Search found 522 matches
- Tue Jul 07, 2020 10:16 am
- Forum: Personal Finance (Not Investing)
- Topic: Landlords: How are you doing this year?
- Replies: 159
- Views: 20126
Re: Landlords: How are you doing this year?
2 rentals in Atlanta. 1 tenant purchased a home and moved out , but I had it rented in one week via word of mouth .
- Sat May 30, 2020 3:43 pm
- Forum: Personal Finance (Not Investing)
- Topic: The axe falls and I am prepared. What's next?
- Replies: 407
- Views: 39907
Re: The axe falls and I am prepared. What's next?
KF : You’re financially ready to retire but make sure you have the non -financial items thought out . We all need a reason to get up every day and you’ve had experience with this with your unemployment “ dry runs “. You’ve enjoyed a very mentally stimulating career of being the go-to troubleshooter ...
- Fri Apr 24, 2020 10:21 pm
- Forum: Personal Finance (Not Investing)
- Topic: PPP with Wells Fargo
- Replies: 55
- Views: 4864
Re: PPP with Wells Fargo
No luck with WF or SunTrust -Truist , even though I was a long time customer. I WAS able to obtain the PPP loan through my community bank in about 10 days from application . Guess where my accounts will be consolidated very soon ? 

- Sat Apr 18, 2020 7:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: PPP loan: hard pull personal credit report?
- Replies: 6
- Views: 783
Re: PPP loan: hard pull personal credit report?
+ 1 on using the community banks
- Mon Aug 26, 2019 8:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Zelle at non-participating Bank/CU
- Replies: 24
- Views: 1942
Re: Zelle at non-participating Bank/CU
We recently switched to Fidelity for our primary checking needs, which is not currently a participating Zelle institution. However, we decided to leave our Zelle account linked to our CapOne360 checking account. We keep very little money in it and thus it limits our liability issues. Would you cons...
- Fri May 31, 2019 6:21 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is/ was your career and would you recommend it now?
- Replies: 501
- Views: 61949
Re: What is/ was your career and would you recommend it now?
Business degree/ Accounting Major Spent most of my career as a business owner in service industries ( real estate / horticulture / landscape contracting / trash hauling ) - would I do it again ? Yes ! Would I recommend ? Only if you can’t imagine NOT working for yourself . My children all have regul...
- Fri Mar 29, 2019 8:19 pm
- Forum: Personal Investments
- Topic: Post 59.5 tIRA withdrawals to fund Roth’s
- Replies: 9
- Views: 1120
Re: Post 59.5 tIRA withdrawals to fund Roth’s
The Roth limits for OP is 6500 for 2018 and 7k in 2019
- Sat Jan 26, 2019 4:22 pm
- Forum: Personal Consumer Issues
- Topic: Car maintenance - dealer or independent shop?
- Replies: 51
- Views: 3389
Re: Car maintenance - dealer or independent shop?
Independent shop with owner /techs having years of experience with same car brand . Best of both worlds .
- Sun Jan 13, 2019 5:52 pm
- Forum: Personal Consumer Issues
- Topic: Meanings of probability
- Replies: 11
- Views: 1614
Re: Meanings of probability
Weather forecaster was hilarious !
- Sat Jan 12, 2019 11:32 am
- Forum: Personal Investments
- Topic: Biggest Investment Mistake
- Replies: 276
- Views: 30539
Re: Biggest Investment Mistake
Toss up between going into business with a partner who proved to be " ethically challenged " ; OR getting involved with Wade Cook's option program .
Come to think of it , it was the partner's idea to go with Cook's " get rich quick" scam , so the partnership takes top blunder .
Come to think of it , it was the partner's idea to go with Cook's " get rich quick" scam , so the partnership takes top blunder .
- Sat Jan 12, 2019 11:13 am
- Forum: Investing - Theory, News & General
- Topic: Did you ever "win" big?
- Replies: 133
- Views: 11165
Re: Did you ever "win" big?
Although a very small percentage of my holdings , Berkshire & Warren Buffett have provided a nice ROI over the years . Most of our equity is in 2 fund indexes, RE, and personal businesses , but it's been fun watching Berkshire increase in value and reading WB's annual reports.
- Thu Nov 08, 2018 6:31 pm
- Forum: Investing - Theory, News & General
- Topic: Whats your number to walk away?
- Replies: 360
- Views: 58190
Re: Whats your number to walk away?
From observing my elders I figured out that when you "walk away" from engaging in the work that gave your life meaning you are almost certain to deteriorate. Everyone I watched in the generation above me who retired had grandiose plans. They were going to write books. They were going to d...
- Wed Aug 29, 2018 8:41 pm
- Forum: Personal Investments
- Topic: Help choose what to invest in 403B
- Replies: 7
- Views: 542
Re: Help choose what to invest in 403B
My kids have similar options and I put them in the VG 500 index to get started
- Sat Aug 18, 2018 1:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Your major and investing/finance?
