Search found 4 matches

by elementarydesigns
Sun Mar 12, 2017 11:46 am
Forum: Personal Investments
Topic: Backdoor Roth
Replies: 4
Views: 480

Re: Backdoor Roth

roll her tIRA over to the 401k. thats easy. you can convert the nondeductible one as the basis wont count, only the earnings. . Thanks, PFInterest. Re hers, can the conversion and rollin be done in the same year or is there a waiting period between the 2 events? These 2 accounts are at 2 different ...
by elementarydesigns
Sun Mar 12, 2017 11:40 am
Forum: Personal Investments
Topic: Backdoor Roth
Replies: 4
Views: 480

Backdoor Roth

Between me and my wife, I have a situation where I have a few Traditional IRAs but would love to take advantage of the back door Roth. He: Traditional IRA(pre-tax $): 2002-2003 Currently worth 15K She: Traditional IRA(pre-tax $): 2002-2003 Currently worth 17K Traditional IRA(post-tax $): 2009-2010 C...
by elementarydesigns
Sun Mar 12, 2017 11:34 am
Forum: Investing - Theory, News & General
Topic: Why is the turnover decreasing in a target fund?
Replies: 5
Views: 1220

Why is the turnover decreasing in a target fund?

Off and on, I see references to Target Funds being unsuitable for taxable accounts due to the progressive increase of bond funds in the portfolio. I tried mapping out this increase but to my surprise, I see the turnover decrease over time (turnover numbers from morningstar): Fund: Turnover Vanguard ...