Search found 49 matches

by Corgitodd
Wed May 08, 2019 1:43 pm
Forum: Personal Investments
Topic: US Growth vs. POGRX and Primecap
Replies: 7
Views: 991

Re: US Growth vs. POGRX and Primecap

US Growth just merged with Morgan Growth, maybe that accounts for the increased returns? maybe look at the holdings vs Primecap which might have more tech and/or healthcare stocks
by Corgitodd
Wed May 08, 2019 12:44 pm
Forum: Personal Investments
Topic: I will inherit 2Mil What to do with it?
Replies: 54
Views: 8629

Re: I will inherit 2Mil What to do with it?

Call Vanguard and find out if theres a Flagship Rep assigned. Maybe look into Vanguard’s Personal Advisory Service, maybe they can prepare a Financial Plan for you to consider. You can always say no.
by Corgitodd
Fri May 03, 2019 8:54 am
Forum: Investing - Theory, News & General
Topic: Vanguard randomly not reinvesting dividends
Replies: 37
Views: 4668

Re: Vanguard randomly not reinvesting dividends

When I transitioned my 20 year old Vanguard account to Vanguard Brokerage Services, it automatically reset my cash option to reinvest and I had to manually go back and change them to my preferences.
by Corgitodd
Fri May 03, 2019 8:31 am
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 307
Views: 43949

Re: I’m still not a fan of international bond funds

I wish that Vanguard PAS would make investing in International Bond Fund optional, instead of all but mandatory in their Financial Plans.
by Corgitodd
Thu May 02, 2019 9:09 am
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 307
Views: 43949

Re: I’m still not a fan of international bond funds

US News shows VG Total Bond Fund has 8% International. VG Core Bond Fund has almost 16% International.
by Corgitodd
Wed May 01, 2019 6:27 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 307
Views: 43949

Re: I’m still not a fan of international bond funds

How much of Total Bond is International?
by Corgitodd
Wed May 01, 2019 2:58 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 307
Views: 43949

Re: I’m still not a fan of international bond funds

Back in 1980-2000, my parents bought a few different High Yield Bond funds. Not sure why, maybe International Bond Funds weren't yet available or weren't being marketed.
by Corgitodd
Wed May 01, 2019 12:04 pm
Forum: Personal Investments
Topic: Vanguard Personal Advisor Services
Replies: 40
Views: 6835

Re: Vanguard Personal Advisor Services

Is the PAS advisor more available when you call than an assigned Flagship Rep? Do you get a voicemail with a PAS rep or have to schedule online to talk? Does the PAS make the assigned Flagship Rep superfluous?
by Corgitodd
Tue Apr 30, 2019 9:03 pm
Forum: Investing - Theory, News & General
Topic: Is there a relatively stable junk bond fund?
Replies: 43
Views: 5618

Re: Is there a relatively stable junk bond fund?

I inherited some Fidelity Cap and Income.It’s doing pretty well lately, maybe I replace it with Total Bond Fund before it goes south?
by Corgitodd
Mon Apr 22, 2019 12:15 pm
Forum: Investing - Theory, News & General
Topic: Best Taxable Bond Funds IRA
Replies: 8
Views: 630

Re: Best Taxable Bond Funds IRA

We actually have no idea if that is a simple question or a very complex question. It doesn't really matter if a fund is doing well when you take your RMD because you can just buy it back in taxable. [/quote That assumes you plan to reinvest the RMD. Asking for someones complete financial rundown se...
by Corgitodd
Sat Apr 20, 2019 1:19 pm
Forum: Personal Investments
Topic: International fund in trad IRA
Replies: 6
Views: 391

Re: International fund in trad IRA

Thats what I thought. Thanks that helps.
by Corgitodd
Sat Apr 20, 2019 12:56 pm
Forum: Personal Investments
Topic: International fund in trad IRA
Replies: 6
Views: 391

Re: International fund in trad IRA

I tried to keep it simple. I view this trad ira spearate from my other holdings because Im taking RMD’s. The advice came from a VG rep. Frankly, I do t understand why he wants me to switch US Stock funds to International, and Im not inclined to do it. Probably the simplest questions is, does anyone ...
by Corgitodd
Sat Apr 20, 2019 12:37 pm
Forum: Personal Investments
Topic: International fund in trad IRA
Replies: 6
Views: 391

