Search found 38 matches

by JDP
Mon Oct 21, 2019 2:27 am
Forum: Personal Consumer Issues
Topic: Where can I find iphone deals/discounts?
Replies: 22
Views: 2315

Re: Where can I find iphone deals/discounts?

If you can wait a month, there may likely be some okay to decent Black Friday deals through cellular providers, if you’re okay with buying a locked version. Apple doesn’t offer any great unlocked phone deals whatsoever, even around Black Friday. Apple.com did offer decent trade-in discounts last yea...
by JDP
Mon Oct 14, 2019 9:39 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on cellular annually?
Replies: 59
Views: 4206

Re: How much do you spend on cellular annually?

Around $750 a year for two phones. My wife and I split a 2-line 30gb data unlimited talk/text $~62 monthly plan (including tax) through Total Wireless, which runs off the Verizon network.
by JDP
Wed Mar 20, 2019 11:40 pm
Forum: Personal Consumer Issues
Topic: When is it time for a new smartphone?
Replies: 66
Views: 4566

Re: When is it time for a new smartphone?

Motorola makes good, affordable smart phones. My wife has a Moto G6 and loves it. Got it for $160 around BF last year. You’ll see them go on sale periodically for $200. Lots of reviews online.
by JDP
Wed Mar 20, 2019 11:10 pm
Forum: Personal Consumer Issues
Topic: Question about house wrap on new home construction
Replies: 5
Views: 761

Re: Question about house wrap on new home construction

I've heard nothing but good things about this builder but I noticed this and thought I'd ask. I don't want to be an annoying buyer who nitpicks things that aren't a big deal but at the same time, I want the best job I can get. What happened when you talked to them? I just noticed it this evening. I...
by JDP
Wed Mar 20, 2019 10:20 pm
Forum: Personal Consumer Issues
Topic: Question about house wrap on new home construction
Replies: 5
Views: 761

Question about house wrap on new home construction

Any contractors or home construction DIYers? I have a question about the quality of a house wrap installation on a new home that is being built for my wife and me. I have included a link with a picture - https://i.imgur.com/y952KKU.jpg . Notice the wrap above the garage. There is a section of plywoo...
by JDP
Tue Feb 19, 2019 12:30 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 81
Views: 8184

Re: Favorite youtube channels?

Angry Video Game Nerd - It started with mostly reviews of retro crappy or insanely hard video games. He does more non-review game stuff now.
by JDP
Tue Feb 19, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: cholesterol lowering butter substitute
Replies: 10
Views: 1433

Re: cholesterol lowering butter substitute

Microwave it for exactly 12 seconds before use. Soft but not melted.
by JDP
Sun Feb 10, 2019 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Did you investigate your partner's financial background before committing?
Replies: 99
Views: 6143

Re: Did you investigate your partner's financial background before committing?

With the prevalence of online dating, I can't count the number of stories I've heard of people committing to a partnership, only later to learn (sometimes too late) of the past financial ruin or recklessness of the person on the other side of the kitchen table. With all of the care that many of us ...
by JDP
Sun Sep 30, 2018 10:55 pm
Forum: Personal Investments
Topic: Please review our financial/investing plan. Are we on the right track?
Replies: 6
Views: 787

Please review our financial/investing plan. Are we on the right track?

Emergency fund: Enough for 6 months but plan on increasing to 12 months. Debt: $0, two cars paid off, rent an apartment Tax Filing Status: This will be our first year married and filing jointly. Tax Rate: 22% federal but trying to drop down to 12%, 6% State State of Residence: MO Desired Asset alloc...
by JDP
Wed Sep 05, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: New Bike Suggestion
Replies: 40
Views: 3342

Re: New Bike Suggestion

I would say that if you really want to get serious about putting in the miles on the road then you need a proper road bike, with the drop bar handles and thinner tires, and not the hybrid with straight bars and thicker tires. Contrary to conventional logic, sitting up straight causes more strain on...
by JDP
Wed Sep 05, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: New Bike Suggestion
Replies: 40
Views: 3342

Re: New Bike Suggestion

Good job! 400 miles in one month is pretty good. :happy What type of Giant bike do you have? Describe the trails that you ride on? Flat or hilly, smooth or rough gravel? Do you ride mostly alone or with friends? Competitive rides amongst friends, especially those with faster bikes and in better shap...
by JDP
Tue Aug 21, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: How much do you put away in investments?
Replies: 66
Views: 5753

Re: How much do you put away in investments?