- Replies: 99
- Views: 5683
Re: Your major and investing/finance?
Accounting major . Business owner in various service businesses for most of career . Seems like the Boglehead group here has many engineering /IT/ STEM majors represented. I think my major and experiences have helped me understand investing better , but I know many accounting /finance types who are ...
- Sat Feb 17, 2018 8:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: One of the Best Business Books I Ever Read
- Replies: 6
- Views: 2471
Re: One of the Best Business Books I Ever Read
I sold a small trash hauling business to mr H's company in 1997 . This was the same year his Marlins won the World Series , so it was pretty heady stuff . I never met Wayne personally but he was consolidating trash businesses ahead of his starting AuotNation . I , too, enjoyed his book.
- Sun Jan 28, 2018 1:54 pm
- Forum: Personal Consumer Issues
- Topic: Career "advice" for someone without college
- Replies: 39
- Views: 2963
Re: Career "advice" for someone without college
If I had to pick fast food , I'd go with Chick-fil-A . It won't fit everyone , but for 10k franchise fee, operators average over 100k /yr salary . And stores are closed every Sunday .
- Mon Dec 18, 2017 5:28 pm
- Forum: Personal Consumer Issues
- Topic: How do Bogleheads save on eyeglasses?
- Replies: 91
- Views: 9560
Re: How do Bogleheads save on eyeglasses?
Costco if you need someone to fit you . Zenni works great if you can take your own measurements .
- Wed Nov 15, 2017 10:10 pm
- Forum: Personal Consumer Issues
- Topic: Do you meditate?
- Replies: 142
- Views: 17379
Re: Do you meditate?
+1Longtermgrowth wrote: ↑Tue Nov 14, 2017 3:51 am I pray, but do not meditate. I view the two as polar opposites. Since discussion of religion or anything spiritual isn't appropriate on a financial forum, I can't elaborate.
- Wed Nov 15, 2017 9:54 pm
- Forum: Personal Consumer Issues
- Topic: AT & T outage - [Nationwide outage]
- Replies: 12
- Views: 1665
Re: AT & T outage - [Nationwide outage]
I can confirm the outage in Atlanta ; however , it appeared to impact only those in my family that had upgraded recently to the new IOS . The family members not upgraded were not affected .ymmv
- Sat Aug 05, 2017 6:30 pm
- Forum: Personal Consumer Issues
- Topic: Do I want a landscape architect? If not, what?
- Replies: 8
- Views: 1197
Re: Do I want a landscape architect? If not, what?
If you can take a photo of a space you like , that would help the designer / contractor create something for your area . A photo from Pinterist , a neighbor , or gardening magazine goes a long way . Your space seems smallish for an expensive LA; a landscape designer or landscape contractor might be ...
- Tue Jul 25, 2017 7:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Selling Rental Property By Ourselves
- Replies: 15
- Views: 1430
Re: Selling Rental Property By Ourselves
Have you spoken with your CPA regarding depreciation recapture on this rental? I have bought and sold rentals with owner financing so make sure your atty and accountant review the deal . And don't be afraid to make a counteroffer if needed .
- Fri Jul 14, 2017 5:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: Making the Leap to Self-Employment
- Replies: 16
- Views: 2708
Re: Making the Leap to Self-Employment
OP : you have received great advice and asked all the right questions ; I can tell you're analytical and at some point after gathering data , a " go " or " no go" decision must be made . I have owned a handful of businesses over the years and there are always surprises that can't...
- Wed Jul 12, 2017 5:19 pm
- Forum: Investing - Theory, News & General
- Topic: Why Simple beats complex
- Replies: 71
- Views: 8711
Re: Why Simple beats complex
For some reason , this thread reminds me of a passage in The Bogleheads Guide to Investing ,which points out the Mensa Investment Group's poor performance.
- Fri Jun 09, 2017 11:54 pm
- Forum: Personal Consumer Issues
- Topic: Babson College
- Replies: 30
- Views: 4426
Re: Babson College
Georgia-based Arthur Blank put his Babson degree to good use via Home Depot and the Atlanta Falcons .
- Sat Apr 22, 2017 8:57 am
- Forum: Investing - Theory, News & General
- Topic: Single most important investing advice?
- Replies: 97
- Views: 15905
Re: Single most important investing advice?
What you keep is more important than what you earn. Focus on increasing net worth .
- Thu Feb 16, 2017 5:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: What's the secret to happiness?
- Replies: 39
- Views: 4820
Re: What's the secret to happiness?
Oakwood42 wrote:" For even the Son of Man did not come to be served, but to serve...."
Service to others.
Amen !