International fund in trad IRA

Been advised to rebalance my traditional ira stock portion (40 percent lg cap Blend)to VG Developed Markets, an international fund. Anyone have international in a traditional ira? Would that change if you were currently taking RMDs?
by Corgitodd
Sun Apr 14, 2019 4:40 pm
Forum: Personal Investments
Topic: My pet peeve with Vanguard Personal Advisory Service
Replies: 14
Views: 2847

Re: My pet peeve with Vanguard Personal Advisory Service

I saw recently Schwab has started offering cheaper advisory services. Perhaps Vanguard will follow suit?
by Corgitodd
Sun Apr 14, 2019 11:59 am
Forum: Personal Investments
Topic: Transfer DRIPS to VG
Replies: 4
Views: 360

Re: Transfer DRIPS to VG

Wow! Thats interesting. I’m not reinvesting at this point, just getting checks and depositing them in MMFs and Cds. I entered all my DRIPS in the Vanguard “my holdings” page just to keep track of them, and also so my VG rep would have a clearer picture of my holdings when they did an annual financia...
by Corgitodd
Sun Apr 14, 2019 10:57 am
Forum: Personal Investments
Topic: Transfer DRIPS to VG
Replies: 4
Views: 360

Re: Transfer DRIPS to VG

Thats helps. I think I’d also get some kind of SPIC brokerage insurance with Vanguard, although somewhat concerned about having all my eggs in one basket, (ie Vanguard) after what happened to Lehman Brothers.
by Corgitodd
Sun Apr 14, 2019 9:27 am
Forum: Personal Investments
Topic: Tranfer HSA Authority/Old Nat’l Bank to Fidelity
Replies: 1
Views: 190

Tranfer HSA Authority/Old Nat’l Bank to Fidelity

Anyone have any experience, good or bad with transferring from HSA Authority to Fidelity? Anyone? Bueller? Bueller?
by Corgitodd
Sun Apr 14, 2019 9:18 am
Forum: Personal Investments
Topic: Tax treatment of Variable Annuity
Replies: 14
Views: 1057

Re: Tax treatment of Variable Annuity

I have a Vanguard Variable Annuity i bought in the mid 1990s. Currently invested in its versions of S&P 500 Index and Total Bond Index. I was advised by a Vanguard CFP to change those investments to International Funds. Not sure why, other than VG likes International funds.
by Corgitodd
Sun Apr 14, 2019 8:58 am
Forum: Personal Investments
Topic: Transfer DRIPS to VG
Replies: 4
Views: 360

Transfer DRIPS to VG

Apart from consolidation, is there any advantage to transferring Dividend Reinvestment Plan Stocks that are currently held at Computershare or with their respective companies, such as P&G, Exxon, First Energy etc to Vanguard? Is there any disadvantage, ie losing the drip plan?
by Corgitodd
Sun Mar 31, 2019 9:40 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1004
Views: 106091

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Anyone here transfered from HSA Authority/Old Nat’l bank to Fido? If so, did it go smoothly?
by Corgitodd
Mon Mar 04, 2019 7:46 am
Forum: Investing - Theory, News & General
Topic: Bill Gross, notable active bond fund manager, retires
Replies: 10
Views: 1497

Re: Bill Gross, notable active bond fund manager, retires

Bloomberg tv interviewed Bill Gross and aired last Friday, the day he retired. they may repeat the interview or it may be on Bloombergs website. Gross talked about that he recently learned that he has Asbergers.
by Corgitodd
Mon Mar 04, 2019 7:38 am
Forum: Personal Investments
Topic: Question about investing in bonds
Replies: 29
Views: 3196

Re: Question about investing in bonds

I read somewhere that Muni bonds impact SOcial Security payments? If so, how?
by Corgitodd
Thu Feb 28, 2019 12:06 pm
Forum: Personal Investments
Topic: Fidelity ZERO YTD Performance
Replies: 33
Views: 5091

Re: Fidelity ZERO YTD Performance

An HSA would be tax advantaged so a zero fund placed in a Fidelity HSA would be ok?
by Corgitodd
Thu Feb 28, 2019 8:44 am
Forum: Personal Investments
Topic: Great Goofs
Replies: 47
Views: 4619

Re: Great Goofs

A smart person learns from their own mistakes,
A wise person learns from others mistakes.
by Corgitodd
Wed Feb 27, 2019 11:09 am
Forum: Personal Investments
Topic: HSA Bank and TD Ameritrade
Replies: 18
Views: 2026

Re: HSA Bank and TD Ameritrade

In light of the Govt probe into Fidelitys fees, is there any concerns about Fidelity HSA?
by Corgitodd
Mon Feb 25, 2019 11:17 am
Forum: Personal Investments
Topic: GE Wabco Merger
Replies: 37
Views: 6316

Re: GE Wabco Merger

Catastrophizing!!!!