~35% into investments, so 24K to max out my 401K and Roth IRA. I also set aside a decent chuck of money each month for a house down payment fund. My wife and I live in a LCOL area, no kids and have minimal expenses right now. My gross is mid to upper 60s.
by JDP
Sat Aug 18, 2018 11:08 am
Forum: Personal Consumer Issues
Topic: UPDATE: Credit Card Fraud - $30K
Replies: 66
Views: 9069

Re: Credit Card Fraud - $30K

They had changed the Email address, password, telephone and physical address of the card account before doing this. How was that possible? This account was compromised from the web, not from using the card number or physical card. They were able to change all my account info without me being notifi...
by JDP
Wed Jul 25, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Home Theater vs. Soundbar
Replies: 67
Views: 7427

Re: Home Theater vs. Soundbar

I prefer soundbars due to their simplicity. I used to have a receiver, tower speakers, etc but got tired of dealing with all the cables. Now, I have a Vizio 5.1 soundbar system. The two surround speakers plug into the subwoofer, which wirelessly connects to the soundbar, so there are no cables runni...
by JDP
Sun Jul 01, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Insight Card (APY 5%) full personal review
Replies: 63
Views: 8436

Re: Insight Card (APY 5%) full personal review

OP here So my cards never arrived. Decided to give it one more shot, may be it is a small clerical error after all (based on rhinopylon advice above). So I called the customer service, then automated message wanted me to enter my 16 digit card number (which I don't have it of course) or else press ...
by JDP
Wed Jun 13, 2018 7:59 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 21828

Re: Top Shelf Liquor Overrated?

Google "Aldi's Whiskey." There have been numerous articles over the last few days talking about how a couple of their whiskies were recently rated "the best in the world." The two are: Highland Black Scotch Whisky for $17.37 and Glen Marnoch Islay Single Malt Scotch Whisky for $23.39. I plan on buyi...
by JDP
Mon Jun 11, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Amsterdam
Replies: 12
Views: 1125

Re: Amsterdam

Just got back from a honeymoon in Amsterdam. We consumed cannabis (smoked and ate) several times from different coffee shops but honestly it was a little underwhelming. In my opinion, cannabis is best enjoyed when you plan on relaxing somewhere for hours. It is a chill experience. For us, we were ci...
by JDP
Tue Apr 17, 2018 3:19 am
Forum: Personal Consumer Issues
Topic: Need advice re: extension cord to power PA speaker
Replies: 11
Views: 1386

Re: Need advice re: extension cord to power PA speaker

Peak power handling is 2,200W and maximum power handling is 800W RMS. 800W RMS is the power output of an amp not power consumption. 2200W might be power consumption. In short, you need a cord rated for the max power consumption of the device and with a length sufficient to reach the desired locatio...
by JDP
Mon Apr 16, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: Need advice re: extension cord to power PA speaker
Replies: 11
Views: 1386

Need advice re: extension cord to power PA speaker

I will be using an Altec Lansing 2200 watt PA Speaker for an upcoming small outdoor gathering. It will be used for low background music and mic use. This thing is LOUD, so it likely won't be pushed past 1/4 or 1/5 its total volume capability. Peak power handling is 2,200W and maximum power handling ...
by JDP
Tue Apr 03, 2018 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Insight Card (APY 5%) full personal review
Replies: 63
Views: 8436

Re: Insight Card (APY 5%) full personal review

My first Insight card should be in the mail. Just need to get off work and pick it up. I followed the same article/tutorial and plan on applying for another card if all goes well with this one. The hoops for the 5% seem fairly easy. Good luck! :sharebeer
by JDP
Sat Mar 31, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: Wireless phone use in Italy
Replies: 18
Views: 2552

Re: Wireless phone use in Italy

Buy a SIM card in Italy and go from there. We spent almost two weeks in Italy last summer and bought a visitors plan from TIM right at the airport. It was easy and simple. One advantage is it gave us an Italian cell phone number which was great for our hotels and restaurants. We purchased the SIM f...
by JDP
Wed Mar 21, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: We made the right decision to not purchase a home now, right?
Replies: 47
Views: 4832

Re: We made the right decision to not purchase a home now, right?

BL wrote:
Wed Mar 21, 2018 10:54 am
OP,
I suggest you delete the specific type of injury in the above post, as Google or others can sniff out things like that to identify people. No need to take chances, no matter how slim, in having others be able to identify you.
Interesting. Didn’t know that. I made the injury description vague.
by JDP
Wed Mar 21, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: We made the right decision to not purchase a home now, right?
Replies: 47
Views: 4832

Re: We made the right decision to not purchase a home now, right?

Thank you all for your comments. I'm at work at the moment so only able to post a few responses right now. OP describes a very cool rental situation though, almost a shame to give that up. I thought I lived in a LCOL area but maybe it's more of a MCOL; can't get much of a $500 rental here. Having su...
by JDP
Tue Mar 20, 2018 10:54 pm
Forum: Personal Consumer Issues
Topic: We made the right decision to not purchase a home now, right?
Replies: 47
Views: 4832

We made the right decision to not purchase a home now, right?

Long time lurker, rare poster. If it weren't for randomly reading a book an ex had given me, Total Money Makeover , and getting a job that has mostly Vanguard 401K options, I wouldn't have found this place. Thank you all for your contributions to these forums. :happy The Situation: My fiancée and I ...
by JDP
Sat Jan 13, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Poll: BHs who rent - what % of gross do you spend on rent?
Replies: 84
Views: 6985

Re: Poll: BHs who rent - what % of gross do you spend on rent?

