Bulldawg
Sat Oct 10, 2015 7:05 am
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 299
Views: 31442

Re: What do you guys do on the side?

I remember how disappointed I felt when my father always seemed to have to work when I wanted him to play with me. I vowed to never make my son feel that way if I don't have to. Awesome. To the OP: I teach Confirmation classes to teens at our local parish. "Teaching kids about Jesus" is what my wif...
by Bulldawg
Thu Aug 06, 2015 3:40 pm
Forum: Personal Consumer Issues
Topic: Cost of concrete installed
Replies: 9
Views: 1790

Re: Cost of concrete installed

It goes for 5.00/sf in Atlanta
by Bulldawg
Sun Aug 02, 2015 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Opening a franchise
Replies: 27
Views: 5193

Re: Opening a franchise

I'm a recovering accountant who left that profession 30 years ago to start my own gig ( not food service ); the financial knowledge does help operate my firm and it has worked out great for me. You are still young enough to take a shot at this with enough time to recover if the business fails. I wou...
by Bulldawg
Sat Aug 01, 2015 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 96
Views: 11475

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

[quote=" I would amend the statement "Find something you like and become very good at it to make money" to "Find something you like that is useful to other people and become very good at it to make money". [/quote] I believe Bolles summarized his advice very similarly in " what color is your parachu...
by Bulldawg
Sat Aug 01, 2015 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Replies: 96
Views: 11475

Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching

Sometimes younger people need to get a handle on their aptitudes/talents as interests and passions can change over time. Aptitudes seem a bit more hard-wired or fixed. Here are a couple of organizations to help gain clarity on inherent strengths : JOCRF.org and ball foundation.org
by Bulldawg
Mon Jul 20, 2015 5:40 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Camry Issue
Replies: 20
Views: 2657

Re: 2007 Toyota Camry Issue

Double check , but I think the 2007 Camrys have timing chains instead of belts .,,,
by Bulldawg
Sat Jul 18, 2015 3:19 pm
Forum: Personal Consumer Issues
Topic: Anyone else drive a Tacoma?
Replies: 43
Views: 6536

Re: Anyone else drive a Tacoma?

How many of you remember to grease your U-joints every 5k miles? I have 5 grease fittings along the driveshaft that I hit every oil change . Also, my model came with a factory security alarm that I actually had to connect ( under the steering wheel ) to activate . Not sure if this was designed to h...
by Bulldawg
Sat Jul 18, 2015 7:30 am
Forum: Personal Consumer Issues
Topic: Anyone else drive a Tacoma?
Replies: 43
Views: 6536

Re: Anyone else drive a Tacoma?

2003 Pre Runner with 180k miles . Has the rare 4cyl with plenty of torque . Timing chain means no belt to replace . The expectation for this bad boy is to roll along to 300k miles like the others I've had before .
by Bulldawg
Fri Jun 19, 2015 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Is it worth aspiring to get more?
Replies: 131
Views: 24415

Re: Is it worth aspiring to get more?

Many if not most people on this forum (and I don't just mean the millionaires) could work part time or quit entirely and live more comfortably than most other Americans indefinitely. The vast majority of us already have enough to live more comfortably than 99% of people on the planet if we never wo...
by Bulldawg
Fri Jun 19, 2015 12:04 pm
Forum: Investing - Theory, News & General
Topic: "An Interview With A Boglehead"
Replies: 18
Views: 3543

Re: "An Interview With A Boglehead"

Thanks Taylor !

Noticed the columnist was an MD ... wondered if Bernstein and EmergDoc might be interesting interview material to her for other columns ?
by Bulldawg
Sun Apr 26, 2015 2:45 pm
Forum: Personal Consumer Issues
Topic: Nutribullet or Ninja extractor?
Replies: 20
Views: 4058

Re: Nutribullet or Ninja extractor?

I've used nutribullet for 1.5 years with no issues . I do not overfill .
by Bulldawg
Sat Apr 25, 2015 6:32 am
Forum: Investing - Theory, News & General
Topic: What is a Boglehead?
Replies: 55
Views: 5473

Re: What is a Boglehead?