- Sun Feb 12, 2017 10:53 am
- Forum: Personal Investments
- Topic: Which 25X is it? [Planning for retirement]
- Replies: 51
- Views: 8884
Re: Which 25X is it?
C , and I have rental income factored in
- Thu Feb 09, 2017 8:12 pm
- Forum: US Chapters
- Topic: Your USER NAME...what does it mean?
- Replies: 555
- Views: 77227
Re: Your USER NAME...what does it mean?
I like English Bulldogs : the one across the pond and the Dawgs in Athens , GA !
- Fri Jan 27, 2017 9:28 pm
- Forum: Personal Finance (Not Investing)
- Topic: Possbile career moves without college degree
- Replies: 39
- Views: 4928
Re: Possbile career moves without college degree
If I were wanting to stay in fast food , I'd look into Chick-fil-A . It's competitive to land a store , but the fee is only 10k . The owner -operators I know do very well.
Also , how did your relative do in sales ? Productive sales people usually do very well .
Also , how did your relative do in sales ? Productive sales people usually do very well .
- Thu Jan 26, 2017 3:52 pm
- Forum: Personal Finance (Not Investing)
- Topic: Need help with 3 rental properties I'm looking to purchase
- Replies: 35
- Views: 4558
Re: Need help with 3 rental properties I'm looking to purchase
Schedule E is where rentals are accounted for per your tax return . Don't be surprised when the depreciation expense creates a net loss , which will be deducted on line 17 of your 1040. So , the rentals can generate a nice tax write-off even though your bank account will show a nice cash balance . (...
- Wed Jan 11, 2017 5:26 pm
- Forum: Personal Investments
- Topic: $600,000. Now what?
- Replies: 55
- Views: 12624
Re: $600,000. Now what?
OP:
Thank you and your wife for serving !
Thank you and your wife for serving !
- Mon Jan 09, 2017 5:01 pm
- Forum: US Chapters
- Topic: Sad News About a Respected Forum Member
- Replies: 118
- Views: 27570
Re: Sad News About a Respected Forum Member
May the Good Lord provide peace to you and family during this trial .
- Mon Dec 05, 2016 11:14 pm
- Forum: Personal Consumer Issues
- Topic: Shoes for flat-footed over-pronators
- Replies: 33
- Views: 4802
Re: Shoes for flat-footed over-pronators
I too am blessed to be a flat-footed overpronator with wide feet. For casualwear I found the Merrill Moab Ventilators with the highest SOLE inserts to be just about perfect. The shoes come in a wide size, FYI. I've also had the pleasure of having plantar fasciitis :P. Apparently it's caused by a ti...
- Mon Nov 28, 2016 7:14 pm
- Forum: Personal Investments
- Topic: Millionaires living in lower end neighborhood by choice? Do we move?
- Replies: 17
- Views: 4702
Re: Millionaires living in lower end neighborhood by choice? Do we move?
We too are the millionaire next door with paid off house . We went the remodel route as we liked the school district , location , and excellent floor plan . Not sure you're missing out on anything except a mortgage and maybe a turbocharged savings program ? We also maxed out the storage space in the...
- Sat Nov 26, 2016 7:21 pm
- Forum: Personal Consumer Issues
- Topic: Bookkeeping/Accounting Book
- Replies: 10
- Views: 3322
Re: Bookkeeping/Accounting Book
I have accounting degree and have found " accounting for dummies " by john Tracy to be great introduction . The Khan academy has great teaching videos too.
- Fri Jun 24, 2016 3:54 pm
- Forum: Personal Consumer Issues
- Topic: best wristwatch for the price
- Replies: 184
- Views: 17158
Re: best wristwatch for the price
For the Price? Casio G Shock 8-) https://images-na.ssl-images-amazon.com/images/I/91EBxuBzqQL._UY500_.jpg Another recommendation for the G Shock. :sharebeer +3 for the G shock . I also own seiko and timex , but G shocks for daily use are tough to beat . Also seeing price points drop into the low 40...
- Fri Jun 24, 2016 3:40 pm
- Forum: Personal Consumer Issues
- Topic: Good Deal on a Pocket Pistol
- Replies: 124
- Views: 32836
Re: Good Deal on a Pocket Pistol
I have a glock , ruger and S&W ....all excellent pistols along with some nice revolvers . What I've been using for pocket carry is a Kel Tec p11 9mm . It's very light at 14oz but holds 10+1 in the pipe . It has some polymer like the Glocks but is designed like the Rugers. In fact , I understand ...
- Mon Feb 15, 2016 1:44 pm
- Forum: Personal Consumer Issues
- Topic: Guns for hunting/defense
- Replies: 159
- Views: 51540
Re: Guns for hunting/defense
10 years ago , my SIL was home alone during a home invasion . She had never fired a weapon before , but remembered my brother's instructions to simply point and shoot . Things ended well for SIL, not as well for the invader. The .38 revolver she used is obviously user friendly ( even for women and n...