5.2%

My fiancee and I pay $270 each per month for rent, so $540 total. We live in a LCOL college town in the Midwest. The apartment is decently sized and is located in a low crime area.
by JDP
Sun Jan 07, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Recommendations for 72 hours in Dublin, Ireland
Replies: 27
Views: 1903

Re: Recommendations for 72 hours in Dublin, Ireland

Seems like a pretty good itinerary. My GF and I were in Dublin for three days a couple of years ago. We did the Hop on Hop Off bus for the first two days. The first day was to get an overview of the city and tourist spots. We utilized the tour bus as a taxi to get to specific locations on the second...
by JDP
Thu Jan 04, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on food per month, per person?
Replies: 190
Views: 16332

Re: How much do you spend on food per month, per person?

Approximately $200 groceries and $100 eating out, so $300 per person. I would like to lower this by $25-50.
by JDP
Wed Nov 15, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Keurig died...what now?
Replies: 73
Views: 7316

Re: Keurig died...what now?

You could try calling Keurig support: 1 (866) 901-2739 I've done this in the past and they have replaced, free, machines that were years out of warranty. No charge for shipping either. I have no idea if they still will do this. Second this. I called customer service a couple years back to inquire a...
by JDP
Wed Nov 15, 2017 1:00 pm
Forum: Personal Consumer Issues
Topic: When is the best time to buy...........
Replies: 4
Views: 817

Re: When is the best time to buy...........

Probably over the next month and a half since Black Friday and Christmas are right around the corner. Google “Black Friday 2017” along with the model(s) you’re interested in to see if there are any good deals coming up. I tend to buy/upgrade my electronics around this time every year or two. I’ve ha...
by JDP
Wed Nov 08, 2017 6:25 pm
Forum: Personal Consumer Issues
Topic: Another Smart Phone Thread, Low/Mid priced phones and carriers
Replies: 53
Views: 5506

Re: Another Smart Phone Thread, Low/Mid priced phones and carriers

I like the price/performance of the Motorola phones. They seem to be one of the "best bang for your buck" options. Since they are unlocked, you could pair one or two (if your wife switches) with H20 wireless . This carrier runs on the AT&T network and has cheap plans - $30/mo for unlimited talk/text...
by JDP
Sat Sep 23, 2017 9:45 pm
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 148
Views: 15914

Re: What is your favorite reasonably priced bourbon?

Buffalo Trace
Larceny
Maker's Mark
Knob Creek
by JDP
Wed Sep 20, 2017 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Calling out the not so rich bogleheads
Replies: 233
Views: 33694

Re: Calling out the not so rich bogleheads

So, what I would like to request is for those folks to speak up and disclose their financial situations ( anonymously, of course) and the progress they are making towards improving that, no matter how small or trivial it may seem. Even if somebody is not making progress at this time, they should di...
by JDP
Sat May 06, 2017 1:26 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 40786

Re: Where to Live on $60K or Less a Year?

I could use some guidance. Suppose that you would like to live off of no more than $60,000 a year from your investments, which are a mix of monies in retirement accounts and a taxable account, starting today and continuing on for around 50 years. Further suppose that you have around $300K (give or ...
by JDP
Tue Apr 04, 2017 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 306
Views: 43092

Re: Low-earners- What is your profession?

I make mid 50s as an x-ray/CT tech in a LCOL area. Third year in the profession.
by JDP
Thu Mar 16, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: How Much in Your Emergency Fund And Is It Used?
Replies: 240
Views: 37067

Re: How Much in Your Emergency Fund And Is It Used?

About $3,000 right now. I'm increasing it to $10,000, which would cover 6 months of barebone expenses. I'm young, live in a LCOL area, have no kids and split bills with my girlfriend. My half for apartment rent and utilities each month is $325-350. Thinking about transitioning a portion of it into a...
by JDP
Wed Mar 15, 2017 3:57 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 5896

Re: Help me pick a computer

There are tutorials for mounting SSDs in the XPS 8910, configuring BIOS, and installing OSes on them, but if it's something you don't want to deal with I understand. If you do purchase a smaller SSD and larger HDD combo desktop, I would suggest getting at least a 256GB SSD. Personally, I keep the OS...
by JDP
Wed Mar 15, 2017 2:37 pm
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 5896

Re: Help me pick a computer

Have you used the website slickdeals.net? I use it periodically for various electronic deals and cheap flights. Anyway, here is a decent desktop deal for $689.99 w/promo code: Dell XPS 8910 Intel i7-6700 CPU 16GB DDR4 1TB HDD Nvidia GeForce GTX 750Ti 2GB GDDR5 DVDRW Win 10 Pro https://slickdeals.net...
by JDP
Wed Mar 15, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: PayPal - Any Disadvantages?
Replies: 49
Views: 6906

Re: PayPal - Any Disadvantages?

I recently canceled my Paypal account due to two unauthorized $25 withdrawals for iPhone gift cards. I tried to dispute them, but Paypal couldn't confirm it was fraud. Usually my balance would be $0, but since I was waiting for an ebay payment to clear (up to 21 days), there was a 2-4 day period in ...