Prodigious accumulators (of) wealth
by Bulldawg
Fri Apr 17, 2015 6:28 am
Forum: Personal Finance (Not Investing)
Topic: [Financial] Tips for Post-College Lifestyle
Replies: 53
Views: 5081

Re: Tips for Post-College Lifestyle

Keep living like a student (avoid lifestyle creep )

Read The Millionaire Next Door

Read The Bogleheads Guide to investing

Read recommendations on this site


Congrats on figuring this out so early !
by Bulldawg
Sun Apr 12, 2015 8:00 am
Forum: Personal Finance (Not Investing)
Topic: how to deal with it [regret over past investing choices]
Replies: 74
Views: 11961

Re: how to deal with it [regret over past investing choices]

Sounds like the OP has a lot on the ball by accumulating 1.5m at age 30. Also sounds like he's experienced some life lessons concerning market swings , timing, divorce, etc. Future looks bright to me considering his age, remaining nest egg, life lessons learned , and discovering Bogleheads !
by Bulldawg
Wed Mar 25, 2015 5:36 pm
Forum: Investing - Theory, News & General
Topic: I've Got to be Doing "Something". And You?
Replies: 22
Views: 4302

Re: I've Got to be Doing "Something". And You?

From childhood on Ive always been a hands on get it done kind of guy. Years ago when I started on the road earning, saving and investing I had it in my head that I needed to be somehow involved in my investments - doing something. I think that's a factor in my initial involvement in rental properti...
by Bulldawg
Wed Mar 11, 2015 9:16 pm
Forum: Personal Consumer Issues
Topic: College Financial Planning
Replies: 6
Views: 1072

Re: College Financial Planning

Kal Chaney has a book " paying for college without going broke " that really helped us.

DIY college rankings is a blog that I find useful as well .

PM if you'd like to speak with an actual planner .
by Bulldawg
Sun Mar 08, 2015 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Tom Stanley-Millionaire Next Door Author Killed in Auto Acci
Replies: 76
Views: 15478

Re: Tom Stanley-Millionaire Next Door Author Killed in Auto

I think I've read just about everything Dr Stanley has written . " The Millionaire Mind " and "Selling to the Affluent " are worthwhile reads , but would skip his last one , " Stop acting rich "

Some material is repeated in his book series but much of his best material IMO is in the appendices
by Bulldawg
Thu Mar 05, 2015 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Good career for woman mid 30's?
Replies: 34
Views: 5431

Re: Good career for woman mid 30's?

Accounting ? Nursing ?
by Bulldawg
Thu Mar 05, 2015 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Chicago Meatball becoming a Georgia Peach (Relocation)
Replies: 21
Views: 2195

Re: Chicago Meatball becoming a Georgia Peach (Relocation)

Cobb is one the top districts around and the east Cobb area is especially good .....and home to many transplants . Be advised that your office will be very close to the new Braves complex already under construction; this area is already a traffic nightmare so we're hoping the DOT can come up with a...
by Bulldawg
Wed Mar 04, 2015 11:34 pm
Forum: Personal Finance (Not Investing)
Topic: Chicago Meatball becoming a Georgia Peach (Relocation)
Replies: 21
Views: 2195

Re: Chicago Meatball becoming a Georgia Peach (Relocation)

Cobb is one the top districts around and the east Cobb area is especially good .....and home to many transplants . Be advised that your office will be very close to the new Braves complex already under construction; this area is already a traffic nightmare so we're hoping the DOT can come up with a ...
by Bulldawg
Mon Mar 02, 2015 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Tom Stanley-Millionaire Next Door Author Killed in Auto Acci
Replies: 76
Views: 15478

Re: Tom Stanley-Millionaire Next Door Author Killed in Auto

Tom Stanley's message of frugality , LBYM, etc. has had a great influence on me for the past 25 years or so. It seems his daughter will continue the research. Dr Stanley really was a millionaire next door to me ( live in the same county ) ; the scene of the accident is very curvy and hilly ....bad s...
by Bulldawg
Thu Feb 26, 2015 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: physicians [Frustrated, considering early retirement]
Replies: 132
Views: 15936

Re: physicians [Frustrated, considering early retirement]

I have a friend who earned 70k last year ( with OT) as a letter carrier . He's always complaining about how things are worse than they were when he started and I don't doubt this . OTHO , he's retiring in his mid 50s with pension, thrift plan , decent health plan ,etc. Doesn't seem to have been a ba...
by Bulldawg
Thu Feb 12, 2015 9:47 am
Forum: Personal Consumer Issues
Topic: Food of the Fifties
Replies: 216
Views: 17805

Re: Food of the Fifties

Gatorman :

I know as a Tech man you had some experience with the Varsity cuisine ? so perhaps some chili dogs and onion rings are in order ? perhaps washed down with a frosted orange OR a gatorade ?

Whadda ya have ? , whadda ya have ?