- Sat Nov 28, 2015 11:20 am
- Forum: Personal Consumer Issues
- Topic: Toyota Tacoma owners?
- Replies: 56
- Views: 10068
Re: Toyota Tacoma owners?
I own a 2003 Tacoma with the 2.7 4cyl , which gets a couple MPGs better than my brothers 6cyl of the same year.
I have 190k miles on the truck with no issues thus far. The timing chain instead of timing belt is a plus as well.
I have 190k miles on the truck with no issues thus far. The timing chain instead of timing belt is a plus as well.
- Sat Oct 10, 2015 7:05 am
- Forum: Personal Finance (Not Investing)
- Topic: What do you guys do on the side?
- Replies: 299
- Views: 35389
Re: What do you guys do on the side?
I remember how disappointed I felt when my father always seemed to have to work when I wanted him to play with me. I vowed to never make my son feel that way if I don't have to. Awesome. To the OP: I teach Confirmation classes to teens at our local parish. "Teaching kids about Jesus" is w...
- Thu Aug 06, 2015 3:40 pm
- Forum: Personal Consumer Issues
- Topic: Cost of concrete installed
- Replies: 9
- Views: 1882
Re: Cost of concrete installed
It goes for 5.00/sf in Atlanta
- Sun Aug 02, 2015 10:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Opening a franchise
- Replies: 27
- Views: 5747
Re: Opening a franchise
I'm a recovering accountant who left that profession 30 years ago to start my own gig ( not food service ); the financial knowledge does help operate my firm and it has worked out great for me. You are still young enough to take a shot at this with enough time to recover if the business fails. I wou...
- Sat Aug 01, 2015 10:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
- Replies: 96
- Views: 11849
Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
[quote=" I would amend the statement "Find something you like and become very good at it to make money" to "Find something you like that is useful to other people and become very good at it to make money". [/quote] I believe Bolles summarized his advice very similarly in &qu...
- Sat Aug 01, 2015 10:41 am
- Forum: Personal Finance (Not Investing)
- Topic: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
- Replies: 96
- Views: 11849
Re: Careers: MD, Non-MD, MBA, Engineering, Law, Teaching
Sometimes younger people need to get a handle on their aptitudes/talents as interests and passions can change over time. Aptitudes seem a bit more hard-wired or fixed. Here are a couple of organizations to help gain clarity on inherent strengths : JOCRF.org and ball foundation.org
- Mon Jul 20, 2015 5:40 pm
- Forum: Personal Consumer Issues
- Topic: 2007 Toyota Camry Issue
- Replies: 20
- Views: 2827
Re: 2007 Toyota Camry Issue
Double check , but I think the 2007 Camrys have timing chains instead of belts .,,,
- Sat Jul 18, 2015 3:19 pm
- Forum: Personal Consumer Issues
- Topic: Anyone else drive a Tacoma?
- Replies: 43
- Views: 7216
Re: Anyone else drive a Tacoma?
How many of you remember to grease your U-joints every 5k miles? I have 5 grease fittings along the driveshaft that I hit every oil change . Also, my model came with a factory security alarm that I actually had to connect ( under the steering wheel ) to activate . Not sure if this was designed to h...
- Sat Jul 18, 2015 7:30 am
- Forum: Personal Consumer Issues
- Topic: Anyone else drive a Tacoma?
- Replies: 43
- Views: 7216
Re: Anyone else drive a Tacoma?
2003 Pre Runner with 180k miles . Has the rare 4cyl with plenty of torque . Timing chain means no belt to replace . The expectation for this bad boy is to roll along to 300k miles like the others I've had before .
- Fri Jun 19, 2015 12:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is it worth aspiring to get more?
- Replies: 131
- Views: 32499
Re: Is it worth aspiring to get more?
Many if not most people on this forum (and I don't just mean the millionaires) could work part time or quit entirely and live more comfortably than most other Americans indefinitely. The vast majority of us already have enough to live more comfortably than 99% of people on the planet if we never wo...
- Fri Jun 19, 2015 12:04 pm
- Forum: Investing - Theory, News & General
- Topic: "An Interview With A Boglehead"
- Replies: 18
- Views: 4102
Re: "An Interview With A Boglehead"
Thanks Taylor !
Noticed the columnist was an MD ... wondered if Bernstein and EmergDoc might be interesting interview material to her for other columns ?
Noticed the columnist was an MD ... wondered if Bernstein and EmergDoc might be interesting interview material to her for other columns ?
- Sun Apr 26, 2015 2:45 pm
- Forum: Personal Consumer Issues
- Topic: Nutribullet or Ninja extractor?
- Replies: 20
- Views: 7287
Re: Nutribullet or Ninja extractor?
I've used nutribullet for 1.5 years with no issues . I do not overfill .