My new word of the day. Thanks!
by Corgitodd
Mon Feb 25, 2019 10:24 am
Forum: Personal Investments
Topic: questions on The HSA Authority
Replies: 8
Views: 2317

Re: questions on The HSA Authority

I have Wellington Admiral shares at HSA Authority, at only a $1k minimum entry. Fidelity has no cost stock index funds, but they dont seem to offer a no cost bond fund were I try to replicate Wellington’s balanced approach. I could transfer over the Wellington to Fidelity, but I think I’d get hit wi...
by Corgitodd
Mon Feb 25, 2019 8:44 am
Forum: Personal Investments
Topic: questions on The HSA Authority
Replies: 8
Views: 2317

Re: questions on The HSA Authority

Reviving this older thread to learn if anyone has transferred their HSA Authority acount to Fidelity, and if so, what was the easiest route. I’m still undecided because I have VG Wellington Shares at HSA bank and I prefer VG funds.
by Corgitodd
Sun Feb 24, 2019 4:49 pm
Forum: Personal Investments
Topic: Is anything "cheap" right now?
Replies: 49
Views: 5207

Re: Is anything "cheap" right now?

Kraft Heinz
by Corgitodd
Sun Feb 24, 2019 11:35 am
Forum: Investing - Theory, News & General
Topic: Vanguard brokerage account transition
Replies: 93
Views: 10936

Re: Vanguard brokerage account transition

When I did the transition, it automatically reset ALL my funds to “reinvest”. I had to manually go back and set certain funds back to “cash”.
by Corgitodd
Sat Feb 23, 2019 7:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard brokerage account transition
Replies: 93
Views: 10936

Re: Vanguard brokerage account transition

I spoke with a VG rep who indicated that converting to brokerage added more SPIC (?) protection. The protection is based per account. So if you have a trust account, and an individual account it adds protection per account. Not sire if this applies to money markets accounts. I asked her where this w...
by Corgitodd
Mon Feb 04, 2019 6:03 pm
Forum: Personal Investments
Topic: What is the appropriate bond allocation?
Replies: 12
Views: 1042

Re: What is the appropriate bond allocation?

Woild you get short term or intermediate term bond funds now with the recent flattened yield curve? Also, Emphasis on Corporate or Treasury Bond, in particular within an IRA? Seems like Total Bond hasnt done well lately.
by Corgitodd
Sun Feb 03, 2019 9:46 am
Forum: Investing - Theory, News & General
Topic: Anybody transfer from HSA Authority to Fidelity?
Replies: 1
Views: 150

Anybody transfer from HSA Authority to Fidelity?

Planning on transferring my HSA from HSA Authority/Old National Bank to Fidelity HSA. Ive scoured the giant Fidleity HsA thread here and have seen other HSA providers such as HSA Bank and TD Ameritrade transfer issues, such as ignoring transfer papaerwork and sitting on transfer funds for a month, b...
by Corgitodd
Sun Feb 03, 2019 9:20 am
Forum: Personal Investments
Topic: Kindergarten-level question about Money Market fund
Replies: 19
Views: 1984

Re: Kindergarten-level question about Money Market fund

Does VG charge to stop payment on
a MMF check?
by Corgitodd
Sun Feb 03, 2019 9:16 am
Forum: Investing - Theory, News & General
Topic: Worst December...Best January
Replies: 29
Views: 3880

Re: Worst December...Best January

Interesting, I though it would have done better, along the lines of Primecap.
by Corgitodd
Sat Feb 02, 2019 3:56 pm
Forum: Investing - Theory, News & General
Topic: Worst December...Best January
Replies: 29
Views: 3880

Re: Worst December...Best January

Didnt list Growth Index Fund
by Corgitodd
Thu Jan 31, 2019 7:00 pm
Forum: Personal Investments
Topic: Marcus savings account best for parking cash <1year?
Replies: 15
Views: 1455

Re: Marcus savings account best for parking cash <1year?

