Search found 20 matches

by MA405
Fri Aug 07, 2020 12:22 am
Forum: Personal Investments
Topic: FDGRX - Growth Fund vs. SP500
Replies: 36
Views: 2161

Re: FDGRX - Growth Fund vs. SP500

prairieman wrote:
Thu Aug 06, 2020 10:42 pm
Up over 40% YTD. Making me nervous. You?
Making me very happy. I have just over 30% of my 401K in it, and that percentage seems to be growing every week.
Who knows how long that’s going to last, but that fund is having a stellar performing period, riding the wave.
by MA405
Sat Jul 11, 2020 10:25 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 478
Views: 41900

Re: Why not 100% PSLDX?

Would someone please either confirm or correct my understanding of this fund: - if all this borrowing/buying/selling and other activities on the bond side of the fund result in just breaking even, the investor is GUARANTEED the return of S&P500 (minus ER); - if they manage to make a profit, say 3%, ...
by MA405
Wed Jul 01, 2020 1:20 am
Forum: Personal Consumer Issues
Topic: Looking for cell phone for elderly person
Replies: 21
Views: 979

Re: Looking for cell phone for elderly person

Hey Siri, call XXX. <- that could be more convenient in some situations than large buttons.
by MA405
Mon Apr 13, 2020 11:11 pm
Forum: Personal Consumer Issues
Topic: Seller hesitant to part with something
Replies: 38
Views: 3454

Re: Seller hesitant to part with something

My wife was/is an active seller/trader/collector of certain expensive antique things, so we have been on both ends of similar negotiations. I would advise against giving any ultimatums, firm deadlines or anything of the sort. You are not working with a car dealer. Collectors are really in love with ...
by MA405
Sat Jan 25, 2020 5:37 pm
Forum: Investing - Theory, News & General
Topic: TD Ameritrade Partial Account Transfer Fee
Replies: 7
Views: 889

Re: TD Ameritrade Partial Account Transfer Fee

I have had 2 cents in my TDA account for the past 1.5 years.

This is after 2 partial securities transfers, all initiated from the receiver brokerage side. Remaining $90 or so in cash I just ACH'd into my linked bank account. Nobody ever attempted to charge any fees.
by MA405
Sun Dec 22, 2019 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017
Replies: 66
Views: 3649

Re: Quicken 2017

For those interested, Quicken subscription goes on sale at Costco.com on 12/27. $28.99, online only.
by MA405
Tue Nov 12, 2019 12:05 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1002
Views: 338633

Re: Variable Percentage Withdrawal (VPW)

I'm seeking the help of an iPad user who could explain how to copy and modify the worksheet in this device. There seems to be an app for this...haven't tried myself though. https://support.google.com/docs/answer/6000292?co=GENIE.Platform%3DiOS&hl=en This worked for me on iPad using the native Apple...
by MA405
Wed Oct 09, 2019 4:25 pm
Forum: Investing - Theory, News & General
Topic: highly compensated employee (HCE) Time bomb?
Replies: 91
Views: 9975

Re: highly compensated employee (HCE) Time bomb?

In the past 5 years I was HCE, and maxing out 401K. Our company failed the test each one of these years. Every following year around February I would receive a check for over contributed amount from our 401k plan, minus tax. The amount varied from few hundred, to around $3.5K, I guess depending how ...
by MA405
Sun Jul 21, 2019 5:19 pm
Forum: Investing - Theory, News & General
Topic: One bad decision - examples?
Replies: 67
Views: 7653

Re: One bad decision - examples?

Here’s an example for you: In the year 2000 the company I worked for closed and I moved $72k from the 401k to rollover IRA .With all the investment options that became available, I invested into a leveraged mutual fund that doubled the performance of Nasdaq. Being a smart young man, I figured it wou...
by MA405
Thu Jul 04, 2019 4:01 pm
Forum: Personal Consumer Issues
Topic: Does this car exist? Sexy convertible with a backseat
Replies: 53
Views: 3879

Re: Does this car exist? Sexy convertible with a backseat

Not mentioned yet: Infiniti Q60 IPL convertible. Although they’ve been discontinued and would have to be 4-5 years old. Were available with manual transmission.
by MA405
Sat Jun 15, 2019 12:29 am
Forum: Personal Consumer Issues
Topic: Durable non-stick cookware suggestions?
Replies: 30
Views: 3165

Re: Durable non-stick cookware suggestions?

