Search found 19 matches

by KeepinItPositive
Sat Apr 07, 2018 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 7772

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

Any updates? If you are well taken care of at both places, I'd go wherever you think your family would be most happy. If you left, and found that you weren't as happy because the new school didn't have as good of students, facilities, etc, do you think you could move back in say 5 years to your curr...
by KeepinItPositive
Fri Mar 09, 2018 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 7772

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

If money were equal, what would you do?

If it's stay, I'd probably see how close they can get to the other offer and stay if it's within 10-20 percent
by KeepinItPositive
Fri Mar 09, 2018 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 7772

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

If money were equal, what would you do?

If it's stay, I'd probably see how close they can get to and stay if it's within 10-20 percent
by KeepinItPositive
Sun Feb 11, 2018 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking career advice - Software Engineer
Replies: 34
Views: 3182

Re: Seeking career advice - Software Engineer

Keep your head up-- so long as you are with this company, try to focus and continue adding value to them. Don't make it easy for them to cut you next by acting unprofessionally during this difficult time. Best wishes, I went through a similar thing when the economy tanked and its definitely tough. F...
by KeepinItPositive
Tue Feb 06, 2018 12:16 am
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 255
Views: 235194

Re: A time to EVALUATE your jitters

Felt weirdly fine with the past few days. In the past I really fretted the drops (even after significant run ups) but now I am more patient and accepting that these days will come. Many thanks to the fine posters of this forum. Reading throughout the past year or so has better prepared me to handle ...
by KeepinItPositive
Sun Feb 04, 2018 3:12 pm
Forum: Investing - Help with Personal Investments
Topic: How to pay off margin and not get killed on taxes
Replies: 28
Views: 2976

Re: How to pay off margin and not get killed on taxes

What are your total monthly expenses at this point?
by KeepinItPositive
Sat Feb 03, 2018 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a youngin'
Replies: 7
Views: 1069

Re: Advice for a youngin'

A couple thoughts: 1. Good for you for starting to save for your retirement. The first step can be the hardest, so congratulations for getting the ball rolling. 2. I think you need to do some more reading to become confortable with what you are investing in. If you don't, you run the risk of making ...
by KeepinItPositive
Sat Feb 03, 2018 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: How to pay off margin and not get killed on taxes
Replies: 28
Views: 2976

Re: How to pay off margin and not get killed on taxes

Op,

I'm sorry that you are in a tough situation. What is monthly shortfall? Do you have other assets available.

You could be wiped out if the market takes a nasty downturn because of the leverage. That is not a risk I'd be willing to take.
by KeepinItPositive
Sat Jan 27, 2018 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: Derisking my Portfolio with a Leveraged Mutual Fund
Replies: 38
Views: 2464

Re: Derisking my Portfolio with a Leveraged Mutual Fund

I personally wouldn't do this for a couple reasons 1. Philosophically this feels closer to gambling than slow-and-steady investing to me 2. I'd be very concerned about the behavioral impact when the market turns South. I feel like I would be more capable of staying the course with my own money than ...
by KeepinItPositive
Fri Jul 14, 2017 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: How to keep Wife's Inheritance Separate
Replies: 11
Views: 1924

Re: How to keep Wife's Inheritance Separate

Purpose311,

I admire your willingness to proactively keep your wife's assets separate, it's very honorable of you.
by KeepinItPositive
Thu Jul 13, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: Security Alarm Pre-Wire in New Construction
Replies: 25
Views: 3727

Re: Security Alarm Pre-Wire in New Construction

If I had the option I would prewire
by KeepinItPositive
Mon Jun 05, 2017 7:33 am
Forum: Personal Finance (Not Investing)
Topic: New Milestone
Replies: 44
Views: 5799

Re: New Milestone

Congrats!
by KeepinItPositive
Sat May 20, 2017 10:24 pm
Forum: Personal Consumer Issues
Topic: Removing a Large TV - projector?
Replies: 7
Views: 1128

Re: Removing a Large TV - projector?

If you can darken the room via curtains the Panasonic pt-ae8000u is a nice projector option. It's pretty bright for a home projector at a reasonable price and has lots of placement flexibility. Another option you might consider is mounting the existing TV to the wall and buying a "cabinet" to cover ...
by KeepinItPositive
Tue May 02, 2017 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Trusts taxes distributions
Replies: 22
Views: 2628

Re: Trusts taxes distributions

Are there any standard ways to specify via beneficiary designations that retirement accounts ought to go to a testamentary trust for there benefit of each of the children in equal parts? Reading the IRS agreements it looks like each custodian handles designations to minors differently with some tra...
by KeepinItPositive
Mon May 01, 2017 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Trusts taxes distributions
Replies: 22
Views: 2628

Re: Trusts taxes distributions

Are there any standard ways to specify via beneficiary designations that retirement accounts ought to go to a testamentary trust for there benefit of each of the children in equal parts? Reading the IRS agreements it looks like each custodian handles designations to minors differently with some tran...
by KeepinItPositive
Sun Apr 30, 2017 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Trusts taxes distributions
Replies: 22
Views: 2628

Re: Trusts taxes distributions

Thanks all for the replies. Gave me plenty of new things to think about. When we first drafted estate docs I was primarily interested in nominating guardians for our kids, since they are not family. A secondary concern was to make sure that they were provided for if we can't. I initially selected 23...
by KeepinItPositive
Sat Apr 29, 2017 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Trusts taxes distributions
Replies: 22
Views: 2628

Re: Trusts taxes distributions

I know this is an older thread but I have questions along the same lines and hoping for a little help I just signed initial estate documents that state that a testamentary trust is to be set up for each of our minor children if both my wife and I pass while they are under 23. Income or principal is ...
by KeepinItPositive
Sat Mar 18, 2017 9:57 am
Forum: Investing - Help with Personal Investments
Topic: How do you cope with regret over selling too soon?
Replies: 57
Views: 5262

Re: How do you cope with regret over selling too soon?

It's definitely understandable that you're feeling regret. I'm sorry you're having a hard time with it.


Know that you had no way of knowing for sure the future direction of the stock and it could have easily gone to zero.

Wishing you peace...