I saw today that Citizens online has 2.35 percent, dont know how they compare with Marcus. I opened a Marcus acount inline it was easy and I didnt have to call and wait in hold forever like when I dealt with Synchrony.
by Corgitodd
Thu Jan 31, 2019 5:49 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 232
Views: 52294

Re: Vanguard Prime Money Market yield over 2.5%

Citizens online savings is now 2.35 percent
by Corgitodd
Thu Jan 31, 2019 5:14 pm
Forum: Investing - Theory, News & General
Topic: Federal MMF Settlement in IRA
Replies: 2
Views: 354

Federal MMF Settlement in IRA

Last fall, after constant upgrade reminders, I converted an inherited IRA to a VG Brokerage Account. Does it make sense to have a Federal MMF which has lots of treasuries, in an IRA? I think a Federal MMf is a mandatory Settlement Fund.
by Corgitodd
Thu Jan 31, 2019 9:21 am
Forum: Personal Investments
Topic: What did you buy today
Replies: 119
Views: 9856

Re: What did you buy today

Been toying with buying some Ohio Long Term Bond (VOHiX). Ive been advised to rebalance as I’m stock fund heavy.
by Corgitodd
Thu Jan 31, 2019 9:18 am
Forum: Personal Investments
Topic: Give Up Wellington at HSA Bank to go to Fidelity?
Replies: 7
Views: 798

Re: Give Up Wellington at HSA Bank to go to Fidelity?

I’m facing basically the same dillema only with HSA Authority/Old National Bank. Is it best to liquidate then transfer? Im invested in Wellington Admiral, I assume that Fidelity would charge to keep the money in Wellington Admiral?
by Corgitodd
Mon Jan 28, 2019 7:15 pm
Forum: Personal Investments
Topic: What’s the Best HSA out there?
Replies: 17
Views: 2231

Re: What’s the Best HSA out there?

I went with HSA Authority last summer because it seemed cheapest to access Vanguard funds, specifically Wellington Admiral at a $1000.00 entry. I then learned of Fidelity. Havent decided yet to transfer or not, was waiting to hear some Fidelity reviews.
by Corgitodd
Thu Jan 17, 2019 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: HSA provider good for investment for individual account
Replies: 18
Views: 1364

Re: HSA provider good for investment for individual account

Last October I opened an HSA with Old National Bank/HSA Authority. I put the funds into a VG Wellington admiral fund. I recently learned of Fidelity HSA and I am debating whether to transfer the HsA Authority over to Fidelity. My $36.00 fee I think wont be charged again until October. I think theres...
by Corgitodd
Tue Jan 15, 2019 11:03 am
Forum: Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 59
Views: 7993

Re: Vanguard PRIMECAP and Capital Opportunity

Has anyone had experience with Vanguard PRIMECAP and/or Capital Opportunity funds? As far as I can tell.. they appear to be Vanguard-branded non-index actively managed funds :shock: What is the catch here? Other than past performance doesn't necessarily equate to future gains. They are great funds....
by Corgitodd
Mon Jan 14, 2019 8:50 pm
Forum: Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 59
Views: 7993

Re: Vanguard PRIMECAP and Capital Opportunity

Good to know, thanks
by Corgitodd
Sun Jan 13, 2019 6:19 pm
Forum: Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 59
Views: 7993

Re: Vanguard PRIMECAP and Capital Opportunity

How does it compare to Growth Index?
by Corgitodd
Sat Jan 12, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1004
Views: 106091

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Has anyone transferred a Health Savings Authority (Old National Bank)HSA to Fidelity?
by Corgitodd
Thu Mar 09, 2017 3:05 pm
Forum: Personal Investments
Topic: Open bond fund now or wait till Fed rate increase next week
Replies: 15
Views: 1970

Open bond fund now or wait till Fed rate increase next week

Not prognosticating or market timing, but with all the news of the anticipated Fed rate hike at the March 14-15 Fed meeting, is the anticipated rate hike already being factored in to Bond fund prices, or will they drop much further after the rate hike is announced? in particular VOHIX, VBIIX and GNMA.