Calphalon Unison series.
No longer made but still being clearanced here and there, not too difficult to find new. In my opinion, head and shoulders above other non-stick cookware. Quality is apparent as soon as you pick one up. Check reviews on Amazon, etc . Made in USA too.
by MA405
Sat Mar 16, 2019 12:52 am
Forum: Personal Investments
Topic: You Invest by JP Morgan Chase
Replies: 211
Views: 35883

Re: You Invest by JP Morgan Chase

Has anyone sucessfully obtained the 60K UR bonus for opening a Sapphire banking account and transferring $$ there ? My UR bonus points posted about a month ago. I did not open a new account, upgraded my existing checking to Sapphire. At same time opened Youinvest account and transferred some shares...
by MA405
Sun Feb 10, 2019 7:08 pm
Forum: Investing - Theory, News & General
Topic: ?Admiral share availability in other brokerages?[Yes, after a few weeks they are now appearing at other brokerages.]
Replies: 45
Views: 8911

Re: ?Admiral share availability in other brokerages?[Yes, after a few weeks they are now appearing at other brokerages.]

Just a heads up for Chase You Invest users. It looks like they added the Vanguard admiral funds as well as a bunch of Fidelity/Schwab funds this week. :happy What are the fees? Just tried to make test trades orders for VTSAX and for Schwab Total Market fund. Both available. No fees. Did not submit ...
by MA405
Sun Feb 10, 2019 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale
Replies: 314
Views: 30590

Re: H&R Block 2018 Tax Software Deluxe $18.00 - Black Friday sale

I've always used TaxACT, download, but they charged me $100 this year with the state. I better switch, but will old data for multiple returns transfer to another program. Same here, TaxAct user for 10+ years. Current pricing for downloads is very unattractive, so purchased H&R Block for this year. ...
by MA405
Mon Feb 04, 2019 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: Those who do not fly coach, where do you buy your tickets?
Replies: 30
Views: 5467

Re: Those who do not fly coach, where do you buy your tickets?

Go to a travel agency (e.g. Orbitz) and book a vacation package. Pick one night in the cheapest hotel and throw it away (or use it if you want too, but you only need one night). I often get hostels where the daily rate is negligible. The rates for business class tickets are/can be much lower than t...
by MA405
Mon Dec 31, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: iPad vs iPadPro
Replies: 20
Views: 2084

Re: iPad vs iPadPro

You don’t necessarily need a Pro model, but they are much nicer, in my opinion. I too wanted to replace a 5 year old iPad earlier this year. At Costco display compared side-by-side non-Pro 6-gen iPad with a 10.5” 2017 Pro model. The advantage of the Pro in responsiveness, speed of launching apps, sw...
by MA405
Sun Oct 28, 2018 11:02 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2249
Views: 385963

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

SlowMovingInvestor wrote:
Sun Oct 28, 2018 6:00 pm
If you don't mind answering this -- are you planning to move securities to a Chase YouInvest account to meet the balance requirement ?
Yes, transfer is in process... I hope. Partial transfer required mailing of the form, not sure when I should see some transfer activity.
by MA405
Sun Oct 28, 2018 4:45 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2249
Views: 385963

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

When I was at my Chase branch to upgrade my checking acct to Sapphire in response to the promotion, I was offered a choice of 60K points or $750 cash. Based on that, I am expecting a 1099 for $750 if it comes at all (I chose points).
by MA405
Sat Jun 23, 2018 10:51 pm
Forum: Personal Investments
Topic: Can you change HSA contributions throughout year?
Replies: 4
Views: 690

Re: Can you change HSA contributions throughout year?

I have been changing my pay period contributions mid-year every year. At some point I just calculate when I need to adjust contribution and by how much, to hit the max allowed per year, and send in the contribution selection form.
by MA405
Sat Mar 24, 2018 1:35 am
Forum: Personal Consumer Issues
Topic: Costco Kirkland Brand Liquor
Replies: 63
Views: 12075

Re: Costco Kirkland Brand Liquor

Costco Kirkland Signature cognac is Peyrat XO, and it says so on the bottle. For about half the price.