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Bulldawg

From observing my elders I figured out that when you "walk away" from engaging in the work that gave your life meaning you are almost certain to deteriorate. Everyone I watched in the generation above me who retired had grandiose plans. They were going to write books. They were going to do executiv...

Bulldawg

My kids have similar options and I put them in the VG 500 index to get started

Bulldawg

Accounting major . Business owner in various service businesses for most of career . Seems like the Boglehead group here has many engineering /IT/ STEM majors represented. I think my major and experiences have helped me understand investing better , but I know many accounting /finance types who are ...

Bulldawg

I sold a small trash hauling business to mr H's company in 1997 . This was the same year his Marlins won the World Series , so it was pretty heady stuff . I never met Wayne personally but he was consolidating trash businesses ahead of his starting AuotNation . I , too, enjoyed his book.

Bulldawg

If I had to pick fast food , I'd go with Chick-fil-A . It won't fit everyone , but for 10k franchise fee, operators average over 100k /yr salary . And stores are closed every Sunday .

Bulldawg

Costco if you need someone to fit you . Zenni works great if you can take your own measurements .

Bulldawg

Longtermgrowth wrote: ↑
Tue Nov 14, 2017 3:51 am
I pray, but do not meditate. I view the two as polar opposites. Since discussion of religion or anything spiritual isn't appropriate on a financial forum, I can't elaborate.

+1

Bulldawg

I can confirm the outage in Atlanta ; however , it appeared to impact only those in my family that had upgraded recently to the new IOS . The family members not upgraded were not affected .ymmv

Bulldawg

If you can take a photo of a space you like , that would help the designer / contractor create something for your area . A photo from Pinterist , a neighbor , or gardening magazine goes a long way . Your space seems smallish for an expensive LA; a landscape designer or landscape contractor might be ...

Bulldawg

Have you spoken with your CPA regarding depreciation recapture on this rental? I have bought and sold rentals with owner financing so make sure your atty and accountant review the deal . And don't be afraid to make a counteroffer if needed .

Bulldawg

OP : you have received great advice and asked all the right questions ; I can tell you're analytical and at some point after gathering data , a " go " or " no go" decision must be made . I have owned a handful of businesses over the years and there are always surprises that can't be anticipated . Th...

Bulldawg

For some reason , this thread reminds me of a passage in The Bogleheads Guide to Investing ,which points out the Mensa Investment Group's poor performance.

Bulldawg

Georgia-based Arthur Blank put his Babson degree to good use via Home Depot and the Atlanta Falcons .

Bulldawg

What you keep is more important than what you earn. Focus on increasing net worth .

Bulldawg

Oakwood42 wrote:" For even the Son of Man did not come to be served, but to serve...."

Service to others.

Amen !

Bulldawg

C , and I have rental income factored in

Bulldawg

I like English Bulldogs : the one across the pond and the Dawgs in Athens , GA !

Bulldawg

If I were wanting to stay in fast food , I'd look into Chick-fil-A . It's competitive to land a store , but the fee is only 10k . The owner -operators I know do very well.

Also , how did your relative do in sales ? Productive sales people usually do very well .

Bulldawg

Schedule E is where rentals are accounted for per your tax return . Don't be surprised when the depreciation expense creates a net loss , which will be deducted on line 17 of your 1040. So , the rentals can generate a nice tax write-off even though your bank account will show a nice cash balance . (...

Bulldawg

OP:

Thank you and your wife for serving !

Bulldawg

May the Good Lord provide peace to you and family during this trial .

Bulldawg

I too am blessed to be a flat-footed overpronator with wide feet. For casualwear I found the Merrill Moab Ventilators with the highest SOLE inserts to be just about perfect. The shoes come in a wide size, FYI. I've also had the pleasure of having plantar fasciitis :P. Apparently it's caused by a ti...

Bulldawg

We too are the millionaire next door with paid off house . We went the remodel route as we liked the school district , location , and excellent floor plan . Not sure you're missing out on anything except a mortgage and maybe a turbocharged savings program ? We also maxed out the storage space in the...

Bulldawg

I have accounting degree and have found " accounting for dummies " by john Tracy to be great introduction . The Khan academy has great teaching videos too.

Bulldawg

For the Price? Casio G Shock 8-) https://images-na.ssl-images-amazon.com/images/I/91EBxuBzqQL._UY500_.jpg Another recommendation for the G Shock. :sharebeer +3 for the G shock . I also own seiko and timex , but G shocks for daily use are tough to beat . Also seeing price points drop into the low 40...

Bulldawg

I have a glock , ruger and S&W ....all excellent pistols along with some nice revolvers . What I've been using for pocket carry is a Kel Tec p11 9mm . It's very light at 14oz but holds 10+1 in the pipe . It has some polymer like the Glocks but is designed like the Rugers. In fact , I understand the ...

