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Corgitodd

US Growth just merged with Morgan Growth, maybe that accounts for the increased returns? maybe look at the holdings vs Primecap which might have more tech and/or healthcare stocks

Corgitodd

Call Vanguard and find out if theres a Flagship Rep assigned. Maybe look into Vanguard’s Personal Advisory Service, maybe they can prepare a Financial Plan for you to consider. You can always say no.

Corgitodd

When I transitioned my 20 year old Vanguard account to Vanguard Brokerage Services, it automatically reset my cash option to reinvest and I had to manually go back and change them to my preferences.

Corgitodd

I wish that Vanguard PAS would make investing in International Bond Fund optional, instead of all but mandatory in their Financial Plans.

Corgitodd

US News shows VG Total Bond Fund has 8% International. VG Core Bond Fund has almost 16% International.

Corgitodd

How much of Total Bond is International?

Corgitodd

Back in 1980-2000, my parents bought a few different High Yield Bond funds. Not sure why, maybe International Bond Funds weren't yet available or weren't being marketed.

Corgitodd

Is the PAS advisor more available when you call than an assigned Flagship Rep? Do you get a voicemail with a PAS rep or have to schedule online to talk? Does the PAS make the assigned Flagship Rep superfluous?

Corgitodd

I inherited some Fidelity Cap and Income.It’s doing pretty well lately, maybe I replace it with Total Bond Fund before it goes south?

Corgitodd

We actually have no idea if that is a simple question or a very complex question. It doesn't really matter if a fund is doing well when you take your RMD because you can just buy it back in taxable. [/quote That assumes you plan to reinvest the RMD. Asking for someones complete financial rundown se...

Corgitodd

Thats what I thought. Thanks that helps.

Corgitodd

I tried to keep it simple. I view this trad ira spearate from my other holdings because Im taking RMD’s. The advice came from a VG rep. Frankly, I do t understand why he wants me to switch US Stock funds to International, and Im not inclined to do it. Probably the simplest questions is, does anyone ...

Corgitodd

Been advised to rebalance my traditional ira stock portion (40 percent lg cap Blend)to VG Developed Markets, an international fund. Anyone have international in a traditional ira? Would that change if you were currently taking RMDs?

Corgitodd

I saw recently Schwab has started offering cheaper advisory services. Perhaps Vanguard will follow suit?

Corgitodd

Wow! Thats interesting. I’m not reinvesting at this point, just getting checks and depositing them in MMFs and Cds. I entered all my DRIPS in the Vanguard “my holdings” page just to keep track of them, and also so my VG rep would have a clearer picture of my holdings when they did an annual financia...

Corgitodd

Thats helps. I think I’d also get some kind of SPIC brokerage insurance with Vanguard, although somewhat concerned about having all my eggs in one basket, (ie Vanguard) after what happened to Lehman Brothers.

Corgitodd

Anyone have any experience, good or bad with transferring from HSA Authority to Fidelity? Anyone? Bueller? Bueller?

Corgitodd

I have a Vanguard Variable Annuity i bought in the mid 1990s. Currently invested in its versions of S&P 500 Index and Total Bond Index. I was advised by a Vanguard CFP to change those investments to International Funds. Not sure why, other than VG likes International funds.

Corgitodd

Apart from consolidation, is there any advantage to transferring Dividend Reinvestment Plan Stocks that are currently held at Computershare or with their respective companies, such as P&G, Exxon, First Energy etc to Vanguard? Is there any disadvantage, ie losing the drip plan?

Corgitodd

Anyone here transfered from HSA Authority/Old Nat’l bank to Fido? If so, did it go smoothly?

Corgitodd

Bloomberg tv interviewed Bill Gross and aired last Friday, the day he retired. they may repeat the interview or it may be on Bloombergs website. Gross talked about that he recently learned that he has Asbergers.

Corgitodd

I read somewhere that Muni bonds impact SOcial Security payments? If so, how?

Corgitodd

An HSA would be tax advantaged so a zero fund placed in a Fidelity HSA would be ok?

Corgitodd

A smart person learns from their own mistakes,
A wise person learns from others mistakes.

Corgitodd

In light of the Govt probe into Fidelitys fees, is there any concerns about Fidelity HSA?

Corgitodd

Wonder how this impacts Fidelity’s no cost HSA?

Corgitodd

Catastrophizing!!!!

My new word of the day. Thanks!

Corgitodd

I have Wellington Admiral shares at HSA Authority, at only a $1k minimum entry. Fidelity has no cost stock index funds, but they dont seem to offer a no cost bond fund were I try to replicate Wellington’s balanced approach. I could transfer over the Wellington to Fidelity, but I think I’d get hit wi...

Corgitodd

Reviving this older thread to learn if anyone has transferred their HSA Authority acount to Fidelity, and if so, what was the easiest route. I’m still undecided because I have VG Wellington Shares at HSA bank and I prefer VG funds.

Corgitodd

Kraft Heinz

Corgitodd

When I did the transition, it automatically reset ALL my funds to “reinvest”. I had to manually go back and set certain funds back to “cash”.

Corgitodd

I spoke with a VG rep who indicated that converting to brokerage added more SPIC (?) protection. The protection is based per account. So if you have a trust account, and an individual account it adds protection per account. Not sire if this applies to money markets accounts. I asked her where this w...

Corgitodd

Woild you get short term or intermediate term bond funds now with the recent flattened yield curve? Also, Emphasis on Corporate or Treasury Bond, in particular within an IRA? Seems like Total Bond hasnt done well lately.

Corgitodd

Planning on transferring my HSA from HSA Authority/Old National Bank to Fidelity HSA. Ive scoured the giant Fidleity HsA thread here and have seen other HSA providers such as HSA Bank and TD Ameritrade transfer issues, such as ignoring transfer papaerwork and sitting on transfer funds for a month, b...

Corgitodd

Does VG charge to stop payment on
a MMF check?

Corgitodd

Interesting, I though it would have done better, along the lines of Primecap.

Corgitodd

Didnt list Growth Index Fund

Corgitodd

I saw today that Citizens online has 2.35 percent, dont know how they compare with Marcus. I opened a Marcus acount inline it was easy and I didnt have to call and wait in hold forever like when I dealt with Synchrony.

Corgitodd

Citizens online savings is now 2.35 percent

Corgitodd

Last fall, after constant upgrade reminders, I converted an inherited IRA to a VG Brokerage Account. Does it make sense to have a Federal MMF which has lots of treasuries, in an IRA? I think a Federal MMf is a mandatory Settlement Fund.

Corgitodd

Been toying with buying some Ohio Long Term Bond (VOHiX). Ive been advised to rebalance as I’m stock fund heavy.

Corgitodd

I’m facing basically the same dillema only with HSA Authority/Old National Bank. Is it best to liquidate then transfer? Im invested in Wellington Admiral, I assume that Fidelity would charge to keep the money in Wellington Admiral?

Corgitodd

I went with HSA Authority last summer because it seemed cheapest to access Vanguard funds, specifically Wellington Admiral at a $1000.00 entry. I then learned of Fidelity. Havent decided yet to transfer or not, was waiting to hear some Fidelity reviews.

Corgitodd

Last October I opened an HSA with Old National Bank/HSA Authority. I put the funds into a VG Wellington admiral fund. I recently learned of Fidelity HSA and I am debating whether to transfer the HsA Authority over to Fidelity. My $36.00 fee I think wont be charged again until October. I think theres...

Corgitodd

Has anyone had experience with Vanguard PRIMECAP and/or Capital Opportunity funds? As far as I can tell.. they appear to be Vanguard-branded non-index actively managed funds :shock: What is the catch here? Other than past performance doesn't necessarily equate to future gains. They are great funds....

Corgitodd

Good to know, thanks

Corgitodd

How does it compare to Growth Index?

Corgitodd

Has anyone transferred a Health Savings Authority (Old National Bank)HSA to Fidelity?

Corgitodd

Not prognosticating or market timing, but with all the news of the anticipated Fed rate hike at the March 14-15 Fed meeting, is the anticipated rate hike already being factored in to Bond fund prices, or will they drop much further after the rate hike is announced? in particular VOHIX, VBIIX and GNMA.

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