Bulldawg

10 years ago , my SIL was home alone during a home invasion . She had never fired a weapon before , but remembered my brother's instructions to simply point and shoot . Things ended well for SIL, not as well for the invader. The .38 revolver she used is obviously user friendly ( even for women and n...

Bulldawg

I own a 2003 Tacoma with the 2.7 4cyl , which gets a couple MPGs better than my brothers 6cyl of the same year.

I have 190k miles on the truck with no issues thus far. The timing chain instead of timing belt is a plus as well.

Bulldawg

I remember how disappointed I felt when my father always seemed to have to work when I wanted him to play with me. I vowed to never make my son feel that way if I don't have to. Awesome. To the OP: I teach Confirmation classes to teens at our local parish. "Teaching kids about Jesus" is what my wif...

Bulldawg

It goes for 5.00/sf in Atlanta

Bulldawg

I'm a recovering accountant who left that profession 30 years ago to start my own gig ( not food service ); the financial knowledge does help operate my firm and it has worked out great for me. You are still young enough to take a shot at this with enough time to recover if the business fails. I wou...

Bulldawg

[quote=" I would amend the statement "Find something you like and become very good at it to make money" to "Find something you like that is useful to other people and become very good at it to make money". [/quote] I believe Bolles summarized his advice very similarly in " what color is your parachu...

Bulldawg

Sometimes younger people need to get a handle on their aptitudes/talents as interests and passions can change over time. Aptitudes seem a bit more hard-wired or fixed. Here are a couple of organizations to help gain clarity on inherent strengths : JOCRF.org and ball foundation.org

Bulldawg

Double check , but I think the 2007 Camrys have timing chains instead of belts .,,,

Bulldawg

How many of you remember to grease your U-joints every 5k miles? I have 5 grease fittings along the driveshaft that I hit every oil change . Also, my model came with a factory security alarm that I actually had to connect ( under the steering wheel ) to activate . Not sure if this was designed to h...

Bulldawg

2003 Pre Runner with 180k miles . Has the rare 4cyl with plenty of torque . Timing chain means no belt to replace . The expectation for this bad boy is to roll along to 300k miles like the others I've had before .

Bulldawg

Many if not most people on this forum (and I don't just mean the millionaires) could work part time or quit entirely and live more comfortably than most other Americans indefinitely. The vast majority of us already have enough to live more comfortably than 99% of people on the planet if we never wo...

Bulldawg

Thanks Taylor !

Noticed the columnist was an MD ... wondered if Bernstein and EmergDoc might be interesting interview material to her for other columns ?

Bulldawg

I've used nutribullet for 1.5 years with no issues . I do not overfill .

Bulldawg

Prodigious accumulators (of) wealth

Bulldawg

Keep living like a student (avoid lifestyle creep )

Read The Millionaire Next Door

Read The Bogleheads Guide to investing

Read recommendations on this site

Congrats on figuring this out so early !

Bulldawg

Sounds like the OP has a lot on the ball by accumulating 1.5m at age 30. Also sounds like he's experienced some life lessons concerning market swings , timing, divorce, etc. Future looks bright to me considering his age, remaining nest egg, life lessons learned , and discovering Bogleheads !

Bulldawg

From childhood on Ive always been a hands on get it done kind of guy. Years ago when I started on the road earning, saving and investing I had it in my head that I needed to be somehow involved in my investments - doing something. I think that's a factor in my initial involvement in rental properti...

Bulldawg

Kal Chaney has a book " paying for college without going broke " that really helped us.

DIY college rankings is a blog that I find useful as well .

PM if you'd like to speak with an actual planner .

Bulldawg

I think I've read just about everything Dr Stanley has written . " The Millionaire Mind " and "Selling to the Affluent " are worthwhile reads , but would skip his last one , " Stop acting rich "

Some material is repeated in his book series but much of his best material IMO is in the appendices

Bulldawg

Accounting ? Nursing ?

Bulldawg

Cobb is one the top districts around and the east Cobb area is especially good .....and home to many transplants . Be advised that your office will be very close to the new Braves complex already under construction; this area is already a traffic nightmare so we're hoping the DOT can come up with a...

Bulldawg

Cobb is one the top districts around and the east Cobb area is especially good .....and home to many transplants . Be advised that your office will be very close to the new Braves complex already under construction; this area is already a traffic nightmare so we're hoping the DOT can come up with a ...

Bulldawg

Tom Stanley's message of frugality , LBYM, etc. has had a great influence on me for the past 25 years or so. It seems his daughter will continue the research. Dr Stanley really was a millionaire next door to me ( live in the same county ) ; the scene of the accident is very curvy and hilly ....bad s...

Bulldawg

I have a friend who earned 70k last year ( with OT) as a letter carrier . He's always complaining about how things are worse than they were when he started and I don't doubt this . OTHO , he's retiring in his mid 50s with pension, thrift plan , decent health plan ,etc. Doesn't seem to have been a ba...

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